Home > State Bank of Young America > Assets and Liabilities
State Bank of Young America, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 22 | 5,996 |
| Assets and Liabilities | ||
| Total Assets: | $108,826,000 | 4,615 |
| Cash and due from depository institutions | $2,280,000 | 5,996 |
| Interest-bearing balances | $994,000 | 2,750 |
| Securities | $18,254,000 | 4,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $83,981,000 | 4,039 |
| Loan loss allowance | $1,144,000 | 3,684 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,113,000 | 5,661 |
| Other real estate owned | $0 | 5,996 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,198,000 | 3,703 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $108,826,000 | 4,615 |
| Total liabilities | $96,606,000 | 4,636 |
| Total deposits | $78,936,000 | 4,993 |
| Interest-bearing deposits | $70,831,000 | 4,803 |
| Deposits held in domestic offices | $78,936,000 | 4,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,935,000 | 1,325 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,002,000 | 2,725 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,733,000 | 2,174 |
| Total equity capital | $12,220,000 | 4,311 |
| Total bank equity capital | $12,220,000 | 4,311 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $273,000 | 5,380 |
| Surplus | $8,227,000 | 2,473 |
| Undivided profits | $3,720,000 | 5,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $690,000 | 4,210 |
| Earning assets | $103,229,000 | 4,521 |
| Long-term assets (5+ years) | $6,937,000 | 5,443 |
| Average Assets, year-to-date | $109,348,500 | 4,570 |
| Average Assets, quarterly | $109,348,500 | 4,570 |
| Volatile liabilities | $24,949,000 | 3,620 |
| Insider loans | $182,000 | 6,745 |
| FHLB advances | $8,750,000 | 2,681 |
| Loans and leases held for sale | $570,000 | 1,124 |
| Unused loan commitments | $13,032,000 | 4,038 |
| Tier 1 (core) risk-based capital | $12,333,000 | 4,217 |
| Tier 2 risk-based capital | $1,145,000 | 3,473 |
| Total risk weighted assets | $92,281,000 | 3,925 |
| Total unused commitments | $13,032,000 | 4,038 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $109,871,000 | 4,571 |
| Cash and due from depository institutions | $2,963,000 | 6,007 |
| Interest-bearing balances | $995,000 | 2,820 |
| Securities | $18,821,000 | 4,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $83,966,000 | 4,023 |
| Loan loss allowance | $1,146,000 | 3,645 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,133,000 | 5,628 |
| Other real estate owned | $0 | 6,007 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,988,000 | 3,815 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $109,871,000 | 4,571 |
| Total liabilities | $98,060,000 | 4,575 |
| Total deposits | $81,750,000 | 4,898 |
| Interest-bearing deposits | $73,499,000 | 4,643 |
| Deposits held in domestic offices | $81,750,000 | 4,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,188,000 | 1,735 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,115,000 | 2,558 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,007,000 | 1,922 |
| Total equity capital | $11,811,000 | 4,428 |
| Total bank equity capital | $11,811,000 | 4,428 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $273,000 | 5,397 |
| Surplus | $8,227,000 | 2,422 |
| Undivided profits | $3,311,000 | 5,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,171,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $601,000 | 4,691 |
| Earning assets | $103,782,000 | 4,482 |
| Long-term assets (5+ years) | $6,702,000 | 5,574 |
| Average Assets, year-to-date | $110,980,000 | 4,393 |
| Average Assets, quarterly | $113,199,000 | 4,438 |
| Volatile liabilities | $23,431,000 | 3,702 |
| Insider loans | $47,000 | 7,631 |
| FHLB advances | $9,500,000 | 2,549 |
| Loans and leases held for sale | $166,000 | 1,517 |
| Unused loan commitments | $12,111,000 | 4,059 |
| Tier 1 (core) risk-based capital | $11,795,000 | 4,311 |
| Tier 2 risk-based capital | $1,031,000 | 3,712 |
| Total risk weighted assets | $82,211,000 | 4,238 |
| Total unused commitments | $12,111,000 | 4,059 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 25 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $116,527,000 | 4,345 |
| Cash and due from depository institutions | $3,576,000 | 5,600 |
| Interest-bearing balances | $1,979,000 | 2,141 |
| Securities | $18,428,000 | 4,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $90,279,000 | 3,778 |
| Loan loss allowance | $1,151,000 | 3,634 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,118,000 | 5,636 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,126,000 | 3,680 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $116,527,000 | 4,345 |
