Home > State Bank & Trust Company > Income and Expense
State Bank & Trust Company, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 6,222 |
| Total interest expense | $1,604,000 | 5,955 |
| Net interest income | $2,248,000 | 6,283 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $892,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $725,000 | 2,302 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $167,000 | 5,438 |
| Total noninterest expense | $1,893,000 | 6,308 |
| Salaries and employee benefits | $1,011,000 | 6,388 |
| Premises and equipment expense | $170,000 | 7,038 |
| Additional noninterest expense | $712,000 | 5,587 |
| Pre-tax net operating income | $1,247,000 | 4,708 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,247,000 | 4,200 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,247,000 | 4,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,247,000 | 4,173 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 6,318 |
| Total interest expense | $1,142,000 | 6,027 |
| Net interest income | $1,641,000 | 6,409 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $672,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $544,000 | 2,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,415 |
| Total noninterest expense | $1,387,000 | 6,376 |
| Salaries and employee benefits | $696,000 | 6,579 |
| Premises and equipment expense | $127,000 | 7,055 |
| Additional noninterest expense | $564,000 | 5,406 |
| Pre-tax net operating income | $926,000 | 4,894 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $926,000 | 4,344 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $926,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $926,000 | 4,335 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 6,360 |
| Total interest expense | $734,000 | 6,036 |
| Net interest income | $1,084,000 | 6,463 |
| Provision for loan and lease losses | $-2,000 | 8,474 |
| Total noninterest income | $444,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $361,000 | 2,289 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $918,000 | 6,407 |
| Salaries and employee benefits | $458,000 | 6,655 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $377,000 | 5,413 |
| Pre-tax net operating income | $612,000 | 4,943 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $612,000 | 4,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $612,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $612,000 | 4,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 6,398 |
| Total interest expense | $358,000 | 5,980 |
| Net interest income | $526,000 | 6,555 |
| Provision for loan and lease losses | $-4,000 | 8,523 |
| Total noninterest income | $220,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 2,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $464,000 | 6,385 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $286,000 | 5,083 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $286,000 | 4,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $286,000 | 4,521 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 6,601 |
| Total interest expense | $868,000 | 6,612 |
| Net interest income | $2,117,000 | 6,501 |
| Provision for loan and lease losses | $7,000 | 6,907 |
| Total noninterest income | $1,140,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $820,000 | 2,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $320,000 | 4,200 |
| Total noninterest expense | $1,916,000 | 6,251 |
| Salaries and employee benefits | $998,000 | 6,352 |
| Premises and equipment expense | $170,000 | 7,056 |
| Additional noninterest expense | $748,000 | 5,388 |
| Pre-tax net operating income | $1,334,000 | 4,662 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,334,000 | 4,082 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,334,000 | 4,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,334,000 | 4,047 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 6,729 |
| Total interest expense | $563,000 | 6,853 |
| Net interest income | $1,562,000 | 6,570 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $744,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $636,000 | 2,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,816 |
| Total noninterest expense | $1,347,000 | 6,410 |
| Salaries and employee benefits | $664,000 | 6,679 |
| Premises and equipment expense | $125,000 | 7,091 |
| Additional noninterest expense | $558,000 | 5,361 |
| Pre-tax net operating income | $954,000 | 4,892 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $954,000 | 4,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $954,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $954,000 | 4,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 6,763 |
| Total interest expense | $338,000 | 6,961 |
| Net interest income | $1,031,000 | 6,589 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $486,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $411,000 | 2,026 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $899,000 | 6,403 |
| Salaries and employee benefits | $447,000 | 6,656 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $373,000 | 5,331 |
| Pre-tax net operating income | $614,000 | 4,955 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $614,000 | 4,357 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $614,000 | 4,301 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 6,848 |
| Total interest expense | $160,000 | 7,042 |
| Net interest income | $508,000 | 6,677 |
| Provision for loan and lease losses | $-1,000 | 8,667 |
| Total noninterest income | $241,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $197,000 | 2,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $464,000 | 6,347 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $286,000 | 5,115 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $286,000 | 4,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $286,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,000 | 4,463 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 6,850 |
| Total interest expense | $487,000 | 7,351 |
| Net interest income | $2,057,000 | 6,551 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $1,124,000 | 3,274 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $943,000 | 1,858 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,320 |
| Total noninterest expense | $1,967,000 | 6,052 |
| Salaries and employee benefits | $1,010,000 | 6,246 |
| Premises and equipment expense | $165,000 | 7,169 |
| Additional noninterest expense | $792,000 | 5,123 |
| Pre-tax net operating income | $1,198,000 | 4,804 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,198,000 | 4,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,198,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $1,195,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,198,000 | 4,143 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 6,894 |
| Total interest expense | $343,000 | 7,490 |
| Net interest income | $1,538,000 | 6,569 |
| Provision for loan and lease losses | $7,000 | 6,892 |
| Total noninterest income | $857,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $718,000 | 1,845 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 5,282 |
| Total noninterest expense | $1,384,000 | 6,240 |
| Salaries and employee benefits | $691,000 | 6,503 |
| Premises and equipment expense | $122,000 | 7,162 |
| Additional noninterest expense | $571,000 | 5,210 |
| Pre-tax net operating income | $1,004,000 | 4,600 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,004,000 | 3,990 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,004,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $905,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,004,000 | 3,926 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 6,963 |
| Total interest expense | $225,000 | 7,596 |
| Net interest income | $1,010,000 | 6,630 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $561,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $471,000 | 1,852 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 5,371 |
| Total noninterest expense | $902,000 | 6,358 |
| Salaries and employee benefits | $449,000 | 6,616 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $371,000 | 5,325 |
| Pre-tax net operating income | $666,000 | 4,570 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $666,000 | 3,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $666,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $580,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $666,000 | 3,889 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,013 |
| Total interest expense | $114,000 | 7,633 |
| Net interest income | $500,000 | 6,685 |
| Provision for loan and lease losses | $-2,000 | 8,882 |
| Total noninterest income | $279,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 1,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $447,000 | 6,432 |
| Salaries and employee benefits | $219,000 | 6,733 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $188,000 | 5,294 |
| Pre-tax net operating income | $334,000 | 4,558 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $334,000 | 3,844 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 6,814 |
| Total interest expense | $574,000 | 7,480 |
| Net interest income | $2,152,000 | 6,364 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $1,193,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $973,000 | 1,772 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $220,000 | 5,096 |
| Total noninterest expense | $1,966,000 | 6,042 |
| Salaries and employee benefits | $1,043,000 | 6,112 |
| Premises and equipment expense | $185,000 | 6,965 |
| Additional noninterest expense | $738,000 | 5,327 |
| Pre-tax net operating income | $1,372,000 | 4,361 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,372,000 | 3,789 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,372,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $1,370,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,372,000 | 3,630 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,807 |
| Total interest expense | $443,000 | 7,567 |
| Net interest income | $1,662,000 | 6,332 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $891,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $737,000 | 1,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,292 |
| Total noninterest expense | $1,359,000 | 6,296 |
| Salaries and employee benefits | $669,000 | 6,612 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $548,000 | 5,334 |
| Pre-tax net operating income | $1,192,000 | 4,092 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,192,000 | 3,519 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,192,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $1,075,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,192,000 | 3,356 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 6,806 |
| Total interest expense | $309,000 | 7,595 |
| Net interest income | $1,121,000 | 6,301 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $617,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $496,000 | 1,706 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $905,000 | 6,320 |
| Salaries and employee benefits | $443,000 | 6,654 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $368,000 | 5,299 |
| Pre-tax net operating income | $831,000 | 3,957 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $831,000 | 3,410 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $831,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $730,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $831,000 | 3,228 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,851 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $556,000 | 6,303 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $282,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 1,660 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $457,000 | 6,297 |
| Salaries and employee benefits | $219,000 | 6,708 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $381,000 | 4,156 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $381,000 | 3,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $320,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $381,000 | 3,421 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 6,595 |
| Total interest expense | $869,000 | 7,295 |
| Net interest income | $2,373,000 | 6,079 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $958,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $888,000 | 1,814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,972,000 | 5,919 |
| Salaries and employee benefits | $1,060,000 | 5,925 |
| Premises and equipment expense | $179,000 | 7,044 |
| Additional noninterest expense | $733,000 | 5,251 |
| Pre-tax net operating income | $1,357,000 | 4,367 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,357,000 | 3,771 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,357,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $1,130,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,357,000 | 3,658 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 6,782 |
| Total interest expense | $1,452,000 | 7,075 |
| Net interest income | $2,037,000 | 6,380 |
| Provision for loan and lease losses | $2,000 | 8,184 |
| Total noninterest income | $931,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $854,000 | 1,781 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $1,777,000 | 6,184 |
| Salaries and employee benefits | $954,000 | 6,151 |
| Premises and equipment expense | $170,000 | 7,214 |
| Additional noninterest expense | $653,000 | 5,531 |
| Pre-tax net operating income | $1,189,000 | 4,436 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,189,000 | 3,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,189,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,204 |
