Home > State Bank & Trust Company > Assets and Liabilities
State Bank & Trust Company, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 35 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $144,771,000 | 3,940 |
| Cash and due from depository institutions | $5,766,000 | 3,912 |
| Interest-bearing balances | $375,000 | 6,115 |
| Securities | $76,128,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $49,591,000 | 5,337 |
| Loan loss allowance | $25,000 | 7,428 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,483,000 | 2,556 |
| Other real estate owned | $395,000 | 3,912 |
| Goodwill and other intangibles | $6,677,000 | 630 |
| All other assets | $1,731,000 | 5,270 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $144,771,000 | 3,940 |
| Total liabilities | $124,119,000 | 4,051 |
| Total deposits | $121,911,000 | 3,936 |
| Interest-bearing deposits | $103,737,000 | 3,919 |
| Deposits held in domestic offices | $121,911,000 | 3,935 |
| % insured | 87.58% | 4,856 |
| Federal funds purchased & repurchase agreements | $1,488,000 | 1,840 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $245,000 | 4,517 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $475,000 | 4,704 |
| Total equity capital | $20,652,000 | 3,102 |
| Total bank equity capital | $20,652,000 | 3,099 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $380,000 | 4,056 |
| Surplus | $17,597,000 | 1,731 |
| Undivided profits | $2,675,000 | 5,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,017,000 | 2,853 |
| Earning assets | $126,094,000 | 4,073 |
| Long-term assets (5+ years) | $63,333,000 | 2,158 |
| Average Assets, year-to-date | $147,374,330 | 3,894 |
| Average Assets, quarterly | $146,950,500 | 3,900 |
| Volatile liabilities | $4,802,000 | 4,778 |
| Insider loans | $11,000 | 6,649 |
| FHLB advances | $245,000 | 4,229 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $7,963,000 | 4,312 |
| Tier 1 (core) risk-based capital | $11,623,000 | 4,543 |
| Tier 2 risk-based capital | $25,000 | 7,419 |
| Total risk weighted assets | $75,442,000 | 4,542 |
| Total unused commitments | $7,963,000 | 4,314 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 34 | 4,003 |
| Assets and Liabilities | ||
| Total Assets: | $149,130,000 | 3,914 |
| Cash and due from depository institutions | $6,472,000 | 4,003 |
| Interest-bearing balances | $2,585,000 | 4,898 |
| Securities | $78,683,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $721,000 | 3,381 |
| Net loans & leases | $49,588,000 | 5,365 |
| Loan loss allowance | $12,000 | 7,494 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,636,000 | 2,511 |
| Other real estate owned | $531,000 | 4,003 |
| Goodwill and other intangibles | $6,706,000 | 638 |
| All other assets | $1,793,000 | 5,249 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $149,130,000 | 3,914 |
| Total liabilities | $129,465,000 | 3,999 |
| Total deposits | $126,969,000 | 3,888 |
| Interest-bearing deposits | $108,056,000 | 3,868 |
| Deposits held in domestic offices | $126,969,000 | 3,886 |
| % insured | 85.02% | 5,555 |
| Federal funds purchased & repurchase agreements | $1,931,000 | 1,705 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $248,000 | 4,580 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $317,000 | 5,360 |
| Total equity capital | $19,665,000 | 3,199 |
| Total bank equity capital | $19,665,000 | 3,198 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $380,000 | 4,099 |
| Surplus | $18,997,000 | 1,638 |
| Undivided profits | $288,000 | 6,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,026,000 | 2,826 |
| Earning assets | $131,577,000 | 3,991 |
| Long-term assets (5+ years) | $65,320,000 | 2,051 |
| Average Assets, year-to-date | $148,676,000 | 3,901 |
| Average Assets, quarterly | $148,676,000 | 3,901 |
| Volatile liabilities | $5,153,000 | 4,699 |
| Insider loans | $12,000 | 6,708 |
| FHLB advances | $248,000 | 4,282 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $8,865,000 | 4,156 |
| Tier 1 (core) risk-based capital | $12,692,000 | 4,298 |
| Tier 2 risk-based capital | $12,000 | 7,488 |
| Total risk weighted assets | $77,316,000 | 4,518 |
| Total unused commitments | $8,865,000 | 4,159 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 35 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $148,222,000 | 3,931 |
| Cash and due from depository institutions | $7,722,000 | 3,960 |
| Interest-bearing balances | $4,099,000 | 4,172 |
| Securities | $74,881,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $2,002,000 | 2,492 |
| Net loans & leases | $49,812,000 | 5,447 |
| Loan loss allowance | $0 | 7,582 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,780,000 | 2,465 |
| Other real estate owned | $537,000 | 3,960 |
| Goodwill and other intangibles | $6,736,000 | 635 |
| All other assets | $1,752,000 | 5,453 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $148,222,000 | 3,931 |
| Total liabilities | $128,846,000 | 4,025 |
| Total deposits | $126,906,000 | 3,863 |
| Interest-bearing deposits | $104,186,000 | 3,948 |
| Deposits held in domestic offices | $126,906,000 | 3,861 |
| % insured | 87.28% | 4,938 |
| Federal funds purchased & repurchase agreements | $1,236,000 | 1,982 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $250,000 | 4,763 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $454,000 | 4,794 |
| Total equity capital | $19,376,000 | 3,232 |
| Total bank equity capital | $19,376,000 | 3,231 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $380,000 | 4,154 |
| Surplus | $18,997,000 | 1,642 |
| Undivided profits | $-1,000 | 6,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,005,000 | 3,007 |
| Earning assets | $130,794,000 | 4,035 |
| Long-term assets (5+ years) | $63,292,000 | 2,066 |
| Average Assets, year-to-date | $145,099,000 | 3,964 |
| Average Assets, quarterly | $146,691,500 | 3,968 |
| Volatile liabilities | $14,871,000 | 5,321 |
| Insider loans | $13,000 | 6,805 |
| FHLB advances | $250,000 | 4,442 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $11,125,000 | 3,645 |
| Tier 1 (core) risk-based capital | $12,640,000 | 4,326 |
| Tier 2 risk-based capital | $0 | 7,578 |
| Total risk weighted assets | $75,818,000 | 4,649 |
| Total unused commitments | $11,125,000 | 3,646 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $145,161,000 | 4,050 |
| Cash and due from depository institutions | $4,193,000 | 3,946 |
| Interest-bearing balances | $1,223,000 | 5,348 |
| Securities | $82,098,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 3,593 |
| Net loans & leases | $50,906,000 | 5,510 |
| Loan loss allowance | $990,000 | 4,777 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,270,000 | 2,739 |
| Other real estate owned | $569,000 | 3,946 |
| Goodwill and other intangibles | $453,000 | 1,996 |
| All other assets | $2,110,000 | 5,171 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $145,161,000 | 4,050 |
| Total liabilities | $120,730,000 | 4,226 |
| Total deposits | $118,970,000 | 4,080 |
| Interest-bearing deposits | $101,785,000 | 4,064 |
| Deposits held in domestic offices | $118,970,000 | 4,077 |
| % insured | 87.05% | 4,541 |
| Federal funds purchased & repurchase agreements | $1,256,000 | 1,975 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $504,000 | 5,002 |
| Total equity capital | $24,431,000 | 2,704 |
| Total bank equity capital | $24,431,000 | 2,703 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $380,000 | 4,233 |
| Surplus | $5,600,000 | 3,750 |
| Undivided profits | $18,451,000 | 1,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,290,000 | 2,510 |
| Earning assets | $134,789,000 | 4,002 |
| Long-term assets (5+ years) | $64,287,000 | 1,998 |
| Average Assets, year-to-date | $144,318,250 | 4,031 |
| Average Assets, quarterly | $145,069,000 | 4,043 |
| Volatile liabilities | $14,760,000 | 5,446 |
| Insider loans | $2,533,000 | 2,491 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,229,000 | 4,370 |
| Tier 1 (core) risk-based capital | $21,025,000 | 2,920 |
| Tier 2 risk-based capital | $979,000 | 4,292 |
| Total risk weighted assets | $78,288,000 | 4,633 |
| Total unused commitments | $8,229,000 | 4,375 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 36 | 3,982 |
| Assets and Liabilities | ||
| Total Assets: | $144,977,000 | 4,067 |
| Cash and due from depository institutions | $2,970,000 | 3,982 |
| Interest-bearing balances | $640,000 | 5,725 |
| Securities | $82,813,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $1,144,000 | 3,215 |
| Net loans & leases | $50,794,000 | 5,554 |
| Loan loss allowance | $979,000 | 4,815 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,338,000 | 2,732 |
| Other real estate owned | $557,000 | 3,982 |
| Goodwill and other intangibles | $454,000 | 2,004 |
| All other assets | $1,907,000 | 5,401 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $144,977,000 | 4,067 |
| Total liabilities | $121,469,000 | 4,228 |
| Total deposits | $120,016,000 | 4,073 |
| Interest-bearing deposits | $102,352,000 | 4,067 |
| Deposits held in domestic offices | $120,016,000 | 4,072 |
| % insured | 85.75% | 5,006 |
| Federal funds purchased & repurchase agreements | $956,000 | 2,115 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $497,000 | 4,889 |
| Total equity capital | $23,508,000 | 2,771 |
| Total bank equity capital | $23,508,000 | 2,770 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $380,000 | 4,274 |
| Surplus | $5,600,000 | 3,757 |
| Undivided profits | $17,528,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,060,000 | 2,994 |
| Earning assets | $135,391,000 | 4,008 |
| Long-term assets (5+ years) | $64,879,000 | 1,952 |
| Average Assets, year-to-date | $144,037,330 | 4,057 |
| Average Assets, quarterly | $145,215,000 | 4,054 |
| Volatile liabilities | $13,588,000 | 5,655 |
| Insider loans | $2,976,000 | 2,234 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,826,000 | 4,041 |
| Tier 1 (core) risk-based capital | $20,879,000 | 2,932 |
| Tier 2 risk-based capital | $974,000 | 4,324 |
| Total risk weighted assets | $77,947,000 | 4,680 |
| Total unused commitments | $9,826,000 | 4,044 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 38 | 3,875 |
| Assets and Liabilities | ||
| Total Assets: | $145,453,000 | 4,110 |
| Cash and due from depository institutions | $4,693,000 | 3,875 |
| Interest-bearing balances | $1,264,000 | 5,200 |
| Securities | $73,286,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $4,499,000 | 1,893 |
| Net loans & leases | $55,930,000 | 5,384 |
| Loan loss allowance | $959,000 | 4,902 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,401,000 | 2,754 |
| Other real estate owned | $261,000 | 3,875 |
| Goodwill and other intangibles | $453,000 | 2,016 |
| All other assets | $1,930,000 | 5,478 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $145,453,000 | 4,110 |
| Total liabilities | $123,287,000 | 4,254 |
| Total deposits | $121,776,000 | 4,077 |
| Interest-bearing deposits | $102,367,000 | 4,140 |
| Deposits held in domestic offices | $121,776,000 | 4,075 |
| % insured | 84.15% | 5,470 |
| Federal funds purchased & repurchase agreements | $1,139,000 | 2,038 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $372,000 | 5,460 |
| Total equity capital | $22,166,000 | 2,946 |
| Total bank equity capital | $22,166,000 | 2,946 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $380,000 | 4,342 |
| Surplus | $5,600,000 | 3,809 |
| Undivided profits | $16,186,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 5,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,014,000 | 3,192 |
| Earning assets | $134,979,000 | 4,080 |
| Long-term assets (5+ years) | $59,712,000 | 2,095 |
| Average Assets, year-to-date | $143,567,500 | 4,133 |
| Average Assets, quarterly | $143,567,500 | 4,133 |
| Volatile liabilities | $14,082,000 | 5,646 |
| Insider loans | $2,924,000 | 2,338 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,291,000 | 4,304 |
| Tier 1 (core) risk-based capital | $20,596,000 | 3,000 |
| Tier 2 risk-based capital | $959,000 | 4,408 |
| Total risk weighted assets | $80,370,000 | 4,642 |
| Total unused commitments | $9,291,000 | 4,308 |
| Derivatives | $160,000 | 1,109 |
| 2009-12-31 | Rank | |
| # of Employees: | 36 | 4,060 |
| Assets and Liabilities | ||
| Total Assets: | $141,682,000 | 4,178 |
| Cash and due from depository institutions | $6,540,000 | 4,060 |
| Interest-bearing balances | $3,179,000 | 3,937 |
| Securities | $67,646,000 | 1,848 |
| Federal funds sold & reverse repurchase agreements | $1,355,000 | 3,237 |
| Net loans & leases | $59,147,000 | 5,298 |
| Loan loss allowance | $854,000 | 5,157 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,439,000 | 2,776 |
| Other real estate owned | $0 | 4,060 |
| Goodwill and other intangibles | $455,000 | 2,030 |
| All other assets | $2,100,000 | 5,376 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $141,682,000 | 4,178 |
| Total liabilities | $120,057,000 | 4,316 |
| Total deposits | $116,680,000 | 4,185 |
| Interest-bearing deposits | $95,869,000 | 4,297 |
| Deposits held in domestic offices | $116,680,000 | 4,183 |
| % insured | 89.44% | 3,940 |
| Federal funds purchased & repurchase agreements | $2,855,000 | 1,736 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $522,000 | 4,803 |
| Total equity capital | $21,625,000 | 2,975 |
| Total bank equity capital | $21,625,000 | 2,975 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $380,000 | 4,391 |
| Surplus | $5,600,000 | 3,830 |
| Undivided profits | $15,645,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $746,000 | 5,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,097,000 | 3,075 |
| Earning assets | $131,327,000 | 4,136 |
| Long-term assets (5+ years) | $52,072,000 | 2,303 |
| Average Assets, year-to-date | $138,617,000 | 4,151 |
| Average Assets, quarterly | $138,822,000 | 4,206 |
| Volatile liabilities | $15,680,000 | 5,441 |
| Insider loans | $3,298,000 | 2,170 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,827,000 | 4,165 |
| Tier 1 (core) risk-based capital | $20,138,000 | 3,055 |
| Tier 2 risk-based capital | $854,000 | 4,707 |
| Total risk weighted assets | $81,409,000 | 4,649 |
| Total unused commitments | $9,827,000 | 4,166 |
| Derivatives | $88,000 | 1,122 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $135,962,000 | 4,293 |
| Cash and due from depository institutions | $4,462,000 | 3,943 |
| Interest-bearing balances | $1,084,000 | 4,923 |
| Securities | $66,807,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $840,000 | 3,778 |
| Net loans & leases | $57,183,000 | 5,426 |
| Loan loss allowance | $834,000 | 5,156 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,433,000 | 2,789 |
| Other real estate owned | $0 | 3,943 |
| Goodwill and other intangibles | $455,000 | 2,083 |
| All other assets | $1,782,000 | 5,352 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $135,962,000 | 4,293 |
| Total liabilities | $114,399,000 | 4,439 |
| Total deposits | $111,829,000 | 4,287 |
| Interest-bearing deposits | $94,639,000 | 4,325 |
| Deposits held in domestic offices | $111,829,000 | 4,285 |
| % insured | 89.94% | 3,965 |
| Federal funds purchased & repurchase agreements | $1,949,000 | 1,978 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $621,000 | 4,867 |
| Total equity capital | $21,563,000 | 3,070 |
| Total bank equity capital | $21,563,000 | 3,070 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $380,000 | 4,451 |
| Surplus | $5,600,000 | 3,834 |
| Undivided profits | $15,583,000 | 2,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,096,000 | 4,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,261,000 | 2,869 |
| Earning assets | $125,914,000 | 4,269 |
| Long-term assets (5+ years) | $50,881,000 | 2,343 |
| Average Assets, year-to-date | $137,850,750 | 4,192 |
| Average Assets, quarterly | $136,011,000 | 4,271 |
| Volatile liabilities | $14,767,000 | 5,626 |
| Insider loans | $3,150,000 | 2,268 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,182,000 | 4,005 |
| Tier 1 (core) risk-based capital | $19,727,000 | 3,158 |
| Tier 2 risk-based capital | $834,000 | 4,769 |
| Total risk weighted assets | $77,678,000 | 4,809 |
| Total unused commitments | $11,182,000 | 4,008 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 39 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $136,060,000 | 4,294 |
| Cash and due from depository institutions | $2,542,000 | 3,923 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $68,098,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $2,854,000 | 2,772 |
| Net loans & leases | $55,914,000 | 5,503 |
| Loan loss allowance | $1,003,000 | 4,658 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,533,000 | 2,771 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $455,000 | 2,092 |
| All other assets | $1,664,000 | 5,519 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $136,060,000 | 4,294 |
| Total liabilities | $115,780,000 | 4,438 |
| Total deposits | $114,088,000 | 4,235 |
| Interest-bearing deposits | $97,055,000 | 4,259 |
| Deposits held in domestic offices | $114,088,000 | 4,232 |
| % insured | 81.33% | 3,328 |
| Federal funds purchased & repurchase agreements | $1,030,000 | 2,327 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $662,000 | 4,710 |
| Total equity capital | $20,280,000 | 3,199 |
| Total bank equity capital | $20,280,000 | 3,199 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $380,000 | 4,510 |
| Surplus | $5,600,000 | 3,865 |
| Undivided profits | $14,300,000 | 2,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 5,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,017,000 | 3,414 |
| Earning assets | $126,866,000 | 4,252 |
| Long-term assets (5+ years) | $55,453,000 | 2,161 |
| Average Assets, year-to-date | $138,480,330 | 4,205 |
| Average Assets, quarterly | $139,118,500 | 4,214 |
| Volatile liabilities | $13,876,000 | 5,745 |
| Insider loans | $3,299,000 | 2,220 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,524,000 | 4,711 |
| Tier 1 (core) risk-based capital | $19,323,000 | 3,240 |
| Tier 2 risk-based capital | $957,000 | 4,383 |
| Total risk weighted assets | $76,556,000 | 4,872 |
| Total unused commitments | $8,524,000 | 4,714 |
| Derivatives | $327,000 | 1,132 |
| 2009-03-31 | Rank | |
| # of Employees: | 40 | 3,861 |
| Assets and Liabilities | ||
| Total Assets: | $142,177,000 | 4,183 |
| Cash and due from depository institutions | $3,056,000 | 3,861 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $63,560,000 | 1,897 |
| Federal funds sold & reverse repurchase agreements | $11,661,000 | 1,042 |
| Net loans & leases | $57,222,000 | 5,455 |
| Loan loss allowance | $1,058,000 | 4,437 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,599,000 | 2,757 |
| Other real estate owned | $0 | 3,861 |
| Goodwill and other intangibles | $455,000 | 2,106 |
| All other assets | $1,624,000 | 5,578 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $142,176,000 | 4,183 |
| Total liabilities | $122,519,000 | 4,282 |
| Total deposits | $119,941,000 | 4,090 |
| Interest-bearing deposits | $99,724,000 | 4,185 |
| Deposits held in domestic offices | $119,941,000 | 4,088 |
| % insured | 77.78% | 4,394 |
| Federal funds purchased & repurchase agreements | $2,084,000 | 2,002 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $494,000 | 5,305 |
| Total equity capital | $19,657,000 | 3,324 |
| Total bank equity capital | $19,657,000 | 3,323 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $380,000 | 4,534 |
| Surplus | $5,600,000 | 3,868 |
| Undivided profits | $13,677,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 4,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,011,000 | 3,443 |
| Earning assets | $132,443,000 | 4,137 |
| Long-term assets (5+ years) | $43,516,000 | 2,563 |
| Average Assets, year-to-date | $139,690,500 | 4,193 |
| Average Assets, quarterly | $139,690,500 | 4,193 |
| Volatile liabilities | $15,291,000 | 5,544 |
| Insider loans | $3,445,000 | 2,181 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,737,000 | 4,339 |
| Tier 1 (core) risk-based capital | $19,104,000 | 3,286 |
| Tier 2 risk-based capital | $983,000 | 4,300 |
| Total risk weighted assets | $78,559,000 | 4,827 |
| Total unused commitments | $10,737,000 | 4,339 |
| Derivatives | $107,000 | 1,161 |
| 2008-12-31 | Rank | |
| # of Employees: | 40 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $137,204,000 | 4,240 |
| Cash and due from depository institutions | $3,633,000 | 3,884 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $58,739,000 | 2,006 |
| Federal funds sold & reverse repurchase agreements | $6,732,000 | 1,451 |
| Net loans & leases | $61,332,000 | 5,310 |
| Loan loss allowance | $1,028,000 | 4,467 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,600,000 | 2,771 |
| Other real estate owned | $0 | 3,884 |
| Goodwill and other intangibles | $456,000 | 2,104 |
| All other assets | $1,712,000 | 5,548 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $137,204,000 | 4,240 |
| Total liabilities | $117,589,000 | 4,371 |
