Home > State Bank of Wheaton > Income and Expense

State Bank of Wheaton, Income and Expense

2022-12-31 (YTD Data)Rank
Total interest income$3,250,0003,930
Total interest expense$398,0003,490
Net interest income$2,852,0003,947
Provision for loan and lease losses$100,0002,212
Total noninterest income$126,0004,337
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$48,0003,960
Trading account gains and feesNANA
Additional Noninterest Income$78,0004,230
Total noninterest expense$1,684,0004,269
Salaries and employee benefits$944,0004,237
Premises and equipment expense$357,0003,453
Additional noninterest expense$78,0004,230
Pre-tax net operating income$1,194,0003,641
Securities gains (losses)$0691
Applicable income taxes$64,0003,176
Income before extraordinary items$1,130,0003,546
Extraordinary gains, net$05
Net income$1,130,0003,544
Minority interest net income$063
Net income of bank and minority interests.$1,130,0003,545
Net charge-offs$02,620
Cash dividends$166,0003,212
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,130,0003,568
2022-09-30 (YTD Data)Rank
Total interest income$2,214,0004,003
Total interest expense$179,0003,822
Net interest income$2,035,0003,989
Provision for loan and lease losses$70,0002,104
Total noninterest income$112,0004,318
Gross Fiduciary activities income$0968
Service charges on deposit accounts$36,0003,990
Trading account gains and feesNANA
Additional Noninterest Income$76,0004,166
Total noninterest expense$1,180,0004,324
Salaries and employee benefits$667,0004,276
Premises and equipment expense$219,0003,694
Additional noninterest expense$76,0004,166
Pre-tax net operating income$897,0003,642
Securities gains (losses)$0740
Applicable income taxes$58,0003,103
Income before extraordinary items$839,0003,555
Extraordinary gains, net$04
Net income$839,0003,553
Minority interest net income$057
Net income of bank and minority interests.$839,0003,554
Net charge-offs$02,349
Cash dividends$106,0002,912
Sale, conversion, retirement of capital stock, net$0519
Net operating income$839,0003,584
2022-06-30 (YTD Data)Rank
Total interest income$1,330,0004,112
Total interest expense$51,0004,396
Net interest income$1,279,0004,052
Provision for loan and lease losses$60,0001,769
Total noninterest income$47,0004,459
Gross Fiduciary activities income$0925
Service charges on deposit accounts$23,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,440
Total noninterest expense$790,0004,334
Salaries and employee benefits$438,0004,318
Premises and equipment expense$154,0003,664
Additional noninterest expense$198,0004,469
Pre-tax net operating income$476,0003,731
Securities gains (losses)$0687
Applicable income taxes$38,0003,047
Income before extraordinary items$438,0003,656
Extraordinary gains, net$04
Net income$438,0003,654
Minority interest net income$060
Net income of bank and minority interests.$438,0003,656
Net charge-offs$02,156
Cash dividends$72,0002,815
Sale, conversion, retirement of capital stock, net$0494
Net operating income$438,0003,692
2022-03-31 (YTD Data)Rank
Total interest income$610,0004,167
Total interest expense$52,0003,893
Net interest income$558,0004,152
Provision for loan and lease losses$02,285
Total noninterest income$34,0004,344
Gross Fiduciary activities income$0892
Service charges on deposit accounts$12,0004,029
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,246
Total noninterest expense$335,0004,465
Salaries and employee benefits$222,0004,314
Premises and equipment expense$62,0003,904
Additional noninterest expense$51,0004,696
Pre-tax net operating income$257,0003,566
Securities gains (losses)$0623
Applicable income taxes$15,0003,002
Income before extraordinary items$242,0003,479
Extraordinary gains, net$04
Net income$242,0003,478
Minority interest net income$050
Net income of bank and minority interests.$242,0003,479
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$242,0003,499
2021-12-31 (YTD Data)Rank
Total interest income$33,0004,833
Total interest expense$3,0004,811
Net interest income$30,0004,829
Provision for loan and lease losses$03,064
Total noninterest income$4,0004,796
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,0004,669
Trading account gains and feesNANA
Additional Noninterest Income$04,779
Total noninterest expense$-8,0004,839
Salaries and employee benefits$04,827
Premises and equipment expense$04,822
Additional noninterest expense$-8,0004,846
Pre-tax net operating income$42,0004,648
Securities gains (losses)$9,0001,734
Applicable income taxes$03,710
Income before extraordinary items$51,0004,646
Extraordinary gains, net$010
Net income$51,0004,646
Minority interest net income$074
Net income of bank and minority interests.$51,0004,646
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$42,0004,646
2021-09-30 (YTD Data)Rank
Total interest income$2,615,0003,995
Total interest expense$202,0003,948
Net interest income$2,413,0003,962
Provision for loan and lease losses$-400,0004,520
Total noninterest income$118,0004,450
Gross Fiduciary activities income$0957
Service charges on deposit accounts$31,0004,180
Trading account gains and feesNANA
Additional Noninterest Income$87,0004,327
Total noninterest expense$1,133,0004,468
Salaries and employee benefits$682,0004,392
Premises and equipment expense$210,0003,847
Additional noninterest expense$241,0004,683
Pre-tax net operating income$1,798,0003,053
Securities gains (losses)$02,015
Applicable income taxes$1,0003,678
Income before extraordinary items$1,797,0002,920
Extraordinary gains, net$08
Net income$1,797,0002,920
Minority interest net income$069
Net income of bank and minority interests.$1,797,0002,920
Net charge-offs$02,463
Cash dividends$1,676,0001,293
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,797,0002,897
2021-06-30 (YTD Data)Rank
Total interest income$1,849,0003,961
Total interest expense$140,0003,977
Net interest income$1,709,0003,917
Provision for loan and lease losses$-400,0004,590
Total noninterest income$101,0004,342
Gross Fiduciary activities income$0951
Service charges on deposit accounts$19,0004,234
Trading account gains and feesNANA
Additional Noninterest Income$82,0004,175
Total noninterest expense$695,0004,561
Salaries and employee benefits$411,0004,499
Premises and equipment expense$163,0003,683
Additional noninterest expense$121,0004,799
Pre-tax net operating income$1,515,0002,758
Securities gains (losses)$01,818
Applicable income taxes$1,0003,650
Income before extraordinary items$1,514,0002,614
Extraordinary gains, net$06
Net income$1,514,0002,614
Minority interest net income$067
Net income of bank and minority interests.$1,514,0002,614
Net charge-offs$02,245
Cash dividends$1,303,0001,163
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,514,0002,585
2021-03-31 (YTD Data)Rank
Total interest income$1,020,0003,836
Total interest expense$74,0003,999
Net interest income$946,0003,799
Provision for loan and lease losses$-300,0004,718
Total noninterest income$-14,0004,954
Gross Fiduciary activities income$0922
Service charges on deposit accounts$10,0004,200
Trading account gains and feesNANA
Additional Noninterest Income$-24,0004,955
Total noninterest expense$333,0004,602
Salaries and employee benefits$208,0004,505
Premises and equipment expense$74,0003,828
Additional noninterest expense$51,0004,860
Pre-tax net operating income$899,0002,522
Securities gains (losses)$01,392
Applicable income taxes$1,0003,547
Income before extraordinary items$898,0002,361
Extraordinary gains, net$03
Net income$898,0002,359
Minority interest net income$055
Net income of bank and minority interests.$898,0002,361
Net charge-offs$01,930
Cash dividends$820,000873
Sale, conversion, retirement of capital stock, net$0482
Net operating income$898,0002,312
2020-12-31 (YTD Data)Rank
Total interest income$3,849,0003,935
Total interest expense$363,0004,141
Net interest income$3,486,0003,854
Provision for loan and lease losses$-107,0004,954
Total noninterest income$84,0004,710
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$50,0004,159
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,721
Total noninterest expense$1,418,0004,586
Salaries and employee benefits$896,0004,485
Premises and equipment expense$258,0003,996
Additional noninterest expense$264,0004,809
Pre-tax net operating income$2,259,0002,805
Securities gains (losses)$02,675
Applicable income taxes$1,0003,649
Income before extraordinary items$2,258,0002,671
Extraordinary gains, net$04
Net income$2,258,0002,671
Minority interest net income$072
Net income of bank and minority interests.$2,258,0002,671
Net charge-offs$8,0003,088
Cash dividends$1,210,0001,981
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,258,0002,628
2020-09-30 (YTD Data)Rank
Total interest income$2,960,0003,935
Total interest expense$281,0004,187
Net interest income$2,679,0003,840
Provision for loan and lease losses$-115,0005,004
Total noninterest income$61,0004,734
Gross Fiduciary activities income$0981
Service charges on deposit accounts$39,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,755
Total noninterest expense$1,157,0004,529
Salaries and employee benefits$682,0004,479
Premises and equipment expense$266,0003,605
Additional noninterest expense$209,0004,820
Pre-tax net operating income$1,698,0002,808
Securities gains (losses)$02,494
Applicable income taxes$1,0003,648
Income before extraordinary items$1,697,0002,664
Extraordinary gains, net$04
Net income$1,697,0002,663
Minority interest net income$065
Net income of bank and minority interests.$1,697,0002,664
Net charge-offs$03,243
Cash dividends$1,210,0001,514
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,697,0002,619
2020-06-30 (YTD Data)Rank
Total interest income$1,983,0003,970
Total interest expense$193,0004,245
Net interest income$1,790,0003,861
Provision for loan and lease losses$-115,0005,042
Total noninterest income$43,0004,721
Gross Fiduciary activities income$0970
Service charges on deposit accounts$26,0004,197
Trading account gains and feesNANA
Additional Noninterest Income$17,0004,730
Total noninterest expense$843,0004,474
Salaries and employee benefits$451,0004,514
Premises and equipment expense$261,0002,985
Additional noninterest expense$131,0004,866
Pre-tax net operating income$1,105,0002,801
Securities gains (losses)$02,249
Applicable income taxes$1,0003,604
Income before extraordinary items$1,104,0002,669
Extraordinary gains, net$04
Net income$1,104,0002,668
