Home > State Bank of Southern Utah > Income and Expense

State Bank of Southern Utah, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$97,024,000557
Total interest expense$35,857,000502
Net interest income$61,167,000569
Provision for loan and lease losses$421,0001,394
Total noninterest income$12,277,000650
Gross Fiduciary activities income$0981
Service charges on deposit accounts$968,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$11,309,000491
Total noninterest expense$44,243,000635
Salaries and employee benefits$26,010,000600
Premises and equipment expense$4,503,000609
Additional noninterest expense$11,309,000491
Pre-tax net operating income$28,780,000526
Securities gains (losses)$0988
Applicable income taxes$6,399,000461
Income before extraordinary items$22,381,000541
Extraordinary gains, net$054
Net income$22,381,000547
Minority interest net income$088
Net income of bank and minority interests.$22,381,000543
Net charge-offs$97,0001,522
Cash dividends$4,136,000930
Sale, conversion, retirement of capital stock, net$395,000295
Net operating income$22,381,000552
2023-09-30 (YTD Data)Rank
Total interest income$70,435,000564
Total interest expense$24,492,000506
Net interest income$45,943,000575
Provision for loan and lease losses$1,274,000573
Total noninterest income$8,981,000667
Gross Fiduciary activities income$0950
Service charges on deposit accounts$642,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$8,339,000507
Total noninterest expense$32,640,000646
Salaries and employee benefits$20,111,000583
Premises and equipment expense$2,648,000755
Additional noninterest expense$8,339,000507
Pre-tax net operating income$21,010,000547
Securities gains (losses)$0849
Applicable income taxes$5,094,000462
Income before extraordinary items$15,916,000575
Extraordinary gains, net$052
Net income$15,916,000579
Minority interest net income$081
Net income of bank and minority interests.$15,916,000575
Net charge-offs$163,000970
Cash dividends$4,136,000695
Sale, conversion, retirement of capital stock, net$198,000330
Net operating income$15,916,000580
2023-06-30 (YTD Data)Rank
Total interest income$45,403,000551
Total interest expense$14,482,000505
Net interest income$30,921,000570
Provision for loan and lease losses$321,000986
Total noninterest income$6,049,000653
Gross Fiduciary activities income$0931
Service charges on deposit accounts$521,000951
Trading account gains and feesNANA
Additional Noninterest Income$5,528,000493
Total noninterest expense$22,043,000623
Salaries and employee benefits$13,639,000565
Premises and equipment expense$1,747,000747
Additional noninterest expense$5,528,000493
Pre-tax net operating income$14,606,000525
Securities gains (losses)$0938
Applicable income taxes$3,384,000457
Income before extraordinary items$11,222,000555
Extraordinary gains, net$051
Net income$11,222,000564
Minority interest net income$081
Net income of bank and minority interests.$11,222,000554
Net charge-offs$213,000654
Cash dividends$2,181,000819
Sale, conversion, retirement of capital stock, net$151,000303
Net operating income$11,222,000555
2023-03-31 (YTD Data)Rank
Total interest income$21,683,000569
Total interest expense$6,006,000525
Net interest income$15,677,000567
Provision for loan and lease losses$266,000747
Total noninterest income$2,975,000656
Gross Fiduciary activities income$0913
Service charges on deposit accounts$283,000905
Trading account gains and feesNANA
Additional Noninterest Income$2,692,000504
Total noninterest expense$10,978,000640
Salaries and employee benefits$6,936,000580
Premises and equipment expense$804,000833
Additional noninterest expense$2,692,000504
Pre-tax net operating income$7,408,000543
Securities gains (losses)$0950
Applicable income taxes$2,061,000422
Income before extraordinary items$5,347,000591
Extraordinary gains, net$04
Net income$5,347,000590
Minority interest net income$048
Net income of bank and minority interests.$5,347,000590
Net charge-offs$116,000556
Cash dividends$2,181,000450
Sale, conversion, retirement of capital stock, net$58,000303
Net operating income$5,347,000597
2022-12-31 (YTD Data)Rank
Total interest income$75,388,000528
Total interest expense$7,926,000552
Net interest income$67,462,000527
Provision for loan and lease losses$1,700,000581
Total noninterest income$12,851,000646
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$932,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$11,919,000491
Total noninterest expense$42,011,000640
Salaries and employee benefits$25,726,000595
Premises and equipment expense$3,545,000734
Additional noninterest expense$11,919,000491
Pre-tax net operating income$36,602,000478
Securities gains (losses)$0691
Applicable income taxes$8,396,000433
Income before extraordinary items$28,206,000491
Extraordinary gains, net$05
Net income$28,206,000493
Minority interest net income$063
Net income of bank and minority interests.$28,206,000492
Net charge-offs$227,000875
Cash dividends$4,129,000907
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,206,000501
2022-09-30 (YTD Data)Rank
Total interest income$54,852,000513
Total interest expense$4,078,000560
Net interest income$50,774,000509
Provision for loan and lease losses$1,700,000440
Total noninterest income$8,184,000733
Gross Fiduciary activities income$0968
Service charges on deposit accounts$670,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$7,514,000575
Total noninterest expense$29,838,000668
Salaries and employee benefits$19,062,000605
Premises and equipment expense$2,280,000846
Additional noninterest expense$7,514,000575
Pre-tax net operating income$27,420,000475
Securities gains (losses)$0740
Applicable income taxes$6,310,000431
Income before extraordinary items$21,110,000489
Extraordinary gains, net$04
Net income$21,110,000488
Minority interest net income$057
Net income of bank and minority interests.$21,110,000489
Net charge-offs$-93,0004,274
Cash dividends$4,129,000671
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,110,000496
2022-06-30 (YTD Data)Rank
Total interest income$35,207,000510
Total interest expense$2,156,000553
Net interest income$33,051,000505
Provision for loan and lease losses$1,500,000313
Total noninterest income$5,454,000724
Gross Fiduciary activities income$0925
Service charges on deposit accounts$447,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$5,007,000589
Total noninterest expense$19,052,000681
Salaries and employee benefits$12,538,000598
Premises and equipment expense$1,588,000808
Additional noninterest expense$4,926,000772
Pre-tax net operating income$17,953,000456
Securities gains (losses)$0687
Applicable income taxes$4,560,000386
Income before extraordinary items$13,393,000484
Extraordinary gains, net$04
Net income$13,393,000483
Minority interest net income$060
Net income of bank and minority interests.$13,393,000484
Net charge-offs$-30,0004,018
Cash dividends$1,989,000861
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,393,000491
2022-03-31 (YTD Data)Rank
Total interest income$17,078,000510
Total interest expense$1,072,000519
Net interest income$16,006,000507
Provision for loan and lease losses$500,000332
Total noninterest income$2,858,000717
Gross Fiduciary activities income$0892
Service charges on deposit accounts$266,000961
Trading account gains and feesNANA
Additional Noninterest Income$2,592,000594
Total noninterest expense$9,955,000660
Salaries and employee benefits$6,425,000588
Premises and equipment expense$869,000748
Additional noninterest expense$2,661,000731
Pre-tax net operating income$8,409,000475
Securities gains (losses)$0623
Applicable income taxes$2,313,000371
Income before extraordinary items$6,096,000511
Extraordinary gains, net$04
Net income$6,096,000511
Minority interest net income$050
Net income of bank and minority interests.$6,096,000511
Net charge-offs$-39,0004,338
Cash dividends$1,989,000484
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,096,000514
2021-12-31 (YTD Data)Rank
Total interest income$66,076,000527
Total interest expense$4,680,000581
Net interest income$61,396,000522
Provision for loan and lease losses$03,064
Total noninterest income$12,763,000707
Gross Fiduciary activities income$0994
Service charges on deposit accounts$882,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$11,881,000595
Total noninterest expense$35,608,000722
Salaries and employee benefits$22,289,000653
Premises and equipment expense$3,101,000836
Additional noninterest expense$10,218,000767
Pre-tax net operating income$38,551,000459
Securities gains (losses)$29,0001,353
Applicable income taxes$8,952,000422
Income before extraordinary items$29,628,000478
Extraordinary gains, net$010
Net income$29,628,000478
Minority interest net income$074
Net income of bank and minority interests.$29,628,000479
Net charge-offs$27,0001,945
Cash dividends$4,005,000943
Sale, conversion, retirement of capital stock, net$315,000367
Net operating income$29,605,090467
2021-09-30 (YTD Data)Rank
Total interest income$49,093,000535
Total interest expense$3,562,000595
Net interest income$45,531,000529
Provision for loan and lease losses$02,963
Total noninterest income$8,981,000747
Gross Fiduciary activities income$0957
Service charges on deposit accounts$712,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$8,269,000644
Total noninterest expense$25,907,000748
Salaries and employee benefits$16,626,000659
Premises and equipment expense$2,108,000928
Additional noninterest expense$7,173,000807
Pre-tax net operating income$28,605,000471
Securities gains (losses)$29,0001,270
Applicable income taxes$6,785,000425
Income before extraordinary items$21,849,000494
Extraordinary gains, net$08
Net income$21,849,000492
Minority interest net income$069
Net income of bank and minority interests.$21,849,000494
Net charge-offs$-2,0003,208
Cash dividends$4,005,000684
Sale, conversion, retirement of capital stock, net$194,000344
Net operating income$21,826,090486
2021-06-30 (YTD Data)Rank
Total interest income$32,269,000536
Total interest expense$2,452,000605
Net interest income$29,817,000527
Provision for loan and lease losses$02,862
Total noninterest income$6,102,000743
Gross Fiduciary activities income$0951
Service charges on deposit accounts$473,000980
Trading account gains and feesNANA
Additional Noninterest Income$5,629,000652
Total noninterest expense$16,507,000776
Salaries and employee benefits$10,675,000683
Premises and equipment expense$1,460,000900
Additional noninterest expense$4,372,000860
Pre-tax net operating income$19,412,000468
Securities gains (losses)$29,0001,065
Applicable income taxes$4,780,000415
Income before extraordinary items$14,661,000497
Extraordinary gains, net$06
Net income$14,661,000495
Minority interest net income$067
Net income of bank and minority interests.$14,661,000497
Net charge-offs$-14,0003,929
Cash dividends$1,905,000899
Sale, conversion, retirement of capital stock, net$156,000306
Net operating income$14,638,090487
2021-03-31 (YTD Data)Rank
Total interest income$16,004,000535
Total interest expense$1,260,000620
Net interest income$14,744,000527
Provision for loan and lease losses$02,741
Total noninterest income$3,228,000714
Gross Fiduciary activities income$0922
Service charges on deposit accounts$206,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$3,022,000621
Total noninterest expense$8,409,000758
Salaries and employee benefits$5,432,000672
Premises and equipment expense$689,000939
Additional noninterest expense$2,288,000809
Pre-tax net operating income$9,563,000472
Securities gains (losses)$01,392
Applicable income taxes$2,260,000431
Income before extraordinary items$7,303,000502
Extraordinary gains, net$03
Net income$7,303,000502
Minority interest net income$055
Net income of bank and minority interests.$7,303,000502
Net charge-offs$-5,0003,772
Cash dividends$1,905,000488
Sale, conversion, retirement of capital stock, net$55,000313
Net operating income$7,303,000493
2020-12-31 (YTD Data)Rank
Total interest income$61,472,000563
Total interest expense$6,556,000728
Net interest income$54,916,000536
Provision for loan and lease losses$4,300,000638
Total noninterest income$11,032,000747
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$962,000983
Trading account gains and feesNANA
Additional Noninterest Income$10,070,000640
Total noninterest expense$33,065,000748
Salaries and employee benefits$20,537,000696
Premises and equipment expense$3,476,000746
Additional noninterest expense$9,052,000800
Pre-tax net operating income$28,583,000443
Securities gains (losses)$170,0001,112
Applicable income taxes$6,965,000397
Income before extraordinary items$21,788,000491
Extraordinary gains, net$04
Net income$21,788,000490
Minority interest net income$072
Net income of bank and minority interests.$21,788,000491
Net charge-offs$159,0001,693
Cash dividends$4,005,000900
Sale, conversion, retirement of capital stock, net$303,000324
Net operating income$21,653,700476
2020-09-30 (YTD Data)Rank
Total interest income$44,752,000579
Total interest expense$5,143,000755
Net interest income$39,609,000550
Provision for loan and lease losses$4,300,000554
Total noninterest income$8,509,000706
Gross Fiduciary activities income$0981
Service charges on deposit accounts$723,000975
Trading account gains and feesNANA
Additional Noninterest Income$7,786,000600
Total noninterest expense$23,857,000765
Salaries and employee benefits$15,363,000687
Premises and equipment expense$2,290,000832
Additional noninterest expense$6,204,000843
Pre-tax net operating income$19,961,000443
Securities gains (losses)$169,000971
Applicable income taxes$5,000,000379
Income before extraordinary items$15,130,000494
Extraordinary gains, net$04
Net income$15,130,000493
Minority interest net income$065
Net income of bank and minority interests.$15,130,000494
Net charge-offs$59,0001,971
Cash dividends$4,005,000664
Sale, conversion, retirement of capital stock, net$127,000370
Net operating income$14,996,490486
2020-06-30 (YTD Data)Rank
Total interest income$29,347,000590
Total interest expense$3,610,000778
Net interest income$25,737,000558
Provision for loan and lease losses$3,800,000483
Total noninterest income$5,174,000706
Gross Fiduciary activities income$0970
Service charges on deposit accounts$467,0001,013
Trading account gains and feesNANA
Additional Noninterest Income$4,707,000595
Total noninterest expense$15,470,000784
Salaries and employee benefits$10,259,000676
Premises and equipment expense$1,534,000820
Additional noninterest expense$3,677,000927
Pre-tax net operating income$11,641,000440
Securities gains (losses)$168,000768
Applicable income taxes$3,700,000308
Income before extraordinary items$8,109,000541
Extraordinary gains, net$04
Net income$8,109,000540
Minority interest net income$065
Net income of bank and minority interests.$8,109,000541
Net charge-offs$62,0001,607
Cash dividends$2,653,000649
Sale, conversion, retirement of capital stock, net$70,000360
Net operating income$7,976,280525
2020-03-31 (YTD Data)Rank
Total interest income$14,758,000585
Total interest expense$1,918,000819
Net interest income$12,840,000551
Provision for loan and lease losses$1,500,000471
Total noninterest income$2,208,000760
Gross Fiduciary activities income$0941
Service charges on deposit accounts$282,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$1,926,000626
Total noninterest expense$7,609,000789
Salaries and employee benefits$4,902,000718
Premises and equipment expense$774,000828
Additional noninterest expense$1,933,000898
Pre-tax net operating income$5,939,000403
Securities gains (losses)$26,0001,070
Applicable income taxes$1,900,000274
Income before extraordinary items$4,065,000494
Extraordinary gains, net$04
Net income$4,065,000494
Minority interest net income$056
Net income of bank and minority interests.$4,065,000494
Net charge-offs$87,000946
Cash dividends$2,525,000450
Sale, conversion, retirement of capital stock, net$66,000285
Net operating income$4,044,460479
2019-12-31 (YTD Data)Rank
Total interest income$57,604,000609
Total interest expense$7,364,000893
Net interest income$50,240,000558
Provision for loan and lease losses$2,000,000539
Total noninterest income$7,909,000822
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,126,0001,040
Trading account gains and fees$0135
Additional Noninterest Income$6,783,000679
Total noninterest expense$30,030,000768
Salaries and employee benefits$17,428,000766
Premises and equipment expense$2,900,000882
Additional noninterest expense$9,702,000729
Pre-tax net operating income$26,119,000499
Securities gains (losses)$582,000322
Applicable income taxes$6,262,000432
Income before extraordinary items$20,439,000535
Extraordinary gains, net$011
Net income$20,439,000536
Minority interest net income$076
Net income of bank and minority interests.$20,439,000537
Net charge-offs$2,014,000412
Cash dividends$4,399,000890
Sale, conversion, retirement of capital stock, net$277,000360
Net operating income$19,979,220536
2019-09-30 (YTD Data)Rank
Total interest income$43,033,000619
Total interest expense$5,419,000911
Net interest income$37,614,000561
Provision for loan and lease losses$03,836
Total noninterest income$6,119,000794
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$863,0001,017
Trading account gains and fees$0129
Additional Noninterest Income$5,256,000670
Total noninterest expense$22,000,000776
Salaries and employee benefits$12,995,000763
Premises and equipment expense$1,886,000979
Additional noninterest expense$7,119,000742
Pre-tax net operating income$21,733,000472
Securities gains (losses)$580,000279
Applicable income taxes$5,215,000406
Income before extraordinary items$17,098,000493
Extraordinary gains, net$011
Net income$17,098,000493
Minority interest net income$072
Net income of bank and minority interests.$17,098,000494
Net charge-offs$103,0001,746
Cash dividends$3,891,000734
Sale, conversion, retirement of capital stock, net$227,000320
Net operating income$16,639,800492
2019-06-30 (YTD Data)Rank
Total interest income$28,091,000624
Total interest expense$3,537,000912
Net interest income$24,554,000577
Provision for loan and lease losses$03,685
Total noninterest income$4,014,000794
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$569,0001,013
Trading account gains and fees$0131
Additional Noninterest Income$3,445,000662
Total noninterest expense$14,903,000769
Salaries and employee benefits$8,585,000763
Premises and equipment expense$1,247,000992
Additional noninterest expense$5,071,000699
Pre-tax net operating income$13,665,000478
Securities gains (losses)$83,000593
Applicable income taxes$3,265,000415
Income before extraordinary items$10,483,000520
Extraordinary gains, net$011
Net income$10,483,000519
Minority interest net income$069
Net income of bank and minority interests.$10,483,000519
Net charge-offs$41,0001,972
Cash dividends$1,886,000930
Sale, conversion, retirement of capital stock, net$210,000268
Net operating income$10,417,430509
2019-03-31 (YTD Data)Rank
Total interest income$13,624,000634
Total interest expense$1,704,000914
Net interest income$11,920,000595
Provision for loan and lease losses$03,406
Total noninterest income$1,900,000801
Gross Fiduciary activities income$0972
Service charges on deposit accounts$273,0001,037
Trading account gains and fees$0126
Additional Noninterest Income$1,627,000652
Total noninterest expense$6,985,000804
Salaries and employee benefits$4,223,000770
Premises and equipment expense$529,0001,132
Additional noninterest expense$2,233,000768
Pre-tax net operating income$6,835,000471
Securities gains (losses)$01,087
Applicable income taxes$1,530,000434
Income before extraordinary items$5,305,000502
Extraordinary gains, net$05
Net income$5,305,000501
Minority interest net income$052
Net income of bank and minority interests.$5,305,000501
Net charge-offs$22,0001,644
Cash dividends$1,886,000540
Sale, conversion, retirement of capital stock, net$50,000315
Net operating income$5,305,000490
2018-12-31 (YTD Data)Rank
Total interest income$46,990,000678
Total interest expense$4,600,000996
Net interest income$42,390,000649
Provision for loan and lease losses$04,082
Total noninterest income$8,957,000742
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,101,0001,089
Trading account gains and fees$0126
Additional Noninterest Income$7,856,000603
Total noninterest expense$24,255,000907
Salaries and employee benefits$14,633,000853
Premises and equipment expense$2,448,000996
Additional noninterest expense$7,174,000936
Pre-tax net operating income$27,092,000469
Securities gains (losses)$01,125
Applicable income taxes$6,262,000408
Income before extraordinary items$20,830,000496
Extraordinary gains, net$06
Net income$20,830,000495
Minority interest net income$072
Net income of bank and minority interests.$20,830,000495
Net charge-offs$233,0001,519
Cash dividends$3,210,0001,032
Sale, conversion, retirement of capital stock, net$119,000471
Net operating income$20,830,000494
2018-09-30 (YTD Data)Rank
Total interest income$34,581,000680
Total interest expense$3,228,000994
Net interest income$31,353,000655
Provision for loan and lease losses$03,948
Total noninterest income$6,229,000795
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$858,0001,038
Trading account gains and fees$0138
Additional Noninterest Income$5,371,000649
Total noninterest expense$17,501,000938
Salaries and employee benefits$11,091,000849
Premises and equipment expense$1,426,0001,228
Additional noninterest expense$4,984,000995
Pre-tax net operating income$20,081,000476
Securities gains (losses)$01,118
Applicable income taxes$4,860,000415
Income before extraordinary items$15,221,000505
Extraordinary gains, net$05
Net income$15,221,000504
Minority interest net income$066
Net income of bank and minority interests.$15,221,000504
Net charge-offs$58,0002,101
Cash dividends$3,210,000749
Sale, conversion, retirement of capital stock, net$77,000455
Net operating income$15,221,000505
2018-06-30 (YTD Data)Rank
Total interest income$22,551,000688
Total interest expense$2,048,000977
Net interest income$20,503,000664
Provision for loan and lease losses$03,782
Total noninterest income$4,106,000794
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$575,0001,032
Trading account gains and fees$0130
Additional Noninterest Income$3,531,000654
Total noninterest expense$11,659,000935
Salaries and employee benefits$7,415,000847
Premises and equipment expense$1,026,0001,153
Additional noninterest expense$3,218,0001,022
Pre-tax net operating income$12,950,000488
Securities gains (losses)$0961
Applicable income taxes$3,180,000418
Income before extraordinary items$9,770,000523
