Home > State Bank of Withee > Income and Expense
State Bank of Withee, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 6,333 |
| Total interest expense | $937,000 | 6,477 |
| Net interest income | $1,749,000 | 6,113 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $466,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $136,000 | 5,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $330,000 | 3,524 |
| Total noninterest expense | $1,540,000 | 6,155 |
| Salaries and employee benefits | $1,004,000 | 5,678 |
| Premises and equipment expense | $267,000 | 5,418 |
| Additional noninterest expense | $269,000 | 7,215 |
| Pre-tax net operating income | $657,000 | 4,479 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $434,000 | 4,670 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $434,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $434,000 | 4,826 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 6,385 |
| Total interest expense | $673,000 | 6,443 |
| Net interest income | $1,128,000 | 6,201 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $294,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $211,000 | 3,665 |
| Total noninterest expense | $1,047,000 | 6,148 |
| Salaries and employee benefits | $675,000 | 5,696 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $190,000 | 7,151 |
| Pre-tax net operating income | $363,000 | 4,954 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $118,000 | 3,291 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,386 |
| Total interest expense | $361,000 | 6,451 |
| Net interest income | $568,000 | 6,229 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $145,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,641 |
| Total noninterest expense | $518,000 | 6,209 |
| Salaries and employee benefits | $339,000 | 5,738 |
| Premises and equipment expense | $87,000 | 5,531 |
| Additional noninterest expense | $92,000 | 7,201 |
| Pre-tax net operating income | $189,000 | 5,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $60,000 | 3,371 |
| Income before extraordinary items | $129,000 | 5,460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $129,000 | 5,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 6,341 |
| Total interest expense | $1,431,000 | 6,522 |
| Net interest income | $2,360,000 | 6,121 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $569,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $181,000 | 5,096 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $388,000 | 3,790 |
| Total noninterest expense | $2,034,000 | 6,170 |
| Salaries and employee benefits | $1,314,000 | 5,717 |
| Premises and equipment expense | $306,000 | 5,729 |
| Additional noninterest expense | $414,000 | 6,976 |
| Pre-tax net operating income | $871,000 | 5,018 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $298,000 | 3,389 |
| Income before extraordinary items | $573,000 | 5,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $573,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $525,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $573,000 | 5,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 6,416 |
| Total interest expense | $1,054,000 | 6,589 |
| Net interest income | $1,744,000 | 6,185 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $445,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 5,117 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $309,000 | 3,681 |
| Total noninterest expense | $1,538,000 | 6,148 |
| Salaries and employee benefits | $992,000 | 5,665 |
| Premises and equipment expense | $238,000 | 5,633 |
| Additional noninterest expense | $308,000 | 6,990 |
| Pre-tax net operating income | $633,000 | 5,332 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $211,000 | 3,661 |
| Income before extraordinary items | $422,000 | 5,717 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $422,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $422,000 | 5,703 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 6,504 |
| Total interest expense | $690,000 | 6,651 |
| Net interest income | $1,137,000 | 6,287 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $283,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $91,000 | 5,130 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $192,000 | 3,860 |
| Total noninterest expense | $1,023,000 | 6,191 |
| Salaries and employee benefits | $666,000 | 5,713 |
| Premises and equipment expense | $150,000 | 5,809 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $385,000 | 5,582 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $125,000 | 3,872 |
| Income before extraordinary items | $260,000 | 5,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $260,000 | 5,931 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,541 |
| Total interest expense | $338,000 | 6,720 |
| Net interest income | $569,000 | 6,303 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $137,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $513,000 | 6,221 |
| Salaries and employee benefits | $330,000 | 5,785 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $187,000 | 5,633 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $47,000 | 4,199 |
| Income before extraordinary items | $140,000 | 5,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $140,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $140,000 | 5,765 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 6,496 |
| Total interest expense | $1,154,000 | 6,656 |
| Net interest income | $2,231,000 | 6,296 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $593,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $177,000 | 5,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 3,666 |
| Total noninterest expense | $1,854,000 | 6,357 |
| Salaries and employee benefits | $1,241,000 | 5,799 |
| Premises and equipment expense | $270,000 | 6,010 |
| Additional noninterest expense | $343,000 | 7,352 |
| Pre-tax net operating income | $946,000 | 5,317 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $338,000 | 3,639 |
| Income before extraordinary items | $608,000 | 5,800 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $608,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $608,000 | 5,783 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,574 |
| Total interest expense | $825,000 | 6,729 |
| Net interest income | $1,655,000 | 6,381 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $460,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $130,000 | 5,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 3,566 |
| Total noninterest expense | $1,399,000 | 6,346 |
| Salaries and employee benefits | $923,000 | 5,797 |
| Premises and equipment expense | $205,000 | 6,000 |
| Additional noninterest expense | $271,000 | 7,262 |
| Pre-tax net operating income | $698,000 | 5,533 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $245,000 | 3,873 |
| Income before extraordinary items | $453,000 | 5,985 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $453,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $453,000 | 5,983 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,640 |
| Total interest expense | $514,000 | 6,789 |
| Net interest income | $1,096,000 | 6,441 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $310,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 5,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 3,448 |
| Total noninterest expense | $932,000 | 6,367 |
| Salaries and employee benefits | $617,000 | 5,814 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $178,000 | 7,311 |
| Pre-tax net operating income | $461,000 | 5,590 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $162,000 | 3,902 |
| Income before extraordinary items | $299,000 | 6,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $299,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $299,000 | 6,016 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 6,683 |
| Total interest expense | $241,000 | 6,853 |
| Net interest income | $544,000 | 6,470 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $143,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $485,000 | 6,266 |
| Salaries and employee benefits | $315,000 | 5,788 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $196,000 | 5,883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $67,000 | 4,109 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 6,635 |
| Total interest expense | $836,000 | 6,682 |
| Net interest income | $2,115,000 | 6,504 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $581,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $128,000 | 5,896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $453,000 | 3,543 |
| Total noninterest expense | $1,902,000 | 6,269 |
| Salaries and employee benefits | $1,196,000 | 5,803 |
| Premises and equipment expense | $276,000 | 5,954 |
| Additional noninterest expense | $430,000 | 6,932 |
| Pre-tax net operating income | $770,000 | 5,965 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $255,000 | 4,332 |
| Income before extraordinary items | $498,000 | 6,388 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $498,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $509,220 | 6,306 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 6,666 |
| Total interest expense | $605,000 | 6,695 |
| Net interest income | $1,569,000 | 6,556 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $452,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,498 |
| Total noninterest expense | $1,422,000 | 6,248 |
| Salaries and employee benefits | $866,000 | 5,880 |
| Premises and equipment expense | $214,000 | 5,869 |
| Additional noninterest expense | $342,000 | 6,790 |
| Pre-tax net operating income | $581,000 | 6,093 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $189,000 | 4,492 |
| Income before extraordinary items | $375,000 | 6,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $375,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $386,220 | 6,401 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,664 |
| Total interest expense | $394,000 | 6,633 |
| Net interest income | $1,037,000 | 6,578 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $262,000 | 5,114 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $201,000 | 3,757 |
| Total noninterest expense | $956,000 | 6,229 |
| Salaries and employee benefits | $575,000 | 5,884 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $234,000 | 6,726 |
| Pre-tax net operating income | $331,000 | 6,394 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $103,000 | 4,783 |
| Income before extraordinary items | $222,000 | 6,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $222,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $226,080 | 6,651 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,712 |
| Total interest expense | $192,000 | 6,643 |
| Net interest income | $519,000 | 6,622 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $480,000 | 6,250 |
| Salaries and employee benefits | $289,000 | 5,905 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $171,000 | 6,301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $117,000 | 6,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 6,703 |
| Total interest expense | $697,000 | 6,611 |
| Net interest income | $2,009,000 | 6,615 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $748,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $603,000 | 2,982 |
| Total noninterest expense | $1,895,000 | 6,189 |
| Salaries and employee benefits | $1,162,000 | 5,790 |
| Premises and equipment expense | $281,000 | 5,870 |
| Additional noninterest expense | $452,000 | 6,831 |
| Pre-tax net operating income | $766,000 | 5,896 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $275,000 | 4,326 |
| Income before extraordinary items | $498,000 | 6,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $498,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $493,520 | 6,314 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 6,745 |
| Total interest expense | $514,000 | 6,639 |
| Net interest income | $1,492,000 | 6,639 |
| Provision for loan and lease losses | $84,000 | 4,668 |
| Total noninterest income | $511,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $113,000 | 5,820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $398,000 | 3,198 |
