Home > State Bank & Trust Co. > Income and Expense
State Bank & Trust Co., Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 5,253 |
| Total interest expense | $128,000 | 6,372 |
| Net interest income | $1,658,000 | 4,985 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $267,000 | 4,438 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $152,000 | 3,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,482 |
| Total noninterest expense | $1,508,000 | 4,795 |
| Salaries and employee benefits | $866,000 | 4,541 |
| Premises and equipment expense | $241,000 | 3,964 |
| Additional noninterest expense | $401,000 | 5,345 |
| Pre-tax net operating income | $417,000 | 4,391 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $417,000 | 4,306 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $417,000 | 4,309 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $417,000 | 4,308 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $550,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $417,000 | 4,118 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 5,262 |
| Total interest expense | $66,000 | 6,423 |
| Net interest income | $841,000 | 4,979 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $733,000 | 4,882 |
| Salaries and employee benefits | $414,000 | 4,694 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $224,000 | 4,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $224,000 | 4,185 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $224,000 | 4,189 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $224,000 | 4,189 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $224,000 | 4,036 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 5,183 |
| Total interest expense | $355,000 | 6,368 |
| Net interest income | $3,592,000 | 4,820 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $515,000 | 4,340 |
| Gross Fiduciary activities income | $2,000 | 1,223 |
| Service charges on deposit accounts | $288,000 | 3,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $225,000 | 4,294 |
| Total noninterest expense | $3,167,000 | 4,741 |
| Salaries and employee benefits | $1,785,000 | 4,471 |
| Premises and equipment expense | $483,000 | 4,130 |
| Additional noninterest expense | $899,000 | 5,163 |
| Pre-tax net operating income | $910,000 | 3,895 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $910,000 | 3,725 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 3,728 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $910,000 | 3,728 |
| Net charge-offs | $-17,000 | 7,077 |
| Cash dividends | $302,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $910,000 | 3,596 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 5,178 |
| Total interest expense | $279,000 | 6,417 |
| Net interest income | $2,759,000 | 4,793 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $370,000 | 4,470 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $219,000 | 3,656 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $150,000 | 4,525 |
| Total noninterest expense | $2,380,000 | 4,736 |
| Salaries and employee benefits | $1,333,000 | 4,484 |
| Premises and equipment expense | $356,000 | 4,215 |
| Additional noninterest expense | $691,000 | 5,133 |
| Pre-tax net operating income | $719,000 | 3,918 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $719,000 | 3,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $719,000 | 3,710 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $719,000 | 3,709 |
| Net charge-offs | $-28,000 | 7,165 |
| Cash dividends | $302,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $719,000 | 3,598 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 5,233 |
| Total interest expense | $200,000 | 6,418 |
| Net interest income | $1,810,000 | 4,856 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $242,000 | 4,525 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $142,000 | 3,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $1,584,000 | 4,791 |
| Salaries and employee benefits | $890,000 | 4,517 |
| Premises and equipment expense | $234,000 | 4,293 |
| Additional noninterest expense | $460,000 | 5,206 |
| Pre-tax net operating income | $438,000 | 4,048 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $438,000 | 3,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 3,817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $438,000 | 3,818 |
| Net charge-offs | $-26,000 | 7,201 |
| Cash dividends | $202,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $438,000 | 3,712 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 5,315 |
| Total interest expense | $106,000 | 6,428 |
| Net interest income | $877,000 | 4,941 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $114,000 | 4,679 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $794,000 | 4,813 |
| Salaries and employee benefits | $439,000 | 4,584 |
| Premises and equipment expense | $118,000 | 4,318 |
| Additional noninterest expense | $237,000 | 5,134 |
| Pre-tax net operating income | $167,000 | 4,501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $167,000 | 4,284 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $167,000 | 4,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $167,000 | 4,284 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $110,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $167,000 | 4,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 5,092 |
| Total interest expense | $607,000 | 6,235 |
| Net interest income | $3,914,000 | 4,644 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $605,000 | 4,224 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $334,000 | 3,435 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $270,000 | 4,117 |
