Home > State Bank of the Lakes > Net charge- offs to loans
State Bank of the Lakes, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0383% | 4,537 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0365% | 4,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1257% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 2,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0338% | 4,601 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0399% | 4,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 4,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0072% | 4,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0072% | 4,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 3,908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0342% | 4,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0446% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0055% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0055% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0311% | 4,718 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0517% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0179% | 3,841 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0519% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0619% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 3,851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 3,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 3,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0030% | 1,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0232% | 3,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1243% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2375% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0217% | 3,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0016% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0016% | 2,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1614% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0235% | 3,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 3,919 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0433% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0030% | 1,879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 3,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0419% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0024% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0024% | 3,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3345% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0394% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 0.4848% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7213% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 4,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0010% | 4,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0010% | 4,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4504% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4300% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 0.6913% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3498% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,032 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0289% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0009% | 4,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0009% | 4,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3770% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1735% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 1.0744% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8689% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 4,043 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0897% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0007% | 4,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0007% | 4,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 4,078 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2030% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0014% | 4,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0014% | 4,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 1.0442% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2418% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,073 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2898% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0124% | 3,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0124% | 3,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3388% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 1.3891% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3217% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 4,143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3942% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2471% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 3,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1525% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.2076% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2348% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 3,693 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2034% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0059% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0059% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2741% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4648% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0084% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0084% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 3,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3017% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 3,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 4,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2228% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4032% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4666% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0064% | 3,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0064% | 3,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1794% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 4,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0146% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1527% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4954% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0078% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0078% | 2,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1986% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1939% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0156% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2296% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0086% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0086% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1682% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2116% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2932% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 3,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2529% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3154% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2404% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0072% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0072% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4634% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7918% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1014% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0093% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0093% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2345% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.1215% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2923% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2061% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0589% | 4,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3880% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0129% | 3,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0129% | 3,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6540% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.1765% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0634% | 4,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4621% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0099% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0099% | 3,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1311% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.2990% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0102% | 2,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1196% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 4,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0085% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0085% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2773% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1936% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2161% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0141% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0141% | 3,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6957% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1820% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3023% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0168% | 3,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0168% | 3,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5077% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4052% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0118% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0118% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.7166% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0040% | 2,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.3355% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 1,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2823% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2802% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1431% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0326% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | -68.1818% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 3,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2475% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3313% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1989% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | -152.2857% | 1,277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0332% | 3,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3698% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5006% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2954% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0383% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | -163.4877% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0417% | 3,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 5,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 5,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | -114.2857% | 1,269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0277% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3332% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7579% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 3.9205% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5970% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4321% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 4,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6740% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 3,955 |
| Percentage Net Loans Charged-off: Credit card loans | -272.7273% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 3,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2616% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5771% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 5.1320% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1832% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2648% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 4,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0919% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0501% | 3,652 |
| Percentage Net Loans Charged-off: Credit card loans | -533.6000% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0540% | 3,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2446% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2750% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3040% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 4,689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4840% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0633% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | -200.0000% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0645% | 3,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3368% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5584% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 4,672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0828% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | -800.0000% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0852% | 2,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5736% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4489% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2067% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7447% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8386% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6958% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | -50.0000% | 1,396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0445% | 4,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4898% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2483% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7902% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8209% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0510% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7026% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 5,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0300% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | -26.6000% | 1,383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0307% | 3,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5640% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3910% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0915% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7324% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2271% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4822% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 2,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0067% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | -33.3333% | 1,373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0078% | 3,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 2,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3477% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 5,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5322% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0044% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | -50.0000% | 1,371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0066% | 2,848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 3,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4924% | 2,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5099% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6470% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0120% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4178% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 4,896 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7949% | 1,415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0240% | 4,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3399% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5453% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5689% | 1,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7176% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0779% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4768% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4007% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0151% | 4,552 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8526% | 1,419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0160% | 4,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4044% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6369% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7266% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7285% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8151% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6700% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4764% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0114% | 4,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0114% | 3,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3845% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3363% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6379% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6916% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6014% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4611% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0063% | 5,957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0063% | 5,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5886% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8054% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1373% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5968% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6961% | 1,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5233% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6142% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 4,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9393% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3559% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2633% | 2,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4854% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6870% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7423% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6591% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4469% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3881% | 1,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5465% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0439% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9243% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9946% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1578% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8349% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6533% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6447% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8065% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7563% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3087% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1953% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2518% | 3,200 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4567% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8405% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4183% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 1.0808% | 2,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3287% | 2,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2399% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 1,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3543% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5415% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7552% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1034% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8834% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4458% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | 1.2698% | 2,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3214% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1994% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3520% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5144% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9086% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0514% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 4,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1698% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5325% | 2,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0762% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7701% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2518% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5386% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6934% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6782% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2596% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.1051% | 2,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4706% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8852% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5467% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 4,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 3,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3891% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5871% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0385% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3814% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3245% | 3,504 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6471% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3551% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5317% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0437% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5392% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7334% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1032% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 2,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 3,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5543% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2043% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6719% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8657% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 4,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 3,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2735% | 4,036 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0367% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3226% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3299% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 3,504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9833% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3710% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2197% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3206% | 4,434 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4527% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0866% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2487% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6286% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 7,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3269% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2463% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9051% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1250% | 8,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1690% | 8,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1628% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3628% | 1,997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7248% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6186% | 3,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5406% | 1,508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 3,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5012% | 3,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3042% | 1,461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0838% | 7,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4515% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0911% | 1,358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1053% | 7,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3613% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 6,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 8,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 5,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5064% | 1,356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0268% | 8,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5335% | 8,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 5,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9203% | 1,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0625% | 8,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7627% | 8,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1355% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0096% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 8,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 7,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1696% | 8,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 3,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2619% | 3,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4424% | 4,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9858% | 1,665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0870% | 8,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4369% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5261% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0216% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4422% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2150% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2782% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2989% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1629% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0984% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4147% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7556% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 5,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2857% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 6,902 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 9,161 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |