Home > State Bank & Trust Company > Assets and Liabilities
State Bank & Trust Company, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $97,892,000 | 5,243 |
| Cash and due from depository institutions | $3,973,000 | 4,231 |
| Interest-bearing balances | $175,000 | 4,476 |
| Securities | $20,364,000 | 4,397 |
| Federal funds sold & reverse repurchase agreements | $14,935,000 | 775 |
| Net loans & leases | $50,740,000 | 5,765 |
| Loan loss allowance | $1,896,000 | 2,778 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,886,000 | 3,124 |
| Other real estate owned | $239,000 | 4,231 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,755,000 | 3,750 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $97,892,000 | 5,243 |
| Total liabilities | $88,215,000 | 5,181 |
| Total deposits | $87,566,000 | 4,905 |
| Interest-bearing deposits | $73,925,000 | 4,913 |
| Deposits held in domestic offices | $87,566,000 | 4,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,000 | 3,481 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $517,000 | 5,359 |
| Total equity capital | $9,677,000 | 5,577 |
| Total bank equity capital | $9,677,000 | 5,577 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $150,000 | 5,934 |
| Surplus | $684,000 | 7,009 |
| Undivided profits | $8,843,000 | 3,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,577,000 | 1,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $624,000 | 5,213 |
| Earning assets | $86,214,000 | 5,330 |
| Long-term assets (5+ years) | $32,529,000 | 3,026 |
| Average Assets, year-to-date | $102,948,330 | 5,017 |
| Average Assets, quarterly | $100,903,000 | 5,113 |
| Volatile liabilities | $20,256,000 | 4,777 |
| Insider loans | $259,000 | 6,256 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $3,111,000 | 6,738 |
| Tier 1 (core) risk-based capital | $8,506,000 | 5,894 |
| Tier 2 risk-based capital | $750,000 | 4,880 |
| Total risk weighted assets | $58,835,000 | 5,598 |
| Total unused commitments | $3,111,000 | 6,738 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 37 | 4,219 |
| Assets and Liabilities | ||
| Total Assets: | $103,914,000 | 5,045 |
| Cash and due from depository institutions | $2,986,000 | 4,219 |
| Interest-bearing balances | $174,000 | 4,534 |
| Securities | $24,169,000 | 3,957 |
| Federal funds sold & reverse repurchase agreements | $18,310,000 | 897 |
| Net loans & leases | $50,558,000 | 5,712 |
| Loan loss allowance | $1,933,000 | 2,663 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,940,000 | 3,077 |
| Other real estate owned | $57,000 | 4,219 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,894,000 | 3,567 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $103,914,000 | 5,045 |
| Total liabilities | $93,517,000 | 4,989 |
| Total deposits | $92,807,000 | 4,739 |
| Interest-bearing deposits | $77,929,000 | 4,787 |
| Deposits held in domestic offices | $92,807,000 | 4,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,000 | 3,057 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $590,000 | 5,269 |
| Total equity capital | $10,397,000 | 5,440 |
| Total bank equity capital | $10,397,000 | 5,440 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $150,000 | 5,956 |
| Surplus | $684,000 | 7,027 |
| Undivided profits | $9,563,000 | 3,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,199,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $814,000 | 4,396 |
| Earning assets | $93,211,000 | 5,101 |
| Long-term assets (5+ years) | $32,225,000 | 2,967 |
| Average Assets, year-to-date | $105,476,500 | 4,938 |
| Average Assets, quarterly | $105,476,500 | 4,938 |
| Volatile liabilities | $20,530,000 | 4,707 |
| Insider loans | $259,000 | 6,271 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $3,306,000 | 6,729 |
| Tier 1 (core) risk-based capital | $9,005,000 | 5,723 |
| Tier 2 risk-based capital | $762,000 | 4,816 |
| Total risk weighted assets | $59,778,000 | 5,501 |
| Total unused commitments | $3,306,000 | 6,730 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $107,039,000 | 4,889 |
| Cash and due from depository institutions | $2,433,000 | 4,223 |
| Interest-bearing balances | $173,000 | 4,139 |
| Securities | $32,269,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $13,410,000 | 974 |
| Net loans & leases | $50,531,000 | 5,723 |
| Loan loss allowance | $1,993,000 | 2,558 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,993,000 | 3,041 |
| Other real estate owned | $132,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,271,000 | 3,382 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $107,039,000 | 4,889 |
| Total liabilities | $96,842,000 | 4,809 |
| Total deposits | $95,999,000 | 4,592 |
| Interest-bearing deposits | $83,287,000 | 4,533 |
| Deposits held in domestic offices | $95,999,000 | 4,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $843,000 | 4,405 |
| Total equity capital | $10,197,000 | 5,445 |
| Total bank equity capital | $10,197,000 | 5,445 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 5,995 |
| Surplus | $684,000 | 7,052 |
| Undivided profits | $9,363,000 | 3,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,021,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $873,000 | 4,445 |
| Earning assets | $96,383,000 | 4,945 |
| Long-term assets (5+ years) | $32,727,000 | 2,717 |
| Average Assets, year-to-date | $105,980,000 | 4,783 |
| Average Assets, quarterly | $105,861,000 | 4,876 |
| Volatile liabilities | $21,629,000 | 4,600 |
| Insider loans | $367,000 | 5,919 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $3,103,000 | 6,736 |
| Tier 1 (core) risk-based capital | $8,933,000 | 5,721 |
| Tier 2 risk-based capital | $777,000 | 4,743 |
| Total risk weighted assets | $60,973,000 | 5,450 |
| Total unused commitments | $3,103,000 | 6,736 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $104,683,000 | 4,910 |
| Cash and due from depository institutions | $2,445,000 | 4,236 |
| Interest-bearing balances | $143,000 | 4,200 |
| Securities | $41,705,000 | 2,667 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 4,335 |
| Net loans & leases | $50,190,000 | 5,704 |
| Loan loss allowance | $2,299,000 | 2,239 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,071,000 | 2,941 |
| Other real estate owned | $411,000 | 4,236 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,101,000 | 3,521 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $104,683,000 | 4,910 |
| Total liabilities | $94,399,000 | 4,865 |
| Total deposits | $93,808,000 | 4,632 |
| Interest-bearing deposits | $79,758,000 | 4,626 |
| Deposits held in domestic offices | $93,808,000 | 4,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,000 | 3,409 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $548,000 | 5,551 |
| Total equity capital | $10,284,000 | 5,374 |
| Total bank equity capital | $10,284,000 | 5,374 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,006 |
| Surplus | $684,000 | 7,061 |
| Undivided profits | $9,450,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,015,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,016,000 | 4,174 |
| Earning assets | $93,798,000 | 4,997 |
| Long-term assets (5+ years) | $35,779,000 | 2,456 |
| Average Assets, year-to-date | $105,715,250 | 4,786 |
| Average Assets, quarterly | $104,099,500 | 4,891 |
| Volatile liabilities | $20,074,000 | 4,705 |
| Insider loans | $357,000 | 5,949 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,537,000 | 6,977 |
| Tier 1 (core) risk-based capital | $9,077,000 | 5,680 |
| Tier 2 risk-based capital | $781,000 | 4,699 |
| Total risk weighted assets | $60,999,000 | 5,403 |
| Total unused commitments | $2,537,000 | 6,979 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 37 | 4,277 |
| Assets and Liabilities | ||
| Total Assets: | $103,516,000 | 4,929 |
| Cash and due from depository institutions | $2,371,000 | 4,277 |
| Interest-bearing balances | $123,000 | 4,433 |
| Securities | $38,764,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $3,385,000 | 3,352 |
| Net loans & leases | $50,297,000 | 5,685 |
| Loan loss allowance | $2,272,000 | 2,257 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,125,000 | 2,889 |
| Other real estate owned | $470,000 | 4,277 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,104,000 | 3,479 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $103,516,000 | 4,929 |
| Total liabilities | $93,663,000 | 4,882 |
| Total deposits | $93,089,000 | 4,650 |
| Interest-bearing deposits | $79,384,000 | 4,628 |
| Deposits held in domestic offices | $93,089,000 | 4,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,000 | 3,345 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $500,000 | 5,546 |
| Total equity capital | $9,853,000 | 5,452 |
| Total bank equity capital | $9,853,000 | 5,452 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 6,042 |
| Surplus | $684,000 | 7,097 |
| Undivided profits | $9,019,000 | 3,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,118,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $882,000 | 4,374 |
| Earning assets | $92,569,000 | 5,026 |
| Long-term assets (5+ years) | $36,099,000 | 2,404 |
| Average Assets, year-to-date | $106,059,330 | 4,814 |
| Average Assets, quarterly | $103,958,500 | 4,900 |
| Volatile liabilities | $20,019,000 | 4,688 |
| Insider loans | $340,000 | 6,029 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,583,000 | 7,032 |
| Tier 1 (core) risk-based capital | $8,923,000 | 5,715 |
| Tier 2 risk-based capital | $781,000 | 4,701 |
| Total risk weighted assets | $61,023,000 | 5,389 |
| Total unused commitments | $2,583,000 | 7,035 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $104,401,000 | 4,925 |
| Cash and due from depository institutions | $3,208,000 | 4,261 |
| Interest-bearing balances | $786,000 | 2,767 |
| Securities | $38,693,000 | 2,865 |
| Federal funds sold & reverse repurchase agreements | $4,135,000 | 3,736 |
| Net loans & leases | $49,683,000 | 5,682 |
| Loan loss allowance | $2,292,000 | 2,241 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,143,000 | 2,859 |
| Other real estate owned | $546,000 | 4,261 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,993,000 | 3,463 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $104,401,000 | 4,925 |
| Total liabilities | $94,282,000 | 4,880 |
| Total deposits | $91,124,000 | 4,752 |
| Interest-bearing deposits | $77,772,000 | 4,711 |
| Deposits held in domestic offices | $91,124,000 | 4,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000 | 3,026 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,619,000 | 4,080 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $494,000 | 5,589 |
| Total equity capital | $10,119,000 | 5,360 |
| Total bank equity capital | $10,119,000 | 5,360 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,064 |
| Surplus | $684,000 | 7,115 |
| Undivided profits | $9,285,000 | 3,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,032,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $853,000 | 4,351 |
| Earning assets | $93,297,000 | 5,016 |
| Long-term assets (5+ years) | $46,131,000 | 1,976 |
| Average Assets, year-to-date | $107,331,000 | 4,818 |
| Average Assets, quarterly | $107,331,000 | 4,818 |
| Volatile liabilities | $18,754,000 | 4,783 |
| Insider loans | $344,000 | 6,000 |
| FHLB advances | $2,619,000 | 3,922 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,747,000 | 6,999 |
| Tier 1 (core) risk-based capital | $8,751,000 | 5,733 |
| Tier 2 risk-based capital | $814,000 | 4,573 |
| Total risk weighted assets | $63,674,000 | 5,226 |
| Total unused commitments | $2,747,000 | 7,000 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $110,261,000 | 4,748 |
| Cash and due from depository institutions | $5,052,000 | 4,339 |
| Interest-bearing balances | $2,191,000 | 1,789 |
| Securities | $35,440,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $8,910,000 | 1,856 |
| Net loans & leases | $52,010,000 | 5,551 |
| Loan loss allowance | $2,155,000 | 2,308 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,196,000 | 2,793 |
| Other real estate owned | $612,000 | 4,339 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,041,000 | 3,488 |
| Life insurance assets | $93,000 | 3,913 |
| Total liabilities and capital | $110,261,000 | 4,748 |
| Total liabilities | $100,037,000 | 4,681 |
| Total deposits | $90,271,000 | 4,737 |
| Interest-bearing deposits | $77,404,000 | 4,685 |
| Deposits held in domestic offices | $90,271,000 | 4,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,957,000 | 2,692 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $809,000 | 4,377 |
| Total equity capital | $10,224,000 | 5,264 |
| Total bank equity capital | $10,224,000 | 5,264 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $150,000 | 6,092 |
| Surplus | $684,000 | 7,125 |
| Undivided profits | $9,390,000 | 3,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,856,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $875,000 | 4,406 |
| Earning assets | $98,551,000 | 4,814 |
| Long-term assets (5+ years) | $47,226,000 | 1,937 |
| Average Assets, year-to-date | $111,939,800 | 4,567 |
| Average Assets, quarterly | $109,038,000 | 4,734 |
| Volatile liabilities | $17,027,000 | 5,074 |
| Insider loans | $348,000 | 6,014 |
| FHLB advances | $8,957,000 | 2,584 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,972,000 | 6,821 |
| Tier 1 (core) risk-based capital | $8,852,000 | 5,676 |
| Tier 2 risk-based capital | $847,000 | 4,449 |
| Total risk weighted assets | $66,439,000 | 5,095 |
| Total unused commitments | $2,972,000 | 6,823 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 35 | 4,438 |
| Assets and Liabilities | ||
| Total Assets: | $107,815,000 | 4,777 |
| Cash and due from depository institutions | $2,509,000 | 4,438 |
| Interest-bearing balances | $434,000 | 3,237 |
| Securities | $36,570,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $4,660,000 | 2,558 |
| Net loans & leases | $54,975,000 | 5,434 |
| Loan loss allowance | $1,954,000 | 2,523 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,175,000 | 2,772 |
| Other real estate owned | $909,000 | 4,438 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,017,000 | 3,507 |
| Life insurance assets | $87,000 | 3,899 |
| Total liabilities and capital | $107,815,000 | 4,777 |
| Total liabilities | $97,630,000 | 4,718 |
| Total deposits | $87,625,000 | 4,776 |
| Interest-bearing deposits | $74,206,000 | 4,758 |
| Deposits held in domestic offices | $87,625,000 | 4,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,098,000 | 2,794 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $907,000 | 4,101 |
| Total equity capital | $10,185,000 | 5,260 |
| Total bank equity capital | $10,185,000 | 5,260 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,140 |
| Surplus | $684,000 | 7,167 |
| Undivided profits | $9,351,000 | 3,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,782,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $910,000 | 4,266 |
| Earning assets | $96,639,000 | 4,864 |
| Long-term assets (5+ years) | $47,535,000 | 1,911 |
| Average Assets, year-to-date | $112,359,500 | 4,585 |
| Average Assets, quarterly | $108,900,500 | 4,717 |
| Volatile liabilities | $17,526,000 | 5,031 |
| Insider loans | $352,000 | 6,026 |
| FHLB advances | $9,098,000 | 2,661 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $3,174,000 | 6,750 |
| Tier 1 (core) risk-based capital | $8,968,000 | 5,621 |
| Tier 2 risk-based capital | $862,000 | 4,402 |
| Total risk weighted assets | $67,869,000 | 5,036 |
| Total unused commitments | $3,174,000 | 6,751 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 34 | 4,560 |
