Home > State Central Bank > Income and Expense

State Central Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$853,0004,013
Total interest expense$199,0004,037
Net interest income$654,0003,960
Provision for loan and lease losses$02,775
Total noninterest income$109,0003,406
Gross Fiduciary activities income$69,000703
Service charges on deposit accounts$16,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$24,0003,863
Total noninterest expense$536,0003,951
Salaries and employee benefits$270,0003,983
Premises and equipment expense$65,0003,668
Additional noninterest expense$24,0003,863
Pre-tax net operating income$227,0003,610
Securities gains (losses)$-58,0004,259
Applicable income taxes$03,151
Income before extraordinary items$169,0003,676
Extraordinary gains, net$047
Net income$169,0003,713
Minority interest net income$065
Net income of bank and minority interests.$169,0003,676
Net charge-offs$26,0001,311
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$227,0003,514
2024-12-31 (YTD Data)Rank
Total interest income$4,128,0003,894
Total interest expense$762,0004,074
Net interest income$3,366,0003,737
Provision for loan and lease losses$-600,0004,407
Total noninterest income$533,0003,327
Gross Fiduciary activities income$367,000674
Service charges on deposit accounts$51,0003,733
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,854
Total noninterest expense$2,178,0003,955
Salaries and employee benefits$1,116,0003,981
Premises and equipment expense$265,0003,672
Additional noninterest expense$115,0003,854
Pre-tax net operating income$2,321,0002,717
Securities gains (losses)$-68,0003,920
Applicable income taxes$101,0002,707
Income before extraordinary items$2,152,0002,655
Extraordinary gains, net$053
Net income$2,152,0002,680
Minority interest net income$090
Net income of bank and minority interests.$2,152,0002,655
Net charge-offs$-178,0004,375
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$2,217,2802,631
2024-09-30 (YTD Data)Rank
Total interest income$2,002,0004,178
Total interest expense$571,0004,086
Net interest income$1,431,0004,172
Provision for loan and lease losses$03,100
Total noninterest income$390,0003,333
Gross Fiduciary activities income$265,000680
Service charges on deposit accounts$39,0003,744
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,873
Total noninterest expense$1,578,0003,981
Salaries and employee benefits$819,0003,999
Premises and equipment expense$168,0003,807
Additional noninterest expense$86,0003,873
Pre-tax net operating income$243,0003,989
Securities gains (losses)$-68,0004,113
Applicable income taxes$101,0002,570
Income before extraordinary items$74,0004,126
Extraordinary gains, net$051
Net income$74,0004,171
Minority interest net income$082
Net income of bank and minority interests.$74,0004,129
Net charge-offs$-42,0004,220
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$127,7204,080
2024-06-30 (YTD Data)Rank
Total interest income$1,342,0004,186
Total interest expense$391,0004,075
Net interest income$951,0004,188
Provision for loan and lease losses$02,935
Total noninterest income$259,0003,323
Gross Fiduciary activities income$175,000680
Service charges on deposit accounts$28,0003,708
Trading account gains and feesNANA
Additional Noninterest Income$56,0003,880
Total noninterest expense$992,0004,028
Salaries and employee benefits$526,0004,036
Premises and equipment expense$101,0003,898
Additional noninterest expense$56,0003,880
Pre-tax net operating income$218,0003,901
Securities gains (losses)$-68,0004,158
Applicable income taxes$101,0002,367
Income before extraordinary items$49,0004,136
Extraordinary gains, net$052
Net income$49,0004,180
Minority interest net income$084
Net income of bank and minority interests.$49,0004,139
Net charge-offs$-39,0004,255
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$102,7204,065
2024-03-31 (YTD Data)Rank
Total interest income$630,0004,236
Total interest expense$182,0004,109
Net interest income$448,0004,230
Provision for loan and lease losses$02,578
Total noninterest income$140,0003,241
Gross Fiduciary activities income$91,000637
Service charges on deposit accounts$14,0003,712
Trading account gains and feesNANA
Additional Noninterest Income$35,0003,772
Total noninterest expense$493,0004,045
Salaries and employee benefits$263,0004,050
Premises and equipment expense$52,0003,865
Additional noninterest expense$35,0003,772
Pre-tax net operating income$95,0003,929
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$95,0003,894
Extraordinary gains, net$051
Net income$95,0003,931
Minority interest net income$072
Net income of bank and minority interests.$95,0003,894
Net charge-offs$-15,0004,191
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$95,0003,895
2023-12-31 (YTD Data)Rank
Total interest income$2,323,0004,241
Total interest expense$603,0004,019
Net interest income$1,720,0004,279
Provision for loan and lease losses$03,275
Total noninterest income$462,0003,466
Gross Fiduciary activities income$321,000641
Service charges on deposit accounts$34,0004,015
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,969
Total noninterest expense$1,912,0004,077
Salaries and employee benefits$967,0004,135
Premises and equipment expense$213,0003,905
Additional noninterest expense$107,0003,969
Pre-tax net operating income$270,0004,132
Securities gains (losses)$90,000264
Applicable income taxes$03,369
Income before extraordinary items$360,0004,008
Extraordinary gains, net$054
Net income$360,0004,047
Minority interest net income$088
Net income of bank and minority interests.$360,0004,010
Net charge-offs$-263,0004,483
Cash dividends$4,0003,453
Sale, conversion, retirement of capital stock, net$0540
Net operating income$270,0004,120
2023-09-30 (YTD Data)Rank
Total interest income$1,543,0004,310
Total interest expense$432,0003,998
Net interest income$1,111,0004,348
Provision for loan and lease losses$03,085
Total noninterest income$332,0003,520
Gross Fiduciary activities income$228,000638
Service charges on deposit accounts$22,0004,083
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,983
Total noninterest expense$1,333,0004,126
Salaries and employee benefits$677,0004,169
Premises and equipment expense$136,0004,034
Additional noninterest expense$82,0003,981
Pre-tax net operating income$110,0004,281
Securities gains (losses)$-19,0003,621
Applicable income taxes$03,407
Income before extraordinary items$91,0004,275
Extraordinary gains, net$052
Net income$91,0004,315
Minority interest net income$081
Net income of bank and minority interests.$91,0004,274
Net charge-offs$-188,0004,461
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$110,0004,275
2023-06-30 (YTD Data)Rank
Total interest income$1,019,0004,321
Total interest expense$274,0003,955
Net interest income$745,0004,385
Provision for loan and lease losses$02,940
Total noninterest income$205,0003,556
Gross Fiduciary activities income$136,000647
Service charges on deposit accounts$15,0004,087
Trading account gains and feesNANA
Additional Noninterest Income$54,0004,008
Total noninterest expense$843,0004,207
Salaries and employee benefits$430,0004,228
Premises and equipment expense$104,0003,943
Additional noninterest expense$54,0003,987
Pre-tax net operating income$107,0004,284
Securities gains (losses)$-19,0003,897
Applicable income taxes$03,436
Income before extraordinary items$88,0004,286
Extraordinary gains, net$051
Net income$88,0004,329
Minority interest net income$081
Net income of bank and minority interests.$88,0004,285
Net charge-offs$-105,0004,459
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$107,0004,270
2023-03-31 (YTD Data)Rank
Total interest income$483,0004,390
Total interest expense$128,0003,898
Net interest income$355,0004,421
Provision for loan and lease losses$02,612
Total noninterest income$93,0003,650
Gross Fiduciary activities income$65,000674
Service charges on deposit accounts$6,0004,190
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,105
Total noninterest expense$380,0004,328
Salaries and employee benefits$199,0004,329
Premises and equipment expense$39,0004,184
Additional noninterest expense$22,0004,105
Pre-tax net operating income$68,0004,304
Securities gains (losses)$-19,0004,107
Applicable income taxes$03,388
Income before extraordinary items$49,0004,329
Extraordinary gains, net$04
Net income$49,0004,329
Minority interest net income$048
Net income of bank and minority interests.$49,0004,329
Net charge-offs$-26,0004,288
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$68,0004,282
2022-12-31 (YTD Data)Rank
Total interest income$1,529,0004,421
Total interest expense$212,0004,003
Net interest income$1,317,0004,434
Provision for loan and lease losses$-300,0004,476
Total noninterest income$483,0003,554
Gross Fiduciary activities income$348,000659
Service charges on deposit accounts$30,0004,188
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,134
Total noninterest expense$1,504,0004,351
Salaries and employee benefits$741,0004,390
Premises and equipment expense$143,0004,261
Additional noninterest expense$105,0004,134
Pre-tax net operating income$596,0004,097
Securities gains (losses)$-74,0003,830
Applicable income taxes$03,596
Income before extraordinary items$522,0004,085
Extraordinary gains, net$05
Net income$522,0004,083
Minority interest net income$063
Net income of bank and minority interests.$522,0004,085
Net charge-offs$-145,0004,371
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$596,0004,026
2022-09-30 (YTD Data)Rank
Total interest income$1,050,0004,468
Total interest expense$108,0004,183
Net interest income$942,0004,465
Provision for loan and lease losses$-300,0004,538
Total noninterest income$368,0003,571
Gross Fiduciary activities income$265,000651
Service charges on deposit accounts$23,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$80,0004,152
Total noninterest expense$1,081,0004,392
Salaries and employee benefits$542,0004,413
Premises and equipment expense$102,0004,318
Additional noninterest expense$80,0004,152
Pre-tax net operating income$529,0004,013
Securities gains (losses)$-74,0004,162
Applicable income taxes$03,603
Income before extraordinary items$455,0003,997
Extraordinary gains, net$04
Net income$455,0003,996
Minority interest net income$057
Net income of bank and minority interests.$455,0003,996
Net charge-offs$-114,0004,335
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$529,0003,941
2022-06-30 (YTD Data)Rank
Total interest income$622,0004,548
Total interest expense$40,0004,488
Net interest income$582,0004,530
Provision for loan and lease losses$-300,0004,562
Total noninterest income$221,0003,649
Gross Fiduciary activities income$156,000625
Service charges on deposit accounts$15,0004,271
Trading account gains and feesNANA
Additional Noninterest Income$50,0004,204
Total noninterest expense$721,0004,403
Salaries and employee benefits$361,0004,436
Premises and equipment expense$66,0004,348
Additional noninterest expense$294,0004,205
Pre-tax net operating income$382,0003,882
Securities gains (losses)$-74,0004,310
Applicable income taxes$03,564
Income before extraordinary items$308,0003,914
Extraordinary gains, net$04
Net income$308,0003,914
Minority interest net income$060
Net income of bank and minority interests.$308,0003,914
Net charge-offs$-82,0004,331
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$382,0003,804
2022-03-31 (YTD Data)Rank
Total interest income$279,0004,597
Total interest expense$14,0004,583
Net interest income$265,0004,569
Provision for loan and lease losses$02,285
Total noninterest income$111,0003,619
Gross Fiduciary activities income$73,000635
Service charges on deposit accounts$7,0004,296
Trading account gains and feesNANA
Additional Noninterest Income$31,0004,085
Total noninterest expense$352,0004,427