| Total noninterest expense | $1,423,000 | 6,138 |
| Salaries and employee benefits | $850,000 | 5,828 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $365,000 | 6,598 |
| Pre-tax net operating income | $496,000 | 6,346 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $177,000 | 4,631 |
| Income before extraordinary items | $326,000 | 6,750 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $326,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $321,450 | 6,701 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,794 |
| Total interest expense | $343,000 | 6,663 |
| Net interest income | $988,000 | 6,693 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $356,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 3,104 |
| Total noninterest expense | $924,000 | 6,273 |
| Salaries and employee benefits | $562,000 | 5,899 |
| Premises and equipment expense | $146,000 | 5,744 |
| Additional noninterest expense | $216,000 | 6,955 |
| Pre-tax net operating income | $356,000 | 6,148 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $123,000 | 4,574 |
| Income before extraordinary items | $233,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,391 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $233,000 | 6,510 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,832 |
| Total interest expense | $171,000 | 6,735 |
| Net interest income | $495,000 | 6,711 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $184,000 | 2,617 |
| Total noninterest expense | $485,000 | 6,140 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $46,000 | 4,955 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $148,000 | 5,921 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,593 |
| Total interest expense | $1,035,000 | 6,017 |
| Net interest income | $1,904,000 | 6,732 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $456,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $158,000 | 5,765 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $298,000 | 4,523 |
| Total noninterest expense | $1,980,000 | 6,020 |
| Salaries and employee benefits | $1,127,000 | 5,850 |
| Premises and equipment expense | $306,000 | 5,616 |
| Additional noninterest expense | $547,000 | 6,267 |
| Pre-tax net operating income | $232,000 | 7,710 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $61,000 | 6,143 |
| Income before extraordinary items | $188,000 | 7,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $188,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $175,080 | 7,755 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,662 |
| Total interest expense | $836,000 | 5,941 |
| Net interest income | $1,373,000 | 6,890 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $379,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,318 |
| Total noninterest expense | $1,508,000 | 5,962 |
| Salaries and employee benefits | $838,000 | 5,856 |
| Premises and equipment expense | $234,000 | 5,535 |
| Additional noninterest expense | $436,000 | 6,085 |
| Pre-tax net operating income | $132,000 | 8,070 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $43,000 | 6,338 |
| Income before extraordinary items | $106,000 | 8,181 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $106,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,447 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $93,930 | 8,133 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 6,624 |
| Total interest expense | $615,000 | 5,761 |
| Net interest income | $896,000 | 6,962 |
| Provision for loan and lease losses | $76,000 | 4,378 |
| Total noninterest income | $208,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $129,000 | 4,858 |
| Total noninterest expense | $1,025,000 | 5,911 |
| Salaries and employee benefits | $555,000 | 5,874 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $313,000 | 5,836 |
| Pre-tax net operating income | $3,000 | 8,644 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $8,000 | 8,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,128 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-2,880 | 8,667 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,514 |
| Total interest expense | $367,000 | 5,296 |
| Net interest income | $421,000 | 7,151 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 3,823 |
| Total noninterest expense | $505,000 | 5,961 |
| Salaries and employee benefits | $274,000 | 5,929 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $19,000 | 8,466 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,230 | 8,447 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 6,118 |
| Total interest expense | $1,700,000 | 5,331 |
| Net interest income | $2,049,000 | 6,547 |
| Provision for loan and lease losses | $219,000 | 4,181 |
| Total noninterest income | $555,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $182,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 3,822 |
| Total noninterest expense | $1,937,000 | 5,980 |
| Salaries and employee benefits | $1,079,000 | 5,868 |
| Premises and equipment expense | $336,000 | 5,215 |
| Additional noninterest expense | $522,000 | 6,381 |
| Pre-tax net operating income | $448,000 | 6,972 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $156,000 | 5,471 |
| Income before extraordinary items | $292,000 | 7,360 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $292,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,377 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $292,000 | 7,260 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 5,822 |
| Total interest expense | $2,557,000 | 5,325 |
| Net interest income | $2,154,000 | 6,195 |
| Provision for loan and lease losses | $366,000 | 2,798 |
| Total noninterest income | $371,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $188,000 | 5,063 |
| Total noninterest expense | $1,623,000 | 6,533 |
| Salaries and employee benefits | $1,009,000 | 5,941 |
| Premises and equipment expense | $304,000 | 5,474 |
| Additional noninterest expense | $310,000 | 7,778 |
| Pre-tax net operating income | $536,000 | 6,419 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $225,000 | 4,804 |
