Home > State Federal Savings and Loan Association of Des Moines > Income and Expense
State Federal Savings and Loan Association of Des Moines, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 4,429 |
| Total interest expense | $2,818,000 | 3,028 |
| Net interest income | $2,917,000 | 5,399 |
| Provision for loan and lease losses | $699,000 | 1,625 |
| Total noninterest income | $744,000 | 4,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $744,000 | 2,848 |
| Total noninterest expense | $3,284,000 | 4,333 |
| Salaries and employee benefits | $1,845,000 | 4,187 |
| Premises and equipment expense | $675,000 | 3,183 |
| Additional noninterest expense | $764,000 | 5,213 |
| Pre-tax net operating income | $-322,000 | 8,750 |
| Securities gains (losses) | $195,000 | 1,362 |
| Applicable income taxes | $-167,000 | 8,994 |
| Income before extraordinary items | $40,000 | 8,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,335 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-84,800 | 8,639 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,414 |
| Total interest expense | $2,172,000 | 3,060 |
| Net interest income | $2,227,000 | 5,355 |
| Provision for loan and lease losses | $699,000 | 1,226 |
| Total noninterest income | $541,000 | 4,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $541,000 | 2,994 |
| Total noninterest expense | $2,463,000 | 4,318 |
| Salaries and employee benefits | $1,382,000 | 4,188 |
| Premises and equipment expense | $502,000 | 3,214 |
| Additional noninterest expense | $579,000 | 5,142 |
| Pre-tax net operating income | $-394,000 | 8,912 |
| Securities gains (losses) | $180,000 | 1,296 |
| Applicable income taxes | $-201,000 | 9,120 |
| Income before extraordinary items | $-13,000 | 8,752 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-13,000 | 8,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 849 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-128,200 | 8,780 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 4,377 |
| Total interest expense | $1,493,000 | 3,056 |
| Net interest income | $1,521,000 | 5,281 |
| Provision for loan and lease losses | $589,000 | 1,017 |
| Total noninterest income | $353,000 | 4,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $1,714,000 | 4,163 |
| Salaries and employee benefits | $947,000 | 4,088 |
| Premises and equipment expense | $335,000 | 3,196 |
| Additional noninterest expense | $432,000 | 4,732 |
| Pre-tax net operating income | $-429,000 | 9,040 |
| Securities gains (losses) | $133,000 | 1,307 |
| Applicable income taxes | $-234,000 | 9,186 |
| Income before extraordinary items | $-62,000 | 8,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-62,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 720 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-147,120 | 8,884 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 4,310 |
| Total interest expense | $762,000 | 3,073 |
| Net interest income | $795,000 | 5,125 |
| Provision for loan and lease losses | $64,000 | 3,180 |
| Total noninterest income | $164,000 | 4,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $873,000 | 4,091 |
| Salaries and employee benefits | $454,000 | 4,212 |
| Premises and equipment expense | $185,000 | 2,937 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $22,000 | 8,426 |
| Securities gains (losses) | $64,000 | 1,248 |
| Applicable income taxes | $-109,000 | 9,227 |
| Income before extraordinary items | $195,000 | 5,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 776 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,000 | 6,170 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,381 |
| Total interest expense | $3,494,000 | 3,102 |
| Net interest income | $2,876,000 | 5,411 |
| Provision for loan and lease losses | $547,000 | 2,233 |
| Total noninterest income | $542,000 | 4,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $542,000 | 3,143 |
| Total noninterest expense | $3,251,000 | 4,187 |
| Salaries and employee benefits | $1,641,000 | 4,375 |
| Premises and equipment expense | $811,000 | 2,655 |
| Additional noninterest expense | $799,000 | 4,925 |
| Pre-tax net operating income | $-380,000 | 8,928 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-53,000 | 8,997 |
| Income before extraordinary items | $-327,000 | 8,972 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-327,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,629 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-327,000 | 8,925 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 4,233 |
| Total interest expense | $4,850,000 | 3,233 |
| Net interest income | $2,641,000 | 5,535 |
| Provision for loan and lease losses | $311,000 | 3,124 |
| Total noninterest income | $1,474,000 | 2,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,474,000 | 1,541 |
| Total noninterest expense | $2,581,000 | 4,852 |
| Salaries and employee benefits | $1,457,000 | 4,617 |
| Premises and equipment expense | $635,000 | 3,213 |
| Additional noninterest expense | $489,000 | 6,514 |
| Pre-tax net operating income | $1,223,000 | 4,379 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $382,000 | 3,825 |
| Income before extraordinary items | $841,000 | 4,751 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $841,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $841,000 | 4,628 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,306,000 | 4,425 |
| Total interest expense | $4,525,000 | 3,604 |
| Net interest income | $2,781,000 | 5,430 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $567,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $567,000 | 2,725 |
| Total noninterest expense | $1,741,000 | 6,173 |
| Salaries and employee benefits | $1,045,000 | 5,752 |
| Premises and equipment expense | $357,000 | 4,866 |
| Additional noninterest expense | $339,000 | 7,637 |
| Pre-tax net operating income | $1,571,000 | 3,945 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $575,000 | 3,200 |
