Home > State Bank & Trust > Income and Expense

State Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,193,0002,093
Total interest expense$9,181,0001,375
Net interest income$8,012,0002,691
Provision for loan and lease losses$833,000938
Total noninterest income$1,962,0002,034
Gross Fiduciary activities income$0981
Service charges on deposit accounts$578,0001,496
Trading account gains and feesNANA
Additional Noninterest Income$1,384,0001,967
Total noninterest expense$7,006,0002,557
Salaries and employee benefits$4,021,0002,504
Premises and equipment expense$559,0002,810
Additional noninterest expense$1,384,0001,967
Pre-tax net operating income$2,135,0002,890
Securities gains (losses)$-277,0004,050
Applicable income taxes$86,0002,861
Income before extraordinary items$1,772,0002,908
Extraordinary gains, net$054
Net income$1,772,0002,937
Minority interest net income$088
Net income of bank and minority interests.$1,772,0002,910
Net charge-offs$86,0001,586
Cash dividends$769,0002,414
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,035,1502,802
2023-09-30 (YTD Data)Rank
Total interest income$12,620,0002,086
Total interest expense$6,495,0001,335
Net interest income$6,125,0002,685
Provision for loan and lease losses$833,000740
Total noninterest income$1,539,0001,978
Gross Fiduciary activities income$0950
Service charges on deposit accounts$421,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0001,884
Total noninterest expense$5,140,0002,578
Salaries and employee benefits$2,979,0002,528
Premises and equipment expense$421,0002,810
Additional noninterest expense$1,118,0001,884
Pre-tax net operating income$1,691,0002,886
Securities gains (losses)$-428,0004,349
Applicable income taxes$44,0003,039
Income before extraordinary items$1,219,0003,066
Extraordinary gains, net$052
Net income$1,219,0003,099
Minority interest net income$081
Net income of bank and minority interests.$1,219,0003,067
Net charge-offs$76,0001,307
Cash dividends$632,0002,063
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,634,1602,777
2023-06-30 (YTD Data)Rank
Total interest income$8,108,0002,105
Total interest expense$4,006,0001,302
Net interest income$4,102,0002,701
Provision for loan and lease losses$788,000585
Total noninterest income$997,0001,952
Gross Fiduciary activities income$0931
Service charges on deposit accounts$274,0001,533
Trading account gains and feesNANA
Additional Noninterest Income$723,0001,852
Total noninterest expense$3,350,0002,596
Salaries and employee benefits$1,927,0002,569
Premises and equipment expense$277,0002,814
Additional noninterest expense$723,0001,850
Pre-tax net operating income$961,0003,088
Securities gains (losses)$-194,0004,325
Applicable income taxes$25,0003,109
Income before extraordinary items$742,0003,211
Extraordinary gains, net$051
Net income$742,0003,244
Minority interest net income$081
Net income of bank and minority interests.$742,0003,210
Net charge-offs$48,0001,185
Cash dividends$495,0001,986
Sale, conversion, retirement of capital stock, net$0486
Net operating income$930,1802,974
2023-03-31 (YTD Data)Rank
Total interest income$3,893,0002,137
Total interest expense$1,814,0001,279
Net interest income$2,079,0002,699
Provision for loan and lease losses$639,000452
Total noninterest income$644,0001,715
Gross Fiduciary activities income$0913
Service charges on deposit accounts$139,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$505,0001,517
Total noninterest expense$1,680,0002,616
Salaries and employee benefits$969,0002,604
Premises and equipment expense$140,0002,847
Additional noninterest expense$505,0001,517
Pre-tax net operating income$404,0003,326
Securities gains (losses)$-76,0004,319
Applicable income taxes$8,0003,175
Income before extraordinary items$320,0003,421
Extraordinary gains, net$04
Net income$320,0003,419
Minority interest net income$048
Net income of bank and minority interests.$320,0003,421
Net charge-offs$-20,0004,234
Cash dividends$227,0001,739
Sale, conversion, retirement of capital stock, net$0430
Net operating income$394,4803,213
2022-12-31 (YTD Data)Rank
Total interest income$13,151,0002,137
Total interest expense$3,430,0001,063
Net interest income$9,721,0002,406
Provision for loan and lease losses$294,0001,556
Total noninterest income$1,568,0002,291
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$543,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0002,308
Total noninterest expense$6,304,0002,677
Salaries and employee benefits$3,751,0002,596
Premises and equipment expense$544,0002,874
Additional noninterest expense$1,025,0002,308
Pre-tax net operating income$4,691,0002,107
Securities gains (losses)$11,000421
Applicable income taxes$263,0002,498
Income before extraordinary items$4,439,0001,975
Extraordinary gains, net$05
Net income$4,439,0001,975
Minority interest net income$063
Net income of bank and minority interests.$4,439,0001,974
Net charge-offs$14,0002,040
Cash dividends$2,384,0001,344
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,428,6602,006
2022-09-30 (YTD Data)Rank
Total interest income$9,446,0002,155
Total interest expense$2,186,000934
Net interest income$7,260,0002,392
Provision for loan and lease losses$200,0001,467
Total noninterest income$1,292,0002,237
Gross Fiduciary activities income$0968
Service charges on deposit accounts$397,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$895,0002,178
Total noninterest expense$4,646,0002,699
Salaries and employee benefits$2,777,0002,615
Premises and equipment expense$390,0002,947
Additional noninterest expense$895,0002,178
Pre-tax net operating income$3,706,0002,030
Securities gains (losses)$10,000434
Applicable income taxes$208,0002,456
Income before extraordinary items$3,508,0001,893
Extraordinary gains, net$04
Net income$3,508,0001,892
Minority interest net income$057
Net income of bank and minority interests.$3,508,0001,892
Net charge-offs$15,0001,701
Cash dividends$1,346,0001,430
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,498,6001,926
2022-06-30 (YTD Data)Rank
Total interest income$6,012,0002,172
Total interest expense$1,294,000894
Net interest income$4,718,0002,403
Provision for loan and lease losses$80,0001,646
Total noninterest income$1,041,0002,025
Gross Fiduciary activities income$0925
Service charges on deposit accounts$268,0001,607
Trading account gains and feesNANA
Additional Noninterest Income$773,0001,946
Total noninterest expense$3,046,0002,715
Salaries and employee benefits$1,813,0002,651
Premises and equipment expense$252,0003,005
Additional noninterest expense$981,0002,650
Pre-tax net operating income$2,633,0001,879
Securities gains (losses)$16,000335
Applicable income taxes$150,0002,347
Income before extraordinary items$2,499,0001,721
Extraordinary gains, net$04
Net income$2,499,0001,720
Minority interest net income$060
Net income of bank and minority interests.$2,499,0001,721
Net charge-offs$7,0001,686
Cash dividends$909,0001,420
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,483,9601,758
2022-03-31 (YTD Data)Rank
Total interest income$2,891,0002,177
Total interest expense$606,000912
Net interest income$2,285,0002,399
Provision for loan and lease losses$30,0001,548
Total noninterest income$302,0002,581
Gross Fiduciary activities income$0892
Service charges on deposit accounts$136,0001,588
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,782
Total noninterest expense$1,525,0002,702
Salaries and employee benefits$911,0002,645
Premises and equipment expense$125,0003,021
Additional noninterest expense$489,0002,627
Pre-tax net operating income$1,032,0002,061
Securities gains (losses)$485,00050
Applicable income taxes$87,0002,153
Income before extraordinary items$1,430,0001,506
Extraordinary gains, net$04
Net income$1,430,0001,505
Minority interest net income$050
Net income of bank and minority interests.$1,430,0001,506
Net charge-offs$7,0001,284
Cash dividends$403,0001,306
Sale, conversion, retirement of capital stock, net$0453
Net operating income$974,1001,972
2021-12-31 (YTD Data)Rank
Total interest income$11,269,0002,291
Total interest expense$2,537,0001,065
Net interest income$8,732,0002,513
Provision for loan and lease losses$35,0002,695
Total noninterest income$901,0003,089
Gross Fiduciary activities income$0994
Service charges on deposit accounts$404,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$497,0003,265
Total noninterest expense$5,585,0002,832
Salaries and employee benefits$3,265,0002,806
Premises and equipment expense$456,0003,156
Additional noninterest expense$1,864,0002,722
Pre-tax net operating income$4,013,0002,318
Securities gains (losses)$728,000271
Applicable income taxes$239,0002,614
Income before extraordinary items$4,502,0002,020
Extraordinary gains, net$010
Net income$4,502,0002,021
Minority interest net income$074
Net income of bank and minority interests.$4,502,0002,022
Net charge-offs$18,0002,103
Cash dividends$2,390,0001,382
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,810,4002,204
2021-09-30 (YTD Data)Rank
Total interest income$8,545,0002,320
Total interest expense$1,940,0001,106
Net interest income$6,605,0002,542
Provision for loan and lease losses$02,963
Total noninterest income$661,0003,147
Gross Fiduciary activities income$0957
Service charges on deposit accounts$313,0001,797
Trading account gains and feesNANA
Additional Noninterest Income$348,0003,372
Total noninterest expense$4,073,0002,899
Salaries and employee benefits$2,374,0002,866
Premises and equipment expense$334,0003,225
Additional noninterest expense$1,365,0002,758
Pre-tax net operating income$3,193,0002,357
Securities gains (losses)$404,000380
Applicable income taxes$187,0002,620
Income before extraordinary items$3,410,0002,083
Extraordinary gains, net$08
Net income$3,410,0002,083
Minority interest net income$069
Net income of bank and minority interests.$3,410,0002,084
Net charge-offs$9,0002,006
Cash dividends$1,277,0001,526
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,026,2002,204
2021-06-30 (YTD Data)Rank
Total interest income$5,320,0002,424
Total interest expense$1,324,0001,126
Net interest income$3,996,0002,691
Provision for loan and lease losses$02,862
Total noninterest income$429,0003,171
Gross Fiduciary activities income$0951
Service charges on deposit accounts$198,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$231,0003,376
Total noninterest expense$2,635,0002,948
Salaries and employee benefits$1,535,0002,909
Premises and equipment expense$216,0003,267
Additional noninterest expense$884,0002,805
Pre-tax net operating income$1,790,0002,549
Securities gains (losses)$296,000382
Applicable income taxes$105,0002,707
Income before extraordinary items$1,981,0002,239
Extraordinary gains, net$06
Net income$1,981,0002,235
Minority interest net income$067
Net income of bank and minority interests.$1,981,0002,239
Net charge-offs$02,245
Cash dividends$833,0001,526
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,699,8002,417
2021-03-31 (YTD Data)Rank
Total interest income$2,585,0002,453
Total interest expense$677,0001,174
Net interest income$1,908,0002,742
Provision for loan and lease losses$02,741
Total noninterest income$191,0003,273
Gross Fiduciary activities income$0922
Service charges on deposit accounts$98,0001,805
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,570