Extraordinary gains, net$06
Net income$9,770,000520
Minority interest net income$065
Net income of bank and minority interests.$9,770,000522
Net charge-offs$23,0002,165
Cash dividends$1,510,000944
Sale, conversion, retirement of capital stock, net$37,000469
Net operating income$9,770,000523
2018-03-31 (YTD Data)Rank
Total interest income$11,098,000689
Total interest expense$981,000970
Net interest income$10,117,000666
Provision for loan and lease losses$03,508
Total noninterest income$1,983,000793
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$286,0001,038
Trading account gains and fees$0123
Additional Noninterest Income$1,697,000650
Total noninterest expense$5,937,000933
Salaries and employee benefits$3,700,000855
Premises and equipment expense$485,0001,228
Additional noninterest expense$1,752,000927
Pre-tax net operating income$6,163,000494
Securities gains (losses)$0735
Applicable income taxes$1,545,000416
Income before extraordinary items$4,618,000532
Extraordinary gains, net$07
Net income$4,618,000533
Minority interest net income$052
Net income of bank and minority interests.$4,618,000532
Net charge-offs$-18,0004,945
Cash dividends$1,510,000521
Sale, conversion, retirement of capital stock, net$16,000452
Net operating income$4,618,000532
2017-12-31 (YTD Data)Rank
Total interest income$40,941,000701
Total interest expense$3,379,000970
Net interest income$37,562,000678
Provision for loan and lease losses$04,227
Total noninterest income$8,862,000754
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,138,0001,066
Trading account gains and fees$0151
Additional Noninterest Income$7,724,000620
Total noninterest expense$22,341,000969
Salaries and employee benefits$13,457,000897
Premises and equipment expense$2,102,0001,118
Additional noninterest expense$6,782,000962
Pre-tax net operating income$24,083,000470
Securities gains (losses)$15,0001,438
Applicable income taxes$10,566,000391
Income before extraordinary items$13,532,000572
Extraordinary gains, net$09
Net income$13,532,000572
Minority interest net income$076
Net income of bank and minority interests.$13,532,000572
Net charge-offs$-224,0005,463
Cash dividends$3,314,000954
Sale, conversion, retirement of capital stock, net$97,000495
Net operating income$13,522,400567
2017-09-30 (YTD Data)Rank
Total interest income$30,280,000711
Total interest expense$2,507,000961
Net interest income$27,773,000688
Provision for loan and lease losses$04,088
Total noninterest income$6,521,000774
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$850,0001,073
Trading account gains and fees$0145
Additional Noninterest Income$5,671,000631
Total noninterest expense$16,222,000990
Salaries and employee benefits$9,943,000916
Premises and equipment expense$1,317,0001,332
Additional noninterest expense$4,962,000977
Pre-tax net operating income$18,072,000482
Securities gains (losses)$15,0001,443
Applicable income taxes$6,313,000414
Income before extraordinary items$11,774,000544
Extraordinary gains, net$09
Net income$11,774,000542
Minority interest net income$071
Net income of bank and minority interests.$11,774,000544
Net charge-offs$-252,0005,539
Cash dividends$3,314,000714
Sale, conversion, retirement of capital stock, net$32,000553
Net operating income$11,764,250540
2017-06-30 (YTD Data)Rank
Total interest income$19,741,000717
Total interest expense$1,652,000951
Net interest income$18,089,000702
Provision for loan and lease losses$03,871
Total noninterest income$4,276,000777
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$561,0001,061
Trading account gains and fees$0139
Additional Noninterest Income$3,715,000634
Total noninterest expense$10,655,0001,012
Salaries and employee benefits$6,551,000925
Premises and equipment expense$892,0001,320
Additional noninterest expense$3,212,0001,002
Pre-tax net operating income$11,710,000490
Securities gains (losses)$15,0001,091
Applicable income taxes$4,100,000413
Income before extraordinary items$7,625,000551
Extraordinary gains, net$011
Net income$7,625,000550
Minority interest net income$071
Net income of bank and minority interests.$7,625,000551
Net charge-offs$-22,0005,045
Cash dividends$1,956,000794
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,615,250542
2017-03-31 (YTD Data)Rank
Total interest income$9,756,000722
Total interest expense$797,000961
Net interest income$8,959,000700
Provision for loan and lease losses$03,537
Total noninterest income$2,022,000802
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$278,0001,075
Trading account gains and fees$0142
Additional Noninterest Income$1,744,000653
Total noninterest expense$5,240,0001,033
Salaries and employee benefits$3,179,000959
Premises and equipment expense$408,0001,421
Additional noninterest expense$1,653,000968
Pre-tax net operating income$5,741,000474
Securities gains (losses)$7,000747
Applicable income taxes$1,800,000449
Income before extraordinary items$3,948,000525
Extraordinary gains, net$08
Net income$3,948,000524
Minority interest net income$055
Net income of bank and minority interests.$3,948,000525
Net charge-offs$-90,0005,594
Cash dividends$1,291,000584
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,943,170513
2016-12-31 (YTD Data)Rank
Total interest income$36,181,000742
Total interest expense$3,222,000904
Net interest income$32,959,000725
Provision for loan and lease losses$04,332
Total noninterest income$8,588,000777
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,112,0001,098
Trading account gains and fees$0170
Additional Noninterest Income$7,476,000633
Total noninterest expense$20,533,0001,030
Salaries and employee benefits$12,057,000974
Premises and equipment expense$1,984,0001,186
Additional noninterest expense$6,492,0001,009
Pre-tax net operating income$21,014,000489
Securities gains (losses)$-536,0005,878
Applicable income taxes$6,873,000447
Income before extraordinary items$13,605,000566
Extraordinary gains, net$05
Net income$13,605,000565
Minority interest net income$082
Net income of bank and minority interests.$13,605,000565
Net charge-offs$-100,0005,526
Cash dividends$3,154,000981
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,958,760543
2016-09-30 (YTD Data)Rank
Total interest income$26,978,000741
Total interest expense$2,423,000900
Net interest income$24,555,000722
Provision for loan and lease losses$04,186
Total noninterest income$5,805,000832
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$825,0001,109
Trading account gains and fees$0169
Additional Noninterest Income$4,980,000690
Total noninterest expense$14,647,0001,071
Salaries and employee benefits$8,810,000996
Premises and equipment expense$1,244,0001,383
Additional noninterest expense$4,593,0001,075
Pre-tax net operating income$15,713,000493
Securities gains (losses)$30,0002,103
Applicable income taxes$5,040,000457
Income before extraordinary items$10,703,000549
Extraordinary gains, net$05
Net income$10,703,000547
Minority interest net income$071
Net income of bank and minority interests.$10,703,000549
Net charge-offs$-23,0005,134
Cash dividends$2,825,000804
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,682,600536
2016-06-30 (YTD Data)Rank
Total interest income$17,657,000755
Total interest expense$1,621,000894
Net interest income$16,036,000737
Provision for loan and lease losses$04,017
Total noninterest income$3,536,000886
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$544,0001,108
Trading account gains and fees$0157
Additional Noninterest Income$2,992,000736
Total noninterest expense$9,776,0001,070
Salaries and employee benefits$5,899,000989
Premises and equipment expense$828,0001,389
Additional noninterest expense$3,049,0001,077
Pre-tax net operating income$9,796,000516
Securities gains (losses)$17,0002,033
Applicable income taxes$3,120,000480
Income before extraordinary items$6,693,000578
Extraordinary gains, net$016
Net income$6,693,000576
Minority interest net income$071
Net income of bank and minority interests.$6,693,000577
Net charge-offs$30,0002,510
Cash dividends$1,500,000943
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,681,440557
2016-03-31 (YTD Data)Rank
Total interest income$8,703,000765
Total interest expense$814,000891
Net interest income$7,889,000746
Provision for loan and lease losses$03,656
Total noninterest income$1,690,000887
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$271,0001,107
Trading account gains and fees$0142
Additional Noninterest Income$1,419,000733
Total noninterest expense$4,882,0001,076
Salaries and employee benefits$2,916,0001,010
Premises and equipment expense$374,0001,543
Additional noninterest expense$1,592,0001,027
Pre-tax net operating income$4,697,000513
Securities gains (losses)$13,0001,414
Applicable income taxes$1,500,000477
Income before extraordinary items$3,210,000572
Extraordinary gains, net$012
Net income$3,210,000571
Minority interest net income$062
Net income of bank and minority interests.$3,210,000572
Net charge-offs$34,0001,682
Cash dividends$1,400,000569
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,201,160560
2015-12-31 (YTD Data)Rank
Total interest income$33,298,000771
Total interest expense$3,303,000847
Net interest income$29,995,000750
Provision for loan and lease losses$04,380
Total noninterest income$7,018,000882
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,225,0001,023
Trading account gains and fees$0159
Additional Noninterest Income$5,793,000729
Total noninterest expense$18,849,0001,079
Salaries and employee benefits$11,040,0001,022
Premises and equipment expense$1,674,0001,383
Additional noninterest expense$6,135,0001,069
Pre-tax net operating income$18,164,000529
Securities gains (losses)$-79,0006,061
Applicable income taxes$5,938,000466
Income before extraordinary items$12,147,000604
Extraordinary gains, net$023
Net income$12,147,000603
Minority interest net income$081
Net income of bank and minority interests.$12,147,000605
Net charge-offs$-32,0005,453
Cash dividends$2,049,0001,313
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,199,930591
2015-09-30 (YTD Data)Rank
Total interest income$24,742,000783
Total interest expense$2,473,000860
Net interest income$22,269,000763
Provision for loan and lease losses$04,232
Total noninterest income$5,109,000914
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$916,0001,020
Trading account gains and fees$0153
Additional Noninterest Income$4,193,000758
Total noninterest expense$13,696,0001,117
Salaries and employee benefits$8,145,0001,052
Premises and equipment expense$1,152,0001,511
Additional noninterest expense$4,399,0001,106
Pre-tax net operating income$13,682,000533
Securities gains (losses)$-82,0006,175
Applicable income taxes$4,322,000497
Income before extraordinary items$9,278,000603
Extraordinary gains, net$021
Net income$9,278,000602
Minority interest net income$078
Net income of bank and minority interests.$9,278,000603
Net charge-offs$-103,0005,818
Cash dividends$2,049,000955
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,333,760588
2015-06-30 (YTD Data)Rank
Total interest income$16,281,000788
Total interest expense$1,634,000873
Net interest income$14,647,000772
Provision for loan and lease losses$04,069
Total noninterest income$3,281,000939
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$589,0001,039
Trading account gains and fees$0157
