Home > State Bank of Prairie du Rocher > Income and Expense
State Bank of Prairie du Rocher, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 5,830 |
| Total interest expense | $574,000 | 4,331 |
| Net interest income | $1,384,000 | 6,090 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $356,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $204,000 | 3,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,619 |
| Total noninterest expense | $1,208,000 | 6,041 |
| Salaries and employee benefits | $733,000 | 5,786 |
| Premises and equipment expense | $239,000 | 4,892 |
| Additional noninterest expense | $236,000 | 6,666 |
| Pre-tax net operating income | $521,000 | 4,670 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $521,000 | 4,600 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $521,000 | 4,599 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $521,000 | 4,598 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $762,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $521,000 | 4,413 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 5,883 |
| Total interest expense | $387,000 | 4,408 |
| Net interest income | $909,000 | 6,151 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $227,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 4,661 |
| Total noninterest expense | $813,000 | 6,071 |
| Salaries and employee benefits | $496,000 | 5,808 |
| Premises and equipment expense | $158,000 | 4,931 |
| Additional noninterest expense | $159,000 | 6,711 |
| Pre-tax net operating income | $317,000 | 4,769 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $317,000 | 4,728 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $317,000 | 4,731 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $317,000 | 4,731 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $130,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $317,000 | 4,539 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 5,943 |
| Total interest expense | $192,000 | 4,540 |
| Net interest income | $453,000 | 6,205 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $438,000 | 6,003 |
| Salaries and employee benefits | $269,000 | 5,692 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $88,000 | 6,651 |
| Pre-tax net operating income | $126,000 | 5,147 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $126,000 | 5,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $126,000 | 5,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $126,000 | 5,097 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $14,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $126,000 | 4,946 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 6,006 |
| Total interest expense | $796,000 | 4,929 |
| Net interest income | $1,829,000 | 6,233 |
| Provision for loan and lease losses | $-2,000 | 7,203 |
| Total noninterest income | $471,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $287,000 | 3,676 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $184,000 | 4,576 |
| Total noninterest expense | $1,587,000 | 6,221 |
| Salaries and employee benefits | $961,000 | 5,942 |
| Premises and equipment expense | $302,000 | 5,218 |
| Additional noninterest expense | $324,000 | 6,783 |
| Pre-tax net operating income | $715,000 | 4,255 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $715,000 | 4,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 4,132 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $715,000 | 4,131 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $365,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $715,000 | 3,993 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 6,058 |
| Total interest expense | $603,000 | 5,033 |
| Net interest income | $1,373,000 | 6,289 |
| Provision for loan and lease losses | $2,000 | 6,362 |
| Total noninterest income | $355,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $214,000 | 3,709 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $141,000 | 4,613 |
| Total noninterest expense | $1,147,000 | 6,319 |
| Salaries and employee benefits | $684,000 | 6,056 |
| Premises and equipment expense | $222,000 | 5,310 |
| Additional noninterest expense | $241,000 | 6,838 |
| Pre-tax net operating income | $579,000 | 4,276 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $579,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 4,091 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $579,000 | 4,091 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $311,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $579,000 | 3,971 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 6,108 |
| Total interest expense | $406,000 | 5,111 |
| Net interest income | $915,000 | 6,328 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $230,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $140,000 | 3,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $771,000 | 6,370 |
| Salaries and employee benefits | $459,000 | 6,086 |
| Premises and equipment expense | $143,000 | 5,415 |
| Additional noninterest expense | $169,000 | 6,854 |
| Pre-tax net operating income | $374,000 | 4,303 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $374,000 | 4,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $374,000 | 4,104 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $374,000 | 4,106 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $178,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $374,000 | 4,015 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,162 |
| Total interest expense | $203,000 | 5,217 |
| Net interest income | $450,000 | 6,377 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $107,000 | 4,801 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $374,000 | 6,470 |
| Salaries and employee benefits | $221,000 | 6,205 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $87,000 | 6,882 |
| Pre-tax net operating income | $183,000 | 4,373 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $183,000 | 4,136 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $183,000 | 4,135 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $183,000 | 4,136 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $69,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $183,000 | 4,082 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 6,311 |
| Total interest expense | $848,000 | 5,596 |
| Net interest income | $1,746,000 | 6,472 |
| Provision for loan and lease losses | $13,000 | 6,886 |
| Total noninterest income | $361,000 | 5,116 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $247,000 | 4,029 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 5,286 |
| Total noninterest expense | $1,469,000 | 6,559 |
| Salaries and employee benefits | $944,000 | 6,130 |
| Premises and equipment expense | $281,000 | 5,568 |
| Additional noninterest expense | $244,000 | 7,282 |
| Pre-tax net operating income | $625,000 | 4,095 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $625,000 | 4,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $625,000 | 4,013 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $625,000 | 4,014 |
| Net charge-offs | $7,000 | 6,639 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $625,000 | 3,872 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 6,430 |
| Total interest expense | $638,000 | 5,743 |
| Net interest income | $1,303,000 | 6,576 |
| Provision for loan and lease losses | $13,000 | 6,795 |
| Total noninterest income | $255,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $179,000 | 4,154 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $76,000 | 5,558 |
| Total noninterest expense | $1,026,000 | 6,723 |
| Salaries and employee benefits | $657,000 | 6,324 |
| Premises and equipment expense | $199,000 | 5,744 |
| Additional noninterest expense | $170,000 | 7,406 |
| Pre-tax net operating income | $519,000 | 4,158 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $519,000 | 4,043 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $519,000 | 4,046 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $519,000 | 4,046 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $257,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $519,000 | 3,898 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 6,482 |
| Total interest expense | $423,000 | 5,849 |
| Net interest income | $862,000 | 6,626 |
| Provision for loan and lease losses | $4,000 | 6,793 |
| Total noninterest income | $158,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $105,000 | 4,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $666,000 | 6,817 |
| Salaries and employee benefits | $434,000 | 6,382 |
| Premises and equipment expense | $123,000 | 5,912 |
| Additional noninterest expense | $109,000 | 7,502 |
| Pre-tax net operating income | $350,000 | 4,179 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $350,000 | 4,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $350,000 | 4,016 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $350,000 | 4,017 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $174,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $350,000 | 3,893 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 6,580 |
| Total interest expense | $210,000 | 5,976 |
| Net interest income | $426,000 | 6,707 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $71,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $313,000 | 7,010 |
| Salaries and employee benefits | $192,000 | 6,700 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $56,000 | 7,580 |
| Pre-tax net operating income | $177,000 | 4,289 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $71,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $177,000 | 4,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 6,726 |
| Total interest expense | $856,000 | 6,335 |
| Net interest income | $1,584,000 | 6,798 |
| Provision for loan and lease losses | $39,000 | 6,977 |
| Total noninterest income | $306,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $207,000 | 4,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $99,000 | 5,655 |
| Total noninterest expense | $1,315,000 | 7,024 |
| Salaries and employee benefits | $777,000 | 6,764 |
| Premises and equipment expense | $243,000 | 6,130 |
| Additional noninterest expense | $295,000 | 7,442 |
| Pre-tax net operating income | $536,000 | 3,911 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $536,000 | 3,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $536,000 | 3,769 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $536,000 | 3,770 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $290,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $536,000 | 3,706 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 6,830 |
| Total interest expense | $642,000 | 6,480 |
| Net interest income | $1,171,000 | 6,865 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $232,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $157,000 | 4,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $75,000 | 5,778 |
| Total noninterest expense | $946,000 | 7,121 |
| Salaries and employee benefits | $549,000 | 6,913 |
| Premises and equipment expense | $195,000 | 6,019 |
| Additional noninterest expense | $202,000 | 7,577 |
| Pre-tax net operating income | $417,000 | 4,138 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $417,000 | 3,986 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $417,000 | 3,982 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $417,000 | 3,985 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $237,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $417,000 | 3,887 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 6,946 |
| Total interest expense | $422,000 | 6,608 |
| Net interest income | $757,000 | 6,963 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $155,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $604,000 | 7,234 |
| Salaries and employee benefits | $364,000 | 6,999 |
| Premises and equipment expense | $124,000 | 6,186 |
| Additional noninterest expense | $116,000 | 7,765 |
| Pre-tax net operating income | $278,000 | 4,234 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $278,000 | 4,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,082 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $278,000 | 4,082 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $178,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $278,000 | 3,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,027 |
| Total interest expense | $210,000 | 6,720 |
| Net interest income | $367,000 | 7,033 |
| Provision for loan and lease losses | $17,000 | 5,998 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $292,000 | 7,311 |
| Salaries and employee benefits | $176,000 | 7,107 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $126,000 | 4,746 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $126,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 4,628 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $126,000 | 4,627 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $62,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 4,456 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 7,086 |
| Total interest expense | $1,030,000 | 6,729 |
| Net interest income | $1,335,000 | 7,207 |
| Provision for loan and lease losses | $7,000 | 7,219 |
| Total noninterest income | $248,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 4,852 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $54,000 | 6,692 |
| Total noninterest expense | $1,266,000 | 7,194 |
| Salaries and employee benefits | $777,000 | 6,969 |
| Premises and equipment expense | $258,000 | 6,173 |
| Additional noninterest expense | $231,000 | 7,742 |
| Pre-tax net operating income | $310,000 | 5,411 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $310,000 | 5,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $161,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $310,000 | 5,232 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 7,153 |
| Total interest expense | $792,000 | 6,796 |
| Net interest income | $992,000 | 7,274 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $174,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $141,000 | 4,947 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $916,000 | 7,244 |
| Salaries and employee benefits | $571,000 | 7,005 |
| Premises and equipment expense | $192,000 | 6,204 |
| Additional noninterest expense | $153,000 | 7,900 |
| Pre-tax net operating income | $247,000 | 5,852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $247,000 | 5,460 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $247,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $126,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $247,000 | 5,635 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,209 |
| Total interest expense | $537,000 | 6,900 |
| Net interest income | $660,000 | 7,308 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $111,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $93,000 | 4,964 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $605,000 | 7,317 |
| Salaries and employee benefits | $390,000 | 7,015 |
| Premises and equipment expense | $130,000 | 6,201 |
| Additional noninterest expense | $85,000 | 8,099 |
| Pre-tax net operating income | $166,000 | 6,027 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $166,000 | 5,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $82,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $166,000 | 5,802 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,310 |
| Total interest expense | $273,000 | 7,007 |
| Net interest income | $313,000 | 7,436 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $308,000 | 7,330 |
| Salaries and employee benefits | $198,000 | 7,026 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $56,000 | 6,536 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $56,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $13,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $56,000 | 6,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 7,202 |
| Total interest expense | $1,154,000 | 6,930 |
| Net interest income | $1,356,000 | 7,314 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $220,000 | 6,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $184,000 | 5,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $1,185,000 | 7,385 |
| Salaries and employee benefits | $748,000 | 7,126 |
| Premises and equipment expense | $272,000 | 6,013 |
| Additional noninterest expense | $165,000 | 8,185 |
| Pre-tax net operating income | $389,000 | 6,298 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $389,000 | 6,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $389,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $191,000 | 4,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $389,000 | 6,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,228 |
| Total interest expense | $878,000 | 6,947 |
| Net interest income | $1,022,000 | 7,346 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $160,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $848,000 | 7,444 |
| Salaries and employee benefits | $550,000 | 7,131 |
| Premises and equipment expense | $186,000 | 6,262 |
| Additional noninterest expense | $112,000 | 8,253 |
| Pre-tax net operating income | $331,000 | 6,442 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $331,000 | 6,155 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $331,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $141,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $331,000 | 6,141 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 7,277 |
| Total interest expense | $585,000 | 6,965 |
| Net interest income | $669,000 | 7,441 |
| Provision for loan and lease losses | $-2,000 | 8,317 |
| Total noninterest income | $105,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $87,000 | 5,207 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $565,000 | 7,491 |
| Salaries and employee benefits | $358,000 | 7,229 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $80,000 | 8,238 |
| Pre-tax net operating income | $211,000 | 6,567 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $211,000 | 6,296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $73,000 | 4,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $211,000 | 6,292 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,340 |
| Total interest expense | $286,000 | 7,016 |
| Net interest income | $330,000 | 7,500 |
| Provision for loan and lease losses | $-2,000 | 8,388 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $292,000 | 7,477 |
| Salaries and employee benefits | $195,000 | 7,107 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $34,000 | 8,389 |
| Pre-tax net operating income | $83,000 | 6,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $83,000 | 6,659 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $83,000 | 6,651 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 7,303 |
| Total interest expense | $992,000 | 6,961 |
| Net interest income | $1,299,000 | 7,445 |
| Provision for loan and lease losses | $-66,000 | 8,427 |
| Total noninterest income | $163,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $136,000 | 5,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,102,000 | 7,546 |
| Salaries and employee benefits | $701,000 | 7,271 |
| Premises and equipment expense | $243,000 | 6,281 |
| Additional noninterest expense | $158,000 | 8,324 |
| Pre-tax net operating income | $426,000 | 6,707 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $426,000 | 6,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $426,000 | 6,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $126,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $426,000 | 6,419 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 7,377 |
| Total interest expense | $712,000 | 7,031 |
| Net interest income | $981,000 | 7,503 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $809,000 | 7,589 |
| Salaries and employee benefits | $518,000 | 7,293 |
| Premises and equipment expense | $181,000 | 6,328 |
| Additional noninterest expense | $110,000 | 8,417 |
| Pre-tax net operating income | $277,000 | 7,113 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $277,000 | 6,829 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $277,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $72,000 | 4,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $277,000 | 6,832 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,421 |
| Total interest expense | $457,000 | 7,039 |
| Net interest income | $655,000 | 7,550 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $531,000 | 7,634 |
| Salaries and employee benefits | $338,000 | 7,377 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $79,000 | 8,388 |
| Pre-tax net operating income | $197,000 | 7,104 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $197,000 | 6,774 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $197,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $58,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $197,000 | 6,786 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,440 |
| Total interest expense | $222,000 | 7,031 |
| Net interest income | $326,000 | 7,577 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $273,000 | 7,619 |
| Salaries and employee benefits | $179,000 | 7,271 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $39,000 | 8,408 |
| Pre-tax net operating income | $84,000 | 7,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $84,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $25,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,000 | 6,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 7,355 |
| Total interest expense | $817,000 | 6,732 |
| Net interest income | $1,287,000 | 7,573 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $136,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $110,000 | 6,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $1,057,000 | 7,649 |
| Salaries and employee benefits | $677,000 | 7,348 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $146,000 | 8,512 |
| Pre-tax net operating income | $351,000 | 7,222 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $106,000 | 5,329 |
| Income before extraordinary items | $245,000 | 7,399 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $245,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $245,000 | 7,373 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 7,371 |
| Total interest expense | $603,000 | 6,703 |
| Net interest income | $972,000 | 7,610 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $98,000 | 7,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 6,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $795,000 | 7,623 |
| Salaries and employee benefits | $509,000 | 7,319 |
| Premises and equipment expense | $177,000 | 6,327 |
| Additional noninterest expense | $109,000 | 8,516 |
| Pre-tax net operating income | $269,000 | 7,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $81,000 | 5,423 |
| Income before extraordinary items | $188,000 | 7,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $188,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $70,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $188,000 | 7,485 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,374 |
| Total interest expense | $396,000 | 6,622 |
| Net interest income | $642,000 | 7,639 |
| Provision for loan and lease losses | $-5,000 | 8,611 |
| Total noninterest income | $63,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $522,000 | 7,659 |
| Salaries and employee benefits | $335,000 | 7,350 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $73,000 | 8,513 |
| Pre-tax net operating income | $188,000 | 7,287 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 5,451 |
| Income before extraordinary items | $134,000 | 7,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $134,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $50,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $134,000 | 7,434 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,413 |
| Total interest expense | $195,000 | 6,604 |
| Net interest income | $322,000 | 7,702 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $281,000 | 7,579 |
| Salaries and employee benefits | $177,000 | 7,286 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $66,000 | 7,690 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $39,000 | 7,945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $39,000 | 7,918 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 7,347 |
| Total interest expense | $763,000 | 6,375 |
| Net interest income | $1,272,000 | 7,651 |
| Provision for loan and lease losses | $21,000 | 6,700 |
| Total noninterest income | $129,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $103,000 | 6,432 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $1,064,000 | 7,686 |
| Salaries and employee benefits | $661,000 | 7,428 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $157,000 | 8,555 |
| Pre-tax net operating income | $316,000 | 7,385 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $97,000 | 5,535 |
| Income before extraordinary items | $219,000 | 7,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $219,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $219,000 | 7,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 7,391 |
| Total interest expense | $568,000 | 6,374 |
| Net interest income | $937,000 | 7,713 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $72,000 | 6,590 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $763,000 | 7,749 |
| Salaries and employee benefits | $497,000 | 7,358 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $117,000 | 8,573 |
| Pre-tax net operating income | $255,000 | 7,444 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $74,000 | 5,656 |
| Income before extraordinary items | $181,000 | 7,589 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $181,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $181,000 | 7,531 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,477 |
| Total interest expense | $377,000 | 6,425 |
| Net interest income | $605,000 | 7,805 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $484,000 | 7,902 |
| Salaries and employee benefits | $325,000 | 7,461 |
| Premises and equipment expense | $87,000 | 7,059 |
| Additional noninterest expense | $72,000 | 8,688 |
| Pre-tax net operating income | $170,000 | 7,417 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $126,000 | 7,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,528 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $126,000 | 7,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $292,000 | 7,895 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $256,000 | 7,831 |
| Salaries and employee benefits | $177,000 | 7,312 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $63,000 | 7,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $33,000 | 8,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,000 | 8,035 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 7,526 |
| Total interest expense | $884,000 | 6,451 |
| Net interest income | $1,125,000 | 7,917 |
| Provision for loan and lease losses | $-62,000 | 9,002 |
| Total noninterest income | $103,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $916,000 | 8,041 |
| Salaries and employee benefits | $602,000 | 7,679 |
| Premises and equipment expense | $171,000 | 7,127 |
| Additional noninterest expense | $143,000 | 8,794 |
| Pre-tax net operating income | $374,000 | 7,143 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $118,000 | 5,544 |
| Income before extraordinary items | $256,000 | 7,493 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $256,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $35,000 | 6,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $256,000 | 7,352 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,600 |
| Total interest expense | $684,000 | 6,521 |
| Net interest income | $834,000 | 8,014 |
| Provision for loan and lease losses | $-9,000 | 9,031 |
| Total noninterest income | $76,000 | 8,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $656,000 | 8,126 |
| Salaries and employee benefits | $433,000 | 7,755 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $103,000 | 8,875 |
| Pre-tax net operating income | $263,000 | 7,373 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $75,000 | 5,865 |
| Income before extraordinary items | $188,000 | 7,663 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $188,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $25,000 | 5,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $188,000 | 7,514 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 7,688 |
| Total interest expense | $472,000 | 6,551 |
| Net interest income | $527,000 | 8,140 |
| Provision for loan and lease losses | $-8,000 | 9,094 |
| Total noninterest income | $49,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $432,000 | 8,182 |
| Salaries and employee benefits | $284,000 | 7,822 |
| Premises and equipment expense | $78,000 | 7,336 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $152,000 | 7,588 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $50,000 | 5,908 |
| Income before extraordinary items | $102,000 | 7,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $102,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $25,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $102,000 | 7,766 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,725 |
| Total interest expense | $238,000 | 6,625 |
| Net interest income | $266,000 | 8,155 |
| Provision for loan and lease losses | $-10,000 | 9,191 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $223,000 | 8,153 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $32,000 | 8,979 |
| Pre-tax net operating income | $77,000 | 7,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $52,000 | 7,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 7,892 |
| Total interest expense | $951,000 | 7,062 |
| Net interest income | $1,011,000 | 8,243 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $75,000 | 8,691 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $819,000 | 8,309 |
| Salaries and employee benefits | $530,000 | 8,008 |
| Premises and equipment expense | $158,000 | 7,336 |
| Additional noninterest expense | $131,000 | 9,000 |
| Pre-tax net operating income | $249,000 | 7,755 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $74,000 | 6,227 |
| Income before extraordinary items | $175,000 | 7,970 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $175,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $55,000 | 5,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $175,000 | 7,852 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 8,428 |
| Total interest expense | $1,033,000 | 7,956 |
| Net interest income | $758,000 | 8,755 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $40,000 | 7,789 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $708,000 | 8,667 |
| Salaries and employee benefits | $444,000 | 8,426 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $114,000 | 9,288 |
| Pre-tax net operating income | $70,000 | 8,464 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $58,000 | 8,570 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $58,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $99,000 | 5,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $58,000 | 8,474 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 8,837 |
| Total interest expense | $902,000 | 8,436 |
| Net interest income | $704,000 | 9,109 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $53,000 | 9,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $645,000 | 8,983 |
| Salaries and employee benefits | $409,000 | 8,701 |
| Premises and equipment expense | $131,000 | 7,898 |
| Additional noninterest expense | $105,000 | 9,597 |
| Pre-tax net operating income | $73,000 | 8,899 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $24,000 | 7,748 |
| Income before extraordinary items | $49,000 | 8,965 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $49,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $49,000 | 8,948 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 9,248 |
| Total interest expense | $741,000 | 8,845 |
| Net interest income | $610,000 | 9,491 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $36,000 | 9,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $442,000 | 9,771 |
| Salaries and employee benefits | $270,000 | 9,625 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $111,000 | 9,843 |
| Pre-tax net operating income | $186,000 | 8,650 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $136,000 | 8,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $136,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $136,000 | 8,701 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 9,516 |
| Total interest expense | $717,000 | 9,161 |
| Net interest income | $594,000 | 9,754 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $351,000 | 10,157 |
| Salaries and employee benefits | $224,000 | 9,996 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $76,000 | 10,283 |
| Pre-tax net operating income | $264,000 | 8,588 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $81,000 | 7,809 |
| Income before extraordinary items | $200,000 | 8,623 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $200,000 | 8,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $78,000 | 6,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $187,930 | 8,635 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 9,981 |
| Total interest expense | $683,000 | 9,585 |
| Net interest income | $574,000 | 10,231 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $47,000 | 10,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $322,000 | 10,658 |
| Salaries and employee benefits | $216,000 | 10,459 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $60,000 | 10,790 |
| Pre-tax net operating income | $273,000 | 9,162 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $83,000 | 8,702 |
| Income before extraordinary items | $190,000 | 9,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $190,000 | 9,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $190,000 | 9,203 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 10,523 |
| Total interest expense | $629,000 | 10,182 |
| Net interest income | $569,000 | 10,736 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $327,000 | 11,158 |
| Salaries and employee benefits | $205,000 | 10,990 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $62,000 | 11,341 |
| Pre-tax net operating income | $269,000 | 9,341 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $72,000 | 9,303 |
| Income before extraordinary items | $197,000 | 9,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $197,000 | 9,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $197,000 | 9,268 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 11,042 |
| Total interest expense | $596,000 | 10,679 |
| Net interest income | $549,000 | 11,274 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $44,000 | 11,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $305,000 | 11,698 |
| Salaries and employee benefits | $182,000 | 11,586 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $75,000 | 11,789 |
| Pre-tax net operating income | $276,000 | 9,933 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $204,000 | 9,883 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $204,000 | 9,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $83,000 | 7,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $204,000 | 9,857 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 11,606 |
| Total interest expense | $530,000 | 10,963 |
| Net interest income | $523,000 | 11,933 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $47,000 | 11,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $313,000 | 12,319 |
| Salaries and employee benefits | $184,000 | 12,177 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $81,000 | 12,426 |
| Pre-tax net operating income | $245,000 | 10,535 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $74,000 | 9,948 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $54,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $172,200 | 10,626 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 12,112 |
| Total interest expense | $587,000 | 11,211 |
| Net interest income | $496,000 | 12,568 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $337,000 | 12,865 |
| Salaries and employee benefits | $184,000 | 12,749 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $95,000 | 12,975 |
| Pre-tax net operating income | $191,000 | 11,123 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $140,000 | 11,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $92,000 | 7,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $137,840 | 11,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 12,488 |
| Total interest expense | $758,000 | 11,535 |
| Net interest income | $497,000 | 13,095 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $36,000 | 13,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $374,000 | 13,288 |
| Salaries and employee benefits | $206,000 | 13,088 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $93,000 | 13,590 |
| Pre-tax net operating income | $-61,000 | 12,879 |
| Securities gains (losses) | $116,000 | 2,773 |
| Applicable income taxes | $12,000 | 12,318 |
| Income before extraordinary items | $43,000 | 12,617 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $43,000 | 12,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,293 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-47,480 | 12,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.