Home > State Bank of South Orange > Assets and Liabilities
State Bank of South Orange, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $73,847,000 | 5,490 |
| Cash and due from depository institutions | $4,236,000 | 6,393 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,755,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $5,825,000 | 2,363 |
| Net loans & leases | $49,045,000 | 5,050 |
| Loan loss allowance | $801,000 | 4,049 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,998,000 | 3,837 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $988,000 | 6,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,847,000 | 5,490 |
| Total liabilities | $68,170,000 | 5,378 |
| Total deposits | $67,837,000 | 5,150 |
| Interest-bearing deposits | $55,246,000 | 5,382 |
| Deposits held in domestic offices | $67,837,000 | 5,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $333,000 | 7,407 |
| Total equity capital | $5,677,000 | 6,630 |
| Total bank equity capital | $5,677,000 | 6,630 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,198,000 | 1,128 |
| Surplus | $1,802,000 | 5,759 |
| Undivided profits | $677,000 | 9,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $498,000 | 4,744 |
| Earning assets | $66,625,000 | 5,579 |
| Long-term assets (5+ years) | $4,117,000 | 6,433 |
| Average Assets, year-to-date | $68,564,800 | 5,628 |
| Average Assets, quarterly | $68,519,500 | 5,757 |
| Volatile liabilities | $13,838,000 | 3,981 |
| Insider loans | $2,235,000 | 1,869 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,555,000 | 4,129 |
| Tier 1 (core) risk-based capital | $5,531,000 | 6,599 |
| Tier 2 risk-based capital | $702,400 | 3,970 |
| Total risk weighted assets | $56,093,100 | 4,599 |
| Total unused commitments | $7,555,000 | 4,131 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $72,203,000 | 5,739 |
| Cash and due from depository institutions | $4,723,000 | 7,260 |
| Interest-bearing balances | $500,000 | 3,044 |
| Securities | $11,126,000 | 7,545 |
| Federal funds sold & reverse repurchase agreements | $11,485,000 | 1,128 |
| Net loans & leases | $41,932,000 | 5,686 |
| Loan loss allowance | $751,000 | 4,442 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,053,000 | 3,708 |
| Other real estate owned | $142,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $742,000 | 7,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,203,000 | 5,739 |
| Total liabilities | $67,273,000 | 5,583 |
| Total deposits | $66,631,000 | 5,393 |
| Interest-bearing deposits | $55,447,000 | 5,535 |
| Deposits held in domestic offices | $66,631,000 | 5,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $642,000 | 4,995 |
| Total equity capital | $4,930,000 | 7,297 |
| Total bank equity capital | $4,930,000 | 7,297 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,198,000 | 1,183 |
| Surplus | $1,802,000 | 5,872 |
| Undivided profits | $-70,000 | 10,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 5,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $429,000 | 5,326 |
| Earning assets | $65,043,000 | 5,817 |
| Long-term assets (5+ years) | $808,000 | 8,963 |
| Average Assets, year-to-date | $64,566,000 | 6,053 |
| Average Assets, quarterly | $66,162,000 | 6,062 |
| Volatile liabilities | $19,637,000 | 2,948 |
| Insider loans | $2,044,000 | 2,079 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,291,000 | 4,512 |
| Tier 1 (core) risk-based capital | $5,023,000 | 7,127 |
| Tier 2 risk-based capital | $628,150 | 4,424 |
| Total risk weighted assets | $50,128,750 | 5,048 |
| Total unused commitments | $6,291,000 | 4,526 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $63,744,000 | 6,353 |
| Cash and due from depository institutions | $3,467,000 | 7,769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,139,000 | 9,331 |
| Federal funds sold & reverse repurchase agreements | $12,440,000 | 1,146 |
| Net loans & leases | $37,763,000 | 6,082 |
| Loan loss allowance | $561,000 | 5,567 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,048,000 | 3,627 |
| Other real estate owned | $155,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $732,000 | 7,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,744,000 | 6,353 |
| Total liabilities | $59,494,000 | 6,183 |
| Total deposits | $58,634,000 | 6,040 |
| Interest-bearing deposits | $49,807,000 | 6,086 |
| Deposits held in domestic offices | $58,634,000 | 6,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $860,000 | 4,114 |
| Total equity capital | $4,250,000 | 8,076 |
| Total bank equity capital | $4,250,000 | 8,076 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,198,000 | 1,196 |
| Surplus | $1,802,000 | 5,937 |
| Undivided profits | $-750,000 | 11,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $492,000 | 4,803 |
| Earning assets | $57,342,000 | 6,452 |
| Long-term assets (5+ years) | $409,000 | 9,788 |
| Average Assets, year-to-date | $59,249,400 | 6,509 |
| Average Assets, quarterly | $63,563,500 | 6,305 |
| Volatile liabilities | $11,593,000 | 4,097 |
| Insider loans | $1,950,000 | 2,181 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,559,000 | 4,693 |
| Tier 1 (core) risk-based capital | $4,290,000 | 7,915 |
| Tier 2 risk-based capital | $504,170 | 5,230 |
| Total risk weighted assets | $40,277,070 | 5,914 |
| Total unused commitments | $5,559,000 | 4,707 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $53,393,000 | 7,189 |
