Home > State Bank of Trenton > Income and Expense
State Bank of Trenton, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 8,501 |
| Total interest expense | $356,000 | 8,268 |
| Net interest income | $742,000 | 8,497 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $68,000 | 8,617 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $595,000 | 8,670 |
| Salaries and employee benefits | $249,000 | 8,904 |
| Premises and equipment expense | $36,000 | 8,943 |
| Additional noninterest expense | $310,000 | 7,697 |
| Pre-tax net operating income | $110,000 | 8,165 |
| Securities gains (losses) | $-63,000 | 8,983 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $27,000 | 8,543 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $27,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,432 |
| Cash dividends | $48,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $67,320 | 8,290 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 8,580 |
| Total interest expense | $280,000 | 8,334 |
| Net interest income | $551,000 | 8,577 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $438,000 | 8,691 |
| Salaries and employee benefits | $187,000 | 8,940 |
| Premises and equipment expense | $31,000 | 8,911 |
| Additional noninterest expense | $220,000 | 7,819 |
| Pre-tax net operating income | $60,000 | 8,409 |
| Securities gains (losses) | $-63,000 | 9,090 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $3,000 | 8,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $43,320 | 8,445 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 8,627 |
| Total interest expense | $196,000 | 8,363 |
| Net interest income | $361,000 | 8,631 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $124,000 | 8,975 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $179,000 | 7,412 |
| Pre-tax net operating income | $-22,000 | 8,723 |
| Securities gains (losses) | $-63,000 | 9,169 |
| Applicable income taxes | $-33,000 | 9,060 |
| Income before extraordinary items | $-52,000 | 8,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-52,000 | 8,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-11,680 | 8,699 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,598 |
| Total interest expense | $100,000 | 8,430 |
| Net interest income | $200,000 | 8,566 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $183,000 | 8,464 |
| Salaries and employee benefits | $69,000 | 8,922 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $101,000 | 7,129 |
| Pre-tax net operating income | $-1,000 | 8,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-28,000 | 9,130 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 8,656 |
| Total interest expense | $477,000 | 8,443 |
| Net interest income | $752,000 | 8,660 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $96,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $63,000 | 7,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $684,000 | 8,574 |
| Salaries and employee benefits | $286,000 | 8,940 |
| Premises and equipment expense | $30,000 | 9,162 |
| Additional noninterest expense | $368,000 | 7,360 |
| Pre-tax net operating income | $164,000 | 8,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $40,000 | 6,689 |
| Income before extraordinary items | $124,000 | 8,217 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $124,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $81,000 | 5,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $124,000 | 8,119 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 8,784 |
| Total interest expense | $714,000 | 8,596 |
| Net interest income | $731,000 | 8,797 |
| Provision for loan and lease losses | $68,000 | 6,251 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $566,000 | 9,022 |
| Salaries and employee benefits | $296,000 | 9,080 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $222,000 | 8,477 |
| Pre-tax net operating income | $167,000 | 8,032 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $72,000 | 6,376 |
| Income before extraordinary items | $90,000 | 8,404 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $90,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,304 |
| Cash dividends | $45,000 | 6,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $93,200 | 8,275 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 8,837 |
| Total interest expense | $775,000 | 8,696 |
| Net interest income | $831,000 | 8,831 |
| Provision for loan and lease losses | $190,000 | 3,859 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $601,000 | 9,088 |
| Salaries and employee benefits | $352,000 | 8,985 |
| Premises and equipment expense | $37,000 | 9,591 |
| Additional noninterest expense | $212,000 | 8,676 |
| Pre-tax net operating income | $112,000 | 8,758 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $82,000 | 8,812 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $82,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $65,000 | 6,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $88,320 | 8,770 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 9,143 |
| Total interest expense | $636,000 | 9,119 |
| Net interest income | $807,000 | 9,051 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $69,000 | 9,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $594,000 | 9,340 |
| Salaries and employee benefits | $332,000 | 9,304 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $203,000 | 8,997 |
| Pre-tax net operating income | $244,000 | 8,366 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $103,000 | 6,887 |
| Income before extraordinary items | $144,000 | 8,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $144,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $32,000 | 6,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,080 | 8,652 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 9,511 |
| Total interest expense | $574,000 | 9,543 |
| Net interest income | $745,000 | 9,390 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $547,000 | 9,621 |
| Salaries and employee benefits | $347,000 | 9,310 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $148,000 | 9,677 |
| Pre-tax net operating income | $256,000 | 8,634 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $175,000 | 8,799 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $175,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $40,000 | 7,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $167,740 | 8,794 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 9,973 |
| Total interest expense | $561,000 | 9,938 |
| Net interest income | $703,000 | 9,935 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $538,000 | 9,990 |
| Salaries and employee benefits | $330,000 | 9,735 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $186,000 | 9,650 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $71,000 | 8,891 |
| Income before extraordinary items | $117,000 | 9,859 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $117,000 | 9,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $115,720 | 9,827 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 10,370 |
| Total interest expense | $534,000 | 10,480 |
| Net interest income | $780,000 | 10,163 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $555,000 | 10,375 |
| Salaries and employee benefits | $336,000 | 10,065 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $215,000 | 9,700 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $152,000 | 9,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $152,000 | 9,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 10,876 |
| Total interest expense | $502,000 | 11,009 |
| Net interest income | $772,000 | 10,623 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $492,000 | 11,049 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $136,000 | 11,232 |
| Pre-tax net operating income | $281,000 | 9,896 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $183,850 | 10,097 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 11,376 |
| Total interest expense | $397,000 | 11,600 |
| Net interest income | $792,000 | 11,083 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $518,000 | 11,520 |
| Salaries and employee benefits | $294,000 | 11,258 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $326,000 | 9,939 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $209,000 | 10,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $209,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $203,000 | 5,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $209,000 | 10,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 11,931 |
| Total interest expense | $393,000 | 12,262 |
| Net interest income | $786,000 | 11,548 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $49,000 | 12,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $493,000 | 12,201 |
| Salaries and employee benefits | $289,000 | 11,771 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $146,000 | 12,476 |
| Pre-tax net operating income | $322,000 | 10,051 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $216,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $207,040 | 10,338 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 12,746 |
| Total interest expense | $449,000 | 12,981 |
| Net interest income | $690,000 | 12,361 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $482,000 | 12,736 |
| Salaries and employee benefits | $288,000 | 12,154 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $141,000 | 13,080 |
| Pre-tax net operating income | $227,000 | 10,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $163,000 | 11,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $163,000 | 11,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $153,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $163,000 | 10,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.