| Assets and Liabilities | ||
| Total Assets: | $109,986,000 | 4,703 |
| Cash and due from depository institutions | $2,821,000 | 4,560 |
| Interest-bearing balances | $281,000 | 3,718 |
| Securities | $35,254,000 | 3,114 |
| Federal funds sold & reverse repurchase agreements | $5,435,000 | 2,103 |
| Net loans & leases | $57,518,000 | 5,290 |
| Loan loss allowance | $1,993,000 | 2,452 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,175,000 | 2,733 |
| Other real estate owned | $839,000 | 4,560 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,944,000 | 3,512 |
| Life insurance assets | $87,000 | 3,882 |
| Total liabilities and capital | $109,986,000 | 4,703 |
| Total liabilities | $100,337,000 | 4,630 |
| Total deposits | $90,462,000 | 4,650 |
| Interest-bearing deposits | $75,511,000 | 4,667 |
| Deposits held in domestic offices | $90,462,000 | 4,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,154,000 | 2,811 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $721,000 | 4,327 |
| Total equity capital | $9,649,000 | 5,313 |
| Total bank equity capital | $9,649,000 | 5,313 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $150,000 | 6,157 |
| Surplus | $684,000 | 7,181 |
| Undivided profits | $8,815,000 | 3,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,558,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $841,000 | 4,162 |
| Earning assets | $98,488,000 | 4,765 |
| Long-term assets (5+ years) | $48,646,000 | 1,861 |
| Average Assets, year-to-date | $113,874,330 | 4,565 |
| Average Assets, quarterly | $111,646,000 | 4,640 |
| Volatile liabilities | $16,440,000 | 5,143 |
| Insider loans | $74,000 | 7,305 |
| FHLB advances | $9,154,000 | 2,677 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,107,000 | 7,325 |
| Tier 1 (core) risk-based capital | $8,820,000 | 5,602 |
| Tier 2 risk-based capital | $886,000 | 4,299 |
| Total risk weighted assets | $69,822,000 | 4,931 |
| Total unused commitments | $2,107,000 | 7,325 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 34 | 4,521 |
| Assets and Liabilities | ||
| Total Assets: | $113,306,000 | 4,608 |
| Cash and due from depository institutions | $2,541,000 | 4,521 |
| Interest-bearing balances | $153,000 | 4,458 |
| Securities | $36,680,000 | 3,055 |
| Federal funds sold & reverse repurchase agreements | $4,810,000 | 2,717 |
| Net loans & leases | $60,770,000 | 5,086 |
| Loan loss allowance | $2,700,000 | 1,867 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,166,000 | 2,674 |
| Other real estate owned | $865,000 | 4,521 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,474,000 | 3,744 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $113,306,000 | 4,608 |
| Total liabilities | $103,180,000 | 4,545 |
| Total deposits | $93,716,000 | 4,555 |
| Interest-bearing deposits | $79,733,000 | 4,500 |
| Deposits held in domestic offices | $93,716,000 | 4,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,208,000 | 2,724 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $256,000 | 6,687 |
| Total equity capital | $10,126,000 | 5,138 |
| Total bank equity capital | $10,126,000 | 5,138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,169 |
| Surplus | $684,000 | 7,174 |
| Undivided profits | $9,292,000 | 3,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,684,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $920,000 | 3,688 |
| Earning assets | $102,413,000 | 4,657 |
| Long-term assets (5+ years) | $50,972,000 | 1,759 |
| Average Assets, year-to-date | $115,818,500 | 4,503 |
| Average Assets, quarterly | $115,818,500 | 4,503 |
| Volatile liabilities | $16,636,000 | 4,979 |
| Insider loans | $75,000 | 7,313 |
| FHLB advances | $9,208,000 | 2,609 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,066,000 | 6,891 |
| Tier 1 (core) risk-based capital | $9,102,000 | 5,437 |
| Tier 2 risk-based capital | $939,000 | 4,100 |
| Total risk weighted assets | $73,412,000 | 4,724 |
| Total unused commitments | $3,066,000 | 6,893 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $118,331,000 | 4,457 |
| Cash and due from depository institutions | $4,066,000 | 4,539 |
| Interest-bearing balances | $677,000 | 3,031 |
| Securities | $36,954,000 | 3,014 |
| Federal funds sold & reverse repurchase agreements | $4,935,000 | 2,518 |
| Net loans & leases | $64,137,000 | 4,924 |
| Loan loss allowance | $2,644,000 | 1,884 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,201,000 | 2,626 |
| Other real estate owned | $423,000 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,615,000 | 3,618 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $118,331,000 | 4,457 |
| Total liabilities | $108,364,000 | 4,389 |
| Total deposits | $98,413,000 | 4,390 |
| Interest-bearing deposits | $84,043,000 | 4,318 |
| Deposits held in domestic offices | $98,413,000 | 4,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,614,000 | 2,770 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $337,000 | 6,056 |
| Total equity capital | $9,967,000 | 5,161 |
| Total bank equity capital | $9,967,000 | 5,161 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 6,191 |
| Surplus | $684,000 | 7,203 |
| Undivided profits | $9,133,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,434,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $990,000 | 3,480 |
| Earning assets | $106,703,000 | 4,515 |
| Long-term assets (5+ years) | $52,760,000 | 1,706 |
| Average Assets, year-to-date | $120,336,400 | 4,267 |
| Average Assets, quarterly | $117,920,500 | 4,440 |
| Volatile liabilities | $16,226,000 | 4,943 |
| Insider loans | $79,000 | 7,313 |
| FHLB advances | $9,614,000 | 2,639 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,082,000 | 7,280 |
| Tier 1 (core) risk-based capital | $8,859,000 | 5,496 |
| Tier 2 risk-based capital | $980,000 | 3,954 |
| Total risk weighted assets | $76,763,000 | 4,572 |
| Total unused commitments | $2,082,000 | 7,282 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $117,510,000 | 4,442 |
| Cash and due from depository institutions | $3,515,000 | 4,520 |
| Interest-bearing balances | $567,000 | 3,289 |
| Securities | $36,149,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $2,335,000 | 3,515 |
| Net loans & leases | $67,635,000 | 4,745 |
| Loan loss allowance | $1,921,000 | 2,458 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,230,000 | 2,553 |
| Other real estate owned | $418,000 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,228,000 | 3,857 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $117,510,000 | 4,442 |
| Total liabilities | $107,222,000 | 4,359 |
| Total deposits | $97,184,000 | 4,368 |
| Interest-bearing deposits | $81,797,000 | 4,347 |
| Deposits held in domestic offices | $97,184,000 | 4,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,780,000 | 2,762 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $258,000 | 6,756 |
| Total equity capital | $10,288,000 | 5,048 |
| Total bank equity capital | $10,288,000 | 5,048 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,217 |
| Surplus | $684,000 | 7,212 |
| Undivided profits | $9,454,000 | 3,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,127,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,064,000 | 3,257 |
| Earning assets | $106,686,000 | 4,484 |
| Long-term assets (5+ years) | $54,078,000 | 1,670 |
| Average Assets, year-to-date | $120,837,750 | 4,250 |
| Average Assets, quarterly | $118,734,000 | 4,362 |
| Volatile liabilities | $16,423,000 | 4,891 |
| Insider loans | $83,000 | 7,324 |
| FHLB advances | $9,780,000 | 2,630 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,394,000 | 7,081 |
| Tier 1 (core) risk-based capital | $9,915,000 | 5,085 |
| Tier 2 risk-based capital | $988,000 | 3,891 |
| Total risk weighted assets | $78,785,000 | 4,450 |
