Home > State Bank of Towner > Assets and Liabilities
State Bank of Towner, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $38,214,000 | 8,345 |
| Cash and due from depository institutions | $1,419,000 | 7,667 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $7,109,000 | 8,940 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,738 |
| Net loans & leases | $26,680,000 | 7,405 |
| Loan loss allowance | $411,000 | 6,682 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $474,000 | 8,235 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $216,000 | 2,097 |
| All other assets | $916,000 | 6,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,214,000 | 8,345 |
| Total liabilities | $35,191,000 | 8,219 |
| Total deposits | $34,524,000 | 8,129 |
| Interest-bearing deposits | $31,512,000 | 7,844 |
| Deposits held in domestic offices | $34,524,000 | 8,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $667,000 | 4,841 |
| Total equity capital | $3,023,000 | 9,233 |
| Total bank equity capital | $3,023,000 | 9,233 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $1,934,000 | 5,682 |
| Undivided profits | $339,000 | 10,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $482,000 | 304 |
| Income earned, not collected on loans | $622,000 | 3,715 |
| Earning assets | $35,288,000 | 8,289 |
| Long-term assets (5+ years) | $3,297,000 | 6,834 |
| Average Assets, year-to-date | $37,387,200 | 8,277 |
| Average Assets, quarterly | $38,187,000 | 8,301 |
| Volatile liabilities | $1,466,000 | 10,022 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,914,000 | 7,549 |
| Tier 1 (core) risk-based capital | $2,770,000 | 9,438 |
| Tier 2 risk-based capital | $378,070 | 6,345 |
| Total risk weighted assets | $30,212,370 | 7,085 |
| Total unused commitments | $1,914,000 | 7,564 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $34,845,000 | 8,978 |
| Cash and due from depository institutions | $946,000 | 7,970 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $7,726,000 | 9,107 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,938 |
| Net loans & leases | $22,949,000 | 8,053 |
| Loan loss allowance | $331,000 | 7,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $507,000 | 8,245 |
| Other real estate owned | $2,000 | 7,970 |
| Goodwill and other intangibles | $233,000 | 1,939 |
| All other assets | $732,000 | 7,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,845,000 | 8,978 |
| Total liabilities | $31,852,000 | 8,882 |
| Total deposits | $31,145,000 | 8,800 |
| Interest-bearing deposits | $27,302,000 | 8,689 |
| Deposits held in domestic offices | $31,145,000 | 8,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $707,000 | 4,850 |
| Total equity capital | $2,993,000 | 9,512 |
| Total bank equity capital | $2,993,000 | 9,512 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $1,957,000 | 5,712 |
| Undivided profits | $286,000 | 10,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $518,000 | 4,578 |
| Earning assets | $32,524,000 | 8,876 |
| Long-term assets (5+ years) | $5,045,000 | 5,776 |
| Average Assets, year-to-date | $32,390,000 | 9,072 |
| Average Assets, quarterly | $34,348,500 | 8,967 |
| Volatile liabilities | $1,022,000 | 10,810 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,655,000 | 5,813 |
| Tier 1 (core) risk-based capital | $2,647,000 | 9,836 |
| Tier 2 risk-based capital | $331,000 | 6,939 |
| Total risk weighted assets | $26,776,800 | 7,611 |
| Total unused commitments | $3,655,000 | 5,825 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $30,366,000 | 9,741 |
| Cash and due from depository institutions | $1,930,000 | 8,561 |
| Interest-bearing balances | $1,090,000 | 2,300 |
| Securities | $11,467,000 | 8,243 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 4,450 |
| Net loans & leases | $14,062,000 | 10,024 |
| Loan loss allowance | $253,000 | 9,041 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $507,000 | 8,453 |
| Other real estate owned | $7,000 | 8,561 |
| Goodwill and other intangibles | $249,000 | 1,808 |
| All other assets | $619,000 | 8,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,366,000 | 9,741 |
| Total liabilities | $27,646,000 | 9,678 |
| Total deposits | $27,197,000 | 9,586 |
| Interest-bearing deposits | $23,825,000 | 9,463 |
| Deposits held in domestic offices | $27,197,000 | 9,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $449,000 | 5,613 |