| Total deposits | $115,221,000 | 4,126 |
| Interest-bearing deposits | $95,183,000 | 4,235 |
| Deposits held in domestic offices | $115,221,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,905,000 | 2,370 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $463,000 | 5,503 |
| Total equity capital | $19,615,000 | 3,312 |
| Total bank equity capital | $19,615,000 | 3,312 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $380,000 | 4,564 |
| Surplus | $5,600,000 | 3,849 |
| Undivided profits | $13,635,000 | 2,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,286,000 | 3,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,091,000 | 3,413 |
| Earning assets | $126,803,000 | 4,224 |
| Long-term assets (5+ years) | $41,288,000 | 2,614 |
| Average Assets, year-to-date | $139,323,600 | 4,094 |
| Average Assets, quarterly | $135,718,000 | 4,238 |
| Volatile liabilities | $13,362,000 | 5,814 |
| Insider loans | $3,540,000 | 2,154 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $11,701,000 | 4,158 |
| Tier 1 (core) risk-based capital | $19,513,000 | 3,199 |
| Tier 2 risk-based capital | $1,004,000 | 4,223 |
| Total risk weighted assets | $80,263,000 | 4,771 |
| Total unused commitments | $11,701,000 | 4,159 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 42 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $134,232,000 | 4,277 |
| Cash and due from depository institutions | $3,201,000 | 3,774 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $63,053,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $61,027,000 | 5,323 |
| Loan loss allowance | $963,000 | 4,492 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,631,000 | 2,745 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $456,000 | 2,153 |
| All other assets | $1,864,000 | 5,409 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $134,232,000 | 4,277 |
| Total liabilities | $114,832,000 | 4,394 |
| Total deposits | $109,781,000 | 4,230 |
| Interest-bearing deposits | $92,076,000 | 4,277 |
| Deposits held in domestic offices | $109,781,000 | 4,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,503,000 | 1,847 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $548,000 | 5,254 |
| Total equity capital | $19,400,000 | 3,355 |
| Total bank equity capital | $19,400,000 | 3,355 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $380,000 | 4,606 |
| Surplus | $5,600,000 | 3,846 |
| Undivided profits | $13,420,000 | 2,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 3,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,329,000 | 2,950 |
| Earning assets | $124,080,000 | 4,267 |
| Long-term assets (5+ years) | $55,223,000 | 2,091 |
| Average Assets, year-to-date | $139,853,500 | 4,093 |
| Average Assets, quarterly | $137,028,500 | 4,202 |
| Volatile liabilities | $15,705,000 | 5,392 |
| Insider loans | $3,987,000 | 1,955 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,348,000 | 4,194 |
| Tier 1 (core) risk-based capital | $19,092,000 | 3,317 |
| Tier 2 risk-based capital | $963,000 | 4,257 |
| Total risk weighted assets | $79,445,000 | 4,788 |
| Total unused commitments | $12,348,000 | 4,195 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $139,825,000 | 4,174 |
| Cash and due from depository institutions | $3,772,000 | 3,833 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $60,445,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $7,991,000 | 1,515 |
| Net loans & leases | $60,839,000 | 5,311 |
| Loan loss allowance | $947,000 | 4,496 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,696,000 | 2,719 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $456,000 | 2,181 |
| All other assets | $1,626,000 | 5,686 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $139,825,000 | 4,174 |
| Total liabilities | $120,937,000 | 4,249 |
| Total deposits | $118,839,000 | 4,018 |
| Interest-bearing deposits | $101,024,000 | 4,035 |
| Deposits held in domestic offices | $118,839,000 | 4,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,469,000 | 2,711 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $629,000 | 4,900 |
| Total equity capital | $18,888,000 | 3,447 |
| Total bank equity capital | $18,888,000 | 3,447 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $380,000 | 4,644 |
| Surplus | $5,600,000 | 3,846 |
| Undivided profits | $12,908,000 | 2,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,030,000 | 3,674 |
| Earning assets | $129,275,000 | 4,156 |
| Long-term assets (5+ years) | $53,059,000 | 2,145 |
| Average Assets, year-to-date | $141,727,330 | 4,104 |
| Average Assets, quarterly | $141,792,500 | 4,124 |
| Volatile liabilities | $12,743,000 | 5,818 |
| Insider loans | $267,000 | 6,232 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,575,000 | 3,962 |
| Tier 1 (core) risk-based capital | $18,821,000 | 3,368 |
| Tier 2 risk-based capital | $947,000 | 4,278 |
| Total risk weighted assets | $80,277,000 | 4,742 |
| Total unused commitments | $14,575,000 | 3,962 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $143,760,000 | 4,111 |
| Cash and due from depository institutions | $4,675,000 | 3,835 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $62,444,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $4,366,000 | 3,507 |
| Net loans & leases | $65,308,000 | 5,066 |
| Loan loss allowance | $932,000 | 4,460 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,755,000 | 2,667 |
| Other real estate owned | $0 | 3,835 |
| Goodwill and other intangibles | $456,000 | 2,176 |
| All other assets | $1,756,000 | 5,408 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $143,760,000 | 4,111 |
| Total liabilities | $121,200,000 | 4,228 |
| Total deposits | $118,962,000 | 4,006 |
| Interest-bearing deposits | $100,772,000 | 4,037 |
| Deposits held in domestic offices | $118,962,000 | 4,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 2,357 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $643,000 | 5,060 |
| Total equity capital | $22,560,000 | 3,015 |
| Total bank equity capital | $22,560,000 | 3,015 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $380,000 | 4,659 |
| Surplus | $5,600,000 | 3,826 |
| Undivided profits | $16,580,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 3,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,169,000 | 3,271 |
| Earning assets | $132,118,000 | 4,098 |
| Long-term assets (5+ years) | $50,830,000 | 2,131 |
| Average Assets, year-to-date | $142,678,500 | 4,080 |
| Average Assets, quarterly | $142,678,500 | 4,080 |
| Volatile liabilities | $14,490,000 | 5,530 |
| Insider loans | $259,000 | 6,271 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,663,000 | 4,477 |
| Tier 1 (core) risk-based capital | $21,136,000 | 3,025 |
| Tier 2 risk-based capital | $932,000 | 4,258 |
| Total risk weighted assets | $84,952,000 | 4,568 |
| Total unused commitments | $11,663,000 | 4,481 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $141,597,000 | 4,100 |
| Cash and due from depository institutions | $2,899,000 | 3,846 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $65,923,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $227,000 | 5,764 |
| Net loans & leases | $65,247,000 | 5,053 |
| Loan loss allowance | $917,000 | 4,489 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,812,000 | 2,623 |
| Other real estate owned | $0 | 3,846 |
| Goodwill and other intangibles | $457,000 | 2,186 |
| All other assets | $2,032,000 | 5,149 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $141,597,000 | 4,100 |
| Total liabilities | $119,431,000 | 4,235 |
| Total deposits | $116,319,000 | 4,034 |
| Interest-bearing deposits | $98,134,000 | 4,077 |
| Deposits held in domestic offices | $116,319,000 | 4,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,123,000 | 2,340 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $989,000 | 4,028 |
| Total equity capital | $22,166,000 | 3,026 |
| Total bank equity capital | $22,166,000 | 3,026 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $380,000 | 4,685 |
| Surplus | $5,600,000 | 3,800 |
| Undivided profits | $16,186,000 | 2,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,372,000 | 2,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,277,000 | 3,256 |
| Earning assets | $131,397,000 | 4,048 |
| Long-term assets (5+ years) | $52,391,000 | 1,939 |
| Average Assets, year-to-date | $132,141,200 | 4,171 |
| Average Assets, quarterly | $138,406,000 | 4,132 |
| Volatile liabilities | $15,005,000 | 5,435 |
| Insider loans | $303,000 | 6,146 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,496,000 | 3,900 |
| Tier 1 (core) risk-based capital | $21,602,000 | 2,937 |
| Tier 2 risk-based capital | $917,000 | 4,292 |
| Total risk weighted assets | $80,294,000 | 4,681 |
| Total unused commitments | $15,496,000 | 3,901 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $135,215,000 | 4,173 |
| Cash and due from depository institutions | $3,950,000 | 3,843 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $63,723,000 | 1,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $59,132,000 | 5,275 |
| Loan loss allowance | $1,263,000 | 3,588 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,157,000 | 2,899 |
| Other real estate owned | $1,437,000 | 3,843 |
| Goodwill and other intangibles | $457,000 | 2,176 |
| All other assets | $2,359,000 | 4,877 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $135,215,000 | 4,173 |
| Total liabilities | $112,739,000 | 4,349 |
| Total deposits | $108,357,000 | 4,209 |
| Interest-bearing deposits | $94,425,000 | 4,155 |
| Deposits held in domestic offices | $108,357,000 | 4,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,626,000 | 1,952 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $756,000 | 4,708 |
| Total equity capital | $22,476,000 | 2,953 |
| Total bank equity capital | $22,476,000 | 2,953 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $380,000 | 4,683 |
| Surplus | $5,600,000 | 3,748 |
| Undivided profits | $16,496,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 2,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,657,000 | 2,741 |
| Earning assets | $122,855,000 | 4,214 |
| Long-term assets (5+ years) | $46,026,000 | 2,057 |
| Average Assets, year-to-date | $129,777,250 | 4,219 |
| Average Assets, quarterly | $135,022,500 | 4,158 |
| Volatile liabilities | $15,796,000 | 5,293 |
| Insider loans | $271,000 | 6,231 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $13,298,000 | 4,210 |
| Tier 1 (core) risk-based capital | $22,186,000 | 2,863 |
| Tier 2 risk-based capital | $988,000 | 4,032 |
| Total risk weighted assets | $78,795,000 | 4,701 |
| Total unused commitments | $13,298,000 | 4,211 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $134,830,000 | 4,194 |
| Cash and due from depository institutions | $2,786,000 | 3,734 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $64,354,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $60,053,000 | 5,237 |
| Loan loss allowance | $1,264,000 | 3,580 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,577,000 | 3,220 |
| Other real estate owned | $1,667,000 | 3,734 |
| Goodwill and other intangibles | $457,000 | 2,202 |
| All other assets | $1,936,000 | 5,311 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $134,830,000 | 4,194 |
| Total liabilities | $113,480,000 | 4,321 |
| Total deposits | $109,265,000 | 4,201 |
| Interest-bearing deposits | $94,031,000 | 4,165 |
| Deposits held in domestic offices | $109,265,000 | 4,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,506,000 | 1,910 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $709,000 | 4,688 |
| Total equity capital | $21,350,000 | 3,040 |
| Total bank equity capital | $21,350,000 | 3,040 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $680,000 | 3,619 |
| Surplus | $5,300,000 | 3,858 |
| Undivided profits | $15,370,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,307,000 | 3,167 |
| Earning assets | $124,407,000 | 4,153 |
| Long-term assets (5+ years) | $48,270,000 | 1,952 |
| Average Assets, year-to-date | $127,964,670 | 4,282 |
| Average Assets, quarterly | $135,582,500 | 4,162 |
| Volatile liabilities | $15,349,000 | 5,327 |
| Insider loans | $373,000 | 5,907 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,868,000 | 4,465 |
| Tier 1 (core) risk-based capital | $21,931,000 | 2,885 |
| Tier 2 risk-based capital | $998,000 | 4,001 |
| Total risk weighted assets | $79,564,000 | 4,647 |
| Total unused commitments | $11,868,000 | 4,466 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $136,335,000 | 4,161 |
| Cash and due from depository institutions | $3,622,000 | 3,774 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $59,330,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $5,941,000 | 2,956 |
| Net loans & leases | $62,451,000 | 5,101 |
| Loan loss allowance | $1,265,000 | 3,550 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,716,000 | 3,816 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $457,000 | 2,198 |
| All other assets | $1,818,000 | 5,348 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $136,336,000 | 4,161 |
| Total liabilities | $114,494,000 | 4,320 |
| Total deposits | $112,769,000 | 4,121 |
| Interest-bearing deposits | $97,028,000 | 4,081 |
| Deposits held in domestic offices | $112,769,000 | 4,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,452 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $725,000 | 4,668 |
| Total equity capital | $21,842,000 | 3,008 |
| Total bank equity capital | $21,842,000 | 3,008 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $680,000 | 3,618 |
| Surplus | $5,300,000 | 3,817 |
| Undivided profits | $15,862,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 2,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,200,000 | 3,279 |
| Earning assets | $127,722,000 | 4,099 |
| Long-term assets (5+ years) | $44,238,000 | 2,026 |
| Average Assets, year-to-date | $124,532,000 | 4,378 |
| Average Assets, quarterly | $124,532,000 | 4,378 |
| Volatile liabilities | $13,723,000 | 5,465 |
| Insider loans | $367,000 | 5,912 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,466,000 | 4,545 |
| Tier 1 (core) risk-based capital | $21,776,000 | 2,893 |
| Tier 2 risk-based capital | $979,000 | 4,055 |
| Total risk weighted assets | $78,018,000 | 4,671 |
| Total unused commitments | $11,466,000 | 4,546 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 38 | 4,174 |
| Assets and Liabilities | ||
| Total Assets: | $112,729,000 | 4,675 |
| Cash and due from depository institutions | $2,504,000 | 4,174 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $49,052,000 | 2,375 |
| Federal funds sold & reverse repurchase agreements | $4,576,000 | 3,034 |
| Net loans & leases | $53,026,000 | 5,503 |
| Loan loss allowance | $1,094,000 | 3,907 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,764,000 | 4,792 |
| Other real estate owned | $0 | 4,174 |
| Goodwill and other intangibles | $124,000 | 2,815 |
| All other assets | $1,683,000 | 5,608 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $112,728,000 | 4,675 |
| Total liabilities | $93,875,000 | 4,860 |
| Total deposits | $92,144,000 | 4,666 |
| Interest-bearing deposits | $78,529,000 | 4,633 |
| Deposits held in domestic offices | $92,144,000 | 4,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,111,000 | 2,579 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $620,000 | 4,968 |
| Total equity capital | $18,853,000 | 3,345 |
| Total bank equity capital | $18,853,000 | 3,345 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $380,000 | 4,741 |
| Surplus | $4,100,000 | 4,293 |
| Undivided profits | $14,373,000 | 2,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,104,000 | 3,644 |
| Earning assets | $106,654,000 | 4,592 |
| Long-term assets (5+ years) | $39,283,000 | 2,185 |
| Average Assets, year-to-date | $112,413,000 | 4,547 |
| Average Assets, quarterly | $112,277,500 | 4,661 |
| Volatile liabilities | $12,340,000 | 5,765 |
| Insider loans | $381,000 | 5,897 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,476,000 | 4,653 |
| Tier 1 (core) risk-based capital | $19,163,000 | 3,192 |
| Tier 2 risk-based capital | $806,000 | 4,597 |
| Total risk weighted assets | $64,227,000 | 5,190 |
| Total unused commitments | $10,476,000 | 4,653 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $111,826,000 | 4,683 |
| Cash and due from depository institutions | $3,573,000 | 4,256 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $48,845,000 | 2,385 |
| Federal funds sold & reverse repurchase agreements | $1,855,000 | 3,982 |
| Net loans & leases | $54,410,000 | 5,457 |
| Loan loss allowance | $1,094,000 | 3,938 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,179,000 | 5,642 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $124,000 | 2,818 |
| All other assets | $1,840,000 | 5,419 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $111,826,000 | 4,683 |
| Total liabilities | $93,498,000 | 4,857 |
| Total deposits | $91,358,000 | 4,643 |
| Interest-bearing deposits | $78,919,000 | 4,569 |
| Deposits held in domestic offices | $91,358,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,520,000 | 2,536 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $620,000 | 5,044 |
| Total equity capital | $18,328,000 | 3,411 |
| Total bank equity capital | $18,328,000 | 3,411 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,772 |
| Surplus | $4,100,000 | 4,274 |
| Undivided profits | $13,848,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,299,000 | 3,170 |
| Earning assets | $105,110,000 | 4,603 |
| Long-term assets (5+ years) | $39,697,000 | 2,156 |
| Average Assets, year-to-date | $112,334,000 | 4,587 |
| Average Assets, quarterly | $111,059,500 | 4,661 |
| Volatile liabilities | $13,860,000 | 5,528 |
| Insider loans | $388,000 | 5,886 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,544,000 | 4,662 |
| Tier 1 (core) risk-based capital | $18,748,000 | 3,233 |
| Tier 2 risk-based capital | $817,000 | 4,551 |
| Total risk weighted assets | $65,097,000 | 5,146 |
| Total unused commitments | $10,544,000 | 4,664 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $110,293,000 | 4,696 |
| Cash and due from depository institutions | $2,004,000 | 4,275 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $49,294,000 | 2,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $56,321,000 | 5,342 |
| Loan loss allowance | $1,094,000 | 3,908 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $904,000 | 6,091 |
| Other real estate owned | $0 | 4,275 |
| Goodwill and other intangibles | $124,000 | 2,820 |
| All other assets | $1,646,000 | 5,621 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $110,293,000 | 4,696 |
| Total liabilities | $93,309,000 | 4,843 |
| Total deposits | $89,941,000 | 4,666 |
| Interest-bearing deposits | $78,493,000 | 4,556 |
| Deposits held in domestic offices | $89,941,000 | 4,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,845,000 | 2,168 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $523,000 | 5,143 |
| Total equity capital | $16,984,000 | 3,499 |
| Total bank equity capital | $16,984,000 | 3,499 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $380,000 | 4,772 |
| Surplus | $4,100,000 | 4,240 |
| Undivided profits | $12,504,000 | 2,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,030,000 | 3,516 |
| Earning assets | $105,615,000 | 4,571 |
| Long-term assets (5+ years) | $42,234,000 | 2,054 |
| Average Assets, year-to-date | $112,503,330 | 4,597 |
| Average Assets, quarterly | $111,639,000 | 4,641 |
| Volatile liabilities | $14,711,000 | 5,382 |
| Insider loans | $544,000 | 5,336 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,866,000 | 3,477 |
| Tier 1 (core) risk-based capital | $18,481,000 | 3,210 |
| Tier 2 risk-based capital | $830,000 | 4,480 |
| Total risk weighted assets | $66,105,000 | 5,083 |
| Total unused commitments | $18,866,000 | 3,478 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $112,985,000 | 4,619 |
| Cash and due from depository institutions | $2,767,000 | 4,178 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $50,641,000 | 2,339 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,566 |
| Net loans & leases | $55,393,000 | 5,328 |
| Loan loss allowance | $1,094,000 | 3,884 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $864,000 | 6,163 |
| Other real estate owned | $0 | 4,178 |
| Goodwill and other intangibles | $124,000 | 2,802 |
| All other assets | $1,596,000 | 5,607 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $112,984,000 | 4,619 |
| Total liabilities | $95,360,000 | 4,759 |
| Total deposits | $93,764,000 | 4,553 |
| Interest-bearing deposits | $79,853,000 | 4,494 |
| Deposits held in domestic offices | $93,764,000 | 4,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,187,000 | 2,541 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $409,000 | 5,684 |
| Total equity capital | $17,624,000 | 3,374 |
| Total bank equity capital | $17,624,000 | 3,374 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,763 |
| Surplus | $4,100,000 | 4,174 |