Minority interest net income$065
Net income of bank and minority interests.$1,104,0002,669
Net charge-offs$03,033
Cash dividends$788,0001,549
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,104,0002,620
2020-03-31 (YTD Data)Rank
Total interest income$973,0004,020
Total interest expense$101,0004,310
Net interest income$872,0003,916
Provision for loan and lease losses$-115,0005,095
Total noninterest income$28,0004,661
Gross Fiduciary activities income$0941
Service charges on deposit accounts$15,0004,249
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,627
Total noninterest expense$425,0004,513
Salaries and employee benefits$225,0004,559
Premises and equipment expense$140,0002,908
Additional noninterest expense$60,0004,951
Pre-tax net operating income$590,0002,569
Securities gains (losses)$01,705
Applicable income taxes$1,0003,449
Income before extraordinary items$589,0002,429
Extraordinary gains, net$04
Net income$589,0002,428
Minority interest net income$056
Net income of bank and minority interests.$589,0002,429
Net charge-offs$02,581
Cash dividends$333,0001,578
Sale, conversion, retirement of capital stock, net$0482
Net operating income$589,0002,401
2019-12-31 (YTD Data)Rank
Total interest income$4,035,0004,043
Total interest expense$421,0004,302
Net interest income$3,614,0003,934
Provision for loan and lease losses$1,0003,963
Total noninterest income$119,0004,719
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$61,0004,361
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,660
Total noninterest expense$1,355,0004,762
Salaries and employee benefits$895,0004,626
Premises and equipment expense$204,0004,368
Additional noninterest expense$256,0005,003
Pre-tax net operating income$2,377,0002,806
Securities gains (losses)$02,379
Applicable income taxes$1,0003,814
Income before extraordinary items$2,376,0002,642
Extraordinary gains, net$011
Net income$2,376,0002,642
Minority interest net income$076
Net income of bank and minority interests.$2,376,0002,644
Net charge-offs$136,0001,995
Cash dividends$1,291,0002,038
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,376,0002,610
2019-09-30 (YTD Data)Rank
Total interest income$3,014,0004,107
Total interest expense$317,0004,347
Net interest income$2,697,0003,996
Provision for loan and lease losses$03,836
Total noninterest income$68,0004,906
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$45,0004,428
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,915
Total noninterest expense$1,111,0004,753
Salaries and employee benefits$686,0004,630
Premises and equipment expense$199,0004,121
Additional noninterest expense$226,0004,992
Pre-tax net operating income$1,654,0002,978
Securities gains (losses)$02,167
Applicable income taxes$1,0003,858
Income before extraordinary items$1,653,0002,819
Extraordinary gains, net$011
Net income$1,653,0002,820
Minority interest net income$072
Net income of bank and minority interests.$1,653,0002,820
Net charge-offs$03,455
Cash dividends$1,291,0001,563
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,653,0002,785
2019-06-30 (YTD Data)Rank
Total interest income$2,001,0004,141
Total interest expense$207,0004,373
Net interest income$1,794,0004,021
Provision for loan and lease losses$03,685
Total noninterest income$45,0004,932
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$27,0004,538
Trading account gains and feesNANA
Additional Noninterest Income$18,0004,918
Total noninterest expense$727,0004,806
Salaries and employee benefits$453,0004,679
Premises and equipment expense$119,0004,266
Additional noninterest expense$155,0005,018
Pre-tax net operating income$1,112,0002,959
Securities gains (losses)$01,702
Applicable income taxes$1,0003,851
Income before extraordinary items$1,111,0002,788
Extraordinary gains, net$011
Net income$1,111,0002,787
Minority interest net income$069
Net income of bank and minority interests.$1,111,0002,787
Net charge-offs$03,172
Cash dividends$824,0001,620
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,111,0002,768
2019-03-31 (YTD Data)Rank
Total interest income$954,0004,219
Total interest expense$100,0004,412
Net interest income$854,0004,131
Provision for loan and lease losses$03,406
Total noninterest income$25,0004,929
Gross Fiduciary activities income$0972
Service charges on deposit accounts$12,0004,649
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,809
Total noninterest expense$358,0004,859
Salaries and employee benefits$226,0004,723
Premises and equipment expense$55,0004,400
Additional noninterest expense$77,0005,066
Pre-tax net operating income$521,0003,017
Securities gains (losses)$01,087
Applicable income taxes$1,0003,744
Income before extraordinary items$520,0002,850
Extraordinary gains, net$05
Net income$520,0002,849
Minority interest net income$052
Net income of bank and minority interests.$520,0002,849
Net charge-offs$02,740
Cash dividends$313,0001,695
Sale, conversion, retirement of capital stock, net$0529
Net operating income$520,0002,831
2018-12-31 (YTD Data)Rank
Total interest income$3,773,0004,210
Total interest expense$297,0004,501
Net interest income$3,476,0004,114
Provision for loan and lease losses$-5,0005,080
Total noninterest income$96,0005,034
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$68,0004,505
Trading account gains and feesNANA
Additional Noninterest Income$28,0005,072
Total noninterest expense$1,208,0005,028
Salaries and employee benefits$824,0004,867
Premises and equipment expense$139,0004,845
Additional noninterest expense$245,0005,226
Pre-tax net operating income$2,369,0002,867
Securities gains (losses)$01,125
Applicable income taxes$1,0003,934
Income before extraordinary items$2,368,0002,670
Extraordinary gains, net$06
Net income$2,368,0002,668
Minority interest net income$072
Net income of bank and minority interests.$2,368,0002,669
Net charge-offs$-5,0004,397
Cash dividends$1,315,0001,891
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,368,0002,666
2018-09-30 (YTD Data)Rank
Total interest income$2,815,0004,253
Total interest expense$204,0004,590
Net interest income$2,611,0004,147
Provision for loan and lease losses$-5,0005,194
Total noninterest income$75,0005,081
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$52,0004,532
Trading account gains and feesNANA
Additional Noninterest Income$23,0005,128
Total noninterest expense$1,013,0004,978
Salaries and employee benefits$663,0004,820
Premises and equipment expense$135,0004,680
Additional noninterest expense$215,0005,204
Pre-tax net operating income$1,678,0003,016
Securities gains (losses)$01,118
Applicable income taxes$1,0003,985
Income before extraordinary items$1,677,0002,818
Extraordinary gains, net$05
Net income$1,677,0002,817
Minority interest net income$066
Net income of bank and minority interests.$1,677,0002,817
Net charge-offs$-5,0004,302
Cash dividends$1,315,0001,434
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,677,0002,809
2018-06-30 (YTD Data)Rank
Total interest income$1,867,0004,279
Total interest expense$119,0004,726
Net interest income$1,748,0004,170
Provision for loan and lease losses$-5,0005,287
Total noninterest income$52,0005,122
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$34,0004,591
Trading account gains and feesNANA
Additional Noninterest Income$18,0005,139
Total noninterest expense$737,0004,958
Salaries and employee benefits$489,0004,763
Premises and equipment expense$101,0004,589
Additional noninterest expense$147,0005,253
Pre-tax net operating income$1,068,0003,062
Securities gains (losses)$0961
Applicable income taxes$1,0003,958
Income before extraordinary items$1,067,0002,858
Extraordinary gains, net$06
Net income$1,067,0002,858
Minority interest net income$065
Net income of bank and minority interests.$1,067,0002,858
Net charge-offs$-5,0004,304
Cash dividends$802,0001,504
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,067,0002,851
2018-03-31 (YTD Data)Rank
Total interest income$935,0004,292
Total interest expense$55,0004,792
Net interest income$880,0004,190
Provision for loan and lease losses$03,508
Total noninterest income$30,0005,105
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$12,0005,070
Total noninterest expense$409,0004,894
Salaries and employee benefits$290,0004,628
Premises and equipment expense$59,0004,461
Additional noninterest expense$60,0005,412
Pre-tax net operating income$501,0003,102
Securities gains (losses)$0735
Applicable income taxes$1,0003,857
Income before extraordinary items$500,0002,902
Extraordinary gains, net$07
Net income$500,0002,902
Minority interest net income$052
Net income of bank and minority interests.$500,0002,902
Net charge-offs$02,722
Cash dividends$316,0001,554
Sale, conversion, retirement of capital stock, net$0580
Net operating income$500,0002,889
2017-12-31 (YTD Data)Rank
Total interest income$3,554,0004,354
Total interest expense$216,0004,781
Net interest income$3,338,0004,254
Provision for loan and lease losses$3,0004,191
Total noninterest income$91,0005,301
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$63,0004,805
Trading account gains and feesNANA
Additional Noninterest Income$28,0005,293
Total noninterest expense$1,215,0005,237
Salaries and employee benefits$817,0005,069
Premises and equipment expense$150,0005,006
Additional noninterest expense$248,0005,460
Pre-tax net operating income$2,211,0002,957
Securities gains (losses)$02,243
Applicable income taxes$1,0004,081
Income before extraordinary items$2,210,0002,517
Extraordinary gains, net$09
Net income$2,210,0002,517
Minority interest net income$076
Net income of bank and minority interests.$2,210,0002,517
Net charge-offs$353,0001,353
Cash dividends$1,176,0002,012
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,210,0002,499
2017-09-30 (YTD Data)Rank
Total interest income$2,617,0004,418
Total interest expense$161,0004,821
Net interest income$2,456,0004,317
Provision for loan and lease losses$5,0003,993
Total noninterest income$71,0005,366
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$48,0004,847
Trading account gains and feesNANA
Additional Noninterest Income$23,0005,338
Total noninterest expense$964,0005,238
Salaries and employee benefits$613,0005,101
Premises and equipment expense$144,0004,800
Additional noninterest expense$207,0005,456
Pre-tax net operating income$1,558,0003,102
Securities gains (losses)$02,274
Applicable income taxes$1,0004,110
