Home > State Bank of Tower > Income and Expense
State Bank of Tower, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 7,471 |
| Total interest expense | $602,000 | 7,508 |
| Net interest income | $1,208,000 | 7,360 |
| Provision for loan and lease losses | $152,000 | 5,543 |
| Total noninterest income | $417,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 5,321 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $267,000 | 4,307 |
| Total noninterest expense | $1,181,000 | 7,291 |
| Salaries and employee benefits | $517,000 | 7,619 |
| Premises and equipment expense | $224,000 | 6,461 |
| Additional noninterest expense | $440,000 | 6,885 |
| Pre-tax net operating income | $292,000 | 5,467 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $292,000 | 5,145 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $292,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,577 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $292,000 | 5,308 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,828 |
| Total interest expense | $370,000 | 7,798 |
| Net interest income | $686,000 | 7,759 |
| Provision for loan and lease losses | $62,000 | 5,672 |
| Total noninterest income | $246,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $88,000 | 5,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 4,867 |
| Total noninterest expense | $610,000 | 7,812 |
| Salaries and employee benefits | $254,000 | 8,056 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $238,000 | 7,390 |
| Pre-tax net operating income | $260,000 | 5,793 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $260,000 | 5,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $260,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $260,000 | 5,566 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,311 |
| Total interest expense | $113,000 | 8,237 |
| Net interest income | $202,000 | 8,303 |
| Provision for loan and lease losses | $2,000 | 6,624 |
| Total noninterest income | $76,000 | 7,031 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $172,000 | 8,366 |
| Salaries and employee benefits | $43,000 | 8,419 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $104,000 | 7,924 |
| Pre-tax net operating income | $104,000 | 6,371 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $104,000 | 6,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $104,000 | 6,248 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,498 |
| Total interest expense | $347,000 | 6,537 |
| Net interest income | $542,000 | 6,325 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $47,000 | 4,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $536,000 | 6,123 |
| Salaries and employee benefits | $291,000 | 6,180 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $138,000 | 6,395 |
| Pre-tax net operating income | $106,000 | 5,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $106,000 | 5,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $106,000 | 5,674 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 6,432 |
| Total interest expense | $1,332,000 | 6,672 |
| Net interest income | $2,307,000 | 6,167 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $501,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $250,000 | 4,456 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $2,012,000 | 6,201 |
| Salaries and employee benefits | $1,096,000 | 6,243 |
| Premises and equipment expense | $382,000 | 5,169 |
| Additional noninterest expense | $534,000 | 6,422 |
| Pre-tax net operating income | $772,000 | 5,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $772,000 | 4,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $772,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,550 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $772,000 | 4,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,509 |
| Total interest expense | $961,000 | 6,761 |
| Net interest income | $1,724,000 | 6,209 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $405,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 4,414 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $212,000 | 4,375 |
| Total noninterest expense | $1,517,000 | 6,191 |
| Salaries and employee benefits | $835,000 | 6,187 |
| Premises and equipment expense | $282,000 | 5,185 |
| Additional noninterest expense | $400,000 | 6,403 |
| Pre-tax net operating income | $594,000 | 5,459 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $594,000 | 5,015 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $594,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $594,000 | 5,001 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 6,603 |
| Total interest expense | $622,000 | 6,840 |
| Net interest income | $1,130,000 | 6,300 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $269,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $133,000 | 4,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $136,000 | 4,507 |
| Total noninterest expense | $1,004,000 | 6,246 |
| Salaries and employee benefits | $547,000 | 6,285 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $271,000 | 6,392 |
| Pre-tax net operating income | $383,000 | 5,597 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $383,000 | 5,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $383,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $391,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $383,000 | 5,151 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 6,691 |
| Total interest expense | $302,000 | 6,910 |
| Net interest income | $549,000 | 6,403 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $140,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $493,000 | 6,326 |
| Salaries and employee benefits | $279,000 | 6,276 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $190,000 | 5,614 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $190,000 | 5,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $210,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $190,000 | 5,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 6,570 |
| Total interest expense | $992,000 | 6,961 |
| Net interest income | $2,300,000 | 6,225 |
| Provision for loan and lease losses | $121,000 | 4,365 |
| Total noninterest income | $611,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $245,000 | 4,548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $366,000 | 3,907 |
| Total noninterest expense | $1,986,000 | 6,181 |
| Salaries and employee benefits | $1,083,000 | 6,205 |
| Premises and equipment expense | $347,000 | 5,352 |
| Additional noninterest expense | $556,000 | 6,274 |
| Pre-tax net operating income | $804,000 | 5,642 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $804,000 | 5,197 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $804,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $854,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $804,000 | 5,193 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 6,652 |
| Total interest expense | $705,000 | 7,046 |
| Net interest income | $1,698,000 | 6,317 |
| Provision for loan and lease losses | $51,000 | 5,026 |
| Total noninterest income | $402,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $1,470,000 | 6,207 |
| Salaries and employee benefits | $813,000 | 6,179 |
| Premises and equipment expense | $249,000 | 5,492 |
| Additional noninterest expense | $408,000 | 6,336 |
| Pre-tax net operating income | $579,000 | 5,938 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $579,000 | 5,441 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $579,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $643,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $579,000 | 5,437 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,721 |
| Total interest expense | $432,000 | 7,157 |
| Net interest income | $1,121,000 | 6,388 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $291,000 | 4,820 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 4,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 3,972 |
| Total noninterest expense | $957,000 | 6,289 |
| Salaries and employee benefits | $525,000 | 6,305 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $261,000 | 6,463 |
| Pre-tax net operating income | $424,000 | 5,769 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $424,000 | 5,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $463,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $424,000 | 5,259 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,785 |
| Total interest expense | $199,000 | 7,236 |
| Net interest income | $550,000 | 6,446 |
| Provision for loan and lease losses | $7,000 | 5,519 |
| Total noninterest income | $133,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $498,000 | 6,199 |
| Salaries and employee benefits | $271,000 | 6,225 |
| Premises and equipment expense | $89,000 | 5,311 |
| Additional noninterest expense | $138,000 | 6,297 |
| Pre-tax net operating income | $178,000 | 6,080 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $178,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $133,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $178,000 | 5,581 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 6,705 |
| Total interest expense | $625,000 | 7,264 |
| Net interest income | $2,243,000 | 6,328 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $736,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $245,000 | 4,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,397 |
| Total noninterest expense | $2,027,000 | 6,077 |
| Salaries and employee benefits | $1,079,000 | 6,138 |
| Premises and equipment expense | $358,000 | 5,209 |
| Additional noninterest expense | $590,000 | 6,119 |
| Pre-tax net operating income | $912,000 | 5,600 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $912,000 | 5,049 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $912,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $405,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $912,000 | 5,012 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 6,747 |
| Total interest expense | $445,000 | 7,300 |
| Net interest income | $1,665,000 | 6,389 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $526,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $179,000 | 4,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,540 |
| Total noninterest expense | $1,511,000 | 6,052 |
| Salaries and employee benefits | $810,000 | 6,091 |
| Premises and equipment expense | $267,000 | 5,208 |
| Additional noninterest expense | $434,000 | 6,125 |
| Pre-tax net operating income | $655,000 | 5,789 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $655,000 | 5,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $655,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $339,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $655,000 | 5,206 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 6,781 |
| Total interest expense | $289,000 | 7,257 |
| Net interest income | $1,072,000 | 6,481 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $327,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $208,000 | 3,697 |
| Total noninterest expense | $1,010,000 | 6,035 |
| Salaries and employee benefits | $516,000 | 6,242 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $312,000 | 5,893 |
| Pre-tax net operating income | $377,000 | 6,127 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $377,000 | 5,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $377,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $215,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $377,000 | 5,545 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,865 |
| Total interest expense | $135,000 | 7,352 |
| Net interest income | $528,000 | 6,565 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $475,000 | 6,283 |
| Salaries and employee benefits | $255,000 | 6,315 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $136,000 | 6,329 |
| Pre-tax net operating income | $201,000 | 5,950 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $201,000 | 5,402 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $201,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $54,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,000 | 5,371 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 6,840 |
| Total interest expense | $401,000 | 7,689 |
| Net interest income | $2,154,000 | 6,420 |
| Provision for loan and lease losses | $31,000 | 6,405 |
| Total noninterest income | $589,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $252,000 | 4,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $337,000 | 4,053 |
| Total noninterest expense | $1,820,000 | 6,333 |
| Salaries and employee benefits | $916,000 | 6,552 |
| Premises and equipment expense | $299,000 | 5,687 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $892,000 | 5,515 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $892,000 | 4,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $892,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $645,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $892,000 | 4,926 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 6,878 |
| Total interest expense | $288,000 | 7,771 |
| Net interest income | $1,611,000 | 6,451 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $436,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $194,000 | 4,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 4,117 |
| Total noninterest expense | $1,351,000 | 6,315 |
| Salaries and employee benefits | $690,000 | 6,510 |
| Premises and equipment expense | $222,000 | 5,680 |
| Additional noninterest expense | $439,000 | 6,012 |
| Pre-tax net operating income | $671,000 | 5,610 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $671,000 | 5,066 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $671,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $548,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $671,000 | 4,972 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 6,933 |
| Total interest expense | $188,000 | 7,865 |
| Net interest income | $1,065,000 | 6,495 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $314,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $131,000 | 4,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 3,929 |
| Total noninterest expense | $876,000 | 6,449 |
| Salaries and employee benefits | $444,000 | 6,652 |
| Premises and equipment expense | $146,000 | 5,744 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $491,000 | 5,354 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $491,000 | 4,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $356,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $491,000 | 4,692 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 6,965 |
| Total interest expense | $94,000 | 7,934 |
| Net interest income | $532,000 | 6,518 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $115,000 | 3,415 |
| Total noninterest expense | $440,000 | 6,486 |
| Salaries and employee benefits | $225,000 | 6,655 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $269,000 | 5,091 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $269,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $115,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,000 | 4,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 6,891 |
| Total interest expense | $447,000 | 7,943 |
| Net interest income | $2,199,000 | 6,320 |
| Provision for loan and lease losses | $71,000 | 5,814 |
| Total noninterest income | $606,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $246,000 | 4,789 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $360,000 | 4,163 |
| Total noninterest expense | $1,733,000 | 6,465 |
| Salaries and employee benefits | $869,000 | 6,690 |
| Premises and equipment expense | $267,000 | 6,000 |
| Additional noninterest expense | $597,000 | 6,006 |
| Pre-tax net operating income | $1,001,000 | 5,176 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $1,000,000 | 4,653 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,000,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $1,129,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,000,000 | 4,482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 6,989 |
| Total interest expense | $345,000 | 8,044 |
| Net interest income | $1,630,000 | 6,388 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $437,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $181,000 | 4,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 4,339 |
| Total noninterest expense | $1,247,000 | 6,577 |
| Salaries and employee benefits | $658,000 | 6,665 |
| Premises and equipment expense | $198,000 | 6,030 |
| Additional noninterest expense | $391,000 | 6,403 |
| Pre-tax net operating income | $775,000 | 5,225 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $774,000 | 4,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $774,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $864,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $774,000 | 4,508 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 7,009 |
| Total interest expense | $241,000 | 8,067 |
| Net interest income | $1,083,000 | 6,400 |
| Provision for loan and lease losses | $39,000 | 5,514 |
| Total noninterest income | $283,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $123,000 | 4,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $160,000 | 4,459 |
| Total noninterest expense | $802,000 | 6,703 |
| Salaries and employee benefits | $410,000 | 6,874 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $261,000 | 6,402 |
| Pre-tax net operating income | $525,000 | 5,193 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $525,000 | 4,665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $668,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $525,000 | 4,463 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,064 |
| Total interest expense | $127,000 | 8,085 |
| Net interest income | $534,000 | 6,444 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $135,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $440,000 | 6,425 |
| Salaries and employee benefits | $243,000 | 6,363 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $196,000 | 5,891 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $196,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $202,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $196,000 | 5,195 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 6,974 |
| Total interest expense | $707,000 | 7,803 |
| Net interest income | $2,174,000 | 6,370 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $409,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $235,000 | 4,843 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,293 |
| Total noninterest expense | $1,319,000 | 7,204 |
| Salaries and employee benefits | $682,000 | 7,352 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $412,000 | 7,067 |
| Pre-tax net operating income | $1,229,000 | 4,637 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $1,228,000 | 4,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,228,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $787,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,228,000 | 3,912 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 7,280 |
| Total interest expense | $1,268,000 | 7,466 |
| Net interest income | $1,708,000 | 6,962 |
| Provision for loan and lease losses | $110,000 | 5,436 |
