Home > State Bank of Slater > Income and Expense
State Bank of Slater, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 6,357 |
| Total interest expense | $183,000 | 6,349 |
| Net interest income | $1,192,000 | 6,305 |
| Provision for loan and lease losses | $1,000 | 5,774 |
| Total noninterest income | $106,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $855,000 | 6,513 |
| Salaries and employee benefits | $489,000 | 6,418 |
| Premises and equipment expense | $198,000 | 5,282 |
| Additional noninterest expense | $168,000 | 6,884 |
| Pre-tax net operating income | $442,000 | 4,863 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $292,000 | 5,354 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $292,000 | 5,353 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $292,000 | 5,353 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $330,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $292,000 | 5,158 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,417 |
| Total interest expense | $128,000 | 6,372 |
| Net interest income | $787,000 | 6,361 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $571,000 | 6,567 |
| Salaries and employee benefits | $324,000 | 6,482 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $114,000 | 6,938 |
| Pre-tax net operating income | $286,000 | 4,899 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $97,000 | 3,082 |
| Income before extraordinary items | $189,000 | 5,390 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 5,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $189,000 | 5,389 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $140,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $189,000 | 5,194 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 6,486 |
| Total interest expense | $68,000 | 6,397 |
| Net interest income | $386,000 | 6,438 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $298,000 | 6,579 |
| Salaries and employee benefits | $170,000 | 6,465 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $62,000 | 6,926 |
| Pre-tax net operating income | $124,000 | 5,165 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $41,000 | 3,226 |
| Income before extraordinary items | $83,000 | 5,572 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $83,000 | 5,572 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $83,000 | 5,572 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $140,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $83,000 | 5,418 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,501 |
| Total interest expense | $321,000 | 6,482 |
| Net interest income | $1,607,000 | 6,440 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $164,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $143,000 | 4,978 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $21,000 | 6,361 |
| Total noninterest expense | $1,165,000 | 6,664 |
| Salaries and employee benefits | $640,000 | 6,607 |
| Premises and equipment expense | $261,000 | 5,522 |
| Additional noninterest expense | $264,000 | 6,965 |
| Pre-tax net operating income | $581,000 | 4,542 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $194,000 | 2,932 |
| Income before extraordinary items | $387,000 | 4,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 4,982 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $387,000 | 4,981 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $256,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $387,000 | 4,851 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 6,556 |
| Total interest expense | $249,000 | 6,546 |
| Net interest income | $1,204,000 | 6,494 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $126,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $110,000 | 4,962 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $874,000 | 6,699 |
| Salaries and employee benefits | $479,000 | 6,631 |
| Premises and equipment expense | $193,000 | 5,593 |
| Additional noninterest expense | $202,000 | 6,999 |
| Pre-tax net operating income | $432,000 | 4,673 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $144,000 | 2,943 |
| Income before extraordinary items | $288,000 | 5,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 5,110 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $288,000 | 5,110 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $256,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $288,000 | 4,986 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 6,605 |
| Total interest expense | $172,000 | 6,600 |
| Net interest income | $805,000 | 6,537 |
| Provision for loan and lease losses | $18,000 | 5,762 |
| Total noninterest income | $88,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $580,000 | 6,782 |
| Salaries and employee benefits | $311,000 | 6,732 |
| Premises and equipment expense | $127,000 | 5,655 |
| Additional noninterest expense | $142,000 | 7,034 |
| Pre-tax net operating income | $295,000 | 4,645 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $99,000 | 2,871 |
| Income before extraordinary items | $196,000 | 5,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 5,046 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $196,000 | 5,046 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $128,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $196,000 | 4,956 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 6,638 |
| Total interest expense | $89,000 | 6,660 |
| Net interest income | $402,000 | 6,559 |
| Provision for loan and lease losses | $8,000 | 5,494 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $284,000 | 6,857 |
| Salaries and employee benefits | $148,000 | 6,855 |
| Premises and equipment expense | $65,000 | 5,671 |
| Additional noninterest expense | $71,000 | 7,076 |
| Pre-tax net operating income | $153,000 | 4,616 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $101,000 | 4,998 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $101,000 | 4,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $101,000 | 4,998 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $128,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $101,000 | 4,934 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 6,713 |
| Total interest expense | $442,000 | 6,692 |
| Net interest income | $1,588,000 | 6,649 |
| Provision for loan and lease losses | $24,000 | 6,767 |
| Total noninterest income | $218,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $164,000 | 4,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 6,043 |
| Total noninterest expense | $1,170,000 | 6,898 |
| Salaries and employee benefits | $631,000 | 6,848 |
| Premises and equipment expense | $247,000 | 5,832 |
| Additional noninterest expense | $292,000 | 7,140 |
| Pre-tax net operating income | $612,000 | 4,123 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $212,000 | 2,673 |
| Income before extraordinary items | $400,000 | 4,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $400,000 | 4,627 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $400,000 | 4,627 |
| Net charge-offs | $27,000 | 6,248 |
| Cash dividends | $242,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $400,000 | 4,478 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 6,822 |
| Total interest expense | $342,000 | 6,791 |
| Net interest income | $1,167,000 | 6,761 |
| Provision for loan and lease losses | $14,000 | 6,777 |
| Total noninterest income | $166,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $121,000 | 4,869 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $860,000 | 6,996 |
| Salaries and employee benefits | $460,000 | 6,941 |
| Premises and equipment expense | $179,000 | 5,944 |
| Additional noninterest expense | $221,000 | 7,203 |
| Pre-tax net operating income | $459,000 | 4,329 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $159,000 | 2,745 |
| Income before extraordinary items | $300,000 | 4,881 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $300,000 | 4,884 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $300,000 | 4,884 |
| Net charge-offs | $27,000 | 5,880 |
| Cash dividends | $242,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $300,000 | 4,689 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,877 |
| Total interest expense | $234,000 | 6,837 |
| Net interest income | $768,000 | 6,816 |
| Provision for loan and lease losses | $4,000 | 6,793 |
| Total noninterest income | $93,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $78,000 | 4,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $570,000 | 7,060 |
| Salaries and employee benefits | $314,000 | 6,962 |
| Premises and equipment expense | $120,000 | 5,950 |
| Additional noninterest expense | $136,000 | 7,335 |
| Pre-tax net operating income | $287,000 | 4,480 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $99,000 | 2,795 |
| Income before extraordinary items | $188,000 | 4,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $188,000 | 4,971 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $188,000 | 4,970 |
| Net charge-offs | $26,000 | 5,353 |
| Cash dividends | $114,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $188,000 | 4,822 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,962 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $377,000 | 6,905 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $283,000 | 7,153 |
| Salaries and employee benefits | $147,000 | 7,150 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $74,000 | 7,350 |
| Pre-tax net operating income | $134,000 | 4,703 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $44,000 | 2,888 |
| Income before extraordinary items | $90,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $90,000 | 5,113 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $114,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $90,000 | 4,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 6,932 |
| Total interest expense | $562,000 | 6,992 |
| Net interest income | $1,609,000 | 6,761 |
| Provision for loan and lease losses | $2,000 | 7,408 |
| Total noninterest income | $212,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $175,000 | 4,872 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $1,145,000 | 7,232 |
| Salaries and employee benefits | $627,000 | 7,143 |
| Premises and equipment expense | $243,000 | 6,130 |
| Additional noninterest expense | $275,000 | 7,510 |
| Pre-tax net operating income | $674,000 | 3,611 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $230,000 | 2,263 |
| Income before extraordinary items | $444,000 | 4,035 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $444,000 | 4,034 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $444,000 | 4,034 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $204,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $444,000 | 3,950 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,022 |
| Total interest expense | $438,000 | 7,067 |
| Net interest income | $1,186,000 | 6,841 |
| Provision for loan and lease losses | $1,000 | 7,275 |
| Total noninterest income | $161,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $132,000 | 4,904 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $839,000 | 7,309 |
| Salaries and employee benefits | $453,000 | 7,236 |
| Premises and equipment expense | $174,000 | 6,258 |
| Additional noninterest expense | $212,000 | 7,525 |
| Pre-tax net operating income | $507,000 | 3,873 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $173,000 | 2,453 |
| Income before extraordinary items | $334,000 | 4,279 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $334,000 | 4,274 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $334,000 | 4,277 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $204,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $334,000 | 4,214 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,097 |
| Total interest expense | $304,000 | 7,122 |
| Net interest income | $776,000 | 6,907 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $106,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $551,000 | 7,384 |
| Salaries and employee benefits | $302,000 | 7,320 |
| Premises and equipment expense | $111,000 | 6,386 |
| Additional noninterest expense | $138,000 | 7,616 |
| Pre-tax net operating income | $331,000 | 4,001 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $113,000 | 2,523 |
| Income before extraordinary items | $218,000 | 4,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 4,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $218,000 | 4,430 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $102,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $218,000 | 4,318 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 7,127 |
| Total interest expense | $156,000 | 7,180 |
| Net interest income | $389,000 | 6,924 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $259,000 | 7,477 |
| Salaries and employee benefits | $142,000 | 7,450 |
| Premises and equipment expense | $57,000 | 6,392 |
| Additional noninterest expense | $60,000 | 7,705 |
| Pre-tax net operating income | $180,000 | 4,213 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $118,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 4,713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $118,000 | 4,712 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $102,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,000 | 4,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 7,077 |
| Total interest expense | $724,000 | 7,272 |
| Net interest income | $1,655,000 | 6,819 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $209,000 | 6,426 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $171,000 | 5,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $1,159,000 | 7,325 |
| Salaries and employee benefits | $663,000 | 7,247 |
| Premises and equipment expense | $263,000 | 6,131 |
| Additional noninterest expense | $233,000 | 7,736 |
| Pre-tax net operating income | $681,000 | 4,441 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $234,000 | 2,668 |
| Income before extraordinary items | $447,000 | 4,618 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $447,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $164,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $447,000 | 4,784 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,142 |
| Total interest expense | $559,000 | 7,360 |
| Net interest income | $1,239,000 | 6,880 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $119,000 | 5,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $849,000 | 7,377 |
| Salaries and employee benefits | $480,000 | 7,324 |
| Premises and equipment expense | $194,000 | 6,182 |
| Additional noninterest expense | $175,000 | 7,767 |
| Pre-tax net operating income | $524,000 | 4,870 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $181,000 | 3,023 |
| Income before extraordinary items | $343,000 | 5,028 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $343,000 | 5,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $164,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $343,000 | 5,185 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 7,197 |
| Total interest expense | $391,000 | 7,403 |
| Net interest income | $819,000 | 6,911 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $91,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $567,000 | 7,442 |
| Salaries and employee benefits | $328,000 | 7,348 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $113,000 | 7,843 |
| Pre-tax net operating income | $339,000 | 5,097 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $222,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $72,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $222,000 | 5,397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,235 |
| Total interest expense | $202,000 | 7,476 |
| Net interest income | $419,000 | 6,915 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $285,000 | 7,465 |
| Salaries and employee benefits | $159,000 | 7,438 |
| Premises and equipment expense | $63,000 | 6,324 |
| Additional noninterest expense | $63,000 | 7,750 |
| Pre-tax net operating income | $160,000 | 5,346 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $105,000 | 5,776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,000 | 5,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 7,253 |
| Total interest expense | $798,000 | 7,507 |
| Net interest income | $1,646,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $91,000 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $65,000 | 6,517 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $1,154,000 | 7,432 |
| Salaries and employee benefits | $668,000 | 7,342 |
| Premises and equipment expense | $249,000 | 6,265 |
| Additional noninterest expense | $237,000 | 7,844 |
| Pre-tax net operating income | $583,000 | 5,737 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,836 |
| Income before extraordinary items | $381,000 | 6,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $143,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $381,000 | 6,106 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 7,323 |
| Total interest expense | $595,000 | 7,560 |
| Net interest income | $1,209,000 | 7,024 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $63,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $845,000 | 7,451 |
| Salaries and employee benefits | $481,000 | 7,399 |
| Premises and equipment expense | $180,000 | 6,334 |
| Additional noninterest expense | $184,000 | 7,778 |
| Pre-tax net operating income | $427,000 | 6,052 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $148,000 | 4,056 |
| Income before extraordinary items | $279,000 | 6,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $279,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $143,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $279,000 | 6,412 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 7,385 |
| Total interest expense | $393,000 | 7,589 |
| Net interest income | $792,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $562,000 | 7,504 |
| Salaries and employee benefits | $325,000 | 7,419 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $118,000 | 7,873 |
| Pre-tax net operating income | $271,000 | 6,218 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $94,000 | 4,191 |
| Income before extraordinary items | $177,000 | 6,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $71,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $177,000 | 6,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,435 |
| Total interest expense | $187,000 | 7,684 |
| Net interest income | $399,000 | 7,107 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $280,000 | 7,555 |
| Salaries and employee benefits | $153,000 | 7,575 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $139,000 | 6,180 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $91,000 | 6,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $91,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $71,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $91,000 | 6,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 7,403 |
| Total interest expense | $677,000 | 7,561 |
| Net interest income | $1,498,000 | 7,177 |
| Provision for loan and lease losses | $8,000 | 6,651 |
| Total noninterest income | $94,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $1,113,000 | 7,524 |
| Salaries and employee benefits | $672,000 | 7,366 |
| Premises and equipment expense | $203,000 | 6,704 |
| Additional noninterest expense | $238,000 | 7,915 |
| Pre-tax net operating income | $471,000 | 6,574 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $164,000 | 4,507 |
| Income before extraordinary items | $307,000 | 6,883 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $307,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $145,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $307,000 | 6,886 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,494 |
| Total interest expense | $496,000 | 7,601 |
| Net interest income | $1,092,000 | 7,304 |
| Provision for loan and lease losses | $8,000 | 6,450 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,072 |
| Total noninterest expense | $819,000 | 7,571 |
| Salaries and employee benefits | $485,000 | 7,436 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $183,000 | 7,910 |
| Pre-tax net operating income | $330,000 | 6,878 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $114,000 | 4,805 |
| Income before extraordinary items | $216,000 | 7,133 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $216,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $145,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $216,000 | 7,133 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 7,545 |
| Total interest expense | $319,000 | 7,628 |
| Net interest income | $717,000 | 7,390 |
| Provision for loan and lease losses | $8,000 | 6,090 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $551,000 | 7,589 |
| Salaries and employee benefits | $332,000 | 7,418 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $118,000 | 7,973 |
| Pre-tax net operating income | $200,000 | 7,087 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $68,000 | 4,956 |
| Income before extraordinary items | $132,000 | 7,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $70,000 | 4,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $132,000 | 7,300 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,586 |
| Total interest expense | $157,000 | 7,610 |
| Net interest income | $349,000 | 7,447 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $273,000 | 7,619 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $87,000 | 7,215 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $58,000 | 7,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 7,516 |
| Total interest expense | $510,000 | 7,590 |
| Net interest income | $1,421,000 | 7,398 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $95,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $63,000 | 6,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $1,100,000 | 7,573 |
| Salaries and employee benefits | $667,000 | 7,387 |
| Premises and equipment expense | $153,000 | 7,235 |
| Additional noninterest expense | $280,000 | 7,757 |
| Pre-tax net operating income | $416,000 | 7,016 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $146,000 | 5,028 |
| Income before extraordinary items | $270,000 | 7,305 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $270,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $141,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $270,000 | 7,285 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 7,570 |
| Total interest expense | $362,000 | 7,636 |
| Net interest income | $1,059,000 | 7,446 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $60,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $756,000 | 7,713 |
| Salaries and employee benefits | $480,000 | 7,453 |
| Premises and equipment expense | $101,000 | 7,461 |
| Additional noninterest expense | $175,000 | 8,025 |
| Pre-tax net operating income | $363,000 | 6,939 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $128,000 | 5,002 |
| Income before extraordinary items | $235,000 | 7,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $235,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $141,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $235,000 | 7,235 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,579 |
| Total interest expense | $232,000 | 7,637 |
| Net interest income | $705,000 | 7,466 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $483,000 | 7,799 |
| Salaries and employee benefits | $302,000 | 7,595 |
| Premises and equipment expense | $66,000 | 7,484 |
| Additional noninterest expense | $115,000 | 8,039 |
| Pre-tax net operating income | $263,000 | 6,810 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,669 |
| Total interest expense | $112,000 | 7,683 |
| Net interest income | $346,000 | 7,559 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $238,000 | 7,889 |
| Salaries and employee benefits | $151,000 | 7,645 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $128,000 | 6,853 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $70,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $84,000 | 7,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 7,623 |
| Total interest expense | $364,000 | 7,826 |
| Net interest income | $1,395,000 | 7,464 |