| Cash dividends | $815,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,189,000 | 3,715 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 7,090 |
| Total interest expense | $1,522,000 | 7,110 |
| Net interest income | $1,798,000 | 6,930 |
| Provision for loan and lease losses | $34,000 | 7,119 |
| Total noninterest income | $787,000 | 3,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $704,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 6,842 |
| Total noninterest expense | $1,576,000 | 6,543 |
| Salaries and employee benefits | $803,000 | 6,716 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $638,000 | 5,537 |
| Pre-tax net operating income | $975,000 | 5,320 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $961,000 | 4,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $961,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $530,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $975,000 | 4,455 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,551 |
| Total interest expense | $1,240,000 | 7,539 |
| Net interest income | $1,603,000 | 7,386 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $639,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $1,437,000 | 6,941 |
| Salaries and employee benefits | $717,000 | 7,152 |
| Premises and equipment expense | $133,000 | 7,976 |
| Additional noninterest expense | $587,000 | 5,912 |
| Pre-tax net operating income | $773,000 | 6,034 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $427,000 | 3,990 |
| Income before extraordinary items | $346,000 | 7,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $346,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $346,000 | 7,284 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 7,616 |
| Total interest expense | $1,347,000 | 7,546 |
| Net interest income | $1,575,000 | 7,523 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $575,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $1,391,000 | 6,988 |
| Salaries and employee benefits | $668,000 | 7,382 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $677,000 | 6,572 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $231,000 | 5,821 |
| Income before extraordinary items | $446,000 | 6,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $446,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $215,000 | 5,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $446,000 | 6,837 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 7,742 |
| Total interest expense | $1,364,000 | 7,678 |
| Net interest income | $1,646,000 | 7,671 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $496,000 | 5,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $1,366,000 | 7,128 |
| Salaries and employee benefits | $605,000 | 7,885 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $616,000 | 7,342 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $413,000 | 7,559 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $413,000 | 7,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $580,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $413,000 | 7,503 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,296 |
| Total interest expense | $1,134,000 | 8,585 |
| Net interest income | $1,653,000 | 7,889 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $433,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,462 |
| Total noninterest expense | $1,304,000 | 7,651 |
| Salaries and employee benefits | $586,000 | 8,221 |
| Premises and equipment expense | $142,000 | 8,248 |
| Additional noninterest expense | $576,000 | 6,511 |
| Pre-tax net operating income | $722,000 | 6,832 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $488,000 | 6,982 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $488,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $248,000 | 5,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $488,000 | 6,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 8,634 |
| Total interest expense | $1,193,000 | 8,602 |
| Net interest income | $1,508,000 | 8,514 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $516,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,048 |
| Total noninterest expense | $1,330,000 | 7,794 |
| Salaries and employee benefits | $566,000 | 8,608 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $648,000 | 6,215 |
| Pre-tax net operating income | $694,000 | 7,353 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $451,000 | 7,631 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $451,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $231,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,060 | 7,500 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 8,961 |
| Total interest expense | $1,004,000 | 8,679 |
| Net interest income | $1,462,000 | 8,981 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $418,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,474,000 | 7,676 |
| Salaries and employee benefits | $578,000 | 8,771 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $756,000 | 5,963 |
| Pre-tax net operating income | $406,000 | 9,318 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $143,000 | 8,451 |
| Income before extraordinary items | $263,000 | 9,560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $263,000 | 9,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,627 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $263,000 | 9,615 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 9,509 |
| Total interest expense | $820,000 | 9,932 |
| Net interest income | $1,508,000 | 9,079 |
| Provision for loan and lease losses | $-124,000 | 12,943 |
| Total noninterest income | $450,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $1,593,000 | 7,525 |
| Salaries and employee benefits | $522,000 | 9,445 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $967,000 | 5,063 |
| Pre-tax net operating income | $489,000 | 8,730 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $434,000 | 8,111 |
| Extraordinary gains, net | $173,000 | 1,116 |
| Net income | $607,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $434,000 | 7,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 9,876 |
| Total interest expense | $996,000 | 10,407 |
| Net interest income | $1,529,000 | 9,188 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $453,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,272 |
| Total noninterest expense | $1,725,000 | 7,201 |
| Salaries and employee benefits | $556,000 | 9,219 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $1,064,000 | 4,800 |
| Pre-tax net operating income | $234,000 | 10,758 |
| Securities gains (losses) | $205,000 | 1,983 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $216,000 | 10,382 |
| Extraordinary gains, net | $223,000 | 392 |
| Net income | $439,000 | 7,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $325,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $84,800 | 11,860 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.