| Total liabilities | $104,597,000 | 4,326 |
| Total deposits | $81,390,000 | 4,872 |
| Interest-bearing deposits | $73,447,000 | 4,613 |
| Deposits held in domestic offices | $81,390,000 | 4,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,567,000 | 1,422 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,768,000 | 2,085 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,872,000 | 2,034 |
| Total equity capital | $11,930,000 | 4,398 |
| Total bank equity capital | $11,930,000 | 4,398 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $273,000 | 5,423 |
| Surplus | $8,227,000 | 2,392 |
| Undivided profits | $3,430,000 | 5,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,247,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $717,000 | 4,232 |
| Earning assets | $110,686,000 | 4,242 |
| Long-term assets (5+ years) | $6,430,000 | 5,734 |
| Average Assets, year-to-date | $111,257,250 | 4,398 |
| Average Assets, quarterly | $112,917,000 | 4,397 |
| Volatile liabilities | $29,268,000 | 3,170 |
| Insider loans | $291,000 | 6,274 |
| FHLB advances | $10,500,000 | 2,364 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,762,000 | 4,459 |
| Tier 1 (core) risk-based capital | $11,809,000 | 4,282 |
| Tier 2 risk-based capital | $1,089,000 | 3,552 |
| Total risk weighted assets | $87,036,000 | 4,016 |
| Total unused commitments | $9,762,000 | 4,460 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $109,307,000 | 4,514 |
| Cash and due from depository institutions | $3,669,000 | 5,508 |
| Interest-bearing balances | $2,470,000 | 1,881 |
| Securities | $18,300,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $84,865,000 | 3,907 |
| Loan loss allowance | $1,151,000 | 3,625 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,139,000 | 5,596 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,334,000 | 5,854 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $109,307,000 | 4,514 |
| Total liabilities | $97,885,000 | 4,528 |
| Total deposits | $83,835,000 | 4,768 |
| Interest-bearing deposits | $75,424,000 | 4,547 |
| Deposits held in domestic offices | $83,835,000 | 4,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,234,000 | 2,288 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,816,000 | 1,910 |
| Total equity capital | $11,422,000 | 4,398 |
| Total bank equity capital | $11,422,000 | 4,398 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $273,000 | 5,456 |
| Surplus | $8,227,000 | 2,350 |
| Undivided profits | $2,922,000 | 5,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,242,000 | 2,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $610,000 | 4,545 |
| Earning assets | $105,635,000 | 4,372 |
| Long-term assets (5+ years) | $5,175,000 | 6,184 |
| Average Assets, year-to-date | $109,500,670 | 4,459 |
| Average Assets, quarterly | $108,649,000 | 4,520 |
| Volatile liabilities | $20,200,000 | 3,985 |
| Insider loans | $117,000 | 7,207 |
| FHLB advances | $11,000,000 | 2,281 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,851,000 | 4,465 |
| Tier 1 (core) risk-based capital | $11,487,000 | 4,313 |
| Tier 2 risk-based capital | $1,059,000 | 3,584 |
| Total risk weighted assets | $84,667,000 | 4,052 |
| Total unused commitments | $9,851,000 | 4,466 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $107,991,000 | 4,565 |
| Cash and due from depository institutions | $3,361,000 | 5,369 |
| Interest-bearing balances | $1,980,000 | 2,353 |
| Securities | $16,889,000 | 5,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $85,229,000 | 3,810 |
| Loan loss allowance | $1,132,000 | 3,622 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,157,000 | 5,548 |
| Other real estate owned | $0 | 5,369 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,355,000 | 5,649 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $107,991,000 | 4,565 |
| Total liabilities | $96,486,000 | 4,557 |
| Total deposits | $83,406,000 | 4,771 |
| Interest-bearing deposits | $75,040,000 | 4,569 |
| Deposits held in domestic offices | $83,406,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $638,000 | 2,707 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,613,000 | 2,331 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,829,000 | 2,097 |
| Total equity capital | $11,505,000 | 4,460 |
| Total bank equity capital | $11,505,000 | 4,460 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $273,000 | 5,467 |
| Surplus | $8,227,000 | 2,325 |
| Undivided profits | $3,005,000 | 5,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,061,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $619,000 | 4,422 |
| Earning assets | $104,098,000 | 4,418 |