Total noninterest expense$1,306,0002,952
Salaries and employee benefits$765,0002,905
Premises and equipment expense$110,0003,255
Additional noninterest expense$431,0002,800
Pre-tax net operating income$793,0002,681
Securities gains (losses)$73,000559
Applicable income taxes$35,0002,852
Income before extraordinary items$831,0002,460
Extraordinary gains, net$03
Net income$831,0002,458
Minority interest net income$055
Net income of bank and minority interests.$831,0002,460
Net charge-offs$-2,0003,357
Cash dividends$388,0001,395
Sale, conversion, retirement of capital stock, net$0482
Net operating income$760,9202,556
2020-12-31 (YTD Data)Rank
Total interest income$10,504,0002,448
Total interest expense$3,204,0001,401
Net interest income$7,300,0002,759
Provision for loan and lease losses$214,0002,976
Total noninterest income$541,0003,548
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$401,0001,893
Trading account gains and feesNANA
Additional Noninterest Income$140,0004,203
Total noninterest expense$5,194,0002,935
Salaries and employee benefits$3,135,0002,875
Premises and equipment expense$433,0003,274
Additional noninterest expense$1,626,0002,902
Pre-tax net operating income$2,433,0002,704
Securities gains (losses)$943,000393
Applicable income taxes$194,0002,587
Income before extraordinary items$3,182,0002,224
Extraordinary gains, net$04
Net income$3,182,0002,224
Minority interest net income$072
Net income of bank and minority interests.$3,182,0002,224
Net charge-offs$109,0001,945
Cash dividends$1,538,0001,753
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,295,5802,603
2020-09-30 (YTD Data)Rank
Total interest income$7,715,0002,491
Total interest expense$2,471,0001,445
Net interest income$5,244,0002,825
Provision for loan and lease losses$115,0003,186
Total noninterest income$389,0003,570
Gross Fiduciary activities income$0981
Service charges on deposit accounts$306,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$83,0004,315
Total noninterest expense$3,879,0002,936
Salaries and employee benefits$2,328,0002,868
Premises and equipment expense$334,0003,239
Additional noninterest expense$1,217,0002,899
Pre-tax net operating income$1,639,0002,841
Securities gains (losses)$630,000429
Applicable income taxes$126,0002,667
Income before extraordinary items$2,143,0002,352
Extraordinary gains, net$04
Net income$2,143,0002,352
Minority interest net income$065
Net income of bank and minority interests.$2,143,0002,352
Net charge-offs$113,0001,584
Cash dividends$1,081,0001,625
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,550,8002,745
2020-06-30 (YTD Data)Rank
Total interest income$5,066,0002,542
Total interest expense$1,675,0001,516
Net interest income$3,391,0002,894
Provision for loan and lease losses$65,0003,275
Total noninterest income$258,0003,563
Gross Fiduciary activities income$0970
Service charges on deposit accounts$212,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$46,0004,399
Total noninterest expense$2,528,0002,978
Salaries and employee benefits$1,527,0002,912
Premises and equipment expense$221,0003,256
Additional noninterest expense$780,0002,952
Pre-tax net operating income$1,056,0002,866
Securities gains (losses)$293,000559
Applicable income taxes$73,0002,708
Income before extraordinary items$1,276,0002,460
Extraordinary gains, net$04
Net income$1,276,0002,458
Minority interest net income$065
Net income of bank and minority interests.$1,276,0002,460
Net charge-offs$102,0001,352
Cash dividends$761,0001,577
Sale, conversion, retirement of capital stock, net$0504
Net operating income$997,6502,767
2020-03-31 (YTD Data)Rank
Total interest income$2,495,0002,555
Total interest expense$841,0001,637
Net interest income$1,654,0002,910
Provision for loan and lease losses$03,711
Total noninterest income$157,0003,320
Gross Fiduciary activities income$0941
Service charges on deposit accounts$131,0001,794
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,301
Total noninterest expense$1,268,0002,997
Salaries and employee benefits$755,0002,947
Premises and equipment expense$113,0003,235
Additional noninterest expense$400,0002,937
Pre-tax net operating income$543,0002,678
Securities gains (losses)$150,000470
Applicable income taxes$38,0002,560
Income before extraordinary items$655,0002,274
Extraordinary gains, net$04
Net income$655,0002,273
Minority interest net income$056
Net income of bank and minority interests.$655,0002,274
Net charge-offs$76,0001,009
Cash dividends$307,0001,622
Sale, conversion, retirement of capital stock, net$0482
Net operating income$512,5002,588
2019-12-31 (YTD Data)Rank
Total interest income$9,824,0002,606
Total interest expense$3,460,0001,644
Net interest income$6,364,0002,994
Provision for loan and lease losses$03,973
Total noninterest income$648,0003,360
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$571,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,543
Total noninterest expense$5,003,0003,005
Salaries and employee benefits$3,044,0002,913
Premises and equipment expense$501,0003,092
Additional noninterest expense$1,458,0003,141
Pre-tax net operating income$2,009,0003,024
Securities gains (losses)$82,0001,034
Applicable income taxes$105,0002,994
Income before extraordinary items$1,986,0002,913
Extraordinary gains, net$011
Net income$1,986,0002,913
Minority interest net income$076
Net income of bank and minority interests.$1,986,0002,914
Net charge-offs$229,0001,569
Cash dividends$943,0002,427
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,908,1002,926
2019-09-30 (YTD Data)Rank
Total interest income$7,357,0002,649
Total interest expense$2,606,0001,651
Net interest income$4,751,0003,040
Provision for loan and lease losses$03,836
Total noninterest income$475,0003,405
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$430,0001,735
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,700
Total noninterest expense$3,701,0003,051
Salaries and employee benefits$2,272,0002,930
Premises and equipment expense$391,0003,056
Additional noninterest expense$1,038,0003,256
Pre-tax net operating income$1,525,0003,079
Securities gains (losses)$38,0001,173
Applicable income taxes$80,0003,057
Income before extraordinary items$1,483,0002,973
Extraordinary gains, net$011
Net income$1,483,0002,974
Minority interest net income$072
Net income of bank and minority interests.$1,483,0002,974
Net charge-offs$197,0001,308
Cash dividends$748,0002,131
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,446,9002,979
2019-06-30 (YTD Data)Rank
Total interest income$4,920,0002,657
Total interest expense$1,731,0001,626
Net interest income$3,189,0003,042
Provision for loan and lease losses$03,685
Total noninterest income$306,0003,414
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$276,0001,764
Trading account gains and feesNANA
Additional Noninterest Income$30,0004,740
Total noninterest expense$2,465,0003,076
Salaries and employee benefits$1,505,0002,955
Premises and equipment expense$257,0003,089
Additional noninterest expense$703,0003,262
Pre-tax net operating income$1,030,0003,059
Securities gains (losses)$39,000817
Applicable income taxes$57,0003,029
Income before extraordinary items$1,012,0002,933
Extraordinary gains, net$011
Net income$1,012,0002,932
Minority interest net income$069
Net income of bank and minority interests.$1,012,0002,932
Net charge-offs$142,0001,203
Cash dividends$572,0001,985
Sale, conversion, retirement of capital stock, net$0573
Net operating income$974,9502,956
2019-03-31 (YTD Data)Rank
Total interest income$2,464,0002,655
Total interest expense$849,0001,607
Net interest income$1,615,0003,047
Provision for loan and lease losses$03,406
Total noninterest income$162,0003,312
Gross Fiduciary activities income$0972
Service charges on deposit accounts$143,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,648
Total noninterest expense$1,243,0003,079
Salaries and employee benefits$757,0002,964
Premises and equipment expense$127,0003,145
Additional noninterest expense$359,0003,228
Pre-tax net operating income$534,0002,979
Securities gains (losses)$8,000759
Applicable income taxes$33,0002,909
Income before extraordinary items$509,0002,879
Extraordinary gains, net$05
Net income$509,0002,878
Minority interest net income$052
Net income of bank and minority interests.$509,0002,878
Net charge-offs$112,000840
Cash dividends$290,0001,769
Sale, conversion, retirement of capital stock, net$0529
Net operating income$501,4802,870
2018-12-31 (YTD Data)Rank
Total interest income$9,388,0002,641
Total interest expense$2,911,0001,465
Net interest income$6,477,0003,036
Provision for loan and lease losses$31,0003,679
Total noninterest income$630,0003,502
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$514,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$116,0004,492
Total noninterest expense$4,971,0003,064
Salaries and employee benefits$2,993,0002,969
Premises and equipment expense$512,0003,111
Additional noninterest expense$1,466,0003,214
Pre-tax net operating income$2,105,0003,054
Securities gains (losses)$49,000422
Applicable income taxes$67,0003,268
Income before extraordinary items$2,087,0002,865
Extraordinary gains, net$06
Net income$2,087,0002,864
Minority interest net income$072
Net income of bank and minority interests.$2,087,0002,864
Net charge-offs$72,0002,383
Cash dividends$5,518,000687
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,039,4702,902
2018-09-30 (YTD Data)Rank
Total interest income$7,015,0002,645
Total interest expense$2,145,0001,421
Net interest income$4,870,0003,040
Provision for loan and lease losses$31,0003,447
Total noninterest income$469,0003,528
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$374,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$95,0004,481
Total noninterest expense$3,692,0003,089
Salaries and employee benefits$2,226,0002,994
Premises and equipment expense$381,0003,156
Additional noninterest expense$1,085,0003,244
Pre-tax net operating income$1,616,0003,072
Securities gains (losses)$61,000384
Applicable income taxes$70,0003,193
Income before extraordinary items$1,607,0002,884
Extraordinary gains, net$05
Net income$1,607,0002,884
Minority interest net income$066
Net income of bank and minority interests.$1,607,0002,884
Net charge-offs$25,0002,593
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,548,4402,926
2018-06-30 (YTD Data)Rank
Total interest income$4,665,0002,638
Total interest expense$1,406,0001,359
Net interest income$3,259,0003,039
Provision for loan and lease losses$31,0003,092
Total noninterest income$311,0003,552
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$236,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$75,0004,390
Total noninterest expense$2,438,0003,131
Salaries and employee benefits$1,465,0003,041
Premises and equipment expense$247,0003,233
Additional noninterest expense$726,0003,248
Pre-tax net operating income$1,101,0003,017
Securities gains (losses)$60,000317
Applicable income taxes$45,0003,193
Income before extraordinary items$1,116,0002,789
Extraordinary gains, net$06
Net income$1,116,0002,788
Minority interest net income$065
Net income of bank and minority interests.$1,116,0002,788
Net charge-offs$16,0002,366
Cash dividends$556,0001,875
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,058,4002,858
2018-03-31 (YTD Data)Rank
