Home > State Bank of the Lakes > Income and Expense
State Bank of the Lakes, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $97,442,000 | 555 |
| Total interest expense | $34,316,000 | 517 |
| Net interest income | $63,126,000 | 558 |
| Provision for loan and lease losses | $1,496,000 | 643 |
| Total noninterest income | $7,139,000 | 936 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $822,000 | 1,169 |
| Trading account gains and fees | $180,000 | 95 |
| Additional Noninterest Income | $6,137,000 | 769 |
| Total noninterest expense | $28,953,000 | 924 |
| Salaries and employee benefits | $12,319,000 | 1,129 |
| Premises and equipment expense | $2,427,000 | 1,025 |
| Additional noninterest expense | $6,137,000 | 769 |
| Pre-tax net operating income | $39,816,000 | 417 |
| Securities gains (losses) | $50,000 | 398 |
| Applicable income taxes | $10,273,000 | 340 |
| Income before extraordinary items | $29,593,000 | 429 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $29,593,000 | 433 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $29,593,000 | 430 |
| Net charge-offs | $1,105,000 | 506 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 350 |
| Net operating income | $29,553,500 | 440 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $70,704,000 | 561 |
| Total interest expense | $23,770,000 | 512 |
| Net interest income | $46,934,000 | 567 |
| Provision for loan and lease losses | $-73,000 | 4,358 |
| Total noninterest income | $5,389,000 | 942 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $615,000 | 1,162 |
| Trading account gains and fees | $183,000 | 94 |
| Additional Noninterest Income | $4,591,000 | 788 |
| Total noninterest expense | $21,000,000 | 938 |
| Salaries and employee benefits | $9,206,000 | 1,135 |
| Premises and equipment expense | $1,754,000 | 1,060 |
| Additional noninterest expense | $4,591,000 | 788 |
| Pre-tax net operating income | $31,396,000 | 420 |
| Securities gains (losses) | $-11,000 | 3,500 |
| Applicable income taxes | $8,275,000 | 338 |
| Income before extraordinary items | $23,110,000 | 432 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $23,110,000 | 436 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $23,110,000 | 432 |
| Net charge-offs | $526,000 | 564 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 347 |
| Net operating income | $23,118,690 | 438 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $44,276,000 | 561 |
| Total interest expense | $13,821,000 | 522 |
| Net interest income | $30,455,000 | 576 |
| Provision for loan and lease losses | $-393,000 | 4,539 |
| Total noninterest income | $3,003,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $406,000 | 1,155 |
| Trading account gains and fees | $5,000 | 103 |
| Additional Noninterest Income | $2,592,000 | 816 |
| Total noninterest expense | $13,951,000 | 932 |
| Salaries and employee benefits | $6,155,000 | 1,123 |
| Premises and equipment expense | $1,187,000 | 1,040 |
| Additional noninterest expense | $2,592,000 | 816 |
| Pre-tax net operating income | $19,900,000 | 432 |
| Securities gains (losses) | $15,000 | 516 |
| Applicable income taxes | $5,259,000 | 355 |
| Income before extraordinary items | $14,656,000 | 449 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $14,656,000 | 455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $14,656,000 | 448 |
| Net charge-offs | $207,000 | 663 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 340 |
| Net operating income | $14,644,150 | 455 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $20,376,000 | 595 |
| Total interest expense | $5,575,000 | 557 |
| Net interest income | $14,801,000 | 605 |
| Provision for loan and lease losses | $-56,000 | 4,515 |
| Total noninterest income | $1,863,000 | 877 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $213,000 | 1,127 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $1,650,000 | 693 |
| Total noninterest expense | $6,838,000 | 953 |
| Salaries and employee benefits | $3,028,000 | 1,164 |
| Premises and equipment expense | $566,000 | 1,118 |
| Additional noninterest expense | $1,650,000 | 693 |
| Pre-tax net operating income | $9,882,000 | 440 |
| Securities gains (losses) | $29,000 | 360 |
| Applicable income taxes | $2,590,000 | 367 |
| Income before extraordinary items | $7,321,000 | 462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,321,000 | 462 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $7,321,000 | 463 |
| Net charge-offs | $42,000 | 866 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 313 |
| Net operating income | $7,298,090 | 472 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $52,023,000 | 719 |
| Total interest expense | $6,730,000 | 621 |
| Net interest income | $45,293,000 | 733 |
| Provision for loan and lease losses | $877,000 | 894 |
| Total noninterest income | $4,565,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,253,000 | 854 |
| Trading account gains and fees | $296,000 | 91 |
| Additional Noninterest Income | $3,016,000 | 1,254 |
| Total noninterest expense | $23,233,000 | 1,050 |
| Salaries and employee benefits | $10,488,000 | 1,276 |
| Premises and equipment expense | $2,212,000 | 1,113 |
| Additional noninterest expense | $3,016,000 | 1,254 |
| Pre-tax net operating income | $25,748,000 | 632 |
| Securities gains (losses) | $-106,000 | 3,923 |
| Applicable income taxes | $6,744,000 | 499 |
| Income before extraordinary items | $18,898,000 | 678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $18,898,000 | 679 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $18,898,000 | 679 |
| Net charge-offs | $473,000 | 610 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 389 |
| Net operating income | $18,981,740 | 681 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $34,735,000 | 757 |
| Total interest expense | $2,987,000 | 741 |
| Net interest income | $31,748,000 | 770 |
| Provision for loan and lease losses | $-758,000 | 4,634 |
| Total noninterest income | $3,237,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $994,000 | 829 |
| Trading account gains and fees | $296,000 | 90 |
| Additional Noninterest Income | $1,947,000 | 1,396 |
| Total noninterest expense | $16,991,000 | 1,069 |
| Salaries and employee benefits | $7,700,000 | 1,287 |
| Premises and equipment expense | $1,666,000 | 1,094 |
| Additional noninterest expense | $1,947,000 | 1,396 |
| Pre-tax net operating income | $18,752,000 | 644 |
| Securities gains (losses) | $-112,000 | 4,240 |
| Applicable income taxes | $4,912,000 | 516 |
| Income before extraordinary items | $13,728,000 | 682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,728,000 | 682 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $13,728,000 | 682 |
| Net charge-offs | $107,000 | 906 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 358 |
| Net operating income | $13,816,480 | 690 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $21,118,000 | 796 |
| Total interest expense | $1,312,000 | 878 |
| Net interest income | $19,806,000 | 793 |
| Provision for loan and lease losses | $-876,000 | 4,658 |
| Total noninterest income | $2,074,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $708,000 | 780 |
| Trading account gains and fees | $295,000 | 79 |
| Additional Noninterest Income | $1,071,000 | 1,610 |
| Total noninterest expense | $11,197,000 | 1,070 |
| Salaries and employee benefits | $5,024,000 | 1,308 |
| Premises and equipment expense | $1,136,000 | 1,072 |
| Additional noninterest expense | $5,037,000 | 759 |
| Pre-tax net operating income | $11,559,000 | 642 |
| Securities gains (losses) | $-75,000 | 4,312 |
| Applicable income taxes | $3,002,000 | 506 |
| Income before extraordinary items | $8,482,000 | 685 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,482,000 | 685 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $8,482,000 | 685 |
| Net charge-offs | $131,000 | 639 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 362 |
| Net operating income | $8,541,250 | 688 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 806 |
| Total interest expense | $540,000 | 1,016 |
| Net interest income | $9,595,000 | 796 |
| Provision for loan and lease losses | $-373,000 | 4,611 |
| Total noninterest income | $1,057,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $358,000 | 765 |
| Trading account gains and fees | $46,000 | 90 |
| Additional Noninterest Income | $653,000 | 1,434 |
| Total noninterest expense | $5,616,000 | 1,069 |
| Salaries and employee benefits | $2,584,000 | 1,279 |
| Premises and equipment expense | $556,000 | 1,095 |
| Additional noninterest expense | $2,476,000 | 770 |
| Pre-tax net operating income | $5,409,000 | 652 |
| Securities gains (losses) | $-44,000 | 4,429 |
| Applicable income taxes | $1,392,000 | 523 |
| Income before extraordinary items | $3,973,000 | 703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,973,000 | 703 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,973,000 | 703 |
| Net charge-offs | $126,000 | 448 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 310 |
| Net operating income | $4,007,760 | 705 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $39,867,000 | 832 |
| Total interest expense | $3,218,000 | 847 |
| Net interest income | $36,649,000 | 835 |
| Provision for loan and lease losses | $-1,866,000 | 4,587 |
| Total noninterest income | $4,657,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,188,000 | 849 |
| Trading account gains and fees | $34,000 | 126 |
| Additional Noninterest Income | $3,435,000 | 1,375 |
| Total noninterest expense | $23,610,000 | 1,026 |
| Salaries and employee benefits | $10,245,000 | 1,278 |
| Premises and equipment expense | $2,166,000 | 1,130 |
| Additional noninterest expense | $11,199,000 | 704 |
| Pre-tax net operating income | $19,562,000 | 750 |
| Securities gains (losses) | $-21,000 | 4,439 |
| Applicable income taxes | $5,031,000 | 625 |
| Income before extraordinary items | $14,510,000 | 843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $14,510,000 | 844 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $14,510,000 | 844 |
| Net charge-offs | $419,000 | 703 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 466 |
| Net operating income | $14,526,590 | 829 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $29,862,000 | 852 |
| Total interest expense | $2,635,000 | 834 |
| Net interest income | $27,227,000 | 855 |
| Provision for loan and lease losses | $-1,743,000 | 4,673 |
| Total noninterest income | $3,380,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $857,000 | 873 |
| Trading account gains and fees | $34,000 | 125 |
| Additional Noninterest Income | $2,489,000 | 1,453 |
| Total noninterest expense | $17,586,000 | 1,037 |
| Salaries and employee benefits | $7,699,000 | 1,282 |
| Premises and equipment expense | $1,603,000 | 1,158 |
| Additional noninterest expense | $8,284,000 | 713 |
| Pre-tax net operating income | $14,764,000 | 780 |
| Securities gains (losses) | $-12,000 | 4,577 |
| Applicable income taxes | $3,732,000 | 654 |
| Income before extraordinary items | $11,020,000 | 872 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $11,020,000 | 872 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,020,000 | 872 |
| Net charge-offs | $429,000 | 551 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 466 |
| Net operating income | $11,029,480 | 852 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $19,831,000 | 847 |
| Total interest expense | $1,930,000 | 793 |
| Net interest income | $17,901,000 | 854 |
| Provision for loan and lease losses | $-2,473,000 | 4,759 |
| Total noninterest income | $2,019,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $540,000 | 880 |
| Trading account gains and fees | $34,000 | 125 |
| Additional Noninterest Income | $1,445,000 | 1,548 |
| Total noninterest expense | $11,722,000 | 1,023 |
| Salaries and employee benefits | $5,195,000 | 1,259 |
| Premises and equipment expense | $1,082,000 | 1,133 |
| Additional noninterest expense | $5,445,000 | 710 |
| Pre-tax net operating income | $10,671,000 | 715 |
| Securities gains (losses) | $-8,000 | 4,624 |
| Applicable income taxes | $2,670,000 | 613 |
| Income before extraordinary items | $7,993,000 | 800 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,993,000 | 800 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,993,000 | 800 |
| Net charge-offs | $545,000 | 376 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 457 |
| Net operating income | $7,999,320 | 777 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,825,000 | 846 |
| Total interest expense | $1,041,000 | 766 |
| Net interest income | $8,784,000 | 858 |
| Provision for loan and lease losses | $-1,570,000 | 4,820 |