| Long-term assets (5+ years) | $5,770,000 | 6,005 |
| Average Assets, year-to-date | $109,597,500 | 4,482 |
| Average Assets, quarterly | $109,597,500 | 4,482 |
| Volatile liabilities | $18,432,000 | 4,136 |
| Insider loans | $117,000 | 7,209 |
| FHLB advances | $10,500,000 | 2,219 |
| Loans and leases held for sale | $253,000 | 1,550 |
| Unused loan commitments | $9,578,000 | 4,499 |
| Tier 1 (core) risk-based capital | $11,299,000 | 4,334 |
| Tier 2 risk-based capital | $1,030,000 | 3,618 |
| Total risk weighted assets | $82,099,000 | 4,092 |
| Total unused commitments | $9,578,000 | 4,506 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $111,204,000 | 4,450 |
| Cash and due from depository institutions | $3,755,000 | 5,384 |
| Interest-bearing balances | $1,986,000 | 2,234 |
| Securities | $19,023,000 | 4,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $85,907,000 | 3,780 |
| Loan loss allowance | $1,132,000 | 3,613 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,173,000 | 5,547 |
| Other real estate owned | $0 | 5,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,346,000 | 5,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,204,000 | 4,450 |
| Total liabilities | $100,252,000 | 4,435 |
| Total deposits | $86,090,000 | 4,641 |
| Interest-bearing deposits | $77,689,000 | 4,436 |
| Deposits held in domestic offices | $86,090,000 | 4,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,439,000 | 2,484 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,612,000 | 2,352 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,111,000 | 1,795 |
| Total equity capital | $10,952,000 | 4,560 |
| Total bank equity capital | $10,952,000 | 4,560 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $273,000 | 5,507 |
| Surplus | $8,227,000 | 2,297 |
| Undivided profits | $2,452,000 | 6,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $599,000 | 4,705 |
| Earning assets | $106,916,000 | 4,302 |
| Long-term assets (5+ years) | $6,693,000 | 5,759 |
| Average Assets, year-to-date | $111,382,800 | 4,330 |
| Average Assets, quarterly | $112,190,500 | 4,391 |
| Volatile liabilities | $15,590,000 | 4,531 |
| Insider loans | $121,000 | 7,221 |
| FHLB advances | $10,500,000 | 2,229 |
| Loans and leases held for sale | $487,000 | 1,151 |
| Unused loan commitments | $12,615,000 | 3,767 |
| Tier 1 (core) risk-based capital | $10,751,000 | 4,469 |
| Tier 2 risk-based capital | $1,135,000 | 3,340 |
| Total risk weighted assets | $96,042,000 | 3,630 |
| Total unused commitments | $12,615,000 | 3,771 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $113,177,000 | 4,383 |
| Cash and due from depository institutions | $3,473,000 | 5,274 |
| Interest-bearing balances | $1,979,000 | 2,367 |
| Securities | $19,313,000 | 4,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $87,677,000 | 3,695 |
| Loan loss allowance | $1,149,000 | 3,567 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,188,000 | 5,500 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,526,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,177,000 | 4,383 |
| Total liabilities | $102,149,000 | 4,345 |
| Total deposits | $84,371,000 | 4,694 |
| Interest-bearing deposits | $75,714,000 | 4,503 |
| Deposits held in domestic offices | $84,371,000 | 4,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,969,000 | 2,198 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,825,000 | 1,980 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,984,000 | 1,941 |
| Total equity capital | $11,028,000 | 4,501 |
| Total bank equity capital | $11,028,000 | 4,501 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $273,000 | 5,541 |
| Surplus | $8,227,000 | 2,270 |
| Undivided profits | $2,528,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $723,000 | 4,209 |
| Earning assets | $108,969,000 | 4,209 |
| Long-term assets (5+ years) | $6,033,000 | 5,952 |
| Average Assets, year-to-date | $111,427,500 | 4,344 |
| Average Assets, quarterly | $112,004,500 | 4,396 |
| Volatile liabilities | $22,365,000 | 3,604 |
| Insider loans | $120,000 | 7,287 |
| FHLB advances | $8,500,000 | 2,490 |
| Loans and leases held for sale | $108,000 | 1,853 |
| Unused loan commitments | $10,833,000 | 4,100 |
| Tier 1 (core) risk-based capital | $10,816,000 | 4,425 |
| Tier 2 risk-based capital | $1,152,000 | 3,284 |
| Total risk weighted assets | $97,336,000 | 3,567 |
| Total unused commitments | $10,833,000 | 4,106 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $110,832,000 | 4,431 |
| Cash and due from depository institutions | $3,798,000 | 5,283 |
| Interest-bearing balances | $1,981,000 | 2,517 |
| Securities | $21,733,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $82,842,000 | 3,826 |
