Home > State Central Bank > Net charge- offs to loans

State Central Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.7560%4,610
Percentage Net Loans Charged-off: Total real estate loans-2.8121%4,610
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-41.3396%4,612
Percentage Net Loans Charged-off: Multi-family residential-17.4024%4,567
Percentage Net Loans Charged-off: 1-4 family residential-0.2922%4,569
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.2925%4,567
Percentage Net Loans Charged-off: Commercial and industrial-0.9016%4,559
Percentage Net Loans Charged-off: Loans to individuals0.3502%1,509
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.3502%1,383
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.6859%4,638
Percentage Net Loans Charged-off: Total real estate loans-2.6372%4,637
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-49.9873%4,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.3312%4,599
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.3316%4,599
Percentage Net Loans Charged-off: Commercial and industrial-0.9973%4,586
Percentage Net Loans Charged-off: Loans to individuals0.6510%870
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.6510%813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.4147%4,658
Percentage Net Loans Charged-off: Total real estate loans-2.0070%4,661
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-35.0685%4,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.4039%4,635
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.4046%4,587
Percentage Net Loans Charged-off: Commercial and industrial-1.1906%4,619
Percentage Net Loans Charged-off: Loans to individuals1.0733%544
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual1.0733%546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6932%4,669
Percentage Net Loans Charged-off: Total real estate loans-0.7968%4,678
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-9.7693%4,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.4187%4,664
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.4198%4,662
Percentage Net Loans Charged-off: Commercial and industrial-1.1340%4,639
Percentage Net Loans Charged-off: Loans to individuals2.4184%251
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.9674%534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9887%4,721
Percentage Net Loans Charged-off: Total real estate loans-1.1276%4,722
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-17.4250%4,726
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.1541%4,594
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.1550%4,594
Percentage Net Loans Charged-off: Commercial and industrial-1.1423%4,652
Percentage Net Loans Charged-off: Loans to individuals0.8194%650
Percentage Net Loans Charged-off: Credit card loans-2.7322%4,723
Percentage Net Loans Charged-off: Other loans to individual1.0460%459
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0401%4,759
Percentage Net Loans Charged-off: Total real estate loans-1.3168%4,760
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-16.0563%4,765
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.4728%4,721
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.4755%4,720
Percentage Net Loans Charged-off: Commercial and industrial-1.0397%4,680
Percentage Net Loans Charged-off: Loans to individuals0.6667%743
Percentage Net Loans Charged-off: Credit card loans-2.9143%4,758
Percentage Net Loans Charged-off: Other loans to individual0.9622%468
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1406%4,722
Percentage Net Loans Charged-off: Total real estate loans-1.6601%4,703
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-20.1066%4,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.4963%4,630
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.4993%4,619
Percentage Net Loans Charged-off: Commercial and industrial-0.9871%4,503
Percentage Net Loans Charged-off: Loans to individuals1.2903%361
Percentage Net Loans Charged-off: Credit card loans-3.2787%831
Percentage Net Loans Charged-off: Other loans to individual1.7889%234
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8843%4,735
Percentage Net Loans Charged-off: Total real estate loans-1.4159%4,730
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-15.6182%4,678
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.4895%4,637
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.4924%4,635
Percentage Net Loans Charged-off: Commercial and industrial-0.8005%4,491
Percentage Net Loans Charged-off: Loans to individuals2.4335%176
Percentage Net Loans Charged-off: Credit card loans-4.3716%831
Percentage Net Loans Charged-off: Other loans to individual3.5336%104
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1991%4,796
Percentage Net Loans Charged-off: Total real estate loans-1.1161%4,772
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-10.1840%4,723
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0413%468
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0415%474
Percentage Net Loans Charged-off: Commercial and industrial-1.6279%4,637
Percentage Net Loans Charged-off: Loans to individuals0.5905%737
Percentage Net Loans Charged-off: Credit card loans0.5219%387
Percentage Net Loans Charged-off: Other loans to individual0.6105%646
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1372%4,866
Percentage Net Loans Charged-off: Total real estate loans-0.9561%4,839
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-9.3038%4,793
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.2479%104
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.2492%105
Percentage Net Loans Charged-off: Commercial and industrial-1.6396%4,701
Percentage Net Loans Charged-off: Loans to individuals0.6132%639
Percentage Net Loans Charged-off: Credit card loans0.6882%349
Percentage Net Loans Charged-off: Other loans to individual0.5917%587
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9824%4,896
Percentage Net Loans Charged-off: Total real estate loans-0.6363%4,860
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-9.0675%4,831
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.6973%35
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.7011%37
Percentage Net Loans Charged-off: Commercial and industrial-1.5481%4,745
Percentage Net Loans Charged-off: Loans to individuals0.2313%1,207
Percentage Net Loans Charged-off: Credit card loans-1.0345%855
Percentage Net Loans Charged-off: Other loans to individual0.5958%554
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1676%4,916
Percentage Net Loans Charged-off: Total real estate loans-0.9810%4,898
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-5.8731%4,855
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.4123%4,799
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.4146%4,796
Percentage Net Loans Charged-off: Commercial and industrial-1.5968%4,770
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-5.1641%4,963
Percentage Net Loans Charged-off: Total real estate loans-0.3304%4,904
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-1.8352%4,876
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0805%599
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0809%579
Percentage Net Loans Charged-off: Commercial and industrial-11.3525%4,835
Percentage Net Loans Charged-off: Loans to individuals-0.3675%4,715
Percentage Net Loans Charged-off: Credit card loans0.9372%422
Percentage Net Loans Charged-off: Other loans to individual-0.8292%4,772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7495%4,989
Percentage Net Loans Charged-off: Total real estate loans-0.3138%4,930
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-2.0189%4,904
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.2406%189
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.2419%180
Percentage Net Loans Charged-off: Commercial and industrial-1.3730%4,826
Percentage Net Loans Charged-off: Loans to individuals-0.3301%4,692
Percentage Net Loans Charged-off: Credit card loans1.2331%351
Percentage Net Loans Charged-off: Other loans to individual-0.9016%4,798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6924%5,013
Percentage Net Loans Charged-off: Total real estate loans-0.1725%4,915
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-2.2345%4,938
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.6695%49
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.6728%50
Percentage Net Loans Charged-off: Commercial and industrial-1.4012%4,850
Percentage Net Loans Charged-off: Loans to individuals-0.9860%4,873
Percentage Net Loans Charged-off: Credit card loans1.7570%312
Percentage Net Loans Charged-off: Other loans to individual-2.0560%4,879
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9705%5,053
Percentage Net Loans Charged-off: Total real estate loans-0.5489%5,010
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.8824%4,973
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.6090%4,967
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.6119%4,963
Percentage Net Loans Charged-off: Commercial and industrial-1.8204%4,863
Percentage Net Loans Charged-off: Loans to individuals-1.4286%4,924
Percentage Net Loans Charged-off: Credit card loans3.2922%171
Percentage Net Loans Charged-off: Other loans to individual-3.3501%4,926
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.4958%8
Percentage Net Loans Charged-off: Total real estate loans-0.2032%5,026
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-1.7340%5,048
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4104%145
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.4111%154
Percentage Net Loans Charged-off: Commercial and industrial14.8418%11
Percentage Net Loans Charged-off: Loans to individuals1.3199%572
Percentage Net Loans Charged-off: Credit card loans6.1290%69
Percentage Net Loans Charged-off: Other loans to individual-1.5285%4,994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9963%5,207
Percentage Net Loans Charged-off: Total real estate loans-0.8724%5,183
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-2.0663%5,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.6688%5,123
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.6695%5,118
Percentage Net Loans Charged-off: Commercial and industrial-1.3828%5,008
Percentage Net Loans Charged-off: Loans to individuals0.4887%1,482
Percentage Net Loans Charged-off: Credit card loans3.7500%142
Percentage Net Loans Charged-off: Other loans to individual-1.6048%5,070
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.3867%5,259
Percentage Net Loans Charged-off: Total real estate loans-1.5414%5,235
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-4.7670%5,183
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.6742%5,171
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.6745%5,170
Percentage Net Loans Charged-off: Commercial and industrial-1.4284%5,042
Percentage Net Loans Charged-off: Loans to individuals0.7447%992
Percentage Net Loans Charged-off: Credit card loans4.8731%101
Percentage Net Loans Charged-off: Other loans to individual-2.0950%5,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0060%5,305
Percentage Net Loans Charged-off: Total real estate loans-0.6679%5,272
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.7982%5,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.8943%5,243
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.8943%5,236
Percentage Net Loans Charged-off: Commercial and industrial-1.4650%5,090
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6446%5,352
Percentage Net Loans Charged-off: Total real estate loans-0.2566%5,265
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.6941%5,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.1521%5,154
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.1521%5,148
Percentage Net Loans Charged-off: Commercial and industrial-1.1841%5,154
Percentage Net Loans Charged-off: Loans to individuals0.1478%2,675
Percentage Net Loans Charged-off: Credit card loans-0.3287%1,000
Percentage Net Loans Charged-off: Other loans to individual0.5368%1,387
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6609%5,420
Percentage Net Loans Charged-off: Total real estate loans-0.3048%5,336
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.7175%5,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.2299%5,257
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2299%5,252
Percentage Net Loans Charged-off: Commercial and industrial-1.1689%5,206
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loans-1.3434%1,021
Percentage Net Loans Charged-off: Other loans to individual1.1212%596
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6477%5,462
Percentage Net Loans Charged-off: Total real estate loans-0.3031%5,366
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate-0.7014%5,364
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.2311%5,301
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2311%5,306
Percentage Net Loans Charged-off: Commercial and industrial-1.0120%5,233
Percentage Net Loans Charged-off: Loans to individuals-1.8576%5,367
Percentage Net Loans Charged-off: Credit card loans-3.3333%1,034
Percentage Net Loans Charged-off: Other loans to individual-0.5780%5,178
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4655%5,491