| Total noninterest income | $1,061,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $263,000 | 877 |
| Trading account gains and fees | $34,000 | 114 |
| Additional Noninterest Income | $764,000 | 1,511 |
| Total noninterest expense | $5,759,000 | 1,029 |
| Salaries and employee benefits | $2,579,000 | 1,258 |
| Premises and equipment expense | $565,000 | 1,102 |
| Additional noninterest expense | $2,615,000 | 725 |
| Pre-tax net operating income | $5,656,000 | 697 |
| Securities gains (losses) | $-17,000 | 4,711 |
| Applicable income taxes | $1,373,000 | 602 |
| Income before extraordinary items | $4,266,000 | 773 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,266,000 | 773 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,266,000 | 773 |
| Net charge-offs | $189,000 | 447 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 440 |
| Net operating income | $4,279,430 | 750 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $42,504,000 | 788 |
| Total interest expense | $7,069,000 | 678 |
| Net interest income | $35,435,000 | 813 |
| Provision for loan and lease losses | $4,425,000 | 624 |
| Total noninterest income | $4,484,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,154,000 | 831 |
| Trading account gains and fees | $419,000 | 113 |
| Additional Noninterest Income | $2,911,000 | 1,458 |
| Total noninterest expense | $23,739,000 | 988 |
| Salaries and employee benefits | $9,843,000 | 1,272 |
| Premises and equipment expense | $2,027,000 | 1,168 |
| Additional noninterest expense | $11,869,000 | 638 |
| Pre-tax net operating income | $11,755,000 | 931 |
| Securities gains (losses) | $56,000 | 1,671 |
| Applicable income taxes | $2,889,000 | 716 |
| Income before extraordinary items | $8,922,000 | 1,059 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,922,000 | 1,059 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,922,000 | 1,059 |
| Net charge-offs | $3,474,000 | 284 |
| Cash dividends | $7,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 4,930 |
| Net operating income | $8,877,760 | 1,031 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $32,533,000 | 777 |
| Total interest expense | $5,825,000 | 670 |
| Net interest income | $26,708,000 | 800 |
| Provision for loan and lease losses | $4,576,000 | 518 |
| Total noninterest income | $3,486,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $851,000 | 843 |
| Trading account gains and fees | $327,000 | 108 |
| Additional Noninterest Income | $2,308,000 | 1,369 |
| Total noninterest expense | $17,560,000 | 978 |
| Salaries and employee benefits | $7,359,000 | 1,263 |
| Premises and equipment expense | $1,498,000 | 1,181 |
| Additional noninterest expense | $8,703,000 | 634 |
| Pre-tax net operating income | $8,058,000 | 965 |
| Securities gains (losses) | $59,000 | 1,469 |
| Applicable income taxes | $2,047,000 | 719 |
| Income before extraordinary items | $6,070,000 | 1,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,070,000 | 1,100 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,070,000 | 1,100 |
| Net charge-offs | $3,476,000 | 218 |
| Cash dividends | $7,000,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $-32,000 | 4,974 |
| Net operating income | $6,023,390 | 1,069 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $22,408,000 | 747 |
| Total interest expense | $4,367,000 | 652 |
| Net interest income | $18,041,000 | 790 |
| Provision for loan and lease losses | $3,558,000 | 501 |
| Total noninterest income | $2,531,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $562,000 | 860 |
| Trading account gains and fees | $155,000 | 113 |
| Additional Noninterest Income | $1,814,000 | 1,162 |
| Total noninterest expense | $12,186,000 | 941 |
| Salaries and employee benefits | $4,970,000 | 1,240 |
| Premises and equipment expense | $1,079,000 | 1,091 |
| Additional noninterest expense | $6,137,000 | 592 |
| Pre-tax net operating income | $4,828,000 | 983 |
| Securities gains (losses) | $59,000 | 1,229 |
| Applicable income taxes | $1,223,000 | 714 |
| Income before extraordinary items | $3,664,000 | 1,104 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,664,000 | 1,104 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,664,000 | 1,104 |
| Net charge-offs | $1,902,000 | 259 |
| Cash dividends | $7,000,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 5,009 |
| Net operating income | $3,617,390 | 1,093 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $11,430,000 | 735 |
| Total interest expense | $2,513,000 | 637 |
| Net interest income | $8,917,000 | 778 |
| Provision for loan and lease losses | $264,000 | 1,275 |
| Total noninterest income | $1,852,000 | 853 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $341,000 | 840 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,511,000 | 732 |
| Total noninterest expense | $5,839,000 | 981 |
| Salaries and employee benefits | $2,430,000 | 1,264 |
| Premises and equipment expense | $571,000 | 1,065 |
| Additional noninterest expense | $2,838,000 | 641 |
| Pre-tax net operating income | $4,666,000 | 503 |
| Securities gains (losses) | $50,000 | 839 |
| Applicable income taxes | $1,194,000 | 399 |
| Income before extraordinary items | $3,522,000 | 556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,522,000 | 557 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,522,000 | 556 |
| Net charge-offs | $61,000 | 1,119 |
| Cash dividends | $7,000,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 5,064 |
| Net operating income | $3,482,500 | 545 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $48,163,000 | 718 |
| Total interest expense | $10,808,000 | 642 |
| Net interest income | $37,355,000 | 733 |
| Provision for loan and lease losses | $4,494,000 | 283 |
| Total noninterest income | $4,516,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,414,000 | 846 |
| Trading account gains and fees | $28,000 | 127 |
| Additional Noninterest Income | $3,074,000 | 1,179 |
| Total noninterest expense | $22,469,000 | 989 |
| Salaries and employee benefits | $9,590,000 | 1,240 |
| Premises and equipment expense | $2,882,000 | 886 |
| Additional noninterest expense | $9,997,000 | 703 |
| Pre-tax net operating income | $14,908,000 | 749 |
| Securities gains (losses) | $104,000 | 914 |
| Applicable income taxes | $3,628,000 | 624 |
| Income before extraordinary items | $11,384,000 | 841 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,384,000 | 842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,384,000 | 842 |
| Net charge-offs | $1,520,000 | 508 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 459 |
| Net operating income | $11,301,840 | 826 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $36,179,000 | 719 |
| Total interest expense | $7,959,000 | 660 |
| Net interest income | $28,220,000 | 734 |
| Provision for loan and lease losses | $4,344,000 | 231 |
| Total noninterest income | $3,157,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,045,000 | 859 |
| Trading account gains and fees | $28,000 | 126 |
| Additional Noninterest Income | $2,084,000 | 1,255 |
| Total noninterest expense | $16,683,000 | 996 |
| Salaries and employee benefits | $7,070,000 | 1,266 |
| Premises and equipment expense | $2,210,000 | 873 |
| Additional noninterest expense | $7,403,000 | 711 |
| Pre-tax net operating income | $10,350,000 | 824 |
| Securities gains (losses) | $109,000 | 748 |
| Applicable income taxes | $2,517,000 | 670 |
| Income before extraordinary items | $7,942,000 | 907 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,942,000 | 908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,942,000 | 908 |
| Net charge-offs | $1,460,000 | 387 |
| Cash dividends | $1,000,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 419 |
| Net operating income | $7,855,890 | 901 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $23,931,000 | 723 |
| Total interest expense | $5,051,000 | 672 |
| Net interest income | $18,880,000 | 731 |
| Provision for loan and lease losses | $3,876,000 | 193 |
| Total noninterest income | $2,090,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $675,000 | 870 |
| Trading account gains and fees | $28,000 | 125 |
| Additional Noninterest Income | $1,387,000 | 1,228 |
| Total noninterest expense | $11,298,000 | 977 |
| Salaries and employee benefits | $4,730,000 | 1,263 |
| Premises and equipment expense | $1,623,000 | 784 |
| Additional noninterest expense | $4,945,000 | 718 |
| Pre-tax net operating income | $5,796,000 | 929 |
| Securities gains (losses) | $70,000 | 638 |
| Applicable income taxes | $1,384,000 | 730 |
| Income before extraordinary items | $4,482,000 | 1,010 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,482,000 | 1,010 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,482,000 | 1,010 |
| Net charge-offs | $613,000 | 499 |
| Cash dividends | $1,000,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 397 |
| Net operating income | $4,426,700 | 1,005 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $11,842,000 | 727 |
| Total interest expense | $2,466,000 | 681 |
| Net interest income | $9,376,000 | 734 |
| Provision for loan and lease losses | $127,000 | 1,302 |
| Total noninterest income | $1,144,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $345,000 | 849 |
| Trading account gains and fees | $-1,000 | 1,686 |
| Additional Noninterest Income | $800,000 | 1,050 |
| Total noninterest expense | $5,800,000 | 953 |
| Salaries and employee benefits | $2,365,000 | 1,271 |
| Premises and equipment expense | $961,000 | 677 |
| Additional noninterest expense | $2,474,000 | 703 |
| Pre-tax net operating income | $4,593,000 | 627 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $1,099,000 | 540 |
| Income before extraordinary items | $3,501,000 | 685 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,501,000 | 686 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,501,000 | 684 |
| Net charge-offs | $431,000 | 372 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 355 |
| Net operating income | $3,495,470 | 671 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $41,736,000 | 760 |
| Total interest expense | $7,198,000 | 691 |
| Net interest income | $34,538,000 | 770 |
| Provision for loan and lease losses | $1,884,000 | 532 |
| Total noninterest income | $4,157,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,569,000 | 785 |
| Trading account gains and fees | $-1,000 | 1,777 |
| Additional Noninterest Income | $2,589,000 | 1,271 |
| Total noninterest expense | $21,833,000 | 993 |
| Salaries and employee benefits | $9,041,000 | 1,271 |
| Premises and equipment expense | $2,593,000 | 949 |
| Additional noninterest expense | $10,199,000 | 696 |
| Pre-tax net operating income | $14,978,000 | 753 |
| Securities gains (losses) | $-16,000 | 4,523 |
| Applicable income taxes | $3,441,000 | 603 |
| Income before extraordinary items | $11,521,000 | 818 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,521,000 | 816 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,521,000 | 817 |
| Net charge-offs | $1,314,000 | 475 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 428 |
| Net operating income | $11,533,640 | 814 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $30,000,000 | 772 |
| Total interest expense | $4,851,000 | 714 |
| Net interest income | $25,149,000 | 785 |
| Provision for loan and lease losses | $1,630,000 | 447 |
| Total noninterest income | $3,107,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,180,000 | 783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,927,000 | 1,287 |
| Total noninterest expense | $15,839,000 | 1,020 |
| Salaries and employee benefits | $6,659,000 | 1,299 |
| Premises and equipment expense | $1,699,000 | 1,056 |
| Additional noninterest expense | $7,481,000 | 687 |
| Pre-tax net operating income | $10,787,000 | 765 |
| Securities gains (losses) | $-30,000 | 5,018 |
| Applicable income taxes | $2,555,000 | 616 |
| Income before extraordinary items | $8,202,000 | 847 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,202,000 | 845 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,202,000 | 846 |
| Net charge-offs | $1,181,000 | 391 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 402 |
| Net operating income | $8,225,700 | 840 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $19,139,000 | 795 |
| Total interest expense | $2,806,000 | 753 |
| Net interest income | $16,333,000 | 804 |
| Provision for loan and lease losses | $1,079,000 | 444 |
| Total noninterest income | $2,080,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $771,000 | 797 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,309,000 | 1,275 |
| Total noninterest expense | $10,464,000 | 1,027 |
| Salaries and employee benefits | $4,331,000 | 1,335 |
