Home > State Bank of Park Rapids > Net charge- offs to loans

State Bank of Park Rapids, Net charge- offs to loans

2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1122%5,894
Percentage Net Loans Charged-off: Total real estate loans-0.1549%6,017
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.6221%6,228
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.7149%6,231
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0965%3,127
Percentage Net Loans Charged-off: Total real estate loans0.0341%3,228
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1272%2,126
Percentage Net Loans Charged-off: Home equity loans-0.1259%4,618
All other 1-4 family - Percent of loans charged-off, net0.1528%1,844
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals-0.2954%5,978
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0739%5,518
Percentage Net Loans Charged-off: All other loans and lease2.7374%238
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0031%4,597
Percentage Net Loans Charged-off: Total real estate loans-0.0041%5,334
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%5,740
Percentage Net Loans Charged-off: Home equity loans-0.1768%4,696
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals-0.0996%5,597
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2000%5,776
Percentage Net Loans Charged-off: All other loans and lease0.3127%681
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%5,414
Percentage Net Loans Charged-off: Total real estate loans-0.0061%5,390
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0224%5,858
Percentage Net Loans Charged-off: Home equity loans-0.2829%4,770
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals-0.1510%5,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1510%5,620
Percentage Net Loans Charged-off: All other loans and lease-0.1567%5,752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%5,304
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease-0.5540%5,860
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3834%1,759
Percentage Net Loans Charged-off: Total real estate loans0.6315%866
Percentage Net Loans Charged-off:Construction & development0.3165%1,221
Percentage Net Loans Charged-off: Commercial real estate0.0239%2,509
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.6963%774
Percentage Net Loans Charged-off: Home equity loans-0.1505%4,863
All other 1-4 family - Percent of loans charged-off, net0.7545%723
Percentage Net Loans Charged-off: Commercial and industrial-0.6064%6,252
Percentage Net Loans Charged-off: Loans to individuals-0.3707%6,322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5190%6,379
Percentage Net Loans Charged-off: All other loans and lease0.2479%868
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5980%1,043
Percentage Net Loans Charged-off: Total real estate loans0.8433%577
Percentage Net Loans Charged-off:Construction & development0.4324%1,018
Percentage Net Loans Charged-off: Commercial real estate0.0325%2,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.9031%553
Percentage Net Loans Charged-off: Home equity loans-0.1985%4,922
All other 1-4 family - Percent of loans charged-off, net0.9772%506
Percentage Net Loans Charged-off: Commercial and industrial-0.2195%5,942
Percentage Net Loans Charged-off: Loans to individuals-0.6868%6,508
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8833%6,525
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8427%739
Percentage Net Loans Charged-off: Total real estate loans1.1827%408
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0502%1,785
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.3148%375
Percentage Net Loans Charged-off: Home equity loans-0.2853%4,957
All other 1-4 family - Percent of loans charged-off, net1.4243%346
Percentage Net Loans Charged-off: Commercial and industrial-0.3043%6,095
Percentage Net Loans Charged-off: Loans to individuals-1.0314%6,608
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.3261%6,613
Percentage Net Loans Charged-off: All other loans and lease0.1630%824
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0017%608
Percentage Net Loans Charged-off: Total real estate loans1.4787%318
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.4978%6,325
Percentage Net Loans Charged-off: Loans to individuals-2.2607%6,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.5433%6,751
Percentage Net Loans Charged-off: All other loans and lease0.3027%568
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0686%4,994
Percentage Net Loans Charged-off: Total real estate loans0.0613%4,402
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0633%2,864
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0944%3,707
Percentage Net Loans Charged-off: Home equity loans-0.1300%5,083
All other 1-4 family - Percent of loans charged-off, net0.1089%3,416
Percentage Net Loans Charged-off: Commercial and industrial0.1601%2,897
Percentage Net Loans Charged-off: Loans to individuals-0.3151%6,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3782%6,564
Percentage Net Loans Charged-off: All other loans and lease0.2476%985
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0031%6,227
Percentage Net Loans Charged-off: Total real estate loans0.0819%3,953
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0876%2,440
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1236%3,231
Percentage Net Loans Charged-off: Home equity loans-0.1707%5,136
All other 1-4 family - Percent of loans charged-off, net0.1424%2,976
Percentage Net Loans Charged-off: Commercial and industrial-0.5055%6,564
Percentage Net Loans Charged-off: Loans to individuals-0.1649%6,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2470%6,427
Percentage Net Loans Charged-off: All other loans and lease0.2408%888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0502%6,664
Percentage Net Loans Charged-off: Total real estate loans0.0464%4,029
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.1316%1,969
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%6,549
Percentage Net Loans Charged-off: Home equity loans-0.2530%5,175
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial-0.7350%6,686
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1195%6,036
Percentage Net Loans Charged-off: All other loans and lease0.3603%714
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0721%6,677
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,705
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.6935%6,693
Percentage Net Loans Charged-off: Loans to individuals-0.7082%6,762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4721%6,517
Percentage Net Loans Charged-off: All other loans and lease1.1458%357
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9075%1,912
Percentage Net Loans Charged-off: Total real estate loans0.8471%1,860
Percentage Net Loans Charged-off:Construction & development1.0434%2,115
Percentage Net Loans Charged-off: Commercial real estate1.5970%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3624%2,678
Percentage Net Loans Charged-off: Home equity loans-0.1229%5,321
All other 1-4 family - Percent of loans charged-off, net0.3916%2,469
Percentage Net Loans Charged-off: Commercial and industrial1.8200%1,299
Percentage Net Loans Charged-off: Loans to individuals0.0495%4,775
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.0475%4,618
Percentage Net Loans Charged-off: All other loans and lease0.0603%1,450
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9611%1,674
Percentage Net Loans Charged-off: Total real estate loans0.9582%1,542
Percentage Net Loans Charged-off:Construction & development0.6408%2,098
Percentage Net Loans Charged-off: Commercial real estate2.1298%446
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2476%2,881
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.2623%2,699
Percentage Net Loans Charged-off: Commercial and industrial1.5363%1,337
Percentage Net Loans Charged-off: Loans to individuals0.0636%4,355
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.0602%4,169
Percentage Net Loans Charged-off: All other loans and lease0.0830%1,243
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1452%1,367
Percentage Net Loans Charged-off: Total real estate loans1.0800%1,306
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate2.5421%388
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3545%2,287
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3755%2,122
Percentage Net Loans Charged-off: Commercial and industrial2.2753%923
Percentage Net Loans Charged-off: Loans to individuals-0.2774%6,824
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual-0.2577%6,808
Percentage Net Loans Charged-off: All other loans and lease0.2732%840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3483%1,028
Percentage Net Loans Charged-off: Total real estate loans1.7015%694
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate4.4049%189
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2430%2,121
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2578%1,949
Percentage Net Loans Charged-off: Commercial and industrial-0.0684%6,214
Percentage Net Loans Charged-off: Loans to individuals-0.3631%6,791
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.3253%6,807
Percentage Net Loans Charged-off: All other loans and lease0.5797%505
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5900%1,371
Percentage Net Loans Charged-off: Total real estate loans1.3790%1,411
Percentage Net Loans Charged-off:Construction & development0.8720%2,598
Percentage Net Loans Charged-off: Commercial real estate0.2055%2,802
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential3.0648%348
Percentage Net Loans Charged-off: Home equity loans-0.1075%5,545
All other 1-4 family - Percent of loans charged-off, net3.2758%347
Percentage Net Loans Charged-off: Commercial and industrial2.6861%1,263
Percentage Net Loans Charged-off: Loans to individuals1.6719%1,321
Percentage Net Loans Charged-off: Credit card loans4.0541%392
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6852%1,168
Percentage Net Loans Charged-off: Total real estate loans1.6555%1,065
Percentage Net Loans Charged-off:Construction & development1.1970%2,174
Percentage Net Loans Charged-off: Commercial real estate0.2720%2,227
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential3.5968%249
Percentage Net Loans Charged-off: Home equity loans-0.2891%5,612
All other 1-4 family - Percent of loans charged-off, net3.8542%246
Percentage Net Loans Charged-off: Commercial and industrial2.0758%1,418
Percentage Net Loans Charged-off: Loans to individuals1.9139%1,102
Percentage Net Loans Charged-off: Credit card loans2.1959%602
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0605%6,496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1739%825
Percentage Net Loans Charged-off: Total real estate loans2.1735%753
Percentage Net Loans Charged-off:Construction & development2.3615%1,520
Percentage Net Loans Charged-off: Commercial real estate0.2430%1,920
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential4.6859%170
Percentage Net Loans Charged-off: Home equity loans-0.4373%5,648
All other 1-4 family - Percent of loans charged-off, net5.0294%173
Percentage Net Loans Charged-off: Commercial and industrial2.6336%1,081
Percentage Net Loans Charged-off: Loans to individuals1.9559%1,049
Percentage Net Loans Charged-off: Credit card loans1.9231%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2515%307
Percentage Net Loans Charged-off: Total real estate loans4.7087%218
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate1.1650%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential9.8826%51
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net10.5791%55
Percentage Net Loans Charged-off: Commercial and industrial4.3108%584
Percentage Net Loans Charged-off: Loans to individuals2.7737%728
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1534%6,620
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7287%1,448
Percentage Net Loans Charged-off: Total real estate loans0.8552%2,119
Percentage Net Loans Charged-off:Construction & development1.8862%2,137
Percentage Net Loans Charged-off: Commercial real estate1.4974%782
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2269%3,130
Percentage Net Loans Charged-off: Home equity loans3.0438%332
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial3.6244%1,108
Percentage Net Loans Charged-off: Loans to individuals0.4482%4,250
Percentage Net Loans Charged-off: Credit card loans2.2152%777
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1798%1,641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8003%1,125
Percentage Net Loans Charged-off: Total real estate loans0.3213%3,027
Percentage Net Loans Charged-off:Construction & development2.0533%1,711
Percentage Net Loans Charged-off: Commercial real estate0.5617%1,259
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial4.7605%637
Percentage Net Loans Charged-off: Loans to individuals0.1174%5,190
Percentage Net Loans Charged-off: Credit card loans1.2800%894
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2836%1,286
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9894%930
Percentage Net Loans Charged-off: Total real estate loans0.2488%2,905
Percentage Net Loans Charged-off:Construction & development2.4415%1,314
Percentage Net Loans Charged-off: Commercial real estate0.3676%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial5.4408%516
Percentage Net Loans Charged-off: Loans to individuals0.1146%4,772
Percentage Net Loans Charged-off: Credit card loans2.5532%636
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0720%6,819
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7668%821
Percentage Net Loans Charged-off: Total real estate loans0.4838%1,650
Percentage Net Loans Charged-off:Construction & development3.5700%702
Percentage Net Loans Charged-off: Commercial real estate0.7506%533
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial4.2640%530
Percentage Net Loans Charged-off: Loans to individuals0.2230%3,650
Percentage Net Loans Charged-off: Credit card loans5.0314%355
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6947%682
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4567%800
Percentage Net Loans Charged-off: Total real estate loans0.7545%1,201
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate1.2601%414
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4319%1,344
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.4679%1,192
Percentage Net Loans Charged-off: Commercial and industrial2.8934%714
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loans3.7688%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4764%1,053
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8209%420
Percentage Net Loans Charged-off: Total real estate loans0.8225%768
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate1.3012%272
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5645%822
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.6114%707
Percentage Net Loans Charged-off: Commercial and industrial3.7957%380
Percentage Net Loans Charged-off: Loans to individuals-0.0608%7,450
Percentage Net Loans Charged-off: Credit card loans5.9364%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4940%886
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8429%827
Percentage Net Loans Charged-off: Total real estate loans0.5943%800
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.6048%398
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.8261%481
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.8942%407
Percentage Net Loans Charged-off: Commercial and industrial1.6099%737
Percentage Net Loans Charged-off: Loans to individuals-1.4967%8,188
Percentage Net Loans Charged-off: Credit card loans0.6303%865
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0265%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%4,476
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.0862%7,066
Percentage Net Loans Charged-off: Credit card loans1.2559%603
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7129%551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0070%175
Percentage Net Loans Charged-off: Total real estate loans0.4466%637
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.5416%422
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.5208%505
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.5639%458
Percentage Net Loans Charged-off: Commercial and industrial4.2153%281
Percentage Net Loans Charged-off: Loans to individuals1.8428%722
Percentage Net Loans Charged-off: Credit card loans1.2240%853
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7962%709
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1325%296
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial2.7992%370
Percentage Net Loans Charged-off: Loans to individuals0.4632%2,829
Percentage Net Loans Charged-off: Credit card loans0.8190%880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5714%179
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial3.9221%237
Percentage Net Loans Charged-off: Loans to individuals0.0765%4,316
Percentage Net Loans Charged-off: Credit card loans0.5958%847
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1483%88
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial7.7808%106
Percentage Net Loans Charged-off: Loans to individuals0.3854%2,456
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2516%1,621
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.6095%1,449
Percentage Net Loans Charged-off: Loans to individuals0.1919%4,521
Percentage Net Loans Charged-off: Credit card loans-0.2910%1,956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1183%2,409
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.3383%1,596
Percentage Net Loans Charged-off: Loans to individuals-0.1793%7,819
Percentage Net Loans Charged-off: Credit card loans-0.3883%1,913
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0217%7,570
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals-0.3076%7,915
Percentage Net Loans Charged-off: Credit card loans-0.5747%1,909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0218%7,231
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.3059%7,639
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0361%8,220
Percentage Net Loans Charged-off: Total real estate loans-0.0749%8,441
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.1795%8,534
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.1921%8,503
Percentage Net Loans Charged-off: Commercial and industrial-0.1057%7,605
Percentage Net Loans Charged-off: Loans to individuals0.5658%3,291
Percentage Net Loans Charged-off: Credit card loans2.5140%678
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2186%8,590
Percentage Net Loans Charged-off: Total real estate loans-0.1013%8,484
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.2419%8,570
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.2582%8,543
Percentage Net Loans Charged-off: Commercial and industrial-0.5640%8,082
Percentage Net Loans Charged-off: Loans to individuals0.6238%2,629
Percentage Net Loans Charged-off: Credit card loans2.6171%585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3056%8,616
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.8571%8,171
Percentage Net Loans Charged-off: Loans to individuals0.2576%3,887
Percentage Net Loans Charged-off: Credit card loans1.6636%771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2400%8,552
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.7891%8,175
Percentage Net Loans Charged-off: Loans to individuals0.7267%2,013
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2807%2,049
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.4872%2,166
Percentage Net Loans Charged-off: Loans to individuals1.0491%1,946
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2386%2,027
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.6937%1,445
Percentage Net Loans Charged-off: Loans to individuals0.0214%6,049
Percentage Net Loans Charged-off: Credit card loans-1.3764%2,563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3342%1,403
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial1.0669%985
Percentage Net Loans Charged-off: Loans to individuals-0.2561%8,268
Percentage Net Loans Charged-off: Credit card loans-1.0152%2,558
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0367%7,809
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0218%7,025
Percentage Net Loans Charged-off: Loans to individuals-0.2569%8,013
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3526%2,142
Percentage Net Loans Charged-off: Total real estate loans0.2352%959
Percentage Net Loans Charged-off:Construction & development2.9452%98
Percentage Net Loans Charged-off: Commercial real estate0.2705%700
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0905%1,847
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0988%1,747
Percentage Net Loans Charged-off: Commercial and industrial0.0262%4,589
Percentage Net Loans Charged-off: Loans to individuals0.9181%2,603
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1250%307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4188%1,552
Percentage Net Loans Charged-off: Total real estate loans0.2532%742
Percentage Net Loans Charged-off:Construction & development4.0994%64
Percentage Net Loans Charged-off: Commercial real estate0.3638%483
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.3429%2,600
Percentage Net Loans Charged-off: Loans to individuals0.3076%4,798
Percentage Net Loans Charged-off: Credit card loans-0.9650%2,756
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9812%233
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6557%926
Percentage Net Loans Charged-off: Total real estate loans0.3785%464
Percentage Net Loans Charged-off:Construction & development7.2231%43
Percentage Net Loans Charged-off: Commercial real estate0.5498%323
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.5288%1,896
Percentage Net Loans Charged-off: Loans to individuals0.7051%2,822
Percentage Net Loans Charged-off: Credit card loans0.9639%1,353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.6594%172
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2600%1,966
Percentage Net Loans Charged-off: Total real estate loans0.3694%420
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate1.1530%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.4059%3,484
Percentage Net Loans Charged-off: Credit card loans-3.8186%2,753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0609%661
Percentage Net Loans Charged-off: Total real estate loans0.9779%185
Percentage Net Loans Charged-off:Construction & development4.7840%71
Percentage Net Loans Charged-off: Commercial real estate1.5123%197
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.8710%2,086
Percentage Net Loans Charged-off: Loans to individuals2.5407%610
Percentage Net Loans Charged-off: Credit card loans6.4072%338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7674%999
Percentage Net Loans Charged-off: Total real estate loans0.0277%2,877
Percentage Net Loans Charged-off:Construction & development0.3593%367
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial2.0881%946
Percentage Net Loans Charged-off: Loans to individuals2.1039%748
Percentage Net Loans Charged-off: Credit card loans3.4144%776
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0738%1,631
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5296%1,222
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4699%1,469
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%6,174
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4185%1,925
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7795%1,015
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3077%2,786
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4417%2,052
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2951%4,258
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1045%8,808
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA