Home > State Bank of Oxford > Assets and Liabilities
State Bank of Oxford, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $69,184,000 | 6,101 |
| Cash and due from depository institutions | $5,273,000 | 5,543 |
| Interest-bearing balances | $2,314,000 | 1,834 |
| Securities | $18,399,000 | 4,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $42,848,000 | 6,008 |
| Loan loss allowance | $700,000 | 5,135 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,654,000 | 4,814 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,010,000 | 6,671 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $69,184,000 | 6,101 |
| Total liabilities | $61,594,000 | 6,079 |
| Total deposits | $58,742,000 | 5,955 |
| Interest-bearing deposits | $50,277,000 | 5,861 |
| Deposits held in domestic offices | $58,742,000 | 5,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,259,000 | 2,661 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,321,000 | 5,052 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $272,000 | 6,653 |
| Total equity capital | $7,590,000 | 6,062 |
| Total bank equity capital | $7,590,000 | 6,062 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,120,000 | 2,677 |
| Surplus | $2,620,000 | 5,016 |
| Undivided profits | $3,850,000 | 5,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 2,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $627,000 | 4,989 |
| Earning assets | $63,561,000 | 6,081 |
| Long-term assets (5+ years) | $8,723,000 | 4,877 |
| Average Assets, year-to-date | $70,020,750 | 5,944 |
| Average Assets, quarterly | $70,115,500 | 6,020 |
| Volatile liabilities | $6,410,000 | 6,935 |
| Insider loans | $346,000 | 6,031 |
| FHLB advances | $1,142,000 | 4,883 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,788,000 | 5,430 |
| Tier 1 (core) risk-based capital | $7,637,000 | 5,987 |
| Tier 2 risk-based capital | $611,000 | 5,244 |
| Total risk weighted assets | $48,778,000 | 5,848 |
| Total unused commitments | $6,788,000 | 5,431 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $71,047,000 | 5,951 |
| Cash and due from depository institutions | $6,304,000 | 5,548 |
| Interest-bearing balances | $2,601,000 | 1,717 |
| Securities | $18,162,000 | 4,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $43,916,000 | 5,865 |
| Loan loss allowance | $696,000 | 5,096 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,688,000 | 4,709 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $977,000 | 6,585 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $71,047,000 | 5,951 |
| Total liabilities | $63,372,000 | 5,934 |
| Total deposits | $61,072,000 | 5,805 |
| Interest-bearing deposits | $53,216,000 | 5,666 |
| Deposits held in domestic offices | $61,072,000 | 5,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $615,000 | 3,104 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,453,000 | 4,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $232,000 | 6,749 |
| Total equity capital | $7,675,000 | 5,984 |
| Total bank equity capital | $7,675,000 | 5,984 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,120,000 | 2,654 |
| Surplus | $2,620,000 | 4,995 |
| Undivided profits | $3,935,000 | 5,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $588,000 | 4,870 |
| Earning assets | $64,679,000 | 5,968 |
| Long-term assets (5+ years) | $9,234,000 | 4,819 |
| Average Assets, year-to-date | $70,299,670 | 5,922 |
| Average Assets, quarterly | $70,950,500 | 5,913 |
| Volatile liabilities | $6,111,000 | 6,947 |
| Insider loans | $355,000 | 5,987 |
| FHLB advances | $1,242,000 | 4,802 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,304,000 | 5,596 |
| Tier 1 (core) risk-based capital | $7,716,000 | 5,868 |
| Tier 2 risk-based capital | $630,000 | 5,114 |
| Total risk weighted assets | $50,326,000 | 5,687 |
| Total unused commitments | $6,304,000 | 5,596 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $70,854,000 | 5,963 |
| Cash and due from depository institutions | $6,863,000 | 5,308 |
| Interest-bearing balances | $3,414,000 | 1,429 |
| Securities | $17,632,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $43,676,000 | 5,847 |
| Loan loss allowance | $683,000 | 5,185 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,722,000 | 4,679 |
| Other real estate owned | $0 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $961,000 | 6,658 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $70,854,000 | 5,963 |
| Total liabilities | $63,285,000 | 5,953 |
| Total deposits | $61,040,000 | 5,827 |
| Interest-bearing deposits | $53,330,000 | 5,699 |
| Deposits held in domestic offices | $61,040,000 | 5,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $633,000 | 2,820 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,323,000 | 4,838 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $289,000 | 6,144 |
| Total equity capital | $7,569,000 | 5,963 |
| Total bank equity capital | $7,569,000 | 5,963 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,120,000 | 2,667 |
| Surplus | $2,620,000 | 5,003 |
| Undivided profits | $3,829,000 | 5,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $585,000 | 4,770 |
| Earning assets | $64,722,000 | 5,971 |
| Long-term assets (5+ years) | $7,164,000 | 5,384 |
| Average Assets, year-to-date | $69,926,000 | 5,983 |
| Average Assets, quarterly | $69,926,000 | 5,983 |
| Volatile liabilities | $5,423,000 | 7,078 |
| Insider loans | $359,000 | 5,969 |
| FHLB advances | $1,257,000 | 4,678 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,697,000 | 5,442 |
| Tier 1 (core) risk-based capital | $7,628,000 | 5,868 |
| Tier 2 risk-based capital | $617,000 | 5,175 |
| Total risk weighted assets | $49,276,000 | 5,717 |
| Total unused commitments | $6,697,000 | 5,443 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $68,998,000 | 6,050 |
| Cash and due from depository institutions | $5,258,000 | 5,189 |
| Interest-bearing balances | $2,352,000 | 1,861 |
| Securities | $16,269,000 | 5,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $44,809,000 | 5,789 |
| Loan loss allowance | $679,000 | 5,177 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,756,000 | 4,617 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $906,000 | 6,749 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $68,998,000 | 6,050 |
| Total liabilities | $61,389,000 | 6,043 |
| Total deposits | $59,367,000 | 5,912 |
| Interest-bearing deposits | $51,266,000 | 5,812 |
| Deposits held in domestic offices | $59,367,000 | 5,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $419,000 | 3,127 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,386,000 | 4,870 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $217,000 | 6,709 |
| Total equity capital | $7,609,000 | 5,961 |
| Total bank equity capital | $7,609,000 | 5,961 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,120,000 | 2,658 |
| Surplus | $2,620,000 | 4,983 |
| Undivided profits | $3,869,000 | 5,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $583,000 | 4,796 |
| Earning assets | $63,430,000 | 6,036 |
| Long-term assets (5+ years) | $5,906,000 | 5,791 |
| Average Assets, year-to-date | $69,462,000 | 5,906 |
| Average Assets, quarterly | $69,134,500 | 5,999 |
| Volatile liabilities | $5,335,000 | 7,113 |
| Insider loans | $320,000 | 6,144 |
| FHLB advances | $1,257,000 | 4,687 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,140,000 | 5,478 |
| Tier 1 (core) risk-based capital | $7,558,000 | 5,865 |
| Tier 2 risk-based capital | $621,000 | 5,138 |
| Total risk weighted assets | $49,653,000 | 5,703 |
| Total unused commitments | $6,140,000 | 5,480 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $69,271,000 | 6,003 |
| Cash and due from depository institutions | $4,312,000 | 5,187 |
| Interest-bearing balances | $949,000 | 2,939 |
| Securities | $18,805,000 | 4,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $43,442,000 | 5,878 |
| Loan loss allowance | $674,000 | 5,192 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,762,000 | 4,569 |
| Other real estate owned | $0 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $950,000 | 6,699 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $69,271,000 | 6,003 |
| Total liabilities | $61,566,000 | 6,012 |
| Total deposits | $59,115,000 | 5,872 |
| Interest-bearing deposits | $51,346,000 | 5,778 |
| Deposits held in domestic offices | $59,115,000 | 5,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $666,000 | 3,062 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,448,000 | 4,855 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $337,000 | 5,916 |
| Total equity capital | $7,705,000 | 5,914 |
| Total bank equity capital | $7,705,000 | 5,914 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,120,000 | 2,657 |
| Surplus | $2,620,000 | 4,958 |
| Undivided profits | $3,965,000 | 5,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $625,000 | 4,694 |
| Earning assets | $63,196,000 | 6,017 |
| Long-term assets (5+ years) | $5,367,000 | 6,021 |
| Average Assets, year-to-date | $69,578,000 | 5,920 |
| Average Assets, quarterly | $69,588,500 | 5,955 |
| Volatile liabilities | $5,413,000 | 7,105 |
| Insider loans | $323,000 | 6,126 |
| FHLB advances | $1,376,000 | 4,677 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,805,000 | 5,209 |
| Tier 1 (core) risk-based capital | $7,577,000 | 5,828 |
| Tier 2 risk-based capital | $612,000 | 5,172 |
| Total risk weighted assets | $48,936,000 | 5,742 |
| Total unused commitments | $6,805,000 | 5,215 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $69,906,000 | 5,980 |
| Cash and due from depository institutions | $3,993,000 | 5,124 |
| Interest-bearing balances | $1,307,000 | 2,558 |
| Securities | $19,718,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $43,343,000 | 5,858 |
| Loan loss allowance | $682,000 | 5,161 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,804,000 | 4,486 |
| Other real estate owned | $111,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $937,000 | 6,708 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $69,906,000 | 5,980 |
| Total liabilities | $62,277,000 | 5,969 |
| Total deposits | $60,175,000 | 5,846 |
| Interest-bearing deposits | $52,298,000 | 5,763 |
| Deposits held in domestic offices | $60,175,000 | 5,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $263,000 | 3,492 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,626,000 | 4,725 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $213,000 | 6,680 |
| Total equity capital | $7,629,000 | 5,809 |
| Total bank equity capital | $7,629,000 | 5,809 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,120,000 | 2,666 |
| Surplus | $2,620,000 | 4,954 |
| Undivided profits | $3,889,000 | 5,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $584,000 | 4,699 |
| Earning assets | $64,368,000 | 5,942 |
| Long-term assets (5+ years) | $6,031,000 | 5,963 |
| Average Assets, year-to-date | $69,680,330 | 5,939 |
| Average Assets, quarterly | $70,246,500 | 5,955 |
| Volatile liabilities | $5,196,000 | 7,166 |
| Insider loans | $286,000 | 6,322 |
| FHLB advances | $1,496,000 | 4,637 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,391,000 | 5,365 |
| Tier 1 (core) risk-based capital | $7,606,000 | 5,747 |
| Tier 2 risk-based capital | $633,000 | 5,043 |
| Total risk weighted assets | $50,602,000 | 5,610 |
| Total unused commitments | $6,391,000 | 5,368 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $70,587,000 | 5,961 |
| Cash and due from depository institutions | $6,334,000 | 5,232 |
| Interest-bearing balances | $3,320,000 | 1,748 |
| Securities | $17,976,000 | 5,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $43,546,000 | 5,793 |
| Loan loss allowance | $671,000 | 5,183 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,788,000 | 4,481 |
| Other real estate owned | $75,000 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $868,000 | 6,759 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $70,587,000 | 5,961 |
| Total liabilities | $62,827,000 | 5,958 |
| Total deposits | $60,502,000 | 5,863 |
| Interest-bearing deposits | $52,785,000 | 5,760 |
| Deposits held in domestic offices | $60,502,000 | 5,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $360,000 | 2,903 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,788,000 | 4,534 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $177,000 | 7,266 |
| Total equity capital | $7,760,000 | 5,835 |
| Total bank equity capital | $7,760,000 | 5,835 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,120,000 | 2,660 |
| Surplus | $2,620,000 | 4,937 |
| Undivided profits | $4,020,000 | 5,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $547,000 | 4,874 |
| Earning assets | $64,842,000 | 5,952 |
| Long-term assets (5+ years) | $4,545,000 | 6,342 |
| Average Assets, year-to-date | $69,567,500 | 5,971 |
| Average Assets, quarterly | $69,567,500 | 5,971 |
| Volatile liabilities | $5,122,000 | 7,127 |
| Insider loans | $162,000 | 6,927 |
| FHLB advances | $1,514,000 | 4,423 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,503,000 | 5,036 |
| Tier 1 (core) risk-based capital | $7,498,000 | 5,755 |
| Tier 2 risk-based capital | $623,000 | 5,075 |
| Total risk weighted assets | $49,789,000 | 5,624 |
| Total unused commitments | $7,503,000 | 5,044 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $68,548,000 | 6,033 |
| Cash and due from depository institutions | $4,680,000 | 5,015 |
| Interest-bearing balances | $1,027,000 | 2,901 |
| Securities | $15,997,000 | 5,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $45,006,000 | 5,692 |
| Loan loss allowance | $670,000 | 5,176 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,050,000 | 5,793 |
| Other real estate owned | $75,000 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,740,000 | 5,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,548,000 | 6,033 |
| Total liabilities | $60,862,000 | 6,041 |
| Total deposits | $58,516,000 | 5,952 |
| Interest-bearing deposits | $50,393,000 | 5,891 |
| Deposits held in domestic offices | $58,516,000 | 5,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $642,000 | 2,919 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,580,000 | 4,618 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $124,000 | 7,848 |
| Total equity capital | $7,686,000 | 5,789 |
| Total bank equity capital | $7,686,000 | 5,789 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,120,000 | 2,681 |
| Surplus | $2,620,000 | 4,916 |
| Undivided profits | $3,946,000 | 5,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $658,000 | 4,357 |
| Earning assets | $62,030,000 | 6,061 |
| Long-term assets (5+ years) | $6,173,000 | 5,898 |
| Average Assets, year-to-date | $69,411,000 | 5,875 |
| Average Assets, quarterly | $68,318,500 | 6,037 |
| Volatile liabilities | $4,104,000 | 7,545 |
| Insider loans | $165,000 | 6,938 |
| FHLB advances | $1,514,000 | 4,447 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,503,000 | 4,909 |
| Tier 1 (core) risk-based capital | $7,432,000 | 5,727 |
| Tier 2 risk-based capital | $627,000 | 5,058 |
| Total risk weighted assets | $50,109,000 | 5,586 |
| Total unused commitments | $7,503,000 | 4,912 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $68,089,000 | 6,065 |
| Cash and due from depository institutions | $3,229,000 | 5,153 |
| Interest-bearing balances | $195,000 | 4,768 |
| Securities | $17,593,000 | 5,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $44,678,000 | 5,713 |
| Loan loss allowance | $676,000 | 5,155 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,132,000 | 5,617 |
| Other real estate owned | $75,000 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,382,000 | 5,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,089,000 | 6,065 |
| Total liabilities | $60,320,000 | 6,080 |
| Total deposits | $58,218,000 | 5,967 |
| Interest-bearing deposits | $50,657,000 | 5,879 |
| Deposits held in domestic offices | $58,218,000 | 5,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,000 | 3,255 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,716,000 | 4,548 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $281,000 | 6,582 |
| Total equity capital | $7,769,000 | 5,739 |
| Total bank equity capital | $7,769,000 | 5,739 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,120,000 | 2,699 |
| Surplus | $2,620,000 | 4,886 |
| Undivided profits | $4,029,000 | 5,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $685,000 | 4,409 |
| Earning assets | $62,466,000 | 6,055 |
| Long-term assets (5+ years) | $5,908,000 | 5,989 |
| Average Assets, year-to-date | $69,626,750 | 5,907 |
| Average Assets, quarterly | $69,226,500 | 5,991 |
| Volatile liabilities | $3,667,000 | 7,771 |
| Insider loans | $167,000 | 6,999 |
| FHLB advances | $1,656,000 | 4,369 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,290,000 | 5,281 |
| Tier 1 (core) risk-based capital | $7,482,000 | 5,713 |
| Tier 2 risk-based capital | $622,000 | 5,069 |
| Total risk weighted assets | $49,703,000 | 5,603 |
| Total unused commitments | $6,290,000 | 5,287 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 31 | 4,937 |
| Assets and Liabilities | ||
| Total Assets: | $70,364,000 | 5,954 |
| Cash and due from depository institutions | $4,622,000 | 4,937 |
| Interest-bearing balances | $1,553,000 | 2,765 |
| Securities | $18,646,000 | 4,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $44,924,000 | 5,687 |
| Loan loss allowance | $667,000 | 5,152 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,154,000 | 5,550 |
| Other real estate owned | $0 | 4,937 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,018,000 | 6,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,364,000 | 5,954 |
| Total liabilities | $62,511,000 | 5,971 |
| Total deposits | $59,972,000 | 5,861 |
| Interest-bearing deposits | $52,212,000 | 5,783 |
| Deposits held in domestic offices | $59,972,000 | 5,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $116,000 | 3,139 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,093,000 | 4,266 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $330,000 | 6,260 |
| Total equity capital | $7,853,000 | 5,684 |
| Total bank equity capital | $7,853,000 | 5,684 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,120,000 | 2,700 |
| Surplus | $2,620,000 | 4,861 |
| Undivided profits | $4,113,000 | 5,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $637,000 | 4,488 |
| Earning assets | $65,123,000 | 5,899 |
| Long-term assets (5+ years) | $8,410,000 | 5,243 |
| Average Assets, year-to-date | $70,139,330 | 5,886 |
| Average Assets, quarterly | $70,335,000 | 5,912 |
| Volatile liabilities | $4,096,000 | 7,595 |
| Insider loans | $172,000 | 6,989 |
| FHLB advances | $1,798,000 | 4,269 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,361,000 | 4,905 |
| Tier 1 (core) risk-based capital | $7,457,000 | 5,662 |
| Tier 2 risk-based capital | $624,000 | 5,037 |
| Total risk weighted assets | $49,858,000 | 5,565 |
| Total unused commitments | $7,361,000 | 4,916 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $70,306,000 | 5,903 |
| Cash and due from depository institutions | $5,277,000 | 4,788 |
| Interest-bearing balances | $2,485,000 | 2,271 |
| Securities | $19,364,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $43,566,000 | 5,718 |
| Loan loss allowance | $690,000 | 5,007 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,183,000 | 5,479 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $916,000 | 6,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,306,000 | 5,903 |
| Total liabilities | $62,584,000 | 5,919 |
| Total deposits | $60,176,000 | 5,817 |
| Interest-bearing deposits | $53,756,000 | 5,676 |
| Deposits held in domestic offices | $60,176,000 | 5,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,000 | 2,962 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,878,000 | 4,377 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $422,000 | 5,612 |
| Total equity capital | $7,722,000 | 5,660 |
| Total bank equity capital | $7,722,000 | 5,660 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,120,000 | 2,712 |
| Surplus | $2,620,000 | 4,834 |
| Undivided profits | $3,982,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $625,000 | 4,565 |
| Earning assets | $65,415,000 | 5,843 |
| Long-term assets (5+ years) | $10,074,000 | 4,816 |
| Average Assets, year-to-date | $70,027,000 | 5,888 |
| Average Assets, quarterly | $70,027,000 | 5,888 |
| Volatile liabilities | $5,818,000 | 6,973 |
| Insider loans | $478,000 | 5,503 |
| FHLB advances | $1,819,000 | 4,213 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,397,000 | 4,295 |
| Tier 1 (core) risk-based capital | $7,345,000 | 5,649 |
| Tier 2 risk-based capital | $608,000 | 5,070 |
| Total risk weighted assets | $48,526,000 | 5,613 |
| Total unused commitments | $9,397,000 | 4,311 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $69,748,000 | 5,908 |
| Cash and due from depository institutions | $4,353,000 | 5,011 |
| Interest-bearing balances | $1,063,000 | 3,025 |
| Securities | $18,065,000 | 4,946 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $45,105,000 | 5,617 |
| Loan loss allowance | $679,000 | 4,996 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,192,000 | 5,439 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,033,000 | 6,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,748,000 | 5,908 |
| Total liabilities | $62,106,000 | 5,907 |
| Total deposits | $59,323,000 | 5,828 |
| Interest-bearing deposits | $51,789,000 | 5,748 |
| Deposits held in domestic offices | $59,323,000 | 5,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $189,000 | 3,046 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,211,000 | 4,218 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $383,000 | 5,985 |
| Total equity capital | $7,642,000 | 5,658 |
| Total bank equity capital | $7,642,000 | 5,658 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,120,000 | 2,713 |
| Surplus | $1,120,000 | 6,608 |
| Undivided profits | $5,402,000 | 4,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $746,000 | 4,153 |
| Earning assets | $64,233,000 | 5,874 |
| Long-term assets (5+ years) | $10,557,000 | 4,689 |
| Average Assets, year-to-date | $70,938,000 | 5,676 |
| Average Assets, quarterly | $69,923,000 | 5,872 |
| Volatile liabilities | $5,895,000 | 6,997 |
| Insider loans | $492,000 | 5,479 |
| FHLB advances | $1,819,000 | 4,243 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,304,000 | 4,755 |
| Tier 1 (core) risk-based capital | $7,271,000 | 5,626 |
| Tier 2 risk-based capital | $614,000 | 4,978 |
| Total risk weighted assets | $49,024,000 | 5,553 |
| Total unused commitments | $7,304,000 | 4,759 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $71,734,000 | 5,736 |
| Cash and due from depository institutions | $4,466,000 | 4,798 |
| Interest-bearing balances | $973,000 | 3,052 |
| Securities | $17,608,000 | 4,912 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $47,330,000 | 5,414 |
| Loan loss allowance | $618,000 | 5,136 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,232,000 | 5,377 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,098,000 | 6,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,734,000 | 5,736 |
| Total liabilities | $64,515,000 | 5,710 |
| Total deposits | $60,852,000 | 5,636 |
| Interest-bearing deposits | $53,185,000 | 5,561 |
| Deposits held in domestic offices | $60,852,000 | 5,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $969,000 | 2,661 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,237,000 | 3,997 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $457,000 | 5,682 |
| Total equity capital | $7,219,000 | 5,712 |
| Total bank equity capital | $7,219,000 | 5,712 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,120,000 | 2,758 |
| Surplus | $1,120,000 | 6,699 |
| Undivided profits | $4,979,000 | 4,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $811,000 | 4,153 |
| Earning assets | $65,911,000 | 5,716 |
| Long-term assets (5+ years) | $12,356,000 | 4,325 |
| Average Assets, year-to-date | $71,818,200 | 5,542 |
| Average Assets, quarterly | $71,125,000 | 5,722 |
| Volatile liabilities | $7,369,000 | 6,455 |
| Insider loans | $439,000 | 5,688 |
| FHLB advances | $2,181,000 | 3,786 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,563,000 | 4,540 |
| Tier 1 (core) risk-based capital | $6,972,000 | 5,674 |
| Tier 2 risk-based capital | $618,000 | 4,819 |
| Total risk weighted assets | $50,094,000 | 5,403 |
| Total unused commitments | $7,563,000 | 4,548 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $71,067,000 | 5,639 |
| Cash and due from depository institutions | $5,066,000 | 4,753 |
| Interest-bearing balances | $1,176,000 | 2,218 |
| Securities | $22,038,000 | 4,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $41,531,000 | 5,798 |
| Loan loss allowance | $636,000 | 4,903 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,241,000 | 5,400 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,191,000 | 5,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,067,000 | 5,639 |
| Total liabilities | $64,316,000 | 5,587 |
| Total deposits | $61,341,000 | 5,481 |
| Interest-bearing deposits | $52,736,000 | 5,444 |
| Deposits held in domestic offices | $61,341,000 | 5,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,690,000 | 3,677 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $285,000 | 7,431 |
| Total equity capital | $6,751,000 | 5,907 |
| Total bank equity capital | $6,751,000 | 5,907 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,120,000 | 2,835 |
| Surplus | $1,120,000 | 6,813 |
| Undivided profits | $4,511,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $639,000 | 4,232 |
| Earning assets | $64,745,000 | 5,666 |
| Long-term assets (5+ years) | $13,576,000 | 3,974 |
| Average Assets, year-to-date | $73,472,400 | 5,313 |
| Average Assets, quarterly | $70,477,000 | 5,623 |
| Volatile liabilities | $5,177,000 | 7,381 |
| Insider loans | $395,000 | 5,972 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,695,000 | 4,681 |
| Tier 1 (core) risk-based capital | $6,706,000 | 5,810 |
| Tier 2 risk-based capital | $567,070 | 4,982 |
| Total risk weighted assets | $45,296,970 | 5,653 |
| Total unused commitments | $6,695,000 | 4,682 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $77,699,000 | 5,323 |
| Cash and due from depository institutions | $7,328,000 | 5,019 |
| Interest-bearing balances | $2,688,000 | 1,388 |
| Securities | $28,317,000 | 3,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $39,249,000 | 5,902 |
| Loan loss allowance | $651,000 | 4,778 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,263,000 | 5,353 |
| Other real estate owned | $0 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,542,000 | 4,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,699,000 | 5,323 |
| Total liabilities | $71,382,000 | 5,242 |
| Total deposits | $67,768,000 | 5,152 |
| Interest-bearing deposits | $60,716,000 | 4,999 |
| Deposits held in domestic offices | $67,768,000 | 5,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,261,000 | 3,398 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $353,000 | 6,480 |
| Total equity capital | $6,317,000 | 6,063 |
| Total bank equity capital | $6,317,000 | 6,063 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,120,000 | 2,897 |
| Surplus | $1,120,000 | 6,940 |
| Undivided profits | $4,077,000 | 4,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $621,000 | 3,777 |
| Earning assets | $70,254,000 | 5,350 |
| Long-term assets (5+ years) | $12,022,000 | 4,455 |
| Average Assets, year-to-date | $77,211,200 | 5,209 |
| Average Assets, quarterly | $77,917,000 | 5,275 |
| Volatile liabilities | $13,279,000 | 4,612 |
| Insider loans | $170,000 | 7,428 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,305,000 | 4,873 |
| Tier 1 (core) risk-based capital | $6,574,000 | 5,930 |