| Provision for loan and lease losses | $49,000 | 5,966 |
| Total noninterest income | $86,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $69,000 | 6,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,308 |
| Total noninterest expense | $979,000 | 7,860 |
| Salaries and employee benefits | $640,000 | 7,508 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $236,000 | 8,086 |
| Pre-tax net operating income | $453,000 | 6,855 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $159,000 | 5,031 |
| Income before extraordinary items | $294,000 | 7,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $294,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $145,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $294,000 | 7,203 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 7,697 |
| Total interest expense | $265,000 | 7,899 |
| Net interest income | $1,033,000 | 7,509 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $64,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $52,000 | 7,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $719,000 | 7,863 |
| Salaries and employee benefits | $471,000 | 7,498 |
| Premises and equipment expense | $81,000 | 7,866 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $368,000 | 6,884 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $133,000 | 5,000 |
| Income before extraordinary items | $235,000 | 7,277 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $235,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $235,000 | 7,215 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,768 |
| Total interest expense | $177,000 | 7,966 |
| Net interest income | $675,000 | 7,570 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $478,000 | 7,918 |
| Salaries and employee benefits | $306,000 | 7,620 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $114,000 | 8,169 |
| Pre-tax net operating income | $234,000 | 6,948 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $82,000 | 5,085 |
| Income before extraordinary items | $152,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $152,000 | 7,246 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,811 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $334,000 | 7,635 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $162,000 | 7,516 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 7,692 |
| Total interest expense | $431,000 | 8,009 |
| Net interest income | $1,434,000 | 7,460 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $118,000 | 8,127 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $940,000 | 8,009 |
| Salaries and employee benefits | $606,000 | 7,668 |
| Premises and equipment expense | $105,000 | 8,006 |
| Additional noninterest expense | $229,000 | 8,243 |
| Pre-tax net operating income | $587,000 | 6,387 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $206,000 | 4,884 |
| Income before extraordinary items | $381,000 | 6,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $381,000 | 6,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $381,000 | 6,746 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 7,781 |
| Total interest expense | $338,000 | 8,077 |
| Net interest income | $1,067,000 | 7,526 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $65,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 7,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $703,000 | 8,010 |
| Salaries and employee benefits | $454,000 | 7,637 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $174,000 | 8,242 |
| Pre-tax net operating income | $411,000 | 6,669 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $144,000 | 5,164 |
| Income before extraordinary items | $267,000 | 7,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $267,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,000 | 6,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,813 |
| Total interest expense | $237,000 | 8,096 |
| Net interest income | $711,000 | 7,549 |
| Provision for loan and lease losses | $13,000 | 6,657 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $457,000 | 8,076 |
| Salaries and employee benefits | $294,000 | 7,736 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $113,000 | 8,258 |
| Pre-tax net operating income | $283,000 | 6,609 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $184,000 | 7,122 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $184,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $184,000 | 6,931 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,869 |
| Total interest expense | $125,000 | 8,111 |
| Net interest income | $348,000 | 7,622 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $241,000 | 8,006 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $121,000 | 6,881 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $42,000 | 5,338 |
| Income before extraordinary items | $79,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,000 | 7,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 7,850 |
| Total interest expense | $666,000 | 7,907 |
| Net interest income | $1,332,000 | 7,711 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $177,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,503 |
| Total noninterest expense | $919,000 | 8,109 |
| Salaries and employee benefits | $582,000 | 7,775 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $236,000 | 8,278 |
| Pre-tax net operating income | $585,000 | 6,467 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $201,000 | 5,104 |
| Income before extraordinary items | $384,000 | 6,913 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $384,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $384,000 | 6,791 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 7,937 |
| Total interest expense | $934,000 | 8,150 |
| Net interest income | $1,381,000 | 7,540 |
| Provision for loan and lease losses | $93,000 | 5,742 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $933,000 | 8,132 |
| Salaries and employee benefits | $559,000 | 7,862 |
| Premises and equipment expense | $114,000 | 8,091 |
| Additional noninterest expense | $260,000 | 8,136 |
