Home > State Bank of Seneca > Income and Expense
State Bank of Seneca, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,277,000 | 11,190 |
Total interest expense | $480,000 | 11,184 |
Net interest income | $797,000 | 11,069 |
Provision for loan and lease losses | $-30,000 | 11,902 |
Total noninterest income | $156,000 | 9,591 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $113,000 | 7,763 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 9,980 |
Total noninterest expense | $746,000 | 10,490 |
Salaries and employee benefits | $375,000 | 10,504 |
Premises and equipment expense | $43,000 | 11,893 |
Additional noninterest expense | $328,000 | 9,619 |
Pre-tax net operating income | $237,000 | 10,605 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $47,000 | 10,550 |
Income before extraordinary items | $190,000 | 10,401 |
Extraordinary gains, net | $0 | 249 |
Net income | $190,000 | 10,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,370 |
Cash dividends | $48,000 | 8,028 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $190,000 | 10,447 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,284,000 | 11,719 |
Total interest expense | $505,000 | 11,655 |
Net interest income | $779,000 | 11,585 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $151,000 | 10,182 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $109,000 | 8,130 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 10,560 |
Total noninterest expense | $707,000 | 11,121 |
Salaries and employee benefits | $406,000 | 10,575 |
Premises and equipment expense | $40,000 | 12,537 |
Additional noninterest expense | $261,000 | 10,938 |
Pre-tax net operating income | $223,000 | 10,842 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $56,000 | 10,800 |
Income before extraordinary items | $167,000 | 11,006 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $167,000 | 11,098 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $48,000 | 8,039 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $167,000 | 10,806 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,518,000 | 11,924 |
Total interest expense | $719,000 | 11,710 |
Net interest income | $799,000 | 11,914 |
Provision for loan and lease losses | $-40,000 | 13,579 |
Total noninterest income | $127,000 | 11,002 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $95,000 | 8,668 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 11,632 |
Total noninterest expense | $676,000 | 11,643 |
Salaries and employee benefits | $367,000 | 11,261 |
Premises and equipment expense | $37,000 | 13,172 |
Additional noninterest expense | $272,000 | 11,241 |
Pre-tax net operating income | $290,000 | 10,237 |
Securities gains (losses) | $14,000 | 6,053 |
Applicable income taxes | $85,000 | 10,309 |
Income before extraordinary items | $219,000 | 10,332 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $219,000 | 10,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 10,714 |
Cash dividends | $48,000 | 7,787 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $208,920 | 10,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.