| Premises and equipment expense | $1,162,000 | 1,037 |
| Additional noninterest expense | $4,971,000 | 691 |
| Pre-tax net operating income | $6,870,000 | 791 |
| Securities gains (losses) | $-23,000 | 5,131 |
| Applicable income taxes | $1,624,000 | 632 |
| Income before extraordinary items | $5,223,000 | 862 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,223,000 | 860 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,223,000 | 861 |
| Net charge-offs | $758,000 | 387 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 392 |
| Net operating income | $5,241,170 | 857 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,275,000 | 811 |
| Total interest expense | $1,271,000 | 781 |
| Net interest income | $8,004,000 | 813 |
| Provision for loan and lease losses | $592,000 | 412 |
| Total noninterest income | $1,139,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $383,000 | 807 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $756,000 | 1,132 |
| Total noninterest expense | $5,251,000 | 1,031 |
| Salaries and employee benefits | $2,131,000 | 1,364 |
| Premises and equipment expense | $610,000 | 1,002 |
| Additional noninterest expense | $2,510,000 | 671 |
| Pre-tax net operating income | $3,300,000 | 784 |
| Securities gains (losses) | $-15,000 | 5,273 |
| Applicable income taxes | $773,000 | 637 |
| Income before extraordinary items | $2,512,000 | 876 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,512,000 | 877 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,512,000 | 876 |
| Net charge-offs | $185,000 | 602 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 353 |
| Net operating income | $2,523,850 | 866 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $34,929,000 | 819 |
| Total interest expense | $4,168,000 | 813 |
| Net interest income | $30,761,000 | 819 |
| Provision for loan and lease losses | $946,000 | 942 |
| Total noninterest income | $4,049,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,591,000 | 781 |
| Trading account gains and fees | $-12,000 | 2,044 |
| Additional Noninterest Income | $2,470,000 | 1,332 |
| Total noninterest expense | $20,199,000 | 1,044 |
| Salaries and employee benefits | $8,356,000 | 1,354 |
| Premises and equipment expense | $2,268,000 | 1,048 |
| Additional noninterest expense | $9,575,000 | 701 |
| Pre-tax net operating income | $13,665,000 | 747 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $4,078,000 | 766 |
| Income before extraordinary items | $9,593,000 | 777 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,593,000 | 777 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,593,000 | 777 |
| Net charge-offs | $781,000 | 824 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 430 |
| Net operating income | $9,588,800 | 769 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $25,751,000 | 836 |
| Total interest expense | $2,977,000 | 835 |
| Net interest income | $22,774,000 | 826 |
| Provision for loan and lease losses | $654,000 | 973 |
| Total noninterest income | $3,048,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,181,000 | 789 |
| Trading account gains and fees | $-12,000 | 2,090 |
| Additional Noninterest Income | $1,879,000 | 1,339 |
| Total noninterest expense | $14,980,000 | 1,056 |
| Salaries and employee benefits | $6,182,000 | 1,377 |
| Premises and equipment expense | $1,682,000 | 1,066 |
| Additional noninterest expense | $7,116,000 | 711 |
| Pre-tax net operating income | $10,188,000 | 754 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $3,564,000 | 606 |
| Income before extraordinary items | $6,630,000 | 887 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,630,000 | 888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,630,000 | 887 |
| Net charge-offs | $564,000 | 741 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 417 |
| Net operating income | $6,626,100 | 877 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,547,000 | 856 |
| Total interest expense | $1,809,000 | 874 |
| Net interest income | $14,738,000 | 851 |
| Provision for loan and lease losses | $582,000 | 770 |
| Total noninterest income | $2,108,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $780,000 | 784 |
| Trading account gains and fees | $-11,000 | 2,189 |
| Additional Noninterest Income | $1,339,000 | 1,278 |
| Total noninterest expense | $9,821,000 | 1,076 |
| Salaries and employee benefits | $4,004,000 | 1,418 |
| Premises and equipment expense | $1,136,000 | 1,050 |
| Additional noninterest expense | $4,681,000 | 721 |
| Pre-tax net operating income | $6,443,000 | 781 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $2,211,000 | 622 |
| Income before extraordinary items | $4,235,000 | 915 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,235,000 | 916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,235,000 | 915 |
| Net charge-offs | $521,000 | 544 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 389 |
| Net operating income | $4,233,020 | 904 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,014,000 | 879 |
| Total interest expense | $821,000 | 934 |
| Net interest income | $7,193,000 | 861 |
| Provision for loan and lease losses | $182,000 | 992 |
| Total noninterest income | $899,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $390,000 | 789 |
| Trading account gains and fees | $19,000 | 126 |
| Additional Noninterest Income | $490,000 | 1,538 |
| Total noninterest expense | $4,851,000 | 1,094 |
| Salaries and employee benefits | $1,959,000 | 1,461 |
| Premises and equipment expense | $610,000 | 995 |
| Additional noninterest expense | $2,282,000 | 726 |
| Pre-tax net operating income | $3,059,000 | 790 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,011,000 | 655 |
| Income before extraordinary items | $2,048,000 | 923 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,048,000 | 924 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,048,000 | 923 |
| Net charge-offs | $159,000 | 688 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 362 |
| Net operating income | $2,048,000 | 908 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $30,566,000 | 883 |
| Total interest expense | $3,221,000 | 906 |
| Net interest income | $27,345,000 | 868 |
| Provision for loan and lease losses | $1,295,000 | 729 |
| Total noninterest income | $4,347,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,618,000 | 781 |
| Trading account gains and fees | $131,000 | 135 |
| Additional Noninterest Income | $2,598,000 | 1,336 |
| Total noninterest expense | $19,683,000 | 1,067 |
| Salaries and employee benefits | $8,594,000 | 1,298 |
| Premises and equipment expense | $2,316,000 | 1,021 |
| Additional noninterest expense | $8,773,000 | 756 |
| Pre-tax net operating income | $10,714,000 | 873 |
| Securities gains (losses) | $584,000 | 379 |
| Applicable income taxes | $3,875,000 | 653 |
| Income before extraordinary items | $7,423,000 | 1,006 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,423,000 | 1,005 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,423,000 | 1,005 |
| Net charge-offs | $809,000 | 778 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 487 |
| Net operating income | $7,037,560 | 1,028 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $22,930,000 | 876 |
| Total interest expense | $2,375,000 | 918 |
| Net interest income | $20,555,000 | 863 |
| Provision for loan and lease losses | $1,253,000 | 590 |
| Total noninterest income | $3,086,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,203,000 | 792 |
| Trading account gains and fees | $128,000 | 126 |
| Additional Noninterest Income | $1,755,000 | 1,430 |
| Total noninterest expense | $14,757,000 | 1,060 |
| Salaries and employee benefits | $6,494,000 | 1,286 |
| Premises and equipment expense | $1,731,000 | 1,021 |
| Additional noninterest expense | $6,532,000 | 763 |
| Pre-tax net operating income | $7,631,000 | 926 |
| Securities gains (losses) | $435,000 | 446 |
| Applicable income taxes | $2,753,000 | 694 |
| Income before extraordinary items | $5,313,000 | 1,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,313,000 | 1,058 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,313,000 | 1,058 |
| Net charge-offs | $258,000 | 1,266 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 437 |
| Net operating income | $5,025,900 | 1,085 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,202,000 | 883 |
| Total interest expense | $1,544,000 | 933 |
| Net interest income | $13,658,000 | 866 |
| Provision for loan and lease losses | $305,000 | 1,220 |
| Total noninterest income | $2,603,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $787,000 | 797 |
| Trading account gains and fees | $87,000 | 123 |
| Additional Noninterest Income | $1,729,000 | 1,081 |
| Total noninterest expense | $9,849,000 | 1,065 |
| Salaries and employee benefits | $4,432,000 | 1,277 |
| Premises and equipment expense | $1,167,000 | 1,019 |
| Additional noninterest expense | $4,250,000 | 783 |
| Pre-tax net operating income | $6,107,000 | 761 |
| Securities gains (losses) | $71,000 | 1,194 |
| Applicable income taxes | $2,160,000 | 616 |
| Income before extraordinary items | $4,018,000 | 908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,018,000 | 905 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,018,000 | 907 |
| Net charge-offs | $140,000 | 1,368 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 416 |
| Net operating income | $3,971,850 | 889 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 889 |
| Total interest expense | $760,000 | 952 |
| Net interest income | $6,789,000 | 871 |
| Provision for loan and lease losses | $153,000 | 1,130 |
| Total noninterest income | $1,220,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $386,000 | 804 |
| Trading account gains and fees | $53,000 | 107 |
| Additional Noninterest Income | $781,000 | 1,117 |
| Total noninterest expense | $4,895,000 | 1,072 |
| Salaries and employee benefits | $2,253,000 | 1,260 |
| Premises and equipment expense | $612,000 | 998 |
| Additional noninterest expense | $2,030,000 | 807 |
| Pre-tax net operating income | $2,961,000 | 772 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $1,021,000 | 633 |
| Income before extraordinary items | $1,956,000 | 914 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,956,000 | 915 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,956,000 | 915 |
| Net charge-offs | $32,000 | 1,717 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 382 |
| Net operating income | $1,945,440 | 891 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $28,946,000 | 896 |
| Total interest expense | $2,697,000 | 1,045 |
| Net interest income | $26,249,000 | 873 |
| Provision for loan and lease losses | $1,537,000 | 563 |
| Total noninterest income | $4,761,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,472,000 | 871 |
| Trading account gains and fees | $32,000 | 135 |
| Additional Noninterest Income | $3,257,000 | 1,101 |
| Total noninterest expense | $18,737,000 | 1,085 |
| Salaries and employee benefits | $8,172,000 | 1,324 |
| Premises and equipment expense | $2,451,000 | 982 |
| Additional noninterest expense | $8,114,000 | 810 |
| Pre-tax net operating income | $10,736,000 | 837 |
| Securities gains (losses) | $64,000 | 1,469 |
| Applicable income taxes | $3,714,000 | 649 |
| Income before extraordinary items | $7,086,000 | 1,003 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,086,000 | 1,003 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,086,000 | 1,003 |
| Net charge-offs | $1,036,000 | 665 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $-149,000 | 6,110 |
| Net operating income | $7,043,760 | 990 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,535,000 | 902 |
| Total interest expense | $1,986,000 | 1,072 |
| Net interest income | $19,549,000 | 879 |
| Provision for loan and lease losses | $1,003,000 | 590 |
| Total noninterest income | $3,494,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,088,000 | 881 |
| Trading account gains and fees | $32,000 | 133 |
| Additional Noninterest Income | $2,374,000 | 1,139 |
| Total noninterest expense | $14,037,000 | 1,093 |
| Salaries and employee benefits | $6,067,000 | 1,348 |
| Premises and equipment expense | $1,838,000 | 995 |
| Additional noninterest expense | $6,132,000 | 807 |
| Pre-tax net operating income | $8,003,000 | 834 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $2,794,000 | 668 |
| Income before extraordinary items | $5,273,000 | 1,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,273,000 | 1,003 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,273,000 | 1,003 |
| Net charge-offs | $710,000 | 670 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 425 |