| Income before extraordinary items | $311,000 | 7,062 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $311,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,358 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $311,000 | 6,947 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,915 |
| Total interest expense | $2,417,000 | 5,684 |
| Net interest income | $2,335,000 | 6,054 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $266,000 | 6,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,505 |
| Total noninterest expense | $1,443,000 | 6,889 |
| Salaries and employee benefits | $890,000 | 6,353 |
| Premises and equipment expense | $260,000 | 5,908 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $1,048,000 | 5,140 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $380,000 | 4,086 |
| Income before extraordinary items | $668,000 | 5,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $668,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $668,000 | 5,548 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 6,232 |
| Total interest expense | $2,071,000 | 5,880 |
| Net interest income | $2,079,000 | 6,500 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $1,345,000 | 7,179 |
| Salaries and employee benefits | $791,000 | 6,788 |
| Premises and equipment expense | $233,000 | 6,289 |
| Additional noninterest expense | $321,000 | 7,944 |
| Pre-tax net operating income | $908,000 | 5,590 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $322,000 | 4,653 |
| Income before extraordinary items | $586,000 | 5,968 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $586,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $586,000 | 5,941 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 6,781 |
| Total interest expense | $1,838,000 | 6,477 |
| Net interest income | $1,829,000 | 6,989 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $175,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $1,166,000 | 7,634 |
| Salaries and employee benefits | $700,000 | 7,186 |
| Premises and equipment expense | $185,000 | 6,955 |
| Additional noninterest expense | $281,000 | 8,298 |
| Pre-tax net operating income | $798,000 | 6,100 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $280,000 | 5,367 |
| Income before extraordinary items | $518,000 | 6,498 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $518,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $518,000 | 6,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 7,457 |
| Total interest expense | $1,667,000 | 6,966 |
| Net interest income | $1,577,000 | 7,821 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $162,000 | 8,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $1,045,000 | 8,187 |
| Salaries and employee benefits | $600,000 | 7,916 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $280,000 | 8,527 |
| Pre-tax net operating income | $658,000 | 7,170 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $226,000 | 6,550 |
| Income before extraordinary items | $432,000 | 7,423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $432,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $432,000 | 7,377 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 8,068 |
| Total interest expense | $1,447,000 | 7,699 |
| Net interest income | $1,502,000 | 8,264 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $929,000 | 8,966 |
| Salaries and employee benefits | $559,000 | 8,410 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $269,000 | 9,195 |
| Pre-tax net operating income | $708,000 | 6,897 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $262,000 | 6,289 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $446,000 | 7,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 8,819 |
| Total interest expense | $1,223,000 | 8,517 |
| Net interest income | $1,369,000 | 8,879 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $164,000 | 9,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $964,000 | 9,100 |
| Salaries and employee benefits | $576,000 | 8,524 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $303,000 | 9,217 |
| Pre-tax net operating income | $551,000 | 8,171 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $352,000 | 8,462 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $352,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $352,000 | 8,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 9,648 |
| Total interest expense | $858,000 | 9,314 |
| Net interest income | $1,223,000 | 9,699 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $887,000 | 9,837 |
| Salaries and employee benefits | $514,000 | 9,262 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $285,000 | 10,131 |
| Pre-tax net operating income | $478,000 | 8,807 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $302,000 | 9,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $302,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 12,440 |
| Net operating income | $302,000 | 9,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 10,472 |
| Total interest expense | $792,000 | 10,086 |
| Net interest income | $1,068,000 | 10,534 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $803,000 | 10,653 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $386,000 | 9,518 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $266,000 | 9,859 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $266,000 | 9,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $28,000 | 8,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $266,000 | 9,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 11,130 |
| Total interest expense | $922,000 | 10,757 |
| Net interest income | $960,000 | 11,255 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $753,000 | 11,241 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $292,000 | 10,946 |
| Pre-tax net operating income | $297,000 | 10,167 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $129,000 | 9,137 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $49,000 | 993 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 13,477 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $173,040 | 10,618 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.