Percentage Net Loans Charged-off: Total real estate loans-0.2654%5,430
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate-0.5442%5,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.2365%5,369
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.2365%5,367
Percentage Net Loans Charged-off: Commercial and industrial-0.9936%5,264
Percentage Net Loans Charged-off: Loans to individuals3.0840%198
Percentage Net Loans Charged-off: Credit card loans2.6016%210
Percentage Net Loans Charged-off: Other loans to individual3.5191%138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2399%1,080
Percentage Net Loans Charged-off: Total real estate loans1.7855%27
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate4.3422%24
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential1.5936%35
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net1.5967%35
Percentage Net Loans Charged-off: Commercial and industrial-1.7655%5,408
Percentage Net Loans Charged-off: Loans to individuals0.1512%2,943
Percentage Net Loans Charged-off: Credit card loans3.1228%193
Percentage Net Loans Charged-off: Other loans to individual-2.1448%5,480
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0896%153
Percentage Net Loans Charged-off: Total real estate loans1.9257%23
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate5.8604%13
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential1.1312%55
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net1.1339%56
Percentage Net Loans Charged-off: Commercial and industrial0.1850%1,265
Percentage Net Loans Charged-off: Loans to individuals-0.2008%5,233
Percentage Net Loans Charged-off: Credit card loans2.8144%215
Percentage Net Loans Charged-off: Other loans to individual-2.4709%5,546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5545%115
Percentage Net Loans Charged-off: Total real estate loans2.2324%18
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate8.8816%7
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0677%1,095
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0679%1,067
Percentage Net Loans Charged-off: Commercial and industrial0.8863%463
Percentage Net Loans Charged-off: Loans to individuals0.9250%873
Percentage Net Loans Charged-off: Credit card loans4.2705%113
Percentage Net Loans Charged-off: Other loans to individual-1.6319%5,562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3434%5,704
Percentage Net Loans Charged-off: Total real estate loans-0.2986%5,689
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate-0.5539%5,651
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2661%383
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.2669%380
Percentage Net Loans Charged-off: Commercial and industrial-0.5827%5,425
Percentage Net Loans Charged-off: Loans to individuals3.7238%172
Percentage Net Loans Charged-off: Credit card loans11.1498%38
Percentage Net Loans Charged-off: Other loans to individual-2.2378%5,626
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2153%5,757
Percentage Net Loans Charged-off: Total real estate loans-0.2085%5,711
Percentage Net Loans Charged-off:Construction & development29.8354%6
Percentage Net Loans Charged-off: Commercial real estate-0.9355%5,749
Percentage Net Loans Charged-off: Multi-family residential-0.5162%4,728
Percentage Net Loans Charged-off: 1-4 family residential0.2337%677
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.2368%676
Percentage Net Loans Charged-off: Commercial and industrial-0.2927%5,341
Percentage Net Loans Charged-off: Loans to individuals0.7537%1,281
Percentage Net Loans Charged-off: Credit card loans6.7524%62
Percentage Net Loans Charged-off: Other loans to individual-4.5403%5,748
Percentage Net Loans Charged-off: All other loans and lease-0.1248%5,254
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1473%5,686
Percentage Net Loans Charged-off: Total real estate loans-0.2287%5,761
Percentage Net Loans Charged-off:Construction & development31.8272%8
Percentage Net Loans Charged-off: Commercial real estate-1.0917%5,819
Percentage Net Loans Charged-off: Multi-family residential-0.6385%4,750
Percentage Net Loans Charged-off: 1-4 family residential0.3290%426
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.3341%410
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals-0.8039%5,705
Percentage Net Loans Charged-off: Credit card loans4.2759%101
Percentage Net Loans Charged-off: Other loans to individual-5.3125%5,805
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1043%1,785
Percentage Net Loans Charged-off: Total real estate loans-0.1607%5,733
Percentage Net Loans Charged-off:Construction & development35.8025%10
Percentage Net Loans Charged-off: Commercial real estate-1.2684%5,893
Percentage Net Loans Charged-off: Multi-family residential-0.9092%4,775
Percentage Net Loans Charged-off: 1-4 family residential0.7000%171
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.7117%184
Percentage Net Loans Charged-off: Commercial and industrial0.4910%737
Percentage Net Loans Charged-off: Loans to individuals0.2999%1,987
Percentage Net Loans Charged-off: Credit card loans5.1009%84
Percentage Net Loans Charged-off: Other loans to individual-3.9623%5,872
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2834%743
Percentage Net Loans Charged-off: Total real estate loans-0.4517%5,969
Percentage Net Loans Charged-off:Construction & development-1.6461%5,481
Percentage Net Loans Charged-off: Commercial real estate-1.5814%5,956
Percentage Net Loans Charged-off: Multi-family residential-1.6629%4,805
Percentage Net Loans Charged-off: 1-4 family residential0.7800%162
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.7949%173
Percentage Net Loans Charged-off: Commercial and industrial1.4270%289
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loans4.9612%95
Percentage Net Loans Charged-off: Other loans to individual-4.4630%5,914
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3552%6,039
Percentage Net Loans Charged-off: Total real estate loans-0.5173%6,044
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-1.4969%6,013
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0292%5,493
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0297%5,484
Percentage Net Loans Charged-off: Commercial and industrial-0.0845%5,040
Percentage Net Loans Charged-off: Loans to individuals-1.5510%5,987
Percentage Net Loans Charged-off: Credit card loans5.8232%82
Percentage Net Loans Charged-off: Other loans to individual-9.9578%6,023
Percentage Net Loans Charged-off: All other loans and lease0.8852%442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4362%6,137