| Cash and due from depository institutions | $2,643,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,214,000 | 9,451 |
| Federal funds sold & reverse repurchase agreements | $8,930,000 | 1,052 |
| Net loans & leases | $30,755,000 | 6,923 |
| Loan loss allowance | $379,000 | 7,380 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,134,000 | 3,448 |
| Other real estate owned | $175,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $542,000 | 9,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,393,000 | 7,189 |
| Total liabilities | $49,933,000 | 7,028 |
| Total deposits | $49,639,000 | 6,839 |
| Interest-bearing deposits | $40,779,000 | 7,007 |
| Deposits held in domestic offices | $49,639,000 | 6,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $294,000 | 7,413 |
| Total equity capital | $3,460,000 | 8,857 |
| Total bank equity capital | $3,460,000 | 8,857 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,198,000 | 1,214 |
| Surplus | $1,802,000 | 5,956 |
| Undivided profits | $-1,540,000 | 12,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $304,000 | 6,511 |
| Earning assets | $47,899,000 | 7,268 |
| Long-term assets (5+ years) | $633,000 | 9,952 |
| Average Assets, year-to-date | $48,649,400 | 7,508 |
| Average Assets, quarterly | $52,126,000 | 7,285 |
| Volatile liabilities | $6,974,000 | 5,562 |
| Insider loans | $1,744,000 | 2,343 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,683,000 | 4,542 |
| Tier 1 (core) risk-based capital | $3,583,000 | 8,801 |
| Tier 2 risk-based capital | $379,000 | 6,477 |
| Total risk weighted assets | $32,683,500 | 6,853 |
| Total unused commitments | $5,683,000 | 4,550 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $42,520,000 | 8,515 |
| Cash and due from depository institutions | $1,560,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,589,000 | 9,237 |
| Federal funds sold & reverse repurchase agreements | $1,205,000 | 7,270 |
| Net loans & leases | $26,951,000 | 7,464 |
| Loan loss allowance | $382,000 | 7,626 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,205,000 | 3,303 |
| Other real estate owned | $567,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $443,000 | 9,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,520,000 | 8,515 |
| Total liabilities | $39,397,000 | 8,399 |
| Total deposits | $39,217,000 | 8,251 |
| Interest-bearing deposits | $30,340,000 | 8,744 |
| Deposits held in domestic offices | $39,217,000 | 8,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $180,000 | 9,684 |
| Total equity capital | $3,123,000 | 9,590 |
| Total bank equity capital | $3,123,000 | 9,590 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,198,000 | 1,211 |
| Surplus | $1,802,000 | 5,960 |
| Undivided profits | $-1,877,000 | 12,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $245,000 | 7,093 |
| Earning assets | $37,745,000 | 8,675 |
| Long-term assets (5+ years) | $479,000 | 10,696 |
| Average Assets, year-to-date | $38,741,800 | 8,850 |
| Average Assets, quarterly | $44,058,500 | 8,290 |
| Volatile liabilities | $6,050,000 | 5,850 |
| Insider loans | $1,279,000 | 3,074 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,009,000 | 7,506 |
| Tier 1 (core) risk-based capital | $3,123,000 | 9,534 |
| Tier 2 risk-based capital | $382,000 | 6,503 |
| Total risk weighted assets | $32,937,900 | 6,806 |
| Total unused commitments | $2,009,000 | 7,531 |
| Derivatives | $955,000 | 648 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $32,076,000 | 10,109 |
| Cash and due from depository institutions | $1,995,000 | 9,137 |
| Interest-bearing balances | $750,000 | 4,305 |
| Securities | $6,327,000 | 10,898 |
| Federal funds sold & reverse repurchase agreements | $3,195,000 | 4,837 |
| Net loans & leases | $16,946,000 | 9,652 |
| Loan loss allowance | $352,000 | 8,059 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,217,000 | 3,281 |
| Other real estate owned | $931,000 | 9,137 |
| Goodwill and other intangibles | $11,000 | 2,886 |
| All other assets | $454,000 | 10,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,076,000 | 10,109 |
| Total liabilities | $29,088,000 | 10,116 |
| Total deposits | $28,798,000 | 10,010 |
| Interest-bearing deposits | $23,522,000 | 10,211 |
| Deposits held in domestic offices | $28,798,000 | 10,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $16,000 | 4,889 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $274,000 | 8,631 |
| Total equity capital | $2,988,000 | 9,772 |
| Total bank equity capital | $2,988,000 | 9,772 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,198,000 | 1,232 |
| Surplus | $1,552,000 | 6,447 |
| Undivided profits | $-1,762,000 | 13,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 9,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $137,000 | 10,394 |
| Earning assets | $27,218,000 | 10,416 |
| Long-term assets (5+ years) | $368,000 | 11,197 |
| Average Assets, year-to-date | $29,818,200 | 10,310 |
| Average Assets, quarterly | $31,521,000 | 10,152 |
| Volatile liabilities | $3,553,000 | 7,900 |
| Insider loans | $480,000 | 1,911 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,353,000 | 6,847 |
| Tier 1 (core) risk-based capital | $2,977,000 | 9,719 |
| Tier 2 risk-based capital | $290,510 | 7,769 |
| Total risk weighted assets | $23,179,010 | 8,638 |
| Total unused commitments | $2,353,000 | 6,877 |
| Derivatives | $0 | 651 |