| Total noninterest expense | $3,504,000 | 4,596 |
| Salaries and employee benefits | $1,871,000 | 4,423 |
| Premises and equipment expense | $509,000 | 4,131 |
| Additional noninterest expense | $1,124,000 | 4,775 |
| Pre-tax net operating income | $790,000 | 3,748 |
| Securities gains (losses) | $187,000 | 1,639 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $977,000 | 3,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $977,000 | 3,268 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $977,000 | 3,271 |
| Net charge-offs | $57,000 | 5,832 |
| Cash dividends | $450,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $790,000 | 3,501 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 5,076 |
| Total interest expense | $483,000 | 6,268 |
| Net interest income | $3,032,000 | 4,624 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $388,000 | 4,577 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $253,000 | 3,477 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $134,000 | 4,823 |
| Total noninterest expense | $2,551,000 | 4,688 |
| Salaries and employee benefits | $1,417,000 | 4,430 |
| Premises and equipment expense | $370,000 | 4,272 |
| Additional noninterest expense | $764,000 | 5,042 |
| Pre-tax net operating income | $694,000 | 3,735 |
| Securities gains (losses) | $187,000 | 1,426 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $881,000 | 3,117 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $881,000 | 3,115 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $881,000 | 3,117 |
| Net charge-offs | $60,000 | 5,373 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $694,000 | 3,388 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 5,057 |
| Total interest expense | $350,000 | 6,205 |
| Net interest income | $2,055,000 | 4,571 |
| Provision for loan and lease losses | $115,000 | 5,019 |
| Total noninterest income | $253,000 | 4,596 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $167,000 | 3,501 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 4,887 |
| Total noninterest expense | $1,715,000 | 4,685 |
| Salaries and employee benefits | $945,000 | 4,449 |
| Premises and equipment expense | $253,000 | 4,249 |
| Additional noninterest expense | $517,000 | 5,001 |
| Pre-tax net operating income | $478,000 | 3,704 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $478,000 | 3,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $478,000 | 3,489 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $478,000 | 3,491 |
| Net charge-offs | $65,000 | 4,657 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $478,000 | 3,379 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 5,144 |
| Total interest expense | $176,000 | 6,324 |
| Net interest income | $1,019,000 | 4,620 |
| Provision for loan and lease losses | $21,000 | 5,704 |
| Total noninterest income | $130,000 | 4,571 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $870,000 | 4,681 |
| Salaries and employee benefits | $470,000 | 4,523 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $268,000 | 4,915 |
| Pre-tax net operating income | $258,000 | 3,640 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $258,000 | 3,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $258,000 | 3,422 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $258,000 | 3,424 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $258,000 | 3,304 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,167 |
| Total interest expense | $842,000 | 6,375 |
| Net interest income | $4,085,000 | 4,511 |
| Provision for loan and lease losses | $260,000 | 5,467 |
| Total noninterest income | $566,000 | 4,487 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $367,000 | 3,486 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $197,000 | 4,661 |
| Total noninterest expense | $3,497,000 | 4,724 |
| Salaries and employee benefits | $1,959,000 | 4,423 |
| Premises and equipment expense | $491,000 | 4,423 |
| Additional noninterest expense | $1,047,000 | 5,118 |
| Pre-tax net operating income | $894,000 | 3,167 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $901,000 | 2,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $901,000 | 2,947 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $901,000 | 2,948 |
| Net charge-offs | $110,000 | 5,609 |
| Cash dividends | $800,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $894,000 | 2,898 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,227 |
| Total interest expense | $630,000 | 6,506 |
| Net interest income | $3,061,000 | 4,526 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $412,000 | 4,609 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $275,000 | 3,494 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $135,000 | 4,945 |
| Total noninterest expense | $2,687,000 | 4,653 |
| Salaries and employee benefits | $1,658,000 | 4,089 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $667,000 | 5,551 |
| Pre-tax net operating income | $696,000 | 3,343 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $703,000 | 3,117 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $703,000 | 3,115 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $703,000 | 3,118 |
| Net charge-offs | $-21,000 | 7,945 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $696,000 | 3,049 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 5,276 |
| Total interest expense | $422,000 | 6,608 |