Additional Noninterest Income$2,692,000780
Total noninterest expense$9,025,0001,127
Salaries and employee benefits$5,414,0001,052
Premises and equipment expense$789,0001,484
Additional noninterest expense$2,822,0001,145
Pre-tax net operating income$8,903,000542
Securities gains (losses)$-82,0006,266
Applicable income taxes$2,862,000496
Income before extraordinary items$5,959,000622
Extraordinary gains, net$022
Net income$5,959,000620
Minority interest net income$075
Net income of bank and minority interests.$5,959,000622
Net charge-offs$35,0002,597
Cash dividends$875,0001,367
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,014,760602
2015-03-31 (YTD Data)Rank
Total interest income$7,850,000810
Total interest expense$810,000880
Net interest income$7,040,000798
Provision for loan and lease losses$03,703
Total noninterest income$1,535,000953
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$286,0001,050
Trading account gains and fees$0152
Additional Noninterest Income$1,249,000785
Total noninterest expense$4,593,0001,117
Salaries and employee benefits$2,747,0001,039
Premises and equipment expense$366,0001,611
Additional noninterest expense$1,480,0001,082
Pre-tax net operating income$3,982,000578
Securities gains (losses)$02,027
Applicable income taxes$1,230,000542
Income before extraordinary items$2,752,000649
Extraordinary gains, net$013
Net income$2,752,000647
Minority interest net income$064
Net income of bank and minority interests.$2,752,000649
Net charge-offs$13,0002,364
Cash dividends$875,000754
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,752,000634
2014-12-31 (YTD Data)Rank
Total interest income$30,425,000826
Total interest expense$3,506,000850
Net interest income$26,919,000813
Provision for loan and lease losses$04,603
Total noninterest income$6,198,000941
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,295,0001,027
Trading account gains and fees$0180
Additional Noninterest Income$4,903,000770
Total noninterest expense$17,784,0001,133
Salaries and employee benefits$10,447,0001,045
Premises and equipment expense$1,852,0001,292
Additional noninterest expense$5,485,0001,199
Pre-tax net operating income$15,333,000564
Securities gains (losses)$-1,0005,807
Applicable income taxes$4,793,000512
Income before extraordinary items$10,539,000646
Extraordinary gains, net$017
Net income$10,539,000645
Minority interest net income$084
Net income of bank and minority interests.$10,539,000646
Net charge-offs$305,0001,996
Cash dividends$2,250,0001,164
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,539,690635
2014-09-30 (YTD Data)Rank
Total interest income$22,547,000834
Total interest expense$2,684,000839
Net interest income$19,863,000837
Provision for loan and lease losses$04,401
Total noninterest income$4,841,000909
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$980,0001,022
Trading account gains and fees$0174
Additional Noninterest Income$3,861,000737
Total noninterest expense$13,128,0001,155
Salaries and employee benefits$7,820,0001,042
Premises and equipment expense$1,323,0001,357
Additional noninterest expense$3,985,0001,231
Pre-tax net operating income$11,576,000569
Securities gains (losses)$02,980
Applicable income taxes$3,605,000512
Income before extraordinary items$7,971,000643
Extraordinary gains, net$015
Net income$7,971,000639
Minority interest net income$081
Net income of bank and minority interests.$7,971,000641
Net charge-offs$326,0001,525
Cash dividends$2,050,000904
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,971,000633
2014-06-30 (YTD Data)Rank
Total interest income$14,936,000839
Total interest expense$1,806,000832
Net interest income$13,130,000836
Provision for loan and lease losses$04,196
Total noninterest income$3,243,000893
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$649,0001,017
Trading account gains and fees$0172
Additional Noninterest Income$2,594,000713
Total noninterest expense$8,712,0001,165
Salaries and employee benefits$5,255,0001,032
Premises and equipment expense$919,0001,308
Additional noninterest expense$2,538,0001,277
Pre-tax net operating income$7,661,000563
Securities gains (losses)$02,580
Applicable income taxes$2,420,000500
Income before extraordinary items$5,241,000626
Extraordinary gains, net$020
Net income$5,241,000625
Minority interest net income$080
Net income of bank and minority interests.$5,241,000626
Net charge-offs$407,0001,023
Cash dividends$1,240,000981
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,241,000614
2014-03-31 (YTD Data)Rank
Total interest income$7,376,000849
Total interest expense$896,000846
Net interest income$6,480,000847
Provision for loan and lease losses$03,817
Total noninterest income$1,584,000871
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$324,000992
Trading account gains and fees$0147
Additional Noninterest Income$1,260,000705
Total noninterest expense$4,451,0001,143
Salaries and employee benefits$2,584,0001,063
Premises and equipment expense$490,0001,261
Additional noninterest expense$1,377,0001,161
Pre-tax net operating income$3,613,000564
Securities gains (losses)$01,715
Applicable income taxes$1,085,000525
Income before extraordinary items$2,528,000627
Extraordinary gains, net$016
Net income$2,528,000628
Minority interest net income$066
Net income of bank and minority interests.$2,528,000628
Net charge-offs$182,0001,006
Cash dividends$1,240,000511
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,528,000620
2013-12-31 (YTD Data)Rank
Total interest income$27,918,000901
Total interest expense$3,991,000848
Net interest income$23,927,000898
Provision for loan and lease losses$05,091
Total noninterest income$8,076,000788
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,374,0001,006
Trading account gains and fees$0184
Additional Noninterest Income$6,702,000653
Total noninterest expense$17,308,0001,184
Salaries and employee benefits$9,920,0001,098
Premises and equipment expense$1,915,0001,227
Additional noninterest expense$5,473,0001,231
Pre-tax net operating income$14,695,000556
Securities gains (losses)$17,0002,417
Applicable income taxes$4,675,000476
Income before extraordinary items$10,037,000643
Extraordinary gains, net$029
Net income$10,037,000645
Minority interest net income$090
Net income of bank and minority interests.$10,037,000645
Net charge-offs$20,0004,847
Cash dividends$1,727,0001,344
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,025,440623
2013-09-30 (YTD Data)Rank
Total interest income$20,500,000933
Total interest expense$3,064,000854
Net interest income$17,436,000927
Provision for loan and lease losses$04,941
Total noninterest income$5,701,000848
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,031,0001,003
Trading account gains and fees$0180
Additional Noninterest Income$4,670,000699
Total noninterest expense$12,679,0001,213
Salaries and employee benefits$7,485,0001,093
Premises and equipment expense$1,354,0001,317
Additional noninterest expense$3,840,0001,308
Pre-tax net operating income$10,458,000590
Securities gains (losses)$17,0002,288
Applicable income taxes$3,279,000518
Income before extraordinary items$7,196,000680
Extraordinary gains, net$025
Net income$7,196,000681
Minority interest net income$084
Net income of bank and minority interests.$7,196,000682
Net charge-offs$132,0002,994
Cash dividends$1,727,000983
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,184,270652
2013-06-30 (YTD Data)Rank
Total interest income$13,701,000922
Total interest expense$2,098,000855
Net interest income$11,603,000918
Provision for loan and lease losses$04,788
Total noninterest income$3,402,000924
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$688,000976
Trading account gains and fees$0157
Additional Noninterest Income$2,714,000793
Total noninterest expense$8,325,0001,220
Salaries and employee benefits$4,980,0001,091
Premises and equipment expense$944,0001,264
Additional noninterest expense$2,401,0001,377
Pre-tax net operating income$6,680,000594
Securities gains (losses)$17,0002,091
Applicable income taxes$2,062,000532
Income before extraordinary items$4,635,000688
Extraordinary gains, net$022
Net income$4,635,000690
Minority interest net income$082
Net income of bank and minority interests.$4,635,000690
Net charge-offs$62,0003,170
Cash dividends$401,0001,900
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,623,270664
2013-03-31 (YTD Data)Rank
Total interest income$6,812,000928
Total interest expense$1,038,000893
Net interest income$5,774,000929
Provision for loan and lease losses$04,409
Total noninterest income$1,561,000997
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$320,0001,046
Trading account gains and fees$0148
Additional Noninterest Income$1,241,000845
Total noninterest expense$4,357,0001,175
Salaries and employee benefits$2,541,0001,077
Premises and equipment expense$504,0001,206
Additional noninterest expense$1,312,0001,258
Pre-tax net operating income$2,978,000639
Securities gains (losses)$17,0001,320
Applicable income taxes$908,000582
Income before extraordinary items$2,087,000750
Extraordinary gains, net$010
Net income$2,087,000751
Minority interest net income$076
Net income of bank and minority interests.$2,087,000752
Net charge-offs$-35,0006,617
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,075,100716
2012-12-31 (YTD Data)Rank
Total interest income$27,656,000946
Total interest expense$4,456,0001,020
Net interest income$23,200,000941
Provision for loan and lease losses$05,905
Total noninterest income$6,672,000925
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,488,000968
Trading account gains and fees$0166
Additional Noninterest Income$5,184,000789
Total noninterest expense$16,927,0001,196
Salaries and employee benefits$9,354,0001,125
Premises and equipment expense$2,233,0001,065
Additional noninterest expense$5,340,0001,271
Pre-tax net operating income$12,945,000587
Securities gains (losses)$13,0003,311
Applicable income taxes$3,937,000503
Income before extraordinary items$9,021,000673
Extraordinary gains, net$029
Net income$9,021,000673
Minority interest net income$093
Net income of bank and minority interests.$9,021,000673
Net charge-offs$1,941,0001,186
Cash dividends$2,006,0001,200
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,011,900643
2012-09-30 (YTD Data)Rank
Total interest income$20,575,000972
Total interest expense$3,388,0001,050
Net interest income$17,187,000960
Provision for loan and lease losses$05,790
Total noninterest income$4,524,0001,004
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,127,000955
Trading account gains and fees$0157
Additional Noninterest Income$3,397,000852
Total noninterest expense$12,387,0001,224
Salaries and employee benefits$7,088,0001,105
Premises and equipment expense$1,400,0001,281
Additional noninterest expense$3,899,0001,303
Pre-tax net operating income$9,324,000618
Securities gains (losses)$13,0003,045
Applicable income taxes$2,667,000563
Income before extraordinary items$6,670,000697
Extraordinary gains, net$020
Net income$6,670,000696
Minority interest net income$086
Net income of bank and minority interests.$6,670,000697
Net charge-offs$1,574,0001,074
Cash dividends$422,0002,220
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,660,770668
2012-06-30 (YTD Data)Rank
Total interest income$13,690,000987
Total interest expense$2,274,0001,078
