Home > State Bank of Oxford > Income and Expense
State Bank of Oxford, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 6,110 |
| Total interest expense | $673,000 | 6,462 |
| Net interest income | $2,020,000 | 5,860 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $278,000 | 5,934 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $165,000 | 4,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $1,860,000 | 5,377 |
| Salaries and employee benefits | $969,000 | 5,517 |
| Premises and equipment expense | $221,000 | 5,787 |
| Additional noninterest expense | $670,000 | 4,760 |
| Pre-tax net operating income | $437,000 | 6,637 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $106,000 | 5,191 |
| Income before extraordinary items | $326,000 | 6,787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $326,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,171 |
| Cash dividends | $247,000 | 3,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $329,750 | 6,725 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 6,041 |
| Total interest expense | $437,000 | 6,391 |
| Net interest income | $1,360,000 | 5,816 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $182,000 | 5,951 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $1,181,000 | 5,523 |
| Salaries and employee benefits | $651,000 | 5,479 |
| Premises and equipment expense | $149,000 | 5,729 |
| Additional noninterest expense | $381,000 | 5,255 |
| Pre-tax net operating income | $360,000 | 6,227 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $98,000 | 4,834 |
| Income before extraordinary items | $257,000 | 6,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $257,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $99,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $260,600 | 6,375 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,117 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $672,000 | 5,859 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $597,000 | 5,529 |
| Salaries and employee benefits | $328,000 | 5,507 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $169,000 | 6,329 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $120,000 | 6,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $120,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $49,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,160 | 6,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,973 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $2,772,000 | 5,680 |
| Provision for loan and lease losses | $9,000 | 7,075 |
| Total noninterest income | $372,000 | 5,945 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $235,000 | 4,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,890 |
| Total noninterest expense | $2,441,000 | 5,387 |
| Salaries and employee benefits | $1,352,000 | 5,304 |
| Premises and equipment expense | $308,000 | 5,606 |
| Additional noninterest expense | $781,000 | 5,180 |
| Pre-tax net operating income | $694,000 | 6,115 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $188,000 | 4,833 |
| Income before extraordinary items | $520,000 | 6,286 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $520,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $509,780 | 6,249 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 5,954 |
| Total interest expense | $536,000 | 6,526 |
| Net interest income | $2,104,000 | 5,621 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $279,000 | 5,997 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $175,000 | 4,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $1,833,000 | 5,351 |
| Salaries and employee benefits | $1,018,000 | 5,259 |
| Premises and equipment expense | $278,000 | 5,006 |
| Additional noninterest expense | $537,000 | 5,415 |
| Pre-tax net operating income | $541,000 | 6,136 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $160,000 | 4,756 |
| Income before extraordinary items | $392,000 | 6,378 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $392,000 | 6,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $247,000 | 3,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $384,190 | 6,344 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 5,928 |
| Total interest expense | $356,000 | 6,570 |
| Net interest income | $1,418,000 | 5,583 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $112,000 | 5,013 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $1,218,000 | 5,383 |
| Salaries and employee benefits | $680,000 | 5,285 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $386,000 | 5,183 |
| Pre-tax net operating income | $375,000 | 6,022 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $114,000 | 4,678 |
| Income before extraordinary items | $272,000 | 6,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $99,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $264,300 | 6,238 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 6,023 |
| Total interest expense | $178,000 | 6,648 |
| Net interest income | $692,000 | 5,676 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $627,000 | 5,306 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $203,000 | 5,026 |
| Pre-tax net operating income | $149,000 | 6,458 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $115,000 | 6,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $49,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,080 | 6,627 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 5,789 |
| Total interest expense | $906,000 | 6,398 |
| Net interest income | $2,926,000 | 5,390 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $302,000 | 6,582 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $220,000 | 5,059 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $78,000 | 6,928 |
| Total noninterest expense | $2,446,000 | 5,297 |
| Salaries and employee benefits | $1,362,000 | 5,179 |
| Premises and equipment expense | $287,000 | 5,793 |
| Additional noninterest expense | $797,000 | 5,058 |
| Pre-tax net operating income | $770,000 | 5,789 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $223,000 | 4,760 |
| Income before extraordinary items | $557,000 | 6,108 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $557,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $395,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $549,900 | 5,984 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 5,803 |
| Total interest expense | $724,000 | 6,366 |
| Net interest income | $2,199,000 | 5,390 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $160,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 5,780 |
| Total noninterest expense | $1,830,000 | 5,277 |
| Salaries and employee benefits | $1,014,000 | 5,203 |
| Premises and equipment expense | $211,000 | 5,852 |
| Additional noninterest expense | $605,000 | 4,973 |
| Pre-tax net operating income | $641,000 | 5,722 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $189,000 | 4,738 |
| Income before extraordinary items | $459,000 | 6,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $459,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $247,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $454,030 | 5,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,770 |
| Total interest expense | $529,000 | 6,211 |
| Net interest income | $1,459,000 | 5,413 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $67,000 | 6,058 |
| Total noninterest expense | $1,228,000 | 5,250 |
| Salaries and employee benefits | $673,000 | 5,221 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $407,000 | 4,940 |
| Pre-tax net operating income | $395,000 | 5,892 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $110,000 | 4,991 |
| Income before extraordinary items | $285,000 | 6,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $285,000 | 6,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $99,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $285,000 | 6,007 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 5,774 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $714,000 | 5,487 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $77,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $624,000 | 5,209 |
| Salaries and employee benefits | $339,000 | 5,203 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $41,000 | 5,361 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $49,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $123,000 | 6,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,557 |
| Total interest expense | $1,409,000 | 5,914 |
| Net interest income | $3,055,000 | 5,229 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $344,000 | 6,141 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $201,000 | 5,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 5,735 |
| Total noninterest expense | $2,421,000 | 5,188 |
| Salaries and employee benefits | $1,325,000 | 5,140 |
| Premises and equipment expense | $314,000 | 5,426 |
| Additional noninterest expense | $782,000 | 5,008 |
| Pre-tax net operating income | $966,000 | 5,295 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $287,000 | 4,521 |
| Income before extraordinary items | $694,000 | 5,587 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $694,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,147 |
| Cash dividends | $395,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $683,350 | 5,480 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 5,682 |
| Total interest expense | $2,065,000 | 5,997 |
| Net interest income | $2,839,000 | 5,276 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $436,000 | 5,459 |
| Gross Fiduciary activities income | $6,000 | 1,512 |
| Service charges on deposit accounts | $222,000 | 4,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $208,000 | 4,847 |
| Total noninterest expense | $2,385,000 | 5,123 |
| Salaries and employee benefits | $1,411,000 | 4,727 |
| Premises and equipment expense | $311,000 | 5,411 |
| Additional noninterest expense | $663,000 | 5,468 |
| Pre-tax net operating income | $878,000 | 5,252 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $245,000 | 4,642 |
| Income before extraordinary items | $641,000 | 5,451 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $641,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $635,240 | 5,351 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 5,671 |
| Total interest expense | $2,414,000 | 5,690 |
| Net interest income | $2,675,000 | 5,574 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $344,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,102 |
| Total noninterest expense | $2,382,000 | 5,028 |
| Salaries and employee benefits | $1,342,000 | 4,780 |
| Premises and equipment expense | $299,000 | 5,432 |
| Additional noninterest expense | $741,000 | 4,984 |
| Pre-tax net operating income | $616,000 | 6,522 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $126,000 | 6,216 |
| Income before extraordinary items | $488,000 | 6,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $488,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $355,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $489,580 | 6,396 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 5,531 |
| Total interest expense | $2,407,000 | 5,324 |
| Net interest income | $2,652,000 | 5,601 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $346,000 | 6,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,337 |
| Total noninterest expense | $2,220,000 | 5,297 |
| Salaries and employee benefits | $1,253,000 | 5,010 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $683,000 | 5,333 |
| Pre-tax net operating income | $661,000 | 6,470 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $157,000 | 6,187 |
| Income before extraordinary items | $508,000 | 6,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $508,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,524 |
| Cash dividends | $356,000 | 4,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $504,960 | 6,384 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 5,716 |
| Total interest expense | $2,286,000 | 5,680 |
| Net interest income | $2,662,000 | 5,596 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $394,000 | 5,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $2,173,000 | 5,278 |
| Salaries and employee benefits | $1,176,000 | 5,147 |
| Premises and equipment expense | $258,000 | 5,848 |
| Additional noninterest expense | $739,000 | 4,948 |
| Pre-tax net operating income | $838,000 | 5,938 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $583,000 | 6,139 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $583,000 | 6,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $345,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $564,240 | 6,126 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 5,910 |
| Total interest expense | $2,085,000 | 6,111 |
| Net interest income | $2,779,000 | 5,612 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $316,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $2,152,000 | 5,371 |
| Salaries and employee benefits | $1,150,000 | 5,276 |
| Premises and equipment expense | $264,000 | 5,874 |
| Additional noninterest expense | $738,000 | 5,015 |
| Pre-tax net operating income | $896,000 | 6,166 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $319,000 | 5,563 |
| Income before extraordinary items | $575,000 | 6,507 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $575,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $345,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $576,280 | 6,445 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 6,374 |
| Total interest expense | $1,920,000 | 6,582 |
| Net interest income | $2,602,000 | 6,041 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $284,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $1,967,000 | 6,009 |
| Salaries and employee benefits | $1,035,000 | 5,854 |
| Premises and equipment expense | $238,000 | 6,414 |
| Additional noninterest expense | $694,000 | 5,776 |
| Pre-tax net operating income | $859,000 | 6,254 |
| Securities gains (losses) | $-21,000 | 10,654 |
| Applicable income taxes | $317,000 | 5,643 |
| Income before extraordinary items | $521,000 | 6,755 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $521,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $345,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $534,440 | 6,607 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 6,759 |
| Total interest expense | $1,771,000 | 6,968 |
| Net interest income | $2,469,000 | 6,368 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $251,000 | 7,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,961,000 | 6,075 |
| Salaries and employee benefits | $1,005,000 | 6,045 |
| Premises and equipment expense | $229,000 | 6,680 |
| Additional noninterest expense | $727,000 | 5,676 |
| Pre-tax net operating income | $699,000 | 7,335 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $425,000 | 7,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $425,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $345,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $437,800 | 7,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 6,831 |
| Total interest expense | $1,551,000 | 6,750 |
| Net interest income | $2,350,000 | 6,753 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,960,000 | 6,312 |
| Salaries and employee benefits | $951,000 | 6,355 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $786,000 | 5,775 |
| Pre-tax net operating income | $550,000 | 8,308 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $339,000 | 8,740 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $339,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $222,000 | 5,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $349,880 | 8,691 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 7,189 |
| Total interest expense | $1,583,000 | 6,928 |
| Net interest income | $2,170,000 | 7,254 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $179,000 | 9,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,782,000 | 6,940 |
| Salaries and employee benefits | $849,000 | 7,021 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $705,000 | 6,524 |
| Pre-tax net operating income | $507,000 | 8,623 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $354,000 | 8,898 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $354,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $346,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,180 | 8,817 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 8,046 |
| Total interest expense | $1,676,000 | 7,959 |
| Net interest income | $1,919,000 | 7,980 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $1,460,000 | 8,072 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $588,000 | 7,619 |
| Pre-tax net operating income | $520,000 | 8,274 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $164,000 | 8,298 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $345,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,200 | 8,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.