| Loan loss allowance | $1,076,000 | 3,700 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,205,000 | 5,446 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,254,000 | 5,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,832,000 | 4,431 |
| Total liabilities | $100,061,000 | 4,400 |
| Total deposits | $89,159,000 | 4,511 |
| Interest-bearing deposits | $81,010,000 | 4,278 |
| Deposits held in domestic offices | $89,159,000 | 4,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,884,000 | 2,550 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,018,000 | 1,999 |
| Total equity capital | $10,771,000 | 4,584 |
| Total bank equity capital | $10,771,000 | 4,584 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $273,000 | 5,553 |
| Surplus | $8,227,000 | 2,227 |
| Undivided profits | $2,271,000 | 6,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $686,000 | 4,222 |
| Earning assets | $106,556,000 | 4,286 |
| Long-term assets (5+ years) | $5,648,000 | 5,974 |
| Average Assets, year-to-date | $110,844,330 | 4,363 |
| Average Assets, quarterly | $111,123,000 | 4,377 |
| Volatile liabilities | $18,851,000 | 3,972 |
| Insider loans | $123,000 | 7,316 |
| FHLB advances | $6,000,000 | 2,837 |
| Loans and leases held for sale | $11,000 | 2,041 |
| Unused loan commitments | $9,753,000 | 4,276 |
| Tier 1 (core) risk-based capital | $10,449,000 | 4,482 |
| Tier 2 risk-based capital | $1,078,000 | 3,411 |
| Total risk weighted assets | $92,946,000 | 3,665 |
| Total unused commitments | $9,753,000 | 4,287 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $111,414,000 | 4,362 |
| Cash and due from depository institutions | $3,984,000 | 5,381 |
| Interest-bearing balances | $2,722,000 | 2,171 |
| Securities | $24,250,000 | 4,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $80,732,000 | 3,848 |
| Loan loss allowance | $1,094,000 | 3,591 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,189,000 | 5,469 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,259,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,414,000 | 4,362 |
| Total liabilities | $100,698,000 | 4,328 |
| Total deposits | $93,993,000 | 4,290 |
| Interest-bearing deposits | $85,793,000 | 4,087 |
| Deposits held in domestic offices | $93,993,000 | 4,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,683,000 | 3,354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,022,000 | 2,027 |
| Total equity capital | $10,716,000 | 4,522 |
| Total bank equity capital | $10,716,000 | 4,522 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $273,000 | 5,571 |
| Surplus | $8,227,000 | 2,195 |
| Undivided profits | $2,216,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $685,000 | 4,236 |
| Earning assets | $107,704,000 | 4,187 |
| Long-term assets (5+ years) | $5,964,000 | 5,824 |
| Average Assets, year-to-date | $110,850,500 | 4,355 |
| Average Assets, quarterly | $110,850,500 | 4,355 |
| Volatile liabilities | $9,020,000 | 5,957 |
| Insider loans | $376,000 | 5,930 |
| FHLB advances | $4,672,000 | 3,198 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,898,000 | 4,681 |
| Tier 1 (core) risk-based capital | $10,416,000 | 4,422 |
| Tier 2 risk-based capital | $1,096,000 | 3,296 |
| Total risk weighted assets | $90,709,000 | 3,668 |
| Total unused commitments | $7,898,000 | 4,694 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $110,287,000 | 4,356 |
| Cash and due from depository institutions | $3,541,000 | 5,515 |
| Interest-bearing balances | $1,304,000 | 2,820 |
| Securities | $24,787,000 | 4,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $79,606,000 | 3,888 |
| Loan loss allowance | $1,122,000 | 3,454 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,212,000 | 5,399 |
| Other real estate owned | $0 | 5,515 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,141,000 | 6,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,287,000 | 4,356 |
| Total liabilities | $100,042,000 | 4,314 |
| Total deposits | $90,840,000 | 4,347 |
| Interest-bearing deposits | $82,359,000 | 4,149 |
| Deposits held in domestic offices | $90,840,000 | 4,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,455,000 | 2,256 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,286,000 | 3,170 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,461,000 | 1,727 |
| Total equity capital | $10,245,000 | 4,647 |
| Total bank equity capital | $10,245,000 | 4,647 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $273,000 | 5,586 |
| Surplus | $7,227,000 | 2,418 |
| Undivided profits | $2,745,000 | 6,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $711,000 | 4,323 |
| Earning assets | $105,697,000 | 4,197 |
| Long-term assets (5+ years) | $5,762,000 | 5,846 |
| Average Assets, year-to-date | $109,257,600 | 4,228 |
| Average Assets, quarterly | $110,608,500 | 4,308 |
| Volatile liabilities | $10,678,000 | 5,497 |
| Insider loans | $601,000 | 5,061 |
| FHLB advances | $4,686,000 | 3,217 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,856,000 | 3,875 |
| Tier 1 (core) risk-based capital | $9,889,000 | 4,552 |
| Tier 2 risk-based capital | $1,118,000 | 3,223 |
| Total risk weighted assets | $89,195,000 | 3,697 |
| Total unused commitments | $10,856,000 | 3,880 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $109,169,000 | 4,280 |
| Cash and due from depository institutions | $2,831,000 | 5,385 |
| Interest-bearing balances | $1,260,000 | 2,742 |
| Securities | $23,913,000 | 3,997 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $79,170,000 | 3,800 |
| Loan loss allowance | $1,124,000 | 3,285 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,213,000 | 5,423 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,042,000 | 4,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,169,000 | 4,280 |
| Total liabilities | $98,872,000 | 4,243 |
| Total deposits | $94,916,000 | 4,110 |
| Interest-bearing deposits | $85,334,000 | 3,912 |
| Deposits held in domestic offices | $94,916,000 | 4,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $410,000 | 3,044 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $838,000 | 4,803 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,708,000 | 1,597 |
| Total equity capital | $10,297,000 | 4,398 |
| Total bank equity capital | $10,297,000 | 4,398 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $273,000 | 5,709 |
| Surplus | $7,227,000 | 2,292 |
| Undivided profits | $2,797,000 | 5,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 2,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $976,000 | 3,539 |
| Earning assets | $104,343,000 | 4,137 |
| Long-term assets (5+ years) | $4,416,000 | 6,346 |
| Average Assets, year-to-date | $107,790,800 | 4,154 |
| Average Assets, quarterly | $108,292,000 | 4,262 |
| Volatile liabilities | $15,050,000 | 4,476 |
| Insider loans | $90,000 | 7,779 |
| FHLB advances | $838,000 | 4,538 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,657,000 | 4,012 |
| Tier 1 (core) risk-based capital | $10,077,000 | 4,323 |
| Tier 2 risk-based capital | $1,118,000 | 3,059 |
| Total risk weighted assets | $89,472,000 | 3,537 |
| Total unused commitments | $9,657,000 | 4,020 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 27 | 5,474 |
| Assets and Liabilities | ||
| Total Assets: | $108,467,000 | 4,169 |
| Cash and due from depository institutions | $4,091,000 | 5,474 |
| Interest-bearing balances | $2,292,000 | 1,546 |
| Securities | $22,695,000 | 4,226 |
| Federal funds sold & reverse repurchase agreements | $320,000 | 6,445 |
| Net loans & leases | $78,159,000 | 3,758 |
| Loan loss allowance | $1,111,000 | 3,175 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,268,000 | 5,342 |
| Other real estate owned | $0 | 5,474 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,934,000 | 4,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,467,000 | 4,169 |
| Total liabilities | $99,088,000 | 4,102 |
| Total deposits | $94,333,000 | 3,986 |
| Interest-bearing deposits | $86,578,000 | 3,735 |
| Deposits held in domestic offices | $94,333,000 | 3,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,887,000 | 4,099 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,868,000 | 1,535 |
| Total equity capital | $9,379,000 | 4,627 |
| Total bank equity capital | $9,379,000 | 4,627 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $273,000 | 5,885 |
| Surplus | $6,227,000 | 2,525 |
| Undivided profits | $2,879,000 | 5,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $675,000 | 4,006 |
| Earning assets | $103,466,000 | 4,030 |
| Long-term assets (5+ years) | $3,739,000 | 6,540 |
| Average Assets, year-to-date | $104,381,800 | 4,143 |
| Average Assets, quarterly | $106,403,500 | 4,191 |
| Volatile liabilities | $11,950,000 | 5,139 |
| Insider loans | $252,000 | 6,780 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,703,000 | 4,346 |
| Tier 1 (core) risk-based capital | $9,269,000 | 4,556 |
| Tier 2 risk-based capital | $1,046,020 | 3,155 |
| Total risk weighted assets | $83,616,320 | 3,624 |
| Total unused commitments | $7,703,000 | 4,347 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $104,537,000 | 4,246 |
| Cash and due from depository institutions | $6,222,000 | 5,640 |
| Interest-bearing balances | $4,301,000 | 931 |
| Securities | $21,828,000 | 4,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $73,441,000 | 3,821 |
