Home > State Bank of Stockbridge > Income and Expense

State Bank of Stockbridge, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$1,367,000	9,082
Total interest expense	$585,000	9,075
Net interest income	$782,000	8,945
Provision for loan and lease losses	$12,000	7,853
Total noninterest income	$38,000	9,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,421
Total noninterest expense	$488,000	9,419
Salaries and employee benefits	$233,000	9,522
Premises and equipment expense	$87,000	8,667
Additional noninterest expense	$168,000	9,087
Pre-tax net operating income	$320,000	7,818
Securities gains (losses)	$-13,000	8,489
Applicable income taxes	$8,000	8,119
Income before extraordinary items	$299,000	7,482
Extraordinary gains, net	$0	38
Net income	$299,000	7,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$95,000	6,027
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$311,610	7,404
1999-12-31 (YTD Data)		Rank
Total interest income	$1,187,000	9,434
Total interest expense	$557,000	9,312
Net interest income	$630,000	9,450
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$43,000	9,694
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,637
Total noninterest expense	$462,000	9,732
Salaries and employee benefits	$230,000	9,791
Premises and equipment expense	$80,000	9,026
Additional noninterest expense	$152,000	9,493
Pre-tax net operating income	$199,000	8,595
Securities gains (losses)	$-27,000	9,628
Applicable income taxes	$3,000	8,654
Income before extraordinary items	$169,000	8,517
Extraordinary gains, net	$0	35
Net income	$169,000	8,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$85,000	6,243
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$195,460	8,313
1998-12-31 (YTD Data)		Rank
Total interest income	$1,244,000	9,606
Total interest expense	$572,000	9,547
Net interest income	$672,000	9,555
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$45,000	9,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	8,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,880
Total noninterest expense	$424,000	9,989
Salaries and employee benefits	$200,000	10,105
Premises and equipment expense	$71,000	9,346
Additional noninterest expense	$153,000	9,629
Pre-tax net operating income	$281,000	8,512
Securities gains (losses)	$0	4,449
Applicable income taxes	$30,000	8,700
Income before extraordinary items	$251,000	8,245
Extraordinary gains, net	$0	32
Net income	$251,000	8,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$135,000	5,927
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$251,000	8,172
1997-12-31 (YTD Data)		Rank
Total interest income	$1,173,000	10,102
Total interest expense	$499,000	10,107
Net interest income	$674,000	10,010
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$48,000	10,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	8,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	10,577
Total noninterest expense	$420,000	10,407
Salaries and employee benefits	$203,000	10,525
Premises and equipment expense	$82,000	9,385
Additional noninterest expense	$135,000	10,175
Pre-tax net operating income	$290,000	9,048
Securities gains (losses)	$0	3,944
Applicable income taxes	$96,000	8,464
Income before extraordinary items	$194,000	9,210
Extraordinary gains, net	$0	44
Net income	$194,000	9,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$35,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$194,000	9,167
1996-12-31 (YTD Data)		Rank
Total interest income	$1,107,000	10,664
Total interest expense	$494,000	10,609
Net interest income	$613,000	10,624
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$45,000	10,935
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	9,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	11,207
Total noninterest expense	$384,000	11,018
Salaries and employee benefits	$180,000	11,119
Premises and equipment expense	$77,000	9,895
Additional noninterest expense	$127,000	10,831
Pre-tax net operating income	$262,000	9,388
Securities gains (losses)	$-22,000	10,677
Applicable income taxes	$63,000	9,453
Income before extraordinary items	$177,000	9,516
Extraordinary gains, net	$0	53
Net income	$177,000	9,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$193,280	9,306
1995-12-31 (YTD Data)		Rank
Total interest income	$1,074,000	11,167
Total interest expense	$508,000	10,985
Net interest income	$566,000	11,222
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$42,000	11,486
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$36,000	9,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	11,713
Total noninterest expense	$393,000	11,448
Salaries and employee benefits	$190,000	11,544
Premises and equipment expense	$68,000	10,529
Additional noninterest expense	$135,000	11,244
Pre-tax net operating income	$203,000	10,446
Securities gains (losses)	$-47,000	11,138
Applicable income taxes	$33,000	10,533
Income before extraordinary items	$123,000	10,721
Extraordinary gains, net	$0	65
Net income	$123,000	10,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$25,000	8,267
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$160,130	10,344
1994-12-31 (YTD Data)		Rank
Total interest income	$797,000	12,070
Total interest expense	$313,000	11,984
Net interest income	$484,000	12,053
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$42,000	12,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$37,000	10,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	12,349
Total noninterest expense	$366,000	12,162
Salaries and employee benefits	$157,000	12,320
Premises and equipment expense	$66,000	11,093
Additional noninterest expense	$143,000	11,879
Pre-tax net operating income	$148,000	11,282
Securities gains (losses)	$-20,000	10,331
Applicable income taxes	$19,000	11,165
Income before extraordinary items	$109,000	11,302
Extraordinary gains, net	$0	249
Net income	$109,000	11,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$20,000	8,568
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$126,000	11,146
1993-12-31 (YTD Data)		Rank
Total interest income	$885,000	12,523
Total interest expense	$363,000	12,387
Net interest income	$522,000	12,492
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$40,000	12,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	10,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$369,000	12,763
Salaries and employee benefits	$170,000	12,855
Premises and equipment expense	$56,000	11,992
Additional noninterest expense	$143,000	12,505
Pre-tax net operating income	$181,000	11,206
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$43,000	11,097
Income before extraordinary items	$149,000	11,219
Extraordinary gains, net	$0	3,149
Net income	$149,000	11,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$20,000	8,663
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$140,420	11,123
1992-12-31 (YTD Data)		Rank
Total interest income	$869,000	13,244
Total interest expense	$453,000	12,956
Net interest income	$416,000	13,345
Provision for loan and lease losses	$12,000	11,000
Total noninterest income	$29,000	13,556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$26,000	11,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	13,771
Total noninterest expense	$334,000	13,462
Salaries and employee benefits	$158,000	13,499
Premises and equipment expense	$50,000	12,683
Additional noninterest expense	$126,000	13,261
Pre-tax net operating income	$99,000	12,031
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$10,000	12,372
Income before extraordinary items	$94,000	12,010
Extraordinary gains, net	$0	1,422
Net income	$94,000	12,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$15,000	8,575
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$89,500	11,779

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.