Percentage Net Loans Charged-off: Total real estate loans-0.6023%6,136
Percentage Net Loans Charged-off:Construction & development0.2718%415
Percentage Net Loans Charged-off: Commercial real estate-1.7650%6,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0387%5,587
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0393%5,607
Percentage Net Loans Charged-off: Commercial and industrial-0.1013%5,111
Percentage Net Loans Charged-off: Loans to individuals-1.6979%6,064
Percentage Net Loans Charged-off: Credit card loans7.6680%61
Percentage Net Loans Charged-off: Other loans to individual-12.7494%6,108
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5538%6,212
Percentage Net Loans Charged-off: Total real estate loans-0.7810%6,211
Percentage Net Loans Charged-off:Construction & development0.4037%303
Percentage Net Loans Charged-off: Commercial real estate-2.1521%6,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0861%5,851
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0875%5,858
Percentage Net Loans Charged-off: Commercial and industrial-0.1528%5,328
Percentage Net Loans Charged-off: Loans to individuals-1.1429%6,078
Percentage Net Loans Charged-off: Credit card loans8.6367%46
Percentage Net Loans Charged-off: Other loans to individual-13.7103%6,176
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7242%6,291
Percentage Net Loans Charged-off: Total real estate loans-0.7992%6,261
Percentage Net Loans Charged-off:Construction & development0.7926%176
Percentage Net Loans Charged-off: Commercial real estate-3.3234%6,259
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.1138%5,958
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.1156%5,974
Percentage Net Loans Charged-off: Commercial and industrial-0.2015%5,520
Percentage Net Loans Charged-off: Loans to individuals-8.0983%6,262
Percentage Net Loans Charged-off: Credit card loans3.9072%134
Percentage Net Loans Charged-off: Other loans to individual-25.5319%6,242
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7346%131
Percentage Net Loans Charged-off: Total real estate loans3.1254%26
Percentage Net Loans Charged-off:Construction & development-0.3965%5,543
Percentage Net Loans Charged-off: Commercial real estate7.4148%16
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential4.2399%21
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net4.2978%21
Percentage Net Loans Charged-off: Commercial and industrial-0.7257%6,016
Percentage Net Loans Charged-off: Loans to individuals-4.0789%6,341
Percentage Net Loans Charged-off: Credit card loans0.9337%546
Percentage Net Loans Charged-off: Other loans to individual-10.5549%6,343
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3474%72
Percentage Net Loans Charged-off: Total real estate loans4.0147%16
Percentage Net Loans Charged-off:Construction & development-0.5235%5,673
Percentage Net Loans Charged-off: Commercial real estate9.6175%8
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential5.1512%15
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net5.2195%15
Percentage Net Loans Charged-off: Commercial and industrial-0.7370%6,071
Percentage Net Loans Charged-off: Loans to individuals-3.2832%6,403
Percentage Net Loans Charged-off: Credit card loans0.9329%507
Percentage Net Loans Charged-off: Other loans to individual-8.5602%6,412
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7030%30
Percentage Net Loans Charged-off: Total real estate loans5.7374%14
Percentage Net Loans Charged-off:Construction & development-0.7743%5,773
Percentage Net Loans Charged-off: Commercial real estate13.6518%8
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential7.0221%12
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net7.1109%11
Percentage Net Loans Charged-off: Commercial and industrial-0.0934%5,298
Percentage Net Loans Charged-off: Loans to individuals-3.7847%6,477
Percentage Net Loans Charged-off: Credit card loans1.3814%396
Percentage Net Loans Charged-off: Other loans to individual-10.0466%6,477
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.1501%10
Percentage Net Loans Charged-off: Total real estate loans10.6879%8
Percentage Net Loans Charged-off:Construction & development-0.3075%5,695
Percentage Net Loans Charged-off: Commercial real estate25.3612%3
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential11.2801%5
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net11.4191%9
Percentage Net Loans Charged-off: Commercial and industrial-0.0927%5,357
Percentage Net Loans Charged-off: Loans to individuals-0.9834%6,354
Percentage Net Loans Charged-off: Credit card loans2.7366%214
Percentage Net Loans Charged-off: Other loans to individual-5.3333%6,521
Percentage Net Loans Charged-off: All other loans and lease7.4074%106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3633%361
Percentage Net Loans Charged-off: Total real estate loans1.2181%350
Percentage Net Loans Charged-off:Construction & development3.1522%405
Percentage Net Loans Charged-off: Commercial real estate1.2558%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.0476%437
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net1.0618%448
Percentage Net Loans Charged-off: Commercial and industrial2.1090%545
Percentage Net Loans Charged-off: Loans to individuals-0.5136%6,420
Percentage Net Loans Charged-off: Credit card loans2.2984%307
Percentage Net Loans Charged-off: Other loans to individual-1.5701%6,547
Percentage Net Loans Charged-off: All other loans and lease0.5155%657
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5180%303
Percentage Net Loans Charged-off: Total real estate loans1.2718%320
Percentage Net Loans Charged-off:Construction & development3.7791%330
Percentage Net Loans Charged-off: Commercial real estate0.9214%598
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.3723%300
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net1.3911%307
Percentage Net Loans Charged-off: Commercial and industrial2.6676%405
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loans2.4935%283
Percentage Net Loans Charged-off: Other loans to individual-0.8050%6,494
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1831%188
Percentage Net Loans Charged-off: Total real estate loans1.4878%288
Percentage Net Loans Charged-off:Construction & development5.2372%252
Percentage Net Loans Charged-off: Commercial real estate0.5664%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.8765%224
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net1.9029%235
Percentage Net Loans Charged-off: Commercial and industrial5.1005%212
Percentage Net Loans Charged-off: Loans to individuals0.2937%2,336