| Total unused commitments | $2,394,000 | 7,083 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $119,958,000 | 4,319 |
| Cash and due from depository institutions | $3,718,000 | 4,627 |
| Interest-bearing balances | $366,000 | 3,696 |
| Securities | $37,110,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $1,610,000 | 3,788 |
| Net loans & leases | $69,550,000 | 4,596 |
| Loan loss allowance | $1,332,000 | 3,272 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,286,000 | 2,473 |
| Other real estate owned | $526,000 | 4,627 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,158,000 | 3,772 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $119,958,000 | 4,319 |
| Total liabilities | $109,319,000 | 4,248 |
| Total deposits | $98,945,000 | 4,256 |
| Interest-bearing deposits | $83,425,000 | 4,231 |
| Deposits held in domestic offices | $98,945,000 | 4,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,839,000 | 2,711 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $535,000 | 4,698 |
| Total equity capital | $10,639,000 | 4,881 |
| Total bank equity capital | $10,639,000 | 4,881 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,218 |
| Surplus | $684,000 | 7,200 |
| Undivided profits | $9,805,000 | 3,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,856,000 | 916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $983,000 | 3,204 |
| Earning assets | $108,636,000 | 4,361 |
| Long-term assets (5+ years) | $49,669,000 | 1,792 |
| Average Assets, year-to-date | $121,947,000 | 4,202 |
| Average Assets, quarterly | $121,140,000 | 4,257 |
| Volatile liabilities | $22,289,000 | 4,017 |
| Insider loans | $87,000 | 7,308 |
| FHLB advances | $9,839,000 | 2,593 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,063,000 | 5,357 |
| Tier 1 (core) risk-based capital | $9,961,000 | 5,008 |
| Tier 2 risk-based capital | $1,021,000 | 3,773 |
| Total risk weighted assets | $81,354,000 | 4,311 |
| Total unused commitments | $7,063,000 | 5,357 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $122,322,000 | 4,247 |
| Cash and due from depository institutions | $3,163,000 | 4,612 |
| Interest-bearing balances | $272,000 | 4,060 |
| Securities | $36,715,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $2,685,000 | 3,530 |
| Net loans & leases | $72,059,000 | 4,463 |
| Loan loss allowance | $1,090,000 | 3,805 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,327,000 | 2,419 |
| Other real estate owned | $484,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,889,000 | 3,955 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $122,322,000 | 4,247 |
| Total liabilities | $111,277,000 | 4,184 |
| Total deposits | $101,011,000 | 4,215 |
| Interest-bearing deposits | $86,137,000 | 4,169 |
| Deposits held in domestic offices | $101,011,000 | 4,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,898,000 | 2,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $368,000 | 5,544 |
| Total equity capital | $11,045,000 | 4,653 |
| Total bank equity capital | $11,045,000 | 4,653 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,266 |
| Surplus | $684,000 | 7,239 |
| Undivided profits | $10,211,000 | 2,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,768,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,420,000 | 2,152 |
| Earning assets | $111,731,000 | 4,266 |
| Long-term assets (5+ years) | $53,436,000 | 1,745 |
| Average Assets, year-to-date | $122,941,500 | 4,212 |
| Average Assets, quarterly | $122,941,500 | 4,212 |
| Volatile liabilities | $23,516,000 | 3,789 |
| Insider loans | $93,000 | 7,283 |
| FHLB advances | $9,898,000 | 2,515 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,517,000 | 5,492 |
| Tier 1 (core) risk-based capital | $10,736,000 | 4,676 |
| Tier 2 risk-based capital | $1,051,000 | 3,693 |
| Total risk weighted assets | $84,047,000 | 4,194 |
| Total unused commitments | $6,517,000 | 5,495 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $123,561,000 | 4,203 |
| Cash and due from depository institutions | $4,349,000 | 4,620 |
| Interest-bearing balances | $606,000 | 3,262 |
| Securities | $37,498,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $1,185,000 | 4,662 |
| Net loans & leases | $72,825,000 | 4,424 |
| Loan loss allowance | $1,218,000 | 3,457 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,304,000 | 2,409 |
| Other real estate owned | $426,000 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,974,000 | 3,823 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $123,561,000 | 4,203 |
| Total liabilities | $112,078,000 | 4,163 |
| Total deposits | $101,065,000 | 4,177 |
| Interest-bearing deposits | $86,478,000 | 4,142 |
| Deposits held in domestic offices | $101,065,000 | 4,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,382,000 | 2,532 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $631,000 | 4,169 |
| Total equity capital | $11,483,000 | 4,533 |
| Total bank equity capital | $11,483,000 | 4,533 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,292 |
| Surplus | $684,000 | 7,259 |
| Undivided profits | $10,649,000 | 2,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,502,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,509,000 | 1,968 |
| Earning assets | $112,114,000 | 4,252 |
| Long-term assets (5+ years) | $54,255,000 | 1,753 |
| Average Assets, year-to-date | $123,985,000 | 4,046 |
| Average Assets, quarterly | $123,231,500 | 4,178 |
| Volatile liabilities | $23,187,000 | 3,746 |
| Insider loans | $97,000 | 7,299 |
| FHLB advances | $10,382,000 | 2,392 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,325,000 | 5,768 |
| Tier 1 (core) risk-based capital | $10,846,000 | 4,602 |
| Tier 2 risk-based capital | $1,048,000 | 3,668 |
| Total risk weighted assets | $83,666,000 | 4,175 |
| Total unused commitments | $5,325,000 | 5,770 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $122,902,000 | 4,177 |
| Cash and due from depository institutions | $3,375,000 | 4,945 |
| Interest-bearing balances | $408,000 | 3,698 |
| Securities | $38,322,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 5,049 |
| Net loans & leases | $72,952,000 | 4,395 |
| Loan loss allowance | $993,000 | 4,048 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,110,000 | 2,489 |
| Other real estate owned | $478,000 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,105,000 | 3,705 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $122,902,000 | 4,177 |
| Total liabilities | $111,222,000 | 4,143 |
| Total deposits | $99,544,000 | 4,182 |
| Interest-bearing deposits | $84,596,000 | 4,165 |
| Deposits held in domestic offices | $99,544,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,578,000 | 2,479 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,100,000 | 2,988 |
| Total equity capital | $11,680,000 | 4,460 |
| Total bank equity capital | $11,680,000 | 4,460 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $150,000 | 6,334 |
| Surplus | $684,000 | 7,273 |
| Undivided profits | $10,846,000 | 2,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,663,000 | 1,818 |
| Earning assets | $112,242,000 | 4,193 |
| Long-term assets (5+ years) | $53,925,000 | 1,778 |
| Average Assets, year-to-date | $124,091,000 | 4,044 |
| Average Assets, quarterly | $122,009,500 | 4,161 |
| Volatile liabilities | $24,565,000 | 3,563 |
| Insider loans | $145,000 | 6,989 |
| FHLB advances | $10,578,000 | 2,356 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,426,000 | 5,698 |
| Tier 1 (core) risk-based capital | $10,821,000 | 4,558 |
| Tier 2 risk-based capital | $993,000 | 3,793 |
| Total risk weighted assets | $83,103,000 | 4,159 |
| Total unused commitments | $5,426,000 | 5,705 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $121,117,000 | 4,193 |
| Cash and due from depository institutions | $3,491,000 | 4,791 |