| Income before extraordinary items | $996,000 | 4,405 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $996,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $996,000 | 4,401 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 4,704 |
| Total interest expense | $3,899,000 | 3,666 |
| Net interest income | $2,552,000 | 5,726 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $516,000 | 4,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $516,000 | 2,900 |
| Total noninterest expense | $1,663,000 | 6,376 |
| Salaries and employee benefits | $960,000 | 6,044 |
| Premises and equipment expense | $320,000 | 5,276 |
| Additional noninterest expense | $383,000 | 7,422 |
| Pre-tax net operating income | $1,369,000 | 4,362 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $492,000 | 3,677 |
| Income before extraordinary items | $877,000 | 4,817 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $877,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $3,200,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $877,000 | 4,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 4,632 |
| Total interest expense | $4,109,000 | 3,598 |
| Net interest income | $2,468,000 | 5,897 |
| Provision for loan and lease losses | $58,000 | 6,364 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $454,000 | 3,166 |
| Total noninterest expense | $1,622,000 | 6,385 |
| Salaries and employee benefits | $929,000 | 6,072 |
| Premises and equipment expense | $321,000 | 5,170 |
| Additional noninterest expense | $372,000 | 7,456 |
| Pre-tax net operating income | $1,242,000 | 4,773 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $448,000 | 4,134 |
| Income before extraordinary items | $794,000 | 5,210 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $794,000 | 5,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $794,000 | 5,118 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 4,797 |
| Total interest expense | $3,920,000 | 3,753 |
| Net interest income | $2,544,000 | 5,980 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $481,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $481,000 | 2,901 |
| Total noninterest expense | $1,395,000 | 7,046 |
| Salaries and employee benefits | $869,000 | 6,445 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $301,000 | 8,313 |
| Pre-tax net operating income | $1,594,000 | 4,253 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $591,000 | 3,724 |
| Income before extraordinary items | $1,003,000 | 4,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,003,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,003,000 | 4,630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 5,253 |
| Total interest expense | $3,409,000 | 4,286 |
| Net interest income | $2,477,000 | 6,229 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $328,000 | 6,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $1,696,000 | 6,615 |
| Salaries and employee benefits | $827,000 | 6,850 |
| Premises and equipment expense | $227,000 | 6,573 |
| Additional noninterest expense | $642,000 | 6,082 |
| Pre-tax net operating income | $1,085,000 | 5,461 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $376,000 | 5,092 |
| Income before extraordinary items | $709,000 | 5,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $709,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $709,000 | 5,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 5,668 |
| Total interest expense | $3,040,000 | 4,699 |
| Net interest income | $2,348,000 | 6,579 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $1,390,000 | 7,617 |
| Salaries and employee benefits | $859,000 | 6,766 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $331,000 | 8,905 |
| Pre-tax net operating income | $1,173,000 | 5,333 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $446,000 | 4,556 |
| Income before extraordinary items | $727,000 | 5,832 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $727,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $727,000 | 5,815 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 5,905 |
| Total interest expense | $2,259,000 | 5,057 |
| Net interest income | $2,489,000 | 6,506 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $1,334,000 | 8,135 |
| Salaries and employee benefits | $820,000 | 7,086 |
| Premises and equipment expense | $220,000 | 7,054 |
| Additional noninterest expense | $294,000 | 10,033 |
| Pre-tax net operating income | $1,316,000 | 4,892 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $513,000 | 3,982 |
| Income before extraordinary items | $803,000 | 5,352 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $803,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,573,000 | 216 |
| Net operating income | $803,000 | 5,417 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 6,178 |
| Total interest expense | $2,379,000 | 5,028 |
| Net interest income | $2,242,000 | 7,052 |
| Provision for loan and lease losses | $99,000 | 5,823 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $1,081,000 | 9,397 |
| Salaries and employee benefits | $605,000 | 8,761 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $257,000 | 10,986 |
| Pre-tax net operating income | $1,221,000 | 5,121 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $429,000 | 4,748 |
| Income before extraordinary items | $792,000 | 5,610 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $733,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $792,000 | 5,372 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 6,334 |
| Total interest expense | $3,054,000 | 5,078 |
| Net interest income | $2,002,000 | 7,758 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,088,000 | 9,575 |
| Salaries and employee benefits | $608,000 | 8,743 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $277,000 | 11,175 |
| Pre-tax net operating income | $1,061,000 | 5,390 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $383,000 | 4,962 |
| Income before extraordinary items | $678,000 | 6,051 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $678,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $678,000 | 5,709 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.