| Net operating income | $5,231,400 | 986 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,259,000 | 911 |
| Total interest expense | $1,328,000 | 1,078 |
| Net interest income | $12,931,000 | 878 |
| Provision for loan and lease losses | $983,000 | 440 |
| Total noninterest income | $2,608,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $705,000 | 895 |
| Trading account gains and fees | $32,000 | 133 |
| Additional Noninterest Income | $1,871,000 | 1,019 |
| Total noninterest expense | $9,184,000 | 1,115 |
| Salaries and employee benefits | $3,973,000 | 1,377 |
| Premises and equipment expense | $1,195,000 | 1,018 |
| Additional noninterest expense | $4,016,000 | 824 |
| Pre-tax net operating income | $5,372,000 | 841 |
| Securities gains (losses) | $64,000 | 1,093 |
| Applicable income taxes | $1,891,000 | 658 |
| Income before extraordinary items | $3,545,000 | 1,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,545,000 | 1,000 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,545,000 | 1,000 |
| Net charge-offs | $541,000 | 599 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 408 |
| Net operating income | $3,503,400 | 982 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 911 |
| Total interest expense | $707,000 | 1,017 |
| Net interest income | $6,361,000 | 883 |
| Provision for loan and lease losses | $560,000 | 376 |
| Total noninterest income | $1,165,000 | 1,160 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $349,000 | 881 |
| Trading account gains and fees | $33,000 | 126 |
| Additional Noninterest Income | $783,000 | 1,111 |
| Total noninterest expense | $4,632,000 | 1,106 |
| Salaries and employee benefits | $2,010,000 | 1,373 |
| Premises and equipment expense | $597,000 | 1,021 |
| Additional noninterest expense | $2,025,000 | 807 |
| Pre-tax net operating income | $2,334,000 | 917 |
| Securities gains (losses) | $64,000 | 745 |
| Applicable income taxes | $813,000 | 726 |
| Income before extraordinary items | $1,585,000 | 1,073 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,585,000 | 1,074 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,585,000 | 1,074 |
| Net charge-offs | $101,000 | 1,109 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 391 |
| Net operating income | $1,542,760 | 1,078 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,808,000 | 950 |
| Total interest expense | $3,134,000 | 965 |
| Net interest income | $23,674,000 | 933 |
| Provision for loan and lease losses | $118,000 | 3,055 |
| Total noninterest income | $3,491,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,347,000 | 986 |
| Trading account gains and fees | $-1,000 | 6,472 |
| Additional Noninterest Income | $2,145,000 | 1,382 |
| Total noninterest expense | $17,383,000 | 1,156 |
| Salaries and employee benefits | $7,500,000 | 1,401 |
| Premises and equipment expense | $2,263,000 | 1,065 |
| Additional noninterest expense | $7,620,000 | 857 |
| Pre-tax net operating income | $9,664,000 | 855 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $3,286,000 | 673 |
| Income before extraordinary items | $6,405,000 | 1,034 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,405,000 | 1,033 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,405,000 | 1,033 |
| Net charge-offs | $557,000 | 1,368 |
| Cash dividends | $4,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 569 |
| Net operating income | $6,387,180 | 1,016 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,529,000 | 988 |
| Total interest expense | $2,337,000 | 978 |
| Net interest income | $17,192,000 | 972 |
| Provision for loan and lease losses | $196,000 | 2,107 |
| Total noninterest income | $2,467,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $986,000 | 1,016 |
| Trading account gains and fees | $-1,000 | 6,549 |
| Additional Noninterest Income | $1,482,000 | 1,471 |
| Total noninterest expense | $12,806,000 | 1,183 |
| Salaries and employee benefits | $5,550,000 | 1,436 |
| Premises and equipment expense | $1,635,000 | 1,104 |
| Additional noninterest expense | $5,621,000 | 863 |
| Pre-tax net operating income | $6,657,000 | 951 |
| Securities gains (losses) | $19,000 | 2,046 |
| Applicable income taxes | $2,247,000 | 729 |
| Income before extraordinary items | $4,429,000 | 1,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,429,000 | 1,123 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,429,000 | 1,124 |
| Net charge-offs | $363,000 | 1,427 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 533 |
| Net operating income | $4,416,460 | 1,097 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,916,000 | 990 |
| Total interest expense | $1,564,000 | 970 |
| Net interest income | $11,352,000 | 982 |
| Provision for loan and lease losses | $-94,000 | 6,331 |
| Total noninterest income | $1,561,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $625,000 | 1,052 |
| Trading account gains and fees | $-1,000 | 6,617 |
| Additional Noninterest Income | $937,000 | 1,518 |
| Total noninterest expense | $8,334,000 | 1,205 |
| Salaries and employee benefits | $3,628,000 | 1,444 |
| Premises and equipment expense | $1,086,000 | 1,120 |
| Additional noninterest expense | $3,620,000 | 895 |
| Pre-tax net operating income | $4,673,000 | 874 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $1,598,000 | 689 |
| Income before extraordinary items | $3,078,000 | 1,045 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,078,000 | 1,045 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,078,000 | 1,046 |
| Net charge-offs | $250,000 | 1,402 |
| Cash dividends | $4,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 513 |
| Net operating income | $3,076,020 | 1,029 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 985 |
| Total interest expense | $777,000 | 984 |
| Net interest income | $5,653,000 | 975 |
| Provision for loan and lease losses | $64,000 | 1,988 |
| Total noninterest income | $869,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $296,000 | 1,093 |
| Trading account gains and fees | $-1,000 | 6,684 |
| Additional Noninterest Income | $574,000 | 1,280 |
| Total noninterest expense | $4,170,000 | 1,219 |
| Salaries and employee benefits | $1,866,000 | 1,425 |
| Premises and equipment expense | $535,000 | 1,161 |
| Additional noninterest expense | $1,769,000 | 902 |
| Pre-tax net operating income | $2,288,000 | 868 |
| Securities gains (losses) | $-7,000 | 6,400 |
| Applicable income taxes | $778,000 | 679 |
| Income before extraordinary items | $1,503,000 | 1,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,503,000 | 1,047 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,503,000 | 1,047 |
| Net charge-offs | $70,000 | 1,602 |
| Cash dividends | $4,000,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 493 |
| Net operating income | $1,507,620 | 1,015 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,601,000 | 990 |
| Total interest expense | $3,485,000 | 968 |
| Net interest income | $22,116,000 | 988 |
| Provision for loan and lease losses | $1,643,000 | 726 |
| Total noninterest income | $4,636,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,338,000 | 1,036 |
| Trading account gains and fees | $-9,000 | 6,775 |
| Additional Noninterest Income | $3,307,000 | 1,078 |
| Total noninterest expense | $15,415,000 | 1,296 |
| Salaries and employee benefits | $7,053,000 | 1,473 |
| Premises and equipment expense | $1,924,000 | 1,222 |
| Additional noninterest expense | $6,438,000 | 1,046 |
| Pre-tax net operating income | $9,694,000 | 793 |
| Securities gains (losses) | $-523,000 | 6,710 |
| Applicable income taxes | $3,171,000 | 642 |
| Income before extraordinary items | $6,000,000 | 1,037 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000,000 | 1,039 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,000,000 | 1,039 |
| Net charge-offs | $1,839,000 | 806 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 641 |
| Net operating income | $6,339,950 | 951 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,086,000 | 1,006 |
| Total interest expense | $2,674,000 | 989 |
| Net interest income | $16,412,000 | 1,005 |
| Provision for loan and lease losses | $883,000 | 983 |
| Total noninterest income | $3,618,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,006,000 | 1,028 |
| Trading account gains and fees | $-8,000 | 6,857 |
| Additional Noninterest Income | $2,620,000 | 1,068 |
| Total noninterest expense | $11,668,000 | 1,284 |
| Salaries and employee benefits | $5,432,000 | 1,450 |
| Premises and equipment expense | $1,409,000 | 1,263 |
| Additional noninterest expense | $4,827,000 | 1,050 |
| Pre-tax net operating income | $7,479,000 | 788 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $2,625,000 | 601 |
| Income before extraordinary items | $4,855,000 | 962 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,855,000 | 965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,855,000 | 965 |
| Net charge-offs | $1,088,000 | 938 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 532 |
| Net operating income | $4,854,350 | 934 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 1,003 |
| Total interest expense | $1,866,000 | 978 |
| Net interest income | $10,771,000 | 1,005 |
| Provision for loan and lease losses | $307,000 | 1,612 |
| Total noninterest income | $2,640,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $656,000 | 1,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,984,000 | 997 |
| Total noninterest expense | $7,790,000 | 1,286 |
| Salaries and employee benefits | $3,624,000 | 1,450 |
| Premises and equipment expense | $974,000 | 1,225 |
| Additional noninterest expense | $3,192,000 | 1,056 |
| Pre-tax net operating income | $5,314,000 | 731 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,878,000 | 566 |
| Income before extraordinary items | $3,436,000 | 896 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,436,000 | 896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,436,000 | 898 |
| Net charge-offs | $408,000 | 1,427 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 493 |
| Net operating income | $3,436,000 | 863 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 995 |
| Total interest expense | $991,000 | 952 |
| Net interest income | $5,389,000 | 1,006 |
| Provision for loan and lease losses | $143,000 | 1,769 |
| Total noninterest income | $1,385,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $334,000 | 999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,051,000 | 961 |
| Total noninterest expense | $3,952,000 | 1,281 |
| Salaries and employee benefits | $1,882,000 | 1,413 |
| Premises and equipment expense | $489,000 | 1,240 |
| Additional noninterest expense | $1,581,000 | 1,061 |
| Pre-tax net operating income | $2,679,000 | 721 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $944,000 | 564 |
| Income before extraordinary items | $1,735,000 | 879 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,735,000 | 880 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,735,000 | 881 |
| Net charge-offs | $260,000 | 1,170 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 446 |
| Net operating income | $1,735,000 | 838 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,176,000 | 966 |
| Total interest expense | $4,715,000 | 954 |
| Net interest income | $22,461,000 | 969 |
| Provision for loan and lease losses | $3,245,000 | 721 |
| Total noninterest income | $5,469,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,375,000 | 1,042 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,094,000 | 946 |
| Total noninterest expense | $15,896,000 | 1,267 |
| Salaries and employee benefits | $7,289,000 | 1,396 |
| Premises and equipment expense | $1,887,000 | 1,257 |
| Additional noninterest expense | $6,720,000 | 1,035 |
| Pre-tax net operating income | $8,789,000 | 819 |
| Securities gains (losses) | $64,000 | 2,567 |
| Applicable income taxes | $3,021,000 | 607 |
| Income before extraordinary items | $5,832,000 | 1,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,832,000 | 1,024 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,832,000 | 1,024 |
| Net charge-offs | $3,131,000 | 822 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 716 |
| Net operating income | $5,789,760 | 982 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,372,000 | 984 |
| Total interest expense | $3,618,000 | 974 |
| Net interest income | $16,754,000 | 983 |
| Provision for loan and lease losses | $2,029,000 | 843 |
| Total noninterest income | $3,812,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,017,000 | 1,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,795,000 | 993 |
| Total noninterest expense | $11,801,000 | 1,272 |
| Salaries and employee benefits | $5,491,000 | 1,388 |