| Net interest income | $2,038,000 | 4,523 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $258,000 | 4,742 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $171,000 | 3,620 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $1,779,000 | 4,727 |
| Salaries and employee benefits | $1,111,000 | 4,101 |
| Premises and equipment expense | $242,000 | 4,549 |
| Additional noninterest expense | $426,000 | 5,669 |
| Pre-tax net operating income | $457,000 | 3,449 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $464,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,234 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $464,000 | 3,236 |
| Net charge-offs | $-24,000 | 8,020 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $457,000 | 3,145 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 5,274 |
| Total interest expense | $213,000 | 6,693 |
| Net interest income | $1,037,000 | 4,473 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $119,000 | 4,894 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $893,000 | 4,634 |
| Salaries and employee benefits | $556,000 | 4,127 |
| Premises and equipment expense | $125,000 | 4,516 |
| Additional noninterest expense | $212,000 | 5,449 |
| Pre-tax net operating income | $233,000 | 3,782 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $240,000 | 3,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 3,525 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $240,000 | 3,526 |
| Net charge-offs | $-17,000 | 7,962 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $233,000 | 3,447 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 5,377 |
| Total interest expense | $1,110,000 | 6,599 |
| Net interest income | $4,032,000 | 4,555 |
| Provision for loan and lease losses | $64,000 | 6,395 |
| Total noninterest income | $489,000 | 4,889 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $345,000 | 3,751 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $142,000 | 5,410 |
| Total noninterest expense | $3,422,000 | 4,708 |
| Salaries and employee benefits | $2,161,000 | 4,204 |
| Premises and equipment expense | $505,000 | 4,432 |
| Additional noninterest expense | $756,000 | 5,620 |
| Pre-tax net operating income | $1,035,000 | 3,697 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,061,000 | 3,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,061,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 4,229 |
| Cash dividends | $950,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,035,000 | 3,376 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 5,405 |
| Total interest expense | $866,000 | 6,630 |
| Net interest income | $3,043,000 | 4,574 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $367,000 | 4,987 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $258,000 | 3,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 5,524 |
| Total noninterest expense | $2,482,000 | 4,780 |
| Salaries and employee benefits | $1,553,000 | 4,362 |
| Premises and equipment expense | $366,000 | 4,539 |
| Additional noninterest expense | $563,000 | 5,597 |
| Pre-tax net operating income | $892,000 | 3,887 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $902,000 | 3,309 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $902,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,938 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $892,000 | 3,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 5,401 |
| Total interest expense | $620,000 | 6,624 |
| Net interest income | $2,061,000 | 4,511 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $241,000 | 5,065 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $1,654,000 | 4,819 |
| Salaries and employee benefits | $1,037,000 | 4,399 |
| Premises and equipment expense | $246,000 | 4,549 |
| Additional noninterest expense | $371,000 | 5,634 |
| Pre-tax net operating income | $642,000 | 3,871 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $649,000 | 3,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $649,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $475,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $642,000 | 3,435 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 5,401 |
| Total interest expense | $357,000 | 6,472 |
| Net interest income | $1,033,000 | 4,516 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $115,000 | 5,170 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $819,000 | 4,864 |
| Salaries and employee benefits | $515,000 | 4,444 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $329,000 | 3,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $329,000 | 3,605 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $329,000 | 3,512 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 5,218 |
| Total interest expense | $1,755,000 | 6,106 |
| Net interest income | $4,276,000 | 4,438 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $502,000 | 5,021 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $343,000 | 3,819 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $157,000 | 5,502 |
| Total noninterest expense | $3,346,000 | 4,672 |
| Salaries and employee benefits | $2,112,000 | 4,214 |
| Premises and equipment expense | $502,000 | 4,350 |
| Additional noninterest expense | $732,000 | 5,614 |
| Pre-tax net operating income | $1,322,000 | 4,154 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,322,000 | 3,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,322,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,378 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,322,000 | 3,715 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 5,181 |