Percentage Net Loans Charged-off: Credit card loans3.3403%203
Percentage Net Loans Charged-off: Other loans to individual-0.6394%6,444
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7858%137
Percentage Net Loans Charged-off: Total real estate loans0.9884%523
Percentage Net Loans Charged-off:Construction & development0.8630%580
Percentage Net Loans Charged-off: Commercial real estate1.2242%379
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential1.1855%448
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net1.2025%439
Percentage Net Loans Charged-off: Commercial and industrial9.9151%82
Percentage Net Loans Charged-off: Loans to individuals1.3176%789
Percentage Net Loans Charged-off: Credit card loans7.4150%72
Percentage Net Loans Charged-off: Other loans to individual-0.4880%6,285
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0550%68
Percentage Net Loans Charged-off: Total real estate loans5.1522%34
Percentage Net Loans Charged-off:Construction & development27.2215%45
Percentage Net Loans Charged-off: Commercial real estate2.2237%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3653%2,236
Percentage Net Loans Charged-off: Home equity loans0.7572%803
All other 1-4 family - Percent of loans charged-off, net0.3585%2,151
Percentage Net Loans Charged-off: Commercial and industrial0.6162%1,899
Percentage Net Loans Charged-off: Loans to individuals4.5803%217
Percentage Net Loans Charged-off: Credit card loans11.3459%47
Percentage Net Loans Charged-off: Other loans to individual3.0800%351
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0573%80
Percentage Net Loans Charged-off: Total real estate loans4.9847%44
Percentage Net Loans Charged-off:Construction & development21.5242%90
Percentage Net Loans Charged-off: Commercial real estate2.7504%207
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3199%2,291
Percentage Net Loans Charged-off: Home equity loans0.9768%619
All other 1-4 family - Percent of loans charged-off, net0.3082%2,213
Percentage Net Loans Charged-off: Commercial and industrial1.1165%1,218
Percentage Net Loans Charged-off: Loans to individuals5.8030%166
Percentage Net Loans Charged-off: Credit card loans13.5675%44
Percentage Net Loans Charged-off: Other loans to individual4.1851%235
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6074%140
Percentage Net Loans Charged-off: Total real estate loans4.0206%98
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate3.9458%132
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.5536%1,541
Percentage Net Loans Charged-off: Home equity loans1.4343%431
All other 1-4 family - Percent of loans charged-off, net0.5376%1,517
Percentage Net Loans Charged-off: Commercial and industrial2.2691%706
Percentage Net Loans Charged-off: Loans to individuals5.0679%206
Percentage Net Loans Charged-off: Credit card loans3.8835%228
Percentage Net Loans Charged-off: Other loans to individual5.3022%191
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.9002%47
Percentage Net Loans Charged-off: Total real estate loans7.7330%38
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate7.1409%73
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.0973%794
Percentage Net Loans Charged-off: Home equity loans2.7180%221
All other 1-4 family - Percent of loans charged-off, net1.0666%802
Percentage Net Loans Charged-off: Commercial and industrial4.2752%376
Percentage Net Loans Charged-off: Loans to individuals8.9751%114
Percentage Net Loans Charged-off: Credit card loans3.0888%273
Percentage Net Loans Charged-off: Other loans to individual10.0719%95
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0302%152
Percentage Net Loans Charged-off: Total real estate loans0.8779%1,808
Percentage Net Loans Charged-off:Construction & development-5.2806%6,726
Percentage Net Loans Charged-off: Commercial real estate1.2315%1,018
Percentage Net Loans Charged-off: Multi-family residential-0.0113%5,617
Percentage Net Loans Charged-off: 1-4 family residential2.1006%501
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net2.1440%518
Percentage Net Loans Charged-off: Commercial and industrial14.1537%63
Percentage Net Loans Charged-off: Loans to individuals3.0593%479
Percentage Net Loans Charged-off: Credit card loans4.9524%222
Percentage Net Loans Charged-off: Other loans to individual2.6910%471
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6362%116
Percentage Net Loans Charged-off: Total real estate loans1.2720%1,137
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate1.3515%816
Percentage Net Loans Charged-off: Multi-family residential1.1039%510
Percentage Net Loans Charged-off: 1-4 family residential1.7740%597
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net1.8110%609
Percentage Net Loans Charged-off: Commercial and industrial15.5697%58
Percentage Net Loans Charged-off: Loans to individuals2.9078%491
Percentage Net Loans Charged-off: Credit card loans4.6310%238
Percentage Net Loans Charged-off: Other loans to individual2.5113%486
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.0028%83
Percentage Net Loans Charged-off: Total real estate loans1.1362%1,247
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate1.2428%823
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.8158%612
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net1.8553%610
Percentage Net Loans Charged-off: Commercial and industrial21.8511%31
Percentage Net Loans Charged-off: Loans to individuals2.3295%632
Percentage Net Loans Charged-off: Credit card loans4.9618%223
Percentage Net Loans Charged-off: Other loans to individual1.8745%631
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans10.5857%34
Percentage Net Loans Charged-off: Total real estate loans1.8372%633
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.7738%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential3.3901%260
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net3.4637%267
Percentage Net Loans Charged-off: Commercial and industrial38.5181%17
Percentage Net Loans Charged-off: Loans to individuals1.0129%1,357
Percentage Net Loans Charged-off: Credit card loans6.0320%192
Percentage Net Loans Charged-off: Other loans to individual0.5706%1,635
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2933%266
Percentage Net Loans Charged-off: Total real estate loans0.4603%3,114
Percentage Net Loans Charged-off:Construction & development0.5699%2,793
Percentage Net Loans Charged-off: Commercial real estate0.5138%2,012
Percentage Net Loans Charged-off: Multi-family residential0.4011%889
Percentage Net Loans Charged-off: 1-4 family residential0.4363%2,446
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.4503%2,365
Percentage Net Loans Charged-off: Commercial and industrial14.2846%124
Percentage Net Loans Charged-off: Loans to individuals2.9672%666
Percentage Net Loans Charged-off: Credit card loans5.7386%260
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1563%164
Percentage Net Loans Charged-off: Total real estate loans0.5514%2,565
Percentage Net Loans Charged-off:Construction & development0.6868%2,447
Percentage Net Loans Charged-off: Commercial real estate0.6746%1,492
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4812%2,156
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4979%2,027
Percentage Net Loans Charged-off: Commercial and industrial17.0216%97
Percentage Net Loans Charged-off: Loans to individuals3.0396%611
Percentage Net Loans Charged-off: Credit card loans6.2976%230
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8976%86
Percentage Net Loans Charged-off: Total real estate loans0.6953%2,067
Percentage Net Loans Charged-off:Construction & development0.9875%2,001
Percentage Net Loans Charged-off: Commercial real estate0.8750%1,094
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4838%1,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.5009%1,826
Percentage Net Loans Charged-off: Commercial and industrial22.3904%62
Percentage Net Loans Charged-off: Loans to individuals3.5318%523
Percentage Net Loans Charged-off: Credit card loans9.5298%130
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans12.2433%32
Percentage Net Loans Charged-off: Total real estate loans0.9667%1,409
Percentage Net Loans Charged-off:Construction & development1.8348%1,245
Percentage Net Loans Charged-off: Commercial real estate1.2218%667
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4149%1,705
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4316%1,605
Percentage Net Loans Charged-off: Commercial and industrial39.1410%24
Percentage Net Loans Charged-off: Loans to individuals6.8998%240
Percentage Net Loans Charged-off: Credit card loans19.9234%53
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7587%1,424
Percentage Net Loans Charged-off: Total real estate loans2.5182%793
Percentage Net Loans Charged-off:Construction & development15.1029%340
Percentage Net Loans Charged-off: Commercial real estate0.7838%1,357
Percentage Net Loans Charged-off: Multi-family residential5.5862%217
Percentage Net Loans Charged-off: 1-4 family residential0.3080%2,720
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.3226%2,538
Percentage Net Loans Charged-off: Commercial and industrial0.1173%4,741
Percentage Net Loans Charged-off: Loans to individuals2.7880%892
Percentage Net Loans Charged-off: Credit card loans6.8104%281
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2418%1,643
Percentage Net Loans Charged-off: Total real estate loans1.6250%1,035
Percentage Net Loans Charged-off:Construction & development6.8099%733
Percentage Net Loans Charged-off: Commercial real estate1.0066%827
Percentage Net Loans Charged-off: Multi-family residential9.2754%100
Percentage Net Loans Charged-off: 1-4 family residential0.4153%2,015
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.4353%1,862
Percentage Net Loans Charged-off: Commercial and industrial0.1530%4,007
Percentage Net Loans Charged-off: Loans to individuals3.1919%715
Percentage Net Loans Charged-off: Credit card loans7.6154%236
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6473%1,148
Percentage Net Loans Charged-off: Total real estate loans2.1613%699
Percentage Net Loans Charged-off:Construction & development10.3994%414
Percentage Net Loans Charged-off: Commercial real estate1.0511%642
Percentage Net Loans Charged-off: Multi-family residential14.2762%54
Percentage Net Loans Charged-off: 1-4 family residential0.5985%1,390
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.6261%1,302
Percentage Net Loans Charged-off: Commercial and industrial0.2637%3,135
Percentage Net Loans Charged-off: Loans to individuals4.0161%514
Percentage Net Loans Charged-off: Credit card loans6.3276%302
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8227%794
Percentage Net Loans Charged-off: Total real estate loans2.3820%473
Percentage Net Loans Charged-off:Construction & development12.5801%248
Percentage Net Loans Charged-off: Commercial real estate1.1916%409
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.7106%978
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.7409%892
Percentage Net Loans Charged-off: Commercial and industrial0.1574%2,389
Percentage Net Loans Charged-off: Loans to individuals5.1916%351
Percentage Net Loans Charged-off: Credit card loans9.7287%161
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6370%1,937
Percentage Net Loans Charged-off: Total real estate loans0.9383%981
Percentage Net Loans Charged-off:Construction & development6.3974%365
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1085%2,775
Percentage Net Loans Charged-off: Home equity loans-0.0492%5,983
All other 1-4 family - Percent of loans charged-off, net0.1179%2,556
Percentage Net Loans Charged-off: Commercial and industrial0.0356%4,411
Percentage Net Loans Charged-off: Loans to individuals0.7302%2,962
Percentage Net Loans Charged-off: Credit card loans0.3447%1,150
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2408%2,976
Percentage Net Loans Charged-off: Total real estate loans0.3332%1,569
Percentage Net Loans Charged-off:Construction & development2.0174%716
Percentage Net Loans Charged-off: Commercial real estate0.0112%1,663
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1187%2,203
Percentage Net Loans Charged-off: Home equity loans-0.0609%5,996
All other 1-4 family - Percent of loans charged-off, net0.1304%1,979
Percentage Net Loans Charged-off: Commercial and industrial0.0590%3,489
Percentage Net Loans Charged-off: Loans to individuals0.2543%4,213
Percentage Net Loans Charged-off: Credit card loans0.4574%1,009
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3471%1,901
Percentage Net Loans Charged-off: Total real estate loans0.4590%981
Percentage Net Loans Charged-off:Construction & development2.7370%414
Percentage Net Loans Charged-off: Commercial real estate0.0171%1,221
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1829%1,517
Percentage Net Loans Charged-off: Home equity loans-0.0838%6,004
All other 1-4 family - Percent of loans charged-off, net0.2018%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.1164%2,605
Percentage Net Loans Charged-off: Loans to individuals0.4056%3,186
Percentage Net Loans Charged-off: Credit card loans0.6953%845
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0247%7,448
Percentage Net Loans Charged-off: Total real estate loans-0.0115%7,826