| Loan loss allowance | $1,015,000 | 3,387 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,283,000 | 5,297 |
| Other real estate owned | $0 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,763,000 | 4,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,537,000 | 4,246 |
| Total liabilities | $96,084,000 | 4,168 |
| Total deposits | $89,756,000 | 4,117 |
| Interest-bearing deposits | $80,168,000 | 3,966 |
| Deposits held in domestic offices | $89,756,000 | 4,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,964,000 | 3,195 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,364,000 | 1,655 |
| Total equity capital | $8,453,000 | 4,886 |
| Total bank equity capital | $8,453,000 | 4,886 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $273,000 | 6,087 |
| Surplus | $5,727,000 | 2,674 |
| Undivided profits | $2,453,000 | 6,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $584,000 | 3,988 |
| Earning assets | $99,570,000 | 4,098 |
| Long-term assets (5+ years) | $3,754,000 | 6,800 |
| Average Assets, year-to-date | $99,573,800 | 4,273 |
| Average Assets, quarterly | $101,968,500 | 4,287 |
| Volatile liabilities | $15,594,000 | 4,129 |
| Insider loans | $244,000 | 6,874 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,864,000 | 4,017 |
| Tier 1 (core) risk-based capital | $8,566,000 | 4,829 |
| Tier 2 risk-based capital | $987,550 | 3,192 |
| Total risk weighted assets | $78,976,450 | 3,655 |
| Total unused commitments | $8,864,000 | 4,020 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $101,145,000 | 4,310 |
| Cash and due from depository institutions | $1,796,000 | 5,850 |
| Interest-bearing balances | $8,000 | 6,364 |
| Securities | $20,715,000 | 4,729 |
| Federal funds sold & reverse repurchase agreements | $3,082,000 | 4,734 |
| Net loans & leases | $72,554,000 | 3,670 |
| Loan loss allowance | $996,000 | 3,372 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,356,000 | 5,078 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,642,000 | 4,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,145,000 | 4,310 |
| Total liabilities | $93,160,000 | 4,219 |
| Total deposits | $85,557,000 | 4,277 |
| Interest-bearing deposits | $78,534,000 | 4,031 |
| Deposits held in domestic offices | $85,557,000 | 4,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,899,000 | 2,354 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,704,000 | 1,536 |
| Total equity capital | $7,985,000 | 5,212 |
| Total bank equity capital | $7,985,000 | 5,212 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $273,000 | 6,185 |
| Surplus | $5,227,000 | 2,721 |
| Undivided profits | $2,485,000 | 6,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $646,000 | 3,608 |
| Earning assets | $96,359,000 | 4,185 |
| Long-term assets (5+ years) | $3,312,000 | 6,998 |
| Average Assets, year-to-date | $94,733,400 | 4,356 |
| Average Assets, quarterly | $98,665,000 | 4,338 |
| Volatile liabilities | $16,416,000 | 3,548 |
| Insider loans | $127,000 | 7,809 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,276,000 | 4,085 |
| Tier 1 (core) risk-based capital | $7,887,000 | 5,078 |
| Tier 2 risk-based capital | $945,300 | 3,180 |
| Total risk weighted assets | $75,573,400 | 3,604 |
| Total unused commitments | $8,276,000 | 4,090 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $90,346,000 | 4,707 |
| Cash and due from depository institutions | $1,497,000 | 5,932 |
| Interest-bearing balances | $18,000 | 5,913 |
| Securities | $18,688,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 3,683 |
| Net loans & leases | $63,781,000 | 4,120 |
| Loan loss allowance | $886,000 | 3,744 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,471,000 | 4,783 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,559,000 | 4,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,346,000 | 4,707 |
| Total liabilities | $83,049,000 | 4,613 |
| Total deposits | $79,588,000 | 4,543 |
| Interest-bearing deposits | $73,519,000 | 4,269 |
| Deposits held in domestic offices | $79,588,000 | 4,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $701,000 | 3,806 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,760,000 | 1,556 |
| Total equity capital | $7,297,000 | 5,563 |
| Total bank equity capital | $7,297,000 | 5,563 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $273,000 | 6,451 |
| Surplus | $4,727,000 | 2,930 |
| Undivided profits | $2,297,000 | 6,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $588,000 | 4,048 |
| Earning assets | $85,837,000 | 4,579 |
| Long-term assets (5+ years) | $3,469,000 | 6,757 |
| Average Assets, year-to-date | $87,512,200 | 4,677 |
| Average Assets, quarterly | $89,618,000 | 4,698 |
| Volatile liabilities | $11,787,000 | 4,462 |