Salaries and employee benefits$173,0004,475
Premises and equipment expense$33,0004,361
Additional noninterest expense$146,0004,213
Pre-tax net operating income$24,0004,443
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$24,0004,422
Extraordinary gains, net$04
Net income$24,0004,421
Minority interest net income$050
Net income of bank and minority interests.$24,0004,422
Net charge-offs$-32,0004,285
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$24,0004,440
2021-12-31 (YTD Data)Rank
Total interest income$1,156,0004,625
Total interest expense$57,0004,676
Net interest income$1,099,0004,600
Provision for loan and lease losses$-500,0004,425
Total noninterest income$461,0003,728
Gross Fiduciary activities income$332,000626
Service charges on deposit accounts$32,0004,254
Trading account gains and feesNANA
Additional Noninterest Income$97,0004,354
Total noninterest expense$1,469,0004,436
Salaries and employee benefits$753,0004,470
Premises and equipment expense$128,0004,440
Additional noninterest expense$588,0004,251
Pre-tax net operating income$591,0004,162
Securities gains (losses)$15,0001,611
Applicable income taxes$03,710
Income before extraordinary items$606,0004,113
Extraordinary gains, net$010
Net income$606,0004,112
Minority interest net income$074
Net income of bank and minority interests.$606,0004,113
Net charge-offs$-187,0004,530
Cash dividends$4,0003,603
Sale, conversion, retirement of capital stock, net$0582
Net operating income$591,0004,103
2021-09-30 (YTD Data)Rank
Total interest income$884,0004,700
Total interest expense$43,0004,757
Net interest income$841,0004,676
Provision for loan and lease losses$-500,0004,545
Total noninterest income$332,0003,802
Gross Fiduciary activities income$238,000624
Service charges on deposit accounts$23,0004,327
Trading account gains and feesNANA
Additional Noninterest Income$71,0004,417
Total noninterest expense$1,057,0004,519
Salaries and employee benefits$540,0004,548
Premises and equipment expense$95,0004,498
Additional noninterest expense$422,0004,343
Pre-tax net operating income$616,0004,095
Securities gains (losses)$15,0001,526
Applicable income taxes$03,719
Income before extraordinary items$631,0004,011
Extraordinary gains, net$08
Net income$631,0004,010
Minority interest net income$069
Net income of bank and minority interests.$631,0004,011
Net charge-offs$-135,0004,544
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$616,0004,003
2021-06-30 (YTD Data)Rank
Total interest income$602,0004,728
Total interest expense$29,0004,795
Net interest income$573,0004,704
Provision for loan and lease losses$02,862
Total noninterest income$209,0003,859
Gross Fiduciary activities income$145,000637
Service charges on deposit accounts$15,0004,344
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,423
Total noninterest expense$710,0004,545
Salaries and employee benefits$353,0004,592
Premises and equipment expense$65,0004,505
Additional noninterest expense$292,0004,322
Pre-tax net operating income$72,0004,655
Securities gains (losses)$15,0001,275
Applicable income taxes$03,702
Income before extraordinary items$87,0004,629
Extraordinary gains, net$06
Net income$87,0004,629
Minority interest net income$067
Net income of bank and minority interests.$87,0004,629
Net charge-offs$-80,0004,527
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$72,0004,640
2021-03-31 (YTD Data)Rank
Total interest income$318,0004,731
Total interest expense$14,0004,839
Net interest income$304,0004,699
Provision for loan and lease losses$02,741
Total noninterest income$88,0003,974
Gross Fiduciary activities income$58,000658
Service charges on deposit accounts$8,0004,314
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,439
Total noninterest expense$354,0004,559
Salaries and employee benefits$175,0004,616
Premises and equipment expense$34,0004,489
Additional noninterest expense$145,0004,332
Pre-tax net operating income$38,0004,649
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$38,0004,652
Extraordinary gains, net$03
Net income$38,0004,652
Minority interest net income$055
Net income of bank and minority interests.$38,0004,652
Net charge-offs$-49,0004,613
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$38,0004,638
2020-12-31 (YTD Data)Rank
Total interest income$1,409,0004,731
Total interest expense$99,0004,813
Net interest income$1,310,0004,687
Provision for loan and lease losses$50,0003,874
Total noninterest income$357,0003,903
Gross Fiduciary activities income$234,000660
Service charges on deposit accounts$30,0004,445
Trading account gains and feesNANA
Additional Noninterest Income$93,0004,402
Total noninterest expense$1,453,0004,564
Salaries and employee benefits$725,0004,630
Premises and equipment expense$125,0004,587
Additional noninterest expense$603,0004,298
Pre-tax net operating income$164,0004,574
Securities gains (losses)$25,0002,028
Applicable income taxes$03,697
Income before extraordinary items$189,0004,557
Extraordinary gains, net$04
Net income$189,0004,557
Minority interest net income$072
Net income of bank and minority interests.$189,0004,557
Net charge-offs$-930,0004,981
Cash dividends$2,0003,781
Sale, conversion, retirement of capital stock, net$0566
Net operating income$164,0004,547
2020-09-30 (YTD Data)Rank
Total interest income$1,060,0004,775
Total interest expense$83,0004,836
Net interest income$977,0004,736
Provision for loan and lease losses$50,0003,685
Total noninterest income$255,0003,947
Gross Fiduciary activities income$166,000653
Service charges on deposit accounts$22,0004,480
Trading account gains and feesNANA
Additional Noninterest Income$67,0004,426
Total noninterest expense$1,085,0004,587
Salaries and employee benefits$533,0004,659
Premises and equipment expense$94,0004,607
Additional noninterest expense$458,0004,283
Pre-tax net operating income$97,0004,634
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$97,0004,652
Extraordinary gains, net$04
Net income$97,0004,652
Minority interest net income$065
Net income of bank and minority interests.$97,0004,652
Net charge-offs$-102,0004,816
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$97,0004,622
2020-06-30 (YTD Data)Rank
Total interest income$745,0004,794
Total interest expense$67,0004,837
Net interest income$678,0004,755
Provision for loan and lease losses$04,134
Total noninterest income$171,0003,936
Gross Fiduciary activities income$120,000656
Service charges on deposit accounts$13,0004,569
Trading account gains and feesNANA
Additional Noninterest Income$38,0004,481
Total noninterest expense$711,0004,627
Salaries and employee benefits$345,0004,709
Premises and equipment expense$60,0004,639
Additional noninterest expense$306,0004,300
Pre-tax net operating income$138,0004,489
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$138,0004,485
Extraordinary gains, net$04
Net income$138,0004,485
Minority interest net income$065
Net income of bank and minority interests.$138,0004,485
Net charge-offs$-64,0004,806
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$138,0004,446
2020-03-31 (YTD Data)Rank
Total interest income$373,0004,843
Total interest expense$46,0004,782
Net interest income$327,0004,816
Provision for loan and lease losses$03,711
Total noninterest income$90,0003,896
Gross Fiduciary activities income$61,000660
Service charges on deposit accounts$8,0004,592
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,413
Total noninterest expense$338,0004,708
Salaries and employee benefits$169,0004,776
Premises and equipment expense$30,0004,687
Additional noninterest expense$139,0004,451
Pre-tax net operating income$79,0004,394
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$79,0004,352
Extraordinary gains, net$04
Net income$79,0004,352
Minority interest net income$056
Net income of bank and minority interests.$79,0004,352
Net charge-offs$-45,0004,842
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$79,0004,340
2019-12-31 (YTD Data)Rank
Total interest income$1,513,0004,904
Total interest expense$170,0004,870
Net interest income$1,343,0004,879
Provision for loan and lease losses$700,0001,194
Total noninterest income$420,0003,858
Gross Fiduciary activities income$252,000663
Service charges on deposit accounts$41,0004,593
Trading account gains and feesNANA
Additional Noninterest Income$127,0004,274
Total noninterest expense$1,439,0004,722
Salaries and employee benefits$708,0004,802
Premises and equipment expense$126,0004,727
Additional noninterest expense$605,0004,444
Pre-tax net operating income$-376,0005,054
Securities gains (losses)$1,0002,288
Applicable income taxes$03,859
Income before extraordinary items$-375,0005,058
Extraordinary gains, net$011
Net income$-375,0005,059
Minority interest net income$076
Net income of bank and minority interests.$-375,0005,059
Net charge-offs$1,279,000557
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-376,0005,053
2019-09-30 (YTD Data)Rank
Total interest income$1,125,0004,990
Total interest expense$121,0004,957
Net interest income$1,004,0004,957
Provision for loan and lease losses$700,000902
Total noninterest income$300,0003,937
Gross Fiduciary activities income$164,000677
Service charges on deposit accounts$28,0004,715
Trading account gains and feesNANA
Additional Noninterest Income$108,0004,240
Total noninterest expense$1,038,0004,805
Salaries and employee benefits$514,0004,866
Premises and equipment expense$94,0004,785
Additional noninterest expense$430,0004,560
Pre-tax net operating income$-434,0005,149
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$-433,0005,157
Extraordinary gains, net$011
Net income$-433,0005,157
Minority interest net income$072
Net income of bank and minority interests.$-433,0005,157
Net charge-offs$-149,0005,040
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-434,0005,146
2019-06-30 (YTD Data)Rank
Total interest income$748,0005,036
Total interest expense$76,0005,019
Net interest income$672,0005,000
Provision for loan and lease losses$03,685
Total noninterest income$200,0003,944
Gross Fiduciary activities income$102,000681
Service charges on deposit accounts$19,0004,741
Trading account gains and feesNANA
Additional Noninterest Income$79,0004,188
Total noninterest expense$694,0004,839
Salaries and employee benefits$344,0004,909
Premises and equipment expense$64,0004,811
Additional noninterest expense$286,0004,597
Pre-tax net operating income$178,0004,727
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$179,0004,685
Extraordinary gains, net$011
Net income$179,0004,683
Minority interest net income$069
Net income of bank and minority interests.$179,0004,683
Net charge-offs$-139,0005,112
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$178,0004,676
2019-03-31 (YTD Data)Rank
Total interest income$371,0005,093
Total interest expense$37,0005,072
Net interest income$334,0005,057
Provision for loan and lease losses$03,406
Total noninterest income$129,0003,634
Gross Fiduciary activities income$53,000690
Service charges on deposit accounts$11,0004,686
Trading account gains and feesNANA
Additional Noninterest Income$65,0003,740
Total noninterest expense$337,0004,907
Salaries and employee benefits$171,0004,965
Premises and equipment expense$33,0004,824
Additional noninterest expense$133,0004,710
Pre-tax net operating income$126,0004,543
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$126,0004,468
Extraordinary gains, net$05
Net income$126,0004,467
Minority interest net income$052
Net income of bank and minority interests.$126,0004,467
Net charge-offs$-51,0005,076
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$126,0004,456
2018-12-31 (YTD Data)Rank
Total interest income$1,448,0005,111
Total interest expense$151,0005,002
Net interest income$1,297,0005,095
Provision for loan and lease losses$04,082
Total noninterest income$309,0004,300
Gross Fiduciary activities income$266,000676
Service charges on deposit accounts$48,0004,743
Trading account gains and feesNANA
Additional Noninterest Income$-5,0005,326
Total noninterest expense$1,433,0004,902
Salaries and employee benefits$689,0005,009
Premises and equipment expense$139,0004,845
Additional noninterest expense$605,0004,592
Pre-tax net operating income$173,0005,049
Securities gains (losses)$-21,0004,619
Applicable income taxes$03,978
Income before extraordinary items$152,0005,050
Extraordinary gains, net$06
Net income$152,0005,049
Minority interest net income$072
Net income of bank and minority interests.$152,0005,049
Net charge-offs$-132,0005,098
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$173,0005,026
2018-09-30 (YTD Data)Rank
Total interest income$1,084,0005,171
Total interest expense$112,0005,038
Net interest income$972,0005,156
Provision for loan and lease losses$03,948
Total noninterest income$274,0004,162
Gross Fiduciary activities income$193,000678
Service charges on deposit accounts$37,0004,785
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,912
Total noninterest expense$1,043,0004,957
Salaries and employee benefits$506,0005,053
Premises and equipment expense$103,0004,905
Additional noninterest expense$434,0004,683
Pre-tax net operating income$203,0005,027
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$203,0004,987
Extraordinary gains, net$05
Net income$203,0004,985
Minority interest net income$066
Net income of bank and minority interests.$203,0004,986
Net charge-offs$-101,0005,117
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$203,0004,988
2018-06-30 (YTD Data)Rank
Total interest income$688,0005,246
Total interest expense$72,0005,085
Net interest income$616,0005,235
Provision for loan and lease losses$03,782
Total noninterest income$174,0004,246
Gross Fiduciary activities income$133,000676
Service charges on deposit accounts$24,0004,847
Trading account gains and feesNANA
Additional Noninterest Income$17,0005,155
Total noninterest expense$717,0004,987
Salaries and employee benefits$340,0005,103
Premises and equipment expense$69,0004,939
Additional noninterest expense$308,0004,653
Pre-tax net operating income$73,0005,223
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$73,0005,196
Extraordinary gains, net$06
Net income$73,0005,194
Minority interest net income$065
Net income of bank and minority interests.$73,0005,195
Net charge-offs$-66,0005,095
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$73,0005,202
2018-03-31 (YTD Data)Rank
Total interest income$334,0005,321
Total interest expense$35,0005,128
Net interest income$299,0005,314
Provision for loan and lease losses$03,508
Total noninterest income$84,0004,302
Gross Fiduciary activities income$76,000661
Service charges on deposit accounts$11,0004,942
Trading account gains and feesNANA
Additional Noninterest Income$-3,0005,555
Total noninterest expense$358,0005,045
Salaries and employee benefits$172,0005,153
Premises and equipment expense$37,0004,931
Additional noninterest expense$149,0004,744
Pre-tax net operating income$25,0005,299
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$25,0005,280
Extraordinary gains, net$07
Net income$25,0005,280
Minority interest net income$052
Net income of bank and minority interests.$25,0005,280
Net charge-offs$-24,0005,038
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$25,0005,285
2017-12-31 (YTD Data)Rank
Total interest income$1,409,0005,330
Total interest expense$141,0005,128
Net interest income$1,268,0005,315
Provision for loan and lease losses$-655,0005,559
Total noninterest income$-328,0005,656
Gross Fiduciary activities income$231,000703
Service charges on deposit accounts$54,0004,910
Trading account gains and feesNANA
Additional Noninterest Income$-613,0005,661
Total noninterest expense$1,524,0005,039
Salaries and employee benefits$767,0005,130
Premises and equipment expense$151,0004,999
Additional noninterest expense$606,0004,791
Pre-tax net operating income$71,0005,348
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$71,0005,260
Extraordinary gains, net$09
Net income$71,0005,259
Minority interest net income$076
Net income of bank and minority interests.$71,0005,260
Net charge-offs$56,0002,895
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$71,0005,257
2017-09-30 (YTD Data)Rank
Total interest income$1,076,0005,378
Total interest expense$105,0005,183
Net interest income$971,0005,367
Provision for loan and lease losses$-655,0005,653
Total noninterest income$-77,0005,710
Gross Fiduciary activities income$161,000712
Service charges on deposit accounts$39,0004,991
Trading account gains and feesNANA
Additional Noninterest Income$-277,0005,723
Total noninterest expense$1,196,0005,018
Salaries and employee benefits$564,0005,178
Premises and equipment expense$116,0005,017
Additional noninterest expense$516,0004,637
Pre-tax net operating income$353,0004,859
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$353,0004,768
Extraordinary gains, net$09
Net income$353,0004,767
Minority interest net income$071
Net income of bank and minority interests.$353,0004,768
Net charge-offs$195,0001,414
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$353,0004,751
2017-06-30 (YTD Data)Rank
Total interest income$690,0005,445
Total interest expense$73,0005,176
Net interest income$617,0005,438
Provision for loan and lease losses$03,871
Total noninterest income$110,0004,843
Gross Fiduciary activities income$110,000711
Service charges on deposit accounts$22,0005,128
Trading account gains and feesNANA
Additional Noninterest Income$-22,0005,730
Total noninterest expense$793,0005,057
Salaries and employee benefits$377,0005,220
Premises and equipment expense$79,0005,020
Additional noninterest expense$337,0004,706
Pre-tax net operating income$-66,0005,616
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-66,0005,616
Extraordinary gains, net$011
Net income$-66,0005,616
Minority interest net income$071
Net income of bank and minority interests.$-66,0005,616
Net charge-offs$187,0001,094
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-66,0005,615
2017-03-31 (YTD Data)Rank
Total interest income$330,0005,524
Total interest expense$35,0005,240
Net interest income$295,0005,519
Provision for loan and lease losses$03,537
Total noninterest income$136,0003,881
Gross Fiduciary activities income$60,000712
Service charges on deposit accounts$12,0005,100
Trading account gains and fees$0142
Additional Noninterest Income$64,0004,031
Total noninterest expense$421,0005,046
Salaries and employee benefits$190,0005,264
Premises and equipment expense$41,0005,039
Additional noninterest expense$190,0004,559
Pre-tax net operating income$10,0005,557
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$10,0005,559
Extraordinary gains, net$08
Net income$10,0005,559
Minority interest net income$055
Net income of bank and minority interests.$10,0005,559
Net charge-offs$-21,0005,266
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$10,0005,551
2016-12-31 (YTD Data)Rank
Total interest income$1,403,0005,530
Total interest expense$177,0005,104
Net interest income$1,226,0005,547
Provision for loan and lease losses$-1,000,0005,822
Total noninterest income$477,0004,159
Gross Fiduciary activities income$220,000725
Service charges on deposit accounts$50,0005,175
Trading account gains and fees$0170
Additional Noninterest Income$207,0004,318
Total noninterest expense$2,391,0004,624
Salaries and employee benefits$844,0005,218
Premises and equipment expense$607,0002,991
Additional noninterest expense$940,0004,267
Pre-tax net operating income$312,0005,144
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$312,0005,086
Extraordinary gains, net$05
Net income$312,0005,085
Minority interest net income$082
Net income of bank and minority interests.$312,0005,085
Net charge-offs$-59,0005,403
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$312,0005,053
2016-09-30 (YTD Data)Rank
Total interest income$1,087,0005,569
Total interest expense$144,0005,057
Net interest income$943,0005,588
Provision for loan and lease losses$-1,000,0005,910
Total noninterest income$384,0004,091
Gross Fiduciary activities income$154,000725
Service charges on deposit accounts$40,0005,174
Trading account gains and fees$0169
Additional Noninterest Income$190,0004,169
Total noninterest expense$1,833,0004,611
Salaries and employee benefits$633,0005,235
Premises and equipment expense$477,0002,928
Additional noninterest expense$723,0004,240
Pre-tax net operating income$494,0004,651
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$494,0004,511
Extraordinary gains, net$05
Net income$494,0004,510
Minority interest net income$071
Net income of bank and minority interests.$494,0004,511
Net charge-offs$-31,0005,226
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$494,0004,434
2016-06-30 (YTD Data)Rank
Total interest income$752,0005,611
Total interest expense$105,0005,001
Net interest income$647,0005,637
Provision for loan and lease losses$-1,000,0006,015
Total noninterest income$273,0003,991
Gross Fiduciary activities income$102,000735
Service charges on deposit accounts$28,0005,172
Trading account gains and fees$0157
Additional Noninterest Income$143,0004,034
Total noninterest expense$1,337,0004,504
Salaries and employee benefits$441,0005,237
Premises and equipment expense$399,0002,514
Additional noninterest expense$497,0004,245
Pre-tax net operating income$583,0003,928
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$583,0003,733
Extraordinary gains, net$016
Net income$583,0003,730
Minority interest net income$071
Net income of bank and minority interests.$583,0003,732
Net charge-offs$15,0002,919
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$583,0003,674
2016-03-31 (YTD Data)Rank
Total interest income$389,0005,637
Total interest expense$54,0005,022
Net interest income$335,0005,672
Provision for loan and lease losses$03,656
Total noninterest income$191,0003,439
Gross Fiduciary activities income$49,000747
Service charges on deposit accounts$13,0005,249
Trading account gains and fees$0142
Additional Noninterest Income$129,0003,183
Total noninterest expense$484,0005,066
Salaries and employee benefits$214,0005,311
Premises and equipment expense$19,0005,801
Additional noninterest expense$251,0004,249
Pre-tax net operating income$42,0005,537
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$42,0005,526
Extraordinary gains, net$012
Net income$42,0005,526
Minority interest net income$062
Net income of bank and minority interests.$42,0005,526
Net charge-offs$21,0001,949
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$42,0005,479
2015-12-31 (YTD Data)Rank
Total interest income$1,626,0005,634
Total interest expense$257,0004,844
Net interest income$1,369,0005,696
Provision for loan and lease losses$04,380
Total noninterest income$-135,0006,149
Gross Fiduciary activities income$238,000738
Service charges on deposit accounts$65,0005,179
Trading account gains and fees$0159
Additional Noninterest Income$-438,0006,166
Total noninterest expense$2,654,0004,578
Salaries and employee benefits$976,0005,198
Premises and equipment expense$299,0004,479
Additional noninterest expense$1,379,0003,601
Pre-tax net operating income$-1,420,0006,117
Securities gains (losses)$03,216
Applicable income taxes$-7,0005,868
Income before extraordinary items$-1,413,0006,115
Extraordinary gains, net$023
Net income$-1,413,0006,115
Minority interest net income$081
Net income of bank and minority interests.$-1,413,0006,115
Net charge-offs$-117,0005,755
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-1,413,0006,112
2015-09-30 (YTD Data)Rank
Total interest income$1,231,0005,705
Total interest expense$199,0004,871
Net interest income$1,032,0005,763
Provision for loan and lease losses$04,232
Total noninterest income$256,0004,707