| Interest-bearing balances | $280,000 | 4,190 |
| Securities | $36,579,000 | 3,161 |
| Federal funds sold & reverse repurchase agreements | $1,060,000 | 4,356 |
| Net loans & leases | $72,512,000 | 4,365 |
| Loan loss allowance | $1,022,000 | 3,950 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,023,000 | 2,499 |
| Other real estate owned | $548,000 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,904,000 | 3,838 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $121,117,000 | 4,193 |
| Total liabilities | $110,585,000 | 4,140 |
| Total deposits | $99,317,000 | 4,177 |
| Interest-bearing deposits | $85,673,000 | 4,122 |
| Deposits held in domestic offices | $99,317,000 | 4,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,642,000 | 2,466 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $626,000 | 4,013 |
| Total equity capital | $10,532,000 | 4,678 |
| Total bank equity capital | $10,532,000 | 4,678 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $150,000 | 6,379 |
| Surplus | $684,000 | 7,317 |
| Undivided profits | $9,698,000 | 2,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,476,000 | 1,929 |
| Earning assets | $110,431,000 | 4,216 |
| Long-term assets (5+ years) | $53,919,000 | 1,818 |
| Average Assets, year-to-date | $124,487,330 | 4,056 |
| Average Assets, quarterly | $123,516,500 | 4,101 |
| Volatile liabilities | $18,629,000 | 4,169 |
| Insider loans | $150,000 | 6,992 |
| FHLB advances | $10,642,000 | 2,342 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,398,000 | 5,736 |
| Tier 1 (core) risk-based capital | $10,298,000 | 4,695 |
| Tier 2 risk-based capital | $1,022,000 | 3,685 |
| Total risk weighted assets | $81,758,000 | 4,165 |
| Total unused commitments | $5,398,000 | 5,739 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $125,916,000 | 4,077 |
| Cash and due from depository institutions | $5,540,000 | 5,006 |
| Interest-bearing balances | $203,000 | 4,600 |
| Securities | $35,014,000 | 3,254 |
| Federal funds sold & reverse repurchase agreements | $4,735,000 | 2,929 |
| Net loans & leases | $73,183,000 | 4,248 |
| Loan loss allowance | $1,057,000 | 3,810 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,989,000 | 2,490 |
| Other real estate owned | $500,000 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,955,000 | 3,645 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $125,916,000 | 4,077 |
| Total liabilities | $115,177,000 | 4,008 |
| Total deposits | $103,624,000 | 4,059 |
| Interest-bearing deposits | $87,395,000 | 4,068 |
| Deposits held in domestic offices | $103,624,000 | 4,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,705,000 | 2,315 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $848,000 | 3,607 |
| Total equity capital | $10,739,000 | 4,706 |
| Total bank equity capital | $10,739,000 | 4,706 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $150,000 | 6,396 |
| Surplus | $684,000 | 7,339 |
| Undivided profits | $9,905,000 | 3,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,495,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,543,000 | 1,811 |
| Earning assets | $113,135,000 | 4,142 |
| Long-term assets (5+ years) | $52,114,000 | 1,833 |
| Average Assets, year-to-date | $126,172,500 | 4,021 |
| Average Assets, quarterly | $126,172,500 | 4,021 |
| Volatile liabilities | $18,556,000 | 4,122 |
| Insider loans | $143,000 | 7,036 |
| FHLB advances | $10,705,000 | 2,196 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,753,000 | 5,608 |
| Tier 1 (core) risk-based capital | $9,764,000 | 4,843 |
| Tier 2 risk-based capital | $1,037,000 | 3,597 |
| Total risk weighted assets | $82,939,000 | 4,063 |
| Total unused commitments | $5,753,000 | 5,618 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $126,429,000 | 4,037 |
| Cash and due from depository institutions | $3,570,000 | 5,015 |
| Interest-bearing balances | $93,000 | 5,471 |
| Securities | $33,674,000 | 3,416 |
| Federal funds sold & reverse repurchase agreements | $7,485,000 | 1,592 |
| Net loans & leases | $74,018,000 | 4,191 |
| Loan loss allowance | $997,000 | 3,969 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,027,000 | 2,457 |
| Other real estate owned | $777,000 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,878,000 | 3,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,429,000 | 4,037 |
| Total liabilities | $115,975,000 | 3,968 |
| Total deposits | $104,055,000 | 4,024 |
| Interest-bearing deposits | $89,786,000 | 3,962 |
| Deposits held in domestic offices | $104,055,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,280,000 | 2,285 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $640,000 | 4,110 |
| Total equity capital | $10,454,000 | 4,729 |
| Total bank equity capital | $10,454,000 | 4,729 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $150,000 | 6,447 |
| Surplus | $684,000 | 7,379 |
| Undivided profits | $9,620,000 | 3,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $996,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,468,000 | 2,019 |
| Earning assets | $115,270,000 | 4,041 |
| Long-term assets (5+ years) | $51,457,000 | 1,871 |
| Average Assets, year-to-date | $121,390,400 | 4,044 |
| Average Assets, quarterly | $125,309,500 | 4,034 |
| Volatile liabilities | $17,138,000 | 4,306 |
| Insider loans | $159,000 | 6,975 |
| FHLB advances | $11,280,000 | 2,154 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,604,000 | 5,514 |
| Tier 1 (core) risk-based capital | $9,752,000 | 4,791 |
| Tier 2 risk-based capital | $997,000 | 3,695 |
| Total risk weighted assets | $83,214,000 | 4,032 |
| Total unused commitments | $5,604,000 | 5,518 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $124,190,000 | 4,056 |
| Cash and due from depository institutions | $4,181,000 | 4,811 |
| Interest-bearing balances | $494,000 | 3,852 |
| Securities | $32,223,000 | 3,439 |
| Federal funds sold & reverse repurchase agreements | $6,760,000 | 2,037 |
| Net loans & leases | $73,109,000 | 4,222 |
| Loan loss allowance | $725,000 | 4,937 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,902,000 | 2,495 |
| Other real estate owned | $1,042,000 | 4,811 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,973,000 | 3,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,190,000 | 4,056 |
| Total liabilities | $113,928,000 | 3,999 |
| Total deposits | $101,590,000 | 4,085 |
| Interest-bearing deposits | $86,995,000 | 4,052 |
| Deposits held in domestic offices | $101,590,000 | 4,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,512,000 | 2,182 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $826,000 | 3,662 |
| Total equity capital | $10,262,000 | 4,771 |
| Total bank equity capital | $10,262,000 | 4,771 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $150,000 | 6,487 |
| Surplus | $684,000 | 7,410 |
| Undivided profits | $9,428,000 | 3,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,802,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,589,000 | 1,944 |
| Earning assets | $112,586,000 | 4,106 |
| Long-term assets (5+ years) | $51,833,000 | 1,853 |
| Average Assets, year-to-date | $120,130,750 | 4,098 |
| Average Assets, quarterly | $122,181,500 | 4,102 |
| Volatile liabilities | $17,316,000 | 4,239 |
| Insider loans | $164,000 | 7,015 |
| FHLB advances | $11,512,000 | 2,052 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,248,000 | 5,298 |
| Tier 1 (core) risk-based capital | $9,715,000 | 4,788 |
| Tier 2 risk-based capital | $725,000 | 4,622 |
| Total risk weighted assets | $80,638,000 | 4,108 |
| Total unused commitments | $6,248,000 | 5,304 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $120,173,000 | 4,163 |
| Cash and due from depository institutions | $3,590,000 | 5,036 |
| Interest-bearing balances | $236,000 | 4,628 |
| Securities | $30,094,000 | 3,543 |