| Insider loans | $141,000 | 7,988 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,881,000 | 4,387 |
| Tier 1 (core) risk-based capital | $7,245,000 | 5,444 |
| Tier 2 risk-based capital | $820,270 | 3,490 |
| Total risk weighted assets | $65,555,670 | 4,038 |
| Total unused commitments | $6,881,000 | 4,389 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $85,281,000 | 5,042 |
| Cash and due from depository institutions | $1,853,000 | 6,081 |
| Interest-bearing balances | $16,000 | 6,016 |
| Securities | $18,460,000 | 5,599 |
| Federal funds sold & reverse repurchase agreements | $2,490,000 | 4,321 |
| Net loans & leases | $59,533,000 | 4,405 |
| Loan loss allowance | $827,000 | 4,109 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,607,000 | 4,470 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,338,000 | 5,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,281,000 | 5,042 |
| Total liabilities | $78,711,000 | 4,937 |
| Total deposits | $74,823,000 | 4,913 |
| Interest-bearing deposits | $67,842,000 | 4,694 |
| Deposits held in domestic offices | $74,823,000 | 4,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,017,000 | 3,291 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,871,000 | 1,513 |
| Total equity capital | $6,570,000 | 6,079 |
| Total bank equity capital | $6,570,000 | 6,079 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $273,000 | 6,813 |
| Surplus | $4,727,000 | 3,000 |
| Undivided profits | $1,570,000 | 7,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $454,000 | 5,100 |
| Earning assets | $80,499,000 | 4,942 |
| Long-term assets (5+ years) | $3,023,000 | 6,998 |
| Average Assets, year-to-date | $77,943,200 | 5,261 |
| Average Assets, quarterly | $83,381,000 | 5,083 |
| Volatile liabilities | $9,379,000 | 5,080 |
| Insider loans | $299,000 | 6,839 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,270,000 | 4,135 |
| Tier 1 (core) risk-based capital | $6,549,000 | 5,988 |
| Tier 2 risk-based capital | $789,630 | 3,694 |
| Total risk weighted assets | $63,132,730 | 4,195 |
| Total unused commitments | $7,270,000 | 4,149 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $73,980,000 | 5,698 |
| Cash and due from depository institutions | $1,409,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,224,000 | 6,384 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,257 |
| Net loans & leases | $51,160,000 | 4,895 |
| Loan loss allowance | $713,000 | 4,660 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,750,000 | 4,156 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,237,000 | 5,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,980,000 | 5,698 |
| Total liabilities | $67,995,000 | 5,611 |
| Total deposits | $64,627,000 | 5,605 |
| Interest-bearing deposits | $59,459,000 | 5,334 |
| Deposits held in domestic offices | $64,627,000 | 5,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,041,000 | 2,849 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,327,000 | 1,859 |
| Total equity capital | $5,985,000 | 6,557 |
| Total bank equity capital | $5,985,000 | 6,557 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $273,000 | 7,174 |
| Surplus | $4,227,000 | 3,279 |
| Undivided profits | $1,485,000 | 8,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 7,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $449,000 | 5,262 |
| Earning assets | $69,584,000 | 5,598 |
| Long-term assets (5+ years) | $1,290,000 | 8,658 |
| Average Assets, year-to-date | $70,493,800 | 5,714 |
| Average Assets, quarterly | $73,301,000 | 5,681 |
| Volatile liabilities | $7,091,000 | 5,730 |
| Insider loans | $159,000 | 8,417 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,103,000 | 5,505 |
| Tier 1 (core) risk-based capital | $5,874,000 | 6,517 |
| Tier 2 risk-based capital | $658,640 | 4,237 |
| Total risk weighted assets | $52,637,140 | 4,831 |
| Total unused commitments | $4,103,000 | 5,515 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $65,751,000 | 6,192 |
| Cash and due from depository institutions | $2,493,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,559,000 | 7,521 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 7,313 |
| Net loans & leases | $46,311,000 | 5,202 |
| Loan loss allowance | $660,000 | 5,037 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,881,000 | 3,860 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,177,000 | 6,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,751,000 | 6,192 |
| Total liabilities | $60,457,000 | 6,130 |
| Total deposits | $58,675,000 | 6,039 |
| Interest-bearing deposits | $52,715,000 | 5,837 |
| Deposits held in domestic offices | $58,675,000 | 6,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $183,000 | 4,472 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,599,000 | 2,129 |
| Total equity capital | $5,294,000 | 6,858 |
| Total bank equity capital | $5,294,000 | 6,858 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $273,000 | 7,585 |
| Surplus | $3,727,000 | 3,568 |
| Undivided profits | $1,294,000 | 8,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $395,000 | 5,233 |
| Earning assets | $60,200,000 | 6,197 |
| Long-term assets (5+ years) | $2,280,000 | 8,014 |
| Average Assets, year-to-date | $64,543,600 | 6,194 |
| Average Assets, quarterly | $64,824,000 | 6,247 |
| Volatile liabilities | $5,851,000 | 6,169 |
| Insider loans | $67,000 | 9,977 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,022,000 | 4,897 |
| Tier 1 (core) risk-based capital | $5,415,000 | 6,848 |
| Tier 2 risk-based capital | $598,010 | 4,554 |
| Total risk weighted assets | $47,778,910 | 5,131 |
| Total unused commitments | $5,022,000 | 4,905 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $65,668,000 | 6,375 |
| Cash and due from depository institutions | $1,251,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,124,000 | 7,358 |
| Federal funds sold & reverse repurchase agreements | $4,405,000 | 3,134 |
| Net loans & leases | $42,024,000 | 5,493 |
| Loan loss allowance | $632,000 | 5,383 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,888,000 | 3,828 |
| Other real estate owned | $34,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $942,000 | 6,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,668,000 | 6,375 |
| Total liabilities | $60,721,000 | 6,275 |
| Total deposits | $57,916,000 | 6,316 |
| Interest-bearing deposits | $50,030,000 | 6,326 |
| Deposits held in domestic offices | $57,916,000 | 6,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,131,000 | 2,593 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,674,000 | 2,098 |
| Total equity capital | $4,947,000 | 7,332 |
| Total bank equity capital | $4,947,000 | 7,332 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $273,000 | 7,989 |
| Surplus | $3,727,000 | 3,511 |
| Undivided profits | $947,000 | 9,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 8,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $278,000 | 6,465 |
| Earning assets | $61,553,000 | 6,265 |
| Long-term assets (5+ years) | $2,623,000 | 8,147 |
| Average Assets, year-to-date | $58,085,200 | 6,841 |
| Average Assets, quarterly | $61,633,000 | 6,630 |
| Volatile liabilities | $5,351,000 | 6,282 |
| Insider loans | $73,000 | 10,203 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,129,000 | 5,428 |
| Tier 1 (core) risk-based capital | $4,947,000 | 7,256 |
| Tier 2 risk-based capital | $557,160 | 4,791 |
| Total risk weighted assets | $44,498,260 | 5,414 |
| Total unused commitments | $4,129,000 | 5,448 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $54,941,000 | 7,390 |
| Cash and due from depository institutions | $1,618,000 | 7,484 |
| Interest-bearing balances | $293,000 | 5,742 |
| Securities | $14,674,000 | 7,454 |
| Federal funds sold & reverse repurchase agreements | $1,155,000 | 8,301 |
| Net loans & leases | $36,252,000 | 6,168 |
| Loan loss allowance | $616,000 | 5,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $228,000 | 11,277 |
| Other real estate owned | $85,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $929,000 | 6,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,941,000 | 7,390 |
| Total liabilities | $50,356,000 | 7,359 |
| Total deposits | $48,986,000 | 7,312 |
| Interest-bearing deposits | $45,011,000 | 7,032 |
| Deposits held in domestic offices | $48,986,000 | 7,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $155,000 | 4,037 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,215,000 | 2,806 |
| Total equity capital | $4,585,000 | 7,531 |
| Total bank equity capital | $4,585,000 | 7,531 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $273,000 | 8,394 |
| Surplus | $3,227,000 | 3,777 |
| Undivided profits | $1,085,000 | 9,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $275,000 | 6,992 |
| Earning assets | $52,374,000 | 7,165 |
| Long-term assets (5+ years) | $2,793,000 | 8,175 |
| Average Assets, year-to-date | $53,797,600 | 7,333 |
| Average Assets, quarterly | $54,294,500 | 7,393 |
| Volatile liabilities | $2,596,000 | 9,111 |
| Insider loans | $125,000 | 5,119 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,591,000 | 6,578 |
| Tier 1 (core) risk-based capital | $4,585,000 | 7,472 |
| Tier 2 risk-based capital | $456,140 | 5,640 |
| Total risk weighted assets | $36,330,940 | 6,389 |
| Total unused commitments | $2,591,000 | 6,606 |
| Derivatives | $0 | 651 |