| Undivided profits | $13,144,000 | 2,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,028,000 | 3,339 |
| Earning assets | $107,634,000 | 4,509 |
| Long-term assets (5+ years) | $43,106,000 | 1,988 |
| Average Assets, year-to-date | $113,608,500 | 4,575 |
| Average Assets, quarterly | $113,608,500 | 4,575 |
| Volatile liabilities | $12,399,000 | 5,622 |
| Insider loans | $505,000 | 5,423 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,062,000 | 4,080 |
| Tier 1 (core) risk-based capital | $18,349,000 | 3,191 |
| Tier 2 risk-based capital | $822,000 | 4,456 |
| Total risk weighted assets | $65,461,000 | 5,062 |
| Total unused commitments | $14,062,000 | 4,080 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 38 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $114,232,000 | 4,561 |
| Cash and due from depository institutions | $2,700,000 | 4,193 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $51,171,000 | 2,314 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 3,019 |
| Net loans & leases | $54,164,000 | 5,373 |
| Loan loss allowance | $1,094,000 | 3,853 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $883,000 | 6,110 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $125,000 | 2,802 |
| All other assets | $1,559,000 | 5,694 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $114,232,000 | 4,561 |
| Total liabilities | $95,624,000 | 4,754 |
| Total deposits | $94,152,000 | 4,532 |
| Interest-bearing deposits | $79,593,000 | 4,484 |
| Deposits held in domestic offices | $94,152,000 | 4,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $976,000 | 2,810 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $496,000 | 5,135 |
| Total equity capital | $18,608,000 | 3,190 |
| Total bank equity capital | $18,608,000 | 3,190 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $380,000 | 4,786 |
| Surplus | $4,100,000 | 4,132 |
| Undivided profits | $14,128,000 | 2,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $986,000 | 3,495 |
| Earning assets | $108,965,000 | 4,443 |
| Long-term assets (5+ years) | $45,209,000 | 1,891 |
| Average Assets, year-to-date | $113,458,800 | 4,436 |
| Average Assets, quarterly | $114,791,500 | 4,508 |
| Volatile liabilities | $12,779,000 | 5,517 |
| Insider loans | $512,000 | 5,363 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $14,021,000 | 4,004 |
| Tier 1 (core) risk-based capital | $19,139,000 | 3,026 |
| Tier 2 risk-based capital | $704,000 | 4,866 |
| Total risk weighted assets | $55,892,000 | 5,482 |
| Total unused commitments | $14,021,000 | 4,004 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $115,351,000 | 4,511 |
| Cash and due from depository institutions | $3,676,000 | 4,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $51,163,000 | 2,287 |
| Federal funds sold & reverse repurchase agreements | $4,325,000 | 2,527 |
| Net loans & leases | $53,539,000 | 5,409 |
| Loan loss allowance | $1,094,000 | 3,833 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $851,000 | 6,177 |
| Other real estate owned | $0 | 4,170 |
| Goodwill and other intangibles | $125,000 | 2,780 |
| All other assets | $1,672,000 | 5,484 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $115,351,000 | 4,511 |
| Total liabilities | $96,883,000 | 4,666 |
| Total deposits | $95,361,000 | 4,424 |
| Interest-bearing deposits | $82,811,000 | 4,305 |
| Deposits held in domestic offices | $95,361,000 | 4,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,028,000 | 2,792 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $494,000 | 5,182 |
| Total equity capital | $18,468,000 | 3,183 |
| Total bank equity capital | $18,468,000 | 3,183 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,789 |
| Surplus | $4,100,000 | 4,091 |
| Undivided profits | $13,988,000 | 2,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,139,000 | 3,050 |
| Earning assets | $109,027,000 | 4,413 |
| Long-term assets (5+ years) | $50,366,000 | 1,754 |
| Average Assets, year-to-date | $113,265,500 | 4,445 |
| Average Assets, quarterly | $114,445,500 | 4,476 |
| Volatile liabilities | $13,553,000 | 5,359 |
| Insider loans | $521,000 | 5,350 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,616,000 | 3,857 |
| Tier 1 (core) risk-based capital | $18,629,000 | 3,051 |
| Tier 2 risk-based capital | $806,000 | 4,442 |
| Total risk weighted assets | $64,176,000 | 5,048 |
| Total unused commitments | $14,616,000 | 3,858 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $113,540,000 | 4,485 |
| Cash and due from depository institutions | $2,396,000 | 4,154 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $52,791,000 | 2,266 |
| Federal funds sold & reverse repurchase agreements | $1,485,000 | 3,895 |
| Net loans & leases | $54,377,000 | 5,292 |
| Loan loss allowance | $1,091,000 | 3,787 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $879,000 | 6,102 |
| Other real estate owned | $0 | 4,154 |
| Goodwill and other intangibles | $125,000 | 2,773 |
| All other assets | $1,487,000 | 5,627 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $113,540,000 | 4,485 |
| Total liabilities | $95,017,000 | 4,682 |
| Total deposits | $93,352,000 | 4,446 |
| Interest-bearing deposits | $78,956,000 | 4,407 |
| Deposits held in domestic offices | $93,352,000 | 4,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,247,000 | 2,708 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $418,000 | 5,336 |
| Total equity capital | $18,523,000 | 3,124 |
| Total bank equity capital | $18,523,000 | 3,124 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,785 |
| Surplus | $4,100,000 | 4,049 |
| Undivided profits | $14,043,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $955,000 | 3,280 |
| Earning assets | $108,653,000 | 4,360 |
| Long-term assets (5+ years) | $52,570,000 | 1,725 |
| Average Assets, year-to-date | $112,570,330 | 4,444 |
| Average Assets, quarterly | $113,050,500 | 4,467 |
| Volatile liabilities | $11,815,000 | 5,559 |
| Insider loans | $542,000 | 5,263 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,676,000 | 4,498 |
| Tier 1 (core) risk-based capital | $18,337,000 | 3,038 |
| Tier 2 risk-based capital | $802,000 | 4,416 |
| Total risk weighted assets | $63,879,000 | 4,994 |
| Total unused commitments | $10,676,000 | 4,498 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $112,561,000 | 4,509 |
| Cash and due from depository institutions | $2,686,000 | 4,161 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,598,000 | 2,336 |
| Federal funds sold & reverse repurchase agreements | $4,655,000 | 2,457 |
| Net loans & leases | $51,094,000 | 5,430 |
| Loan loss allowance | $1,083,000 | 3,829 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $921,000 | 6,023 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $124,000 | 2,777 |
| All other assets | $1,483,000 | 5,653 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $112,561,000 | 4,509 |
| Total liabilities | $94,682,000 | 4,709 |
| Total deposits | $93,499,000 | 4,440 |
| Interest-bearing deposits | $81,506,000 | 4,336 |
| Deposits held in domestic offices | $93,499,000 | 4,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $877,000 | 2,675 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $306,000 | 6,000 |
| Total equity capital | $17,879,000 | 3,150 |
| Total bank equity capital | $17,879,000 | 3,150 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $380,000 | 4,813 |
| Surplus | $4,100,000 | 4,035 |
| Undivided profits | $13,399,000 | 2,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $901,000 | 3,360 |
| Earning assets | $107,347,000 | 4,397 |
| Long-term assets (5+ years) | $51,159,000 | 1,798 |
| Average Assets, year-to-date | $112,085,500 | 4,497 |
| Average Assets, quarterly | $112,085,500 | 4,497 |
| Volatile liabilities | $10,941,000 | 5,649 |
| Insider loans | $725,000 | 4,755 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,806,000 | 4,236 |
| Tier 1 (core) risk-based capital | $18,177,000 | 3,010 |
| Tier 2 risk-based capital | $768,000 | 4,540 |
| Total risk weighted assets | $61,152,000 | 5,108 |
| Total unused commitments | $11,806,000 | 4,237 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $111,610,000 | 4,519 |
| Cash and due from depository institutions | $2,667,000 | 4,006 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $50,441,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $4,465,000 | 2,448 |
| Net loans & leases | $51,545,000 | 5,401 |
| Loan loss allowance | $1,075,000 | 3,814 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $937,000 | 5,997 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $126,000 | 2,768 |
| All other assets | $1,429,000 | 5,679 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $111,610,000 | 4,519 |
| Total liabilities | $92,178,000 | 4,787 |
| Total deposits | $91,198,000 | 4,521 |
| Interest-bearing deposits | $76,648,000 | 4,502 |
| Deposits held in domestic offices | $91,198,000 | 4,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $557,000 | 3,000 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $423,000 | 5,152 |
| Total equity capital | $19,432,000 | 2,914 |
| Total bank equity capital | $19,432,000 | 2,914 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $380,000 | 4,825 |
| Surplus | $4,100,000 | 3,998 |
| Undivided profits | $14,952,000 | 2,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $903,000 | 3,353 |
| Earning assets | $106,451,000 | 4,403 |
| Long-term assets (5+ years) | $51,542,000 | 1,820 |
| Average Assets, year-to-date | $117,956,000 | 4,230 |
| Average Assets, quarterly | $113,952,000 | 4,417 |
| Volatile liabilities | $9,907,000 | 5,849 |
| Insider loans | $614,000 | 5,083 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,709,000 | 4,119 |
| Tier 1 (core) risk-based capital | $18,957,000 | 2,855 |
| Tier 2 risk-based capital | $721,000 | 4,694 |
| Total risk weighted assets | $57,345,000 | 5,291 |
| Total unused commitments | $11,709,000 | 4,119 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $116,294,000 | 4,353 |
| Cash and due from depository institutions | $4,250,000 | 3,992 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $49,614,000 | 2,414 |
| Federal funds sold & reverse repurchase agreements | $4,665,000 | 2,220 |
| Net loans & leases | $55,093,000 | 5,206 |
| Loan loss allowance | $1,061,000 | 3,847 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $942,000 | 5,993 |
| Other real estate owned | $0 | 3,992 |
| Goodwill and other intangibles | $126,000 | 2,738 |