| Total equity capital | $2,720,000 | 9,880 |
| Total bank equity capital | $2,720,000 | 9,880 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $1,957,000 | 5,723 |
| Undivided profits | $13,000 | 11,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $356,000 | 5,729 |
| Earning assets | $28,144,000 | 9,643 |
| Long-term assets (5+ years) | $4,855,000 | 6,087 |
| Average Assets, year-to-date | $30,079,000 | 9,693 |
| Average Assets, quarterly | $29,283,000 | 9,841 |
| Volatile liabilities | $1,027,000 | 11,063 |
| Insider loans | $81,000 | 9,740 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,257,000 | 7,150 |
| Tier 1 (core) risk-based capital | $2,527,000 | 10,254 |
| Tier 2 risk-based capital | $233,480 | 8,513 |
| Total risk weighted assets | $18,655,780 | 9,252 |
| Total unused commitments | $2,257,000 | 7,162 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $30,077,000 | 10,162 |
| Cash and due from depository institutions | $5,861,000 | 8,670 |
| Interest-bearing balances | $4,261,000 | 1,401 |
| Securities | $11,659,000 | 8,478 |
| Federal funds sold & reverse repurchase agreements | $1,090,000 | 7,558 |
| Net loans & leases | $10,305,000 | 11,276 |
| Loan loss allowance | $252,000 | 9,342 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $188,000 | 11,282 |
| Other real estate owned | $4,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $970,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,077,000 | 10,162 |
| Total liabilities | $27,040,000 | 10,162 |
| Total deposits | $26,341,000 | 10,130 |
| Interest-bearing deposits | $22,699,000 | 10,065 |
| Deposits held in domestic offices | $26,341,000 | 10,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $304,000 | 3,478 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $395,000 | 6,335 |
| Total equity capital | $3,037,000 | 9,712 |
| Total bank equity capital | $3,037,000 | 9,712 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $1,537,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 11,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $221,000 | 7,641 |
| Earning assets | $27,315,000 | 10,164 |
| Long-term assets (5+ years) | $5,937,000 | 5,918 |
| Average Assets, year-to-date | $29,972,000 | 10,032 |
| Average Assets, quarterly | $29,028,000 | 10,256 |
| Volatile liabilities | $1,024,000 | 11,317 |
| Insider loans | $119,000 | 9,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,133,000 | 7,329 |
| Tier 1 (core) risk-based capital | $3,037,000 | 9,658 |
| Tier 2 risk-based capital | $197,030 | 9,435 |
| Total risk weighted assets | $15,707,630 | 10,204 |
| Total unused commitments | $2,133,000 | 7,353 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $30,194,000 | 10,399 |
| Cash and due from depository institutions | $6,518,000 | 8,886 |
| Interest-bearing balances | $5,133,000 | 1,395 |
| Securities | $12,004,000 | 8,392 |
| Federal funds sold & reverse repurchase agreements | $985,000 | 8,807 |
| Net loans & leases | $9,489,000 | 11,845 |
| Loan loss allowance | $253,000 | 9,528 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $198,000 | 11,599 |
| Other real estate owned | $58,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $942,000 | 6,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,194,000 | 10,399 |
| Total liabilities | $27,121,000 | 10,423 |
| Total deposits | $26,407,000 | 10,415 |
| Interest-bearing deposits | $23,245,000 | 10,270 |
| Deposits held in domestic offices | $26,407,000 | 10,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $274,000 | 3,320 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $440,000 | 6,406 |
| Total equity capital | $3,073,000 | 9,613 |
| Total bank equity capital | $3,073,000 | 9,613 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $1,573,000 | 8,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $191,000 | 8,881 |
| Earning assets | $27,611,000 | 10,342 |
| Long-term assets (5+ years) | $7,199,000 | 5,339 |
| Average Assets, year-to-date | $30,091,000 | 10,259 |
| Average Assets, quarterly | $29,459,500 | 10,454 |
| Volatile liabilities | $1,217,000 | 11,358 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,008,000 | 7,314 |
| Tier 1 (core) risk-based capital | $3,073,000 | 9,550 |
| Tier 2 risk-based capital | $182,260 | 9,869 |
| Total risk weighted assets | $14,509,760 | 10,776 |
| Total unused commitments | $2,008,000 | 7,344 |
| Derivatives | $0 | 651 |