| Total interest expense | $1,338,000 | 6,104 |
| Net interest income | $3,247,000 | 4,418 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $370,000 | 5,078 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $262,000 | 3,788 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $106,000 | 5,696 |
| Total noninterest expense | $2,473,000 | 4,698 |
| Salaries and employee benefits | $1,547,000 | 4,276 |
| Premises and equipment expense | $375,000 | 4,351 |
| Additional noninterest expense | $551,000 | 5,558 |
| Pre-tax net operating income | $1,054,000 | 4,237 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,054,000 | 3,766 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,054,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $650,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,054,000 | 3,750 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 5,191 |
| Total interest expense | $900,000 | 6,102 |
| Net interest income | $2,160,000 | 4,459 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $252,000 | 5,060 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $176,000 | 3,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $1,653,000 | 4,695 |
| Salaries and employee benefits | $1,025,000 | 4,345 |
| Premises and equipment expense | $247,000 | 4,424 |
| Additional noninterest expense | $381,000 | 5,448 |
| Pre-tax net operating income | $699,000 | 4,322 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $698,000 | 3,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $699,000 | 3,809 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 5,168 |
| Total interest expense | $436,000 | 6,197 |
| Net interest income | $1,099,000 | 4,418 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $132,000 | 4,902 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $835,000 | 4,669 |
| Salaries and employee benefits | $518,000 | 4,319 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $366,000 | 4,211 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $366,000 | 3,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $366,000 | 3,690 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 5,197 |
| Total interest expense | $1,552,000 | 6,037 |
| Net interest income | $4,099,000 | 4,597 |
| Provision for loan and lease losses | $74,000 | 5,113 |
| Total noninterest income | $466,000 | 5,285 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $324,000 | 3,966 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $3,264,000 | 4,612 |
| Salaries and employee benefits | $1,961,000 | 4,341 |
| Premises and equipment expense | $504,000 | 4,241 |
| Additional noninterest expense | $799,000 | 5,240 |
| Pre-tax net operating income | $1,227,000 | 4,738 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,225,000 | 4,238 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,225,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,498 |
| Cash dividends | $725,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,227,000 | 4,211 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 5,259 |
| Total interest expense | $1,115,000 | 6,089 |
| Net interest income | $3,022,000 | 4,671 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $353,000 | 5,273 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $243,000 | 3,994 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $2,304,000 | 4,796 |
| Salaries and employee benefits | $1,347,000 | 4,596 |
| Premises and equipment expense | $377,000 | 4,259 |
| Additional noninterest expense | $580,000 | 5,315 |
| Pre-tax net operating income | $1,012,000 | 4,690 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,010,000 | 4,143 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,010,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $525,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,012,000 | 4,130 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 5,375 |
| Total interest expense | $710,000 | 6,104 |
| Net interest income | $1,920,000 | 4,835 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $205,000 | 5,582 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $161,000 | 3,996 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $1,548,000 | 4,778 |
| Salaries and employee benefits | $912,000 | 4,573 |
| Premises and equipment expense | $251,000 | 4,259 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $533,000 | 5,268 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $531,000 | 4,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $533,000 | 4,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,449 |
| Total interest expense | $342,000 | 6,095 |
| Net interest income | $917,000 | 4,969 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $811,000 | 4,650 |
| Salaries and employee benefits | $480,000 | 4,408 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $186,000 | 5,979 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $186,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $186,000 | 5,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 5,366 |
| Total interest expense | $1,001,000 | 6,285 |
| Net interest income | $3,678,000 | 4,878 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $413,000 | 5,647 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $336,000 | 3,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,850 |
| Total noninterest expense | $2,955,000 | 4,815 |
| Salaries and employee benefits | $1,879,000 | 4,320 |
| Premises and equipment expense | $528,000 | 4,012 |
| Additional noninterest expense | $548,000 | 6,304 |