| Federal funds sold & reverse repurchase agreements | $5,585,000 | 2,718 |
| Net loans & leases | $73,384,000 | 4,191 |
| Loan loss allowance | $747,000 | 4,801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,732,000 | 2,557 |
| Other real estate owned | $961,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,827,000 | 3,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,173,000 | 4,163 |
| Total liabilities | $109,826,000 | 4,101 |
| Total deposits | $97,211,000 | 4,210 |
| Interest-bearing deposits | $83,608,000 | 4,175 |
| Deposits held in domestic offices | $97,211,000 | 4,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,580,000 | 2,147 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,035,000 | 3,230 |
| Total equity capital | $10,347,000 | 4,728 |
| Total bank equity capital | $10,347,000 | 4,728 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $150,000 | 6,508 |
| Surplus | $684,000 | 7,424 |
| Undivided profits | $9,513,000 | 3,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $805,000 | 3,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,458,000 | 2,050 |
| Earning assets | $109,299,000 | 4,185 |
| Long-term assets (5+ years) | $52,220,000 | 1,756 |
| Average Assets, year-to-date | $118,777,670 | 4,139 |
| Average Assets, quarterly | $119,074,500 | 4,162 |
| Volatile liabilities | $16,968,000 | 4,256 |
| Insider loans | $169,000 | 7,006 |
| FHLB advances | $11,580,000 | 2,012 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,020,000 | 5,003 |
| Tier 1 (core) risk-based capital | $9,366,000 | 4,845 |
| Tier 2 risk-based capital | $747,000 | 4,504 |
| Total risk weighted assets | $77,675,000 | 4,199 |
| Total unused commitments | $7,020,000 | 5,016 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $117,976,000 | 4,192 |
| Cash and due from depository institutions | $3,628,000 | 5,020 |
| Interest-bearing balances | $127,000 | 5,028 |
| Securities | $26,414,000 | 3,864 |
| Federal funds sold & reverse repurchase agreements | $8,010,000 | 2,147 |
| Net loans & leases | $73,167,000 | 4,139 |
| Loan loss allowance | $746,000 | 4,770 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,592,000 | 2,606 |
| Other real estate owned | $391,000 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,774,000 | 3,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,976,000 | 4,192 |
| Total liabilities | $108,360,000 | 4,113 |
| Total deposits | $95,830,000 | 4,223 |
| Interest-bearing deposits | $82,490,000 | 4,207 |
| Deposits held in domestic offices | $95,830,000 | 4,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,648,000 | 2,096 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $882,000 | 3,621 |
| Total equity capital | $9,616,000 | 4,898 |
| Total bank equity capital | $9,616,000 | 4,898 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 6,538 |
| Surplus | $684,000 | 7,447 |
| Undivided profits | $8,782,000 | 3,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,417,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,388,000 | 2,185 |
| Earning assets | $107,718,000 | 4,186 |
| Long-term assets (5+ years) | $49,081,000 | 1,785 |
| Average Assets, year-to-date | $118,080,000 | 4,147 |
| Average Assets, quarterly | $118,080,000 | 4,147 |
| Volatile liabilities | $21,824,000 | 3,550 |
| Insider loans | $172,000 | 7,008 |
| FHLB advances | $11,648,000 | 1,972 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,204,000 | 5,212 |
| Tier 1 (core) risk-based capital | $9,021,000 | 4,906 |
| Tier 2 risk-based capital | $746,000 | 4,478 |
| Total risk weighted assets | $74,542,000 | 4,257 |
| Total unused commitments | $6,204,000 | 5,227 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $118,184,000 | 4,128 |
| Cash and due from depository institutions | $4,103,000 | 5,011 |
| Interest-bearing balances | $137,000 | 4,877 |
| Securities | $24,981,000 | 4,005 |
| Federal funds sold & reverse repurchase agreements | $8,110,000 | 1,790 |
| Net loans & leases | $74,388,000 | 4,088 |
| Loan loss allowance | $752,000 | 4,681 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,481,000 | 2,651 |
| Other real estate owned | $403,000 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,718,000 | 3,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,184,000 | 4,128 |
| Total liabilities | $108,455,000 | 4,053 |
| Total deposits | $95,233,000 | 4,205 |
| Interest-bearing deposits | $81,974,000 | 4,167 |
| Deposits held in domestic offices | $95,233,000 | 4,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,329,000 | 2,046 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $893,000 | 3,663 |
| Total equity capital | $9,729,000 | 4,823 |
| Total bank equity capital | $9,729,000 | 4,823 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $150,000 | 6,561 |
| Surplus | $684,000 | 7,461 |
| Undivided profits | $8,895,000 | 3,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,329,000 | 2,407 |
| Earning assets | $107,616,000 | 4,141 |
| Long-term assets (5+ years) | $49,161,000 | 1,738 |
| Average Assets, year-to-date | $113,636,800 | 4,110 |
| Average Assets, quarterly | $116,243,000 | 4,142 |
| Volatile liabilities | $15,256,000 | 4,462 |
| Insider loans | $177,000 | 7,017 |
| FHLB advances | $12,329,000 | 1,911 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,524,000 | 4,995 |
| Tier 1 (core) risk-based capital | $9,111,000 | 4,835 |
| Tier 2 risk-based capital | $752,000 | 4,399 |
| Total risk weighted assets | $73,702,000 | 4,291 |
| Total unused commitments | $6,524,000 | 5,001 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $112,059,000 | 4,195 |
| Cash and due from depository institutions | $3,295,000 | 5,012 |
| Interest-bearing balances | $121,000 | 4,882 |
| Securities | $21,185,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $8,160,000 | 1,781 |
| Net loans & leases | $73,487,000 | 4,000 |
| Loan loss allowance | $739,000 | 4,554 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,887,000 | 3,060 |
| Other real estate owned | $522,000 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,523,000 | 3,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,059,000 | 4,195 |
| Total liabilities | $103,630,000 | 4,095 |
| Total deposits | $89,550,000 | 4,292 |
| Interest-bearing deposits | $75,831,000 | 4,325 |
| Deposits held in domestic offices | $89,550,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,554,000 | 1,794 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $526,000 | 5,268 |
| Total equity capital | $8,429,000 | 5,155 |
| Total bank equity capital | $8,429,000 | 5,155 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $150,000 | 6,721 |
| Surplus | $684,000 | 7,611 |
| Undivided profits | $7,595,000 | 3,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,232,000 | 2,818 |
| Earning assets | $102,953,000 | 4,171 |
| Long-term assets (5+ years) | $47,918,000 | 1,773 |
| Average Assets, year-to-date | $104,080,800 | 4,265 |
| Average Assets, quarterly | $109,934,000 | 4,205 |
| Volatile liabilities | $13,697,000 | 4,733 |
| Insider loans | $191,000 | 7,000 |
| FHLB advances | $13,554,000 | 1,659 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,213,000 | 5,427 |
| Tier 1 (core) risk-based capital | $8,413,000 | 5,003 |
| Tier 2 risk-based capital | $738,000 | 4,278 |
| Total risk weighted assets | $68,486,000 | 4,403 |
| Total unused commitments | $5,213,000 | 5,434 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $97,772,000 | 4,522 |
| Cash and due from depository institutions | $2,880,000 | 4,097 |
| Interest-bearing balances | $119,000 | 4,374 |
| Securities | $19,153,000 | 4,779 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 5,059 |
| Net loans & leases | $70,310,000 | 4,065 |
| Loan loss allowance | $703,000 | 4,567 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,539,000 | 3,359 |