Total interest income$2,307,0002,654
Total interest expense$695,0001,318
Net interest income$1,612,0003,080
Provision for loan and lease losses$31,0002,402
Total noninterest income$169,0003,406
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$115,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$54,0004,069
Total noninterest expense$1,213,0003,159
Salaries and employee benefits$726,0003,064
Premises and equipment expense$124,0003,257
Additional noninterest expense$363,0003,271
Pre-tax net operating income$537,0003,001
Securities gains (losses)$-2,0005,038
Applicable income taxes$12,0003,428
Income before extraordinary items$523,0002,824
Extraordinary gains, net$07
Net income$523,0002,824
Minority interest net income$052
Net income of bank and minority interests.$523,0002,824
Net charge-offs$5,0002,201
Cash dividends$183,0001,978
Sale, conversion, retirement of capital stock, net$0580
Net operating income$524,9602,808
2017-12-31 (YTD Data)Rank
Total interest income$8,672,0002,716
Total interest expense$2,846,0001,139
Net interest income$5,826,0003,239
Provision for loan and lease losses$494,0001,470
Total noninterest income$397,0004,211
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$518,0001,974
Trading account gains and feesNANA
Additional Noninterest Income$-121,0005,626
Total noninterest expense$4,469,0003,332
Salaries and employee benefits$2,600,0003,257
Premises and equipment expense$540,0003,120
Additional noninterest expense$1,329,0003,459
Pre-tax net operating income$1,260,0003,773
Securities gains (losses)$101,000623
Applicable income taxes$67,0003,440
Income before extraordinary items$1,294,0003,377
Extraordinary gains, net$09
Net income$1,294,0003,375
Minority interest net income$076
Net income of bank and minority interests.$1,294,0003,377
Net charge-offs$505,0001,086
Cash dividends$745,0002,552
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,198,0503,463
2017-09-30 (YTD Data)Rank
Total interest income$6,427,0002,750
Total interest expense$2,134,0001,118
Net interest income$4,293,0003,289
Provision for loan and lease losses$423,0001,317
Total noninterest income$271,0004,355
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$392,0001,978
Trading account gains and feesNANA
Additional Noninterest Income$-121,0005,708
Total noninterest expense$3,259,0003,399
Salaries and employee benefits$1,894,0003,327
Premises and equipment expense$381,0003,277
Additional noninterest expense$984,0003,489
Pre-tax net operating income$882,0003,941
Securities gains (losses)$100,000597
Applicable income taxes$43,0003,507
Income before extraordinary items$939,0003,643
Extraordinary gains, net$09
Net income$939,0003,643
Minority interest net income$071
Net income of bank and minority interests.$939,0003,643
Net charge-offs$121,0001,776
Cash dividends$683,0002,097
Sale, conversion, retirement of capital stock, net$0677
Net operating income$843,0003,766
2017-06-30 (YTD Data)Rank
Total interest income$4,219,0002,763
Total interest expense$1,415,0001,100
Net interest income$2,804,0003,326
Provision for loan and lease losses$115,0002,145
Total noninterest income$22,0005,605
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$256,0001,999
Trading account gains and feesNANA
Additional Noninterest Income$-234,0005,774
Total noninterest expense$2,126,0003,468
Salaries and employee benefits$1,218,0003,408
Premises and equipment expense$247,0003,335
Additional noninterest expense$661,0003,499
Pre-tax net operating income$585,0003,926
Securities gains (losses)$16,0001,075
Applicable income taxes$25,0003,556
Income before extraordinary items$576,0003,721
Extraordinary gains, net$011
Net income$576,0003,718
Minority interest net income$071
Net income of bank and minority interests.$576,0003,721
Net charge-offs$107,0001,465
Cash dividends$410,0002,207
Sale, conversion, retirement of capital stock, net$0659
Net operating income$560,6403,745
2017-03-31 (YTD Data)Rank
Total interest income$2,059,0002,808
Total interest expense$703,0001,072
Net interest income$1,356,0003,399
Provision for loan and lease losses$50,0002,060
Total noninterest income$121,0004,026
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$-15,0005,816
Total noninterest expense$1,030,0003,557
Salaries and employee benefits$599,0003,493
Premises and equipment expense$122,0003,399
Additional noninterest expense$309,0003,646
Pre-tax net operating income$397,0003,429
Securities gains (losses)$4,000846
Applicable income taxes$17,0003,423
Income before extraordinary items$384,0003,205
Extraordinary gains, net$08
Net income$384,0003,203
Minority interest net income$055
Net income of bank and minority interests.$384,0003,205
Net charge-offs$-17,0005,196
Cash dividends$192,0002,001
Sale, conversion, retirement of capital stock, net$0632
Net operating income$380,1603,202
2016-12-31 (YTD Data)Rank
Total interest income$8,497,0002,734
Total interest expense$2,850,0001,012
Net interest income$5,647,0003,310
Provision for loan and lease losses$515,0001,442
Total noninterest income$1,480,0002,515
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$500,0002,078
Trading account gains and fees$0170
Additional Noninterest Income$980,0002,422
Total noninterest expense$4,499,0003,419
Salaries and employee benefits$2,309,0003,556
Premises and equipment expense$570,0003,121
Additional noninterest expense$1,620,0003,182
Pre-tax net operating income$2,113,0002,969
Securities gains (losses)$284,000686
Applicable income taxes$143,0003,122
Income before extraordinary items$2,254,0002,587
Extraordinary gains, net$05
Net income$2,254,0002,585
Minority interest net income$082
Net income of bank and minority interests.$2,254,0002,586
Net charge-offs$383,0001,302
Cash dividends$952,0002,276
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,987,0402,755
2016-09-30 (YTD Data)Rank
Total interest income$6,414,0002,726
Total interest expense$2,135,0001,014
Net interest income$4,279,0003,302
Provision for loan and lease losses$515,0001,115
Total noninterest income$1,370,0002,233
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$355,0002,182
Trading account gains and fees$0169
Additional Noninterest Income$1,015,0002,024
Total noninterest expense$3,451,0003,367
Salaries and employee benefits$1,746,0003,539
Premises and equipment expense$432,0003,110
Additional noninterest expense$1,273,0003,077
Pre-tax net operating income$1,683,0002,918
Securities gains (losses)$254,000674
Applicable income taxes$102,0003,216
Income before extraordinary items$1,835,0002,482
Extraordinary gains, net$05
Net income$1,835,0002,483
Minority interest net income$071
Net income of bank and minority interests.$1,835,0002,483
Net charge-offs$221,0001,376
Cash dividends$889,0001,791
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,593,7002,664
2016-06-30 (YTD Data)Rank
Total interest income$4,268,0002,743
Total interest expense$1,413,0001,017
Net interest income$2,855,0003,317
Provision for loan and lease losses$465,000909
Total noninterest income$808,0002,365
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$231,0002,204
Trading account gains and fees$0157
Additional Noninterest Income$577,0002,196
Total noninterest expense$2,238,0003,440
Salaries and employee benefits$1,151,0003,590
Premises and equipment expense$284,0003,149
Additional noninterest expense$803,0003,226
Pre-tax net operating income$960,0003,149
Securities gains (losses)$254,000490
Applicable income taxes$60,0003,285
Income before extraordinary items$1,154,0002,546
Extraordinary gains, net$016
Net income$1,154,0002,545
Minority interest net income$071
Net income of bank and minority interests.$1,154,0002,545
Net charge-offs$302,000860
Cash dividends$493,0002,031
Sale, conversion, retirement of capital stock, net$0705
Net operating income$912,7002,883
2016-03-31 (YTD Data)Rank
Total interest income$2,118,0002,760
Total interest expense$705,0001,012
Net interest income$1,413,0003,339
Provision for loan and lease losses$375,000570
Total noninterest income$709,0001,657
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$608,0001,336
Total noninterest expense$1,079,0003,534
Salaries and employee benefits$572,0003,631
Premises and equipment expense$136,0003,268
Additional noninterest expense$371,0003,404
Pre-tax net operating income$668,0002,554
Securities gains (losses)$02,077
Applicable income taxes$33,0003,223
Income before extraordinary items$635,0002,359
Extraordinary gains, net$012
Net income$635,0002,359
Minority interest net income$062
Net income of bank and minority interests.$635,0002,359
Net charge-offs$278,000516
Cash dividends$63,0002,568
Sale, conversion, retirement of capital stock, net$0659
Net operating income$635,0002,306
2015-12-31 (YTD Data)Rank
Total interest income$8,943,0002,611
Total interest expense$2,798,0001,012
Net interest income$6,145,0003,142
Provision for loan and lease losses$2,393,000389
Total noninterest income$757,0003,520
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$541,0002,000
Trading account gains and fees$0159
Additional Noninterest Income$216,0004,368
Total noninterest expense$4,355,0003,523
Salaries and employee benefits$2,363,0003,548
Premises and equipment expense$548,0003,299
Additional noninterest expense$1,444,0003,483
Pre-tax net operating income$154,0005,564
Securities gains (losses)$1,348,000159
Applicable income taxes$53,0003,612
Income before extraordinary items$1,449,0003,285
Extraordinary gains, net$023
Net income$1,449,0003,286
Minority interest net income$081
Net income of bank and minority interests.$1,449,0003,287
Net charge-offs$2,326,000325
Cash dividends$1,072,0002,045
Sale, conversion, retirement of capital stock, net$0804
Net operating income$154,9205,536
2015-09-30 (YTD Data)Rank
Total interest income$6,669,0002,641
Total interest expense$2,080,0001,026
Net interest income$4,589,0003,176
Provision for loan and lease losses$993,000599
Total noninterest income$584,0003,499
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$400,0002,040
Trading account gains and fees$0153
Additional Noninterest Income$184,0004,244
Total noninterest expense$3,227,0003,569
Salaries and employee benefits$1,764,0003,566
Premises and equipment expense$410,0003,344
Additional noninterest expense$1,053,0003,560
Pre-tax net operating income$953,0003,820
Securities gains (losses)$717,000231
Applicable income taxes$78,0003,405
Income before extraordinary items$1,592,0002,667
Extraordinary gains, net$021
Net income$1,592,0002,667
Minority interest net income$078
Net income of bank and minority interests.$1,592,0002,668
Net charge-offs$1,002,000498
Cash dividends$1,009,0001,579
Sale, conversion, retirement of capital stock, net$0773
Net operating income$910,8503,613
2015-06-30 (YTD Data)Rank
Total interest income$4,433,0002,644
Total interest expense$1,373,0001,043
Net interest income$3,060,0003,176
Provision for loan and lease losses$118,0002,092
Total noninterest income$397,0003,472
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$275,0001,949
Trading account gains and fees$0157
Additional Noninterest Income$122,0004,291
Total noninterest expense$2,122,0003,636
Salaries and employee benefits$1,173,0003,588
Premises and equipment expense$275,0003,343
Additional noninterest expense$674,0003,678
Pre-tax net operating income$1,217,0002,709