Gross Fiduciary activities income$169,000739
Service charges on deposit accounts$50,0005,202
Trading account gains and fees$0153
Additional Noninterest Income$37,0005,591
Total noninterest expense$2,016,0004,590
Salaries and employee benefits$745,0005,196
Premises and equipment expense$217,0004,580
Additional noninterest expense$1,054,0003,559
Pre-tax net operating income$-728,0006,177
Securities gains (losses)$03,031
Applicable income taxes$-7,0006,056
Income before extraordinary items$-721,0006,183
Extraordinary gains, net$021
Net income$-721,0006,183
Minority interest net income$078
Net income of bank and minority interests.$-721,0006,183
Net charge-offs$-109,0005,825
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-721,0006,179
2015-06-30 (YTD Data)Rank
Total interest income$838,0005,729
Total interest expense$138,0004,871
Net interest income$700,0005,800
Provision for loan and lease losses$04,069
Total noninterest income$109,0005,214
Gross Fiduciary activities income$113,000748
Service charges on deposit accounts$33,0005,240
Trading account gains and fees$0157
Additional Noninterest Income$-37,0006,270
Total noninterest expense$1,286,0004,729
Salaries and employee benefits$505,0005,222
Premises and equipment expense$141,0004,663
Additional noninterest expense$640,0003,814
Pre-tax net operating income$-477,0006,245
Securities gains (losses)$02,636
Applicable income taxes$-7,0006,141
Income before extraordinary items$-470,0006,253
Extraordinary gains, net$022
Net income$-470,0006,253
Minority interest net income$075
Net income of bank and minority interests.$-470,0006,253
Net charge-offs$-93,0005,908
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-470,0006,247
2015-03-31 (YTD Data)Rank
Total interest income$447,0005,689
Total interest expense$71,0004,880
Net interest income$376,0005,772
Provision for loan and lease losses$03,703
Total noninterest income$-258,0006,406
Gross Fiduciary activities income$61,000740
Service charges on deposit accounts$15,0005,349
Trading account gains and fees$0152
Additional Noninterest Income$-334,0006,410
Total noninterest expense$631,0004,799
Salaries and employee benefits$234,0005,388
Premises and equipment expense$73,0004,635
Additional noninterest expense$324,0003,785
Pre-tax net operating income$-513,0006,361
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-513,0006,363
Extraordinary gains, net$013
Net income$-513,0006,364
Minority interest net income$064
Net income of bank and minority interests.$-513,0006,364
Net charge-offs$-62,0006,012
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-513,0006,358
2014-12-31 (YTD Data)Rank
Total interest income$1,824,0005,766
Total interest expense$317,0004,863
Net interest income$1,507,0005,856
Provision for loan and lease losses$04,603
Total noninterest income$574,0004,067
Gross Fiduciary activities income$273,000719
Service charges on deposit accounts$59,0005,545
Trading account gains and fees$0180
Additional Noninterest Income$242,0004,300
Total noninterest expense$3,397,0004,205
Salaries and employee benefits$1,141,0005,145
Premises and equipment expense$323,0004,541
Additional noninterest expense$1,933,0002,961
Pre-tax net operating income$-1,316,0006,384
Securities gains (losses)$03,259
Applicable income taxes$14,0004,137
Income before extraordinary items$-1,330,0006,395
Extraordinary gains, net$017
Net income$-1,330,0006,395
Minority interest net income$084
Net income of bank and minority interests.$-1,330,0006,395
Net charge-offs$677,0001,192
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,330,0006,393
2014-09-30 (YTD Data)Rank
Total interest income$1,388,0005,812
Total interest expense$240,0004,921
Net interest income$1,148,0005,901
Provision for loan and lease losses$04,401
Total noninterest income$397,0004,230
Gross Fiduciary activities income$210,000714
Service charges on deposit accounts$45,0005,607
Trading account gains and fees$0174
Additional Noninterest Income$142,0004,647
Total noninterest expense$2,212,0004,544
Salaries and employee benefits$901,0005,102
Premises and equipment expense$273,0004,342
Additional noninterest expense$1,038,0003,741
Pre-tax net operating income$-667,0006,421
Securities gains (losses)$02,980
Applicable income taxes$12,0004,149
Income before extraordinary items$-679,0006,427
Extraordinary gains, net$015
Net income$-679,0006,426
Minority interest net income$081
Net income of bank and minority interests.$-679,0006,426
Net charge-offs$697,000893
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-679,0006,424
2014-06-30 (YTD Data)Rank
Total interest income$929,0005,850
Total interest expense$166,0004,915
Net interest income$763,0005,938
Provision for loan and lease losses$04,196
Total noninterest income$145,0005,091
Gross Fiduciary activities income$125,000735
Service charges on deposit accounts$29,0005,661
Trading account gains and fees$0172
Additional Noninterest Income$-9,0006,484
Total noninterest expense$1,731,0004,202
Salaries and employee benefits$626,0005,066
Premises and equipment expense$186,0004,327
Additional noninterest expense$919,0003,092
Pre-tax net operating income$-823,0006,559
Securities gains (losses)$02,580
Applicable income taxes$11,0004,067
Income before extraordinary items$-834,0006,562
Extraordinary gains, net$020
Net income$-834,0006,562
Minority interest net income$080
Net income of bank and minority interests.$-834,0006,562
Net charge-offs$753,000633
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-834,0006,561
2014-03-31 (YTD Data)Rank
Total interest income$462,0005,911
Total interest expense$84,0004,955
Net interest income$378,0006,013
Provision for loan and lease losses$03,817
Total noninterest income$20,0006,264
Gross Fiduciary activities income$62,000742
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$-55,0006,637
Total noninterest expense$901,0004,142
Salaries and employee benefits$322,0005,073
Premises and equipment expense$107,0004,064
Additional noninterest expense$472,0003,016
Pre-tax net operating income$-503,0006,633
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-503,0006,636
Extraordinary gains, net$016
Net income$-503,0006,636
Minority interest net income$066
Net income of bank and minority interests.$-503,0006,636
Net charge-offs$754,000364
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-503,0006,635
2013-12-31 (YTD Data)Rank
Total interest income$4,129,0004,545
Total interest expense$825,0003,379
Net interest income$3,304,0004,721
Provision for loan and lease losses$950,0001,146
Total noninterest income$5,246,0001,090
Gross Fiduciary activities income$234,000752
Service charges on deposit accounts$266,0003,594
Trading account gains and fees$0184
Additional Noninterest Income$4,746,000840
Total noninterest expense$5,614,0003,131
Salaries and employee benefits$2,145,0003,920
Premises and equipment expense$703,0002,964
Additional noninterest expense$2,766,0002,257
Pre-tax net operating income$1,986,0002,875
Securities gains (losses)$-8,0006,228
Applicable income taxes$04,631
Income before extraordinary items$1,978,0002,631
Extraordinary gains, net$029
Net income$1,978,0002,634
Minority interest net income$090
Net income of bank and minority interests.$1,978,0002,634
Net charge-offs$1,058,0001,219
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,986,0002,560
2013-09-30 (YTD Data)Rank
Total interest income$3,240,0004,485
Total interest expense$651,0003,348
Net interest income$2,589,0004,670
Provision for loan and lease losses$950,000922
Total noninterest income$691,0003,402
Gross Fiduciary activities income$149,000773
Service charges on deposit accounts$201,0003,593
Trading account gains and fees$0180
Additional Noninterest Income$341,0003,552
Total noninterest expense$4,172,0003,156
Salaries and employee benefits$1,598,0003,945
Premises and equipment expense$536,0002,954
Additional noninterest expense$2,038,0002,271
Pre-tax net operating income$-1,842,0006,777
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,842,0006,786
Extraordinary gains, net$025
Net income$-1,842,0006,787
Minority interest net income$084
Net income of bank and minority interests.$-1,842,0006,787
Net charge-offs$979,0001,021
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,842,0006,778
2013-06-30 (YTD Data)Rank
Total interest income$2,242,0004,407
Total interest expense$459,0003,278
Net interest income$1,783,0004,597
Provision for loan and lease losses$950,000704
Total noninterest income$481,0003,359
Gross Fiduciary activities income$105,000766
Service charges on deposit accounts$136,0003,522
Trading account gains and fees$0157
Additional Noninterest Income$240,0003,518
Total noninterest expense$2,603,0003,328
Salaries and employee benefits$1,075,0003,948
Premises and equipment expense$363,0002,915
Additional noninterest expense$1,165,0002,609
Pre-tax net operating income$-1,289,0006,826
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-1,289,0006,844
Extraordinary gains, net$022
Net income$-1,289,0006,845
Minority interest net income$082
Net income of bank and minority interests.$-1,289,0006,845
Net charge-offs$970,000783
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,289,0006,838
2013-03-31 (YTD Data)Rank
Total interest income$1,167,0004,332
Total interest expense$249,0003,159
Net interest income$918,0004,544
Provision for loan and lease losses$850,000466
Total noninterest income$239,0003,370
Gross Fiduciary activities income$43,000802
Service charges on deposit accounts$67,0003,545
Trading account gains and fees$0148
Additional Noninterest Income$129,0003,391
Total noninterest expense$1,254,0003,444
Salaries and employee benefits$547,0003,940
Premises and equipment expense$184,0002,917
Additional noninterest expense$523,0002,872
Pre-tax net operating income$-947,0006,930
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-947,0006,943
Extraordinary gains, net$010
Net income$-947,0006,944
Minority interest net income$076
Net income of bank and minority interests.$-947,0006,944
Net charge-offs$647,000648
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-947,0006,929
2012-12-31 (YTD Data)Rank
Total interest income$5,303,0004,164
Total interest expense$1,456,0002,790
Net interest income$3,847,0004,507
Provision for loan and lease losses$1,371,0001,414
Total noninterest income$1,472,0002,648
Gross Fiduciary activities income$192,000796
Service charges on deposit accounts$344,0003,222
Trading account gains and fees$0166
Additional Noninterest Income$936,0002,462
Total noninterest expense$7,067,0002,639
Salaries and employee benefits$2,805,0003,271
Premises and equipment expense$843,0002,627
Additional noninterest expense$3,419,0001,919
Pre-tax net operating income$-3,119,0006,883
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-3,119,0006,899
Extraordinary gains, net$029
Net income$-3,119,0006,898
Minority interest net income$093
Net income of bank and minority interests.$-3,119,0006,898
Net charge-offs$4,261,000651
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,119,0006,884
2012-09-30 (YTD Data)Rank
Total interest income$4,102,0004,157
Total interest expense$1,132,0002,804
Net interest income$2,970,0004,504
Provision for loan and lease losses$1,271,0001,223
Total noninterest income$1,125,0002,618
Gross Fiduciary activities income$141,000794
Service charges on deposit accounts$252,0003,311
Trading account gains and fees$0157
Additional Noninterest Income$732,0002,399
Total noninterest expense$5,005,0002,785
Salaries and employee benefits$2,141,0003,261
Premises and equipment expense$644,0002,623
Additional noninterest expense$2,220,0002,182
Pre-tax net operating income$-2,181,0006,986
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-2,181,0007,006
Extraordinary gains, net$020
Net income$-2,181,0007,003
Minority interest net income$086
Net income of bank and minority interests.$-2,181,0007,005
Net charge-offs$3,270,000636
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,181,0006,989
2012-06-30 (YTD Data)Rank
Total interest income$2,817,0004,099
Total interest expense$800,0002,774
Net interest income$2,017,0004,466
Provision for loan and lease losses$1,021,0001,078
Total noninterest income$693,0002,702
Gross Fiduciary activities income$102,000786
Service charges on deposit accounts$167,0003,300
Trading account gains and fees$0153
Additional Noninterest Income$424,0002,569
Total noninterest expense$3,388,0002,757
Salaries and employee benefits$1,429,0003,270
Premises and equipment expense$363,0002,981
Additional noninterest expense$1,596,0002,044
Pre-tax net operating income$-1,699,0007,066
Securities gains (losses)$03,178
Applicable income taxes$2,0004,564
Income before extraordinary items$-1,701,0007,086
Extraordinary gains, net$019
Net income$-1,701,0007,085
Minority interest net income$084
Net income of bank and minority interests.$-1,701,0007,086
Net charge-offs$1,995,000692
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,701,0007,071
2012-03-31 (YTD Data)Rank
Total interest income$1,462,0004,035
Total interest expense$437,0002,672
Net interest income$1,025,0004,441
Provision for loan and lease losses$821,000720
Total noninterest income$219,0003,481
Gross Fiduciary activities income$45,000818
Service charges on deposit accounts$83,0003,304
Trading account gains and fees$0148
Additional Noninterest Income$91,0003,844
Total noninterest expense$1,743,0002,688
Salaries and employee benefits$723,0003,266
Premises and equipment expense$182,0003,006
Additional noninterest expense$838,0001,959
Pre-tax net operating income$-1,320,0007,191
Securities gains (losses)$02,210
Applicable income taxes$2,0004,463
Income before extraordinary items$-1,322,0007,203
Extraordinary gains, net$019
Net income$-1,322,0007,203
Minority interest net income$078
Net income of bank and minority interests.$-1,322,0007,203
Net charge-offs$1,961,000413
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,322,0007,195
2011-12-31 (YTD Data)Rank
Total interest income$8,297,0003,225
Total interest expense$2,526,0002,289
Net interest income$5,771,0003,567
Provision for loan and lease losses$3,950,000959
Total noninterest income$3,352,0001,380
Gross Fiduciary activities income$225,000716
Service charges on deposit accounts$568,0002,336
Trading account gains and fees$0146
Additional Noninterest Income$2,559,0001,150
Total noninterest expense$7,843,0002,417
Salaries and employee benefits$3,530,0002,731
Premises and equipment expense$1,057,0002,302
Additional noninterest expense$3,256,0002,050
Pre-tax net operating income$-2,670,0006,886
Securities gains (losses)$235,0001,328
Applicable income taxes$-603,0007,096
Income before extraordinary items$-1,832,0006,807
Extraordinary gains, net$029
Net income$-1,832,0006,807
Minority interest net income$096
Net income of bank and minority interests.$-1,832,0006,807
Net charge-offs$6,086,000677
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,008,2506,815
2011-09-30 (YTD Data)Rank
Total interest income$6,715,0003,073
Total interest expense$1,925,0002,355
Net interest income$4,790,0003,320
Provision for loan and lease losses$2,950,000946
Total noninterest income$1,331,0002,188
Gross Fiduciary activities income$160,000721
Service charges on deposit accounts$446,0002,269
Trading account gains and fees$0145
Additional Noninterest Income$725,0002,175
Total noninterest expense$5,905,0002,414
Salaries and employee benefits$2,710,0002,672
Premises and equipment expense$785,0002,348
Additional noninterest expense$2,410,0002,067
Pre-tax net operating income$-2,734,0007,085
Securities gains (losses)$235,0001,091
Applicable income taxes$-603,0007,245
Income before extraordinary items$-1,896,0007,051
Extraordinary gains, net$021
Net income$-1,896,0007,052
Minority interest net income$087
Net income of bank and minority interests.$-1,896,0007,052
Net charge-offs$5,536,000585
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,074,6007,050
2011-06-30 (YTD Data)Rank
Total interest income$4,588,0003,033
Total interest expense$1,344,0002,328
Net interest income$3,244,0003,290
Provision for loan and lease losses$2,250,000848
Total noninterest income$844,0002,251
Gross Fiduciary activities income$116,000710
Service charges on deposit accounts$294,0002,266
Trading account gains and fees$0153
Additional Noninterest Income$434,0002,314
Total noninterest expense$4,033,0002,386
Salaries and employee benefits$1,861,0002,590
Premises and equipment expense$522,0002,366
Additional noninterest expense$1,650,0002,065
Pre-tax net operating income$-2,195,0007,196
Securities gains (losses)$10,0002,357
Applicable income taxes$-603,0007,365
Income before extraordinary items$-1,582,0007,153
Extraordinary gains, net$015
Net income$-1,582,0007,154
Minority interest net income$089
Net income of bank and minority interests.$-1,582,0007,154
Net charge-offs$4,970,000465
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,589,2007,141
2011-03-31 (YTD Data)Rank
Total interest income$2,358,0002,983
Total interest expense$702,0002,312
Net interest income$1,656,0003,227
Provision for loan and lease losses$2,250,000464
Total noninterest income$312,0002,767
Gross Fiduciary activities income$55,000726
Service charges on deposit accounts$141,0002,313
Trading account gains and fees$0158
Additional Noninterest Income$116,0003,323
Total noninterest expense$2,088,0002,322
Salaries and employee benefits$958,0002,526
Premises and equipment expense$336,0001,925
Additional noninterest expense$794,0002,117
Pre-tax net operating income$-2,370,0007,413
Securities gains (losses)$10,0001,304
Applicable income taxes$-603,0007,481
Income before extraordinary items$-1,757,0007,385
Extraordinary gains, net$09
Net income$-1,757,0007,385
Minority interest net income$086
Net income of bank and minority interests.$-1,757,0007,385
Net charge-offs$4,541,000293
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,764,4007,384
2010-12-31 (YTD Data)Rank
Total interest income$11,586,0002,585
Total interest expense$3,730,0002,124
Net interest income$7,856,0002,769
Provision for loan and lease losses$13,218,000527
Total noninterest income$1,818,0002,207
Gross Fiduciary activities income$226,000737
Service charges on deposit accounts$665,0002,127
Trading account gains and fees$0175
Additional Noninterest Income$927,0002,272
Total noninterest expense$8,619,0002,245
Salaries and employee benefits$4,076,0002,370
Premises and equipment expense$995,0002,488
Additional noninterest expense$3,548,0001,988
Pre-tax net operating income$-12,163,0007,407
Securities gains (losses)$108,0002,101
Applicable income taxes$-11,0006,574
Income before extraordinary items$-12,044,0007,423
Extraordinary gains, net$029
Net income$-12,044,0007,423
Minority interest net income$0111
Net income of bank and minority interests.$-12,044,0007,423
Net charge-offs$8,322,000695
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-12,152,0007,417
2010-09-30 (YTD Data)Rank
Total interest income$8,969,0002,563
Total interest expense$2,895,0002,146
Net interest income$6,074,0002,724
Provision for loan and lease losses$13,218,000402
Total noninterest income$1,368,0002,227
Gross Fiduciary activities income$179,000710
Service charges on deposit accounts$505,0002,152
Trading account gains and fees$0165
Additional Noninterest Income$684,0002,299
Total noninterest expense$6,532,0002,216
Salaries and employee benefits$3,124,0002,328
Premises and equipment expense$779,0002,436
Additional noninterest expense$2,629,0001,967
Pre-tax net operating income$-12,308,0007,595
Securities gains (losses)$108,0001,878
Applicable income taxes$-11,0006,845
Income before extraordinary items$-12,189,0007,610
Extraordinary gains, net$023
Net income$-12,189,0007,610
Minority interest net income$0110
Net income of bank and minority interests.$-12,189,0007,610
Net charge-offs$7,649,000580
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-12,297,0007,612
2010-06-30 (YTD Data)Rank
Total interest income$6,097,0002,549
Total interest expense$2,008,0002,150
Net interest income$4,089,0002,704
Provision for loan and lease losses$13,218,000289
Total noninterest income$1,294,0001,678
Gross Fiduciary activities income$103,000755
Service charges on deposit accounts$330,0002,186
Trading account gains and fees$0152
Additional Noninterest Income$861,0001,444
Total noninterest expense$4,414,0002,193
Salaries and employee benefits$2,124,0002,286
Premises and equipment expense$500,0002,539
Additional noninterest expense$1,790,0001,931
Pre-tax net operating income$-12,249,0007,709
Securities gains (losses)$108,0001,366
Applicable income taxes$-11,0006,934
Income before extraordinary items$-12,130,0007,709
Extraordinary gains, net$019
Net income$-12,130,0007,709
Minority interest net income$0105
Net income of bank and minority interests.$-12,130,0007,709
Net charge-offs$6,905,000442
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-12,238,0007,708
2010-03-31 (YTD Data)Rank
Total interest income$2,931,0002,705
Total interest expense$1,067,0002,134
Net interest income$1,864,0002,968
Provision for loan and lease losses$10,612,000219
Total noninterest income$102,0005,007
Gross Fiduciary activities income$42,000802
Service charges on deposit accounts$161,0002,222
Trading account gains and fees$0175
Additional Noninterest Income$-101,0007,740
Total noninterest expense$2,017,0002,428
Salaries and employee benefits$1,046,0002,355
Premises and equipment expense$272,0002,398
Additional noninterest expense$699,0002,377
Pre-tax net operating income$-10,663,0007,854
Securities gains (losses)$15,0001,604
Applicable income taxes$-11,0007,118
Income before extraordinary items$-10,637,0007,852
Extraordinary gains, net$016
Net income$-10,637,0007,853
Minority interest net income$091
Net income of bank and minority interests.$-10,637,0007,853
Net charge-offs$6,204,000285
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-10,652,0007,851
2009-12-31 (YTD Data)Rank
Total interest income$13,926,0002,391
Total interest expense$5,456,0002,086
Net interest income$8,470,0002,567
Provision for loan and lease losses$3,849,0001,694
Total noninterest income$2,742,0001,720
Gross Fiduciary activities income$212,000748
Service charges on deposit accounts$727,0002,184
Trading account gains and fees$0211
Additional Noninterest Income$1,803,0001,478
Total noninterest expense$7,787,0002,531
Salaries and employee benefits$4,248,0002,313
Premises and equipment expense$1,072,0002,441
Additional noninterest expense$2,467,0002,773
Pre-tax net operating income$-424,0005,933
Securities gains (losses)$-137,0007,345
Applicable income taxes$-71,0006,507
Income before extraordinary items$-490,0006,074
Extraordinary gains, net$034
Net income$-490,0006,073
Minority interest net income$0115
Net income of bank and minority interests.$-490,0006,074
Net charge-offs$3,901,0001,367
Cash dividends$195,0003,686
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-370,8105,991
2009-09-30 (YTD Data)Rank
Total interest income$10,648,0002,392
Total interest expense$4,213,0002,118
Net interest income$6,435,0002,528
Provision for loan and lease losses$3,049,0001,463
Total noninterest income$2,197,0001,664
Gross Fiduciary activities income$143,000762
Service charges on deposit accounts$536,0002,233
Trading account gains and fees$0212
Additional Noninterest Income$1,518,0001,381
Total noninterest expense$5,862,0002,521
Salaries and employee benefits$3,205,0002,322
Premises and equipment expense$757,0002,582
Additional noninterest expense$1,900,0002,681
Pre-tax net operating income$-279,0006,113
Securities gains (losses)$-17,0007,272
Applicable income taxes$-35,0006,769
Income before extraordinary items$-261,0006,191
Extraordinary gains, net$027
Net income$-261,0006,192
Minority interest net income$0118
Net income of bank and minority interests.$-261,0006,191
Net charge-offs$2,102,0001,461
Cash dividends$195,0003,112
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-246,0406,151
2009-06-30 (YTD Data)Rank
Total interest income$7,176,0002,393
Total interest expense$2,946,0002,130
Net interest income$4,230,0002,560
Provision for loan and lease losses$1,743,0001,533
Total noninterest income$1,299,0001,817
Gross Fiduciary activities income$100,000761
Service charges on deposit accounts$327,0002,356
Trading account gains and fees$0193
Additional Noninterest Income$872,0001,547
Total noninterest expense$3,957,0002,525
Salaries and employee benefits$2,181,0002,318
Premises and equipment expense$485,0002,709
Additional noninterest expense$1,291,0002,661
Pre-tax net operating income$-171,0006,226
Securities gains (losses)$-17,0007,512
Applicable income taxes$-54,0007,021
Income before extraordinary items$-134,0006,253
Extraordinary gains, net$021
Net income$-134,0006,252
Minority interest net income$0112
Net income of bank and minority interests.$-134,0006,252
Net charge-offs$1,888,0001,160
Cash dividends$195,0002,721
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-121,9306,200
2009-03-31 (YTD Data)Rank
Total interest income$3,612,0002,402
Total interest expense$1,541,0002,122
Net interest income$2,071,0002,620
Provision for loan and lease losses$1,093,0001,125
Total noninterest income$652,0001,782
Gross Fiduciary activities income$60,000736
Service charges on deposit accounts$157,0002,370
Trading account gains and fees$0171
Additional Noninterest Income$435,0001,526
Total noninterest expense$1,885,0002,562
Salaries and employee benefits$1,093,0002,343
Premises and equipment expense$280,0002,442
Additional noninterest expense$512,0002,954
Pre-tax net operating income$-255,0006,980
Securities gains (losses)$02,434
Applicable income taxes$-35,0007,358
Income before extraordinary items$-220,0007,069
Extraordinary gains, net$015
Net income$-220,0007,070
Minority interest net income$0102
Net income of bank and minority interests.$-220,0007,070
Net charge-offs$1,062,000924
Cash dividends$120,0002,106
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-220,0007,002
2008-12-31 (YTD Data)Rank
Total interest income$16,885,0002,244
Total interest expense$7,270,0002,135
Net interest income$9,615,0002,291
Provision for loan and lease losses$2,350,0001,624
Total noninterest income$2,531,0001,788
Gross Fiduciary activities income$264,000725
Service charges on deposit accounts$687,0002,377
Trading account gains and fees$0154
Additional Noninterest Income$1,580,0001,538
Total noninterest expense$7,781,0002,433
Salaries and employee benefits$4,616,0002,201
Premises and equipment expense$965,0002,710
Additional noninterest expense$2,200,0002,621
Pre-tax net operating income$2,015,0002,438
Securities gains (losses)$-163,0007,316
Applicable income taxes$126,0003,204
Income before extraordinary items$1,726,0002,265
Extraordinary gains, net$039
Net income$1,726,0002,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,500,0001,560
Cash dividends$2,360,0001,165
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,877,5902,233
2008-09-30 (YTD Data)Rank
Total interest income$12,940,0002,242
Total interest expense$5,511,0002,196
Net interest income$7,429,0002,254
Provision for loan and lease losses$300,0003,542
Total noninterest income$1,909,0001,838
Gross Fiduciary activities income$195,000728
Service charges on deposit accounts$521,0002,374
Trading account gains and fees$0148
Additional Noninterest Income$1,193,0001,608
Total noninterest expense$5,650,0002,501
Salaries and employee benefits$3,417,0002,254
Premises and equipment expense$720,0002,727
Additional noninterest expense$1,513,0002,756
Pre-tax net operating income$3,388,0001,445
Securities gains (losses)$-163,0007,579
Applicable income taxes$-4,0007,264
Income before extraordinary items$3,229,0001,138
Extraordinary gains, net$031
Net income$3,229,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0002,147
Cash dividends$2,360,000893
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,392,0001,157
2008-06-30 (YTD Data)Rank
Total interest income$8,735,0002,250
Total interest expense$3,631,0002,300
Net interest income$5,104,0002,178
Provision for loan and lease losses$100,0004,246
Total noninterest income$1,322,0001,805
Gross Fiduciary activities income$150,000701
Service charges on deposit accounts$334,0002,436
Trading account gains and fees$0149
Additional Noninterest Income$838,0001,585
Total noninterest expense$3,688,0002,561
Salaries and employee benefits$2,305,0002,252
Premises and equipment expense$463,0002,830
Additional noninterest expense$920,0002,955
Pre-tax net operating income$2,638,0001,314
Securities gains (losses)$03,233
Applicable income taxes$-4,0007,574
Income before extraordinary items$2,642,0001,040
Extraordinary gains, net$021
Net income$2,642,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,501
Cash dividends$2,050,000761
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,642,0001,028
2008-03-31 (YTD Data)Rank
Total interest income$4,402,0002,288
Total interest expense$1,828,0002,422
Net interest income$2,574,0002,148
Provision for loan and lease losses$06,080
Total noninterest income$785,0001,584
Gross Fiduciary activities income$51,000798
Service charges on deposit accounts$164,0002,440
Trading account gains and fees$0158
Additional Noninterest Income$570,0001,279
Total noninterest expense$1,873,0002,518
Salaries and employee benefits$1,224,0002,144
Premises and equipment expense$212,0003,063
Additional noninterest expense$437,0003,049
Pre-tax net operating income$1,486,0001,272
Securities gains (losses)$02,688
Applicable income taxes$-4,0007,784
Income before extraordinary items$1,490,0001,014
Extraordinary gains, net$015
Net income$1,490,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,036
Cash dividends$1,025,000714
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,490,000968
2007-12-31 (YTD Data)Rank
Total interest income$17,691,0002,331
Total interest expense$7,432,0002,479
Net interest income$10,259,0002,197
Provision for loan and lease losses$305,0003,154
Total noninterest income$2,303,0002,000
Gross Fiduciary activities income$168,000835
Service charges on deposit accounts$724,0002,309
Trading account gains and fees$0178
Additional Noninterest Income$1,411,0001,752
Total noninterest expense$7,341,0002,472
Salaries and employee benefits$4,216,0002,388
Premises and equipment expense$852,0002,930
Additional noninterest expense$2,273,0002,372
Pre-tax net operating income$4,916,0001,668
Securities gains (losses)$02,146
Applicable income taxes$973,0001,895
Income before extraordinary items$3,943,0001,619
Extraordinary gains, net$039
Net income$3,943,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,767
Cash dividends$1,720,0001,813
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,943,0001,607
2007-09-30 (YTD Data)Rank
Total interest income$13,164,0002,350
Total interest expense$5,540,0002,492
Net interest income$7,624,0002,228
Provision for loan and lease losses$305,0002,287
Total noninterest income$1,912,0001,854
Gross Fiduciary activities income$140,000810
Service charges on deposit accounts$539,0002,303
Trading account gains and fees$0184
Additional Noninterest Income$1,233,0001,564
Total noninterest expense$5,059,0002,660
Salaries and employee benefits$3,109,0002,422
Premises and equipment expense$586,0003,123
Additional noninterest expense$1,364,0002,837
Pre-tax net operating income$4,172,0001,617
Securities gains (losses)$01,655
Applicable income taxes$876,0001,789
Income before extraordinary items$3,296,0001,534
Extraordinary gains, net$033
Net income$3,296,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,567
Cash dividends$1,050,0001,924
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,296,0001,528
2007-06-30 (YTD Data)Rank
Total interest income$8,614,0002,406
Total interest expense$3,604,0002,556
Net interest income$5,010,0002,286
Provision for loan and lease losses$305,0001,513
Total noninterest income$1,357,0001,796
Gross Fiduciary activities income$104,000804
Service charges on deposit accounts$358,0002,314
Trading account gains and fees$0168
Additional Noninterest Income$895,0001,507
Total noninterest expense$3,421,0002,650
Salaries and employee benefits$2,147,0002,373
Premises and equipment expense$352,0003,426
Additional noninterest expense$922,0002,814
Pre-tax net operating income$2,641,0001,730
Securities gains (losses)$01,444
Applicable income taxes$624,0001,793
Income before extraordinary items$2,017,0001,719
Extraordinary gains, net$029
Net income$2,017,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,059
Cash dividends$1,050,0001,454
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,017,0001,697
2007-03-31 (YTD Data)Rank
Total interest income$4,155,0002,477
Total interest expense$1,718,0002,656
Net interest income$2,437,0002,337
Provision for loan and lease losses$305,000776
Total noninterest income$787,0001,598
Gross Fiduciary activities income$49,000817
Service charges on deposit accounts$174,0002,309
Trading account gains and fees$0195
Additional Noninterest Income$564,0001,252
Total noninterest expense$1,745,0002,613
Salaries and employee benefits$1,153,0002,225
Premises and equipment expense$164,0003,633
Additional noninterest expense$428,0002,993
Pre-tax net operating income$1,174,0001,893
Securities gains (losses)$01,187
Applicable income taxes$624,0001,081
Income before extraordinary items$550,0002,815
Extraordinary gains, net$022
Net income$550,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,000393
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$550,0002,808
2006-12-31 (YTD Data)Rank
Total interest income$13,742,0002,746
Total interest expense$4,968,0003,037
Net interest income$8,774,0002,574
Provision for loan and lease losses$865,0001,198
Total noninterest income$2,266,0002,027
Gross Fiduciary activities income$182,000827
Service charges on deposit accounts$783,0002,150
Trading account gains and fees$0130
Additional Noninterest Income$1,301,0001,840
Total noninterest expense$6,558,0002,668
Salaries and employee benefits$4,003,0002,445
Premises and equipment expense$845,0002,861
Additional noninterest expense$1,710,0002,952
Pre-tax net operating income$3,617,0002,419
Securities gains (losses)$10,0001,097
Applicable income taxes$1,177,0001,976
Income before extraordinary items$2,450,0002,659
Extraordinary gains, net$051
Net income$2,450,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,143,000617
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,443,2002,653
2006-09-30 (YTD Data)Rank
Total interest income$9,897,0002,818
Total interest expense$3,461,0003,137
Net interest income$6,436,0002,644
Provision for loan and lease losses$865,000878
Total noninterest income$1,768,0001,977
Gross Fiduciary activities income$133,000815
Service charges on deposit accounts$589,0002,155
Trading account gains and fees$0126
Additional Noninterest Income$1,046,0001,759
Total noninterest expense$4,681,0002,781
Salaries and employee benefits$2,893,0002,517
Premises and equipment expense$573,0003,116
Additional noninterest expense$1,215,0003,095
Pre-tax net operating income$2,658,0002,538
Securities gains (losses)$10,000904
Applicable income taxes$892,0002,037
Income before extraordinary items$1,776,0002,817
Extraordinary gains, net$045
Net income$1,776,0002,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,042,000447
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,769,3002,816
2006-06-30 (YTD Data)Rank
Total interest income$6,323,0002,894
Total interest expense$2,064,0003,294
Net interest income$4,259,0002,665
Provision for loan and lease losses$640,000771
Total noninterest income$1,181,0001,984
Gross Fiduciary activities income$98,000810
Service charges on deposit accounts$387,0002,159
Trading account gains and fees$0126
Additional Noninterest Income$696,0001,772
Total noninterest expense$3,160,0002,774
Salaries and employee benefits$1,930,0002,517
Premises and equipment expense$371,0003,174
Additional noninterest expense$859,0002,940
Pre-tax net operating income$1,640,0002,694
Securities gains (losses)$9,000755
Applicable income taxes$541,0002,197
Income before extraordinary items$1,108,0002,967
Extraordinary gains, net$039
Net income$1,108,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000447
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,101,9702,969
2006-03-31 (YTD Data)Rank
Total interest income$3,002,0002,967
Total interest expense$949,0003,385
Net interest income$2,053,0002,724
Provision for loan and lease losses$06,013
Total noninterest income$659,0001,787
Gross Fiduciary activities income$47,000827
Service charges on deposit accounts$181,0002,215
Trading account gains and fees$0115
Additional Noninterest Income$431,0001,498
Total noninterest expense$1,545,0002,809
Salaries and employee benefits$996,0002,450
Premises and equipment expense$184,0003,207
Additional noninterest expense$365,0003,356
Pre-tax net operating income$1,167,0002,023
Securities gains (losses)$0955
Applicable income taxes$384,0001,706
Income before extraordinary items$783,0002,244
Extraordinary gains, net$021
Net income$783,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,000595
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$783,0002,222
2005-12-31 (YTD Data)Rank
Total interest income$9,650,0003,242
Total interest expense$2,679,0003,636
Net interest income$6,971,0003,049
Provision for loan and lease losses$383,0002,357
Total noninterest income$2,084,0002,150
Gross Fiduciary activities income$162,000860
Service charges on deposit accounts$813,0002,081
Trading account gains and fees$0138
Additional Noninterest Income$1,109,0002,066
Total noninterest expense$6,462,0002,568
Salaries and employee benefits$3,768,0002,422
Premises and equipment expense$1,038,0002,291
Additional noninterest expense$1,656,0002,991
Pre-tax net operating income$2,210,0003,449
Securities gains (losses)$81,000773
Applicable income taxes$867,0002,481
Income before extraordinary items$1,424,0003,909
Extraordinary gains, net$046
Net income$1,424,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,452
Cash dividends$9,320,000401
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,372,1603,981
2005-09-30 (YTD Data)Rank
Total interest income$6,962,0003,293
Total interest expense$1,890,0003,656
Net interest income$5,072,0003,113
Provision for loan and lease losses$383,0001,782
Total noninterest income$1,477,0002,233
Gross Fiduciary activities income$118,000844
Service charges on deposit accounts$594,0002,116
Trading account gains and fees$0126
Additional Noninterest Income$765,0002,184
Total noninterest expense$4,739,0002,602
Salaries and employee benefits$2,730,0002,473
Premises and equipment expense$744,0002,370
Additional noninterest expense$1,265,0002,904
Pre-tax net operating income$1,427,0003,893
Securities gains (losses)$81,000730
Applicable income taxes$497,0002,956
Income before extraordinary items$1,011,0004,128
Extraordinary gains, net$035
Net income$1,011,0004,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,486
Cash dividends$8,820,000314
Sale, conversion, retirement of capital stock, net$0769
Net operating income$956,7304,237
2005-06-30 (YTD Data)Rank
Total interest income$4,415,0003,360
Total interest expense$1,212,0003,592
Net interest income$3,203,0003,222
Provision for loan and lease losses$383,0001,230
Total noninterest income$1,003,0002,168
Gross Fiduciary activities income$78,000858
Service charges on deposit accounts$380,0002,161
Trading account gains and fees$0116
Additional Noninterest Income$545,0002,062
Total noninterest expense$3,086,0002,625
Salaries and employee benefits$1,806,0002,473
Premises and equipment expense$433,0002,646
Additional noninterest expense$847,0002,863
Pre-tax net operating income$737,0004,480
Securities gains (losses)$-206,0008,768
Applicable income taxes$159,0004,161
Income before extraordinary items$372,0005,633
Extraordinary gains, net$030
Net income$372,0005,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,569
Cash dividends$8,520,000227
Sale, conversion, retirement of capital stock, net$0643
Net operating income$516,2004,767
2005-03-31 (YTD Data)Rank
Total interest income$2,138,0003,406
Total interest expense$592,0003,537
Net interest income$1,546,0003,327
Provision for loan and lease losses$383,000613
Total noninterest income$579,0001,926
Gross Fiduciary activities income$34,000889
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$372,0001,634
Total noninterest expense$1,559,0002,614
Salaries and employee benefits$915,0002,460
Premises and equipment expense$206,0002,807
Additional noninterest expense$438,0002,767
Pre-tax net operating income$183,0006,148
Securities gains (losses)$-161,0008,857
Applicable income taxes$12,0005,990
Income before extraordinary items$10,0008,360
Extraordinary gains, net$024
Net income$10,0008,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,512
Cash dividends$8,120,000132
Sale, conversion, retirement of capital stock, net$0491
Net operating income$113,0406,647
2004-12-31 (YTD Data)Rank
Total interest income$8,564,0003,235
Total interest expense$2,140,0003,453
Net interest income$6,424,0003,113
Provision for loan and lease losses$1,050,0001,000
Total noninterest income$1,888,0002,285
Gross Fiduciary activities income$156,000846
Service charges on deposit accounts$811,0002,113
Trading account gains and fees$0138
Additional Noninterest Income$921,0002,270
Total noninterest expense$6,397,0002,497
Salaries and employee benefits$3,651,0002,378
Premises and equipment expense$791,0002,811
Additional noninterest expense$1,955,0002,473
Pre-tax net operating income$865,0005,599
Securities gains (losses)$18,0002,469
Applicable income taxes$243,0004,490
Income before extraordinary items$640,0005,813
Extraordinary gains, net$034
Net income$640,0005,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,093
Cash dividends$447,0003,734
Sale, conversion, retirement of capital stock, net$0872
Net operating income$627,0405,782
2004-09-30 (YTD Data)Rank
Total interest income$6,393,0003,227
Total interest expense$1,563,0003,488
Net interest income$4,830,0003,089
Provision for loan and lease losses$07,100
Total noninterest income$1,014,0002,896
Gross Fiduciary activities income$120,000833
Service charges on deposit accounts$616,0002,113
Trading account gains and fees$0134
Additional Noninterest Income$278,0003,871
Total noninterest expense$4,276,0002,751
Salaries and employee benefits$2,285,0002,779
Premises and equipment expense$625,0002,678
Additional noninterest expense$1,366,0002,599
Pre-tax net operating income$1,568,0003,477
Securities gains (losses)$18,0002,374
Applicable income taxes$565,0002,688
Income before extraordinary items$1,021,0003,943
Extraordinary gains, net$026
Net income$1,021,0003,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,509
Cash dividends$211,0003,898
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,009,4803,906
2004-06-30 (YTD Data)Rank
Total interest income$4,143,0003,297
Total interest expense$1,044,0003,476
Net interest income$3,099,0003,194
Provision for loan and lease losses$06,885
Total noninterest income$674,0002,915
Gross Fiduciary activities income$79,000841
Service charges on deposit accounts$401,0002,149
Trading account gains and fees$0130
Additional Noninterest Income$194,0003,796
Total noninterest expense$2,832,0002,768
Salaries and employee benefits$1,531,0002,780
Premises and equipment expense$405,0002,758
Additional noninterest expense$896,0002,632
Pre-tax net operating income$941,0003,677
Securities gains (losses)$4,0002,826
Applicable income taxes$314,0003,003
Income before extraordinary items$631,0004,106
Extraordinary gains, net$021
Net income$631,0004,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,719
Cash dividends$211,0003,372
Sale, conversion, retirement of capital stock, net$0638
Net operating income$628,3204,031
2004-03-31 (YTD Data)Rank
Total interest income$2,052,0003,325
Total interest expense$519,0003,519
Net interest income$1,533,0003,204
Provision for loan and lease losses$06,501
Total noninterest income$287,0003,207
Gross Fiduciary activities income$39,000859
Service charges on deposit accounts$186,0002,230
Trading account gains and fees$0121
Additional Noninterest Income$62,0004,679
Total noninterest expense$1,445,0002,730
Salaries and employee benefits$759,0002,820
Premises and equipment expense$194,0002,901
Additional noninterest expense$492,0002,402
Pre-tax net operating income$375,0004,250
Securities gains (losses)$02,934
Applicable income taxes$84,0004,060
Income before extraordinary items$291,0004,345
Extraordinary gains, net$016
Net income$291,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$291,0004,221
2003-12-31 (YTD Data)Rank
Total interest income$9,017,0003,107
Total interest expense$2,535,0003,301
Net interest income$6,482,0002,967
Provision for loan and lease losses$800,0001,446
Total noninterest income$1,124,0003,453
Gross Fiduciary activities income$145,000885
Service charges on deposit accounts$762,0002,200
Trading account gains and fees$0160
Additional Noninterest Income$217,0005,121
Total noninterest expense$5,893,0002,634
Salaries and employee benefits$2,701,0003,048
Premises and equipment expense$633,0003,372
Additional noninterest expense$2,559,0001,890
Pre-tax net operating income$913,0005,387
Securities gains (losses)$-2,0008,601
Applicable income taxes$88,0005,852
Income before extraordinary items$823,0005,169
Extraordinary gains, net$054
Net income$823,0005,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,023,000908
Cash dividends$353,0004,129
Sale, conversion, retirement of capital stock, net$0868
Net operating income$824,8005,008
2003-09-30 (YTD Data)Rank
Total interest income$6,900,0003,094
Total interest expense$1,982,0003,317
Net interest income$4,918,0002,936
Provision for loan and lease losses$800,0001,077
Total noninterest income$827,0003,560
Gross Fiduciary activities income$109,000888
Service charges on deposit accounts$566,0002,232
Trading account gains and fees$0153
Additional Noninterest Income$152,0005,316
Total noninterest expense$4,443,0002,638
Salaries and employee benefits$1,934,0003,189
Premises and equipment expense$462,0003,445
Additional noninterest expense$2,047,0001,765
Pre-tax net operating income$502,0006,273
Securities gains (losses)$-2,0008,785
Applicable income taxes$66,0005,975
Income before extraordinary items$434,0006,170
Extraordinary gains, net$040
Net income$434,0006,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,025,000692
Cash dividends$177,0004,212
Sale, conversion, retirement of capital stock, net$0722
Net operating income$435,7406,000
2003-06-30 (YTD Data)Rank
Total interest income$4,637,0003,091
Total interest expense$1,416,0003,218
Net interest income$3,221,0002,976
Provision for loan and lease losses$07,324
Total noninterest income$536,0003,603
Gross Fiduciary activities income$70,000905
Service charges on deposit accounts$368,0002,248
Trading account gains and fees$0150
Additional Noninterest Income$98,0005,351
Total noninterest expense$3,132,0002,494
Salaries and employee benefits$1,276,0003,216
Premises and equipment expense$267,0003,838
Additional noninterest expense$1,589,0001,531
Pre-tax net operating income$625,0004,725
Securities gains (losses)$-2,0008,918
Applicable income taxes$198,0003,988
Income before extraordinary items$425,0005,253
Extraordinary gains, net$030
Net income$425,0005,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,820
Cash dividends$177,0003,662
Sale, conversion, retirement of capital stock, net$0589
Net operating income$426,3605,041
2003-03-31 (YTD Data)Rank
Total interest income$2,352,0003,074
Total interest expense$754,0003,100
Net interest income$1,598,0002,991
Provision for loan and lease losses$06,934
Total noninterest income$245,0003,680
Gross Fiduciary activities income$36,000899
Service charges on deposit accounts$175,0002,269
Trading account gains and fees$0134
Additional Noninterest Income$34,0005,990
Total noninterest expense$1,927,0002,033
Salaries and employee benefits$667,0003,080
Premises and equipment expense$114,0004,333
Additional noninterest expense$1,146,0001,083
Pre-tax net operating income$-84,0008,950
Securities gains (losses)$02,891
Applicable income taxes$-51,0009,181
Income before extraordinary items$-33,0008,915
Extraordinary gains, net$021
Net income$-33,0008,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,005
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-33,0008,820
2002-12-31 (YTD Data)Rank
Total interest income$10,708,0002,835
Total interest expense$4,072,0002,702
Net interest income$6,636,0002,869
Provision for loan and lease losses$1,140,0001,199
Total noninterest income$1,355,0002,822
Gross Fiduciary activities income$234,000784
Service charges on deposit accounts$848,0001,906
Trading account gains and fees$0153
Additional Noninterest Income$273,0004,454
Total noninterest expense$4,720,0003,078
Salaries and employee benefits$2,496,0003,130
Premises and equipment expense$629,0003,269
Additional noninterest expense$1,595,0002,819
Pre-tax net operating income$2,131,0003,291
Securities gains (losses)$17,0003,266
Applicable income taxes$512,0003,397
Income before extraordinary items$1,636,0003,273
Extraordinary gains, net$070
Net income$1,636,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,652,000629
Cash dividends$177,0005,032
Sale, conversion, retirement of capital stock, net$-224,0009,275
Net operating income$1,623,0803,197
2001-12-31 (YTD Data)Rank
Total interest income$13,396,0002,556
Total interest expense$5,883,0002,719
Net interest income$7,513,0002,388
Provision for loan and lease losses$1,550,000876
Total noninterest income$1,101,0003,119
Gross Fiduciary activities income$301,000722
Service charges on deposit accounts$832,0001,837
Trading account gains and fees$0177
Additional Noninterest Income$-32,0009,593
Total noninterest expense$4,518,0003,082
Salaries and employee benefits$2,427,0003,024
Premises and equipment expense$667,0003,076
Additional noninterest expense$1,424,0003,006
Pre-tax net operating income$2,546,0002,629
Securities gains (losses)$-122,0009,514
Applicable income taxes$674,0002,747
Income before extraordinary items$1,750,0002,863
Extraordinary gains, net$0105
Net income$1,750,0002,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,478
Cash dividends$356,0004,094
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,837,8402,640
2000-12-31 (YTD Data)Rank
Total interest income$13,434,0002,591
Total interest expense$6,346,0002,631
Net interest income$7,088,0002,513
Provision for loan and lease losses$250,0003,225
Total noninterest income$1,203,0002,755
Gross Fiduciary activities income$249,000757
Service charges on deposit accounts$702,0001,970
Trading account gains and fees$0180
Additional Noninterest Income$252,0004,283
Total noninterest expense$4,594,0002,936
Salaries and employee benefits$2,316,0003,033
Premises and equipment expense$638,0003,109
Additional noninterest expense$1,640,0002,601
Pre-tax net operating income$3,447,0002,113
Securities gains (losses)$-150,0009,516
Applicable income taxes$949,0002,221
Income before extraordinary items$2,348,0002,205
Extraordinary gains, net$038
Net income$2,348,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,556
Cash dividends$341,0004,254
Sale, conversion, retirement of capital stock, net$-1,319,0009,861
Net operating income$2,454,5002,114
1999-12-31 (YTD Data)Rank
Total interest income$12,785,0002,564
Total interest expense$5,565,0002,653
Net interest income$7,220,0002,443
Provision for loan and lease losses$400,0002,102
Total noninterest income$1,138,0002,802
Gross Fiduciary activities income$249,000813
Service charges on deposit accounts$638,0002,084
Trading account gains and fees$0173
Additional Noninterest Income$251,0004,431
Total noninterest expense$4,486,0002,989
Salaries and employee benefits$2,338,0002,993
Premises and equipment expense$675,0002,953
Additional noninterest expense$1,474,0002,906
Pre-tax net operating income$3,472,0002,112
Securities gains (losses)$-2,0008,771
Applicable income taxes$1,075,0002,101
Income before extraordinary items$2,395,0002,189
Extraordinary gains, net$035
Net income$2,395,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,792
Cash dividends$315,0004,424
Sale, conversion, retirement of capital stock, net$-138,00010,103
Net operating income$2,396,3802,159
1998-12-31 (YTD Data)Rank
Total interest income$12,728,0002,564
Total interest expense$5,749,0002,638
Net interest income$6,979,0002,429
Provision for loan and lease losses$400,0002,051
Total noninterest income$1,149,0002,781
Gross Fiduciary activities income$354,000746
Service charges on deposit accounts$694,0001,843
Trading account gains and fees$0224
Additional Noninterest Income$101,0006,607
Total noninterest expense$4,387,0002,956
Salaries and employee benefits$2,406,0002,828
Premises and equipment expense$698,0002,778
Additional noninterest expense$1,283,0003,171
Pre-tax net operating income$3,341,0002,155
Securities gains (losses)$9,0003,034
Applicable income taxes$892,0002,513
Income before extraordinary items$2,458,0002,119
Extraordinary gains, net$032
Net income$2,458,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,384
Cash dividends$281,0004,745
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,451,4302,058
1997-12-31 (YTD Data)Rank
Total interest income$12,444,0002,631
Total interest expense$5,433,0002,756
Net interest income$7,011,0002,476
Provision for loan and lease losses$200,0003,424
Total noninterest income$915,0003,271
Gross Fiduciary activities income$252,000845
Service charges on deposit accounts$586,0002,238
Trading account gains and fees$0239
Additional Noninterest Income$77,0007,483
Total noninterest expense$4,259,0002,999
Salaries and employee benefits$2,203,0003,010
Premises and equipment expense$607,0003,122
Additional noninterest expense$1,449,0002,820
Pre-tax net operating income$3,467,0002,172
Securities gains (losses)$27,0001,697
Applicable income taxes$999,0002,441
Income before extraordinary items$2,495,0002,114
Extraordinary gains, net$044
Net income$2,495,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0001,111
Cash dividends$245,0004,995
Sale, conversion, retirement of capital stock, net$-1,545,00010,884
Net operating income$2,475,8302,076
1996-12-31 (YTD Data)Rank
Total interest income$12,533,0002,664
Total interest expense$5,621,0002,698
Net interest income$6,912,0002,557
Provision for loan and lease losses$500,0001,732
Total noninterest income$859,0003,504
Gross Fiduciary activities income$217,000944
Service charges on deposit accounts$570,0002,385
Trading account gains and fees$0262
Additional Noninterest Income$72,0008,006
Total noninterest expense$4,503,0003,013
Salaries and employee benefits$2,598,0002,573
Premises and equipment expense$619,0003,114
Additional noninterest expense$1,286,0003,564
Pre-tax net operating income$2,768,0002,540
Securities gains (losses)$166,000754
Applicable income taxes$950,0002,468
Income before extraordinary items$1,984,0002,478
Extraordinary gains, net$053
Net income$1,984,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-256,00011,357
Cash dividends$223,0005,219
Sale, conversion, retirement of capital stock, net$-3,610,00011,445
Net operating income$1,871,1202,564
1995-12-31 (YTD Data)Rank
Total interest income$11,779,0002,829
Total interest expense$5,442,0002,809
Net interest income$6,337,0002,820
Provision for loan and lease losses$700,0001,215
Total noninterest income$805,0003,670
Gross Fiduciary activities income$165,0001,045
Service charges on deposit accounts$523,0002,586
Trading account gains and fees$0522
Additional Noninterest Income$117,0006,722
Total noninterest expense$4,317,0003,106
Salaries and employee benefits$1,981,0003,339
Premises and equipment expense$690,0002,848
Additional noninterest expense$1,646,0002,820
Pre-tax net operating income$2,125,0003,304
Securities gains (losses)$-14,00010,322
Applicable income taxes$775,0002,957
Income before extraordinary items$1,336,0003,585
Extraordinary gains, net$065
Net income$1,336,0003,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,873
Cash dividends$246,0005,045
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,344,9603,548
1994-12-31 (YTD Data)Rank
Total interest income$11,313,0002,688
Total interest expense$4,378,0002,799
Net interest income$6,935,0002,599
Provision for loan and lease losses$400,0001,822
Total noninterest income$777,0003,805
Gross Fiduciary activities income$163,0001,060
Service charges on deposit accounts$528,0002,582
Trading account gains and fees$0475
Additional Noninterest Income$86,0007,986
Total noninterest expense$3,890,0003,513
Salaries and employee benefits$1,739,0003,746
Premises and equipment expense$661,0002,982
Additional noninterest expense$1,490,0003,313
Pre-tax net operating income$3,422,0002,089
Securities gains (losses)$-306,00012,116
Applicable income taxes$1,188,0001,896
Income before extraordinary items$1,928,0002,518
Extraordinary gains, net$0249
Net income$1,928,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,222
Cash dividends$222,0005,220
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,123,8402,310
1993-12-31 (YTD Data)Rank
Total interest income$10,959,0002,828
Total interest expense$4,583,0002,817
Net interest income$6,376,0002,842
Provision for loan and lease losses$350,0002,706
Total noninterest income$732,0004,298
Gross Fiduciary activities income$133,0001,154
Service charges on deposit accounts$524,0002,658
Trading account gains and fees$0532
Additional Noninterest Income$75,0008,845
Total noninterest expense$3,864,0003,601
Salaries and employee benefits$1,659,0003,905
Premises and equipment expense$1,011,0002,029
Additional noninterest expense$1,193,0004,210
Pre-tax net operating income$2,895,0002,377
Securities gains (losses)$82,0002,771
Applicable income taxes$977,0002,311
Income before extraordinary items$2,000,0002,524
Extraordinary gains, net$03,149
Net income$2,000,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0006,663
Cash dividends$198,0005,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,945,0602,440
1992-12-31 (YTD Data)Rank
Total interest income$10,700,0003,267
Total interest expense$5,457,0003,049
Net interest income$5,243,0003,473
Provision for loan and lease losses$409,0003,414
Total noninterest income$1,462,0002,440
Gross Fiduciary activities income$128,0001,195
Service charges on deposit accounts$526,0002,634
Trading account gains and fees$0504
Additional Noninterest Income$808,0002,298
Total noninterest expense$4,211,0003,341
Salaries and employee benefits$1,627,0003,935
Premises and equipment expense$681,0002,989
Additional noninterest expense$1,903,0002,914
Pre-tax net operating income$2,085,0002,987
Securities gains (losses)$26,0005,197
Applicable income taxes$627,0003,309
Income before extraordinary items$1,484,0003,110
Extraordinary gains, net$01,422
Net income$1,484,0003,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0002,784
Cash dividends$177,0005,393
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,465,8002,907

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.