| All other assets | $1,604,000 | 5,394 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $116,294,000 | 4,353 |
| Total liabilities | $97,119,000 | 4,553 |
| Total deposits | $95,800,000 | 4,314 |
| Interest-bearing deposits | $77,729,000 | 4,435 |
| Deposits held in domestic offices | $95,800,000 | 4,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $901,000 | 2,896 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $418,000 | 5,385 |
| Total equity capital | $19,175,000 | 2,937 |
| Total bank equity capital | $19,175,000 | 2,937 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $380,000 | 4,840 |
| Surplus | $4,100,000 | 3,959 |
| Undivided profits | $14,695,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,104,000 | 2,853 |
| Earning assets | $109,372,000 | 4,286 |
| Long-term assets (5+ years) | $50,923,000 | 1,848 |
| Average Assets, year-to-date | $119,542,500 | 4,179 |
| Average Assets, quarterly | $115,370,500 | 4,341 |
| Volatile liabilities | $9,723,000 | 5,900 |
| Insider loans | $623,000 | 5,026 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,230,000 | 4,812 |
| Tier 1 (core) risk-based capital | $18,394,000 | 2,919 |
| Tier 2 risk-based capital | $826,000 | 4,294 |
| Total risk weighted assets | $65,862,000 | 4,834 |
| Total unused commitments | $8,230,000 | 4,816 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $114,447,000 | 4,387 |
| Cash and due from depository institutions | $5,002,000 | 4,036 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $50,921,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 3,667 |
| Net loans & leases | $54,212,000 | 5,215 |
| Loan loss allowance | $1,044,000 | 3,884 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $954,000 | 5,993 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $126,000 | 2,741 |
| All other assets | $1,457,000 | 5,642 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $114,447,000 | 4,387 |
| Total liabilities | $96,470,000 | 4,568 |
| Total deposits | $95,717,000 | 4,297 |
| Interest-bearing deposits | $78,914,000 | 4,382 |
| Deposits held in domestic offices | $95,717,000 | 4,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $376,000 | 3,371 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $377,000 | 5,291 |
| Total equity capital | $17,977,000 | 2,997 |
| Total bank equity capital | $17,977,000 | 2,997 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $380,000 | 4,873 |
| Surplus | $4,100,000 | 3,926 |
| Undivided profits | $13,497,000 | 2,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $978,000 | 3,001 |
| Earning assets | $106,908,000 | 4,335 |
| Long-term assets (5+ years) | $29,484,000 | 2,861 |
| Average Assets, year-to-date | $120,625,330 | 4,163 |
| Average Assets, quarterly | $119,506,500 | 4,227 |
| Volatile liabilities | $8,740,000 | 6,145 |
| Insider loans | $610,000 | 5,075 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,379,000 | 5,069 |
| Tier 1 (core) risk-based capital | $18,007,000 | 2,916 |
| Tier 2 risk-based capital | $811,000 | 4,328 |
| Total risk weighted assets | $64,631,000 | 4,859 |
| Total unused commitments | $7,379,000 | 5,072 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $124,566,000 | 4,104 |
| Cash and due from depository institutions | $6,707,000 | 4,029 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $51,089,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,617 |
| Net loans & leases | $55,121,000 | 5,103 |
| Loan loss allowance | $1,029,000 | 3,887 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $990,000 | 5,904 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $126,000 | 2,730 |
| All other assets | $1,433,000 | 5,509 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $124,566,000 | 4,104 |
| Total liabilities | $105,781,000 | 4,269 |
| Total deposits | $104,725,000 | 4,028 |
| Interest-bearing deposits | $85,210,000 | 4,153 |
| Deposits held in domestic offices | $104,725,000 | 4,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $627,000 | 2,713 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $429,000 | 5,291 |
| Total equity capital | $18,785,000 | 2,936 |
| Total bank equity capital | $18,785,000 | 2,936 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $380,000 | 4,884 |
| Surplus | $4,100,000 | 3,894 |
| Undivided profits | $14,305,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $964,000 | 3,005 |
| Earning assets | $115,310,000 | 4,074 |
| Long-term assets (5+ years) | $54,869,000 | 1,767 |
| Average Assets, year-to-date | $123,714,500 | 4,087 |
| Average Assets, quarterly | $123,714,500 | 4,087 |
| Volatile liabilities | $8,662,000 | 6,056 |
| Insider loans | $622,000 | 5,023 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,058,000 | 5,155 |
| Tier 1 (core) risk-based capital | $17,615,000 | 2,939 |
| Tier 2 risk-based capital | $836,000 | 4,206 |
| Total risk weighted assets | $66,660,000 | 4,739 |
| Total unused commitments | $7,058,000 | 5,165 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $122,863,000 | 4,115 |
| Cash and due from depository institutions | $4,523,000 | 3,960 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $46,211,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $13,470,000 | 868 |
| Net loans & leases | $56,116,000 | 5,038 |
| Loan loss allowance | $1,031,000 | 3,868 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,005,000 | 5,899 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $127,000 | 2,722 |
| All other assets | $1,411,000 | 5,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,863,000 | 4,115 |
| Total liabilities | $103,715,000 | 4,324 |
| Total deposits | $102,586,000 | 4,071 |
| Interest-bearing deposits | $85,228,000 | 4,107 |
| Deposits held in domestic offices | $102,586,000 | 4,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $668,000 | 2,900 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $461,000 | 4,945 |
| Total equity capital | $19,148,000 | 2,828 |
| Total bank equity capital | $19,148,000 | 2,828 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $380,000 | 4,925 |
| Surplus | $4,100,000 | 3,864 |
| Undivided profits | $14,668,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,000,000 | 3,000 |
| Earning assets | $115,797,000 | 4,025 |
| Long-term assets (5+ years) | $50,610,000 | 1,893 |
| Average Assets, year-to-date | $121,162,200 | 4,051 |
| Average Assets, quarterly | $122,232,000 | 4,106 |
| Volatile liabilities | $8,668,000 | 6,063 |
| Insider loans | $709,000 | 4,755 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,233,000 | 5,656 |
| Tier 1 (core) risk-based capital | $18,057,000 | 2,834 |
| Tier 2 risk-based capital | $838,000 | 4,174 |
| Total risk weighted assets | $66,819,000 | 4,724 |
| Total unused commitments | $5,233,000 | 5,659 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $121,601,000 | 4,142 |
| Cash and due from depository institutions | $3,371,000 | 3,917 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $41,381,000 | 2,851 |
| Federal funds sold & reverse repurchase agreements | $16,419,000 | 885 |
| Net loans & leases | $57,903,000 | 4,947 |
| Loan loss allowance | $1,030,000 | 3,876 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $946,000 | 6,017 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $127,000 | 2,695 |
| All other assets | $1,454,000 | 5,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,601,000 | 4,142 |
| Total liabilities | $102,880,000 | 4,321 |
| Total deposits | $101,549,000 | 4,086 |
| Interest-bearing deposits | $86,448,000 | 4,078 |
| Deposits held in domestic offices | $101,549,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $787,000 | 2,695 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $544,000 | 4,800 |
| Total equity capital | $18,721,000 | 2,881 |
| Total bank equity capital | $18,721,000 | 2,881 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $380,000 | 4,954 |
| Surplus | $4,100,000 | 3,805 |
| Undivided profits | $14,241,000 | 2,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,144,000 | 2,761 |
| Earning assets | $115,703,000 | 4,011 |
| Long-term assets (5+ years) | $46,500,000 | 1,998 |
| Average Assets, year-to-date | $120,737,000 | 4,080 |
| Average Assets, quarterly | $119,722,000 | 4,164 |
| Volatile liabilities | $9,345,000 | 5,896 |
| Insider loans | $735,000 | 4,683 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,916,000 | 5,075 |
| Tier 1 (core) risk-based capital | $17,530,000 | 2,908 |
| Tier 2 risk-based capital | $844,000 | 4,170 |
| Total risk weighted assets | $67,365,000 | 4,678 |
| Total unused commitments | $6,916,000 | 5,080 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $117,843,000 | 4,231 |
| Cash and due from depository institutions | $5,854,000 | 3,917 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $44,712,000 | 2,623 |
| Federal funds sold & reverse repurchase agreements | $3,378,000 | 3,797 |
| Net loans & leases | $61,159,000 | 4,759 |
| Loan loss allowance | $1,015,000 | 3,869 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $904,000 | 6,077 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $128,000 | 2,650 |
| All other assets | $1,708,000 | 4,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,843,000 | 4,231 |
| Total liabilities | $98,932,000 | 4,432 |
| Total deposits | $97,473,000 | 4,203 |
| Interest-bearing deposits | $80,002,000 | 4,321 |
| Deposits held in domestic offices | $97,473,000 | 4,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $901,000 | 2,569 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $558,000 | 4,795 |
| Total equity capital | $18,911,000 | 2,844 |
| Total bank equity capital | $18,911,000 | 2,844 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $380,000 | 4,966 |
| Surplus | $4,100,000 | 3,763 |
| Undivided profits | $14,431,000 | 2,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,065,000 | 2,863 |
| Earning assets | $109,249,000 | 4,187 |
| Long-term assets (5+ years) | $47,366,000 | 1,880 |
| Average Assets, year-to-date | $120,449,000 | 4,098 |
| Average Assets, quarterly | $121,082,500 | 4,113 |
| Volatile liabilities | $8,322,000 | 6,195 |
| Insider loans | $702,000 | 4,744 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,906,000 | 4,486 |
| Tier 1 (core) risk-based capital | $17,170,000 | 2,915 |
| Tier 2 risk-based capital | $850,000 | 4,107 |
| Total risk weighted assets | $67,812,000 | 4,619 |
| Total unused commitments | $8,906,000 | 4,496 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $124,322,000 | 4,006 |