Securities gains (losses)$56,0001,170
Applicable income taxes$62,0003,335
Income before extraordinary items$1,211,0002,423
Extraordinary gains, net$022
Net income$1,211,0002,425
Minority interest net income$075
Net income of bank and minority interests.$1,211,0002,425
Net charge-offs$90,0001,816
Cash dividends$946,0001,307
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,157,8002,438
2015-03-31 (YTD Data)Rank
Total interest income$2,233,0002,629
Total interest expense$684,0001,052
Net interest income$1,549,0003,142
Provision for loan and lease losses$03,703
Total noninterest income$162,0003,778
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$135,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$27,0005,145
Total noninterest expense$1,033,0003,725
Salaries and employee benefits$581,0003,652
Premises and equipment expense$139,0003,363
Additional noninterest expense$313,0003,865
Pre-tax net operating income$678,0002,473
Securities gains (losses)$50,000840
Applicable income taxes$36,0003,233
Income before extraordinary items$692,0002,153
Extraordinary gains, net$013
Net income$692,0002,154
Minority interest net income$064
Net income of bank and minority interests.$692,0002,154
Net charge-offs$45,0001,636
Cash dividends$548,0001,050
Sale, conversion, retirement of capital stock, net$0697
Net operating income$644,5002,216
2014-12-31 (YTD Data)Rank
Total interest income$8,907,0002,665
Total interest expense$2,662,0001,114
Net interest income$6,245,0003,150
Provision for loan and lease losses$369,0001,769
Total noninterest income$546,0004,143
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$525,0002,205
Trading account gains and fees$0180
Additional Noninterest Income$21,0006,026
Total noninterest expense$4,282,0003,670
Salaries and employee benefits$2,447,0003,523
Premises and equipment expense$554,0003,408
Additional noninterest expense$1,281,0003,910
Pre-tax net operating income$2,140,0002,868
Securities gains (losses)$396,000503
Applicable income taxes$124,0003,269
Income before extraordinary items$2,412,0002,370
Extraordinary gains, net$017
Net income$2,412,0002,370
Minority interest net income$084
Net income of bank and minority interests.$2,412,0002,370
Net charge-offs$97,0003,204
Cash dividends$1,681,0001,451
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,035,8002,627
2014-09-30 (YTD Data)Rank
Total interest income$6,568,0002,727
Total interest expense$1,963,0001,140
Net interest income$4,605,0003,219
Provision for loan and lease losses$219,0001,993
Total noninterest income$490,0003,885
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$377,0002,294
Trading account gains and fees$0174
Additional Noninterest Income$113,0004,907
Total noninterest expense$3,220,0003,669
Salaries and employee benefits$1,861,0003,505
Premises and equipment expense$412,0003,471
Additional noninterest expense$947,0003,960
Pre-tax net operating income$1,656,0002,863
Securities gains (losses)$122,000874
Applicable income taxes$89,0003,359
Income before extraordinary items$1,689,0002,509
Extraordinary gains, net$015
Net income$1,689,0002,510
Minority interest net income$081
Net income of bank and minority interests.$1,689,0002,509
Net charge-offs$115,0002,557
Cash dividends$1,416,0001,209
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,573,1002,599
2014-06-30 (YTD Data)Rank
Total interest income$4,267,0002,778
Total interest expense$1,269,0001,170
Net interest income$2,998,0003,272
Provision for loan and lease losses$172,0001,794
Total noninterest income$288,0004,104
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$225,0002,452
Trading account gains and fees$0172
Additional Noninterest Income$63,0005,101
Total noninterest expense$2,156,0003,682
Salaries and employee benefits$1,236,0003,536
Premises and equipment expense$273,0003,509
Additional noninterest expense$647,0003,925
Pre-tax net operating income$958,0003,038
Securities gains (losses)$64,0001,036
Applicable income taxes$48,0003,451
Income before extraordinary items$974,0002,694
Extraordinary gains, net$020
Net income$974,0002,698
Minority interest net income$080
Net income of bank and minority interests.$974,0002,698
Net charge-offs$92,0002,263
Cash dividends$988,0001,185
Sale, conversion, retirement of capital stock, net$0794
Net operating income$913,2002,777
2014-03-31 (YTD Data)Rank
Total interest income$2,080,0002,840
Total interest expense$630,0001,200
Net interest income$1,450,0003,362
Provision for loan and lease losses$50,0002,211
Total noninterest income$81,0004,937
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$107,0002,533
Trading account gains and fees$0147
Additional Noninterest Income$-26,0006,606
Total noninterest expense$1,036,0003,820
Salaries and employee benefits$613,0003,590
Premises and equipment expense$138,0003,531
Additional noninterest expense$285,0004,210
Pre-tax net operating income$445,0003,109
Securities gains (losses)$64,000569
Applicable income taxes$23,0003,425
Income before extraordinary items$486,0002,622
Extraordinary gains, net$016
Net income$486,0002,626
Minority interest net income$066
Net income of bank and minority interests.$486,0002,626
Net charge-offs$57,0001,762
Cash dividends$485,0001,063
Sale, conversion, retirement of capital stock, net$0747
Net operating income$425,2002,846
2013-12-31 (YTD Data)Rank
Total interest income$8,674,0002,760
Total interest expense$2,577,0001,311
Net interest income$6,097,0003,239
Provision for loan and lease losses$262,0002,621
Total noninterest income$804,0003,608
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$483,0002,448
Trading account gains and fees$0184
Additional Noninterest Income$321,0004,005
Total noninterest expense$3,979,0003,929
Salaries and employee benefits$2,340,0003,706
Premises and equipment expense$564,0003,460
Additional noninterest expense$1,075,0004,429
Pre-tax net operating income$2,660,0002,361
Securities gains (losses)$103,0001,306
Applicable income taxes$139,0003,215
Income before extraordinary items$2,624,0002,119
Extraordinary gains, net$029
Net income$2,624,0002,124
Minority interest net income$090
Net income of bank and minority interests.$2,624,0002,124
Net charge-offs$221,0002,904
Cash dividends$1,782,0001,317
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,526,1502,129
2013-09-30 (YTD Data)Rank
Total interest income$6,476,0002,796
Total interest expense$1,926,0001,361
Net interest income$4,550,0003,265
Provision for loan and lease losses$237,0002,351
Total noninterest income$590,0003,703
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$353,0002,517
Trading account gains and fees$0180
Additional Noninterest Income$237,0004,091
Total noninterest expense$2,956,0003,969
Salaries and employee benefits$1,770,0003,698
Premises and equipment expense$405,0003,584
Additional noninterest expense$781,0004,528
Pre-tax net operating income$1,947,0002,477
Securities gains (losses)$103,0001,199
Applicable income taxes$107,0003,269
Income before extraordinary items$1,943,0002,187
Extraordinary gains, net$025
Net income$1,943,0002,193
Minority interest net income$084
Net income of bank and minority interests.$1,943,0002,193
Net charge-offs$128,0003,028
Cash dividends$1,515,0001,082
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,845,1502,212
2013-06-30 (YTD Data)Rank
Total interest income$4,299,0002,796
Total interest expense$1,283,0001,392
Net interest income$3,016,0003,272
Provision for loan and lease losses$117,0002,807
Total noninterest income$383,0003,779
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$231,0002,517
Trading account gains and fees$0157
Additional Noninterest Income$152,0004,192
Total noninterest expense$1,974,0003,993
Salaries and employee benefits$1,202,0003,669
Premises and equipment expense$267,0003,627
Additional noninterest expense$505,0004,619
Pre-tax net operating income$1,308,0002,438
Securities gains (losses)$6,0002,420
Applicable income taxes$69,0003,287
Income before extraordinary items$1,245,0002,237
Extraordinary gains, net$022
Net income$1,245,0002,246
Minority interest net income$082
Net income of bank and minority interests.$1,245,0002,244
Net charge-offs$114,0002,636
Cash dividends$1,103,000996
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,239,3002,160
2013-03-31 (YTD Data)Rank
Total interest income$2,111,0002,857
Total interest expense$640,0001,446
Net interest income$1,471,0003,344
Provision for loan and lease losses$40,0003,034
Total noninterest income$195,0003,701
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$115,0002,529
Trading account gains and fees$0148
Additional Noninterest Income$80,0004,092
Total noninterest expense$961,0004,087
Salaries and employee benefits$603,0003,707
Premises and equipment expense$133,0003,668
Additional noninterest expense$225,0004,884
Pre-tax net operating income$665,0002,368
Securities gains (losses)$6,0001,600
Applicable income taxes$37,0003,209
Income before extraordinary items$634,0002,160
Extraordinary gains, net$010
Net income$634,0002,162
Minority interest net income$076
Net income of bank and minority interests.$634,0002,162
Net charge-offs$33,0002,726
Cash dividends$545,000884
Sale, conversion, retirement of capital stock, net$0789
Net operating income$628,3602,089
2012-12-31 (YTD Data)Rank
Total interest income$9,022,0002,828
Total interest expense$2,726,0001,629
Net interest income$6,296,0003,252
Provision for loan and lease losses$342,0003,211
Total noninterest income$757,0003,747
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$507,0002,460
Trading account gains and fees$0166
Additional Noninterest Income$250,0004,312
Total noninterest expense$4,196,0003,899
Salaries and employee benefits$2,503,0003,572
Premises and equipment expense$555,0003,571
Additional noninterest expense$1,138,0004,482
Pre-tax net operating income$2,515,0002,394
Securities gains (losses)$694,000733
Applicable income taxes$158,0003,181
Income before extraordinary items$3,051,0001,836
Extraordinary gains, net$029
Net income$3,051,0001,835
Minority interest net income$093
Net income of bank and minority interests.$3,051,0001,836
Net charge-offs$336,0003,169
Cash dividends$6,780,000440
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,391,7002,127
2012-09-30 (YTD Data)Rank
Total interest income$6,815,0002,862
Total interest expense$2,070,0001,671
Net interest income$4,745,0003,288
Provision for loan and lease losses$312,0002,926
Total noninterest income$587,0003,716
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$392,0002,424
Trading account gains and fees$0157
Additional Noninterest Income$195,0004,289
Total noninterest expense$3,096,0003,971
Salaries and employee benefits$1,874,0003,585
Premises and equipment expense$398,0003,719
Additional noninterest expense$824,0004,591
Pre-tax net operating income$1,924,0002,424
Securities gains (losses)$109,0001,909
Applicable income taxes$96,0003,397
Income before extraordinary items$1,937,0002,167
Extraordinary gains, net$020
Net income$1,937,0002,168
Minority interest net income$086
Net income of bank and minority interests.$1,937,0002,169
Net charge-offs$356,0002,617
Cash dividends$1,491,0001,015
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,833,4502,144
2012-06-30 (YTD Data)Rank
Total interest income$4,598,0002,861
Total interest expense$1,400,0001,707