| Total noninterest income | $299,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $216,000 | 4,986 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $83,000 | 6,816 |
| Total noninterest expense | $1,234,000 | 7,372 |
| Salaries and employee benefits | $568,000 | 7,816 |
| Premises and equipment expense | $228,000 | 6,383 |
| Additional noninterest expense | $438,000 | 6,874 |
| Pre-tax net operating income | $663,000 | 5,944 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-40,000 | 9,135 |
| Income before extraordinary items | $703,000 | 5,216 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $703,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $441,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $703,000 | 5,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 7,715 |
| Total interest expense | $1,169,000 | 7,869 |
| Net interest income | $1,522,000 | 7,433 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $273,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,711 |
| Total noninterest expense | $1,230,000 | 7,418 |
| Salaries and employee benefits | $610,000 | 7,647 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $408,000 | 7,086 |
| Pre-tax net operating income | $474,000 | 7,124 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $55,000 | 7,164 |
| Income before extraordinary items | $419,000 | 6,736 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $419,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $371,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $419,000 | 6,745 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 8,101 |
| Total interest expense | $993,000 | 8,197 |
| Net interest income | $1,337,000 | 7,906 |
| Provision for loan and lease losses | $54,000 | 6,426 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $1,033,000 | 8,024 |
| Salaries and employee benefits | $482,000 | 8,450 |
| Premises and equipment expense | $192,000 | 6,941 |
| Additional noninterest expense | $359,000 | 7,612 |
| Pre-tax net operating income | $478,000 | 7,239 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $88,000 | 7,104 |
| Income before extraordinary items | $390,000 | 7,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $390,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $130,000 | 5,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $390,000 | 7,017 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 8,378 |
| Total interest expense | $1,022,000 | 8,363 |
| Net interest income | $1,231,000 | 8,262 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $147,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $962,000 | 8,240 |
| Salaries and employee benefits | $483,000 | 8,463 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $311,000 | 8,014 |
| Pre-tax net operating income | $403,000 | 7,861 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $373,000 | 7,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $373,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $373,000 | 7,314 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 8,918 |
| Total interest expense | $983,000 | 8,734 |
| Net interest income | $1,084,000 | 8,978 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $910,000 | 8,645 |
| Salaries and employee benefits | $431,000 | 9,061 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $302,000 | 8,301 |
| Pre-tax net operating income | $267,000 | 9,198 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $81,000 | 8,730 |
| Income before extraordinary items | $186,000 | 9,282 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $186,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $186,000 | 9,239 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 10,085 |
| Total interest expense | $682,000 | 10,021 |
| Net interest income | $830,000 | 10,032 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $182,000 | 8,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $743,000 | 9,664 |
| Salaries and employee benefits | $333,000 | 10,091 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $226,000 | 9,640 |
| Pre-tax net operating income | $259,000 | 9,417 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $184,000 | 9,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $184,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $183,290 | 9,406 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 10,887 |
| Total interest expense | $560,000 | 10,810 |
| Net interest income | $707,000 | 10,817 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $536,000 | 10,861 |
| Salaries and employee benefits | $247,000 | 11,176 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $247,000 | 10,136 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $166,000 | 10,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $166,000 | 10,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $162,040 | 10,323 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 11,672 |
| Total interest expense | $363,000 | 11,772 |
| Net interest income | $657,000 | 11,527 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $524,000 | 11,481 |
| Salaries and employee benefits | $250,000 | 11,666 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $182,000 | 11,037 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $133,000 | 11,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $133,000 | 11,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $133,000 | 11,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 12,281 |
| Total interest expense | $367,000 | 12,372 |
| Net interest income | $638,000 | 12,077 |
| Provision for loan and lease losses | $-7,000 | 12,476 |
| Total noninterest income | $80,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $511,000 | 12,114 |
| Salaries and employee benefits | $208,000 | 12,561 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $214,000 | 10,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $144,000 | 11,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $144,000 | 11,075 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 12,875 |
| Total interest expense | $459,000 | 12,926 |
| Net interest income | $623,000 | 12,633 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $573,000 | 12,238 |
| Salaries and employee benefits | $211,000 | 13,035 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $76,000 | 12,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $76,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $76,640 | 11,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.