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0442%7,996
Percentage Net Loans Charged-off: Home equity loans-0.1436%5,983
All other 1-4 family - Percent of loans charged-off, net-0.0359%7,944
Percentage Net Loans Charged-off: Commercial and industrial-0.0566%7,167
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loans1.4184%587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2267%2,385
Percentage Net Loans Charged-off: Total real estate loans0.2173%1,258
Percentage Net Loans Charged-off:Construction & development0.0239%1,445
Percentage Net Loans Charged-off: Commercial real estate0.1684%874
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4406%613
Percentage Net Loans Charged-off: Home equity loans0.3969%381
All other 1-4 family - Percent of loans charged-off, net0.4462%600
Percentage Net Loans Charged-off: Commercial and industrial0.2214%2,659
Percentage Net Loans Charged-off: Loans to individuals0.3793%3,621
Percentage Net Loans Charged-off: Credit card loans0.5308%1,075
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1899%2,076
Percentage Net Loans Charged-off: Total real estate loans0.2232%813
Percentage Net Loans Charged-off:Construction & development0.0338%933
Percentage Net Loans Charged-off: Commercial real estate0.2295%485
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3377%600
Percentage Net Loans Charged-off: Home equity loans0.0354%659
All other 1-4 family - Percent of loans charged-off, net0.3774%513
Percentage Net Loans Charged-off: Commercial and industrial0.1258%2,496
Percentage Net Loans Charged-off: Loans to individuals0.2778%3,687
Percentage Net Loans Charged-off: Credit card loans0.7130%905
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2839%1,268
Percentage Net Loans Charged-off: Total real estate loans0.2609%598
Percentage Net Loans Charged-off:Construction & development0.0547%616
Percentage Net Loans Charged-off: Commercial real estate0.2757%328
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3682%493
Percentage Net Loans Charged-off: Home equity loans0.0544%469
All other 1-4 family - Percent of loans charged-off, net0.4096%432
Percentage Net Loans Charged-off: Commercial and industrial0.3240%1,548
Percentage Net Loans Charged-off: Loans to individuals0.3192%3,074
Percentage Net Loans Charged-off: Credit card loans1.4484%624
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1076%283
Percentage Net Loans Charged-off: Total real estate loans0.4904%260
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.5621%151
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.6264%248
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.7099%214
Percentage Net Loans Charged-off: Commercial and industrial2.1892%359
Percentage Net Loans Charged-off: Loans to individuals0.6566%1,809
Percentage Net Loans Charged-off: Credit card loans1.5385%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6629%511
Percentage Net Loans Charged-off: Total real estate loans0.2844%504
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0278%1,090
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.6602%223
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.7220%208
Percentage Net Loans Charged-off: Commercial and industrial1.2654%797
Percentage Net Loans Charged-off: Loans to individuals0.4304%3,193
Percentage Net Loans Charged-off: Credit card loans5.3191%156
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8260%297
Percentage Net Loans Charged-off: Total real estate loans0.2375%466
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0393%785
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.6019%213
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.6527%191
Percentage Net Loans Charged-off: Commercial and industrial1.7097%481
Percentage Net Loans Charged-off: Loans to individuals0.6050%2,181
Percentage Net Loans Charged-off: Credit card loans7.0469%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8506%317
Percentage Net Loans Charged-off: Total real estate loans0.3203%333
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0609%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.7827%154
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.8374%147
Percentage Net Loans Charged-off: Commercial and industrial1.6182%518
Percentage Net Loans Charged-off: Loans to individuals0.7656%1,655
Percentage Net Loans Charged-off: Credit card loans10.4317%65
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5270%543
Percentage Net Loans Charged-off: Total real estate loans0.6266%128
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1268%289
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential1.4754%73
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net1.5469%69
Percentage Net Loans Charged-off: Commercial and industrial0.1816%1,233
Percentage Net Loans Charged-off: Loans to individuals1.6635%752
Percentage Net Loans Charged-off: Credit card loans20.6774%36
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0710%4,288
Percentage Net Loans Charged-off: Total real estate loans0.0218%2,670
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0497%2,019
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0528%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.1493%3,047
Percentage Net Loans Charged-off: Loans to individuals0.0407%6,037
Percentage Net Loans Charged-off: Credit card loans0.7212%1,278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1121%2,950
Percentage Net Loans Charged-off: Total real estate loans-0.0061%7,737
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0134%8,015
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0143%7,999
Percentage Net Loans Charged-off: Commercial and industrial0.2938%2,009
Percentage Net Loans Charged-off: Loans to individuals0.0581%5,474
Percentage Net Loans Charged-off: Credit card loans0.7346%1,122
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2316%1,610
Percentage Net Loans Charged-off: Total real estate loans-0.0065%7,724
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%7,991
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0145%7,987
Percentage Net Loans Charged-off: Commercial and industrial0.6775%1,179
Percentage Net Loans Charged-off: Loans to individuals-0.3042%8,080
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1165%8,277
Percentage Net Loans Charged-off: Total real estate loans-0.0207%8,114
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0410%8,298
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0437%8,303
Percentage Net Loans Charged-off: Commercial and industrial-0.2657%7,848
Percentage Net Loans Charged-off: Loans to individuals-0.0449%7,088