Net interest income$3,198,0003,260
Provision for loan and lease losses$162,0003,256
Total noninterest income$417,0003,575
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$260,0002,413
Trading account gains and fees$0153
Additional Noninterest Income$157,0004,002
Total noninterest expense$2,054,0004,010
Salaries and employee benefits$1,239,0003,625
Premises and equipment expense$261,0003,759
Additional noninterest expense$554,0004,578
Pre-tax net operating income$1,399,0002,260
Securities gains (losses)$24,0002,423
Applicable income taxes$72,0003,310
Income before extraordinary items$1,351,0002,064
Extraordinary gains, net$019
Net income$1,351,0002,062
Minority interest net income$084
Net income of bank and minority interests.$1,351,0002,064
Net charge-offs$261,0002,456
Cash dividends$1,188,000846
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,328,2001,980
2012-03-31 (YTD Data)Rank
Total interest income$2,312,0002,881
Total interest expense$713,0001,739
Net interest income$1,599,0003,280
Provision for loan and lease losses$96,0002,949
Total noninterest income$201,0003,641
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$120,0002,546
Trading account gains and fees$0148
Additional Noninterest Income$81,0004,014
Total noninterest expense$1,009,0004,076
Salaries and employee benefits$624,0003,627
Premises and equipment expense$131,0003,785
Additional noninterest expense$254,0004,825
Pre-tax net operating income$695,0002,282
Securities gains (losses)$02,210
Applicable income taxes$34,0003,353
Income before extraordinary items$661,0002,098
Extraordinary gains, net$019
Net income$661,0002,098
Minority interest net income$078
Net income of bank and minority interests.$661,0002,100
Net charge-offs$92,0002,508
Cash dividends$763,000601
Sale, conversion, retirement of capital stock, net$0861
Net operating income$661,0001,996
2011-12-31 (YTD Data)Rank
Total interest income$9,362,0002,936
Total interest expense$3,132,0001,886
Net interest income$6,230,0003,371
Provision for loan and lease losses$230,0004,475
Total noninterest income$670,0003,863
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$521,0002,476
Trading account gains and fees$0146
Additional Noninterest Income$149,0004,857
Total noninterest expense$4,109,0004,043
Salaries and employee benefits$2,403,0003,673
Premises and equipment expense$554,0003,785
Additional noninterest expense$1,152,0004,576
Pre-tax net operating income$2,561,0002,088
Securities gains (losses)$648,000648
Applicable income taxes$161,0003,072
Income before extraordinary items$3,048,0001,585
Extraordinary gains, net$029
Net income$3,048,0001,586
Minority interest net income$096
Net income of bank and minority interests.$3,048,0001,586
Net charge-offs$1,004,0002,354
Cash dividends$1,128,0001,493
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,432,4001,828
2011-09-30 (YTD Data)Rank
Total interest income$7,021,0002,970
Total interest expense$2,386,0001,934
Net interest income$4,635,0003,401
Provision for loan and lease losses$110,0004,854
Total noninterest income$612,0003,483
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$380,0002,560
Trading account gains and fees$0145
Additional Noninterest Income$232,0003,863
Total noninterest expense$3,069,0004,050
Salaries and employee benefits$1,787,0003,695
Premises and equipment expense$406,0003,870
Additional noninterest expense$876,0004,534
Pre-tax net operating income$2,068,0002,031
Securities gains (losses)$216,0001,156
Applicable income taxes$126,0003,032
Income before extraordinary items$2,158,0001,722
Extraordinary gains, net$021
Net income$2,158,0001,723
Minority interest net income$087
Net income of bank and minority interests.$2,158,0001,723
Net charge-offs$763,0002,198
Cash dividends$1,128,0001,056
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,954,9601,782
2011-06-30 (YTD Data)Rank
Total interest income$4,582,0003,039
Total interest expense$1,613,0001,973
Net interest income$2,969,0003,503
Provision for loan and lease losses$35,0005,367
Total noninterest income$392,0003,590
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$239,0002,669
Trading account gains and fees$0153
Additional Noninterest Income$153,0003,915
Total noninterest expense$2,046,0004,099
Salaries and employee benefits$1,172,0003,778
Premises and equipment expense$268,0003,933
Additional noninterest expense$606,0004,503
Pre-tax net operating income$1,280,0002,126
Securities gains (losses)$155,000867
Applicable income taxes$79,0003,045
Income before extraordinary items$1,356,0001,761
Extraordinary gains, net$015
Net income$1,356,0001,761
Minority interest net income$089
Net income of bank and minority interests.$1,356,0001,761
Net charge-offs$700,0001,800
Cash dividends$843,000934
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,210,3001,871
2011-03-31 (YTD Data)Rank
Total interest income$2,336,0003,001
Total interest expense$812,0002,029
Net interest income$1,524,0003,423
Provision for loan and lease losses$5,0005,624
Total noninterest income$206,0003,527
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$121,0002,598
Trading account gains and fees$0158
Additional Noninterest Income$85,0003,808
Total noninterest expense$1,005,0004,169
Salaries and employee benefits$585,0003,800
Premises and equipment expense$137,0003,939
Additional noninterest expense$283,0004,690
Pre-tax net operating income$720,0001,934
Securities gains (losses)$01,772
Applicable income taxes$35,0003,081
Income before extraordinary items$685,0001,710
Extraordinary gains, net$09
Net income$685,0001,710
Minority interest net income$086
Net income of bank and minority interests.$685,0001,710
Net charge-offs$623,0001,163
Cash dividends$493,000775
Sale, conversion, retirement of capital stock, net$0925
Net operating income$685,0001,661
2010-12-31 (YTD Data)Rank
Total interest income$9,854,0002,992
Total interest expense$3,687,0002,148
Net interest income$6,167,0003,400
Provision for loan and lease losses$1,565,0002,400
Total noninterest income$771,0003,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$546,0002,483
Trading account gains and fees$0175
Additional Noninterest Income$225,0004,413
Total noninterest expense$3,982,0004,231
Salaries and employee benefits$2,283,0003,847
Premises and equipment expense$575,0003,826
Additional noninterest expense$1,124,0004,775
Pre-tax net operating income$1,391,0002,837
Securities gains (losses)$610,000748
Applicable income taxes$51,0003,625
Income before extraordinary items$1,950,0002,068
Extraordinary gains, net$029
Net income$1,950,0002,069
Minority interest net income$0111
Net income of bank and minority interests.$1,950,0002,070
Net charge-offs$632,0003,324
Cash dividends$1,305,0001,210
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,358,3002,567
2010-09-30 (YTD Data)Rank
Total interest income$7,518,0003,015
Total interest expense$2,834,0002,190
Net interest income$4,684,0003,420
Provision for loan and lease losses$1,165,0002,305
Total noninterest income$624,0003,602
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$417,0002,509
Trading account gains and fees$0165
Additional Noninterest Income$207,0004,125
Total noninterest expense$2,964,0004,277
Salaries and employee benefits$1,709,0003,892
Premises and equipment expense$433,0003,872
Additional noninterest expense$822,0004,849
Pre-tax net operating income$1,179,0002,812
Securities gains (losses)$420,000859
Applicable income taxes$20,0003,999
Income before extraordinary items$1,579,0002,057
Extraordinary gains, net$023
Net income$1,579,0002,059
Minority interest net income$0110
Net income of bank and minority interests.$1,579,0002,059
Net charge-offs$395,0003,372
Cash dividends$1,105,000962
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,163,2002,481
2010-06-30 (YTD Data)Rank
Total interest income$5,078,0003,006
Total interest expense$1,903,0002,258
Net interest income$3,175,0003,386
Provision for loan and lease losses$365,0003,323
Total noninterest income$427,0003,516
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$281,0002,484
Trading account gains and fees$0152
Additional Noninterest Income$146,0004,016
Total noninterest expense$1,977,0004,273
Salaries and employee benefits$1,138,0003,918
Premises and equipment expense$296,0003,841
Additional noninterest expense$543,0004,865
Pre-tax net operating income$1,260,0001,979
Securities gains (losses)$254,000796
Applicable income taxes$80,0002,967
Income before extraordinary items$1,434,0001,531
Extraordinary gains, net$019
Net income$1,434,0001,532
Minority interest net income$0105
Net income of bank and minority interests.$1,434,0001,532
Net charge-offs$341,0002,897
Cash dividends$625,0001,098
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,192,7001,737
2010-03-31 (YTD Data)Rank
Total interest income$2,509,0003,097
Total interest expense$958,0002,339
Net interest income$1,551,0003,462
Provision for loan and lease losses$145,0003,503
Total noninterest income$213,0003,512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$135,0002,545
Trading account gains and fees$0175
Additional Noninterest Income$78,0003,960
Total noninterest expense$976,0004,350
Salaries and employee benefits$566,0003,983
Premises and equipment expense$138,0004,104
Additional noninterest expense$272,0004,872
Pre-tax net operating income$643,0001,987
Securities gains (losses)$254,000438
Applicable income taxes$41,0002,936
Income before extraordinary items$856,0001,277
Extraordinary gains, net$016
Net income$856,0001,280
Minority interest net income$091
Net income of bank and minority interests.$856,0001,279
Net charge-offs$275,0002,115
Cash dividends$471,000733
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$614,7001,709
2009-12-31 (YTD Data)Rank
Total interest income$10,328,0003,154
Total interest expense$4,291,0002,578
Net interest income$6,037,0003,454
Provision for loan and lease losses$274,0005,412
Total noninterest income$836,0003,685
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$553,0002,682
Trading account gains and fees$0211
Additional Noninterest Income$283,0004,055
Total noninterest expense$3,935,0004,396
Salaries and employee benefits$2,257,0003,996
Premises and equipment expense$569,0004,027
Additional noninterest expense$1,109,0004,948
Pre-tax net operating income$2,664,0001,500
Securities gains (losses)$114,0002,035
Applicable income taxes$149,0002,607
Income before extraordinary items$2,629,0001,276
Extraordinary gains, net$034
Net income$2,629,0001,276
Minority interest net income$0115
Net income of bank and minority interests.$2,629,0001,275
Net charge-offs$264,0004,651
Cash dividends$1,376,0001,280
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,520,7001,308
2009-09-30 (YTD Data)Rank
Total interest income$7,785,0003,193
Total interest expense$3,256,0002,668
Net interest income$4,529,0003,450
Provision for loan and lease losses$226,0004,982
Total noninterest income$629,0003,748
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$409,0002,711
Trading account gains and fees$0212
Additional Noninterest Income$220,0004,131
Total noninterest expense$2,886,0004,459
Salaries and employee benefits$1,667,0004,069
Premises and equipment expense$427,0004,072
Additional noninterest expense$792,0005,085
Pre-tax net operating income$2,046,0001,589
Securities gains (losses)$114,0001,730
Applicable income taxes$125,0002,718
Income before extraordinary items$2,035,0001,316
Extraordinary gains, net$027
Net income$2,035,0001,316
Minority interest net income$0118
Net income of bank and minority interests.$2,035,0001,317
Net charge-offs$124,0004,853
Cash dividends$976,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,927,8401,359
2009-06-30 (YTD Data)Rank
Total interest income$5,209,0003,212
Total interest expense$2,188,0002,753
Net interest income$3,021,0003,436
Provision for loan and lease losses$196,0004,365
Total noninterest income$429,0003,713
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$280,0002,640
Trading account gains and fees$0193
Additional Noninterest Income$149,0004,137
Total noninterest expense$1,905,0004,517
Salaries and employee benefits$1,109,0004,102
Premises and equipment expense$286,0004,067
Additional noninterest expense$510,0005,193
Pre-tax net operating income$1,349,0001,672
Securities gains (losses)$114,0001,396
Applicable income taxes$82,0002,784
Income before extraordinary items$1,381,0001,373
Extraordinary gains, net$021
Net income$1,381,0001,370
Minority interest net income$0112
Net income of bank and minority interests.$1,381,0001,372
Net charge-offs$92,0004,336
Cash dividends$716,0001,243
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,273,8401,437
2009-03-31 (YTD Data)Rank
Total interest income$2,623,0003,210
Total interest expense$1,105,0002,822
Net interest income$1,518,0003,412
Provision for loan and lease losses$35,0005,303
Total noninterest income$212,0003,693
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$135,0002,665
Trading account gains and fees$0171
Additional Noninterest Income$77,0004,081
Total noninterest expense$899,0004,614
Salaries and employee benefits$560,0004,109
Premises and equipment expense$150,0003,980
Additional noninterest expense$189,0005,746
Pre-tax net operating income$796,0001,611
Securities gains (losses)$114,000935
Applicable income taxes$48,0002,920
Income before extraordinary items$862,0001,270
Extraordinary gains, net$015
Net income$862,0001,271
Minority interest net income$0102
Net income of bank and minority interests.$862,0001,272
Net charge-offs$16,0004,481
Cash dividends$497,000906
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$753,7001,368
2008-12-31 (YTD Data)Rank
Total interest income$10,694,0003,355
Total interest expense$5,130,0002,899
Net interest income$5,564,0003,669
Provision for loan and lease losses$76,0006,269
Total noninterest income$856,0003,720
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$570,0002,750
Trading account gains and fees$0154
Additional Noninterest Income$286,0004,190
Total noninterest expense$3,601,0004,541
Salaries and employee benefits$2,168,0004,195
Premises and equipment expense$538,0004,268
Additional noninterest expense$895,0005,159
Pre-tax net operating income$2,743,0001,947
Securities gains (losses)$13,0002,401
Applicable income taxes$123,0003,222
Income before extraordinary items$2,633,0001,546
Extraordinary gains, net$039
Net income$2,633,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0005,208
Cash dividends$1,415,0001,806
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,620,5201,657
2008-09-30 (YTD Data)Rank
Total interest income$8,015,0003,418
Total interest expense$3,940,0002,939
Net interest income$4,075,0003,751
Provision for loan and lease losses$36,0006,153
Total noninterest income$652,0003,785
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$434,0002,730
Trading account gains and fees$0148
Additional Noninterest Income$218,0004,259
Total noninterest expense$2,658,0004,586
Salaries and employee benefits$1,612,0004,234
Premises and equipment expense$405,0004,278
Additional noninterest expense$641,0005,229
Pre-tax net operating income$2,033,0002,285
Securities gains (losses)$03,106
Applicable income taxes$125,0003,400
Income before extraordinary items$1,908,0001,857
Extraordinary gains, net$031
Net income$1,908,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,802
Cash dividends$1,015,0001,771
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,908,0001,951
2008-06-30 (YTD Data)Rank
Total interest income$5,367,0003,457
Total interest expense$2,686,0002,996
Net interest income$2,681,0003,788
Provision for loan and lease losses$21,0005,924
Total noninterest income$436,0003,828
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$284,0002,750
Trading account gains and fees$0149
Additional Noninterest Income$152,0004,295
Total noninterest expense$1,769,0004,620
Salaries and employee benefits$1,068,0004,302
Premises and equipment expense$259,0004,415
Additional noninterest expense$442,0005,108
Pre-tax net operating income$1,327,0002,429
Securities gains (losses)$03,233
Applicable income taxes$82,0003,645
Income before extraordinary items$1,245,0002,125
Extraordinary gains, net$021
Net income$1,245,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,199
Cash dividends$757,0001,760
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,245,0002,073
2008-03-31 (YTD Data)Rank
Total interest income$2,708,0003,517
Total interest expense$1,373,0003,114
Net interest income$1,335,0003,794
Provision for loan and lease losses$21,0004,844
Total noninterest income$204,0003,967
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$130,0002,892
Trading account gains and fees$0158
Additional Noninterest Income$74,0004,349
Total noninterest expense$858,0004,730
Salaries and employee benefits$514,0004,454
Premises and equipment expense$126,0004,494
Additional noninterest expense$218,0005,106
Pre-tax net operating income$660,0002,524
Securities gains (losses)$02,688
Applicable income taxes$41,0003,770
Income before extraordinary items$619,0002,253
Extraordinary gains, net$015
Net income$619,0002,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,539
Cash dividends$647,0001,102
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$619,0002,178
2007-12-31 (YTD Data)Rank
Total interest income$10,468,0003,662
Total interest expense$5,365,0003,292
Net interest income$5,103,0003,936
Provision for loan and lease losses$118,0004,701
Total noninterest income$836,0003,930
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$609,0002,643
Trading account gains and fees$0178
Additional Noninterest Income$227,0004,809
Total noninterest expense$3,513,0004,503
Salaries and employee benefits$2,099,0004,239
Premises and equipment expense$553,0004,069
Additional noninterest expense$861,0005,102
Pre-tax net operating income$2,308,0003,002
Securities gains (losses)$12,0001,280
Applicable income taxes$123,0004,313
Income before extraordinary items$2,197,0002,636
Extraordinary gains, net$039
Net income$2,197,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,981
Cash dividends$1,032,0002,569
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,185,6002,641
2007-09-30 (YTD Data)Rank
Total interest income$7,777,0003,685
Total interest expense$3,967,0003,310
Net interest income$3,810,0003,960
Provision for loan and lease losses$93,0004,221
Total noninterest income$608,0004,006
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$447,0002,669
Trading account gains and fees$0184
Additional Noninterest Income$161,0004,932
Total noninterest expense$2,618,0004,505
Salaries and employee benefits$1,570,0004,231
Premises and equipment expense$403,0004,145
Additional noninterest expense$645,0005,061
Pre-tax net operating income$1,707,0003,199
Securities gains (losses)$01,655
Applicable income taxes$105,0004,391
Income before extraordinary items$1,602,0002,832
Extraordinary gains, net$033
Net income$1,602,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,960
Cash dividends$1,032,0001,949
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,602,0002,815
2007-06-30 (YTD Data)Rank
Total interest income$5,118,0003,724
Total interest expense$2,604,0003,338
Net interest income$2,514,0004,011
Provision for loan and lease losses$63,0003,949
Total noninterest income$412,0003,970
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$300,0002,649
Trading account gains and fees$0168
Additional Noninterest Income$112,0004,907
Total noninterest expense$1,727,0004,556
Salaries and employee benefits$1,047,0004,269
Premises and equipment expense$268,0004,166
Additional noninterest expense$412,0005,207
Pre-tax net operating income$1,136,0003,226
Securities gains (losses)$01,444
Applicable income taxes$70,0004,482
Income before extraordinary items$1,066,0002,890
Extraordinary gains, net$029
Net income$1,066,0002,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$570,0002,282
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,066,0002,875
2007-03-31 (YTD Data)Rank
Total interest income$2,522,0003,755
Total interest expense$1,271,0003,392
Net interest income$1,251,0004,026
Provision for loan and lease losses$36,0003,550
Total noninterest income$199,0004,031
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$151,0002,593
Trading account gains and fees$0195
Additional Noninterest Income$48,0005,190
Total noninterest expense$866,0004,559
Salaries and employee benefits$524,0004,284
Premises and equipment expense$137,0004,125
Additional noninterest expense$205,0005,190
Pre-tax net operating income$548,0003,309
Securities gains (losses)$01,187
Applicable income taxes$34,0004,512
Income before extraordinary items$514,0002,971
Extraordinary gains, net$022
Net income$514,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$437,0001,580
Sale, conversion, retirement of capital stock, net$0885
Net operating income$514,0002,955
2006-12-31 (YTD Data)Rank
Total interest income$9,921,0003,593
Total interest expense$4,555,0003,264
Net interest income$5,366,0003,816
Provision for loan and lease losses$42,0005,768
Total noninterest income$793,0004,072
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$601,0002,678
Trading account gains and fees$0130
Additional Noninterest Income$192,0005,192
Total noninterest expense$3,522,0004,392
Salaries and employee benefits$2,113,0004,106
Premises and equipment expense$523,0004,149
Additional noninterest expense$886,0004,911
Pre-tax net operating income$2,595,0003,049
Securities gains (losses)$235,000358
Applicable income taxes$143,0004,655
Income before extraordinary items$2,687,0002,469
Extraordinary gains, net$051
Net income$2,687,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,861
Cash dividends$1,378,0002,066
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,463,7502,637
2006-09-30 (YTD Data)Rank
Total interest income$7,430,0003,570
Total interest expense$3,347,0003,221
Net interest income$4,083,0003,793
Provision for loan and lease losses$10,0006,330
Total noninterest income$578,0004,151
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$437,0002,764
Trading account gains and fees$0126
Additional Noninterest Income$141,0005,243
Total noninterest expense$2,628,0004,378
Salaries and employee benefits$1,587,0004,083
Premises and equipment expense$385,0004,196
Additional noninterest expense$656,0004,934
Pre-tax net operating income$2,023,0003,073
Securities gains (losses)$235,000308
Applicable income taxes$135,0004,591
Income before extraordinary items$2,123,0002,451
Extraordinary gains, net$045
Net income$2,123,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,263
Cash dividends$978,0001,964
