Home > State Bank of Wonewoc > Income and Expense

State Bank of Wonewoc, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$1,863,000	8,356
Total interest expense	$936,000	8,143
Net interest income	$927,000	8,427
Provision for loan and lease losses	$26,000	7,353
Total noninterest income	$46,000	9,204
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$31,000	7,960
Trading account gains and fees	$0	177
Additional Noninterest Income	$15,000	8,930
Total noninterest expense	$528,000	9,121
Salaries and employee benefits	$225,000	9,334
Premises and equipment expense	$52,000	9,091
Additional noninterest expense	$251,000	8,212
Pre-tax net operating income	$419,000	6,891
Securities gains (losses)	$0	4,612
Applicable income taxes	$120,000	5,770
Income before extraordinary items	$299,000	7,155
Extraordinary gains, net	$0	105
Net income	$299,000	7,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$284,000	4,480
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$299,000	7,033
2000-12-31 (YTD Data)		Rank
Total interest income	$1,898,000	8,507
Total interest expense	$908,000	8,423
Net interest income	$990,000	8,504
Provision for loan and lease losses	$9,000	8,034
Total noninterest income	$40,000	9,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	9,368
Total noninterest expense	$510,000	9,372
Salaries and employee benefits	$207,000	9,611
Premises and equipment expense	$46,000	9,436
Additional noninterest expense	$257,000	8,289
Pre-tax net operating income	$511,000	6,939
Securities gains (losses)	$0	1,956
Applicable income taxes	$176,000	5,654
Income before extraordinary items	$335,000	7,260
Extraordinary gains, net	$0	38
Net income	$335,000	7,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,819
Cash dividends	$425,000	3,827
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$335,000	7,253
1999-12-31 (YTD Data)		Rank
Total interest income	$1,807,000	8,707
Total interest expense	$888,000	8,482
Net interest income	$919,000	8,813
Provision for loan and lease losses	$13,000	7,957
Total noninterest income	$48,000	9,614
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	8,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	9,255
Total noninterest expense	$481,000	9,680
Salaries and employee benefits	$205,000	9,900
Premises and equipment expense	$39,000	9,842
Additional noninterest expense	$237,000	8,683
Pre-tax net operating income	$473,000	7,265
Securities gains (losses)	$24,000	1,292
Applicable income taxes	$204,000	5,664
Income before extraordinary items	$293,000	7,647
Extraordinary gains, net	$0	35
Net income	$293,000	7,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$270,000	4,742
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$277,640	7,723
1998-12-31 (YTD Data)		Rank
Total interest income	$826,000	10,000
Total interest expense	$474,000	9,742
Net interest income	$352,000	10,142
Provision for loan and lease losses	$0	8,652
Total noninterest income	$17,000	10,241
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	8,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,104
Total noninterest expense	$191,000	10,386
Salaries and employee benefits	$82,000	10,392
Premises and equipment expense	$18,000	10,330
Additional noninterest expense	$91,000	10,191
Pre-tax net operating income	$178,000	9,019
Securities gains (losses)	$0	4,449
Applicable income taxes	$75,000	7,905
Income before extraordinary items	$103,000	9,320
Extraordinary gains, net	$0	32
Net income	$103,000	9,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,217
Cash dividends	$75,000	6,560
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$103,000	9,250
1997-12-31 (YTD Data)		Rank
Total interest income	$1,625,000	9,525
Total interest expense	$915,000	8,915
Net interest income	$710,000	9,914
Provision for loan and lease losses	$0	8,829
Total noninterest income	$37,000	10,477
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	9,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	10,252
Total noninterest expense	$569,000	9,860
Salaries and employee benefits	$281,000	10,089
Premises and equipment expense	$31,000	10,601
Additional noninterest expense	$257,000	8,764
Pre-tax net operating income	$178,000	9,694
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$74,000	8,840
Income before extraordinary items	$105,000	9,930
Extraordinary gains, net	$0	44
Net income	$105,000	9,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$132,000	6,103
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$104,360	9,894
1996-12-31 (YTD Data)		Rank
Total interest income	$1,619,000	9,941
Total interest expense	$966,000	9,136
Net interest income	$653,000	10,509
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$66,000	10,565
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	9,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,071
Total noninterest expense	$436,000	10,842
Salaries and employee benefits	$242,000	10,773
Premises and equipment expense	$32,000	11,103
Additional noninterest expense	$162,000	10,409
Pre-tax net operating income	$271,000	9,323
Securities gains (losses)	$0	4,148
Applicable income taxes	$69,000	9,344
Income before extraordinary items	$202,000	9,277
Extraordinary gains, net	$0	53
Net income	$202,000	9,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,880
Cash dividends	$120,000	6,384
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$202,000	9,217
1995-12-31 (YTD Data)		Rank
Total interest income	$1,532,000	10,470
Total interest expense	$851,000	9,783
Net interest income	$681,000	10,897
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$63,000	11,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	9,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	9,621
Total noninterest expense	$498,000	11,027
Salaries and employee benefits	$248,000	11,168
Premises and equipment expense	$44,000	11,264
Additional noninterest expense	$206,000	10,344
Pre-tax net operating income	$236,000	10,219
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$51,000	10,172
Income before extraordinary items	$187,000	10,080
Extraordinary gains, net	$0	65
Net income	$187,000	10,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,247
Cash dividends	$108,000	6,652
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$185,420	10,073
1994-12-31 (YTD Data)		Rank
Total interest income	$1,404,000	10,923
Total interest expense	$722,000	9,982
Net interest income	$682,000	11,443
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$78,000	11,302
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,309
Total noninterest expense	$519,000	11,511
Salaries and employee benefits	$230,000	11,838
Premises and equipment expense	$34,000	12,133
Additional noninterest expense	$255,000	10,466
Pre-tax net operating income	$181,000	11,048
Securities gains (losses)	$0	3,600
Applicable income taxes	$27,000	10,992
Income before extraordinary items	$154,000	10,770
Extraordinary gains, net	$0	249
Net income	$154,000	10,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,921
Cash dividends	$96,000	7,030
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$154,000	10,821
1993-12-31 (YTD Data)		Rank
Total interest income	$1,570,000	11,068
Total interest expense	$795,000	10,075
Net interest income	$775,000	11,600
Provision for loan and lease losses	$39,000	8,009
Total noninterest income	$39,000	12,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	12,255
Total noninterest expense	$502,000	12,158
Salaries and employee benefits	$236,000	12,314
Premises and equipment expense	$33,000	12,758
Additional noninterest expense	$233,000	11,281
Pre-tax net operating income	$273,000	10,450
Securities gains (losses)	$5,000	6,132
Applicable income taxes	$71,000	10,446
Income before extraordinary items	$207,000	10,560
Extraordinary gains, net	$0	3,149
Net income	$207,000	10,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	7,896
Cash dividends	$96,000	7,040
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$203,300	10,379
1992-12-31 (YTD Data)		Rank
Total interest income	$1,693,000	11,532
Total interest expense	$930,000	10,713
Net interest income	$763,000	12,059
Provision for loan and lease losses	$115,000	6,913
Total noninterest income	$37,000	13,409
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	11,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	12,899
Total noninterest expense	$431,000	13,017
Salaries and employee benefits	$208,000	13,070
Premises and equipment expense	$38,000	13,134
Additional noninterest expense	$185,000	12,456
Pre-tax net operating income	$254,000	10,568
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$60,000	10,985
Income before extraordinary items	$197,000	10,636
Extraordinary gains, net	$0	1,422
Net income	$197,000	10,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	6,313
Cash dividends	$78,000	7,070
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$194,690	10,337

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.