| Pre-tax net operating income | $1,070,000 | 5,179 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,043,000 | 4,716 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,043,000 | 4,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,070,000 | 4,615 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 5,403 |
| Total interest expense | $709,000 | 6,326 |
| Net interest income | $2,714,000 | 4,942 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $315,000 | 5,662 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $257,000 | 3,900 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $2,039,000 | 5,071 |
| Salaries and employee benefits | $1,260,000 | 4,671 |
| Premises and equipment expense | $381,000 | 4,113 |
| Additional noninterest expense | $398,000 | 6,371 |
| Pre-tax net operating income | $936,000 | 4,936 |
| Securities gains (losses) | $-27,000 | 8,295 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $909,000 | 4,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $909,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $936,000 | 4,297 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 5,424 |
| Total interest expense | $431,000 | 6,421 |
| Net interest income | $1,789,000 | 4,957 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $212,000 | 5,611 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $170,000 | 3,858 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $1,351,000 | 5,087 |
| Salaries and employee benefits | $838,000 | 4,663 |
| Premises and equipment expense | $258,000 | 4,051 |
| Additional noninterest expense | $255,000 | 6,476 |
| Pre-tax net operating income | $614,000 | 4,955 |
| Securities gains (losses) | $-27,000 | 8,446 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $587,000 | 4,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $587,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $614,000 | 4,301 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,522 |
| Total interest expense | $201,000 | 6,528 |
| Net interest income | $872,000 | 5,055 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $670,000 | 5,150 |
| Salaries and employee benefits | $415,000 | 4,699 |
| Premises and equipment expense | $128,000 | 4,125 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $303,000 | 4,967 |
| Securities gains (losses) | $-27,000 | 8,705 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $276,000 | 4,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $276,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 5,512 |
| Total interest expense | $708,000 | 6,566 |
| Net interest income | $3,351,000 | 5,055 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $518,000 | 5,179 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $366,000 | 3,839 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $2,878,000 | 4,794 |
| Salaries and employee benefits | $1,811,000 | 4,318 |
| Premises and equipment expense | $488,000 | 4,167 |
| Additional noninterest expense | $579,000 | 6,106 |
| Pre-tax net operating income | $871,000 | 5,582 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $871,000 | 5,062 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $871,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $871,000 | 4,993 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 5,517 |
| Total interest expense | $516,000 | 6,627 |
| Net interest income | $2,518,000 | 5,037 |
| Provision for loan and lease losses | $96,000 | 4,350 |
| Total noninterest income | $386,000 | 5,221 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 5,840 |
| Total noninterest expense | $1,975,000 | 5,079 |
| Salaries and employee benefits | $1,196,000 | 4,695 |
| Premises and equipment expense | $358,000 | 4,225 |
| Additional noninterest expense | $421,000 | 6,156 |
| Pre-tax net operating income | $833,000 | 5,078 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $833,000 | 4,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $833,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $833,000 | 4,427 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,533 |
| Total interest expense | $335,000 | 6,722 |
| Net interest income | $1,678,000 | 5,035 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $260,000 | 5,185 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $187,000 | 3,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $1,286,000 | 5,181 |
| Salaries and employee benefits | $781,000 | 4,795 |
| Premises and equipment expense | $241,000 | 4,189 |
| Additional noninterest expense | $264,000 | 6,362 |
| Pre-tax net operating income | $592,000 | 4,873 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $592,000 | 4,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $592,000 | 4,208 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,625 |
| Total interest expense | $168,000 | 6,778 |
| Net interest income | $817,000 | 5,134 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $649,000 | 5,170 |
| Salaries and employee benefits | $391,000 | 4,820 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $271,000 | 5,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $271,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $271,000 | 4,412 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 5,721 |
| Total interest expense | $705,000 | 7,022 |
| Net interest income | $3,208,000 | 5,088 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $533,000 | 5,263 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $379,000 | 3,767 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $152,000 | 5,808 |
| Total noninterest expense | $2,738,000 | 4,905 |
| Salaries and employee benefits | $1,728,000 | 4,388 |