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,902,1002,666
2006-06-30 (YTD Data)Rank
Total interest income$4,913,0003,539
Total interest expense$2,177,0003,168
Net interest income$2,736,0003,800
Provision for loan and lease losses$06,419
Total noninterest income$399,0004,055
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$290,0002,733
Trading account gains and fees$0126
Additional Noninterest Income$109,0004,945
Total noninterest expense$1,769,0004,359
Salaries and employee benefits$1,051,0004,123
Premises and equipment expense$255,0004,223
Additional noninterest expense$463,0004,729
Pre-tax net operating income$1,366,0003,077
Securities gains (losses)$235,000243
Applicable income taxes$92,0004,613
Income before extraordinary items$1,509,0002,328
Extraordinary gains, net$039
Net income$1,509,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$690,0001,917
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,288,1002,622
2006-03-31 (YTD Data)Rank
Total interest income$2,418,0003,518
Total interest expense$1,060,0003,114
Net interest income$1,358,0003,822
Provision for loan and lease losses$06,013
Total noninterest income$196,0004,032
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$136,0002,805
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,759
Total noninterest expense$865,0004,448
Salaries and employee benefits$523,0004,167
Premises and equipment expense$127,0004,250
Additional noninterest expense$215,0004,957
Pre-tax net operating income$689,0003,000
Securities gains (losses)$235,000161
Applicable income taxes$47,0004,563
Income before extraordinary items$877,0002,015
Extraordinary gains, net$021
Net income$877,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$223,0002,287
Sale, conversion, retirement of capital stock, net$0648
Net operating income$653,7502,553
2005-12-31 (YTD Data)Rank
Total interest income$9,184,0003,366
Total interest expense$3,561,0002,900
Net interest income$5,623,0003,614
Provision for loan and lease losses$100,0004,800
Total noninterest income$728,0004,271
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$547,0002,866
Trading account gains and fees$0138
Additional Noninterest Income$181,0005,362
Total noninterest expense$3,452,0004,329
Salaries and employee benefits$2,091,0003,999
Premises and equipment expense$507,0004,135
Additional noninterest expense$854,0004,946
Pre-tax net operating income$2,799,0002,929
Securities gains (losses)$107,000680
Applicable income taxes$155,0004,964
Income before extraordinary items$2,751,0002,415
Extraordinary gains, net$046
Net income$2,751,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,419
Cash dividends$1,322,0002,006
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,649,3502,453
2005-09-30 (YTD Data)Rank
Total interest income$6,814,0003,342
Total interest expense$2,563,0002,872
Net interest income$4,251,0003,588
Provision for loan and lease losses$90,0004,305
Total noninterest income$522,0004,424
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$394,0002,958
Trading account gains and fees$0126
Additional Noninterest Income$128,0005,489
Total noninterest expense$2,582,0004,312
Salaries and employee benefits$1,575,0003,940
Premises and equipment expense$381,0004,113
Additional noninterest expense$626,0004,980
Pre-tax net operating income$2,101,0002,945
Securities gains (losses)$107,000636
Applicable income taxes$136,0004,918
Income before extraordinary items$2,072,0002,418
Extraordinary gains, net$035
Net income$2,072,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,976
Cash dividends$923,0001,917
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,971,4202,484
2005-06-30 (YTD Data)Rank
Total interest income$4,485,0003,321
Total interest expense$1,624,0002,867
Net interest income$2,861,0003,533
Provision for loan and lease losses$62,0004,081
Total noninterest income$348,0004,387
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$262,0002,907
Trading account gains and fees$0116
Additional Noninterest Income$86,0005,460
Total noninterest expense$1,722,0004,298
Salaries and employee benefits$1,046,0003,939
Premises and equipment expense$250,0004,149
Additional noninterest expense$426,0004,889
Pre-tax net operating income$1,425,0002,871
Securities gains (losses)$02,146
Applicable income taxes$88,0004,977
Income before extraordinary items$1,337,0002,423
Extraordinary gains, net$030
Net income$1,337,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,044
Cash dividends$663,0001,820
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,337,0002,392
2005-03-31 (YTD Data)Rank
Total interest income$2,212,0003,324
Total interest expense$762,0002,917
Net interest income$1,450,0003,492
Provision for loan and lease losses$20,0004,626
Total noninterest income$180,0004,243
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$127,0002,903
Trading account gains and fees$0115
Additional Noninterest Income$53,0005,055
Total noninterest expense$865,0004,292
Salaries and employee benefits$529,0003,915
Premises and equipment expense$125,0004,196
Additional noninterest expense$211,0004,905
Pre-tax net operating income$745,0002,719
Securities gains (losses)$01,685
Applicable income taxes$47,0004,839
Income before extraordinary items$698,0002,336
Extraordinary gains, net$024
Net income$698,0002,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$443,0001,371
Sale, conversion, retirement of capital stock, net$0491
Net operating income$698,0002,296
2004-12-31 (YTD Data)Rank
Total interest income$8,886,0003,133
Total interest expense$3,085,0002,566
Net interest income$5,801,0003,380
Provision for loan and lease losses$182,0003,865
Total noninterest income$739,0004,264
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$550,0002,919
Trading account gains and fees$0138
Additional Noninterest Income$189,0005,223
Total noninterest expense$3,372,0004,298
Salaries and employee benefits$2,046,0003,927
Premises and equipment expense$494,0004,134
Additional noninterest expense$832,0004,966
Pre-tax net operating income$2,986,0002,604
Securities gains (losses)$03,819
Applicable income taxes$163,0004,995
Income before extraordinary items$2,823,0002,191
Extraordinary gains, net$034
Net income$2,823,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,777
Cash dividends$1,229,0002,008
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,823,0002,144
2004-09-30 (YTD Data)Rank
Total interest income$6,641,0003,121
Total interest expense$2,309,0002,534
Net interest income$4,332,0003,373
Provision for loan and lease losses$101,0004,252
Total noninterest income$558,0004,265
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$416,0002,910
Trading account gains and fees$0134
Additional Noninterest Income$142,0005,231
Total noninterest expense$2,542,0004,250
Salaries and employee benefits$1,528,0003,898
Premises and equipment expense$374,0004,078
Additional noninterest expense$640,0004,840
Pre-tax net operating income$2,247,0002,606
Securities gains (losses)$03,710
Applicable income taxes$132,0005,014
Income before extraordinary items$2,115,0002,209
Extraordinary gains, net$026
Net income$2,115,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,936
Cash dividends$1,229,0001,476
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,115,0002,156
2004-06-30 (YTD Data)Rank
Total interest income$4,400,0003,122
Total interest expense$1,543,0002,513
Net interest income$2,857,0003,402
Provision for loan and lease losses$76,0003,974
Total noninterest income$372,0004,278
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$270,0002,949
Trading account gains and fees$0130
Additional Noninterest Income$102,0005,122
Total noninterest expense$1,656,0004,348
Salaries and employee benefits$1,008,0003,950
Premises and equipment expense$253,0004,030
Additional noninterest expense$395,0005,112
Pre-tax net operating income$1,497,0002,593
Securities gains (losses)$03,413
Applicable income taxes$86,0005,032
Income before extraordinary items$1,411,0002,186
Extraordinary gains, net$021
Net income$1,411,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,266
Cash dividends$729,0001,649
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,411,0002,127
2004-03-31 (YTD Data)Rank
Total interest income$2,197,0003,129
Total interest expense$771,0002,536
Net interest income$1,426,0003,388
Provision for loan and lease losses$51,0003,263
Total noninterest income$189,0004,180
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$133,0002,922
Trading account gains and fees$0121
Additional Noninterest Income$56,0004,886
Total noninterest expense$829,0004,371
Salaries and employee benefits$506,0003,970
Premises and equipment expense$127,0004,055
Additional noninterest expense$196,0005,151
Pre-tax net operating income$735,0002,605
Securities gains (losses)$02,934
Applicable income taxes$39,0005,128
Income before extraordinary items$696,0002,192
Extraordinary gains, net$016
Net income$696,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$493,0001,259
Sale, conversion, retirement of capital stock, net$0464
Net operating income$696,0002,113
2003-12-31 (YTD Data)Rank
Total interest income$8,957,0003,127
Total interest expense$3,549,0002,475
Net interest income$5,408,0003,481
Provision for loan and lease losses$144,0004,668
Total noninterest income$775,0004,314
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$573,0002,794
Trading account gains and fees$0160
Additional Noninterest Income$202,0005,264
Total noninterest expense$3,283,0004,334
Salaries and employee benefits$2,005,0003,910
Premises and equipment expense$489,0004,141
Additional noninterest expense$789,0005,101
Pre-tax net operating income$2,756,0002,679
Securities gains (losses)$04,500
Applicable income taxes$152,0005,256
Income before extraordinary items$2,604,0002,293
Extraordinary gains, net$054
Net income$2,604,0002,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,545
Cash dividends$1,007,0002,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,604,0002,193
2003-09-30 (YTD Data)Rank
Total interest income$6,721,0003,158
Total interest expense$2,738,0002,500
Net interest income$3,983,0003,537
Provision for loan and lease losses$93,0004,780
Total noninterest income$583,0004,337
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$425,0002,827
Trading account gains and fees$0153
Additional Noninterest Income$158,0005,235
Total noninterest expense$2,458,0004,325
Salaries and employee benefits$1,497,0003,924
Premises and equipment expense$368,0004,109
Additional noninterest expense$593,0005,052
Pre-tax net operating income$2,015,0002,837
Securities gains (losses)$04,204
Applicable income taxes$123,0005,347
Income before extraordinary items$1,892,0002,445
Extraordinary gains, net$040
Net income$1,892,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,319
Cash dividends$828,0001,961
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,892,0002,326
2003-06-30 (YTD Data)Rank
Total interest income$4,501,0003,168
Total interest expense$1,858,0002,536
Net interest income$2,643,0003,543
Provision for loan and lease losses$65,0004,607
Total noninterest income$391,0004,300
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$282,0002,788
Trading account gains and fees$0150
Additional Noninterest Income$109,0005,171
Total noninterest expense$1,629,0004,336