| Cash and due from depository institutions | $6,964,000 | 4,051 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $43,136,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $9,985,000 | 1,731 |
| Net loans & leases | $61,396,000 | 4,692 |
| Loan loss allowance | $1,002,000 | 3,854 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $937,000 | 6,010 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $128,000 | 2,643 |
| All other assets | $1,776,000 | 4,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,322,000 | 4,006 |
| Total liabilities | $105,701,000 | 4,178 |
| Total deposits | $104,244,000 | 3,983 |
| Interest-bearing deposits | $84,246,000 | 4,141 |
| Deposits held in domestic offices | $104,244,000 | 3,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $935,000 | 2,401 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $522,000 | 5,010 |
| Total equity capital | $18,621,000 | 2,826 |
| Total bank equity capital | $18,621,000 | 2,826 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $380,000 | 4,982 |
| Surplus | $4,100,000 | 3,714 |
| Undivided profits | $14,141,000 | 2,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,111,000 | 2,758 |
| Earning assets | $114,517,000 | 3,983 |
| Long-term assets (5+ years) | $46,213,000 | 1,869 |
| Average Assets, year-to-date | $121,752,000 | 4,039 |
| Average Assets, quarterly | $121,752,000 | 4,039 |
| Volatile liabilities | $8,555,000 | 6,099 |
| Insider loans | $847,000 | 4,307 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,034,000 | 4,935 |
| Tier 1 (core) risk-based capital | $16,952,000 | 2,909 |
| Tier 2 risk-based capital | $866,000 | 3,997 |
| Total risk weighted assets | $69,180,000 | 4,491 |
| Total unused commitments | $7,034,000 | 4,949 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $119,182,000 | 4,102 |
| Cash and due from depository institutions | $5,140,000 | 3,959 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $40,871,000 | 2,761 |
| Federal funds sold & reverse repurchase agreements | $6,090,000 | 2,349 |
| Net loans & leases | $64,249,000 | 4,548 |
| Loan loss allowance | $987,000 | 3,845 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $944,000 | 5,978 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $128,000 | 2,607 |
| All other assets | $1,760,000 | 4,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,182,000 | 4,102 |
| Total liabilities | $99,700,000 | 4,326 |
| Total deposits | $97,886,000 | 4,138 |
| Interest-bearing deposits | $80,801,000 | 4,220 |
| Deposits held in domestic offices | $97,886,000 | 4,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,149,000 | 2,379 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $665,000 | 4,404 |
| Total equity capital | $19,482,000 | 2,679 |
| Total bank equity capital | $19,482,000 | 2,679 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $380,000 | 4,994 |
| Surplus | $4,100,000 | 3,675 |
| Undivided profits | $15,002,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $634,000 | 4,743 |
| Earning assets | $111,210,000 | 4,030 |
| Long-term assets (5+ years) | $23,496,000 | 2,995 |
| Average Assets, year-to-date | $117,520,000 | 3,999 |
| Average Assets, quarterly | $119,287,500 | 4,065 |
| Volatile liabilities | $8,960,000 | 5,991 |
| Insider loans | $870,000 | 4,270 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,966,000 | 4,856 |
| Tier 1 (core) risk-based capital | $17,626,000 | 2,746 |
| Tier 2 risk-based capital | $876,000 | 3,911 |
| Total risk weighted assets | $69,952,000 | 4,429 |
| Total unused commitments | $6,966,000 | 4,862 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $115,892,000 | 4,078 |
| Cash and due from depository institutions | $5,374,000 | 4,049 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $38,423,000 | 2,759 |
| Federal funds sold & reverse repurchase agreements | $3,285,000 | 3,723 |
| Net loans & leases | $65,935,000 | 4,366 |
| Loan loss allowance | $937,000 | 3,767 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $975,000 | 5,950 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $113,000 | 2,575 |
| All other assets | $1,787,000 | 4,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,892,000 | 4,078 |
| Total liabilities | $98,574,000 | 4,250 |
| Total deposits | $96,732,000 | 4,048 |
| Interest-bearing deposits | $81,401,000 | 4,080 |
| Deposits held in domestic offices | $96,732,000 | 4,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,148,000 | 2,546 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $694,000 | 4,465 |
| Total equity capital | $17,318,000 | 2,800 |
| Total bank equity capital | $17,318,000 | 2,800 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $380,000 | 5,105 |
| Surplus | $4,100,000 | 3,585 |
| Undivided profits | $12,838,000 | 2,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,136,000 | 3,054 |
| Earning assets | $107,643,000 | 4,033 |
| Long-term assets (5+ years) | $42,714,000 | 1,923 |
| Average Assets, year-to-date | $114,424,800 | 3,963 |
| Average Assets, quarterly | $114,309,500 | 4,087 |
| Volatile liabilities | $12,227,000 | 5,059 |
| Insider loans | $830,000 | 4,320 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,390,000 | 4,309 |
| Tier 1 (core) risk-based capital | $16,429,000 | 2,799 |
| Tier 2 risk-based capital | $887,000 | 3,704 |
| Total risk weighted assets | $70,947,000 | 4,279 |
| Total unused commitments | $8,390,000 | 4,316 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 43 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $113,141,000 | 4,029 |
| Cash and due from depository institutions | $5,757,000 | 3,829 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $40,556,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $63,826,000 | 4,388 |
| Loan loss allowance | $881,000 | 3,857 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,078,000 | 5,755 |
| Other real estate owned | $208,000 | 3,829 |
| Goodwill and other intangibles | $165,000 | 2,404 |
| All other assets | $1,551,000 | 4,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,141,000 | 4,029 |
| Total liabilities | $97,304,000 | 4,157 |
| Total deposits | $96,068,000 | 3,932 |
| Interest-bearing deposits | $80,333,000 | 3,997 |
| Deposits held in domestic offices | $96,068,000 | 3,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,305 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $861,000 | 4,010 |
| Total equity capital | $15,837,000 | 2,939 |
| Total bank equity capital | $15,837,000 | 2,939 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $380,000 | 5,267 |
| Surplus | $4,100,000 | 3,511 |
| Undivided profits | $11,357,000 | 2,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $807,000 | 3,391 |
| Earning assets | $104,382,000 | 4,005 |
| Long-term assets (5+ years) | $34,212,000 | 2,176 |
| Average Assets, year-to-date | $113,758,200 | 3,850 |
| Average Assets, quarterly | $114,222,000 | 3,943 |
| Volatile liabilities | $10,210,000 | 5,552 |
| Insider loans | $432,000 | 5,769 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,512,000 | 5,175 |
| Tier 1 (core) risk-based capital | $15,844,000 | 2,833 |
| Tier 2 risk-based capital | $849,170 | 3,735 |
| Total risk weighted assets | $67,902,070 | 4,286 |
| Total unused commitments | $5,512,000 | 5,179 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $111,323,000 | 4,013 |
| Cash and due from depository institutions | $5,420,000 | 4,097 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $42,725,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $60,529,000 | 4,471 |
| Loan loss allowance | $840,000 | 3,936 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $947,000 | 6,202 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $217,000 | 2,358 |
| All other assets | $1,485,000 | 4,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,323,000 | 4,013 |
| Total liabilities | $96,890,000 | 4,138 |
| Total deposits | $95,426,000 | 3,891 |
| Interest-bearing deposits | $82,594,000 | 3,864 |
| Deposits held in domestic offices | $95,426,000 | 3,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 3,187 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $664,000 | 4,439 |
| Total equity capital | $14,433,000 | 3,054 |
| Total bank equity capital | $14,433,000 | 3,054 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $380,000 | 5,438 |
| Surplus | $4,100,000 | 3,484 |
| Undivided profits | $9,953,000 | 2,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $700,000 | 3,364 |
| Earning assets | $103,254,000 | 3,977 |
| Long-term assets (5+ years) | $35,346,000 | 2,263 |
| Average Assets, year-to-date | $113,123,600 | 3,829 |
| Average Assets, quarterly | $111,850,500 | 3,967 |
| Volatile liabilities | $10,089,000 | 5,400 |
| Insider loans | $452,000 | 5,609 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,796,000 | 3,777 |
| Tier 1 (core) risk-based capital | $15,104,000 | 2,899 |
| Tier 2 risk-based capital | $813,140 | 3,746 |
| Total risk weighted assets | $65,023,940 | 4,323 |
| Total unused commitments | $9,796,000 | 3,781 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $113,862,000 | 3,884 |
| Cash and due from depository institutions | $4,733,000 | 4,171 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,791,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,813 |
| Net loans & leases | $58,605,000 | 4,376 |
| Loan loss allowance | $781,000 | 4,097 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $743,000 | 6,797 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $269,000 | 2,192 |
| All other assets | $1,421,000 | 4,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,862,000 | 3,884 |
| Total liabilities | $98,641,000 | 3,997 |
| Total deposits | $97,873,000 | 3,791 |
| Interest-bearing deposits | $83,483,000 | 3,823 |
| Deposits held in domestic offices | $97,873,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $768,000 | 4,303 |
| Total equity capital | $15,221,000 | 2,950 |
| Total bank equity capital | $15,221,000 | 2,950 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $380,000 | 5,507 |
| Surplus | $4,100,000 | 3,336 |
| Undivided profits | $10,741,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 7,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $655,000 | 3,560 |
| Earning assets | $106,696,000 | 3,830 |
| Long-term assets (5+ years) | $29,901,000 | 2,373 |
| Average Assets, year-to-date | $111,214,200 | 3,773 |
| Average Assets, quarterly | $111,814,500 | 3,874 |
| Volatile liabilities | $10,023,000 | 4,978 |
| Insider loans | $446,000 | 5,585 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,625,000 | 4,291 |
| Tier 1 (core) risk-based capital | $13,994,000 | 3,040 |
| Tier 2 risk-based capital | $781,000 | 3,749 |
| Total risk weighted assets | $63,469,900 | 4,220 |
| Total unused commitments | $7,625,000 | 4,296 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $108,513,000 | 4,023 |
| Cash and due from depository institutions | $5,542,000 | 4,375 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $43,796,000 | 2,595 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,888 |
| Net loans & leases | $53,440,000 | 4,717 |
| Loan loss allowance | $723,000 | 4,389 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $896,000 | 6,302 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $321,000 | 2,020 |
| All other assets | $1,468,000 | 4,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,513,000 | 4,023 |
| Total liabilities | $95,253,000 | 4,106 |
| Total deposits | $94,420,000 | 3,913 |
| Interest-bearing deposits | $80,402,000 | 3,926 |
| Deposits held in domestic offices | $94,420,000 | 3,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $833,000 | 4,129 |
| Total equity capital | $13,260,000 | 3,327 |
| Total bank equity capital | $13,260,000 | 3,327 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $380,000 | 5,744 |
| Surplus | $4,100,000 | 3,275 |
| Undivided profits | $8,780,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $625,000 | 3,807 |
| Earning assets | $100,286,000 | 4,009 |
| Long-term assets (5+ years) | $30,595,000 | 2,039 |
| Average Assets, year-to-date | $109,137,400 | 3,836 |
| Average Assets, quarterly | $109,202,500 | 3,948 |
| Volatile liabilities | $8,949,000 | 5,366 |
| Insider loans | $553,000 | 5,133 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,183,000 | 5,091 |
| Tier 1 (core) risk-based capital | $12,794,000 | 3,307 |
| Tier 2 risk-based capital | $723,000 | 3,880 |
| Total risk weighted assets | $58,295,300 | 4,478 |
| Total unused commitments | $5,183,000 | 5,095 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $105,828,000 | 4,205 |
| Cash and due from depository institutions | $4,231,000 | 4,213 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,553,000 | 2,831 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $53,627,000 | 4,785 |
| Loan loss allowance | $660,000 | 4,879 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $976,000 | 6,083 |
| Other real estate owned | $0 | 4,213 |
| Goodwill and other intangibles | $373,000 | 1,831 |
| All other assets | $1,268,000 | 5,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,828,000 | 4,205 |
| Total liabilities | $93,192,000 | 4,284 |
| Total deposits | $92,500,000 | 4,078 |
| Interest-bearing deposits | $76,440,000 | 4,247 |
| Deposits held in domestic offices | $92,500,000 | 4,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $692,000 | 4,710 |
| Total equity capital | $12,636,000 | 3,503 |
| Total bank equity capital | $12,636,000 | 3,503 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $4,100,000 | 3,349 |
| Undivided profits | $8,136,000 | 3,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $605,000 | 3,809 |
| Earning assets | $98,980,000 | 4,139 |
| Long-term assets (5+ years) | $23,038,000 | 2,396 |
| Average Assets, year-to-date | $102,648,200 | 4,147 |
| Average Assets, quarterly | $105,758,000 | 4,157 |
| Volatile liabilities | $4,947,000 | 7,132 |
| Insider loans | $541,000 | 5,318 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,194,000 | 6,254 |
| Tier 1 (core) risk-based capital | $12,178,000 | 3,530 |
| Tier 2 risk-based capital | $660,000 | 4,261 |
| Total risk weighted assets | $57,945,500 | 4,528 |
| Total unused commitments | $3,194,000 | 6,270 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $97,986,000 | 4,506 |
| Cash and due from depository institutions | $3,329,000 | 4,605 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,569,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,666 |
| Net loans & leases | $48,001,000 | 5,128 |
| Loan loss allowance | $602,000 | 5,285 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $704,000 | 7,251 |
| Other real estate owned | $0 | 4,605 |
| Goodwill and other intangibles | $425,000 | 1,640 |
| All other assets | $1,258,000 | 5,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,986,000 | 4,506 |
| Total liabilities | $86,051,000 | 4,601 |
| Total deposits | $85,316,000 | 4,428 |
| Interest-bearing deposits | $74,322,000 | 4,365 |
| Deposits held in domestic offices | $85,316,000 | 4,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $735,000 | 4,707 |
| Total equity capital | $11,935,000 | 3,684 |
| Total bank equity capital | $11,935,000 | 3,684 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $4,100,000 | 3,354 |
| Undivided profits | $7,435,000 | 3,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $565,000 | 4,228 |
| Earning assets | $92,270,000 | 4,401 |
| Long-term assets (5+ years) | $20,272,000 | 2,475 |
| Average Assets, year-to-date | $97,465,400 | 4,339 |
| Average Assets, quarterly | $98,411,500 | 4,423 |
| Volatile liabilities | $3,124,000 | 8,453 |
| Insider loans | $545,000 | 5,420 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,243,000 | 8,552 |
| Tier 1 (core) risk-based capital | $11,320,000 | 3,759 |
| Tier 2 risk-based capital | $602,000 | 4,563 |
| Total risk weighted assets | $50,856,500 | 4,969 |
| Total unused commitments | $1,243,000 | 8,562 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $96,031,000 | 4,531 |
| Cash and due from depository institutions | $3,672,000 | 4,658 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $42,175,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $45,125,000 | 5,308 |
| Loan loss allowance | $559,000 | 5,719 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $763,000 | 7,100 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $478,000 | 1,471 |
| All other assets | $1,318,000 | 5,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,031,000 | 4,531 |
| Total liabilities | $84,754,000 | 4,646 |
| Total deposits | $84,199,000 | 4,450 |
| Interest-bearing deposits | $71,902,000 | 4,456 |
| Deposits held in domestic offices | $84,199,000 | 4,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $555,000 | 4,885 |
| Total equity capital | $11,277,000 | 3,616 |
| Total bank equity capital | $11,277,000 | 3,616 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $4,100,000 | 3,238 |
| Undivided profits | $6,777,000 | 3,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 9,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $498,000 | 4,243 |
| Earning assets | $89,800,000 | 4,456 |
| Long-term assets (5+ years) | $24,681,000 | 2,146 |
| Average Assets, year-to-date | $96,418,800 | 4,421 |
| Average Assets, quarterly | $95,226,000 | 4,539 |
| Volatile liabilities | $1,894,000 | 9,814 |
| Insider loans | $639,000 | 4,932 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,623,000 | 8,048 |
| Tier 1 (core) risk-based capital | $10,891,000 | 3,783 |
| Tier 2 risk-based capital | $559,000 | 4,830 |
| Total risk weighted assets | $48,034,600 | 5,110 |
| Total unused commitments | $1,623,000 | 8,058 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $96,961,000 | 4,576 |
| Cash and due from depository institutions | $3,846,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,480,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,843 |
| Net loans & leases | $42,181,000 | 5,477 |
| Loan loss allowance | $498,000 | 6,409 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $777,000 | 7,130 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $530,000 | 1,320 |
| All other assets | $1,197,000 | 5,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,961,000 | 4,576 |
| Total liabilities | $85,242,000 | 4,729 |
| Total deposits | $84,785,000 | 4,564 |
| Interest-bearing deposits | $73,243,000 | 4,559 |
| Deposits held in domestic offices | $84,785,000 | 4,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $457,000 | 5,712 |
| Total equity capital | $11,719,000 | 3,493 |
| Total bank equity capital | $11,719,000 | 3,493 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $4,100,000 | 3,196 |
| Undivided profits | $7,219,000 | 3,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 9,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $462,000 | 4,041 |
| Earning assets | $90,611,000 | 4,516 |
| Long-term assets (5+ years) | $23,756,000 | 2,319 |
| Average Assets, year-to-date | $98,256,200 | 4,414 |
| Average Assets, quarterly | $97,482,500 | 4,517 |
| Volatile liabilities | $1,271,000 | 10,874 |
| Insider loans | $122,000 | 9,388 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,557,000 | 8,176 |
| Tier 1 (core) risk-based capital | $11,189,000 | 3,584 |
| Tier 2 risk-based capital | $498,000 | 5,308 |
| Total risk weighted assets | $45,944,300 | 5,278 |
| Total unused commitments | $1,557,000 | 8,200 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $101,864,000 | 4,454 |
| Cash and due from depository institutions | $7,185,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,846,000 | 2,574 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $38,097,000 | 5,965 |
| Loan loss allowance | $434,000 | 7,111 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $673,000 | 7,776 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $582,000 | 1,276 |
| All other assets | $1,481,000 | 4,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,864,000 | 4,454 |
| Total liabilities | $91,249,000 | 4,531 |
| Total deposits | $90,716,000 | 4,386 |
| Interest-bearing deposits | $75,539,000 | 4,577 |
| Deposits held in domestic offices | $90,716,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $533,000 | 5,548 |
| Total equity capital | $10,615,000 | 3,650 |
| Total bank equity capital | $10,615,000 | 3,650 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $2,850,000 | 4,194 |
| Undivided profits | $7,365,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 9,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $556,000 | 3,670 |
| Earning assets | $91,943,000 | 4,506 |
| Long-term assets (5+ years) | $26,786,000 | 2,058 |
| Average Assets, year-to-date | $99,784,200 | 4,444 |
| Average Assets, quarterly | $101,402,500 | 4,443 |
| Volatile liabilities | $1,133,000 | 11,522 |
| Insider loans | $129,000 | 5,041 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $936,000 | 9,312 |
| Tier 1 (core) risk-based capital | $10,033,000 | 3,809 |
| Tier 2 risk-based capital | $434,000 | 5,862 |
| Total risk weighted assets | $45,731,300 | 5,320 |
| Total unused commitments | $936,000 | 9,339 |
| Derivatives | $0 | 651 |