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5906%899
Percentage Net Loans Charged-off: Total real estate loans0.1890%987
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1335%922
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2687%722
Percentage Net Loans Charged-off: Home equity loans-0.0743%6,045
All other 1-4 family - Percent of loans charged-off, net0.2856%697
Percentage Net Loans Charged-off: Commercial and industrial1.2517%1,124
Percentage Net Loans Charged-off: Loans to individuals0.1661%5,619
Percentage Net Loans Charged-off: Credit card loans2.6408%754
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.7846%1,372
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3465%1,443
Percentage Net Loans Charged-off: Total real estate loans0.2519%635
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.1762%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3608%475
Percentage Net Loans Charged-off: Home equity loans-0.1101%6,028
All other 1-4 family - Percent of loans charged-off, net0.3817%462
Percentage Net Loans Charged-off: Commercial and industrial0.5442%1,688
Percentage Net Loans Charged-off: Loans to individuals0.0632%5,811
Percentage Net Loans Charged-off: Credit card loans2.8132%691
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6398%1,330
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0203%5,215
Percentage Net Loans Charged-off: Total real estate loans0.1491%982
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.2638%436
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0776%1,391
Percentage Net Loans Charged-off: Home equity loans-0.1865%6,018
All other 1-4 family - Percent of loans charged-off, net0.0879%1,250
Percentage Net Loans Charged-off: Commercial and industrial-0.0818%7,456
Percentage Net Loans Charged-off: Loans to individuals-0.4707%8,519
Percentage Net Loans Charged-off: Credit card loans1.7668%937
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6646%1,280
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0588%3,540
Percentage Net Loans Charged-off: Total real estate loans0.2211%589
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.5265%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.1049%7,563
Percentage Net Loans Charged-off: Loans to individuals-0.3114%8,119
Percentage Net Loans Charged-off: Credit card loans0.6908%1,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.8123%1,218
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8859%715
Percentage Net Loans Charged-off: Total real estate loans1.0730%137
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.7719%138
Percentage Net Loans Charged-off: Multi-family residential3.0898%41
Percentage Net Loans Charged-off: 1-4 family residential0.4771%477
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4895%488
Percentage Net Loans Charged-off: Commercial and industrial0.5437%2,517
Percentage Net Loans Charged-off: Loans to individuals1.6831%1,135
Percentage Net Loans Charged-off: Credit card loans3.5761%698
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1253%52
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1713%409
Percentage Net Loans Charged-off: Total real estate loans1.4466%74
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate2.3421%82
Percentage Net Loans Charged-off: Multi-family residential3.9203%31
Percentage Net Loans Charged-off: 1-4 family residential0.6990%248
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.7150%267
Percentage Net Loans Charged-off: Commercial and industrial0.7329%1,773
Percentage Net Loans Charged-off: Loans to individuals1.8717%863
Percentage Net Loans Charged-off: Credit card loans1.9215%1,161
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1776%42
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0423%8,427
Percentage Net Loans Charged-off: Total real estate loans-0.0407%8,644
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0839%8,784
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0858%8,782
Percentage Net Loans Charged-off: Commercial and industrial-0.1004%7,852
Percentage Net Loans Charged-off: Loans to individuals0.2665%4,619
Percentage Net Loans Charged-off: Credit card loans2.8677%817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0358%1,318
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1036%8,628
Percentage Net Loans Charged-off: Total real estate loans-0.1425%8,959
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.2926%9,000
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.2992%8,990
Percentage Net Loans Charged-off: Commercial and industrial-0.1639%7,994
Percentage Net Loans Charged-off: Loans to individuals0.5174%3,147
Percentage Net Loans Charged-off: Credit card loans3.0651%719
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0352%1,278
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2693%512
Percentage Net Loans Charged-off: Total real estate loans0.7877%242
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential13.3838%17
Percentage Net Loans Charged-off: 1-4 family residential0.6509%304
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.6696%296
Percentage Net Loans Charged-off: Commercial and industrial2.2134%959
Percentage Net Loans Charged-off: Loans to individuals0.3245%5,270
Percentage Net Loans Charged-off: Credit card loans2.2235%1,182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.7876%23
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4135%1,984
Percentage Net Loans Charged-off: Total real estate loans0.0423%2,532
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0880%1,654
Percentage Net Loans Charged-off: Home equity loans0.9510%120
All other 1-4 family - Percent of loans charged-off, net0.0524%1,985
Percentage Net Loans Charged-off: Commercial and industrial0.8282%2,057
Percentage Net Loans Charged-off: Loans to individuals0.6448%3,492
Percentage Net Loans Charged-off: Credit card loans2.9390%909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8062%779
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6122%37
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3050%2,221
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%4,161
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1852%3,685
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5650%1,312
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2355%11,124
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3083%2,780
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2516%3,439
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%8,540
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4939%4,310
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA