Home > State Bank of Richmond > Income and Expense
State Bank of Richmond, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 4,459 |
| Total interest expense | $86,000 | 4,294 |
| Net interest income | $749,000 | 4,421 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $48,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $508,000 | 4,667 |
| Salaries and employee benefits | $322,000 | 4,508 |
| Premises and equipment expense | $49,000 | 4,663 |
| Additional noninterest expense | $137,000 | 4,839 |
| Pre-tax net operating income | $274,000 | 3,973 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $78,000 | 2,366 |
| Income before extraordinary items | $196,000 | 4,206 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $196,000 | 4,206 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $196,000 | 4,206 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $196,000 | 4,210 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,403 |
| Total interest expense | $338,000 | 4,246 |
| Net interest income | $3,093,000 | 4,378 |
| Provision for loan and lease losses | $165,000 | 2,565 |
| Total noninterest income | $264,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $83,000 | 4,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 4,306 |
| Total noninterest expense | $2,171,000 | 4,629 |
| Salaries and employee benefits | $1,434,000 | 4,370 |
| Premises and equipment expense | $186,000 | 4,810 |
| Additional noninterest expense | $551,000 | 4,923 |
| Pre-tax net operating income | $1,021,000 | 4,040 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-168,000 | 5,567 |
| Income before extraordinary items | $1,189,000 | 3,493 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,189,000 | 3,491 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,189,000 | 3,493 |
| Net charge-offs | $-85,000 | 5,254 |
| Cash dividends | $650,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,189,000 | 3,474 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 4,436 |
| Total interest expense | $253,000 | 4,268 |
| Net interest income | $2,342,000 | 4,395 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $203,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $64,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 4,340 |
| Total noninterest expense | $1,585,000 | 4,687 |
| Salaries and employee benefits | $1,019,000 | 4,479 |
| Premises and equipment expense | $133,000 | 4,890 |
| Additional noninterest expense | $433,000 | 4,881 |
| Pre-tax net operating income | $810,000 | 4,041 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $33,000 | 3,581 |
| Income before extraordinary items | $777,000 | 3,877 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $777,000 | 3,876 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $777,000 | 3,877 |
| Net charge-offs | $-85,000 | 5,302 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $777,000 | 3,863 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 4,449 |
| Total interest expense | $170,000 | 4,243 |
| Net interest income | $1,560,000 | 4,408 |
| Provision for loan and lease losses | $135,000 | 1,938 |
| Total noninterest income | $149,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $43,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,225 |
| Total noninterest expense | $1,022,000 | 4,769 |
| Salaries and employee benefits | $655,000 | 4,564 |
| Premises and equipment expense | $88,000 | 4,922 |
| Additional noninterest expense | $279,000 | 4,950 |
| Pre-tax net operating income | $552,000 | 4,001 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $33,000 | 3,477 |
| Income before extraordinary items | $519,000 | 3,851 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $519,000 | 3,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $519,000 | 3,851 |
| Net charge-offs | $-70,000 | 5,355 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $519,000 | 3,837 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 4,480 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $773,000 | 4,445 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $80,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $20,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,107 |
| Total noninterest expense | $525,000 | 4,784 |
| Salaries and employee benefits | $329,000 | 4,608 |
| Premises and equipment expense | $45,000 | 4,939 |
| Additional noninterest expense | $151,000 | 4,902 |
| Pre-tax net operating income | $253,000 | 4,083 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $33,000 | 3,124 |
| Income before extraordinary items | $220,000 | 4,014 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $220,000 | 4,013 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $220,000 | 4,014 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $220,000 | 3,994 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 4,684 |
| Total interest expense | $280,000 | 4,546 |
| Net interest income | $2,795,000 | 4,632 |
| Provision for loan and lease losses | $201,000 | 2,430 |
| Total noninterest income | $291,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $86,000 | 4,686 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $205,000 | 4,328 |
| Total noninterest expense | $2,129,000 | 4,809 |
| Salaries and employee benefits | $1,290,000 | 4,652 |
| Premises and equipment expense | $186,000 | 4,984 |
| Additional noninterest expense | $653,000 | 4,875 |
| Pre-tax net operating income | $756,000 | 4,411 |
| Securities gains (losses) | $16,000 | 2,474 |
| Applicable income taxes | $51,000 | 3,591 |
| Income before extraordinary items | $721,000 | 4,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $721,000 | 4,325 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $721,000 | 4,326 |
| Net charge-offs | $67,000 | 2,934 |
| Cash dividends | $1,016,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $706,120 | 4,297 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 4,753 |
| Total interest expense | $205,000 | 4,619 |
| Net interest income | $2,044,000 | 4,707 |
| Provision for loan and lease losses | $141,000 | 2,415 |
| Total noninterest income | $191,000 | 4,881 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $84,000 | 4,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $107,000 | 4,728 |
| Total noninterest expense | $1,561,000 | 4,862 |
| Salaries and employee benefits | $934,000 | 4,709 |
| Premises and equipment expense | $135,000 | 5,041 |
| Additional noninterest expense | $492,000 | 4,906 |
| Pre-tax net operating income | $533,000 | 4,570 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $539,000 | 4,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $539,000 | 4,403 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $539,000 | 4,405 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $700,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $533,000 | 4,340 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,834 |
| Total interest expense | $135,000 | 4,673 |
| Net interest income | $1,331,000 | 4,796 |
| Provision for loan and lease losses | $80,000 | 2,499 |
| Total noninterest income | $128,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $38,000 | 4,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 4,535 |
| Total noninterest expense | $1,036,000 | 4,927 |
| Salaries and employee benefits | $628,000 | 4,743 |
| Premises and equipment expense | $88,000 | 5,108 |
| Additional noninterest expense | $320,000 | 5,000 |
| Pre-tax net operating income | $343,000 | 4,628 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $349,000 | 4,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $349,000 | 4,448 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $349,000 | 4,450 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $343,000 | 4,406 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 4,865 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $668,000 | 4,829 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $57,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $41,000 | 4,611 |
| Total noninterest expense | $517,000 | 4,971 |
| Salaries and employee benefits | $316,000 | 4,767 |
| Premises and equipment expense | $43,000 | 5,175 |
| Additional noninterest expense | $158,000 | 5,055 |
| Pre-tax net operating income | $163,000 | 4,661 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $169,000 | 4,471 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $169,000 | 4,470 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $169,000 | 4,472 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $700,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $163,000 | 4,459 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 4,874 |
| Total interest expense | $277,000 | 4,746 |
| Net interest income | $2,668,000 | 4,838 |
| Provision for loan and lease losses | $244,000 | 2,122 |
| Total noninterest income | $256,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $164,000 | 4,661 |
| Total noninterest expense | $1,892,000 | 5,138 |
| Salaries and employee benefits | $967,000 | 5,214 |
| Premises and equipment expense | $170,000 | 5,270 |
| Additional noninterest expense | $755,000 | 4,805 |
| Pre-tax net operating income | $788,000 | 4,435 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $793,000 | 4,269 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $793,000 | 4,267 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $793,000 | 4,269 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $788,000 | 4,230 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 4,913 |
| Total interest expense | $207,000 | 4,820 |
| Net interest income | $2,024,000 | 4,871 |
| Provision for loan and lease losses | $222,000 | 1,867 |
| Total noninterest income | $193,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $70,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,706 |
| Total noninterest expense | $1,364,000 | 5,227 |
| Salaries and employee benefits | $710,000 | 5,273 |
| Premises and equipment expense | $111,000 | 5,484 |
| Additional noninterest expense | $543,000 | 4,922 |
| Pre-tax net operating income | $631,000 | 4,436 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $636,000 | 4,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 4,239 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $636,000 | 4,241 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $631,000 | 4,194 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,917 |
| Total interest expense | $136,000 | 4,895 |
| Net interest income | $1,381,000 | 4,874 |
| Provision for loan and lease losses | $177,000 | 1,643 |
| Total noninterest income | $128,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,716 |
| Total noninterest expense | $920,000 | 5,262 |
| Salaries and employee benefits | $485,000 | 5,275 |
| Premises and equipment expense | $69,000 | 5,592 |
| Additional noninterest expense | $366,000 | 4,938 |
| Pre-tax net operating income | $412,000 | 4,448 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $417,000 | 4,242 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $417,000 | 4,244 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $417,000 | 4,245 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $700,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $412,000 | 4,199 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 5,048 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $646,000 | 5,007 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $66,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $457,000 | 5,317 |
| Salaries and employee benefits | $244,000 | 5,316 |
| Premises and equipment expense | $36,000 | 5,597 |
| Additional noninterest expense | $177,000 | 5,029 |
| Pre-tax net operating income | $210,000 | 4,372 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $212,000 | 4,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $212,000 | 4,186 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $212,000 | 4,187 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $210,000 | 4,134 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,121 |
| Total interest expense | $285,000 | 5,027 |
| Net interest income | $2,586,000 | 5,077 |
| Provision for loan and lease losses | $207,000 | 2,431 |
| Total noninterest income | $281,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $101,000 | 4,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $180,000 | 4,669 |
| Total noninterest expense | $1,892,000 | 5,356 |
| Salaries and employee benefits | $987,000 | 5,369 |
| Premises and equipment expense | $191,000 | 5,415 |
| Additional noninterest expense | $714,000 | 5,119 |
| Pre-tax net operating income | $768,000 | 4,525 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $786,000 | 4,330 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $786,000 | 4,329 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $786,000 | 4,330 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $340,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $768,000 | 4,307 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 5,209 |
| Total interest expense | $214,000 | 5,106 |
| Net interest income | $1,888,000 | 5,172 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $203,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $124,000 | 4,814 |
| Total noninterest expense | $1,371,000 | 5,445 |
| Salaries and employee benefits | $707,000 | 5,485 |
| Premises and equipment expense | $143,000 | 5,469 |
| Additional noninterest expense | $521,000 | 5,196 |
| Pre-tax net operating income | $585,000 | 4,605 |
| Securities gains (losses) | $13,000 | 2,225 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $598,000 | 4,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 4,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $598,000 | 4,361 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $170,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $585,000 | 4,343 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 5,281 |
| Total interest expense | $141,000 | 5,166 |
| Net interest income | $1,222,000 | 5,237 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $137,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $85,000 | 4,773 |
| Total noninterest expense | $895,000 | 5,503 |
| Salaries and employee benefits | $465,000 | 5,552 |
| Premises and equipment expense | $100,000 | 5,444 |
| Additional noninterest expense | $330,000 | 5,312 |
| Pre-tax net operating income | $374,000 | 4,618 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $387,000 | 4,361 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $387,000 | 4,365 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $387,000 | 4,366 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $170,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $374,000 | 4,365 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 5,340 |
| Total interest expense | $71,000 | 5,226 |
| Net interest income | $608,000 | 5,292 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $72,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $429,000 | 5,638 |
| Salaries and employee benefits | $232,000 | 5,623 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $149,000 | 5,514 |
| Pre-tax net operating income | $206,000 | 4,428 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $213,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,141 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $213,000 | 4,143 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $200,390 | 4,203 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 5,654 |
| Total interest expense | $316,000 | 5,301 |
| Net interest income | $2,013,000 | 5,653 |
| Provision for loan and lease losses | $105,000 | 3,638 |
| Total noninterest income | $267,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $111,000 | 5,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $156,000 | 4,912 |
| Total noninterest expense | $1,697,000 | 5,708 |
| Salaries and employee benefits | $971,000 | 5,586 |
| Premises and equipment expense | $201,000 | 5,543 |
| Additional noninterest expense | $525,000 | 5,777 |
| Pre-tax net operating income | $478,000 | 5,042 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $477,000 | 4,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $477,000 | 4,956 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $477,000 | 4,956 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $171,000 | 3,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $478,000 | 4,889 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 5,779 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $1,438,000 | 5,791 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $204,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $82,000 | 5,164 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $122,000 | 4,953 |
| Total noninterest expense | $1,259,000 | 5,752 |
| Salaries and employee benefits | $741,000 | 5,577 |
| Premises and equipment expense | $148,000 | 5,616 |
| Additional noninterest expense | $370,000 | 5,908 |
| Pre-tax net operating income | $323,000 | 5,263 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $67,000 | 3,556 |
| Income before extraordinary items | $254,000 | 5,437 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $254,000 | 5,438 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,439 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $255,580 | 5,360 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 5,869 |
| Total interest expense | $163,000 | 5,409 |
| Net interest income | $920,000 | 5,876 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $54,000 | 5,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 5,101 |
| Total noninterest expense | $819,000 | 5,807 |
| Salaries and employee benefits | $493,000 | 5,616 |
| Premises and equipment expense | $94,000 | 5,708 |
| Additional noninterest expense | $232,000 | 5,987 |
| Pre-tax net operating income | $199,000 | 5,324 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $67,000 | 3,297 |
| Income before extraordinary items | $130,000 | 5,663 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $130,000 | 5,665 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $130,000 | 5,665 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $131,320 | 5,565 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 5,949 |
| Total interest expense | $84,000 | 5,452 |
| Net interest income | $443,000 | 5,975 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $64,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $371,000 | 6,031 |
| Salaries and employee benefits | $236,000 | 5,755 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $90,000 | 6,345 |
| Pre-tax net operating income | $136,000 | 4,971 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $100,000 | 5,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $100,000 | 5,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $100,000 | 5,257 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $103,800 | 5,106 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 5,498 |
| Total interest expense | $406,000 | 5,520 |
| Net interest income | $2,547,000 | 5,427 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $891,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $123,000 | 5,114 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $768,000 | 2,749 |
| Total noninterest expense | $2,133,000 | 5,531 |
| Salaries and employee benefits | $1,094,000 | 5,550 |
| Premises and equipment expense | $236,000 | 5,462 |
| Additional noninterest expense | $803,000 | 5,260 |
| Pre-tax net operating income | $1,305,000 | 3,568 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $437,000 | 2,311 |
| Income before extraordinary items | $868,000 | 4,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $868,000 | 4,154 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $868,000 | 4,156 |
| Net charge-offs | $-64,000 | 6,894 |
| Cash dividends | $4,565,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $868,000 | 3,978 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 5,574 |
| Total interest expense | $318,000 | 5,562 |
| Net interest income | $1,924,000 | 5,501 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $195,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $93,000 | 5,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 5,107 |
| Total noninterest expense | $1,250,000 | 5,988 |
| Salaries and employee benefits | $773,000 | 5,681 |
| Premises and equipment expense | $159,000 | 5,692 |
| Additional noninterest expense | $318,000 | 6,335 |
| Pre-tax net operating income | $869,000 | 3,893 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $318,000 | 2,404 |
| Income before extraordinary items | $551,000 | 4,517 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $551,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $551,000 | 4,515 |
| Net charge-offs | $-63,000 | 6,963 |
| Cash dividends | $570,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $551,000 | 4,334 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 5,584 |
| Total interest expense | $223,000 | 5,561 |
| Net interest income | $1,294,000 | 5,518 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $123,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,273 |
| Total noninterest expense | $823,000 | 6,049 |
| Salaries and employee benefits | $518,000 | 5,717 |
| Premises and equipment expense | $94,000 | 5,907 |
| Additional noninterest expense | $211,000 | 6,383 |
| Pre-tax net operating income | $564,000 | 3,907 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $214,000 | 2,382 |
| Income before extraordinary items | $350,000 | 4,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $350,000 | 4,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $350,000 | 4,582 |
| Net charge-offs | $-33,000 | 6,902 |
| Cash dividends | $325,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $350,000 | 4,396 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 5,608 |
| Total interest expense | $117,000 | 5,581 |
| Net interest income | $651,000 | 5,535 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,785 |
| Total noninterest expense | $403,000 | 6,127 |
| Salaries and employee benefits | $259,000 | 5,770 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $103,000 | 6,467 |
| Pre-tax net operating income | $298,000 | 3,848 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $189,000 | 4,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 4,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $189,000 | 4,473 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $325,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $189,000 | 4,328 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 5,581 |
| Total interest expense | $596,000 | 5,532 |
| Net interest income | $2,697,000 | 5,491 |
| Provision for loan and lease losses | $95,000 | 5,404 |
| Total noninterest income | $313,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $134,000 | 5,077 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $179,000 | 4,607 |
| Total noninterest expense | $1,820,000 | 5,979 |
| Salaries and employee benefits | $1,094,000 | 5,704 |
| Premises and equipment expense | $188,000 | 6,100 |
| Additional noninterest expense | $538,000 | 6,167 |
| Pre-tax net operating income | $1,095,000 | 3,544 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $263,000 | 2,646 |
| Income before extraordinary items | $851,000 | 3,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,847 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $851,000 | 3,846 |
| Net charge-offs | $42,000 | 5,564 |
| Cash dividends | $225,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $836,560 | 3,752 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,615 |
| Total interest expense | $466,000 | 5,572 |
| Net interest income | $2,029,000 | 5,519 |
| Provision for loan and lease losses | $95,000 | 4,994 |
| Total noninterest income | $211,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $111,000 | 4,959 |
| Total noninterest expense | $1,311,000 | 6,084 |
| Salaries and employee benefits | $762,000 | 5,857 |
| Premises and equipment expense | $135,000 | 6,211 |
| Additional noninterest expense | $414,000 | 6,159 |
| Pre-tax net operating income | $834,000 | 3,637 |
| Securities gains (losses) | $19,000 | 2,840 |
| Applicable income taxes | $341,000 | 2,130 |
| Income before extraordinary items | $512,000 | 4,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 4,273 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $512,000 | 4,273 |
| Net charge-offs | $80,000 | 4,630 |
| Cash dividends | $225,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $499,840 | 4,180 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 5,665 |
| Total interest expense | $325,000 | 5,587 |
| Net interest income | $1,337,000 | 5,581 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $125,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $63,000 | 5,201 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $878,000 | 6,140 |
| Salaries and employee benefits | $507,000 | 5,908 |
| Premises and equipment expense | $83,000 | 6,377 |
| Additional noninterest expense | $288,000 | 6,184 |
| Pre-tax net operating income | $519,000 | 3,746 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $227,000 | 2,087 |
| Income before extraordinary items | $301,000 | 4,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $301,000 | 4,441 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $301,000 | 4,443 |
| Net charge-offs | $78,000 | 4,078 |
| Cash dividends | $225,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $295,240 | 4,400 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 5,674 |
| Total interest expense | $171,000 | 5,576 |
| Net interest income | $667,000 | 5,602 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $72,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $435,000 | 6,196 |
| Salaries and employee benefits | $252,000 | 5,958 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $143,000 | 6,224 |
| Pre-tax net operating income | $259,000 | 3,771 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $114,000 | 2,047 |
| Income before extraordinary items | $139,000 | 4,571 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $139,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 4,571 |
| Net charge-offs | $84,000 | 2,913 |
| Cash dividends | $225,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $142,840 | 4,483 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 5,627 |
| Total interest expense | $894,000 | 5,472 |
| Net interest income | $2,747,000 | 5,564 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $389,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $213,000 | 4,497 |
| Total noninterest expense | $1,660,000 | 6,345 |
| Salaries and employee benefits | $1,004,000 | 6,017 |
| Premises and equipment expense | $178,000 | 6,385 |
| Additional noninterest expense | $478,000 | 6,589 |
| Pre-tax net operating income | $1,281,000 | 2,976 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $527,000 | 1,830 |
| Income before extraordinary items | $762,000 | 3,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 3,694 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $762,000 | 3,696 |
| Net charge-offs | $127,000 | 5,215 |
| Cash dividends | $725,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $756,880 | 3,573 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 5,706 |
| Total interest expense | $697,000 | 5,542 |
| Net interest income | $2,070,000 | 5,630 |
| Provision for loan and lease losses | $130,000 | 5,437 |
| Total noninterest income | $319,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $171,000 | 4,445 |
| Total noninterest expense | $1,229,000 | 6,424 |
| Salaries and employee benefits | $741,000 | 6,104 |
| Premises and equipment expense | $129,000 | 6,532 |
| Additional noninterest expense | $359,000 | 6,635 |
| Pre-tax net operating income | $1,030,000 | 3,030 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $310,000 | 2,111 |
| Income before extraordinary items | $728,000 | 3,451 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $728,000 | 3,449 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $728,000 | 3,451 |
| Net charge-offs | $14,000 | 6,146 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $722,400 | 3,330 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 5,724 |
| Total interest expense | $481,000 | 5,567 |
| Net interest income | $1,380,000 | 5,658 |
| Provision for loan and lease losses | $85,000 | 5,336 |
| Total noninterest income | $188,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $107,000 | 4,369 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $81,000 | 4,969 |
| Total noninterest expense | $824,000 | 6,456 |
| Salaries and employee benefits | $494,000 | 6,144 |
| Premises and equipment expense | $83,000 | 6,614 |
| Additional noninterest expense | $247,000 | 6,621 |
| Pre-tax net operating income | $659,000 | 3,146 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $202,000 | 2,116 |
| Income before extraordinary items | $457,000 | 3,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $457,000 | 3,557 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $457,000 | 3,559 |
| Net charge-offs | $15,000 | 5,638 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $457,000 | 3,449 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,761 |
| Total interest expense | $252,000 | 5,584 |
| Net interest income | $690,000 | 5,693 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $88,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $406,000 | 6,567 |
| Salaries and employee benefits | $247,000 | 6,221 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $119,000 | 6,741 |
| Pre-tax net operating income | $327,000 | 3,222 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $94,000 | 2,181 |
| Income before extraordinary items | $233,000 | 3,614 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $233,000 | 3,611 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $233,000 | 3,613 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $233,000 | 3,485 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 5,793 |
| Total interest expense | $1,246,000 | 5,581 |
| Net interest income | $2,622,000 | 5,713 |
| Provision for loan and lease losses | $113,000 | 6,323 |
| Total noninterest income | $376,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $223,000 | 4,440 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $153,000 | 5,063 |
| Total noninterest expense | $1,648,000 | 6,614 |
| Salaries and employee benefits | $954,000 | 6,337 |
| Premises and equipment expense | $211,000 | 6,398 |
| Additional noninterest expense | $483,000 | 6,836 |
| Pre-tax net operating income | $1,237,000 | 2,661 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $432,000 | 1,686 |
| Income before extraordinary items | $805,000 | 3,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $805,000 | 3,143 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $805,000 | 3,143 |
| Net charge-offs | $99,000 | 5,703 |
| Cash dividends | $260,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $805,000 | 3,066 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 5,856 |
| Total interest expense | $961,000 | 5,655 |
| Net interest income | $1,941,000 | 5,775 |
| Provision for loan and lease losses | $48,000 | 6,561 |
| Total noninterest income | $270,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $163,000 | 4,517 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $107,000 | 5,290 |
| Total noninterest expense | $1,212,000 | 6,681 |
| Salaries and employee benefits | $709,000 | 6,401 |
| Premises and equipment expense | $133,000 | 6,726 |
| Additional noninterest expense | $370,000 | 6,832 |
| Pre-tax net operating income | $951,000 | 2,820 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $290,000 | 1,951 |
| Income before extraordinary items | $661,000 | 3,220 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $661,000 | 3,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $661,000 | 3,220 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $260,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $661,000 | 3,134 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 5,924 |
| Total interest expense | $654,000 | 5,722 |
| Net interest income | $1,276,000 | 5,824 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $194,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $105,000 | 4,568 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $89,000 | 5,002 |
| Total noninterest expense | $807,000 | 6,746 |
| Salaries and employee benefits | $474,000 | 6,451 |
| Premises and equipment expense | $88,000 | 6,804 |
| Additional noninterest expense | $245,000 | 6,882 |
| Pre-tax net operating income | $633,000 | 2,925 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $188,000 | 2,026 |
| Income before extraordinary items | $445,000 | 3,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 3,302 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $445,000 | 3,305 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $260,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $445,000 | 3,197 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,975 |
| Total interest expense | $336,000 | 5,774 |
| Net interest income | $624,000 | 5,894 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $92,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $381,000 | 6,837 |
| Salaries and employee benefits | $240,000 | 6,480 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $97,000 | 7,134 |
| Pre-tax net operating income | $320,000 | 3,233 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $233,000 | 3,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 3,588 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $233,000 | 3,589 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $130,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $233,000 | 3,447 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 6,019 |
| Total interest expense | $1,623,000 | 5,803 |
| Net interest income | $2,358,000 | 6,034 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $363,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $209,000 | 4,710 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $154,000 | 5,267 |
| Total noninterest expense | $1,506,000 | 6,858 |
| Salaries and employee benefits | $926,000 | 6,591 |
| Premises and equipment expense | $190,000 | 6,766 |
| Additional noninterest expense | $390,000 | 7,080 |
| Pre-tax net operating income | $1,155,000 | 3,490 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $382,000 | 2,131 |
| Income before extraordinary items | $773,000 | 3,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $773,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $773,000 | 3,891 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 6,080 |
| Total interest expense | $1,254,000 | 5,854 |
| Net interest income | $1,750,000 | 6,112 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $262,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $156,000 | 4,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 5,543 |
| Total noninterest expense | $1,100,000 | 6,925 |
| Salaries and employee benefits | $690,000 | 6,629 |
| Premises and equipment expense | $131,000 | 6,942 |
| Additional noninterest expense | $279,000 | 7,157 |
| Pre-tax net operating income | $870,000 | 3,942 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $278,000 | 2,552 |
| Income before extraordinary items | $592,000 | 4,153 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $592,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $592,000 | 4,309 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,136 |
| Total interest expense | $863,000 | 5,926 |
| Net interest income | $1,142,000 | 6,173 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $173,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $100,000 | 4,835 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $717,000 | 7,021 |
| Salaries and employee benefits | $461,000 | 6,673 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $177,000 | 7,255 |
| Pre-tax net operating income | $571,000 | 4,126 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $185,000 | 2,778 |
| Income before extraordinary items | $386,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $386,000 | 4,488 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 6,193 |
| Total interest expense | $452,000 | 5,987 |
| Net interest income | $560,000 | 6,258 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $360,000 | 7,037 |
| Salaries and employee benefits | $232,000 | 6,686 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $271,000 | 4,375 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $92,000 | 2,892 |
| Income before extraordinary items | $179,000 | 4,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $179,000 | 4,781 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 6,239 |
| Total interest expense | $1,808,000 | 6,044 |
| Net interest income | $2,163,000 | 6,332 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $345,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $222,000 | 4,695 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $123,000 | 5,900 |
| Total noninterest expense | $1,470,000 | 6,963 |
| Salaries and employee benefits | $887,000 | 6,745 |
| Premises and equipment expense | $211,000 | 6,619 |
| Additional noninterest expense | $372,000 | 7,183 |
| Pre-tax net operating income | $1,002,000 | 4,745 |
| Securities gains (losses) | $-21,000 | 7,772 |
| Applicable income taxes | $339,000 | 3,220 |
| Income before extraordinary items | $642,000 | 5,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $642,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $655,650 | 5,170 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,304 |
| Total interest expense | $1,334,000 | 6,115 |
| Net interest income | $1,605,000 | 6,387 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $250,000 | 5,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 4,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 6,067 |
| Total noninterest expense | $1,081,000 | 6,996 |
| Salaries and employee benefits | $660,000 | 6,724 |
| Premises and equipment expense | $149,000 | 6,738 |
| Additional noninterest expense | $272,000 | 7,215 |
| Pre-tax net operating income | $738,000 | 5,015 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $245,000 | 3,447 |
| Income before extraordinary items | $472,000 | 5,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $472,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $90,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $485,860 | 5,430 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 6,381 |
| Total interest expense | $871,000 | 6,193 |
| Net interest income | $1,054,000 | 6,465 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $156,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $50,000 | 6,275 |
| Total noninterest expense | $707,000 | 7,083 |
| Salaries and employee benefits | $441,000 | 6,776 |
| Premises and equipment expense | $100,000 | 6,767 |
| Additional noninterest expense | $166,000 | 7,393 |
| Pre-tax net operating income | $479,000 | 5,129 |
| Securities gains (losses) | $-16,000 | 8,093 |
| Applicable income taxes | $164,000 | 3,526 |
| Income before extraordinary items | $299,000 | 5,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $299,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $90,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $309,400 | 5,567 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 6,425 |
| Total interest expense | $422,000 | 6,271 |
| Net interest income | $529,000 | 6,488 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $356,000 | 7,095 |
| Salaries and employee benefits | $221,000 | 6,817 |
| Premises and equipment expense | $51,000 | 6,759 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $226,000 | 5,256 |
| Securities gains (losses) | $-16,000 | 8,337 |
| Applicable income taxes | $84,000 | 3,516 |
| Income before extraordinary items | $126,000 | 5,995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $126,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $90,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $136,240 | 5,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 6,323 |
| Total interest expense | $1,475,000 | 6,153 |
| Net interest income | $2,186,000 | 6,356 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $304,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $174,000 | 5,248 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 5,885 |
| Total noninterest expense | $1,465,000 | 6,967 |
| Salaries and employee benefits | $863,000 | 6,768 |
| Premises and equipment expense | $238,000 | 6,334 |
| Additional noninterest expense | $364,000 | 7,238 |
| Pre-tax net operating income | $977,000 | 5,256 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $339,000 | 3,632 |
| Income before extraordinary items | $638,000 | 5,685 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $638,000 | 5,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $85,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $638,000 | 5,671 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 6,372 |
| Total interest expense | $1,065,000 | 6,186 |
| Net interest income | $1,647,000 | 6,399 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $227,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $131,000 | 5,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $1,054,000 | 7,048 |
| Salaries and employee benefits | $655,000 | 6,731 |
| Premises and equipment expense | $142,000 | 6,865 |
| Additional noninterest expense | $257,000 | 7,367 |
| Pre-tax net operating income | $784,000 | 5,263 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $278,000 | 3,685 |
| Income before extraordinary items | $506,000 | 5,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $506,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $85,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $506,000 | 5,728 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 6,419 |
| Total interest expense | $676,000 | 6,210 |
| Net interest income | $1,097,000 | 6,437 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $153,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $686,000 | 7,142 |
| Salaries and employee benefits | $429,000 | 6,808 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $163,000 | 7,480 |
| Pre-tax net operating income | $540,000 | 5,236 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $354,000 | 5,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $354,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $354,000 | 5,660 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,423 |
| Total interest expense | $322,000 | 6,236 |
| Net interest income | $552,000 | 6,435 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $338,000 | 7,190 |
| Salaries and employee benefits | $214,000 | 6,824 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $179,000 | 5,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $85,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $179,000 | 5,567 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 6,329 |
| Total interest expense | $1,051,000 | 6,156 |
| Net interest income | $2,276,000 | 6,291 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $277,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $164,000 | 5,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $113,000 | 6,210 |
| Total noninterest expense | $1,423,000 | 7,020 |
| Salaries and employee benefits | $833,000 | 6,826 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $356,000 | 7,321 |
| Pre-tax net operating income | $1,082,000 | 5,154 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $362,000 | 3,860 |
| Income before extraordinary items | $705,000 | 5,653 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $705,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $80,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $714,900 | 5,597 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,372 |
| Total interest expense | $747,000 | 6,188 |
| Net interest income | $1,699,000 | 6,337 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $212,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,169 |
| Total noninterest expense | $1,028,000 | 7,104 |
| Salaries and employee benefits | $623,000 | 6,825 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $255,000 | 7,408 |
| Pre-tax net operating income | $847,000 | 5,188 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $274,000 | 3,946 |
| Income before extraordinary items | $558,000 | 5,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $80,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $568,050 | 5,558 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 6,359 |
| Total interest expense | $470,000 | 6,194 |
| Net interest income | $1,136,000 | 6,334 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $135,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $660,000 | 7,195 |
| Salaries and employee benefits | $415,000 | 6,828 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $156,000 | 7,550 |
| Pre-tax net operating income | $587,000 | 5,061 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $182,000 | 3,953 |
| Income before extraordinary items | $390,000 | 5,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $400,200 | 5,404 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,456 |
| Total interest expense | $221,000 | 6,290 |
| Net interest income | $558,000 | 6,418 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $38,000 | 866 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $320,000 | 7,319 |
| Salaries and employee benefits | $208,000 | 6,886 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $291,000 | 5,074 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $91,000 | 3,922 |
| Income before extraordinary items | $200,000 | 5,423 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $200,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $200,000 | 5,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 6,395 |
| Total interest expense | $806,000 | 6,240 |
| Net interest income | $2,217,000 | 6,351 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $262,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $151,000 | 5,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $1,367,000 | 7,146 |
| Salaries and employee benefits | $814,000 | 6,874 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $363,000 | 7,334 |
| Pre-tax net operating income | $1,064,000 | 5,080 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $354,000 | 3,916 |
| Income before extraordinary items | $700,000 | 5,586 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $700,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $80,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $706,600 | 5,486 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 6,448 |
| Total interest expense | $596,000 | 6,271 |
| Net interest income | $1,640,000 | 6,399 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 6,209 |
| Total noninterest expense | $975,000 | 7,220 |
| Salaries and employee benefits | $599,000 | 6,908 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $246,000 | 7,532 |
| Pre-tax net operating income | $826,000 | 5,104 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $252,000 | 4,073 |
| Income before extraordinary items | $563,000 | 5,526 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $563,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $570,590 | 5,424 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,558 |
| Total interest expense | $392,000 | 6,339 |
| Net interest income | $1,064,000 | 6,496 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $130,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $76,000 | 5,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 6,302 |
| Total noninterest expense | $627,000 | 7,361 |
| Salaries and employee benefits | $400,000 | 6,946 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $543,000 | 5,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $164,000 | 4,105 |
| Income before extraordinary items | $379,000 | 5,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $379,000 | 5,365 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,617 |
| Total interest expense | $197,000 | 6,391 |
| Net interest income | $524,000 | 6,555 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $303,000 | 7,480 |
| Salaries and employee benefits | $200,000 | 6,988 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $272,000 | 5,061 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $76,000 | 4,215 |
| Income before extraordinary items | $196,000 | 5,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $196,000 | 5,264 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 6,591 |
| Total interest expense | $896,000 | 6,425 |
| Net interest income | $2,044,000 | 6,536 |
| Provision for loan and lease losses | $44,000 | 6,457 |
| Total noninterest income | $284,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $1,290,000 | 7,288 |
| Salaries and employee benefits | $778,000 | 6,994 |
| Premises and equipment expense | $170,000 | 7,137 |
| Additional noninterest expense | $342,000 | 7,501 |
| Pre-tax net operating income | $994,000 | 5,194 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $357,000 | 4,003 |
| Income before extraordinary items | $637,000 | 5,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $637,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,000 | 5,650 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 6,653 |
| Total interest expense | $690,000 | 6,501 |
| Net interest income | $1,523,000 | 6,592 |
| Provision for loan and lease losses | $32,000 | 6,346 |
| Total noninterest income | $224,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $110,000 | 5,945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 5,828 |
| Total noninterest expense | $919,000 | 7,412 |
| Salaries and employee benefits | $570,000 | 7,046 |
| Premises and equipment expense | $119,000 | 7,291 |
| Additional noninterest expense | $230,000 | 7,729 |
| Pre-tax net operating income | $796,000 | 5,142 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $271,000 | 4,111 |
| Income before extraordinary items | $525,000 | 5,714 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $525,000 | 5,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $525,000 | 5,535 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 6,700 |
| Total interest expense | $475,000 | 6,532 |
| Net interest income | $1,009,000 | 6,618 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $143,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $600,000 | 7,481 |
| Salaries and employee benefits | $377,000 | 7,100 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $531,000 | 5,163 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $181,000 | 4,161 |
| Income before extraordinary items | $350,000 | 5,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $350,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $350,000 | 5,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,689 |
| Total interest expense | $246,000 | 6,539 |
| Net interest income | $505,000 | 6,617 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $289,000 | 7,601 |
| Salaries and employee benefits | $184,000 | 7,172 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $63,000 | 8,130 |
| Pre-tax net operating income | $274,000 | 5,028 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $184,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $184,000 | 5,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 6,655 |
| Total interest expense | $1,186,000 | 6,467 |
| Net interest income | $2,004,000 | 6,627 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $241,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $113,000 | 6,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,935 |
| Total noninterest expense | $1,217,000 | 7,430 |
| Salaries and employee benefits | $724,000 | 7,185 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $299,000 | 7,811 |
| Pre-tax net operating income | $992,000 | 5,227 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $367,000 | 4,063 |
| Income before extraordinary items | $625,000 | 5,864 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $625,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $625,000 | 5,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 6,817 |
| Total interest expense | $1,560,000 | 6,869 |
| Net interest income | $1,873,000 | 6,653 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $214,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $115,000 | 6,317 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $1,163,000 | 7,548 |
| Salaries and employee benefits | $678,000 | 7,295 |
| Premises and equipment expense | $180,000 | 7,067 |
| Additional noninterest expense | $305,000 | 7,814 |
| Pre-tax net operating income | $891,000 | 5,216 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $339,000 | 4,044 |
| Income before extraordinary items | $552,000 | 5,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $552,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $552,000 | 5,719 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 7,112 |
| Total interest expense | $1,498,000 | 7,169 |
| Net interest income | $1,802,000 | 6,922 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $180,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $1,099,000 | 7,744 |
| Salaries and employee benefits | $649,000 | 7,436 |
| Premises and equipment expense | $134,000 | 7,850 |
| Additional noninterest expense | $316,000 | 7,819 |
| Pre-tax net operating income | $855,000 | 5,682 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $326,000 | 4,411 |
| Income before extraordinary items | $523,000 | 6,198 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $523,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $526,840 | 6,193 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 7,218 |
| Total interest expense | $1,399,000 | 7,193 |
| Net interest income | $1,732,000 | 7,143 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $216,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $1,117,000 | 7,802 |
| Salaries and employee benefits | $655,000 | 7,460 |
| Premises and equipment expense | $144,000 | 7,771 |
| Additional noninterest expense | $318,000 | 7,979 |
| Pre-tax net operating income | $798,000 | 5,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $519,000 | 6,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $519,000 | 6,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $519,000 | 6,288 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 7,561 |
| Total interest expense | $1,366,000 | 7,506 |
| Net interest income | $1,610,000 | 7,450 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $1,014,000 | 8,073 |
| Salaries and employee benefits | $594,000 | 7,788 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $273,000 | 8,378 |
| Pre-tax net operating income | $763,000 | 6,245 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $293,000 | 5,232 |
| Income before extraordinary items | $470,000 | 6,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $470,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $470,000 | 6,680 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 8,042 |
| Total interest expense | $1,231,000 | 8,034 |
| Net interest income | $1,538,000 | 7,894 |
| Provision for loan and lease losses | $29,000 | 7,498 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $930,000 | 8,581 |
| Salaries and employee benefits | $542,000 | 8,315 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $260,000 | 8,735 |
| Pre-tax net operating income | $739,000 | 6,832 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $308,000 | 5,651 |
| Income before extraordinary items | $431,000 | 7,427 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $431,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $431,000 | 7,384 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 8,612 |
| Total interest expense | $1,167,000 | 8,478 |
| Net interest income | $1,399,000 | 8,517 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $853,000 | 9,223 |
| Salaries and employee benefits | $497,000 | 8,913 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $240,000 | 9,502 |
| Pre-tax net operating income | $659,000 | 7,115 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $245,000 | 6,513 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $414,000 | 7,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 9,148 |
| Total interest expense | $1,129,000 | 8,812 |
| Net interest income | $1,247,000 | 9,210 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $840,000 | 9,599 |
| Salaries and employee benefits | $478,000 | 9,299 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $254,000 | 9,779 |
| Pre-tax net operating income | $505,000 | 8,404 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $179,000 | 7,787 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $324,200 | 8,678 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 9,390 |
| Total interest expense | $945,000 | 8,928 |
| Net interest income | $1,277,000 | 9,527 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $846,000 | 10,019 |
| Salaries and employee benefits | $468,000 | 9,681 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $272,000 | 10,279 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $335,000 | 8,772 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $335,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,354 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $339,140 | 8,801 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 9,754 |
| Total interest expense | $980,000 | 9,204 |
| Net interest income | $1,236,000 | 9,945 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $814,000 | 10,593 |
| Salaries and employee benefits | $455,000 | 10,093 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $263,000 | 10,913 |
| Pre-tax net operating income | $492,000 | 8,711 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $309,000 | 9,379 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $309,000 | 9,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $308,360 | 9,120 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 10,107 |
| Total interest expense | $1,194,000 | 9,627 |
| Net interest income | $1,197,000 | 10,334 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $758,000 | 11,217 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $254,000 | 11,476 |
| Pre-tax net operating income | $489,000 | 8,484 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $328,000 | 8,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $328,000 | 9,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $325,320 | 8,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.