Net interest income$11,416,000968
Provision for loan and lease losses$05,619
Total noninterest income$2,784,0001,046
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$745,000957
Trading account gains and fees$0153
Additional Noninterest Income$2,039,000901
Total noninterest expense$8,349,0001,207
Salaries and employee benefits$4,769,0001,092
Premises and equipment expense$906,0001,317
Additional noninterest expense$2,674,0001,266
Pre-tax net operating income$5,851,000635
Securities gains (losses)$6,0002,847
Applicable income taxes$1,626,000601
Income before extraordinary items$4,231,000717
Extraordinary gains, net$019
Net income$4,231,000716
Minority interest net income$084
Net income of bank and minority interests.$4,231,000717
Net charge-offs$1,446,000876
Cash dividends$20,0003,484
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,226,680686
2012-03-31 (YTD Data)Rank
Total interest income$6,764,000999
Total interest expense$1,141,0001,114
Net interest income$5,623,000979
Provision for loan and lease losses$05,254
Total noninterest income$1,292,0001,094
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$362,000974
Trading account gains and fees$0148
Additional Noninterest Income$930,000959
Total noninterest expense$4,220,0001,184
Salaries and employee benefits$2,449,0001,059
Premises and equipment expense$419,0001,426
Additional noninterest expense$1,352,0001,242
Pre-tax net operating income$2,695,000690
Securities gains (losses)$02,210
Applicable income taxes$806,000593
Income before extraordinary items$1,889,000797
Extraordinary gains, net$019
Net income$1,889,000796
Minority interest net income$078
Net income of bank and minority interests.$1,889,000798
Net charge-offs$780,000801
Cash dividends$20,0002,639
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,889,000748
2011-12-31 (YTD Data)Rank
Total interest income$27,775,0001,001
Total interest expense$5,111,0001,178
Net interest income$22,664,000967
Provision for loan and lease losses$8,014,000512
Total noninterest income$4,550,0001,123
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,481,000995
Trading account gains and fees$0146
Additional Noninterest Income$3,069,0001,021
Total noninterest expense$16,501,0001,195
Salaries and employee benefits$8,494,0001,170
Premises and equipment expense$2,086,0001,198
Additional noninterest expense$5,921,0001,182
Pre-tax net operating income$2,699,0002,013
Securities gains (losses)$161,0001,642
Applicable income taxes$272,0002,620
Income before extraordinary items$2,588,0001,827
Extraordinary gains, net$029
Net income$2,588,0001,828
Minority interest net income$096
Net income of bank and minority interests.$2,588,0001,828
Net charge-offs$8,054,000561
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,443,1001,822
2011-09-30 (YTD Data)Rank
Total interest income$20,882,0001,011
Total interest expense$3,925,0001,199
Net interest income$16,957,000979
Provision for loan and lease losses$4,579,000672
Total noninterest income$4,034,000986
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,081,0001,027
Trading account gains and fees$0145
Additional Noninterest Income$2,953,000842
Total noninterest expense$12,679,0001,163
Salaries and employee benefits$6,881,0001,076
Premises and equipment expense$1,410,0001,338
Additional noninterest expense$4,388,0001,185
Pre-tax net operating income$3,733,0001,230
Securities gains (losses)$77,0002,006
Applicable income taxes$608,0001,561
Income before extraordinary items$3,202,0001,206
Extraordinary gains, net$021
Net income$3,202,0001,206
Minority interest net income$087
Net income of bank and minority interests.$3,202,0001,206
Net charge-offs$4,229,000720
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,137,3201,164
2011-06-30 (YTD Data)Rank
Total interest income$14,008,0001,018
Total interest expense$2,694,0001,199
Net interest income$11,314,000979
Provision for loan and lease losses$3,085,000660
Total noninterest income$2,324,0001,098
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$693,0001,062
Trading account gains and fees$0153
Additional Noninterest Income$1,631,000956
Total noninterest expense$8,512,0001,173
Salaries and employee benefits$4,637,0001,077
Premises and equipment expense$890,0001,420
Additional noninterest expense$2,985,0001,192
Pre-tax net operating income$2,041,0001,423
Securities gains (losses)$15,0002,213
Applicable income taxes$-209,0007,221
Income before extraordinary items$2,265,0001,094
Extraordinary gains, net$015
Net income$2,265,0001,093
Minority interest net income$089
Net income of bank and minority interests.$2,265,0001,094
Net charge-offs$3,125,000665
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,250,0001,064
2011-03-31 (YTD Data)Rank
Total interest income$7,153,0001,009
Total interest expense$1,364,0001,233
Net interest income$5,789,000961
Provision for loan and lease losses$2,206,000476
Total noninterest income$929,0001,277
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$344,0001,053
Trading account gains and fees$0158
Additional Noninterest Income$585,0001,205
Total noninterest expense$4,334,0001,162
Salaries and employee benefits$2,326,0001,085
Premises and equipment expense$499,0001,307
Additional noninterest expense$1,509,0001,185
Pre-tax net operating income$178,0004,406
Securities gains (losses)$15,0001,187
Applicable income taxes$-209,0007,383
Income before extraordinary items$402,0002,647
Extraordinary gains, net$09
Net income$402,0002,646
Minority interest net income$086
Net income of bank and minority interests.$402,0002,647
Net charge-offs$2,594,000458
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$387,0002,678
2010-12-31 (YTD Data)Rank
Total interest income$29,975,0001,023
Total interest expense$6,974,0001,175
Net interest income$23,001,000959
Provision for loan and lease losses$14,261,000500
Total noninterest income$6,448,000883
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,601,000948
Trading account gains and fees$0175
Additional Noninterest Income$4,847,000762
Total noninterest expense$16,320,0001,231
Salaries and employee benefits$8,543,0001,149
Premises and equipment expense$2,048,0001,264
Additional noninterest expense$5,729,0001,290
Pre-tax net operating income$-1,132,0006,537
Securities gains (losses)$03,793
Applicable income taxes$-1,304,0007,372
Income before extraordinary items$172,0005,375
Extraordinary gains, net$029
Net income$172,0005,375
Minority interest net income$0111
Net income of bank and minority interests.$172,0005,377
Net charge-offs$13,804,000464
Cash dividends$250,0003,071
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$172,0005,242
2010-09-30 (YTD Data)Rank
Total interest income$22,546,0001,039
Total interest expense$5,524,0001,162
Net interest income$17,022,000972
Provision for loan and lease losses$11,487,000449
Total noninterest income$4,547,000902
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,237,000948
Trading account gains and fees$0165
Additional Noninterest Income$3,310,000770
Total noninterest expense$12,672,0001,187
Salaries and employee benefits$7,065,0001,029
Premises and equipment expense$1,389,0001,403
Additional noninterest expense$4,218,0001,280
Pre-tax net operating income$-2,590,0007,148
Securities gains (losses)$03,651
Applicable income taxes$-1,589,0007,574
Income before extraordinary items$-1,001,0006,899
Extraordinary gains, net$023
Net income$-1,001,0006,899
Minority interest net income$0110
Net income of bank and minority interests.$-1,001,0006,899
Net charge-offs$11,496,000408
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,001,0006,857
2010-06-30 (YTD Data)Rank
Total interest income$15,075,0001,047
Total interest expense$3,891,0001,150
Net interest income$11,184,000988
Provision for loan and lease losses$8,560,000403
Total noninterest income$2,825,000937
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$842,000941
Trading account gains and fees$0152
Additional Noninterest Income$1,983,000808
Total noninterest expense$8,478,0001,172
Salaries and employee benefits$4,708,0001,037
Premises and equipment expense$958,0001,383
Additional noninterest expense$2,812,0001,273
Pre-tax net operating income$-3,029,0007,399
Securities gains (losses)$03,184
Applicable income taxes$-1,589,0007,673
Income before extraordinary items$-1,440,0007,228
Extraordinary gains, net$019
Net income$-1,440,0007,227
Minority interest net income$0105
Net income of bank and minority interests.$-1,440,0007,228
Net charge-offs$8,605,000377
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,440,0007,216
2010-03-31 (YTD Data)Rank
Total interest income$7,481,0001,071
Total interest expense$2,076,0001,133
Net interest income$5,405,0001,035
Provision for loan and lease losses$6,481,000314
Total noninterest income$1,294,000988
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$431,000910
Trading account gains and fees$0175
Additional Noninterest Income$863,000888
Total noninterest expense$4,132,0001,218
Salaries and employee benefits$2,353,0001,045
Premises and equipment expense$471,0001,451
Additional noninterest expense$1,308,0001,363
Pre-tax net operating income$-3,914,0007,733
Securities gains (losses)$02,284
Applicable income taxes$-1,675,0007,845
Income before extraordinary items$-2,239,0007,667
Extraordinary gains, net$016
Net income$-2,239,0007,668
Minority interest net income$091
Net income of bank and minority interests.$-2,239,0007,668
Net charge-offs$7,098,000251
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,239,0007,662
2009-12-31 (YTD Data)Rank
Total interest income$32,226,0001,054
Total interest expense$10,633,0001,114
Net interest income$21,593,0001,011
Provision for loan and lease losses$8,057,0001,021
Total noninterest income$6,285,000910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,857,000937
Trading account gains and fees$0211
Additional Noninterest Income$4,428,000784
Total noninterest expense$17,668,0001,178
Salaries and employee benefits$9,167,0001,076
Premises and equipment expense$2,019,0001,340
Additional noninterest expense$6,482,0001,182
Pre-tax net operating income$2,153,0001,805
Securities gains (losses)$17,0003,102
Applicable income taxes$-105,0006,585
Income before extraordinary items$2,275,0001,463
Extraordinary gains, net$034
Net income$2,275,0001,461
Minority interest net income$0115
Net income of bank and minority interests.$2,275,0001,462
Net charge-offs$2,286,0001,880
Cash dividends$1,065,0001,560
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,258,0001,444
2009-09-30 (YTD Data)Rank
Total interest income$24,309,0001,075
Total interest expense$8,321,0001,120
Net interest income$15,988,0001,027
Provision for loan and lease losses$4,283,0001,163
Total noninterest income$4,807,000906
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,412,000918
Trading account gains and fees$0212
Additional Noninterest Income$3,395,000787
Total noninterest expense$13,474,0001,142
Salaries and employee benefits$7,322,0001,018
Premises and equipment expense$1,377,0001,485
Additional noninterest expense$4,775,0001,178
Pre-tax net operating income$3,038,0001,076
Securities gains (losses)$03,497
Applicable income taxes$1,920,000489
Income before extraordinary items$1,118,0002,284
Extraordinary gains, net$027
Net income$1,118,0002,281
Minority interest net income$0118