| Pre-tax net operating income | $485,000 | 6,617 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $159,000 | 5,364 |
| Income before extraordinary items | $326,000 | 6,978 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $326,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,363 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $326,000 | 6,858 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 8,141 |
| Total interest expense | $900,000 | 8,443 |
| Net interest income | $1,385,000 | 7,670 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $871,000 | 8,367 |
| Salaries and employee benefits | $540,000 | 8,032 |
| Premises and equipment expense | $105,000 | 8,358 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $590,000 | 6,624 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $198,000 | 5,412 |
| Income before extraordinary items | $392,000 | 6,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $392,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $392,000 | 6,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 8,239 |
| Total interest expense | $839,000 | 8,588 |
| Net interest income | $1,374,000 | 7,826 |
| Provision for loan and lease losses | $223,000 | 3,333 |
| Total noninterest income | $90,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $864,000 | 8,554 |
| Salaries and employee benefits | $531,000 | 8,152 |
| Premises and equipment expense | $102,000 | 8,588 |
| Additional noninterest expense | $231,000 | 8,740 |
| Pre-tax net operating income | $377,000 | 7,702 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $262,000 | 7,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $262,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,472 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $262,000 | 7,825 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 8,509 |
| Total interest expense | $817,000 | 8,895 |
| Net interest income | $1,328,000 | 8,053 |
| Provision for loan and lease losses | $37,000 | 7,064 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $793,000 | 8,793 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $83,000 | 9,091 |
| Additional noninterest expense | $235,000 | 8,744 |
| Pre-tax net operating income | $594,000 | 6,951 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $198,000 | 6,217 |
| Income before extraordinary items | $397,000 | 7,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $397,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $396,330 | 7,153 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 9,025 |
| Total interest expense | $770,000 | 9,339 |
| Net interest income | $1,219,000 | 8,647 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $84,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $716,000 | 9,344 |
| Salaries and employee benefits | $440,000 | 9,014 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $198,000 | 9,434 |
| Pre-tax net operating income | $550,000 | 7,671 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $369,000 | 7,859 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $369,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $369,670 | 7,804 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 9,542 |
| Total interest expense | $713,000 | 9,931 |
| Net interest income | $1,165,000 | 9,113 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $82,000 | 10,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $663,000 | 9,941 |
| Salaries and employee benefits | $426,000 | 9,420 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $548,000 | 7,699 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $161,000 | 7,713 |
| Income before extraordinary items | $387,000 | 7,737 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $387,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $387,000 | 7,679 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 10,103 |
| Total interest expense | $654,000 | 10,466 |
| Net interest income | $1,085,000 | 9,664 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $657,000 | 10,338 |
| Salaries and employee benefits | $404,000 | 9,916 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $185,000 | 10,620 |
| Pre-tax net operating income | $477,000 | 8,567 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $154,000 | 8,195 |
| Income before extraordinary items | $318,000 | 8,759 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $318,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $321,350 | 8,698 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 10,493 |
| Total interest expense | $603,000 | 10,589 |
| Net interest income | $1,017,000 | 10,330 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $650,000 | 10,906 |
| Salaries and employee benefits | $392,000 | 10,355 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $199,000 | 11,166 |
| Pre-tax net operating income | $424,000 | 9,165 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $281,000 | 9,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $281,000 | 9,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $281,660 | 9,415 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 11,290 |
| Total interest expense | $601,000 | 11,142 |
| Net interest income | $878,000 | 11,244 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $80,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $643,000 | 11,416 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $187,000 | 11,910 |
| Pre-tax net operating income | $307,000 | 10,181 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $213,000 | 10,496 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $213,000 | 10,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,310 | 10,270 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 11,590 |
| Total interest expense | $748,000 | 11,586 |
| Net interest income | $914,000 | 11,453 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $612,000 | 11,989 |
| Salaries and employee benefits | $362,000 | 11,315 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $189,000 | 12,390 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $240,910 | 9,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.