| Premises and equipment expense | $492,000 | 4,119 |
| Additional noninterest expense | $518,000 | 6,444 |
| Pre-tax net operating income | $931,000 | 5,350 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $913,000 | 4,898 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $913,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $916,920 | 4,727 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 5,738 |
| Total interest expense | $538,000 | 7,133 |
| Net interest income | $2,434,000 | 5,062 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $409,000 | 5,250 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $291,000 | 3,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 5,793 |
| Total noninterest expense | $1,876,000 | 5,193 |
| Salaries and employee benefits | $1,139,000 | 4,797 |
| Premises and equipment expense | $360,000 | 4,184 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $913,000 | 4,795 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $900,000 | 4,288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $900,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $550,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $901,980 | 4,110 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 5,758 |
| Total interest expense | $371,000 | 7,182 |
| Net interest income | $1,624,000 | 5,059 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $267,000 | 5,289 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $1,241,000 | 5,217 |
| Salaries and employee benefits | $759,000 | 4,812 |
| Premises and equipment expense | $237,000 | 4,222 |
| Additional noninterest expense | $245,000 | 6,586 |
| Pre-tax net operating income | $614,000 | 4,768 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $605,000 | 4,269 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $605,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $606,980 | 4,062 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,848 |
| Total interest expense | $187,000 | 7,263 |
| Net interest income | $790,000 | 5,140 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $630,000 | 5,182 |
| Salaries and employee benefits | $377,000 | 4,836 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $130,000 | 6,413 |
| Pre-tax net operating income | $274,000 | 5,028 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $268,960 | 4,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 5,804 |
| Total interest expense | $888,000 | 7,227 |
| Net interest income | $3,239,000 | 5,027 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $466,000 | 5,415 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $314,000 | 4,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,615 |
| Total noninterest expense | $2,722,000 | 4,788 |
| Salaries and employee benefits | $1,750,000 | 4,179 |
| Premises and equipment expense | $478,000 | 4,074 |
| Additional noninterest expense | $494,000 | 6,538 |
| Pre-tax net operating income | $935,000 | 5,377 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $14,000 | 7,185 |
| Income before extraordinary items | $927,000 | 4,800 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $927,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $921,060 | 4,690 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,736 |
| Total interest expense | $1,424,000 | 7,140 |
| Net interest income | $3,411,000 | 4,642 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $442,000 | 5,419 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $312,000 | 4,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $2,707,000 | 4,686 |
| Salaries and employee benefits | $1,723,000 | 4,049 |
| Premises and equipment expense | $496,000 | 3,900 |
| Additional noninterest expense | $488,000 | 6,516 |
| Pre-tax net operating income | $1,076,000 | 4,703 |
| Securities gains (losses) | $-18,000 | 9,363 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $1,048,000 | 4,152 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,048,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $950,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,065,820 | 3,987 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 5,500 |
| Total interest expense | $1,931,000 | 6,368 |
| Net interest income | $3,399,000 | 4,715 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $436,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,705 |
| Total noninterest expense | $2,657,000 | 4,646 |
| Salaries and employee benefits | $1,649,000 | 4,053 |
| Premises and equipment expense | $487,000 | 3,868 |
| Additional noninterest expense | $521,000 | 6,272 |
| Pre-tax net operating income | $1,078,000 | 5,062 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $1,040,000 | 4,264 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,040,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $1,050,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,045,820 | 4,258 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 5,752 |
| Total interest expense | $1,552,000 | 6,846 |
| Net interest income | $3,193,000 | 4,943 |
| Provision for loan and lease losses | $-286,000 | 10,162 |
| Total noninterest income | $458,000 | 5,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,408 |
| Total noninterest expense | $2,704,000 | 4,585 |
| Salaries and employee benefits | $1,698,000 | 3,926 |
| Premises and equipment expense | $471,000 | 3,979 |
| Additional noninterest expense | $535,000 | 6,256 |
| Pre-tax net operating income | $1,233,000 | 4,688 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,220,000 | 3,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,220,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,790 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,233,000 | 3,761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,656 |
| Total interest expense | $1,767,000 | 6,611 |
| Net interest income | $3,261,000 | 4,843 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $445,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $2,579,000 | 4,666 |
| Salaries and employee benefits | $1,609,000 | 4,020 |
| Premises and equipment expense | $446,000 | 4,045 |
| Additional noninterest expense | $524,000 | 6,270 |
| Pre-tax net operating income | $1,067,000 | 5,217 |
| Securities gains (losses) | $-8,000 | 10,162 |
| Applicable income taxes | $154,000 | 6,784 |
| Income before extraordinary items | $905,000 | 4,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $905,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $775,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $911,800 | 4,695 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,943 |
| Total interest expense | $1,793,000 | 6,700 |
| Net interest income | $3,015,000 | 5,282 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $404,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $2,283,000 | 5,132 |
| Salaries and employee benefits | $1,389,000 | 4,537 |
| Premises and equipment expense | $404,000 | 4,422 |
| Additional noninterest expense | $490,000 | 6,589 |
| Pre-tax net operating income | $1,081,000 | 5,598 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $738,000 | 5,728 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $738,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,487 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $738,000 | 5,689 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 6,270 |
| Total interest expense | $1,685,000 | 7,122 |
| Net interest income | $2,935,000 | 5,526 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $460,000 | 5,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,526 |
| Total noninterest expense | $2,145,000 | 5,639 |
| Salaries and employee benefits | $1,287,000 | 4,892 |
| Premises and equipment expense | $379,000 | 4,733 |
| Additional noninterest expense | $479,000 | 7,217 |
| Pre-tax net operating income | $1,025,000 | 5,644 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $312,000 | 5,714 |
| Income before extraordinary items | $708,000 | 5,732 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $708,000 | 5,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,000 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $711,450 | 5,656 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,556 |
| Total interest expense | $1,591,000 | 7,447 |
| Net interest income | $2,819,000 | 5,779 |
| Provision for loan and lease losses | $108,000 | 4,448 |
| Total noninterest income | $418,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $2,147,000 | 5,683 |
| Salaries and employee benefits | $1,274,000 | 4,942 |
| Premises and equipment expense | $396,000 | 4,583 |
| Additional noninterest expense | $477,000 | 7,458 |
| Pre-tax net operating income | $982,000 | 6,071 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $307,000 | 5,919 |
| Income before extraordinary items | $640,000 | 6,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $640,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $663,800 | 6,199 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 6,687 |
| Total interest expense | $1,276,000 | 7,635 |
| Net interest income | $2,734,000 | 6,040 |
| Provision for loan and lease losses | $76,000 | 5,132 |
| Total noninterest income | $361,000 | 6,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $2,131,000 | 5,894 |
| Salaries and employee benefits | $1,249,000 | 5,065 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $888,000 | 6,455 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $576,000 | 6,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $576,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $601,840 | 6,585 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 6,885 |
| Total interest expense | $1,469,000 | 7,308 |
| Net interest income | $2,527,000 | 6,488 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $332,000 | 7,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $2,082,000 | 6,125 |
| Salaries and employee benefits | $1,224,000 | 5,147 |
| Premises and equipment expense | $372,000 | 4,997 |
| Additional noninterest expense | $486,000 | 8,362 |
| Pre-tax net operating income | $722,000 | 7,242 |
| Securities gains (losses) | $-43,000 | 13,064 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $480,000 | 7,706 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $480,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $510,530 | 7,219 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 7,201 |
| Total interest expense | $1,824,000 | 7,559 |
| Net interest income | $2,405,000 | 6,782 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $439,000 | 6,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $1,965,000 | 6,474 |
| Salaries and employee benefits | $1,142,000 | 5,410 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $478,000 | 8,661 |
| Pre-tax net operating income | $815,000 | 6,497 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $567,000 | 6,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $567,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $430,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $557,480 | 6,507 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.