Net income of bank and minority interests.$1,118,0002,284
Net charge-offs$940,0002,270
Cash dividends$1,065,0001,183
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,118,0002,245
2009-06-30 (YTD Data)Rank
Total interest income$16,380,0001,087
Total interest expense$5,756,0001,145
Net interest income$10,624,0001,026
Provision for loan and lease losses$1,740,0001,535
Total noninterest income$3,267,000899
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$939,000903
Trading account gains and fees$0193
Additional Noninterest Income$2,328,000778
Total noninterest expense$8,539,0001,221
Salaries and employee benefits$4,743,0001,068
Premises and equipment expense$913,0001,524
Additional noninterest expense$2,883,0001,293
Pre-tax net operating income$3,612,000626
Securities gains (losses)$03,136
Applicable income taxes$1,110,000554
Income before extraordinary items$2,502,000740
Extraordinary gains, net$021
Net income$2,502,000735
Minority interest net income$0112
Net income of bank and minority interests.$2,502,000740
Net charge-offs$255,0003,134
Cash dividends$565,0001,488
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,502,000718
2009-03-31 (YTD Data)Rank
Total interest income$7,975,0001,132
Total interest expense$2,892,0001,190
Net interest income$5,083,0001,076
Provision for loan and lease losses$175,0003,026
Total noninterest income$1,618,000875
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$462,000890
Trading account gains and fees$0171
Additional Noninterest Income$1,156,000752
Total noninterest expense$4,212,0001,186
Salaries and employee benefits$2,455,0001,034
Premises and equipment expense$447,0001,590
Additional noninterest expense$1,310,0001,254
Pre-tax net operating income$2,314,000511
Securities gains (losses)$02,434
Applicable income taxes$150,0001,741
Income before extraordinary items$2,164,000450
Extraordinary gains, net$015
Net income$2,164,000451
Minority interest net income$0102
Net income of bank and minority interests.$2,164,000452
Net charge-offs$106,0002,804
Cash dividends$565,000767
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,164,000419
2008-12-31 (YTD Data)Rank
Total interest income$38,083,000988
Total interest expense$14,002,0001,155
Net interest income$24,081,000889
Provision for loan and lease losses$2,182,0001,702
Total noninterest income$5,235,0001,017
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,992,000884
Trading account gains and fees$0154
Additional Noninterest Income$3,243,000907
Total noninterest expense$16,753,0001,166
Salaries and employee benefits$9,322,0001,058
Premises and equipment expense$2,195,0001,244
Additional noninterest expense$5,236,0001,218
Pre-tax net operating income$10,381,000517
Securities gains (losses)$200,000719
Applicable income taxes$2,857,000489
Income before extraordinary items$7,724,000506
Extraordinary gains, net$039
Net income$7,724,000506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,194,0001,773
Cash dividends$1,950,0001,397
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,578,000552
2008-09-30 (YTD Data)Rank
Total interest income$29,146,000992
Total interest expense$10,827,0001,168
Net interest income$18,319,000887
Provision for loan and lease losses$1,024,0001,798
Total noninterest income$4,304,000986
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,477,000899
Trading account gains and fees$0148
Additional Noninterest Income$2,827,000855
Total noninterest expense$12,381,0001,180
Salaries and employee benefits$6,981,0001,085
Premises and equipment expense$1,535,0001,352
Additional noninterest expense$3,865,0001,184
Pre-tax net operating income$9,218,000543
Securities gains (losses)$200,000622
Applicable income taxes$2,763,000496
Income before extraordinary items$6,655,000547
Extraordinary gains, net$031
Net income$6,655,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0002,260
Cash dividends$1,950,0001,061
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,513,000589
2008-06-30 (YTD Data)Rank
Total interest income$19,692,000990
Total interest expense$7,471,0001,169
Net interest income$12,221,000881
Provision for loan and lease losses$724,0001,496
Total noninterest income$2,692,0001,044
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$942,000929
Trading account gains and fees$0149
Additional Noninterest Income$1,750,000928
Total noninterest expense$8,325,0001,166
Salaries and employee benefits$4,755,0001,085
Premises and equipment expense$1,009,0001,374
Additional noninterest expense$2,561,0001,158
Pre-tax net operating income$5,864,000605
Securities gains (losses)$203,000607
Applicable income taxes$1,760,000568
Income before extraordinary items$4,307,000644
Extraordinary gains, net$021
Net income$4,307,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,909
Cash dividends$1,100,0001,301
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,162,870642
2008-03-31 (YTD Data)Rank
Total interest income$10,180,000980
Total interest expense$3,979,0001,171
Net interest income$6,201,000873
Provision for loan and lease losses$369,0001,213
Total noninterest income$1,276,0001,092
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$467,000927
Trading account gains and fees$0158
Additional Noninterest Income$809,000996
Total noninterest expense$4,374,0001,108
Salaries and employee benefits$2,489,0001,040
Premises and equipment expense$573,0001,204
Additional noninterest expense$1,312,0001,103
Pre-tax net operating income$2,734,000702
Securities gains (losses)$203,000438
Applicable income taxes$955,000602
Income before extraordinary items$1,982,000765
Extraordinary gains, net$015
Net income$1,982,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,940
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,845,990781
2007-12-31 (YTD Data)Rank
Total interest income$42,073,0001,004
Total interest expense$15,529,0001,289
Net interest income$26,544,000821
Provision for loan and lease losses$412,0002,653
Total noninterest income$5,246,0001,064
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,899,000939
Trading account gains and fees$0178
Additional Noninterest Income$3,347,000930
Total noninterest expense$15,851,0001,179
Salaries and employee benefits$8,705,0001,153
Premises and equipment expense$1,966,0001,345
Additional noninterest expense$5,180,0001,087
Pre-tax net operating income$15,527,000572
Securities gains (losses)$-4,0007,335
Applicable income taxes$5,099,000536
Income before extraordinary items$10,424,000623
Extraordinary gains, net$039
Net income$10,424,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,494
Cash dividends$2,300,0001,456
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,426,680612
2007-09-30 (YTD Data)Rank
Total interest income$31,169,0001,017
Total interest expense$11,299,0001,327
Net interest income$19,870,000824
Provision for loan and lease losses$312,0002,260
Total noninterest income$3,970,0001,047
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,459,000904
Trading account gains and fees$0184
Additional Noninterest Income$2,511,000937
Total noninterest expense$11,737,0001,185
Salaries and employee benefits$6,707,0001,120
Premises and equipment expense$1,277,0001,561
Additional noninterest expense$3,753,0001,094
Pre-tax net operating income$11,791,000607
Securities gains (losses)$01,655
Applicable income taxes$4,023,000551
Income before extraordinary items$7,768,000670
Extraordinary gains, net$033
Net income$7,768,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$2,300,0001,092
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,768,000659
2007-06-30 (YTD Data)Rank
Total interest income$20,403,0001,051
Total interest expense$7,311,0001,373
Net interest income$13,092,000855
Provision for loan and lease losses$192,0002,225
Total noninterest income$2,570,0001,098
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$942,000945
Trading account gains and fees$0168
Additional Noninterest Income$1,628,000984
Total noninterest expense$7,621,0001,232
Salaries and employee benefits$4,353,0001,172
Premises and equipment expense$821,0001,631
Additional noninterest expense$2,447,0001,142
Pre-tax net operating income$7,849,000636
Securities gains (losses)$01,444
Applicable income taxes$2,553,000594
Income before extraordinary items$5,296,000691
Extraordinary gains, net$029
Net income$5,296,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,100
Cash dividends$1,100,0001,408
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,296,000681
2007-03-31 (YTD Data)Rank
Total interest income$10,174,0001,049
Total interest expense$3,591,0001,383
Net interest income$6,583,000850
Provision for loan and lease losses$05,779
Total noninterest income$1,254,0001,094
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$472,000919
Trading account gains and fees$0195
Additional Noninterest Income$782,0001,004
Total noninterest expense$3,888,0001,213
Salaries and employee benefits$2,139,0001,196
Premises and equipment expense$413,0001,623
Additional noninterest expense$1,336,0001,028
Pre-tax net operating income$3,949,000622
Securities gains (losses)$01,187
Applicable income taxes$1,094,000676
Income before extraordinary items$2,855,000643
Extraordinary gains, net$022
Net income$2,855,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,992
Cash dividends$900,000881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,855,000632
2006-12-31 (YTD Data)Rank
Total interest income$37,435,0001,051
Total interest expense$11,952,0001,404
Net interest income$25,483,000867
Provision for loan and lease losses$577,0001,689
Total noninterest income$5,220,0001,054
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,171,000806
Trading account gains and fees$0130
Additional Noninterest Income$3,049,000984
Total noninterest expense$14,398,0001,246
Salaries and employee benefits$8,060,0001,207
Premises and equipment expense$1,757,0001,462
Additional noninterest expense$4,581,0001,170
Pre-tax net operating income$15,728,000658
Securities gains (losses)$-1,077,0008,587
Applicable income taxes$4,755,000662
Income before extraordinary items$9,896,000752
Extraordinary gains, net$051
Net income$9,896,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$1,800,0001,688
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,628,360691
2006-09-30 (YTD Data)Rank
Total interest income$27,314,0001,081
Total interest expense$8,432,0001,448
Net interest income$18,882,000895
Provision for loan and lease losses$300,0002,139
Total noninterest income$3,859,0001,079
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,594,000827
Trading account gains and fees$0126
Additional Noninterest Income$2,265,0001,005
Total noninterest expense$10,282,0001,315
Salaries and employee benefits$5,702,0001,292
Premises and equipment expense$1,222,0001,591
Additional noninterest expense$3,358,0001,203
Pre-tax net operating income$12,159,000668
Securities gains (losses)$-1,077,0008,681
Applicable income taxes$3,697,000676
Income before extraordinary items$7,385,000793
Extraordinary gains, net$045
Net income$7,385,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,313
Cash dividends$1,800,0001,250
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,106,590714
2006-06-30 (YTD Data)Rank
Total interest income$17,623,0001,099
Total interest expense$5,065,0001,539
Net interest income$12,558,000897