Income before extraordinary items$1,557,0002,794
Extraordinary gains, net$09
Net income$1,557,0002,793
Minority interest net income$071
Net income of bank and minority interests.$1,557,0002,794
Net charge-offs$355,0001,013
Cash dividends$1,176,0001,548
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,557,0002,777
2017-06-30 (YTD Data)Rank
Total interest income$1,710,0004,459
Total interest expense$106,0004,846
Net interest income$1,604,0004,360
Provision for loan and lease losses$03,871
Total noninterest income$51,0005,365
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$33,0004,834
Trading account gains and feesNANA
Additional Noninterest Income$18,0005,321
Total noninterest expense$663,0005,261
Salaries and employee benefits$410,0005,140
Premises and equipment expense$107,0004,694
Additional noninterest expense$146,0005,471
Pre-tax net operating income$992,0003,137
Securities gains (losses)$01,906
Applicable income taxes$1,0004,119
Income before extraordinary items$991,0002,837
Extraordinary gains, net$011
Net income$991,0002,837
Minority interest net income$071
Net income of bank and minority interests.$991,0002,837
Net charge-offs$03,512
Cash dividends$722,0001,612
Sale, conversion, retirement of capital stock, net$0659
Net operating income$991,0002,817
2017-03-31 (YTD Data)Rank
Total interest income$848,0004,499
Total interest expense$52,0004,885
Net interest income$796,0004,392
Provision for loan and lease losses$03,537
Total noninterest income$32,0005,276
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$18,0004,751
Trading account gains and feesNANA
Additional Noninterest Income$14,0005,211
Total noninterest expense$361,0005,230
Salaries and employee benefits$209,0005,168
Premises and equipment expense$66,0004,460
Additional noninterest expense$86,0005,440
Pre-tax net operating income$467,0003,192
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$466,0002,872
Extraordinary gains, net$08
Net income$466,0002,872
Minority interest net income$055
Net income of bank and minority interests.$466,0002,872
Net charge-offs$02,943
Cash dividends$280,0001,706
Sale, conversion, retirement of capital stock, net$0632
Net operating income$466,0002,854
2016-12-31 (YTD Data)Rank
Total interest income$3,540,0004,439
Total interest expense$223,0004,849
Net interest income$3,317,0004,340
Provision for loan and lease losses$-9,0005,475
Total noninterest income$110,0005,450
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$83,0004,728
Trading account gains and fees$0170
Additional Noninterest Income$27,0005,536
Total noninterest expense$1,171,0005,471
Salaries and employee benefits$807,0005,264
Premises and equipment expense$131,0005,306
Additional noninterest expense$233,0005,727
Pre-tax net operating income$2,265,0002,847
Securities gains (losses)$3,0002,978
Applicable income taxes$1,0004,208
Income before extraordinary items$2,267,0002,576
Extraordinary gains, net$05
Net income$2,267,0002,574
Minority interest net income$082
Net income of bank and minority interests.$2,267,0002,575
Net charge-offs$-9,0004,966
Cash dividends$1,226,0001,942
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,264,0002,522
2016-09-30 (YTD Data)Rank
Total interest income$2,656,0004,466
Total interest expense$169,0004,878
Net interest income$2,487,0004,373
Provision for loan and lease losses$-9,0005,634
Total noninterest income$85,0005,493
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$64,0004,740
Trading account gains and fees$0169
Additional Noninterest Income$21,0005,569
Total noninterest expense$948,0005,454
Salaries and employee benefits$608,0005,276
Premises and equipment expense$128,0005,097
Additional noninterest expense$212,0005,688
Pre-tax net operating income$1,633,0002,969
Securities gains (losses)$3,0002,908
Applicable income taxes$1,0004,258
Income before extraordinary items$1,635,0002,675
Extraordinary gains, net$05
Net income$1,635,0002,675
Minority interest net income$071
Net income of bank and minority interests.$1,635,0002,675
Net charge-offs$-9,0004,891
Cash dividends$1,226,0001,461
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,632,0002,618
2016-06-30 (YTD Data)Rank
Total interest income$1,763,0004,514
Total interest expense$115,0004,897
Net interest income$1,648,0004,421
Provision for loan and lease losses$-9,0005,753
Total noninterest income$59,0005,505
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$42,0004,778
Trading account gains and fees$0157
Additional Noninterest Income$17,0005,582
Total noninterest expense$640,0005,509
Salaries and employee benefits$402,0005,348
Premises and equipment expense$91,0005,077
Additional noninterest expense$147,0005,735
Pre-tax net operating income$1,076,0002,953
Securities gains (losses)$3,0002,591
Applicable income taxes$1,0004,252
Income before extraordinary items$1,078,0002,679
Extraordinary gains, net$016
Net income$1,078,0002,678
Minority interest net income$071
Net income of bank and minority interests.$1,078,0002,678
Net charge-offs$-9,0004,932
Cash dividends$780,0001,538
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,075,0002,612
2016-03-31 (YTD Data)Rank
Total interest income$886,0004,535
Total interest expense$59,0004,913
Net interest income$827,0004,448
Provision for loan and lease losses$-9,0005,895
Total noninterest income$36,0005,390
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$24,0004,602
Trading account gains and fees$0142
Additional Noninterest Income$12,0005,485
Total noninterest expense$312,0005,584
Salaries and employee benefits$202,0005,388
Premises and equipment expense$47,0005,057
Additional noninterest expense$63,0005,875
Pre-tax net operating income$560,0002,837
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$560,0002,554
Extraordinary gains, net$012
Net income$560,0002,554
Minority interest net income$062
Net income of bank and minority interests.$560,0002,554
Net charge-offs$-9,0005,132
Cash dividends$262,0001,722
Sale, conversion, retirement of capital stock, net$0659
Net operating income$560,0002,512
2015-12-31 (YTD Data)Rank
Total interest income$3,380,0004,640
Total interest expense$235,0004,966
Net interest income$3,145,0004,545
Provision for loan and lease losses$-452,0005,937
Total noninterest income$130,0005,527
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$92,0004,810
Trading account gains and fees$0159
Additional Noninterest Income$38,0005,620
Total noninterest expense$1,194,0005,667
Salaries and employee benefits$787,0005,477
Premises and equipment expense$159,0005,348
Additional noninterest expense$248,0005,931
Pre-tax net operating income$2,533,0002,600
Securities gains (losses)$03,216
Applicable income taxes$1,0004,340
Income before extraordinary items$2,532,0002,316
Extraordinary gains, net$023
Net income$2,532,0002,316
Minority interest net income$081
Net income of bank and minority interests.$2,532,0002,317
Net charge-offs$-452,0005,995
Cash dividends$1,502,0001,637
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,532,0002,279
2015-09-30 (YTD Data)Rank
Total interest income$2,503,0004,709
Total interest expense$175,0005,044
Net interest income$2,328,0004,620
Provision for loan and lease losses$-438,0006,067
Total noninterest income$97,0005,616
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$69,0004,864
Trading account gains and fees$0153
Additional Noninterest Income$28,0005,691
Total noninterest expense$955,0005,662
Salaries and employee benefits$589,0005,516
Premises and equipment expense$163,0005,028
Additional noninterest expense$203,0005,971
Pre-tax net operating income$1,908,0002,651
Securities gains (losses)$03,031
Applicable income taxes$1,0004,417
Income before extraordinary items$1,907,0002,350
Extraordinary gains, net$021
Net income$1,907,0002,351
Minority interest net income$078
Net income of bank and minority interests.$1,907,0002,351
Net charge-offs$-438,0006,088
Cash dividends$1,502,0001,197
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,907,0002,310
2015-06-30 (YTD Data)Rank
Total interest income$1,636,0004,784
Total interest expense$116,0005,107
Net interest income$1,520,0004,696
Provision for loan and lease losses$-438,0006,187
Total noninterest income$63,0005,677
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$47,0004,846
Trading account gains and fees$0157
Additional Noninterest Income$16,0005,802
Total noninterest expense$647,0005,702
Salaries and employee benefits$389,0005,581
Premises and equipment expense$117,0004,946
Additional noninterest expense$141,0006,000
Pre-tax net operating income$1,374,0002,497
Securities gains (losses)$02,636
Applicable income taxes$1,0004,408
Income before extraordinary items$1,373,0002,199
Extraordinary gains, net$022
Net income$1,373,0002,202
Minority interest net income$075
Net income of bank and minority interests.$1,373,0002,202
Net charge-offs$-438,0006,199
Cash dividends$980,0001,273
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,373,0002,147
2015-03-31 (YTD Data)Rank
Total interest income$769,0004,931
Total interest expense$56,0005,203
Net interest income$713,0004,845
Provision for loan and lease losses$-428,0006,313
Total noninterest income$34,0005,653
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$22,0004,927
Trading account gains and fees$0152
Additional Noninterest Income$12,0005,695
Total noninterest expense$308,0005,806
Salaries and employee benefits$196,0005,624
Premises and equipment expense$49,0005,270
Additional noninterest expense$63,0006,133
Pre-tax net operating income$867,0002,079
Securities gains (losses)$02,027
Applicable income taxes$1,0004,289
Income before extraordinary items$866,0001,809
Extraordinary gains, net$013
Net income$866,0001,811
Minority interest net income$064
Net income of bank and minority interests.$866,0001,811
Net charge-offs$-428,0006,329
Cash dividends$296,0001,567
Sale, conversion, retirement of capital stock, net$0697
Net operating income$866,0001,740
2014-12-31 (YTD Data)Rank
Total interest income$2,763,0005,170
Total interest expense$236,0005,298
Net interest income$2,527,0005,111
Provision for loan and lease losses$-250,0006,154
Total noninterest income$119,0005,849
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$87,0005,166
Trading account gains and fees$0180
Additional Noninterest Income$32,0005,909
Total noninterest expense$1,273,0005,867
Salaries and employee benefits$838,0005,633
Premises and equipment expense$165,0005,578
Additional noninterest expense$270,0006,200
Pre-tax net operating income$1,623,0003,333
Securities gains (losses)$03,259
Applicable income taxes$1,0004,463
Income before extraordinary items$1,622,0003,103
Extraordinary gains, net$017
Net income$1,622,0003,103
Minority interest net income$084
Net income of bank and minority interests.$1,622,0003,104
Net charge-offs$-250,0006,287
Cash dividends$839,0002,264
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,622,0003,050
2014-09-30 (YTD Data)Rank
Total interest income$2,015,0005,269
Total interest expense$179,0005,365
Net interest income$1,836,0005,205
Provision for loan and lease losses$-20,0006,094
Total noninterest income$88,0005,943
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$62,0005,296
Trading account gains and fees$0174
Additional Noninterest Income$26,0005,957
Total noninterest expense$997,0005,876
Salaries and employee benefits$641,0005,629
Premises and equipment expense$161,0005,311
Additional noninterest expense$195,0006,287
Pre-tax net operating income$947,0003,850
Securities gains (losses)$02,980
Applicable income taxes$1,0004,504
Income before extraordinary items$946,0003,597
Extraordinary gains, net$015
Net income$946,0003,598
Minority interest net income$081
Net income of bank and minority interests.$946,0003,599
Net charge-offs$-20,0005,793
Cash dividends$839,0001,694
Sale, conversion, retirement of capital stock, net$0819
Net operating income$946,0003,555
2014-06-30 (YTD Data)Rank
Total interest income$1,317,0005,331
Total interest expense$119,0005,424
Net interest income$1,198,0005,268
Provision for loan and lease losses$-20,0006,240
Total noninterest income$59,0005,987
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$39,0005,372
Trading account gains and fees$0172
Additional Noninterest Income$20,0005,955
Total noninterest expense$661,0005,927
Salaries and employee benefits$443,0005,623
Premises and equipment expense$101,0005,427
Additional noninterest expense$117,0006,398
Pre-tax net operating income$616,0003,827
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$615,0003,587
Extraordinary gains, net$020
Net income$615,0003,592
Minority interest net income$080
Net income of bank and minority interests.$615,0003,593
Net charge-offs$-20,0005,885
Cash dividends$502,0001,793
Sale, conversion, retirement of capital stock, net$0794
Net operating income$615,0003,527
2014-03-31 (YTD Data)Rank
Total interest income$652,0005,403
Total interest expense$59,0005,497
Net interest income$593,0005,333
Provision for loan and lease losses$-19,0006,423
Total noninterest income$33,0005,914
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$14,0005,780
Total noninterest expense$355,0005,903
Salaries and employee benefits$219,0005,705
Premises and equipment expense$46,0005,610
Additional noninterest expense$90,0006,152
Pre-tax net operating income$290,0003,875
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$289,0003,613
Extraordinary gains, net$016
Net income$289,0003,615
Minority interest net income$066
Net income of bank and minority interests.$289,0003,616
Net charge-offs$-19,0006,020
Cash dividends$207,0001,726
Sale, conversion, retirement of capital stock, net$0747
Net operating income$289,0003,556
2013-12-31 (YTD Data)Rank
Total interest income$2,593,0005,482
Total interest expense$256,0005,625
Net interest income$2,337,0005,379
Provision for loan and lease losses$30,0004,534
Total noninterest income$131,0006,011
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$76,0005,578
Trading account gains and fees$0184
Additional Noninterest Income$55,0005,804
Total noninterest expense$1,376,0006,020
Salaries and employee benefits$871,0005,780
Premises and equipment expense$131,0006,067
Additional noninterest expense$374,0006,169
Pre-tax net operating income$1,062,0003,983
Securities gains (losses)$03,182
Applicable income taxes$1,0004,552
Income before extraordinary items$1,061,0003,787
Extraordinary gains, net$029
Net income$1,061,0003,791
Minority interest net income$090
Net income of bank and minority interests.$1,061,0003,791
Net charge-offs$30,0004,644
Cash dividends$545,0002,661
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,061,0003,736
2013-09-30 (YTD Data)Rank
Total interest income$1,919,0005,563
Total interest expense$194,0005,706
Net interest income$1,725,0005,467
Provision for loan and lease losses$75,0003,636
Total noninterest income$89,0006,177
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$55,0005,681
Trading account gains and fees$0180
Additional Noninterest Income$34,0005,988
Total noninterest expense$1,117,0005,945
Salaries and employee benefits$687,0005,721
Premises and equipment expense$139,0005,707
Additional noninterest expense$291,0006,173
Pre-tax net operating income$622,0004,449
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$621,0004,249
Extraordinary gains, net$025
Net income$621,0004,251
Minority interest net income$084
Net income of bank and minority interests.$621,0004,253
Net charge-offs$75,0003,529
Cash dividends$545,0002,022
Sale, conversion, retirement of capital stock, net$0868
Net operating income$621,0004,178
2013-06-30 (YTD Data)Rank
Total interest income$1,273,0005,599
Total interest expense$129,0005,774
Net interest income$1,144,0005,499
Provision for loan and lease losses$98,0002,979
Total noninterest income$55,0006,255
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$36,0005,704
Trading account gains and fees$0157
Additional Noninterest Income$19,0006,126
Total noninterest expense$727,0006,026
Salaries and employee benefits$458,0005,750
Premises and equipment expense$97,0005,657
Additional noninterest expense$172,0006,323
Pre-tax net operating income$374,0004,581
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$373,0004,442
Extraordinary gains, net$022
Net income$373,0004,444
Minority interest net income$082
Net income of bank and minority interests.$373,0004,445
Net charge-offs$98,0002,777
Cash dividends$256,0002,352
Sale, conversion, retirement of capital stock, net$0838
Net operating income$373,0004,333
2013-03-31 (YTD Data)Rank
Total interest income$641,0005,621
Total interest expense$65,0005,840
Net interest income$576,0005,518
Provision for loan and lease losses$54,0002,753
Total noninterest income$31,0006,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$17,0005,778
Trading account gains and fees$0148
Additional Noninterest Income$14,0005,942
Total noninterest expense$337,0006,173
Salaries and employee benefits$229,0005,806
Premises and equipment expense$32,0006,203
Additional noninterest expense$76,0006,508
Pre-tax net operating income$216,0004,361
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$216,0004,146
Extraordinary gains, net$010
Net income$216,0004,148
Minority interest net income$076
Net income of bank and minority interests.$216,0004,148
Net charge-offs$54,0002,367
Cash dividends$101,0002,024
Sale, conversion, retirement of capital stock, net$0789
Net operating income$216,0004,051
2012-12-31 (YTD Data)Rank
Total interest income$2,600,0005,736
Total interest expense$307,0005,944
Net interest income$2,293,0005,627
Provision for loan and lease losses$-16,0006,824
Total noninterest income$118,0006,167
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$86,0005,638
Trading account gains and fees$0166
Additional Noninterest Income$32,0006,085
Total noninterest expense$1,419,0006,194
Salaries and employee benefits$907,0005,877
Premises and equipment expense$138,0006,226
Additional noninterest expense$374,0006,422
Pre-tax net operating income$1,008,0004,002
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,008,0003,898
Extraordinary gains, net$029
Net income$1,008,0003,898
Minority interest net income$093
Net income of bank and minority interests.$1,008,0003,900
Net charge-offs$-16,0006,682
Cash dividends$324,0003,222
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,008,0003,740
2012-09-30 (YTD Data)Rank
Total interest income$1,961,0005,827
Total interest expense$237,0006,039
Net interest income$1,724,0005,707
Provision for loan and lease losses$-49,0006,982
Total noninterest income$92,0006,233
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$66,0005,680
Trading account gains and fees$0157
Additional Noninterest Income$26,0006,186
Total noninterest expense$1,148,0006,116
Salaries and employee benefits$723,0005,812
Premises and equipment expense$134,0005,960
Additional noninterest expense$291,0006,445
Pre-tax net operating income$717,0004,184
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$717,0004,059
Extraordinary gains, net$020
Net income$717,0004,058
Minority interest net income$086
Net income of bank and minority interests.$717,0004,060
Net charge-offs$-49,0006,922
Cash dividends$324,0002,493
Sale, conversion, retirement of capital stock, net$0952
Net operating income$717,0003,887
2012-06-30 (YTD Data)Rank
Total interest income$1,300,0005,877
Total interest expense$165,0006,069
Net interest income$1,135,0005,769
Provision for loan and lease losses$35,0004,806
Total noninterest income$68,0006,171
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$47,0005,619
Trading account gains and fees$0153
Additional Noninterest Income$21,0006,119
Total noninterest expense$750,0006,200
Salaries and employee benefits$499,0005,797
Premises and equipment expense$73,0006,256
Additional noninterest expense$178,0006,585
Pre-tax net operating income$418,0004,387
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$418,0004,304
Extraordinary gains, net$019
Net income$418,0004,307
Minority interest net income$084
Net income of bank and minority interests.$418,0004,306
Net charge-offs$35,0004,302
Cash dividends$202,0002,499
Sale, conversion, retirement of capital stock, net$0928
Net operating income$418,0004,116
2012-03-31 (YTD Data)Rank
Total interest income$653,0005,928
Total interest expense$90,0006,046
Net interest income$563,0005,821
Provision for loan and lease losses$39,0003,959
Total noninterest income$39,0006,108
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$24,0005,577
Trading account gains and fees$0148
Additional Noninterest Income$15,0005,956
Total noninterest expense$373,0006,257
Salaries and employee benefits$255,0005,799
Premises and equipment expense$25,0006,672
Additional noninterest expense$93,0006,589
Pre-tax net operating income$190,0004,593