| Premises and equipment expense | $1,353,000 | 1,327 |
| Additional noninterest expense | $4,957,000 | 1,039 |
| Pre-tax net operating income | $6,736,000 | 838 |
| Securities gains (losses) | $60,000 | 2,327 |
| Applicable income taxes | $2,330,000 | 620 |
| Income before extraordinary items | $4,466,000 | 1,032 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,466,000 | 1,032 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,466,000 | 1,032 |
| Net charge-offs | $1,996,000 | 928 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 680 |
| Net operating income | $4,426,400 | 979 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,606,000 | 990 |
| Total interest expense | $2,447,000 | 999 |
| Net interest income | $11,159,000 | 992 |
| Provision for loan and lease losses | $1,661,000 | 742 |
| Total noninterest income | $2,770,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $686,000 | 1,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,084,000 | 886 |
| Total noninterest expense | $7,962,000 | 1,255 |
| Salaries and employee benefits | $3,666,000 | 1,402 |
| Premises and equipment expense | $902,000 | 1,327 |
| Additional noninterest expense | $3,394,000 | 1,026 |
| Pre-tax net operating income | $4,306,000 | 846 |
| Securities gains (losses) | $51,000 | 2,042 |
| Applicable income taxes | $1,484,000 | 644 |
| Income before extraordinary items | $2,873,000 | 1,050 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,873,000 | 1,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,873,000 | 1,050 |
| Net charge-offs | $1,512,000 | 853 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 647 |
| Net operating income | $2,839,340 | 995 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 984 |
| Total interest expense | $1,244,000 | 1,025 |
| Net interest income | $5,650,000 | 969 |
| Provision for loan and lease losses | $-12,000 | 7,118 |
| Total noninterest income | $1,420,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $360,000 | 978 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,060,000 | 866 |
| Total noninterest expense | $3,910,000 | 1,266 |
| Salaries and employee benefits | $1,802,000 | 1,432 |
| Premises and equipment expense | $461,000 | 1,296 |
| Additional noninterest expense | $1,647,000 | 1,041 |
| Pre-tax net operating income | $3,172,000 | 602 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $1,146,000 | 467 |
| Income before extraordinary items | $2,024,000 | 744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,024,000 | 745 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,024,000 | 745 |
| Net charge-offs | $77,000 | 2,677 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $2,025,280 | 702 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $28,150,000 | 988 |
| Total interest expense | $5,817,000 | 1,035 |
| Net interest income | $22,333,000 | 981 |
| Provision for loan and lease losses | $872,000 | 2,624 |
| Total noninterest income | $4,500,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,484,000 | 991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,016,000 | 1,037 |
| Total noninterest expense | $16,419,000 | 1,202 |
| Salaries and employee benefits | $7,306,000 | 1,366 |
| Premises and equipment expense | $1,934,000 | 1,293 |
| Additional noninterest expense | $7,179,000 | 983 |
| Pre-tax net operating income | $9,542,000 | 649 |
| Securities gains (losses) | $54,000 | 2,538 |
| Applicable income taxes | $3,427,000 | 528 |
| Income before extraordinary items | $6,169,000 | 800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,169,000 | 797 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,169,000 | 800 |
| Net charge-offs | $1,419,000 | 1,959 |
| Cash dividends | $5,750,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 979 |
| Net operating income | $6,134,440 | 786 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $21,141,000 | 1,002 |
| Total interest expense | $4,479,000 | 1,054 |
| Net interest income | $16,662,000 | 995 |
| Provision for loan and lease losses | $839,000 | 2,206 |
| Total noninterest income | $3,316,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,125,000 | 983 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,191,000 | 1,058 |
| Total noninterest expense | $12,006,000 | 1,230 |
| Salaries and employee benefits | $5,487,000 | 1,363 |
| Premises and equipment expense | $1,458,000 | 1,301 |
| Additional noninterest expense | $5,061,000 | 1,039 |
| Pre-tax net operating income | $7,133,000 | 675 |
| Securities gains (losses) | $45,000 | 2,395 |
| Applicable income taxes | $2,597,000 | 517 |
| Income before extraordinary items | $4,581,000 | 840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,581,000 | 839 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,581,000 | 840 |
| Net charge-offs | $1,209,000 | 1,711 |
| Cash dividends | $5,750,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 858 |
| Net operating income | $4,552,200 | 805 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,148,000 | 1,009 |
| Total interest expense | $3,042,000 | 1,074 |
| Net interest income | $11,106,000 | 996 |
| Provision for loan and lease losses | $449,000 | 2,472 |
| Total noninterest income | $2,705,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $729,000 | 1,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,976,000 | 847 |
| Total noninterest expense | $7,893,000 | 1,265 |
| Salaries and employee benefits | $3,611,000 | 1,390 |
| Premises and equipment expense | $973,000 | 1,311 |
| Additional noninterest expense | $3,309,000 | 1,081 |
| Pre-tax net operating income | $5,469,000 | 575 |
| Securities gains (losses) | $31,000 | 1,870 |
| Applicable income taxes | $2,051,000 | 452 |
| Income before extraordinary items | $3,449,000 | 746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,449,000 | 744 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,449,000 | 746 |
| Net charge-offs | $927,000 | 1,537 |
| Cash dividends | $5,750,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 819 |
| Net operating income | $3,429,160 | 721 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 961 |
| Total interest expense | $1,524,000 | 1,107 |
| Net interest income | $6,011,000 | 926 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,692,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $348,000 | 1,035 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,344,000 | 677 |
| Total noninterest expense | $4,198,000 | 1,193 |
| Salaries and employee benefits | $1,878,000 | 1,341 |
| Premises and equipment expense | $504,000 | 1,300 |
| Additional noninterest expense | $1,816,000 | 978 |
| Pre-tax net operating income | $3,505,000 | 485 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,386,000 | 364 |
| Income before extraordinary items | $2,119,000 | 624 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,119,000 | 620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,119,000 | 624 |
| Net charge-offs | $320,000 | 1,684 |
| Cash dividends | $5,750,000 | 84 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $2,119,000 | 604 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,000,000 | 981 |
| Total interest expense | $7,066,000 | 1,160 |
| Net interest income | $23,934,000 | 926 |
| Provision for loan and lease losses | $3,024,000 | 1,605 |
| Total noninterest income | $5,544,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,522,000 | 999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,022,000 | 867 |
| Total noninterest expense | $16,234,000 | 1,235 |
| Salaries and employee benefits | $7,007,000 | 1,409 |
| Premises and equipment expense | $1,873,000 | 1,375 |
| Additional noninterest expense | $7,354,000 | 1,004 |
| Pre-tax net operating income | $10,220,000 | 537 |
| Securities gains (losses) | $794,000 | 599 |
| Applicable income taxes | $3,410,000 | 487 |
| Income before extraordinary items | $7,604,000 | 587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,604,000 | 585 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,604,000 | 587 |
| Net charge-offs | $2,549,000 | 1,614 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
| Net operating income | $7,056,140 | 608 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,278,000 | 1,000 |
| Total interest expense | $5,454,000 | 1,177 |
| Net interest income | $17,824,000 | 933 |
| Provision for loan and lease losses | $1,983,000 | 1,666 |
| Total noninterest income | $3,084,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,133,000 | 1,037 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,951,000 | 1,114 |
| Total noninterest expense | $12,018,000 | 1,244 |
| Salaries and employee benefits | $5,259,000 | 1,411 |
| Premises and equipment expense | $1,397,000 | 1,398 |
| Additional noninterest expense | $5,362,000 | 1,007 |
| Pre-tax net operating income | $6,907,000 | 614 |
| Securities gains (losses) | $791,000 | 504 |
| Applicable income taxes | $2,543,000 | 492 |
| Income before extraordinary items | $5,155,000 | 679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,155,000 | 677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,155,000 | 679 |
| Net charge-offs | $1,150,000 | 2,034 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 937 |
| Net operating income | $4,625,030 | 713 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,767,000 | 993 |
| Total interest expense | $3,683,000 | 1,208 |
| Net interest income | $12,084,000 | 914 |
| Provision for loan and lease losses | $1,197,000 | 1,758 |
| Total noninterest income | $1,562,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $729,000 | 1,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $833,000 | 1,477 |
| Total noninterest expense | $7,790,000 | 1,269 |
| Salaries and employee benefits | $3,417,000 | 1,450 |
| Premises and equipment expense | $948,000 | 1,399 |
| Additional noninterest expense | $3,425,000 | 1,033 |
| Pre-tax net operating income | $4,659,000 | 599 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,527,000 | 490 |
| Income before extraordinary items | $3,132,000 | 717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,132,000 | 716 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,132,000 | 717 |
| Net charge-offs | $950,000 | 1,778 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 848 |
| Net operating income | $3,132,000 | 694 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 1,093 |
| Total interest expense | $1,826,000 | 1,277 |
| Net interest income | $5,524,000 | 1,016 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $934,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $350,000 | 1,116 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $584,000 | 1,151 |
| Total noninterest expense | $3,848,000 | 1,295 |
| Salaries and employee benefits | $1,711,000 | 1,462 |
| Premises and equipment expense | $501,000 | 1,359 |
| Additional noninterest expense | $1,636,000 | 1,067 |
| Pre-tax net operating income | $2,010,000 | 674 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $632,000 | 575 |
| Income before extraordinary items | $1,378,000 | 802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,378,000 | 805 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,378,000 | 806 |
| Net charge-offs | $692,000 | 1,337 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $1,378,000 | 769 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,459,000 | 1,121 |
| Total interest expense | $8,833,000 | 1,355 |
| Net interest income | $21,626,000 | 1,008 |
| Provision for loan and lease losses | $4,487,000 | 1,540 |
| Total noninterest income | $5,996,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,554,000 | 1,110 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,442,000 | 781 |
| Total noninterest expense | $15,860,000 | 1,308 |
| Salaries and employee benefits | $6,706,000 | 1,497 |
| Premises and equipment expense | $1,959,000 | 1,395 |
| Additional noninterest expense | $7,195,000 | 1,078 |
| Pre-tax net operating income | $7,275,000 | 590 |
| Securities gains (losses) | $-12,000 | 7,019 |
| Applicable income taxes | $2,304,000 | 508 |
| Income before extraordinary items | $4,959,000 | 691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,959,000 | 691 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,959,000 | 691 |
| Net charge-offs | $3,521,000 | 1,455 |
| Cash dividends | $5,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 686 |
| Net operating income | $4,967,160 | 685 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,882,000 | 1,144 |
| Total interest expense | $6,838,000 | 1,382 |
| Net interest income | $16,044,000 | 1,022 |
| Provision for loan and lease losses | $4,048,000 | 1,217 |
| Total noninterest income | $4,692,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,144,000 | 1,134 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,548,000 | 758 |
| Total noninterest expense | $11,977,000 | 1,285 |
| Salaries and employee benefits | $4,982,000 | 1,522 |
| Premises and equipment expense | $1,489,000 | 1,380 |
| Additional noninterest expense | $5,506,000 | 1,024 |
| Pre-tax net operating income | $4,711,000 | 724 |
| Securities gains (losses) | $-12,000 | 7,244 |
| Applicable income taxes | $1,392,000 | 641 |
| Income before extraordinary items | $3,307,000 | 822 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,307,000 | 822 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,307,000 | 823 |
| Net charge-offs | $2,764,000 | 1,238 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 606 |
| Net operating income | $3,315,400 | 810 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,420,000 | 1,243 |
| Total interest expense | $4,637,000 | 1,432 |
| Net interest income | $9,783,000 | 1,136 |
| Provision for loan and lease losses | $995,000 | 2,074 |
| Total noninterest income | $3,373,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $723,000 | 1,170 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,650,000 | 700 |
| Total noninterest expense | $8,023,000 | 1,305 |
| Salaries and employee benefits | $3,291,000 | 1,562 |
| Premises and equipment expense | $1,021,000 | 1,357 |
| Additional noninterest expense | $3,711,000 | 1,031 |
| Pre-tax net operating income | $4,138,000 | 534 |
| Securities gains (losses) | $-12,000 | 7,492 |
| Applicable income taxes | $1,318,000 | 473 |
| Income before extraordinary items | $2,808,000 | 649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,808,000 | 648 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,808,000 | 650 |
| Net charge-offs | $618,000 | 2,104 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 561 |
| Net operating income | $2,816,160 | 633 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 1,292 |
| Total interest expense | $2,410,000 | 1,434 |
| Net interest income | $4,602,000 | 1,201 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $1,312,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $350,000 | 1,177 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $962,000 | 877 |
| Total noninterest expense | $3,853,000 | 1,301 |
| Salaries and employee benefits | $1,692,000 | 1,544 |
| Premises and equipment expense | $522,000 | 1,366 |
| Additional noninterest expense | $1,639,000 | 1,025 |
| Pre-tax net operating income | $1,896,000 | 651 |
| Securities gains (losses) | $-12,000 | 7,845 |
| Applicable income taxes | $573,000 | 584 |
| Income before extraordinary items | $1,311,000 | 788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,311,000 | 789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,311,000 | 790 |
| Net charge-offs | $255,000 | 1,935 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 454 |
| Net operating income | $1,319,400 | 727 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,799,000 | 1,299 |
| Total interest expense | $12,118,000 | 1,350 |
| Net interest income | $17,681,000 | 1,249 |
| Provision for loan and lease losses | $1,034,000 | 2,658 |
| Total noninterest income | $6,228,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,665,000 | 1,068 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,563,000 | 706 |
| Total noninterest expense | $14,577,000 | 1,338 |
| Salaries and employee benefits | $6,533,000 | 1,584 |
| Premises and equipment expense | $2,024,000 | 1,356 |
| Additional noninterest expense | $6,020,000 | 1,075 |
| Pre-tax net operating income | $8,298,000 | 663 |
| Securities gains (losses) | $48,000 | 1,634 |
| Applicable income taxes | $2,840,000 | 492 |
| Income before extraordinary items | $5,506,000 | 734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,506,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 1,980 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 683 |
| Net operating income | $5,474,320 | 792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,297,000 | 1,325 |
| Total interest expense | $9,204,000 | 1,381 |
| Net interest income | $13,093,000 | 1,286 |
| Provision for loan and lease losses | $544,000 | 2,616 |
| Total noninterest income | $5,037,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,247,000 | 1,086 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,790,000 | 691 |
| Total noninterest expense | $10,642,000 | 1,354 |
| Salaries and employee benefits | $4,835,000 | 1,622 |
| Premises and equipment expense | $1,479,000 | 1,403 |
| Additional noninterest expense | $4,328,000 | 1,059 |
| Pre-tax net operating income | $6,944,000 | 722 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $2,443,000 | 546 |
| Income before extraordinary items | $4,523,000 | 813 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,523,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,887 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 548 |
| Net operating income | $4,508,700 | 865 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,794,000 | 1,355 |
| Total interest expense | $6,168,000 | 1,427 |
| Net interest income | $8,626,000 | 1,293 |
| Provision for loan and lease losses | $319,000 | 2,453 |
| Total noninterest income | $3,803,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $788,000 | 1,129 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,015,000 | 617 |
| Total noninterest expense | $7,009,000 | 1,370 |
| Salaries and employee benefits | $3,209,000 | 1,640 |
| Premises and equipment expense | $981,000 | 1,412 |
| Additional noninterest expense | $2,819,000 | 1,067 |
| Pre-tax net operating income | $5,101,000 | 693 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $1,811,000 | 558 |
| Income before extraordinary items | $3,304,000 | 824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,304,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,829 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 493 |
| Net operating income | $3,294,900 | 811 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 1,363 |
| Total interest expense | $3,174,000 | 1,482 |
| Net interest income | $4,378,000 | 1,266 |
| Provision for loan and lease losses | $156,000 | 2,081 |
| Total noninterest income | $1,345,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $392,000 | 1,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $953,000 | 887 |
| Total noninterest expense | $3,546,000 | 1,346 |
| Salaries and employee benefits | $1,649,000 | 1,602 |
| Premises and equipment expense | $495,000 | 1,408 |
| Additional noninterest expense | $1,402,000 | 1,026 |
| Pre-tax net operating income | $2,021,000 | 929 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $694,000 | 789 |
| Income before extraordinary items | $1,341,000 | 1,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,341,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,634 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 360 |
| Net operating income | $1,331,760 | 1,099 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,256,000 | 1,369 |
| Total interest expense | $14,093,000 | 1,416 |
| Net interest income | $17,163,000 | 1,302 |
| Provision for loan and lease losses | $111,000 | 4,765 |
| Total noninterest income | $3,644,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,262,000 | 1,422 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,382,000 | 1,206 |
| Total noninterest expense | $13,617,000 | 1,354 |
| Salaries and employee benefits | $6,055,000 | 1,652 |
| Premises and equipment expense | $2,091,000 | 1,268 |
| Additional noninterest expense | $5,471,000 | 1,035 |
| Pre-tax net operating income | $7,079,000 | 1,195 |
| Securities gains (losses) | $41,000 | 866 |
| Applicable income taxes | $2,311,000 | 1,006 |
| Income before extraordinary items | $4,809,000 | 1,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,809,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,590 |
| Cash dividends | $4,425,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 624 |
| Net operating income | $4,781,120 | 1,331 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,947,000 | 1,404 |
| Total interest expense | $10,243,000 | 1,460 |
| Net interest income | $12,704,000 | 1,327 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,675,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $856,000 | 1,539 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,819,000 | 1,198 |
| Total noninterest expense | $10,113,000 | 1,359 |
| Salaries and employee benefits | $4,493,000 | 1,678 |
| Premises and equipment expense | $1,570,000 | 1,264 |
| Additional noninterest expense | $4,050,000 | 1,019 |
| Pre-tax net operating income | $5,266,000 | 1,299 |
| Securities gains (losses) | $20,000 | 826 |
| Applicable income taxes | $1,723,000 | 1,091 |
| Income before extraordinary items | $3,563,000 | 1,434 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,563,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,263 |
| Cash dividends | $3,325,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 564 |
| Net operating income | $3,549,600 | 1,430 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,919,000 | 1,455 |
| Total interest expense | $6,615,000 | 1,513 |
| Net interest income | $8,304,000 | 1,373 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,958,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $557,000 | 1,578 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,401,000 | 1,102 |
| Total noninterest expense | $6,725,000 | 1,376 |
| Salaries and employee benefits | $2,972,000 | 1,728 |
| Premises and equipment expense | $1,056,000 | 1,264 |
| Additional noninterest expense | $2,697,000 | 1,037 |
| Pre-tax net operating income | $3,537,000 | 1,342 |
| Securities gains (losses) | $20,000 | 710 |
| Applicable income taxes | $1,151,000 | 1,152 |
| Income before extraordinary items | $2,406,000 | 1,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,406,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $1,900,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 508 |
| Net operating income | $2,392,400 | 1,450 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 1,457 |
| Total interest expense | $3,333,000 | 1,491 |
| Net interest income | $4,070,000 | 1,399 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $877,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $274,000 | 1,562 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $603,000 | 1,197 |
| Total noninterest expense | $3,417,000 | 1,362 |
| Salaries and employee benefits | $1,517,000 | 1,717 |
| Premises and equipment expense | $524,000 | 1,287 |
| Additional noninterest expense | $1,376,000 | 997 |
| Pre-tax net operating income | $1,530,000 | 1,515 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $473,000 | 1,339 |
| Income before extraordinary items | $1,057,000 | 1,632 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,057,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,327 |
| Cash dividends | $900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 356 |
| Net operating income | $1,057,000 | 1,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,614,000 | 1,392 |
| Total interest expense | $12,326,000 | 1,359 |
| Net interest income | $16,288,000 | 1,397 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $3,794,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,216,000 | 1,476 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,578,000 | 1,112 |
| Total noninterest expense | $13,965,000 | 1,280 |
| Salaries and employee benefits | $6,301,000 | 1,558 |
| Premises and equipment expense | $2,139,000 | 1,198 |
| Additional noninterest expense | $5,525,000 | 960 |
| Pre-tax net operating income | $6,117,000 | 1,572 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,998,000 | 1,338 |
| Income before extraordinary items | $4,119,000 | 1,743 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,119,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,906 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $361,000 | 651 |
| Net operating income | $4,119,000 | 1,731 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,064,000 | 1,410 |
| Total interest expense | $8,808,000 | 1,384 |
| Net interest income | $12,256,000 | 1,413 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $2,969,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $921,000 | 1,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,048,000 | 1,079 |
| Total noninterest expense | $10,412,000 | 1,304 |
| Salaries and employee benefits | $4,667,000 | 1,601 |
| Premises and equipment expense | $1,632,000 | 1,189 |
| Additional noninterest expense | $4,113,000 | 969 |
| Pre-tax net operating income | $4,783,000 | 1,561 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,572,000 | 1,346 |