Provision for loan and lease losses$100,0003,294
Total noninterest income$2,512,0001,100
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,088,000807
Trading account gains and fees$0126
Additional Noninterest Income$1,424,0001,050
Total noninterest expense$6,634,0001,362
Salaries and employee benefits$3,821,0001,307
Premises and equipment expense$799,0001,615
Additional noninterest expense$2,014,0001,325
Pre-tax net operating income$8,336,000647
Securities gains (losses)$-1,077,0008,735
Applicable income taxes$2,519,000670
Income before extraordinary items$4,740,000824
Extraordinary gains, net$039
Net income$4,740,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,282
Cash dividends$1,100,0001,328
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,440,050712
2006-03-31 (YTD Data)Rank
Total interest income$8,504,0001,105
Total interest expense$2,359,0001,552
Net interest income$6,145,000919
Provision for loan and lease losses$06,013
Total noninterest income$1,195,0001,129
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$528,000802
Trading account gains and fees$0115
Additional Noninterest Income$667,0001,078
Total noninterest expense$3,217,0001,402
Salaries and employee benefits$1,845,0001,348
Premises and equipment expense$391,0001,651
Additional noninterest expense$981,0001,340
Pre-tax net operating income$4,123,000650
Securities gains (losses)$-232,0008,719
Applicable income taxes$1,185,000700
Income before extraordinary items$2,706,000714
Extraordinary gains, net$021
Net income$2,706,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,868,400663
2005-12-31 (YTD Data)Rank
Total interest income$27,158,0001,232
Total interest expense$6,328,0001,790
Net interest income$20,830,0001,028
Provision for loan and lease losses$335,0002,604
Total noninterest income$4,838,0001,115
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,177,000800
Trading account gains and fees$0138
Additional Noninterest Income$2,661,0001,111
Total noninterest expense$12,645,0001,362
Salaries and employee benefits$6,717,0001,384
Premises and equipment expense$1,601,0001,524
Additional noninterest expense$4,327,0001,191
Pre-tax net operating income$12,688,000784
Securities gains (losses)$-138,0008,512
Applicable income taxes$3,838,000797
Income before extraordinary items$8,712,000833
Extraordinary gains, net$046
Net income$8,712,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$1,340,0001,990
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,807,220807
2005-09-30 (YTD Data)Rank
Total interest income$19,348,0001,258
Total interest expense$4,334,0001,845
Net interest income$15,014,0001,062
Provision for loan and lease losses$240,0002,610
Total noninterest income$3,619,0001,126
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,637,000796
Trading account gains and fees$0126
Additional Noninterest Income$1,982,0001,127
Total noninterest expense$9,057,0001,406
Salaries and employee benefits$4,709,0001,477
Premises and equipment expense$1,075,0001,696
Additional noninterest expense$3,273,0001,153
Pre-tax net operating income$9,336,000793
Securities gains (losses)$-138,0008,682
Applicable income taxes$2,601,000872
Income before extraordinary items$6,597,000811
Extraordinary gains, net$035
Net income$6,597,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$1,340,0001,463
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,696,360784
2005-06-30 (YTD Data)Rank
Total interest income$12,145,0001,294
Total interest expense$2,629,0001,895
Net interest income$9,516,0001,107
Provision for loan and lease losses$170,0002,439
Total noninterest income$2,246,0001,165
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,095,000769
Trading account gains and fees$0116
Additional Noninterest Income$1,151,0001,217
Total noninterest expense$5,718,0001,481
Salaries and employee benefits$2,979,0001,551
Premises and equipment expense$710,0001,690
Additional noninterest expense$2,029,0001,241
Pre-tax net operating income$5,874,000814
Securities gains (losses)$-138,0008,740
Applicable income taxes$1,507,000952
Income before extraordinary items$4,229,000832
Extraordinary gains, net$030
Net income$4,229,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,334
Cash dividends$640,0001,862
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,331,120804
2005-03-31 (YTD Data)Rank
Total interest income$5,809,0001,322
Total interest expense$1,234,0001,916
Net interest income$4,575,0001,147
Provision for loan and lease losses$100,0002,031
Total noninterest income$1,082,0001,175
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$531,000765
Trading account gains and fees$0115
Additional Noninterest Income$551,0001,236
Total noninterest expense$2,837,0001,496
Salaries and employee benefits$1,469,0001,575
Premises and equipment expense$337,0001,786
Additional noninterest expense$1,031,0001,204
Pre-tax net operating income$2,720,000870
Securities gains (losses)$-138,0008,852
Applicable income taxes$605,0001,144
Income before extraordinary items$1,977,000880
Extraordinary gains, net$024
Net income$1,977,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$640,000985
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,083,260819
2004-12-31 (YTD Data)Rank
Total interest income$20,232,0001,415
Total interest expense$3,978,0002,048
Net interest income$16,254,0001,238
Provision for loan and lease losses$335,0002,700
Total noninterest income$4,603,0001,149
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,181,000799
Trading account gains and fees$0138
Additional Noninterest Income$2,422,0001,152
Total noninterest expense$11,798,0001,388
Salaries and employee benefits$6,032,0001,471
Premises and equipment expense$1,597,0001,443
Additional noninterest expense$4,169,0001,181
Pre-tax net operating income$8,724,000996
Securities gains (losses)$-110,0008,735
Applicable income taxes$2,422,0001,077
Income before extraordinary items$6,192,0001,059
Extraordinary gains, net$034
Net income$6,192,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,499
Cash dividends$1,180,0002,075
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,271,2001,015
2004-09-30 (YTD Data)Rank
Total interest income$14,521,0001,479
Total interest expense$2,877,0002,083
Net interest income$11,644,0001,287
Provision for loan and lease losses$165,0003,371
Total noninterest income$3,436,0001,170
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,659,000798
Trading account gains and fees$0134
Additional Noninterest Income$1,777,0001,183
Total noninterest expense$8,659,0001,414
Salaries and employee benefits$4,495,0001,478
Premises and equipment expense$1,154,0001,499
Additional noninterest expense$3,010,0001,219
Pre-tax net operating income$6,256,0001,053
Securities gains (losses)$03,710
Applicable income taxes$1,701,0001,156
Income before extraordinary items$4,555,0001,078
Extraordinary gains, net$026
Net income$4,555,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,489
Cash dividends$1,180,0001,528
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,555,0001,041
2004-06-30 (YTD Data)Rank
Total interest income$9,501,0001,491
Total interest expense$1,880,0002,108
Net interest income$7,621,0001,302
Provision for loan and lease losses$06,885
Total noninterest income$2,156,0001,219
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,062,000822
Trading account gains and fees$0130
Additional Noninterest Income$1,094,0001,245
Total noninterest expense$5,788,0001,400
Salaries and employee benefits$3,063,0001,435
Premises and equipment expense$791,0001,463
Additional noninterest expense$1,934,0001,254
Pre-tax net operating income$3,989,0001,087
Securities gains (losses)$03,413
Applicable income taxes$1,057,0001,223
Income before extraordinary items$2,932,0001,117
Extraordinary gains, net$021
Net income$2,932,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,593
Cash dividends$600,0001,866
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,932,0001,076
2004-03-31 (YTD Data)Rank
Total interest income$4,683,0001,514
Total interest expense$938,0002,130
Net interest income$3,745,0001,328
Provision for loan and lease losses$06,501
Total noninterest income$1,007,0001,248
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$504,000839
Trading account gains and fees$0121
Additional Noninterest Income$503,0001,287
Total noninterest expense$2,913,0001,408
Salaries and employee benefits$1,536,0001,445
Premises and equipment expense$368,0001,599
Additional noninterest expense$1,009,0001,193
Pre-tax net operating income$1,839,0001,145
Securities gains (losses)$02,934
Applicable income taxes$573,0001,176
Income before extraordinary items$1,266,0001,279
Extraordinary gains, net$016
Net income$1,266,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,266,0001,215
2003-12-31 (YTD Data)Rank
Total interest income$19,345,0001,483
Total interest expense$4,137,0002,150
Net interest income$15,208,0001,278
Provision for loan and lease losses$995,0001,192
Total noninterest income$4,426,0001,236
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,208,000781
Trading account gains and fees$0160
Additional Noninterest Income$2,218,0001,363
Total noninterest expense$10,644,0001,504
Salaries and employee benefits$5,610,0001,529
Premises and equipment expense$1,441,0001,586
Additional noninterest expense$3,593,0001,373
Pre-tax net operating income$7,995,0001,048
Securities gains (losses)$-123,0009,041
Applicable income taxes$2,278,0001,161
Income before extraordinary items$5,594,0001,150
Extraordinary gains, net$054
Net income$5,594,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$932,000978
Cash dividends$980,0002,370
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,681,3301,067
2003-09-30 (YTD Data)Rank
Total interest income$14,477,0001,519
Total interest expense$3,173,0002,185
Net interest income$11,304,0001,297
Provision for loan and lease losses$702,0001,214
Total noninterest income$3,206,0001,312
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,632,000801
Trading account gains and fees$0153
Additional Noninterest Income$1,574,0001,485
Total noninterest expense$7,770,0001,551
Salaries and employee benefits$4,145,0001,568
Premises and equipment expense$996,0001,722
Additional noninterest expense$2,629,0001,405
Pre-tax net operating income$6,038,0001,072
Securities gains (losses)$04,204
Applicable income taxes$1,886,0001,108
Income before extraordinary items$4,152,0001,201
Extraordinary gains, net$040
Net income$4,152,0001,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000899
Cash dividends$980,0001,782
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,152,0001,133
2003-06-30 (YTD Data)Rank
Total interest income$9,583,0001,542
Total interest expense$2,167,0002,202
Net interest income$7,416,0001,321
Provision for loan and lease losses$375,0001,474
Total noninterest income$2,067,0001,336
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,080,000799
Trading account gains and fees$0150
Additional Noninterest Income$987,0001,529
Total noninterest expense$4,922,0001,632
Salaries and employee benefits$2,626,0001,630
Premises and equipment expense$651,0001,743
Additional noninterest expense$1,645,0001,490
Pre-tax net operating income$4,186,0001,034
Securities gains (losses)$03,782
Applicable income taxes$1,179,0001,195
Income before extraordinary items$3,007,0001,119