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$190,0004,463
Extraordinary gains, net$019
Net income$190,0004,466
Minority interest net income$078
Net income of bank and minority interests.$190,0004,466
Net charge-offs$39,0003,220
Cash dividends$27,0002,578
Sale, conversion, retirement of capital stock, net$0861
Net operating income$190,0004,318
2011-12-31 (YTD Data)Rank
Total interest income$2,812,0005,875
Total interest expense$486,0005,909
Net interest income$2,326,0005,796
Provision for loan and lease losses$635,0003,081
Total noninterest income$102,0006,412
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$70,0005,987
Trading account gains and fees$0146
Additional Noninterest Income$32,0006,182
Total noninterest expense$1,629,0006,176
Salaries and employee benefits$978,0005,914
Premises and equipment expense$139,0006,510
Additional noninterest expense$512,0006,249
Pre-tax net operating income$164,0005,582
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$164,0005,664
Extraordinary gains, net$029
Net income$164,0005,667
Minority interest net income$096
Net income of bank and minority interests.$164,0005,667
Net charge-offs$370,0003,548
Cash dividends$616,0002,175
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$164,0005,545
2011-09-30 (YTD Data)Rank
Total interest income$2,152,0005,897
Total interest expense$382,0005,926
Net interest income$1,770,0005,813
Provision for loan and lease losses$393,0003,258
Total noninterest income$77,0006,492
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$52,0006,032
Trading account gains and fees$0145
Additional Noninterest Income$25,0006,271
Total noninterest expense$1,357,0006,024
Salaries and employee benefits$784,0005,806
Premises and equipment expense$119,0006,382
Additional noninterest expense$454,0006,006
Pre-tax net operating income$97,0005,820
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$97,0005,904
Extraordinary gains, net$021
Net income$97,0005,905
Minority interest net income$087
Net income of bank and minority interests.$97,0005,905
Net charge-offs$128,0004,173
Cash dividends$616,0001,590
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$97,0005,788
2011-06-30 (YTD Data)Rank
Total interest income$1,448,0005,942
Total interest expense$266,0005,959
Net interest income$1,182,0005,850
Provision for loan and lease losses$284,0003,098
Total noninterest income$53,0006,517
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$19,0006,286
Total noninterest expense$916,0006,065
Salaries and employee benefits$520,0005,866
Premises and equipment expense$66,0006,661
Additional noninterest expense$330,0005,925
Pre-tax net operating income$35,0006,014
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$35,0006,109
Extraordinary gains, net$015
Net income$35,0006,108
Minority interest net income$089
Net income of bank and minority interests.$35,0006,109
Net charge-offs$79,0004,069
Cash dividends$87,0002,883
Sale, conversion, retirement of capital stock, net$0986
Net operating income$35,0006,021
2011-03-31 (YTD Data)Rank
Total interest income$725,0005,976
Total interest expense$139,0005,983
Net interest income$586,0005,875
Provision for loan and lease losses$144,0002,943
Total noninterest income$28,0006,542
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$447,0006,141
Salaries and employee benefits$261,0005,895
Premises and equipment expense$25,0006,959
Additional noninterest expense$161,0006,008
Pre-tax net operating income$23,0006,065
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$23,0006,084
Extraordinary gains, net$09
Net income$23,0006,083
Minority interest net income$086
Net income of bank and minority interests.$23,0006,084
Net charge-offs$39,0003,544
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$23,0006,050
2010-12-31 (YTD Data)Rank
Total interest income$3,399,0005,779
Total interest expense$707,0005,953
Net interest income$2,692,0005,609
Provision for loan and lease losses$1,259,0002,702
Total noninterest income$113,0006,582
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$80,0005,772
Trading account gains and fees$0175
Additional Noninterest Income$33,0006,362
Total noninterest expense$1,518,0006,506
Salaries and employee benefits$956,0006,117
Premises and equipment expense$128,0006,814
Additional noninterest expense$434,0006,700
Pre-tax net operating income$28,0005,690
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$28,0005,878
Extraordinary gains, net$029
Net income$28,0005,878
Minority interest net income$0111
Net income of bank and minority interests.$28,0005,878
Net charge-offs$1,474,0002,197
Cash dividends$306,0002,883
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$28,0005,739
2010-09-30 (YTD Data)Rank
Total interest income$2,601,0005,842
Total interest expense$542,0006,047
Net interest income$2,059,0005,643
Provision for loan and lease losses$1,168,0002,304
Total noninterest income$88,0006,674
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$62,0005,806
Trading account gains and fees$0165
Additional Noninterest Income$26,0006,511
Total noninterest expense$953,0006,835
Salaries and employee benefits$623,0006,423
Premises and equipment expense$66,0007,243
Additional noninterest expense$264,0007,007
Pre-tax net operating income$26,0005,879
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$26,0006,022
Extraordinary gains, net$023
Net income$26,0006,022
Minority interest net income$0110
Net income of bank and minority interests.$26,0006,022
Net charge-offs$1,383,0001,845
Cash dividends$306,0002,299
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$26,0005,901
2010-06-30 (YTD Data)Rank
Total interest income$1,756,0005,861
Total interest expense$365,0006,126
Net interest income$1,391,0005,638
Provision for loan and lease losses$622,0002,526
Total noninterest income$64,0006,615
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$43,0005,791
Trading account gains and fees$0152
Additional Noninterest Income$21,0006,429
Total noninterest expense$812,0006,481
Salaries and employee benefits$535,0005,986
Premises and equipment expense$86,0006,573
Additional noninterest expense$191,0006,970
Pre-tax net operating income$21,0005,966
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$21,0006,077
Extraordinary gains, net$019
Net income$21,0006,079
Minority interest net income$0105
Net income of bank and minority interests.$21,0006,078
Net charge-offs$622,0002,198
Cash dividends$106,0002,773
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$21,0005,980
2010-03-31 (YTD Data)Rank
Total interest income$832,0006,045
Total interest expense$185,0006,225
Net interest income$647,0005,824
Provision for loan and lease losses$273,0002,567
Total noninterest income$34,0006,601
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$21,0005,847
Trading account gains and fees$0175
Additional Noninterest Income$13,0006,398
Total noninterest expense$402,0006,590
Salaries and employee benefits$277,0005,995
Premises and equipment expense$36,0006,882
Additional noninterest expense$89,0007,135
Pre-tax net operating income$6,0006,175
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$6,0006,306
Extraordinary gains, net$016
Net income$6,0006,309
Minority interest net income$091
Net income of bank and minority interests.$6,0006,308
Net charge-offs$273,0002,122
Cash dividends$14,0002,567
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$6,0006,199
2009-12-31 (YTD Data)Rank
Total interest income$3,771,0005,852
Total interest expense$895,0006,256
Net interest income$2,876,0005,495
Provision for loan and lease losses$1,369,0003,020
Total noninterest income$131,0006,724
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$95,0005,827
Trading account gains and fees$0211
Additional Noninterest Income$36,0006,622
Total noninterest expense$1,470,0006,835
Salaries and employee benefits$961,0006,324
Premises and equipment expense$130,0007,101
Additional noninterest expense$379,0007,157
Pre-tax net operating income$168,0004,890
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$168,0004,915
Extraordinary gains, net$034
Net income$168,0004,917
Minority interest net income$0115
Net income of bank and minority interests.$168,0004,917
Net charge-offs$919,0002,967
Cash dividends$404,0002,818
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$168,0004,850
2009-09-30 (YTD Data)Rank
Total interest income$2,832,0005,910
Total interest expense$696,0006,325
Net interest income$2,136,0005,542
Provision for loan and lease losses$831,0003,056
Total noninterest income$102,0006,811
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$72,0005,862
Trading account gains and fees$0212
Additional Noninterest Income$30,0006,710
Total noninterest expense$1,249,0006,625
Salaries and employee benefits$813,0006,096
Premises and equipment expense$134,0006,709
Additional noninterest expense$302,0007,114
Pre-tax net operating income$158,0005,087
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$158,0005,045
Extraordinary gains, net$027
Net income$158,0005,044
Minority interest net income$0118
Net income of bank and minority interests.$158,0005,044
Net charge-offs$381,0003,410
Cash dividends$404,0002,242
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$158,0004,995
2009-06-30 (YTD Data)Rank
Total interest income$1,915,0005,937
Total interest expense$480,0006,361
Net interest income$1,435,0005,526
Provision for loan and lease losses$495,0002,986
Total noninterest income$71,0006,816
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$47,0005,894
Trading account gains and fees$0193
Additional Noninterest Income$24,0006,629
Total noninterest expense$858,0006,628
Salaries and employee benefits$555,0006,115
Premises and equipment expense$83,0006,886
Additional noninterest expense$220,0007,048
Pre-tax net operating income$153,0004,928
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$153,0004,848
Extraordinary gains, net$021
Net income$153,0004,845
Minority interest net income$0112
Net income of bank and minority interests.$153,0004,845
Net charge-offs$245,0003,186
Cash dividends$321,0002,123
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$153,0004,759
2009-03-31 (YTD Data)Rank
Total interest income$948,0006,010
Total interest expense$247,0006,409
Net interest income$701,0005,584
Provision for loan and lease losses$245,0002,586
Total noninterest income$38,0006,716
