Home > State Bank of Wendell > Income and Expense
State Bank of Wendell, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $971,000 | 11,761 |
Total interest expense | $421,000 | 11,480 |
Net interest income | $550,000 | 11,856 |
Provision for loan and lease losses | $110,000 | 4,343 |
Total noninterest income | $34,000 | 12,213 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $16,000 | 10,624 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 11,564 |
Total noninterest expense | $400,000 | 12,041 |
Salaries and employee benefits | $206,000 | 12,027 |
Premises and equipment expense | $52,000 | 11,558 |
Additional noninterest expense | $142,000 | 11,893 |
Pre-tax net operating income | $74,000 | 11,786 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $23,000 | 11,093 |
Income before extraordinary items | $51,000 | 11,800 |
Extraordinary gains, net | $0 | 249 |
Net income | $51,000 | 11,804 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 3,468 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $51,000 | 11,832 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,183,000 | 11,925 |
Total interest expense | $504,000 | 11,662 |
Net interest income | $679,000 | 11,948 |
Provision for loan and lease losses | $491,000 | 2,131 |
Total noninterest income | $41,000 | 12,744 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 10,831 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 12,477 |
Total noninterest expense | $464,000 | 12,339 |
Salaries and employee benefits | $237,000 | 12,305 |
Premises and equipment expense | $48,000 | 12,290 |
Additional noninterest expense | $179,000 | 12,037 |
Pre-tax net operating income | $-235,000 | 12,724 |
Securities gains (losses) | $42,000 | 3,661 |
Applicable income taxes | $-22,000 | 12,829 |
Income before extraordinary items | $-171,000 | 12,734 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-171,000 | 12,751 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $531,000 | 1,701 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-208,380 | 12,686 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,414,000 | 12,157 |
Total interest expense | $675,000 | 11,949 |
Net interest income | $739,000 | 12,157 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $57,000 | 12,940 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $36,000 | 10,838 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 12,470 |
Total noninterest expense | $470,000 | 12,803 |
Salaries and employee benefits | $220,000 | 12,931 |
Premises and equipment expense | $26,000 | 13,525 |
Additional noninterest expense | $224,000 | 11,899 |
Pre-tax net operating income | $326,000 | 9,898 |
Securities gains (losses) | $17,000 | 5,804 |
Applicable income taxes | $112,000 | 9,602 |
Income before extraordinary items | $231,000 | 10,166 |
Extraordinary gains, net | $20,000 | 1,231 |
Net income | $251,000 | 10,054 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 12,396 |
Cash dividends | $100,000 | 6,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $219,610 | 9,990 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.