Extraordinary gains, net$030
Net income$3,007,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,010
Cash dividends$460,0002,267
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,007,0001,028
2003-03-31 (YTD Data)Rank
Total interest income$4,743,0001,564
Total interest expense$1,091,0002,237
Net interest income$3,652,0001,342
Provision for loan and lease losses$100,0002,353
Total noninterest income$937,0001,398
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$525,000783
Trading account gains and fees$0134
Additional Noninterest Income$412,0001,702
Total noninterest expense$2,544,0001,566
Salaries and employee benefits$1,371,0001,556
Premises and equipment expense$354,0001,629
Additional noninterest expense$819,0001,461
Pre-tax net operating income$1,945,0001,113
Securities gains (losses)$02,891
Applicable income taxes$568,0001,235
Income before extraordinary items$1,377,0001,204
Extraordinary gains, net$021
Net income$1,377,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,305
Cash dividends$460,0001,302
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,377,0001,122
2002-12-31 (YTD Data)Rank
Total interest income$19,724,0001,561
Total interest expense$5,690,0001,995
Net interest income$14,034,0001,379
Provision for loan and lease losses$970,0001,390
Total noninterest income$3,802,0001,298
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,848,000875
Trading account gains and fees$0153
Additional Noninterest Income$1,954,0001,332
Total noninterest expense$10,144,0001,525
Salaries and employee benefits$5,211,0001,558
Premises and equipment expense$1,531,0001,442
Additional noninterest expense$3,402,0001,392
Pre-tax net operating income$6,722,0001,250
Securities gains (losses)$04,537
Applicable income taxes$1,918,0001,330
Income before extraordinary items$4,804,0001,310
Extraordinary gains, net$070
Net income$4,804,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,396
Cash dividends$1,304,0001,824
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,804,0001,260
2001-12-31 (YTD Data)Rank
Total interest income$20,809,0001,632
Total interest expense$7,591,0002,117
Net interest income$13,218,0001,342
Provision for loan and lease losses$630,0001,822
Total noninterest income$3,055,0001,462
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,610,000916
Trading account gains and fees$0177
Additional Noninterest Income$1,445,0001,573
Total noninterest expense$9,130,0001,603
Salaries and employee benefits$4,636,0001,617
Premises and equipment expense$1,539,0001,387
Additional noninterest expense$2,955,0001,570
Pre-tax net operating income$6,513,0001,145
Securities gains (losses)$4,0004,008
Applicable income taxes$1,942,0001,212
Income before extraordinary items$4,575,0001,186
Extraordinary gains, net$0105
Net income$4,575,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,370
Cash dividends$933,0002,372
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,572,2001,140
2000-12-31 (YTD Data)Rank
Total interest income$20,393,0001,695
Total interest expense$7,567,0002,247
Net interest income$12,826,0001,370
Provision for loan and lease losses$460,0002,019
Total noninterest income$2,414,0001,633
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,294,0001,046
Trading account gains and fees$0180
Additional Noninterest Income$1,120,0001,728
Total noninterest expense$8,114,0001,712
Salaries and employee benefits$4,184,0001,716
Premises and equipment expense$1,372,0001,515
Additional noninterest expense$2,558,0001,733
Pre-tax net operating income$6,666,0001,125
Securities gains (losses)$01,956
Applicable income taxes$2,054,0001,127
Income before extraordinary items$4,612,0001,144
Extraordinary gains, net$038
Net income$4,612,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,885
Cash dividends$785,0002,707
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,612,0001,143
1999-12-31 (YTD Data)Rank
Total interest income$16,727,0001,948
Total interest expense$6,009,0002,454
Net interest income$10,718,0001,625
Provision for loan and lease losses$433,0001,972
Total noninterest income$2,995,0001,355
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,021,0001,288
Trading account gains and fees$0173
Additional Noninterest Income$1,974,0001,168
Total noninterest expense$7,048,0001,950
Salaries and employee benefits$3,729,0001,871
Premises and equipment expense$1,061,0001,933
Additional noninterest expense$2,258,0001,931
Pre-tax net operating income$6,232,0001,234
Securities gains (losses)$4,0002,267
Applicable income taxes$1,953,0001,254
Income before extraordinary items$4,283,0001,266
Extraordinary gains, net$035
Net income$4,283,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,524
Cash dividends$732,0002,827
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,280,2401,249
1998-12-31 (YTD Data)Rank
Total interest income$16,416,0001,972
Total interest expense$6,458,0002,332
Net interest income$9,958,0001,718
Provision for loan and lease losses$711,0001,294
Total noninterest income$2,117,0001,746
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$935,0001,336
Trading account gains and fees$0224
Additional Noninterest Income$1,182,0001,644
Total noninterest expense$6,482,0002,021
Salaries and employee benefits$3,432,0001,936
Premises and equipment expense$911,0002,126
Additional noninterest expense$2,139,0001,984
Pre-tax net operating income$4,882,0001,509
Securities gains (losses)$04,449
Applicable income taxes$1,492,0001,642
Income before extraordinary items$3,390,0001,558
Extraordinary gains, net$032
Net income$3,390,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,621
Cash dividends$557,0003,283
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,390,0001,497
1997-12-31 (YTD Data)Rank
Total interest income$14,562,0002,239
Total interest expense$5,786,0002,585
Net interest income$8,776,0001,979
Provision for loan and lease losses$355,0002,301
Total noninterest income$1,788,0001,939
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$880,0001,465
Trading account gains and fees$0239
Additional Noninterest Income$908,0001,852
Total noninterest expense$5,878,0002,189
Salaries and employee benefits$3,104,0002,125
Premises and equipment expense$958,0002,060
Additional noninterest expense$1,816,0002,296
Pre-tax net operating income$4,331,0001,760
Securities gains (losses)$4,0002,936
Applicable income taxes$1,305,0001,925
Income before extraordinary items$3,030,0001,753
Extraordinary gains, net$044
Net income$3,030,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,092
Cash dividends$549,0003,288
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,027,2001,719
1996-12-31 (YTD Data)Rank
Total interest income$13,081,0002,557
Total interest expense$4,981,0003,012
Net interest income$8,100,0002,223
Provision for loan and lease losses$313,0002,488
Total noninterest income$1,649,0002,138
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$768,0001,750
Trading account gains and fees$0262
Additional Noninterest Income$881,0001,975
Total noninterest expense$5,372,0002,537
Salaries and employee benefits$2,920,0002,271
Premises and equipment expense$851,0002,315
Additional noninterest expense$1,601,0002,962
Pre-tax net operating income$4,064,0001,773
Securities gains (losses)$-9,00010,223
Applicable income taxes$1,290,0001,865
Income before extraordinary items$2,765,0001,789
Extraordinary gains, net$053
Net income$2,765,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$510,0003,339
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,771,1201,755
1995-12-31 (YTD Data)Rank
Total interest income$11,526,0002,884
Total interest expense$4,537,0003,292
Net interest income$6,989,0002,563
Provision for loan and lease losses$161,0003,499
Total noninterest income$1,590,0002,199
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$817,0001,655
Trading account gains and fees$0522
Additional Noninterest Income$773,0002,152
Total noninterest expense$5,294,0002,563
Salaries and employee benefits$2,655,0002,518
Premises and equipment expense$725,0002,719
Additional noninterest expense$1,914,0002,496
Pre-tax net operating income$3,124,0002,354
Securities gains (losses)$-34,00010,920
Applicable income taxes$951,0002,496
Income before extraordinary items$2,139,0002,359
Extraordinary gains, net$065
Net income$2,139,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,333
Cash dividends$219,0005,269
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,162,4602,311
1994-12-31 (YTD Data)Rank
Total interest income$9,711,0003,114
Total interest expense$3,209,0003,727
Net interest income$6,502,0002,789
Provision for loan and lease losses$70,0005,310
Total noninterest income$1,316,0002,551
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$674,0002,004
Trading account gains and fees$0475
Additional Noninterest Income$642,0002,477
Total noninterest expense$4,721,0002,928
Salaries and employee benefits$2,410,0002,752
Premises and equipment expense$604,0003,250
Additional noninterest expense$1,707,0002,959
Pre-tax net operating income$3,027,0002,353
Securities gains (losses)$-52,00011,060
Applicable income taxes$955,0002,335
Income before extraordinary items$2,020,0002,403
Extraordinary gains, net$0249
Net income$2,020,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,00012,308
Cash dividends$376,0003,894
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,055,3602,386
1993-12-31 (YTD Data)Rank
Total interest income$8,065,0003,790
Total interest expense$2,679,0004,538
Net interest income$5,386,0003,337
Provision for loan and lease losses$70,0006,634
Total noninterest income$1,107,0003,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$542,0002,571
Trading account gains and feesNANA
Additional Noninterest Income$565,0003,001
Total noninterest expense$4,235,0003,311
Salaries and employee benefits$2,086,0003,143
Premises and equipment expense$554,0003,554
Additional noninterest expense$1,595,0003,324
Pre-tax net operating income$2,188,0003,031
Securities gains (losses)$2,0006,773
Applicable income taxes$683,0003,190
Income before extraordinary items$1,507,0003,240
Extraordinary gains, net$70,0001,909
Net income$1,577,0003,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00012,676
Cash dividends$274,0004,652
Sale, conversion, retirement of capital stock, net$902,000497
Net operating income$1,505,6203,069
1992-12-31 (YTD Data)Rank
Total interest income$7,768,0004,396
Total interest expense$3,066,0005,064
Net interest income$4,702,0003,848
Provision for loan and lease losses$182,0005,471
Total noninterest income$833,0003,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,913
Trading account gains and feesNANA
Additional Noninterest Income$355,0004,003
Total noninterest expense$3,378,0004,063
Salaries and employee benefits$1,703,0003,763
Premises and equipment expense$381,0004,982
Additional noninterest expense$1,294,0004,058
Pre-tax net operating income$1,975,0003,142
Securities gains (losses)$-27,00013,553
Applicable income taxes$558,0003,642
Income before extraordinary items$1,390,0003,303
Extraordinary gains, net$01,422
Net income$1,390,0003,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0005,342
Cash dividends$192,0005,211
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,409,1703,028

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.