Home > State Bank of Park Rapids > Income and Expense
State Bank of Park Rapids, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 4,776 |
| Total interest expense | $119,000 | 3,952 |
| Net interest income | $719,000 | 4,828 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $130,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 4,181 |
| Total noninterest expense | $659,000 | 4,704 |
| Salaries and employee benefits | $456,000 | 4,182 |
| Premises and equipment expense | $66,000 | 4,813 |
| Additional noninterest expense | $137,000 | 5,406 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $71,000 | 705 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $260,000 | 3,888 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $260,000 | 3,891 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $260,000 | 3,892 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $460,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $189,000 | 4,285 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 4,633 |
| Total interest expense | $531,000 | 3,887 |
| Net interest income | $3,178,000 | 4,686 |
| Provision for loan and lease losses | $-175,000 | 6,105 |
| Total noninterest income | $530,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $259,000 | 3,468 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $271,000 | 4,148 |
| Total noninterest expense | $2,425,000 | 4,942 |
| Salaries and employee benefits | $1,426,000 | 4,755 |
| Premises and equipment expense | $286,000 | 4,760 |
| Additional noninterest expense | $713,000 | 5,122 |
| Pre-tax net operating income | $1,458,000 | 3,537 |
| Securities gains (losses) | $145,000 | 996 |
| Applicable income taxes | $-1,000 | 6,082 |
| Income before extraordinary items | $1,604,000 | 3,127 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,604,000 | 3,127 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,604,000 | 3,128 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $590,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,459,000 | 3,232 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 4,654 |
| Total interest expense | $401,000 | 3,936 |
| Net interest income | $2,416,000 | 4,711 |
| Provision for loan and lease losses | $-175,000 | 6,256 |
| Total noninterest income | $403,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $197,000 | 3,489 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $206,000 | 4,169 |
| Total noninterest expense | $1,836,000 | 4,960 |
| Salaries and employee benefits | $1,061,000 | 4,795 |
| Premises and equipment expense | $213,000 | 4,830 |
| Additional noninterest expense | $562,000 | 5,072 |
| Pre-tax net operating income | $1,158,000 | 3,510 |
| Securities gains (losses) | $50,000 | 1,449 |
| Applicable income taxes | $-1,000 | 6,242 |
| Income before extraordinary items | $1,209,000 | 3,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,209,000 | 3,130 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,209,000 | 3,131 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $590,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,159,000 | 3,172 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 4,646 |
| Total interest expense | $271,000 | 3,956 |
| Net interest income | $1,621,000 | 4,703 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $223,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $95,000 | 4,625 |
| Total noninterest expense | $1,285,000 | 4,905 |
| Salaries and employee benefits | $751,000 | 4,692 |
| Premises and equipment expense | $147,000 | 4,790 |
| Additional noninterest expense | $387,000 | 5,035 |
| Pre-tax net operating income | $559,000 | 3,987 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $-1,000 | 6,325 |
| Income before extraordinary items | $599,000 | 3,638 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $599,000 | 3,643 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $599,000 | 3,644 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $453,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $560,000 | 3,683 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 4,677 |
| Total interest expense | $133,000 | 4,048 |
| Net interest income | $817,000 | 4,722 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $126,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $715,000 | 4,691 |
| Salaries and employee benefits | $429,000 | 4,413 |
| Premises and equipment expense | $76,000 | 4,787 |
| Additional noninterest expense | $210,000 | 4,891 |
| Pre-tax net operating income | $228,000 | 4,254 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $-1,000 | 6,366 |
| Income before extraordinary items | $253,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,836 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $253,000 | 3,836 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $229,000 | 3,984 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 4,846 |
| Total interest expense | $552,000 | 4,255 |
| Net interest income | $3,091,000 | 4,867 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $333,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $218,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,244 |
| Total noninterest expense | $2,489,000 | 5,047 |
| Salaries and employee benefits | $1,357,000 | 5,007 |
| Premises and equipment expense | $276,000 | 5,016 |
| Additional noninterest expense | $856,000 | 4,925 |
| Pre-tax net operating income | $935,000 | 4,176 |
| Securities gains (losses) | $87,000 | 1,426 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $1,021,000 | 3,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,021,000 | 3,853 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,021,000 | 3,854 |
| Net charge-offs | $170,000 | 3,200 |
| Cash dividends | $337,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $934,000 | 3,969 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 4,936 |
| Total interest expense | $415,000 | 4,335 |
| Net interest income | $2,266,000 | 4,959 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $216,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $163,000 | 3,998 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $53,000 | 5,733 |
| Total noninterest expense | $1,853,000 | 5,091 |
| Salaries and employee benefits | $1,004,000 | 5,064 |
| Premises and equipment expense | $205,000 | 5,079 |
| Additional noninterest expense | $644,000 | 4,927 |
| Pre-tax net operating income | $629,000 | 4,431 |
| Securities gains (losses) | $88,000 | 1,306 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $716,000 | 4,026 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $716,000 | 4,028 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $716,000 | 4,029 |
| Net charge-offs | $198,000 | 2,573 |
| Cash dividends | $337,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $628,000 | 4,165 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 5,024 |
| Total interest expense | $277,000 | 4,388 |
| Net interest income | $1,455,000 | 5,055 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $126,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $1,203,000 | 5,163 |
| Salaries and employee benefits | $652,000 | 5,142 |
| Premises and equipment expense | $134,000 | 5,119 |
| Additional noninterest expense | $417,000 | 5,001 |
| Pre-tax net operating income | $378,000 | 4,570 |
| Securities gains (losses) | $88,000 | 1,186 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $465,000 | 4,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $465,000 | 4,064 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $465,000 | 4,064 |
| Net charge-offs | $186,000 | 2,170 |
| Cash dividends | $337,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $377,000 | 4,313 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 5,120 |
| Total interest expense | $136,000 | 4,521 |
| Net interest income | $707,000 | 5,145 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $83,000 | 3,174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-44,000 | 6,877 |
| Total noninterest expense | $611,000 | 5,180 |
| Salaries and employee benefits | $312,000 | 5,268 |
| Premises and equipment expense | $66,000 | 5,171 |
| Additional noninterest expense | $233,000 | 4,812 |
| Pre-tax net operating income | $135,000 | 4,987 |
| Securities gains (losses) | $88,000 | 722 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $222,000 | 4,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $222,000 | 4,096 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $222,000 | 4,096 |
| Net charge-offs | $111,000 | 1,804 |
| Cash dividends | $337,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $134,000 | 4,788 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 5,103 |
| Total interest expense | $688,000 | 4,453 |
| Net interest income | $2,946,000 | 5,150 |
| Provision for loan and lease losses | $-67,000 | 6,867 |
| Total noninterest income | $335,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $346,000 | 3,206 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-11,000 | 6,602 |
| Total noninterest expense | $2,587,000 | 5,099 |
| Salaries and employee benefits | $1,558,000 | 4,750 |
| Premises and equipment expense | $261,000 | 5,251 |
| Additional noninterest expense | $768,000 | 5,345 |
| Pre-tax net operating income | $762,000 | 4,400 |
| Securities gains (losses) | $480,000 | 972 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $1,241,000 | 3,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,241,000 | 3,470 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,241,000 | 3,471 |
| Net charge-offs | $30,000 | 5,211 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $761,000 | 4,171 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 5,181 |
| Total interest expense | $531,000 | 4,508 |
| Net interest income | $2,204,000 | 5,240 |
| Provision for loan and lease losses | $-67,000 | 7,000 |
| Total noninterest income | $141,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-120,000 | 6,935 |
| Total noninterest expense | $1,814,000 | 5,286 |
| Salaries and employee benefits | $1,037,000 | 5,078 |
| Premises and equipment expense | $195,000 | 5,302 |
| Additional noninterest expense | $582,000 | 5,386 |
| Pre-tax net operating income | $599,000 | 4,457 |
| Securities gains (losses) | $480,000 | 771 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $1,078,000 | 3,283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,078,000 | 3,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,078,000 | 3,285 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $598,000 | 4,190 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 5,184 |
| Total interest expense | $367,000 | 4,535 |
| Net interest income | $1,475,000 | 5,260 |
| Provision for loan and lease losses | $-67,000 | 7,088 |
| Total noninterest income | $145,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $171,000 | 3,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 6,901 |
| Total noninterest expense | $1,238,000 | 5,278 |
| Salaries and employee benefits | $721,000 | 5,001 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $385,000 | 5,420 |
| Pre-tax net operating income | $450,000 | 4,266 |
| Securities gains (losses) | $412,000 | 678 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $861,000 | 2,883 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $861,000 | 2,883 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $861,000 | 2,883 |
| Net charge-offs | $-11,000 | 6,664 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $449,000 | 3,985 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 5,186 |
| Total interest expense | $187,000 | 4,601 |
| Net interest income | $750,000 | 5,231 |
| Provision for loan and lease losses | $33,000 | 4,053 |
| Total noninterest income | $55,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-28,000 | 7,043 |
| Total noninterest expense | $569,000 | 5,497 |
| Salaries and employee benefits | $307,000 | 5,452 |
| Premises and equipment expense | $94,000 | 4,532 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $203,000 | 4,492 |
| Securities gains (losses) | $412,000 | 330 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $614,000 | 2,210 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $614,000 | 2,212 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $614,000 | 2,213 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $202,000 | 4,209 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 5,191 |
| Total interest expense | $1,014,000 | 4,367 |
| Net interest income | $2,915,000 | 5,334 |
| Provision for loan and lease losses | $115,000 | 5,226 |
| Total noninterest income | $573,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $327,000 | 3,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $246,000 | 4,160 |
| Total noninterest expense | $2,790,000 | 5,077 |
| Salaries and employee benefits | $1,226,000 | 5,469 |
| Premises and equipment expense | $384,000 | 4,656 |
| Additional noninterest expense | $1,180,000 | 4,501 |
| Pre-tax net operating income | $583,000 | 4,541 |
| Securities gains (losses) | $336,000 | 1,052 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $917,000 | 3,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $917,000 | 3,711 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $917,000 | 3,711 |
| Net charge-offs | $421,000 | 3,377 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $581,000 | 4,320 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 5,239 |
| Total interest expense | $792,000 | 4,386 |
| Net interest income | $2,164,000 | 5,390 |
| Provision for loan and lease losses | $93,000 | 5,019 |
| Total noninterest income | $342,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $237,000 | 3,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $105,000 | 5,036 |
| Total noninterest expense | $1,763,000 | 5,501 |
| Salaries and employee benefits | $883,000 | 5,561 |
| Premises and equipment expense | $273,000 | 4,839 |
| Additional noninterest expense | $607,000 | 5,416 |
| Pre-tax net operating income | $650,000 | 4,096 |
| Securities gains (losses) | $165,000 | 1,352 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $813,000 | 3,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 3,488 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $813,000 | 3,488 |
| Net charge-offs | $337,000 | 3,111 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $648,000 | 3,782 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,306 |
| Total interest expense | $539,000 | 4,455 |
| Net interest income | $1,410,000 | 5,469 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $52,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $145,000 | 3,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-93,000 | 7,194 |
| Total noninterest expense | $1,189,000 | 5,529 |
| Salaries and employee benefits | $581,000 | 5,637 |
| Premises and equipment expense | $181,000 | 4,885 |
| Additional noninterest expense | $427,000 | 5,362 |
| Pre-tax net operating income | $213,000 | 5,043 |
| Securities gains (losses) | $165,000 | 834 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $376,000 | 4,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 4,089 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $376,000 | 4,091 |
| Net charge-offs | $266,000 | 2,818 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $212,650 | 4,843 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,295 |
| Total interest expense | $272,000 | 4,541 |
| Net interest income | $716,000 | 5,450 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $88,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $63,000 | 3,894 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $547,000 | 5,764 |
| Salaries and employee benefits | $273,000 | 5,813 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $188,000 | 5,687 |
| Pre-tax net operating income | $227,000 | 4,019 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $227,000 | 3,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $227,000 | 3,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 3,752 |
| Net charge-offs | $157,000 | 2,316 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $227,000 | 3,697 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 5,275 |
| Total interest expense | $1,421,000 | 4,385 |
| Net interest income | $2,804,000 | 5,517 |
| Provision for loan and lease losses | $394,000 | 4,476 |
| Total noninterest income | $600,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 3,898 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $337,000 | 3,786 |
| Total noninterest expense | $2,833,000 | 5,185 |
| Salaries and employee benefits | $1,417,000 | 5,208 |
| Premises and equipment expense | $393,000 | 4,796 |
| Additional noninterest expense | $1,023,000 | 5,034 |
| Pre-tax net operating income | $177,000 | 5,256 |
| Securities gains (losses) | $459,000 | 952 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $634,000 | 3,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $634,000 | 3,992 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $634,000 | 3,993 |
| Net charge-offs | $825,000 | 2,954 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $175,000 | 5,233 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,339 |
| Total interest expense | $1,110,000 | 4,447 |
| Net interest income | $2,097,000 | 5,598 |
| Provision for loan and lease losses | $261,000 | 4,528 |
| Total noninterest income | $511,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $204,000 | 3,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $307,000 | 3,522 |
| Total noninterest expense | $2,076,000 | 5,261 |
| Salaries and employee benefits | $1,074,000 | 5,214 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $716,000 | 5,206 |
| Pre-tax net operating income | $271,000 | 4,963 |
| Securities gains (losses) | $459,000 | 793 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $728,000 | 3,451 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $728,000 | 3,449 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $728,000 | 3,451 |
| Net charge-offs | $668,000 | 2,696 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $269,000 | 4,813 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 5,261 |
| Total interest expense | $791,000 | 4,381 |
| Net interest income | $1,440,000 | 5,560 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $401,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $262,000 | 3,055 |
| Total noninterest expense | $1,468,000 | 5,118 |
| Salaries and employee benefits | $735,000 | 5,169 |
| Premises and equipment expense | $201,000 | 4,858 |
| Additional noninterest expense | $532,000 | 4,922 |
| Pre-tax net operating income | $163,000 | 5,140 |
| Securities gains (losses) | $459,000 | 514 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $620,000 | 3,003 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $620,000 | 2,999 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $620,000 | 3,002 |
| Net charge-offs | $581,000 | 2,271 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $161,000 | 5,003 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 5,317 |
| Total interest expense | $417,000 | 4,368 |
| Net interest income | $703,000 | 5,647 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $306,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $798,000 | 4,929 |
| Salaries and employee benefits | $391,000 | 5,066 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $307,000 | 4,520 |
| Pre-tax net operating income | $1,000 | 6,236 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-1,000 | 6,400 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 6,402 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,000 | 6,401 |
| Net charge-offs | $576,000 | 1,475 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,000 | 6,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 4,967 |
| Total interest expense | $2,362,000 | 4,045 |
| Net interest income | $2,935,000 | 5,440 |
| Provision for loan and lease losses | $1,182,000 | 3,236 |
| Total noninterest income | $-1,164,000 | 7,936 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $310,000 | 3,822 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,474,000 | 7,920 |
| Total noninterest expense | $3,015,000 | 5,163 |
| Salaries and employee benefits | $1,516,000 | 5,159 |
| Premises and equipment expense | $383,000 | 5,104 |
| Additional noninterest expense | $1,116,000 | 4,930 |
| Pre-tax net operating income | $-2,426,000 | 6,753 |
| Securities gains (losses) | $404,000 | 1,012 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $-2,026,000 | 6,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,026,000 | 6,763 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,026,000 | 6,763 |
| Net charge-offs | $1,014,000 | 2,840 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,430,000 | 6,872 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 4,922 |
| Total interest expense | $1,848,000 | 4,065 |
| Net interest income | $2,281,000 | 5,373 |
| Provision for loan and lease losses | $395,000 | 4,198 |
| Total noninterest income | $126,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-107,000 | 7,813 |
| Total noninterest expense | $2,199,000 | 5,253 |
| Salaries and employee benefits | $1,132,000 | 5,216 |
| Premises and equipment expense | $289,000 | 5,133 |
| Additional noninterest expense | $778,000 | 5,137 |
| Pre-tax net operating income | $-187,000 | 6,008 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $-191,000 | 6,109 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-191,000 | 6,110 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-191,000 | 6,109 |
| Net charge-offs | $802,000 | 2,468 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-191,000 | 6,083 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 4,946 |
| Total interest expense | $1,280,000 | 4,078 |
| Net interest income | $1,488,000 | 5,429 |
| Provision for loan and lease losses | $385,000 | 3,343 |
| Total noninterest income | $190,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $151,000 | 3,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $1,526,000 | 5,193 |
| Salaries and employee benefits | $787,000 | 5,151 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $548,000 | 4,978 |
| Pre-tax net operating income | $-233,000 | 6,336 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-237,000 | 6,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-237,000 | 6,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-237,000 | 6,444 |
| Net charge-offs | $603,000 | 2,129 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-237,000 | 6,435 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 4,878 |
| Total interest expense | $650,000 | 4,154 |
| Net interest income | $784,000 | 5,272 |
| Provision for loan and lease losses | $385,000 | 2,028 |
| Total noninterest income | $122,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $84,000 | 3,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $695,000 | 5,414 |
| Salaries and employee benefits | $379,000 | 5,312 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $221,000 | 5,328 |
| Pre-tax net operating income | $-174,000 | 6,838 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-176,000 | 6,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-176,000 | 6,993 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-176,000 | 6,993 |
| Net charge-offs | $276,000 | 1,854 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-176,000 | 6,912 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 4,694 |
| Total interest expense | $3,373,000 | 3,937 |
| Net interest income | $3,139,000 | 5,289 |
| Provision for loan and lease losses | $1,135,000 | 2,518 |
| Total noninterest income | $1,136,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $396,000 | 3,474 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $740,000 | 2,558 |
| Total noninterest expense | $3,139,000 | 4,973 |
| Salaries and employee benefits | $1,529,000 | 5,278 |
| Premises and equipment expense | $385,000 | 5,190 |
| Additional noninterest expense | $1,225,000 | 4,231 |
| Pre-tax net operating income | $1,000 | 6,306 |
| Securities gains (losses) | $-9,000 | 7,014 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,000 | 6,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 1,964 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,000 | 6,359 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 4,682 |
| Total interest expense | $2,603,000 | 3,970 |
| Net interest income | $2,449,000 | 5,207 |
| Provision for loan and lease losses | $788,000 | 2,115 |
| Total noninterest income | $1,145,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $308,000 | 3,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $837,000 | 2,060 |
| Total noninterest expense | $2,047,000 | 5,397 |
| Salaries and employee benefits | $1,098,000 | 5,416 |
| Premises and equipment expense | $282,000 | 5,262 |
| Additional noninterest expense | $667,000 | 5,107 |
| Pre-tax net operating income | $759,000 | 4,192 |
| Securities gains (losses) | $-8,000 | 7,315 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $751,000 | 3,686 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $751,000 | 3,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $956,000 | 1,347 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $759,000 | 3,804 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 4,600 |
| Total interest expense | $1,810,000 | 3,992 |
| Net interest income | $1,723,000 | 5,068 |
| Provision for loan and lease losses | $438,000 | 2,048 |
| Total noninterest income | $1,068,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $221,000 | 3,278 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $847,000 | 1,573 |
| Total noninterest expense | $1,258,000 | 5,664 |
| Salaries and employee benefits | $758,000 | 5,374 |
| Premises and equipment expense | $193,000 | 5,239 |
| Additional noninterest expense | $307,000 | 6,128 |
| Pre-tax net operating income | $1,095,000 | 2,763 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,095,000 | 2,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,095,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,803 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,095,000 | 2,340 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 4,647 |
| Total interest expense | $927,000 | 4,104 |
| Net interest income | $867,000 | 5,058 |
| Provision for loan and lease losses | $288,000 | 1,450 |
| Total noninterest income | $126,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $579,000 | 5,913 |
| Salaries and employee benefits | $350,000 | 5,632 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $127,000 | 6,594 |
| Pre-tax net operating income | $126,000 | 5,703 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $126,000 | 5,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $126,000 | 5,406 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 4,466 |
| Total interest expense | $3,928,000 | 4,055 |
| Net interest income | $3,780,000 | 4,788 |
| Provision for loan and lease losses | $1,765,000 | 934 |
| Total noninterest income | $668,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $526,000 | 2,934 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $2,559,000 | 5,537 |
| Salaries and employee benefits | $1,484,000 | 5,337 |
| Premises and equipment expense | $382,000 | 5,169 |
| Additional noninterest expense | $693,000 | 5,764 |
| Pre-tax net operating income | $124,000 | 7,082 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $122,000 | 7,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $122,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,480,000 | 761 |
| Cash dividends | $650,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $122,000 | 7,037 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 4,481 |
| Total interest expense | $2,916,000 | 4,093 |
| Net interest income | $2,889,000 | 4,758 |
| Provision for loan and lease losses | $887,000 | 1,000 |
| Total noninterest income | $509,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $97,000 | 5,858 |
| Total noninterest expense | $1,804,000 | 5,688 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $286,000 | 5,148 |
| Additional noninterest expense | $488,000 | 5,876 |
| Pre-tax net operating income | $707,000 | 5,097 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $706,000 | 4,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $706,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 900 |
| Cash dividends | $650,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $706,000 | 4,629 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 4,534 |
| Total interest expense | $1,918,000 | 4,126 |
| Net interest income | $1,898,000 | 4,826 |
| Provision for loan and lease losses | $687,000 | 792 |
| Total noninterest income | $352,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $284,000 | 2,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $1,201,000 | 5,729 |
| Salaries and employee benefits | $699,000 | 5,557 |
| Premises and equipment expense | $190,000 | 5,178 |
| Additional noninterest expense | $312,000 | 6,012 |
| Pre-tax net operating income | $362,000 | 5,711 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $361,000 | 5,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 638 |
| Cash dividends | $315,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $361,000 | 5,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 4,685 |
| Total interest expense | $913,000 | 4,229 |
| Net interest income | $892,000 | 5,026 |
| Provision for loan and lease losses | $552,000 | 492 |
| Total noninterest income | $188,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $143,000 | 2,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $589,000 | 5,808 |
| Salaries and employee benefits | $322,000 | 5,854 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $169,000 | 5,774 |
| Pre-tax net operating income | $-61,000 | 8,064 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-59,000 | 8,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-59,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 370 |
| Cash dividends | $316,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-61,000 | 8,068 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 4,411 |
| Total interest expense | $3,399,000 | 3,997 |
| Net interest income | $3,998,000 | 4,661 |
| Provision for loan and lease losses | $169,000 | 3,874 |
| Total noninterest income | $516,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $382,000 | 3,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 5,839 |
| Total noninterest expense | $2,555,000 | 5,415 |
| Salaries and employee benefits | $1,463,000 | 5,284 |
| Premises and equipment expense | $419,000 | 4,775 |
| Additional noninterest expense | $673,000 | 5,752 |
| Pre-tax net operating income | $1,790,000 | 3,909 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $1,788,000 | 3,370 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,788,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,267 |
| Cash dividends | $1,160,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,788,000 | 3,352 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 4,445 |
| Total interest expense | $2,499,000 | 3,950 |
| Net interest income | $2,943,000 | 4,748 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $347,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $287,000 | 3,656 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,792,000 | 5,610 |
| Salaries and employee benefits | $1,035,000 | 5,436 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $443,000 | 6,110 |
| Pre-tax net operating income | $1,348,000 | 4,022 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,346,000 | 3,440 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,346,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $861,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,346,000 | 3,432 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 4,471 |
| Total interest expense | $1,653,000 | 3,869 |
| Net interest income | $1,895,000 | 4,870 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 3,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $1,219,000 | 5,560 |
| Salaries and employee benefits | $720,000 | 5,325 |
| Premises and equipment expense | $210,000 | 4,785 |
| Additional noninterest expense | $289,000 | 6,184 |
| Pre-tax net operating income | $882,000 | 4,100 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $881,000 | 3,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $881,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $672,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $881,000 | 3,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,476 |
| Total interest expense | $834,000 | 3,710 |
| Net interest income | $907,000 | 5,004 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $112,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 3,912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $603,000 | 5,609 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $416,000 | 4,186 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $415,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $210,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $415,000 | 3,582 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,316 |
| Total interest expense | $2,627,000 | 3,686 |
| Net interest income | $3,983,000 | 4,638 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $598,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $336,000 | 3,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $262,000 | 4,628 |
| Total noninterest expense | $2,401,000 | 5,504 |
| Salaries and employee benefits | $1,428,000 | 5,212 |
| Premises and equipment expense | $411,000 | 4,769 |
| Additional noninterest expense | $562,000 | 6,244 |
| Pre-tax net operating income | $2,155,000 | 3,515 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $2,153,000 | 2,907 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,153,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,326 |
| Cash dividends | $1,353,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,153,000 | 2,876 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 4,352 |
| Total interest expense | $1,886,000 | 3,665 |
| Net interest income | $2,958,000 | 4,692 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $446,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 3,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 4,607 |
| Total noninterest expense | $1,716,000 | 5,628 |
| Salaries and employee benefits | $1,013,000 | 5,373 |
| Premises and equipment expense | $302,000 | 4,822 |
| Additional noninterest expense | $401,000 | 6,344 |
| Pre-tax net operating income | $1,663,000 | 3,492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $1,661,000 | 2,890 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,661,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,659 |
| Cash dividends | $1,084,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,661,000 | 2,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 4,324 |
| Total interest expense | $1,218,000 | 3,586 |
| Net interest income | $1,962,000 | 4,687 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $314,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $156,000 | 4,066 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $158,000 | 4,201 |
| Total noninterest expense | $1,134,000 | 5,651 |
| Salaries and employee benefits | $685,000 | 5,316 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $254,000 | 6,491 |
| Pre-tax net operating income | $1,117,000 | 3,423 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $1,115,000 | 2,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,115,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,669 |
| Cash dividends | $879,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,115,000 | 2,795 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 4,286 |
| Total interest expense | $594,000 | 3,524 |
| Net interest income | $1,004,000 | 4,612 |
| Provision for loan and lease losses | $19,000 | 4,719 |
| Total noninterest income | $218,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $78,000 | 3,986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $539,000 | 5,849 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $664,000 | 2,985 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $662,000 | 2,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $662,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,576 |
| Cash dividends | $477,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $662,000 | 2,385 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,510 |
| Total interest expense | $2,205,000 | 3,368 |
| Net interest income | $3,349,000 | 5,059 |
| Provision for loan and lease losses | $106,000 | 4,899 |
| Total noninterest income | $408,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $329,000 | 4,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,787 |
| Total noninterest expense | $2,297,000 | 5,560 |
| Salaries and employee benefits | $1,354,000 | 5,298 |
| Premises and equipment expense | $374,000 | 4,988 |
| Additional noninterest expense | $569,000 | 6,158 |
| Pre-tax net operating income | $1,354,000 | 4,504 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,376,000 | 3,842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,376,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,905 |
| Cash dividends | $741,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,352,000 | 3,835 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 4,561 |
| Total interest expense | $1,617,000 | 3,385 |
| Net interest income | $2,454,000 | 5,118 |
| Provision for loan and lease losses | $56,000 | 5,245 |
| Total noninterest income | $332,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $252,000 | 4,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $1,627,000 | 5,716 |
| Salaries and employee benefits | $952,000 | 5,480 |
| Premises and equipment expense | $276,000 | 5,029 |
| Additional noninterest expense | $399,000 | 6,309 |
| Pre-tax net operating income | $1,103,000 | 4,366 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,101,000 | 3,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,101,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $741,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,101,000 | 3,692 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 4,588 |
| Total interest expense | $1,061,000 | 3,427 |
| Net interest income | $1,626,000 | 5,141 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $221,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $1,048,000 | 5,860 |
| Salaries and employee benefits | $602,000 | 5,682 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $761,000 | 4,238 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $759,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $601,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $759,000 | 3,566 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 4,656 |
| Total interest expense | $533,000 | 3,452 |
| Net interest income | $792,000 | 5,245 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $522,000 | 5,907 |
| Salaries and employee benefits | $297,000 | 5,763 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $131,000 | 6,404 |
| Pre-tax net operating income | $361,000 | 4,343 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $359,000 | 3,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $359,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $355,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $359,000 | 3,670 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 4,693 |
| Total interest expense | $2,249,000 | 3,631 |
| Net interest income | $3,065,000 | 5,241 |
| Provision for loan and lease losses | $197,000 | 4,063 |
| Total noninterest income | $435,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $323,000 | 4,126 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $2,349,000 | 5,447 |
| Salaries and employee benefits | $1,272,000 | 5,430 |
| Premises and equipment expense | $384,000 | 4,871 |
| Additional noninterest expense | $693,000 | 5,528 |
| Pre-tax net operating income | $954,000 | 5,293 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $971,000 | 4,728 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $971,000 | 4,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,008 |
| Cash dividends | $226,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $952,000 | 4,613 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 4,749 |
| Total interest expense | $1,712,000 | 3,704 |
| Net interest income | $2,268,000 | 5,294 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $367,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $264,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,670,000 | 5,606 |
| Salaries and employee benefits | $913,000 | 5,548 |
| Premises and equipment expense | $284,000 | 4,909 |
| Additional noninterest expense | $473,000 | 5,813 |
| Pre-tax net operating income | $813,000 | 5,078 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $830,000 | 4,494 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $830,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,464 |
| Cash dividends | $226,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $811,000 | 4,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 4,754 |
| Total interest expense | $1,146,000 | 3,813 |
| Net interest income | $1,526,000 | 5,275 |
| Provision for loan and lease losses | $107,000 | 3,753 |
| Total noninterest income | $237,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $1,034,000 | 5,883 |
| Salaries and employee benefits | $578,000 | 5,739 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $622,000 | 4,732 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $639,000 | 4,114 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $639,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,832 |
| Cash dividends | $117,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $620,000 | 3,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,706 |
| Total interest expense | $576,000 | 3,878 |
| Net interest income | $788,000 | 5,146 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $535,000 | 5,761 |
| Salaries and employee benefits | $305,000 | 5,564 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $333,000 | 4,518 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $331,000 | 3,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $331,000 | 3,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 4,642 |
| Total interest expense | $2,658,000 | 3,907 |
| Net interest income | $3,197,000 | 5,085 |
| Provision for loan and lease losses | $1,025,000 | 1,319 |
| Total noninterest income | $529,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $352,000 | 3,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,256 |
| Total noninterest expense | $2,198,000 | 5,534 |
| Salaries and employee benefits | $1,127,000 | 5,725 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $765,000 | 5,091 |
| Pre-tax net operating income | $503,000 | 6,753 |
| Securities gains (losses) | $-195,000 | 9,194 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $306,000 | 7,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $306,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,450 |
| Cash dividends | $688,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $499,050 | 6,251 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 4,759 |
| Total interest expense | $3,226,000 | 4,467 |
| Net interest income | $3,130,000 | 4,913 |
| Provision for loan and lease losses | $316,000 | 3,093 |
| Total noninterest income | $464,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $333,000 | 3,905 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $2,099,000 | 5,563 |
| Salaries and employee benefits | $1,156,000 | 5,460 |
| Premises and equipment expense | $291,000 | 5,618 |
| Additional noninterest expense | $652,000 | 5,533 |
| Pre-tax net operating income | $1,179,000 | 4,453 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $1,170,000 | 3,877 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,170,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,682 |
| Cash dividends | $740,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,170,000 | 3,749 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 4,734 |
| Total interest expense | $3,535,000 | 4,351 |
| Net interest income | $3,188,000 | 4,934 |
| Provision for loan and lease losses | $536,000 | 1,776 |
| Total noninterest income | $454,000 | 5,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $1,850,000 | 5,965 |
| Salaries and employee benefits | $1,022,000 | 5,827 |
| Premises and equipment expense | $344,000 | 4,991 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $1,256,000 | 4,609 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $1,122,000 | 4,044 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,122,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,743 |
| Cash dividends | $1,060,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,122,000 | 4,038 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 5,078 |
| Total interest expense | $2,846,000 | 4,783 |
| Net interest income | $2,927,000 | 5,258 |
| Provision for loan and lease losses | $324,000 | 2,500 |
| Total noninterest income | $672,000 | 4,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,505 |
| Total noninterest expense | $1,997,000 | 5,687 |
| Salaries and employee benefits | $1,057,000 | 5,676 |
| Premises and equipment expense | $346,000 | 5,002 |
| Additional noninterest expense | $594,000 | 5,866 |
| Pre-tax net operating income | $1,278,000 | 4,581 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $168,000 | 6,065 |
| Income before extraordinary items | $1,110,000 | 4,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,110,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,132 |
| Cash dividends | $290,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,110,000 | 4,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 5,707 |
| Total interest expense | $2,371,000 | 5,575 |
| Net interest income | $2,590,000 | 5,704 |
| Provision for loan and lease losses | $119,000 | 4,792 |
| Total noninterest income | $489,000 | 5,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $1,785,000 | 6,028 |
| Salaries and employee benefits | $1,014,000 | 5,734 |
| Premises and equipment expense | $342,000 | 4,956 |
| Additional noninterest expense | $429,000 | 6,987 |
| Pre-tax net operating income | $1,175,000 | 4,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $402,000 | 4,401 |
| Income before extraordinary items | $773,000 | 5,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $773,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $332,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $773,000 | 5,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 6,335 |
| Total interest expense | $2,144,000 | 5,997 |
| Net interest income | $2,227,000 | 6,480 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $319,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,425,000 | 6,980 |
| Salaries and employee benefits | $737,000 | 7,104 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $409,000 | 7,266 |
| Pre-tax net operating income | $1,024,000 | 5,760 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $663,000 | 6,055 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $663,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,195 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $669,500 | 5,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 6,627 |
| Total interest expense | $2,012,000 | 6,384 |
| Net interest income | $2,240,000 | 6,682 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $296,000 | 6,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,286,000 | 7,698 |
| Salaries and employee benefits | $695,000 | 7,565 |
| Premises and equipment expense | $241,000 | 6,374 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $960,000 | 5,880 |
| Securities gains (losses) | $-35,000 | 10,903 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $577,000 | 6,413 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $577,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $599,400 | 6,218 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 7,369 |
| Total interest expense | $1,671,000 | 7,217 |
| Net interest income | $1,979,000 | 7,365 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $1,375,000 | 7,662 |
| Salaries and employee benefits | $684,000 | 7,827 |
| Premises and equipment expense | $220,000 | 6,832 |
| Additional noninterest expense | $471,000 | 7,511 |
| Pre-tax net operating income | $832,000 | 6,713 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $290,000 | 6,141 |
| Income before extraordinary items | $535,000 | 7,002 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $535,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $539,550 | 6,946 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,730 |
| Total interest expense | $1,338,000 | 7,431 |
| Net interest income | $1,881,000 | 7,857 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $259,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,328,000 | 8,148 |
| Salaries and employee benefits | $678,000 | 8,042 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $717,000 | 7,301 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,588 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 8,219 |
| Total interest expense | $1,250,000 | 8,081 |
| Net interest income | $1,814,000 | 8,208 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,210,000 | 8,850 |
| Salaries and employee benefits | $630,000 | 8,551 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $394,000 | 9,328 |
| Pre-tax net operating income | $734,000 | 7,185 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $324,000 | 5,797 |
| Income before extraordinary items | $420,000 | 8,236 |
| Extraordinary gains, net | $-62,000 | 12,784 |
| Net income | $358,000 | 9,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $413,600 | 8,022 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 8,715 |
| Total interest expense | $1,396,000 | 8,870 |
| Net interest income | $1,756,000 | 8,481 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,202,000 | 9,024 |
| Salaries and employee benefits | $623,000 | 8,615 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $429,000 | 9,216 |
| Pre-tax net operating income | $741,000 | 6,876 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $461,000 | 7,645 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $461,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,400 | 7,370 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.