| Other real estate owned | $497,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,133,000 | 5,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,772,000 | 4,522 |
| Total liabilities | $89,922,000 | 4,435 |
| Total deposits | $76,884,000 | 4,704 |
| Interest-bearing deposits | $64,249,000 | 4,781 |
| Deposits held in domestic offices | $76,884,000 | 4,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,507,000 | 1,796 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $531,000 | 5,577 |
| Total equity capital | $7,850,000 | 5,324 |
| Total bank equity capital | $7,850,000 | 5,324 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $150,000 | 6,941 |
| Surplus | $684,000 | 7,801 |
| Undivided profits | $7,016,000 | 3,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $949,000 | 2,898 |
| Earning assets | $90,842,000 | 4,477 |
| Long-term assets (5+ years) | $40,478,000 | 1,905 |
| Average Assets, year-to-date | $95,019,000 | 4,457 |
| Average Assets, quarterly | $95,878,500 | 4,540 |
| Volatile liabilities | $9,337,000 | 5,807 |
| Insider loans | $197,000 | 7,147 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,100,000 | 5,359 |
| Tier 1 (core) risk-based capital | $7,802,000 | 5,250 |
| Tier 2 risk-based capital | $703,000 | 4,304 |
| Total risk weighted assets | $62,470,400 | 4,557 |
| Total unused commitments | $5,100,000 | 5,362 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $94,878,000 | 4,602 |
| Cash and due from depository institutions | $3,307,000 | 4,797 |
| Interest-bearing balances | $87,000 | 5,059 |
| Securities | $21,835,000 | 4,547 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,217 |
| Net loans & leases | $63,555,000 | 4,301 |
| Loan loss allowance | $645,000 | 4,809 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,248,000 | 3,648 |
| Other real estate owned | $531,000 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $877,000 | 6,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,878,000 | 4,602 |
| Total liabilities | $88,549,000 | 4,479 |
| Total deposits | $76,753,000 | 4,711 |
| Interest-bearing deposits | $63,024,000 | 4,863 |
| Deposits held in domestic offices | $76,753,000 | 4,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,474,000 | 1,853 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $322,000 | 6,743 |
| Total equity capital | $6,329,000 | 6,051 |
| Total bank equity capital | $6,329,000 | 6,051 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 7,188 |
| Surplus | $684,000 | 7,993 |
| Undivided profits | $5,495,000 | 3,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 2,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $676,000 | 3,467 |
| Earning assets | $88,002,000 | 4,555 |
| Long-term assets (5+ years) | $36,120,000 | 2,230 |
| Average Assets, year-to-date | $93,392,000 | 4,509 |
| Average Assets, quarterly | $93,780,500 | 4,623 |
| Volatile liabilities | $8,226,000 | 5,966 |
| Insider loans | $202,000 | 7,185 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,223,000 | 5,343 |
| Tier 1 (core) risk-based capital | $6,707,000 | 5,852 |
| Tier 2 risk-based capital | $645,000 | 4,477 |
| Total risk weighted assets | $58,656,100 | 4,718 |
| Total unused commitments | $5,223,000 | 5,348 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $93,490,000 | 4,603 |
| Cash and due from depository institutions | $3,444,000 | 4,841 |
| Interest-bearing balances | $412,000 | 3,675 |
| Securities | $22,008,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 2,457 |
| Net loans & leases | $57,924,000 | 4,425 |
| Loan loss allowance | $602,000 | 4,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,018,000 | 3,884 |
| Other real estate owned | $207,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $839,000 | 6,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,490,000 | 4,603 |
| Total liabilities | $86,656,000 | 4,478 |
| Total deposits | $73,614,000 | 4,867 |
| Interest-bearing deposits | $60,521,000 | 5,012 |
| Deposits held in domestic offices | $73,614,000 | 4,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,630,000 | 1,365 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $412,000 | 6,433 |
| Total equity capital | $6,834,000 | 5,869 |
| Total bank equity capital | $6,834,000 | 5,869 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $684,000 | 8,107 |
| Undivided profits | $6,000,000 | 3,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $730,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $642,000 | 3,633 |
| Earning assets | $87,394,000 | 4,542 |
| Long-term assets (5+ years) | $30,192,000 | 2,360 |
| Average Assets, year-to-date | $84,879,400 | 4,752 |
| Average Assets, quarterly | $91,142,000 | 4,635 |
| Volatile liabilities | $6,867,000 | 6,112 |
| Insider loans | $220,000 | 7,032 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,616,000 | 5,546 |
| Tier 1 (core) risk-based capital | $6,666,000 | 5,795 |
| Tier 2 risk-based capital | $602,000 | 4,578 |
| Total risk weighted assets | $55,148,800 | 4,721 |
| Total unused commitments | $4,616,000 | 5,553 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $77,673,000 | 5,300 |
| Cash and due from depository institutions | $3,226,000 | 5,035 |
| Interest-bearing balances | $254,000 | 3,749 |
| Securities | $18,755,000 | 5,153 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 7,180 |
| Net loans & leases | $52,811,000 | 4,767 |
| Loan loss allowance | $774,000 | 4,166 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,293,000 | 5,202 |
| Other real estate owned | $271,000 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $792,000 | 6,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,673,000 | 5,300 |
| Total liabilities | $70,940,000 | 5,226 |
| Total deposits | $66,835,000 | 5,214 |
| Interest-bearing deposits | $54,123,000 | 5,464 |
| Deposits held in domestic offices | $66,835,000 | 5,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $825,000 | 2,809 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,988,000 | 2,503 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $292,000 | 7,872 |
| Total equity capital | $6,733,000 | 5,943 |
| Total bank equity capital | $6,733,000 | 5,943 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $684,000 | 8,371 |
| Undivided profits | $5,899,000 | 3,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $526,000 | 4,504 |
| Earning assets | $72,345,000 | 5,241 |
| Long-term assets (5+ years) | $24,700,000 | 2,408 |
| Average Assets, year-to-date | $72,712,200 | 5,376 |
| Average Assets, quarterly | $75,402,000 | 5,357 |
| Volatile liabilities | $6,105,000 | 6,546 |
| Insider loans | $251,000 | 7,023 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,126,000 | 4,690 |
| Tier 1 (core) risk-based capital | $6,574,000 | 5,904 |
| Tier 2 risk-based capital | $597,350 | 4,527 |
| Total risk weighted assets | $47,611,550 | 5,227 |
| Total unused commitments | $6,126,000 | 4,694 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $71,917,000 | 5,756 |
| Cash and due from depository institutions | $2,584,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $21,574,000 | 5,050 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 5,389 |
| Net loans & leases | $44,174,000 | 5,495 |
| Loan loss allowance | $635,000 | 4,996 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $983,000 | 6,059 |
| Other real estate owned | $197,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $780,000 | 7,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,917,000 | 5,756 |
| Total liabilities | $62,990,000 | 5,859 |
| Total deposits | $62,679,000 | 5,648 |
| Interest-bearing deposits | $52,211,000 | 5,793 |
| Deposits held in domestic offices | $62,679,000 | 5,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $311,000 | 7,749 |
| Total equity capital | $8,927,000 | 4,774 |
| Total bank equity capital | $8,927,000 | 4,774 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $350,000 | 9,746 |
| Undivided profits | $8,427,000 | 2,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $409,000 | 5,565 |
| Earning assets | $67,373,000 | 5,656 |
| Long-term assets (5+ years) | $18,526,000 | 2,825 |
| Average Assets, year-to-date | $69,387,200 | 5,741 |
| Average Assets, quarterly | $70,462,000 | 5,794 |
| Volatile liabilities | $5,136,000 | 7,022 |
| Insider loans | $443,000 | 5,828 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,165,000 | 8,583 |
| Tier 1 (core) risk-based capital | $8,811,000 | 4,725 |
| Tier 2 risk-based capital | $526,780 | 5,060 |
| Total risk weighted assets | $42,034,280 | 5,764 |
| Total unused commitments | $1,165,000 | 8,597 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $68,356,000 | 6,062 |
| Cash and due from depository institutions | $3,997,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,462,000 | 5,645 |
| Federal funds sold & reverse repurchase agreements | $6,662,000 | 2,202 |
| Net loans & leases | $36,839,000 | 6,160 |
| Loan loss allowance | $563,000 | 5,551 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $621,000 | 7,661 |
| Other real estate owned | $81,000 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $694,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,356,000 | 6,062 |
| Total liabilities | $60,398,000 | 6,116 |
| Total deposits | $60,115,000 | 5,930 |
| Interest-bearing deposits | $49,524,000 | 6,112 |
| Deposits held in domestic offices | $60,115,000 | 5,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $283,000 | 8,512 |
| Total equity capital | $7,958,000 | 5,272 |
| Total bank equity capital | $7,958,000 | 5,272 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $350,000 | 10,142 |
| Undivided profits | $7,458,000 | 3,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $898,000 | 2,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $385,000 | 5,976 |
| Earning assets | $62,963,000 | 6,025 |
| Long-term assets (5+ years) | $7,377,000 | 4,810 |
| Average Assets, year-to-date | $64,534,800 | 6,118 |
| Average Assets, quarterly | $66,555,000 | 6,111 |
| Volatile liabilities | $5,532,000 | 6,586 |
| Insider loans | $435,000 | 6,051 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,181,000 | 8,650 |
| Tier 1 (core) risk-based capital | $7,668,000 | 5,316 |
| Tier 2 risk-based capital | $449,140 | 5,735 |
| Total risk weighted assets | $35,817,040 | 6,449 |
| Total unused commitments | $1,181,000 | 8,662 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $63,978,000 | 6,345 |
| Cash and due from depository institutions | $3,653,000 | 6,346 |
| Interest-bearing balances | $4,000 | 6,875 |
| Securities | $21,772,000 | 5,538 |
| Federal funds sold & reverse repurchase agreements | $4,387,000 | 2,048 |
| Net loans & leases | $32,952,000 | 6,620 |
| Loan loss allowance | $509,000 | 6,094 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $538,000 | 8,258 |
| Other real estate owned | $66,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $610,000 | 8,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,978,000 | 6,345 |
| Total liabilities | $57,269,000 | 6,391 |
| Total deposits | $56,927,000 | 6,185 |
| Interest-bearing deposits | $46,235,000 | 6,457 |
| Deposits held in domestic offices | $56,927,000 | 6,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $342,000 | 6,762 |
| Total equity capital | $6,709,000 | 5,741 |
| Total bank equity capital | $6,709,000 | 5,741 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $350,000 | 10,576 |
| Undivided profits | $6,209,000 | 3,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $271,000 | 7,069 |
| Earning assets | $59,115,000 | 6,270 |
| Long-term assets (5+ years) | $7,221,000 | 5,004 |
| Average Assets, year-to-date | $62,897,000 | 6,300 |
| Average Assets, quarterly | $64,209,500 | 6,280 |
| Volatile liabilities | $4,550,000 | 7,076 |
| Insider loans | $362,000 | 6,640 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $990,000 | 9,139 |
| Tier 1 (core) risk-based capital | $6,697,000 | 5,846 |
| Tier 2 risk-based capital | $405,560 | 6,169 |
| Total risk weighted assets | $32,341,460 | 6,899 |
| Total unused commitments | $990,000 | 9,150 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $63,494,000 | 6,547 |
| Cash and due from depository institutions | $3,210,000 | 6,588 |
| Interest-bearing balances | $43,000 | 7,130 |
| Securities | $17,991,000 | 6,592 |
| Federal funds sold & reverse repurchase agreements | $10,712,000 | 1,255 |
| Net loans & leases | $30,069,000 | 6,979 |
| Loan loss allowance | $472,000 | 6,626 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $597,000 | 8,127 |
| Other real estate owned | $46,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $869,000 | 6,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,494,000 | 6,547 |
| Total liabilities | $57,705,000 | 6,531 |
| Total deposits | $57,535,000 | 6,347 |
| Interest-bearing deposits | $46,545,000 | 6,680 |
| Deposits held in domestic offices | $57,535,000 | 6,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $170,000 | 9,906 |
| Total equity capital | $5,789,000 | 6,561 |
| Total bank equity capital | $5,789,000 | 6,561 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $350,000 | 11,025 |
| Undivided profits | $5,289,000 | 4,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 4,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $215,000 | 7,769 |
| Earning assets | $58,815,000 | 6,508 |
| Long-term assets (5+ years) | $6,523,000 | 5,629 |
| Average Assets, year-to-date | $62,928,600 | 6,442 |
| Average Assets, quarterly | $62,229,500 | 6,577 |
| Volatile liabilities | $4,180,000 | 7,163 |
| Insider loans | $396,000 | 6,434 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,080,000 | 9,074 |
| Tier 1 (core) risk-based capital | $5,789,000 | 6,475 |
| Tier 2 risk-based capital | $391,380 | 6,392 |
| Total risk weighted assets | $31,229,780 | 7,089 |
| Total unused commitments | $1,080,000 | 9,098 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $65,266,000 | 6,493 |
| Cash and due from depository institutions | $4,857,000 | 6,705 |
| Interest-bearing balances | $142,000 | 6,528 |
| Securities | $16,260,000 | 6,996 |
| Federal funds sold & reverse repurchase agreements | $11,762,000 | 1,410 |
| Net loans & leases | $31,091,000 | 6,871 |
| Loan loss allowance | $515,000 | 6,315 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $617,000 | 8,141 |
| Other real estate owned | $0 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $679,000 | 8,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,266,000 | 6,493 |
| Total liabilities | $60,434,000 | 6,384 |
| Total deposits | $60,267,000 | 6,222 |
| Interest-bearing deposits | $51,316,000 | 6,359 |
| Deposits held in domestic offices | $60,267,000 | 6,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $167,000 | 10,777 |
| Total equity capital | $4,832,000 | 7,263 |
| Total bank equity capital | $4,832,000 | 7,263 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $350,000 | 11,385 |
| Undivided profits | $4,332,000 | 4,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $249,000 | 7,549 |
| Earning assets | $59,255,000 | 6,528 |
| Long-term assets (5+ years) | $8,166,000 | 4,926 |
| Average Assets, year-to-date | $64,884,000 | 6,375 |
| Average Assets, quarterly | $63,914,000 | 6,537 |
| Volatile liabilities | $3,972,000 | 7,447 |
| Insider loans | $30,000 | 7,896 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $727,000 | 9,869 |
| Tier 1 (core) risk-based capital | $4,832,000 | 7,187 |
| Tier 2 risk-based capital | $409,140 | 6,148 |
| Total risk weighted assets | $32,624,940 | 6,924 |
| Total unused commitments | $727,000 | 9,896 |
| Derivatives | $0 | 651 |