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State Bank of Seneca, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$1,277,00011,190
Total interest expense$480,00011,184
Net interest income$797,00011,069
Provision for loan and lease losses$-30,00011,902
Total noninterest income$156,0009,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0007,763
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,980
Total noninterest expense$746,00010,490
Salaries and employee benefits$375,00010,504
Premises and equipment expense$43,00011,893
Additional noninterest expense$328,0009,619
Pre-tax net operating income$237,00010,605
Securities gains (losses)$03,600
Applicable income taxes$47,00010,550
Income before extraordinary items$190,00010,401
Extraordinary gains, net$0249
Net income$190,00010,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,370
Cash dividends$48,0008,028
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$190,00010,447
1993-12-31 (YTD Data)Rank
Total interest income$1,284,00011,719
Total interest expense$505,00011,655
Net interest income$779,00011,585
Provision for loan and lease losses$010,371
Total noninterest income$151,00010,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0008,130
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,560
Total noninterest expense$707,00011,121
Salaries and employee benefits$406,00010,575
Premises and equipment expense$40,00012,537
Additional noninterest expense$261,00010,938
Pre-tax net operating income$223,00010,842
Securities gains (losses)$07,477
Applicable income taxes$56,00010,800
Income before extraordinary items$167,00011,006
Extraordinary gains, net$03,149
Net income$167,00011,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$48,0008,039
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$167,00010,806
1992-12-31 (YTD Data)Rank
Total interest income$1,518,00011,924
Total interest expense$719,00011,710
Net interest income$799,00011,914
Provision for loan and lease losses$-40,00013,579
Total noninterest income$127,00011,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0008,668
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,632
Total noninterest expense$676,00011,643
Salaries and employee benefits$367,00011,261
Premises and equipment expense$37,00013,172
Additional noninterest expense$272,00011,241
Pre-tax net operating income$290,00010,237
Securities gains (losses)$14,0006,053
Applicable income taxes$85,00010,309
Income before extraordinary items$219,00010,332
Extraordinary gains, net$01,422
Net income$219,00010,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$48,0007,787
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$208,92010,141

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.