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$21,0006,011
Trading account gains and fees$0171
Additional Noninterest Income$17,0006,333
Total noninterest expense$440,0006,565
Salaries and employee benefits$293,0006,031
Premises and equipment expense$26,0007,517
Additional noninterest expense$121,0006,766
Pre-tax net operating income$54,0005,575
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$54,0005,617
Extraordinary gains, net$015
Net income$54,0005,620
Minority interest net income$0102
Net income of bank and minority interests.$54,0005,620
Net charge-offs$145,0002,457
Cash dividends$182,0001,801
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$54,0005,452
2008-12-31 (YTD Data)Rank
Total interest income$4,534,0005,720
Total interest expense$1,282,0006,300
Net interest income$3,252,0005,185
Provision for loan and lease losses$112,0005,913
Total noninterest income$142,0006,948
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$100,0005,896
Trading account gains and fees$0154
Additional Noninterest Income$42,0006,928
Total noninterest expense$1,448,0006,936
Salaries and employee benefits$1,042,0006,321
Premises and equipment expense$174,0006,922
Additional noninterest expense$232,0007,740
Pre-tax net operating income$1,834,0002,632
Securities gains (losses)$4,0002,823
Applicable income taxes$1,0004,863
Income before extraordinary items$1,837,0002,159
Extraordinary gains, net$039
Net income$1,837,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0004,827
Cash dividends$2,025,0001,324
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,833,0002,282
2008-09-30 (YTD Data)Rank
Total interest income$3,455,0005,757
Total interest expense$1,000,0006,332
Net interest income$2,455,0005,201
Provision for loan and lease losses$53,0005,847
Total noninterest income$111,0007,005
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$76,0005,918
Trading account gains and fees$0148
Additional Noninterest Income$35,0006,964
Total noninterest expense$1,158,0006,814
Salaries and employee benefits$795,0006,305
Premises and equipment expense$152,0006,689
Additional noninterest expense$211,0007,552
Pre-tax net operating income$1,355,0003,056
Securities gains (losses)$4,0002,700
Applicable income taxes$1,0005,240
Income before extraordinary items$1,358,0002,515
Extraordinary gains, net$031
Net income$1,358,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,628
Cash dividends$2,024,0001,000
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,354,0002,648
2008-06-30 (YTD Data)Rank
Total interest income$2,331,0005,793
Total interest expense$688,0006,393
Net interest income$1,643,0005,203
Provision for loan and lease losses$23,0005,895
Total noninterest income$80,0006,954
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$51,0005,920
Trading account gains and fees$0149
Additional Noninterest Income$29,0006,828
Total noninterest expense$771,0006,877
Salaries and employee benefits$534,0006,337
Premises and equipment expense$97,0006,803
Additional noninterest expense$140,0007,611
Pre-tax net operating income$929,0003,102
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$928,0002,737
Extraordinary gains, net$021
Net income$928,0002,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,518
Cash dividends$1,263,0001,156
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$928,0002,685
2008-03-31 (YTD Data)Rank
Total interest income$1,172,0005,867
Total interest expense$354,0006,489
Net interest income$818,0005,245
Provision for loan and lease losses$-1,0008,338
Total noninterest income$44,0006,842
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$25,0005,933
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$367,0007,000
Salaries and employee benefits$269,0006,352
Premises and equipment expense$32,0007,475
Additional noninterest expense$66,0007,693
Pre-tax net operating income$496,0003,086
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$495,0002,713
Extraordinary gains, net$015
Net income$495,0002,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$884,000847
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$495,0002,643
2007-12-31 (YTD Data)Rank
Total interest income$4,694,0005,878
Total interest expense$1,547,0006,367
Net interest income$3,147,0005,374
Provision for loan and lease losses$6,0006,695
Total noninterest income$706,0004,269
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$114,0005,843
Trading account gains and fees$0178
Additional Noninterest Income$592,0003,019
Total noninterest expense$1,465,0006,972
Salaries and employee benefits$1,013,0006,398
Premises and equipment expense$196,0006,767
Additional noninterest expense$256,0007,756
Pre-tax net operating income$2,382,0002,933
Securities gains (losses)$02,146
Applicable income taxes$2,0005,906
Income before extraordinary items$2,380,0002,476
Extraordinary gains, net$039
Net income$2,380,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$1,510,0001,979
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,380,0002,470
2007-09-30 (YTD Data)Rank
Total interest income$3,491,0005,933
Total interest expense$1,158,0006,401
Net interest income$2,333,0005,427
Provision for loan and lease losses$101,0004,083
Total noninterest income$669,0003,780
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$87,0005,844
Trading account gains and fees$0184
Additional Noninterest Income$582,0002,606
Total noninterest expense$1,180,0006,794
Salaries and employee benefits$775,0006,352
Premises and equipment expense$192,0006,172
Additional noninterest expense$213,0007,601
Pre-tax net operating income$1,721,0003,180
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$1,719,0002,691
Extraordinary gains, net$033
Net income$1,719,0002,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,813
Cash dividends$1,510,0001,485
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,719,0002,672
2007-06-30 (YTD Data)Rank
Total interest income$2,318,0005,962
Total interest expense$761,0006,457
Net interest income$1,557,0005,463
Provision for loan and lease losses$93,0003,403
Total noninterest income$195,0005,625
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$57,0005,893
Trading account gains and fees$0168
Additional Noninterest Income$138,0004,484
Total noninterest expense$754,0006,928
Salaries and employee benefits$527,0006,371
Premises and equipment expense$83,0007,083
Additional noninterest expense$144,0007,636
Pre-tax net operating income$905,0003,747
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$903,0003,236
Extraordinary gains, net$029
Net income$903,0003,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,151
Cash dividends$488,0002,488
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$903,0003,219
2007-03-31 (YTD Data)Rank
Total interest income$1,143,0006,000
Total interest expense$375,0006,491
Net interest income$768,0005,520
Provision for loan and lease losses$-1,0008,375
Total noninterest income$151,0004,631
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$30,0005,797
Trading account gains and fees$0195
Additional Noninterest Income$121,0003,415
Total noninterest expense$369,0007,016
Salaries and employee benefits$270,0006,352
Premises and equipment expense$29,0007,638
Additional noninterest expense$70,0007,683
Pre-tax net operating income$551,0003,301
Securities gains (losses)$01,187
Applicable income taxes$2,0005,948
Income before extraordinary items$549,0002,820
Extraordinary gains, net$022
Net income$549,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$180,0002,562
Sale, conversion, retirement of capital stock, net$0885
Net operating income$549,0002,812
2006-12-31 (YTD Data)Rank
Total interest income$4,438,0005,866
Total interest expense$1,326,0006,372
Net interest income$3,112,0005,413
Provision for loan and lease losses$06,850
Total noninterest income$219,0006,762
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$114,0005,967
Trading account gains and fees$0130
Additional Noninterest Income$105,0006,245
Total noninterest expense$1,451,0006,985
Salaries and employee benefits$993,0006,419
Premises and equipment expense$197,0006,763
Additional noninterest expense$261,0007,794
Pre-tax net operating income$1,880,0003,776
Securities gains (losses)$-1,0006,756
Applicable income taxes$06,600
Income before extraordinary items$1,879,0003,230
Extraordinary gains, net$051
Net income$1,879,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$1,115,0002,382
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,880,0003,221
2006-09-30 (YTD Data)Rank
Total interest income$3,303,0005,908
Total interest expense$961,0006,410
Net interest income$2,342,0005,450
Provision for loan and lease losses$06,685
Total noninterest income$180,0006,661
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$84,0006,055
Trading account gains and fees$0126
Additional Noninterest Income$96,0005,919
Total noninterest expense$1,128,0006,893
Salaries and employee benefits$762,0006,367
Premises and equipment expense$169,0006,486
Additional noninterest expense$197,0007,810
Pre-tax net operating income$1,394,0003,956
Securities gains (losses)$-1,0007,100
Applicable income taxes$06,687
Income before extraordinary items$1,393,0003,362
Extraordinary gains, net$045
Net income$1,393,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$1,116,0001,783
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,394,0003,351
2006-06-30 (YTD Data)Rank
Total interest income$2,140,0005,964
Total interest expense$597,0006,476
Net interest income$1,543,0005,509
Provision for loan and lease losses$06,419
Total noninterest income$141,0006,351
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$54,0006,138
Trading account gains and fees$0126
Additional Noninterest Income$87,0005,421
Total noninterest expense$730,0007,011
Salaries and employee benefits$507,0006,402
Premises and equipment expense$101,0006,744
Additional noninterest expense$122,0007,926
Pre-tax net operating income$954,0003,905
Securities gains (losses)$-1,0007,450
Applicable income taxes$06,706
Income before extraordinary items$953,0003,322
Extraordinary gains, net$039
Net income$953,0003,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$962,0001,500
Sale, conversion, retirement of capital stock, net$0887
Net operating income$954,0003,311
2006-03-31 (YTD Data)Rank
Total interest income$1,050,0005,974
Total interest expense$285,0006,492
Net interest income$765,0005,542
Provision for loan and lease losses$06,013
Total noninterest income$70,0006,337
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,029
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,444
Total noninterest expense$340,0007,171
Salaries and employee benefits$256,0006,393
Premises and equipment expense$29,0007,679
Additional noninterest expense$55,0008,061
Pre-tax net operating income$495,0003,754
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$495,0003,184
Extraordinary gains, net$021
Net income$495,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$597,0001,190
Sale, conversion, retirement of capital stock, net$0648
Net operating income$495,0003,162
2005-12-31 (YTD Data)Rank
Total interest income$3,992,0005,836
Total interest expense$914,0006,505
Net interest income$3,078,0005,430
Provision for loan and lease losses$146,0004,198
Total noninterest income$169,0007,321
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$111,0006,128
Trading account gains and fees$0138
Additional Noninterest Income$58,0007,210
Total noninterest expense$1,517,0006,854
Salaries and employee benefits$959,0006,486
Premises and equipment expense$307,0005,665
Additional noninterest expense$251,0007,915
Pre-tax net operating income$1,584,0004,247
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,584,0003,659
Extraordinary gains, net$046
Net income$1,584,0003,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$1,522,0001,800
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,584,0003,633
2005-09-30 (YTD Data)Rank
Total interest income$2,971,0005,836
Total interest expense$651,0006,541
Net interest income$2,320,0005,421
Provision for loan and lease losses$128,0003,785
Total noninterest income$138,0007,213
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$88,0006,079
Trading account gains and fees$0126
Additional Noninterest Income$50,0007,069
Total noninterest expense$1,175,0006,773
Salaries and employee benefits$727,0006,433
Premises and equipment expense$252,0005,413
Additional noninterest expense$196,0007,855
Pre-tax net operating income$1,155,0004,407
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,155,0003,768
Extraordinary gains, net$035
Net income$1,155,0003,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,228
Cash dividends$1,521,0001,321
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,155,0003,726
2005-06-30 (YTD Data)Rank
Total interest income$1,935,0005,835
Total interest expense$392,0006,647
Net interest income$1,543,0005,409
Provision for loan and lease losses$128,0002,917
Total noninterest income$105,0006,977
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$58,0006,068
Trading account gains and fees$0116
Additional Noninterest Income$47,0006,506
Total noninterest expense$750,0006,907
Salaries and employee benefits$482,0006,454
Premises and equipment expense$143,0005,844
Additional noninterest expense$125,0007,911
Pre-tax net operating income$770,0004,367
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$770,0003,721
Extraordinary gains, net$030
Net income$770,0003,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,641
Cash dividends$1,389,0001,006
Sale, conversion, retirement of capital stock, net$0643
Net operating income$770,0003,680
2005-03-31 (YTD Data)Rank
Total interest income$962,0005,845
Total interest expense$182,0006,764
Net interest income$780,0005,397
Provision for loan and lease losses$130,0001,632
Total noninterest income$42,0007,346
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$27,0006,147
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,267
Total noninterest expense$323,0007,298
Salaries and employee benefits$244,0006,449
Premises and equipment expense$27,0007,847
Additional noninterest expense$52,0008,214
Pre-tax net operating income$369,0004,479
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$369,0003,828
Extraordinary gains, net$024
Net income$369,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,000933
Cash dividends$516,0001,175
Sale, conversion, retirement of capital stock, net$0491
Net operating income$369,0003,786
2004-12-31 (YTD Data)Rank
Total interest income$3,610,0005,879
Total interest expense$749,0006,422
Net interest income$2,861,0005,554
Provision for loan and lease losses$203,0003,657
Total noninterest income$182,0007,314
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$115,0006,258
Trading account gains and fees$0138
Additional Noninterest Income$67,0007,035
Total noninterest expense$1,489,0006,899
Salaries and employee benefits$924,0006,525
Premises and equipment expense$299,0005,687
Additional noninterest expense$266,0007,890
Pre-tax net operating income$1,351,0004,509
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$1,350,0003,901
Extraordinary gains, net$034
Net income$1,350,0003,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,563
Cash dividends$1,424,0001,801
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,350,0003,838
2004-09-30 (YTD Data)Rank
Total interest income$2,661,0005,925
Total interest expense$564,0006,392
Net interest income$2,097,0005,634
Provision for loan and lease losses$205,0002,947
Total noninterest income$139,0007,329
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$84,0006,332
Trading account gains and fees$0134
Additional Noninterest Income$55,0006,930
Total noninterest expense$1,159,0006,777
Salaries and employee benefits$718,0006,393
Premises and equipment expense$232,0005,560
Additional noninterest expense$209,0007,834
Pre-tax net operating income$872,0004,972
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$871,0004,371
Extraordinary gains, net$026
Net income$871,0004,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,875
Cash dividends$1,151,0001,545
Sale, conversion, retirement of capital stock, net$0738
Net operating income$871,0004,292
2004-06-30 (YTD Data)Rank
Total interest income$1,736,0006,002
Total interest expense$378,0006,419
Net interest income$1,358,0005,724
Provision for loan and lease losses$186,0002,325
Total noninterest income$105,0007,137
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$55,0006,376
Trading account gains and fees$0130
Additional Noninterest Income$50,0006,428
Total noninterest expense$747,0006,903
Salaries and employee benefits$486,0006,383
Premises and equipment expense$142,0005,829
Additional noninterest expense$119,0008,102
Pre-tax net operating income$530,0005,154
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$530,0004,588
Extraordinary gains, net$021
Net income$530,0004,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,453
Cash dividends$1,017,0001,230
Sale, conversion, retirement of capital stock, net$0638
Net operating income$530,0004,497
2004-03-31 (YTD Data)Rank
Total interest income$941,0005,777
Total interest expense$199,0006,369
Net interest income$742,0005,446
Provision for loan and lease losses$187,0001,223
Total noninterest income$41,0007,560
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$388,0006,847
Salaries and employee benefits$248,0006,367
Premises and equipment expense$81,0005,477
Additional noninterest expense$59,0008,180
Pre-tax net operating income$208,0005,738
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$208,0005,236
Extraordinary gains, net$016
Net income$208,0005,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000855
Cash dividends$881,000755
Sale, conversion, retirement of capital stock, net$0464
Net operating income$208,0005,118
2003-12-31 (YTD Data)Rank
Total interest income$4,088,0005,562
Total interest expense$1,026,0006,038
Net interest income$3,062,0005,245
Provision for loan and lease losses$249,0003,565
Total noninterest income$323,0006,432
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$130,0006,142
Trading account gains and fees$0160
Additional Noninterest Income$193,0005,358
Total noninterest expense$1,352,0007,165
Salaries and employee benefits$977,0006,347
Premises and equipment expense$175,0007,087
Additional noninterest expense$200,0008,442
Pre-tax net operating income$1,784,0003,660
Securities gains (losses)$04,500
Applicable income taxes$14,0006,930
Income before extraordinary items$1,770,0003,142
Extraordinary gains, net$054
Net income$1,770,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,515
Cash dividends$1,236,0002,013
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,770,0002,997
2003-09-30 (YTD Data)Rank
Total interest income$3,071,0005,624
Total interest expense$808,0006,046
Net interest income$2,263,0005,302
Provision for loan and lease losses$250,0002,846
Total noninterest income$266,0006,267
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$103,0006,070
Trading account gains and fees$0153
Additional Noninterest Income$163,0005,177
Total noninterest expense$1,080,0007,005
Salaries and employee benefits$760,0006,182
Premises and equipment expense$155,0006,699
Additional noninterest expense$165,0008,312
Pre-tax net operating income$1,199,0004,073
Securities gains (losses)$04,204
Applicable income taxes$12,0007,003
Income before extraordinary items$1,187,0003,530
Extraordinary gains, net$040
Net income$1,187,0003,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,930
Cash dividends$1,236,0001,491
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,187,0003,365
2003-06-30 (YTD Data)Rank
Total interest income$1,931,0005,867
Total interest expense$572,0005,976
Net interest income$1,359,0005,647
Provision for loan and lease losses$250,0002,117
Total noninterest income$252,0005,442
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$69,0006,045
Trading account gains and fees$0150
Additional Noninterest Income$183,0004,189
Total noninterest expense$717,0007,025
Salaries and employee benefits$530,0006,043
Premises and equipment expense$80,0007,290
Additional noninterest expense$107,0008,348
Pre-tax net operating income$644,0004,646
Securities gains (losses)$03,782
Applicable income taxes$10,0006,956
Income before extraordinary items$634,0004,135
Extraordinary gains, net$030
Net income$634,0004,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$1,156,0001,173
Sale, conversion, retirement of capital stock, net$0589
Net operating income$634,0003,939
2003-03-31 (YTD Data)Rank
Total interest income$983,0005,833
Total interest expense$295,0005,981
Net interest income$688,0005,599
Provision for loan and lease losses$249,0001,140
Total noninterest income$160,0004,727
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$35,0005,954
Trading account gains and fees$0134
Additional Noninterest Income$125,0003,535
Total noninterest expense$377,0006,896
Salaries and employee benefits$300,0005,627
Premises and equipment expense$24,0008,165
Additional noninterest expense$53,0008,408
Pre-tax net operating income$222,0005,581
Securities gains (losses)$02,891
Applicable income taxes$7,0006,747
Income before extraordinary items$215,0005,131
Extraordinary gains, net$021
Net income$215,0005,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$879,000779
Sale, conversion, retirement of capital stock, net$0419
Net operating income$215,0004,944
2002-12-31 (YTD Data)Rank
Total interest income$4,459,0005,563
Total interest expense$1,321,0006,118
Net interest income$3,138,0005,156
Provision for loan and lease losses$-19,0009,199
Total noninterest income$310,0006,387
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$141,0005,947
Trading account gains and fees$0153
Additional Noninterest Income$169,0005,349
Total noninterest expense$1,319,0007,204
Salaries and employee benefits$901,0006,516
Premises and equipment expense$190,0006,887
Additional noninterest expense$228,0008,342
Pre-tax net operating income$2,148,0003,269
Securities gains (losses)$04,537
Applicable income taxes$12,0007,232
Income before extraordinary items$2,136,0002,667
Extraordinary gains, net$070
Net income$2,136,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,953
Cash dividends$2,709,0001,008
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,136,0002,573
2001-12-31 (YTD Data)Rank
Total interest income$4,882,0005,706
Total interest expense$2,034,0006,044
Net interest income$2,848,0005,265
Provision for loan and lease losses$124,0005,138
Total noninterest income$304,0006,391
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$153,0005,765
Trading account gains and fees$0177
Additional Noninterest Income$151,0005,541
Total noninterest expense$1,345,0007,132
Salaries and employee benefits$902,0006,363
Premises and equipment expense$150,0007,511
Additional noninterest expense$293,0007,916
Pre-tax net operating income$1,683,0003,582
Securities gains (losses)$04,612
Applicable income taxes$12,0007,523
Income before extraordinary items$1,671,0002,967
Extraordinary gains, net$0105
Net income$1,671,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,195
Cash dividends$1,744,0001,474
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,671,0002,870
2000-12-31 (YTD Data)Rank
Total interest income$4,728,0005,935
Total interest expense$1,987,0006,295
Net interest income$2,741,0005,482
Provision for loan and lease losses$157,0004,310
Total noninterest income$302,0006,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0005,467
Trading account gains and feesNANA
Additional Noninterest Income$130,0005,818
Total noninterest expense$1,204,0007,488
Salaries and employee benefits$836,0006,563
Premises and equipment expense$150,0007,599
Additional noninterest expense$218,0008,623
Pre-tax net operating income$1,682,0003,752
Securities gains (losses)$-4,0007,844
Applicable income taxes$155,0005,860
Income before extraordinary items$1,523,0003,214
Extraordinary gains, net$038
Net income$1,523,0003,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$1,412,0001,730
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,526,6403,198
1999-12-31 (YTD Data)Rank
Total interest income$4,360,0006,049
Total interest expense$1,672,0006,589
Net interest income$2,688,0005,551
Provision for loan and lease losses$176,0003,887
Total noninterest income$343,0006,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0005,471
Trading account gains and feesNANA
Additional Noninterest Income$169,0005,316
Total noninterest expense$1,247,0007,441
Salaries and employee benefits$853,0006,530
Premises and equipment expense$131,0008,016
Additional noninterest expense$263,0008,447
Pre-tax net operating income$1,608,0003,914
Securities gains (losses)$15,0001,536
Applicable income taxes$144,0006,358
Income before extraordinary items$1,479,0003,279
Extraordinary gains, net$035
Net income$1,479,0003,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,845
Cash dividends$1,010,0002,226
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,465,3503,261
1998-12-31 (YTD Data)Rank
Total interest income$4,387,0006,151
Total interest expense$1,650,0006,871
Net interest income$2,737,0005,502
Provision for loan and lease losses$152,0004,118
Total noninterest income$356,0005,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0005,591
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,166
Total noninterest expense$1,419,0006,910
Salaries and employee benefits$861,0006,404
Premises and equipment expense$293,0005,454
Additional noninterest expense$265,0008,450
Pre-tax net operating income$1,522,0004,149
Securities gains (losses)$4,0003,561
Applicable income taxes$137,0007,022
Income before extraordinary items$1,389,0003,460
Extraordinary gains, net$032
Net income$1,389,0003,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$1,551,0001,605
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,385,3603,374
1997-12-31 (YTD Data)Rank
Total interest income$4,454,0006,269
Total interest expense$1,728,0006,829
Net interest income$2,726,0005,712
Provision for loan and lease losses$101,0005,125
Total noninterest income$915,0003,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,361
Trading account gains and feesNANA
Additional Noninterest Income$717,0002,186
Total noninterest expense$1,260,0007,477
Salaries and employee benefits$862,0006,481
Premises and equipment expense$152,0007,751
Additional noninterest expense$246,0008,894
Pre-tax net operating income$2,280,0003,158
Securities gains (losses)$-7,0009,846
Applicable income taxes$355,0005,260
Income before extraordinary items$1,918,0002,682
Extraordinary gains, net$044
Net income$1,918,0002,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$529,0003,343
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,923,8802,628
1996-12-31 (YTD Data)Rank
Total interest income$4,322,0006,557
Total interest expense$1,783,0006,877
Net interest income$2,539,0006,129
Provision for loan and lease losses$80,0005,594
Total noninterest income$382,0006,106
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,076
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,032
Total noninterest expense$1,195,0008,001
Salaries and employee benefits$826,0006,853
Premises and equipment expense$133,0008,447
Additional noninterest expense$236,0009,550
Pre-tax net operating income$1,646,0004,036
Securities gains (losses)$6,0002,865
Applicable income taxes$594,0003,619
Income before extraordinary items$1,058,0004,277
Extraordinary gains, net$053
Net income$1,058,0004,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$5,0008,271
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,054,1604,239
1995-12-31 (YTD Data)Rank
Total interest income$4,194,0006,804
Total interest expense$1,702,0007,136
Net interest income$2,492,0006,340
Provision for loan and lease losses$32,0007,011
Total noninterest income$347,0006,515
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0006,238
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,514
Total noninterest expense$1,186,0008,258
Salaries and employee benefits$817,0007,010
Premises and equipment expense$176,0007,691
Additional noninterest expense$193,00010,501
Pre-tax net operating income$1,621,0004,182
Securities gains (losses)$-41,00011,061
Applicable income taxes$573,0003,779
Income before extraordinary items$1,007,0004,592
Extraordinary gains, net$065
Net income$1,007,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$6,0008,635
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,033,2404,462
1994-12-31 (YTD Data)Rank
Total interest income$3,997,0006,699
Total interest expense$1,512,0006,855
Net interest income$2,485,0006,514
Provision for loan and lease losses$178,0003,284
Total noninterest income$362,0006,522
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,370
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,477
Total noninterest expense$1,286,0008,297
Salaries and employee benefits$801,0007,206
Premises and equipment expense$179,0007,870
Additional noninterest expense$306,0009,893
Pre-tax net operating income$1,383,0004,714
Securities gains (losses)$03,600
Applicable income taxes$484,0004,158
Income before extraordinary items$899,0004,923
Extraordinary gains, net$0249
Net income$899,0004,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$5,0008,858
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$899,0004,983
1993-12-31 (YTD Data)Rank
Total interest income$4,133,0006,717
Total interest expense$1,694,0006,641
Net interest income$2,439,0006,655
Provision for loan and lease losses$70,0006,634
Total noninterest income$346,0007,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0006,163
Trading account gains and feesNANA
Additional Noninterest Income$156,0006,427
Total noninterest expense$1,064,0009,467
Salaries and employee benefits$586,0008,926
Premises and equipment expense$146,0009,019
Additional noninterest expense$332,00010,050
Pre-tax net operating income$1,651,0003,966
Securities gains (losses)$07,477
Applicable income taxes$591,0003,654
Income before extraordinary items$1,060,0004,460
Extraordinary gains, net$03,149
Net income$1,060,0004,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$450,0003,356
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,060,0004,229
1992-12-31 (YTD Data)Rank
Total interest income$4,447,0006,961
Total interest expense$2,117,0006,820
Net interest income$2,330,0006,936
Provision for loan and lease losses$42,0009,403
Total noninterest income$956,0003,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,229
Trading account gains and feesNANA
Additional Noninterest Income$768,0002,360
Total noninterest expense$938,00010,268
Salaries and employee benefits$557,0009,208
Premises and equipment expense$108,00010,453
Additional noninterest expense$273,00011,229
Pre-tax net operating income$2,306,0002,709
Securities gains (losses)$08,369
Applicable income taxes$616,0003,359
Income before extraordinary items$1,690,0002,723
Extraordinary gains, net$01,422
Net income$1,690,0002,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$450,0003,037
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,690,0002,526

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.