| Income before extraordinary items | $3,211,000 | 1,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,211,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,324 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 552 |
| Net operating income | $3,211,000 | 1,721 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,621,000 | 1,422 |
| Total interest expense | $5,347,000 | 1,455 |
| Net interest income | $8,274,000 | 1,395 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $2,178,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $602,000 | 1,473 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,576,000 | 981 |
| Total noninterest expense | $6,819,000 | 1,335 |
| Salaries and employee benefits | $3,086,000 | 1,608 |
| Premises and equipment expense | $1,089,000 | 1,182 |
| Additional noninterest expense | $2,644,000 | 1,018 |
| Pre-tax net operating income | $3,603,000 | 1,410 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,207,000 | 1,197 |
| Income before extraordinary items | $2,396,000 | 1,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,396,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,092 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 452 |
| Net operating income | $2,396,000 | 1,524 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 1,416 |
| Total interest expense | $2,523,000 | 1,456 |
| Net interest income | $4,163,000 | 1,380 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $1,037,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $290,000 | 1,468 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $747,000 | 1,001 |
| Total noninterest expense | $3,370,000 | 1,351 |
| Salaries and employee benefits | $1,502,000 | 1,657 |
| Premises and equipment expense | $561,000 | 1,142 |
| Additional noninterest expense | $1,307,000 | 1,024 |
| Pre-tax net operating income | $1,800,000 | 1,363 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $614,000 | 1,171 |
| Income before extraordinary items | $1,186,000 | 1,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,186,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,701 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 330 |
| Net operating income | $1,186,000 | 1,511 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,931,000 | 1,340 |
| Total interest expense | $8,102,000 | 1,400 |
| Net interest income | $16,829,000 | 1,295 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $4,566,000 | 1,155 |
| Gross Fiduciary activities income | $72,000 | 997 |
| Service charges on deposit accounts | $1,154,000 | 1,517 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,340,000 | 937 |
| Total noninterest expense | $13,163,000 | 1,317 |
| Salaries and employee benefits | $6,474,000 | 1,445 |
| Premises and equipment expense | $2,290,000 | 1,047 |
| Additional noninterest expense | $4,399,000 | 1,162 |
| Pre-tax net operating income | $8,057,000 | 1,188 |
| Securities gains (losses) | $100,000 | 702 |
| Applicable income taxes | $2,807,000 | 1,011 |
| Income before extraordinary items | $5,350,000 | 1,336 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,350,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,966 |
| Cash dividends | $3,500,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,284,000 | 1,341 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,228,000 | 1,333 |
| Total interest expense | $5,619,000 | 1,429 |
| Net interest income | $12,609,000 | 1,279 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $3,596,000 | 1,130 |
| Gross Fiduciary activities income | $72,000 | 940 |
| Service charges on deposit accounts | $840,000 | 1,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,684,000 | 897 |
| Total noninterest expense | $9,970,000 | 1,285 |
| Salaries and employee benefits | $4,978,000 | 1,388 |
| Premises and equipment expense | $1,689,000 | 1,057 |
| Additional noninterest expense | $3,303,000 | 1,145 |
| Pre-tax net operating income | $6,100,000 | 1,173 |
| Securities gains (losses) | $100,000 | 661 |
| Applicable income taxes | $2,152,000 | 1,002 |
| Income before extraordinary items | $4,048,000 | 1,339 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,048,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,983,000 | 1,332 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,741,000 | 1,344 |
| Total interest expense | $3,436,000 | 1,462 |
| Net interest income | $8,305,000 | 1,293 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $2,250,000 | 1,162 |
| Gross Fiduciary activities income | $56,000 | 922 |
| Service charges on deposit accounts | $535,000 | 1,569 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,659,000 | 932 |
| Total noninterest expense | $6,581,000 | 1,292 |
| Salaries and employee benefits | $3,366,000 | 1,360 |
| Premises and equipment expense | $1,125,000 | 1,057 |
| Additional noninterest expense | $2,090,000 | 1,202 |
| Pre-tax net operating income | $3,884,000 | 1,199 |
| Securities gains (losses) | $100,000 | 563 |
| Applicable income taxes | $1,400,000 | 1,016 |
| Income before extraordinary items | $2,584,000 | 1,352 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,584,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,208 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,519,000 | 1,369 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 1,377 |
| Total interest expense | $1,595,000 | 1,504 |
| Net interest income | $4,019,000 | 1,331 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $944,000 | 1,305 |
| Gross Fiduciary activities income | $30,000 | 918 |
| Service charges on deposit accounts | $255,000 | 1,606 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $659,000 | 1,093 |
| Total noninterest expense | $3,329,000 | 1,277 |
| Salaries and employee benefits | $1,757,000 | 1,306 |
| Premises and equipment expense | $586,000 | 1,019 |
| Additional noninterest expense | $986,000 | 1,261 |
| Pre-tax net operating income | $1,589,000 | 1,438 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $553,000 | 1,232 |
| Income before extraordinary items | $1,036,000 | 1,612 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,036,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,742 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,036,000 | 1,596 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,510,000 | 1,397 |
| Total interest expense | $5,770,000 | 1,426 |
| Net interest income | $14,740,000 | 1,367 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $3,928,000 | 1,297 |
| Gross Fiduciary activities income | $142,000 | 861 |
| Service charges on deposit accounts | $1,192,000 | 1,477 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,594,000 | 1,100 |
| Total noninterest expense | $15,424,000 | 1,044 |
| Salaries and employee benefits | $7,951,000 | 1,089 |
| Premises and equipment expense | $2,458,000 | 911 |
| Additional noninterest expense | $5,015,000 | 1,005 |
| Pre-tax net operating income | $3,134,000 | 2,497 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,133,000 | 2,002 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,133,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,501 |
| Cash dividends | $1,710,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,134,000 | 1,947 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,172,000 | 1,396 |
| Total interest expense | $4,156,000 | 1,453 |
| Net interest income | $11,016,000 | 1,360 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $3,034,000 | 1,293 |
| Gross Fiduciary activities income | $109,000 | 852 |
| Service charges on deposit accounts | $903,000 | 1,470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,022,000 | 1,076 |
| Total noninterest expense | $10,687,000 | 1,135 |
| Salaries and employee benefits | $5,658,000 | 1,140 |
| Premises and equipment expense | $1,719,000 | 1,003 |
| Additional noninterest expense | $3,310,000 | 1,106 |
| Pre-tax net operating income | $3,003,000 | 2,074 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,003,000 | 1,620 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,003,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,205 |
| Cash dividends | $1,560,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,003,000 | 1,567 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 1,408 |
| Total interest expense | $2,637,000 | 1,502 |
| Net interest income | $7,292,000 | 1,355 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $2,020,000 | 1,276 |
| Gross Fiduciary activities income | $79,000 | 841 |
| Service charges on deposit accounts | $599,000 | 1,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,342,000 | 1,073 |
| Total noninterest expense | $7,006,000 | 1,153 |
| Salaries and employee benefits | $3,189,000 | 1,375 |
| Premises and equipment expense | $1,186,000 | 962 |
| Additional noninterest expense | $2,631,000 | 944 |
| Pre-tax net operating income | $2,066,000 | 1,989 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,066,000 | 1,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,066,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $1,032,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,066,000 | 1,497 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 1,436 |
| Total interest expense | $1,279,000 | 1,570 |
| Net interest income | $3,635,000 | 1,367 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $995,000 | 1,258 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $294,000 | 1,459 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $667,000 | 1,049 |
| Total noninterest expense | $3,306,000 | 1,233 |
| Salaries and employee benefits | $1,843,000 | 1,191 |
| Premises and equipment expense | $562,000 | 1,049 |
| Additional noninterest expense | $901,000 | 1,346 |
| Pre-tax net operating income | $1,204,000 | 1,706 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,204,000 | 1,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,204,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,204,000 | 1,269 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,642,000 | 1,459 |
| Total interest expense | $5,386,000 | 1,678 |
| Net interest income | $14,256,000 | 1,375 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $6,850,000 | 878 |
| Gross Fiduciary activities income | $157,000 | 863 |
| Service charges on deposit accounts | $1,225,000 | 1,418 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,468,000 | 712 |
| Total noninterest expense | $13,539,000 | 1,195 |
| Salaries and employee benefits | $7,506,000 | 1,126 |
| Premises and equipment expense | $2,345,000 | 972 |
| Additional noninterest expense | $3,688,000 | 1,344 |
| Pre-tax net operating income | $7,087,000 | 1,184 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $7,059,000 | 917 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,059,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $3,679,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,059,000 | 859 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,736,000 | 1,488 |
| Total interest expense | $4,071,000 | 1,728 |
| Net interest income | $10,665,000 | 1,390 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $5,820,000 | 820 |
| Gross Fiduciary activities income | $128,000 | 849 |
| Service charges on deposit accounts | $923,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,769,000 | 662 |
| Total noninterest expense | $10,044,000 | 1,210 |
| Salaries and employee benefits | $5,570,000 | 1,150 |
| Premises and equipment expense | $1,738,000 | 993 |
| Additional noninterest expense | $2,736,000 | 1,352 |
| Pre-tax net operating income | $6,081,000 | 1,065 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $6,053,000 | 835 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,053,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,957 |
| Cash dividends | $2,925,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,053,000 | 773 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 1,489 |
| Total interest expense | $2,767,000 | 1,753 |
| Net interest income | $7,137,000 | 1,377 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $3,624,000 | 853 |
| Gross Fiduciary activities income | $96,000 | 817 |
| Service charges on deposit accounts | $609,000 | 1,406 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,919,000 | 685 |
| Total noninterest expense | $6,611,000 | 1,231 |
| Salaries and employee benefits | $3,675,000 | 1,162 |
| Premises and equipment expense | $1,147,000 | 1,001 |
| Additional noninterest expense | $1,789,000 | 1,378 |
| Pre-tax net operating income | $3,910,000 | 1,101 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $3,882,000 | 874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,882,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,089 |
| Cash dividends | $1,652,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,882,000 | 800 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 1,477 |
| Total interest expense | $1,405,000 | 1,767 |
| Net interest income | $3,621,000 | 1,354 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $1,774,000 | 854 |
| Gross Fiduciary activities income | $15,000 | 1,064 |
| Service charges on deposit accounts | $289,000 | 1,432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,470,000 | 675 |
| Total noninterest expense | $3,238,000 | 1,245 |
| Salaries and employee benefits | $1,775,000 | 1,202 |
| Premises and equipment expense | $579,000 | 994 |
| Additional noninterest expense | $884,000 | 1,367 |
| Pre-tax net operating income | $2,037,000 | 1,065 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $28,000 | 5,789 |
| Income before extraordinary items | $2,009,000 | 844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,009,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,893 |
| Cash dividends | $787,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,009,000 | 772 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,592,000 | 1,422 |
| Total interest expense | $6,642,000 | 1,717 |
| Net interest income | $14,950,000 | 1,290 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $5,710,000 | 927 |
| Gross Fiduciary activities income | $140,000 | 919 |
| Service charges on deposit accounts | $1,221,000 | 1,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,349,000 | 768 |
| Total noninterest expense | $12,632,000 | 1,212 |
| Salaries and employee benefits | $6,644,000 | 1,212 |
| Premises and equipment expense | $2,214,000 | 985 |
| Additional noninterest expense | $3,774,000 | 1,276 |
| Pre-tax net operating income | $7,608,000 | 1,115 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,325,000 | 1,820 |
| Income before extraordinary items | $6,283,000 | 998 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,283,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,411 |
| Cash dividends | $4,269,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $-2,482,000 | 9,339 |
| Net operating income | $6,283,000 | 951 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,050,000 | 1,478 |
| Total interest expense | $9,405,000 | 1,728 |
| Net interest income | $13,645,000 | 1,301 |
| Provision for loan and lease losses | $468,000 | 2,335 |
| Total noninterest income | $4,461,000 | 1,092 |
| Gross Fiduciary activities income | $207,000 | 829 |
| Service charges on deposit accounts | $1,130,000 | 1,323 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,124,000 | 918 |
| Total noninterest expense | $12,184,000 | 1,205 |
| Salaries and employee benefits | $6,238,000 | 1,194 |
| Premises and equipment expense | $2,242,000 | 933 |
| Additional noninterest expense | $3,704,000 | 1,274 |
| Pre-tax net operating income | $5,454,000 | 1,347 |
| Securities gains (losses) | $545,000 | 580 |
| Applicable income taxes | $1,862,000 | 1,252 |
| Income before extraordinary items | $4,137,000 | 1,314 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,137,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,928 |
| Cash dividends | $769,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,760,950 | 1,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,934,000 | 1,452 |
| Total interest expense | $11,488,000 | 1,498 |
| Net interest income | $12,446,000 | 1,410 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $2,764,000 | 1,452 |
| Gross Fiduciary activities income | $159,000 | 843 |
| Service charges on deposit accounts | $1,181,000 | 1,148 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,424,000 | 1,439 |
| Total noninterest expense | $10,588,000 | 1,313 |
| Salaries and employee benefits | $5,786,000 | 1,229 |
| Premises and equipment expense | $1,894,000 | 1,054 |
| Additional noninterest expense | $2,908,000 | 1,539 |
| Pre-tax net operating income | $4,262,000 | 1,725 |
| Securities gains (losses) | $33,000 | 819 |
| Applicable income taxes | $1,388,000 | 1,611 |
| Income before extraordinary items | $2,907,000 | 1,793 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,907,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,671 |
| Cash dividends | $943,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,884,560 | 1,807 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,834,000 | 1,498 |
| Total interest expense | $10,340,000 | 1,451 |
| Net interest income | $11,494,000 | 1,523 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,571,000 | 1,529 |
| Gross Fiduciary activities income | $147,000 | 927 |
| Service charges on deposit accounts | $1,128,000 | 1,179 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,296,000 | 1,542 |
| Total noninterest expense | $9,763,000 | 1,421 |
| Salaries and employee benefits | $5,367,000 | 1,297 |
| Premises and equipment expense | $1,770,000 | 1,132 |
| Additional noninterest expense | $2,626,000 | 1,698 |
| Pre-tax net operating income | $3,942,000 | 1,864 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $1,289,000 | 1,798 |
| Income before extraordinary items | $2,671,000 | 1,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,671,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,638 |
| Cash dividends | $794,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,658,940 | 1,957 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,506,000 | 1,504 |
| Total interest expense | $10,304,000 | 1,481 |
| Net interest income | $11,202,000 | 1,515 |
| Provision for loan and lease losses | $390,000 | 2,106 |
| Total noninterest income | $2,953,000 | 1,363 |
| Gross Fiduciary activities income | $155,000 | 917 |
| Service charges on deposit accounts | $952,000 | 1,311 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,846,000 | 1,220 |
| Total noninterest expense | $9,216,000 | 1,435 |
| Salaries and employee benefits | $5,210,000 | 1,260 |
| Premises and equipment expense | $1,563,000 | 1,229 |
| Additional noninterest expense | $2,443,000 | 1,746 |
| Pre-tax net operating income | $4,549,000 | 1,629 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $1,516,000 | 1,609 |
| Income before extraordinary items | $3,056,000 | 1,713 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,056,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,043 |
| Cash dividends | $745,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,040,590 | 1,651 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,622,000 | 1,605 |
| Total interest expense | $9,615,000 | 1,611 |
| Net interest income | $11,007,000 | 1,565 |
| Provision for loan and lease losses | $475,000 | 1,852 |
| Total noninterest income | $2,248,000 | 1,613 |
| Gross Fiduciary activities income | $130,000 | 996 |
| Service charges on deposit accounts | $1,033,000 | 1,232 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,085,000 | 1,657 |
| Total noninterest expense | $8,975,000 | 1,464 |
| Salaries and employee benefits | $4,934,000 | 1,336 |
| Premises and equipment expense | $1,670,000 | 1,195 |
| Additional noninterest expense | $2,371,000 | 1,792 |
| Pre-tax net operating income | $3,805,000 | 1,974 |
| Securities gains (losses) | $172,000 | 775 |
| Applicable income taxes | $1,174,000 | 2,121 |
| Income before extraordinary items | $2,803,000 | 1,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,803,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,392 |
| Cash dividends | $993,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,682,600 | 1,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,923,000 | 1,688 |
| Total interest expense | $9,360,000 | 1,680 |
| Net interest income | $10,563,000 | 1,678 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $2,399,000 | 1,598 |
| Gross Fiduciary activities income | $132,000 | 1,061 |
| Service charges on deposit accounts | $1,088,000 | 1,229 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,179,000 | 1,620 |
| Total noninterest expense | $8,286,000 | 1,710 |
| Salaries and employee benefits | $4,716,000 | 1,423 |
| Premises and equipment expense | $1,643,000 | 1,256 |
| Additional noninterest expense | $1,927,000 | 2,548 |
| Pre-tax net operating income | $4,396,000 | 1,646 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,398,000 | 1,709 |
| Income before extraordinary items | $3,001,000 | 1,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,001,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,083 |
| Cash dividends | $993,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,998,960 | 1,633 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,037,000 | 1,782 |
| Total interest expense | $9,243,000 | 1,718 |
| Net interest income | $9,794,000 | 1,825 |
| Provision for loan and lease losses | $465,000 | 1,671 |
| Total noninterest income | $2,096,000 | 1,770 |
| Gross Fiduciary activities income | $125,000 | 1,110 |
| Service charges on deposit accounts | $1,045,000 | 1,294 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $926,000 | 1,904 |
| Total noninterest expense | $8,263,000 | 1,699 |
| Salaries and employee benefits | $4,109,000 | 1,614 |
| Premises and equipment expense | $1,619,000 | 1,284 |
| Additional noninterest expense | $2,535,000 | 1,971 |
| Pre-tax net operating income | $3,162,000 | 2,326 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,003,000 | 2,377 |
| Income before extraordinary items | $2,160,000 | 2,341 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,160,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,715 |
| Cash dividends | $695,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,159,320 | 2,315 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,588,000 | 1,855 |
| Total interest expense | $7,078,000 | 1,786 |
| Net interest income | $9,510,000 | 1,900 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $1,729,000 | 2,055 |
| Gross Fiduciary activities income | $100,000 | 1,185 |
| Service charges on deposit accounts | $848,000 | 1,597 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $781,000 | 2,168 |
| Total noninterest expense | $8,067,000 | 1,804 |
| Salaries and employee benefits | $3,834,000 | 1,750 |
| Premises and equipment expense | $1,259,000 | 1,646 |
| Additional noninterest expense | $2,974,000 | 1,820 |
| Pre-tax net operating income | $2,812,000 | 2,517 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $877,000 | 2,552 |
| Income before extraordinary items | $1,935,000 | 2,506 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,935,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,615 |
| Cash dividends | $521,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,935,000 | 2,531 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,815,000 | 1,982 |
| Total interest expense | $6,818,000 | 1,906 |
| Net interest income | $8,997,000 | 2,010 |
| Provision for loan and lease losses | $350,000 | 2,706 |
| Total noninterest income | $2,386,000 | 1,740 |
| Gross Fiduciary activities income | $101,000 | 1,205 |
| Service charges on deposit accounts | $846,000 | 1,621 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,439,000 | 1,599 |
| Total noninterest expense | $7,174,000 | 2,043 |
| Salaries and employee benefits | $3,568,000 | 1,881 |
| Premises and equipment expense | $1,162,000 | 1,804 |
| Additional noninterest expense | $2,444,000 | 2,286 |
| Pre-tax net operating income | $3,859,000 | 1,785 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $1,338,000 | 1,744 |
| Income before extraordinary items | $2,582,000 | 1,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,582,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $497,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,541,740 | 1,851 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,811,000 | 2,107 |
| Total interest expense | $7,962,000 | 2,140 |
| Net interest income | $8,849,000 | 2,067 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $2,022,000 | 1,915 |
| Gross Fiduciary activities income | $104,000 | 1,243 |
| Service charges on deposit accounts | $880,000 | 1,535 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,038,000 | 1,945 |
| Total noninterest expense | $6,991,000 | 2,105 |
| Salaries and employee benefits | $3,275,000 | 2,003 |
| Premises and equipment expense | $1,270,000 | 1,672 |
| Additional noninterest expense | $2,446,000 | 2,364 |
| Pre-tax net operating income | $3,700,000 | 1,673 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $1,145,000 | 1,841 |
| Income before extraordinary items | $2,569,000 | 1,776 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,569,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $745,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,559,340 | 1,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.