Salaries and employee benefits$992,0003,941
Premises and equipment expense$236,0004,233
Additional noninterest expense$401,0004,997
Pre-tax net operating income$1,340,0002,840
Securities gains (losses)$03,782
Applicable income taxes$81,0005,398
Income before extraordinary items$1,259,0002,460
Extraordinary gains, net$030
Net income$1,259,0002,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$596,0001,927
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,259,0002,326
2003-03-31 (YTD Data)Rank
Total interest income$2,240,0003,199
Total interest expense$951,0002,544
Net interest income$1,289,0003,609
Provision for loan and lease losses$30,0004,429
Total noninterest income$195,0004,228
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$140,0002,724
Trading account gains and fees$0134
Additional Noninterest Income$55,0005,085
Total noninterest expense$815,0004,308
Salaries and employee benefits$496,0003,926
Premises and equipment expense$118,0004,220
Additional noninterest expense$201,0004,949
Pre-tax net operating income$639,0002,939
Securities gains (losses)$02,891
Applicable income taxes$41,0005,361
Income before extraordinary items$598,0002,552
Extraordinary gains, net$021
Net income$598,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,653
Cash dividends$415,0001,424
Sale, conversion, retirement of capital stock, net$0419
Net operating income$598,0002,418
2002-12-31 (YTD Data)Rank
Total interest income$9,700,0003,102
Total interest expense$4,324,0002,571
Net interest income$5,376,0003,448
Provision for loan and lease losses$270,0003,677
Total noninterest income$824,0003,915
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$580,0002,628
Trading account gains and fees$0153
Additional Noninterest Income$244,0004,656
Total noninterest expense$3,195,0004,259
Salaries and employee benefits$1,919,0003,871
Premises and equipment expense$477,0004,079
Additional noninterest expense$799,0004,925
Pre-tax net operating income$2,735,0002,693
Securities gains (losses)$04,537
Applicable income taxes$190,0005,188
Income before extraordinary items$2,545,0002,318
Extraordinary gains, net$070
Net income$2,545,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,866
Cash dividends$1,120,0002,052
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,545,0002,242
2001-12-31 (YTD Data)Rank
Total interest income$10,039,0003,302
Total interest expense$5,611,0002,832
Net interest income$4,428,0003,819
Provision for loan and lease losses$189,0004,270
Total noninterest income$772,0003,948
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$574,0002,521
Trading account gains and fees$0177
Additional Noninterest Income$198,0004,944
Total noninterest expense$3,110,0004,214
Salaries and employee benefits$1,869,0003,792
Premises and equipment expense$473,0004,082
Additional noninterest expense$768,0004,928
Pre-tax net operating income$1,901,0003,295
Securities gains (losses)$04,612
Applicable income taxes$116,0005,821
Income before extraordinary items$1,785,0002,816
Extraordinary gains, net$0105
Net income$1,785,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,928
Cash dividends$895,0002,462
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,785,0002,723
2000-12-31 (YTD Data)Rank
Total interest income$9,957,0003,404
Total interest expense$5,496,0003,036
Net interest income$4,461,0003,827
Provision for loan and lease losses$233,0003,434
Total noninterest income$744,0003,839
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$543,0002,495
Trading account gains and fees$0180
Additional Noninterest Income$201,0004,793
Total noninterest expense$3,206,0004,002
Salaries and employee benefits$1,879,0003,651
Premises and equipment expense$493,0003,830
Additional noninterest expense$834,0004,600
Pre-tax net operating income$1,766,0003,616
Securities gains (losses)$01,956
Applicable income taxes$96,0006,557
Income before extraordinary items$1,670,0002,979
Extraordinary gains, net$038
Net income$1,670,0002,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,523
Cash dividends$1,039,0002,200
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,670,0002,967
1999-12-31 (YTD Data)Rank
Total interest income$9,460,0003,390
Total interest expense$5,032,0002,904
Net interest income$4,428,0003,843
Provision for loan and lease losses$170,0003,962
Total noninterest income$728,0003,880
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$522,0002,527
Trading account gains and fees$0173
Additional Noninterest Income$206,0004,869
Total noninterest expense$3,172,0004,031
Salaries and employee benefits$1,960,0003,513
Premises and equipment expense$429,0004,289
Additional noninterest expense$783,0004,872
Pre-tax net operating income$1,814,0003,591
Securities gains (losses)$03,155
Applicable income taxes$114,0006,736
Income before extraordinary items$1,700,0002,935
Extraordinary gains, net$035
Net income$1,700,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,447
Cash dividends$971,0002,349
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,700,0002,908
1998-12-31 (YTD Data)Rank
Total interest income$9,352,0003,433
Total interest expense$5,028,0002,988
Net interest income$4,324,0003,866
Provision for loan and lease losses$130,0004,466
Total noninterest income$644,0004,195
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$521,0002,465
Trading account gains and fees$0224
Additional Noninterest Income$123,0006,149
Total noninterest expense$3,101,0003,998
Salaries and employee benefits$1,854,0003,581
Premises and equipment expense$436,0004,130
Additional noninterest expense$811,0004,628
Pre-tax net operating income$1,737,0003,744
Securities gains (losses)$04,449
Applicable income taxes$78,0007,853
Income before extraordinary items$1,659,0002,992
Extraordinary gains, net$032
Net income$1,659,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,050
Cash dividends$774,0002,665
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,659,0002,908
1997-12-31 (YTD Data)Rank
Total interest income$9,081,0003,556
Total interest expense$4,673,0003,181
Net interest income$4,408,0003,872
Provision for loan and lease losses$265,0002,849
Total noninterest income$570,0004,569
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$491,0002,675
Trading account gains and fees$0239
Additional Noninterest Income$79,0007,409
Total noninterest expense$2,918,0004,187
Salaries and employee benefits$1,726,0003,787
Premises and equipment expense$434,0004,162
Additional noninterest expense$758,0004,934
Pre-tax net operating income$1,795,0003,873
Securities gains (losses)$03,944
Applicable income taxes$116,0008,152
Income before extraordinary items$1,679,0003,021
Extraordinary gains, net$044
Net income$1,679,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,360
Cash dividends$858,0002,454
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,679,0002,965
1996-12-31 (YTD Data)Rank
Total interest income$8,995,0003,623
Total interest expense$4,581,0003,270
Net interest income$4,414,0003,952
Provision for loan and lease losses$339,0002,371
Total noninterest income$546,0004,867
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$477,0002,838
Trading account gains and fees$0262
Additional Noninterest Income$69,0008,124
Total noninterest expense$2,809,0004,543
Salaries and employee benefits$1,648,0003,958
Premises and equipment expense$460,0004,044
Additional noninterest expense$701,0005,743
Pre-tax net operating income$1,812,0003,697
Securities gains (losses)$04,148
Applicable income taxes$420,0004,735
Income before extraordinary items$1,392,0003,425
Extraordinary gains, net$053
Net income$1,392,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,770
Cash dividends$533,0003,262
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,392,0003,381
1995-12-31 (YTD Data)Rank
Total interest income$8,712,0003,726
Total interest expense$4,379,0003,395
Net interest income$4,333,0004,040
Provision for loan and lease losses$80,0005,097
Total noninterest income$570,0004,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$472,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,303
Total noninterest expense$2,841,0004,479
Salaries and employee benefits$1,692,0003,841
Premises and equipment expense$453,0004,092
Additional noninterest expense$696,0005,886
Pre-tax net operating income$1,982,0003,523
Securities gains (losses)$03,831
Applicable income taxes$444,0004,565
Income before extraordinary items$1,538,0003,173
Extraordinary gains, net$065
Net income$1,538,0003,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,473
Cash dividends$527,0003,204
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,538,0003,159
1994-12-31 (YTD Data)Rank
Total interest income$7,672,0003,883
Total interest expense$3,376,0003,555
Net interest income$4,296,0004,093
Provision for loan and lease losses$09,146
Total noninterest income$584,0004,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$493,0002,791
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,803
Total noninterest expense$2,848,0004,613
Salaries and employee benefits$1,595,0004,059
Premises and equipment expense$449,0004,161
Additional noninterest expense$804,0005,689
Pre-tax net operating income$2,032,0003,379
Securities gains (losses)$03,600
Applicable income taxes$515,0003,969
Income before extraordinary items$1,517,0003,144
Extraordinary gains, net$0249
Net income$1,517,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,367
Cash dividends$203,0005,385
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,517,0003,163
1993-12-31 (YTD Data)Rank
Total interest income$7,737,0003,935
Total interest expense$3,138,0003,970
Net interest income$4,599,0003,851
Provision for loan and lease losses$424,0002,353
Total noninterest income$674,0004,557
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$527,0002,642
Trading account gains and feesNANA
Additional Noninterest Income$147,0006,629
Total noninterest expense$2,783,0004,817
Salaries and employee benefits$1,444,0004,428
Premises and equipment expense$427,0004,456
Additional noninterest expense$912,0005,312
Pre-tax net operating income$2,066,0003,212
Securities gains (losses)$334,0001,206
Applicable income taxes$739,0002,953
Income before extraordinary items$1,661,0002,943
Extraordinary gains, net$204,000998
Net income$1,865,0002,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0002,132
Cash dividends$212,0005,264
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,430,5403,207
1992-12-31 (YTD Data)Rank
Total interest income$7,715,0004,431
Total interest expense$3,764,0004,285
Net interest income$3,951,0004,499
Provision for loan and lease losses$1,035,0001,795
Total noninterest income$575,0005,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$489,0002,843
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$2,682,0004,986
Salaries and employee benefits$1,322,0004,750
Premises and equipment expense$436,0004,467
Additional noninterest expense$924,0005,403
Pre-tax net operating income$809,0006,519
Securities gains (losses)$08,369
Applicable income taxes$178,0008,017
Income before extraordinary items$631,0006,366
Extraordinary gains, net$01,422
Net income$631,0006,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,0002,221
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$631,0006,010

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.