| Tier 2 risk-based capital | $541,940 | 5,054 |
| Total risk weighted assets | $43,246,440 | 5,733 |
| Total unused commitments | $6,305,000 | 4,877 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $70,436,000 | 5,697 |
| Cash and due from depository institutions | $3,341,000 | 4,841 |
| Interest-bearing balances | $338,000 | 3,863 |
| Securities | $23,417,000 | 4,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $41,145,000 | 5,591 |
| Loan loss allowance | $717,000 | 4,384 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,275,000 | 5,256 |
| Other real estate owned | $45,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,213,000 | 5,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,436,000 | 5,697 |
| Total liabilities | $63,871,000 | 5,624 |
| Total deposits | $60,302,000 | 5,612 |
| Interest-bearing deposits | $54,056,000 | 5,419 |
| Deposits held in domestic offices | $60,302,000 | 5,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,259,000 | 2,770 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $310,000 | 7,332 |
| Total equity capital | $6,565,000 | 6,021 |
| Total bank equity capital | $6,565,000 | 6,021 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,120,000 | 2,895 |
| Surplus | $1,120,000 | 6,951 |
| Undivided profits | $4,325,000 | 4,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $679,000 | 3,439 |
| Earning assets | $64,900,000 | 5,661 |
| Long-term assets (5+ years) | $13,136,000 | 4,070 |
| Average Assets, year-to-date | $68,063,000 | 5,612 |
| Average Assets, quarterly | $69,961,000 | 5,634 |
| Volatile liabilities | $4,355,000 | 7,381 |
| Insider loans | $393,000 | 5,861 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,847,000 | 4,211 |
| Tier 1 (core) risk-based capital | $6,422,000 | 5,956 |
| Tier 2 risk-based capital | $532,560 | 4,986 |
| Total risk weighted assets | $42,420,160 | 5,683 |
| Total unused commitments | $7,847,000 | 4,216 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $65,920,000 | 5,965 |
| Cash and due from depository institutions | $3,896,000 | 4,375 |
| Interest-bearing balances | $828,000 | 2,664 |
| Securities | $17,175,000 | 5,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $42,625,000 | 5,577 |
| Loan loss allowance | $779,000 | 4,143 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $955,000 | 6,101 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,269,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,920,000 | 5,965 |
| Total liabilities | $59,693,000 | 5,906 |
| Total deposits | $57,555,000 | 5,826 |
| Interest-bearing deposits | $51,118,000 | 5,690 |
| Deposits held in domestic offices | $57,555,000 | 5,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,779,000 | 3,023 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $359,000 | 7,141 |
| Total equity capital | $6,227,000 | 6,253 |
| Total bank equity capital | $6,227,000 | 6,253 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,120,000 | 2,962 |
| Surplus | $1,120,000 | 7,109 |
| Undivided profits | $3,987,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 9,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $720,000 | 3,252 |
| Earning assets | $60,628,000 | 5,952 |
| Long-term assets (5+ years) | $6,911,000 | 5,235 |
| Average Assets, year-to-date | $65,469,000 | 5,805 |
| Average Assets, quarterly | $66,980,000 | 5,842 |
| Volatile liabilities | $3,983,000 | 7,777 |
| Insider loans | $278,000 | 6,814 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,182,000 | 4,659 |
| Tier 1 (core) risk-based capital | $6,184,000 | 6,148 |
| Tier 2 risk-based capital | $536,680 | 4,908 |
| Total risk weighted assets | $42,691,680 | 5,685 |
| Total unused commitments | $6,182,000 | 4,663 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $60,761,000 | 6,468 |
| Cash and due from depository institutions | $3,325,000 | 4,562 |
| Interest-bearing balances | $1,001,000 | 2,353 |
| Securities | $14,729,000 | 6,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $40,563,000 | 5,813 |
| Loan loss allowance | $715,000 | 4,598 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $914,000 | 6,301 |
| Other real estate owned | $0 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,230,000 | 5,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,761,000 | 6,468 |
| Total liabilities | $54,828,000 | 6,439 |
| Total deposits | $54,285,000 | 6,263 |
| Interest-bearing deposits | $48,870,000 | 6,061 |
| Deposits held in domestic offices | $54,285,000 | 6,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $199,000 | 4,562 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $5,933,000 | 6,501 |
| Total bank equity capital | $5,933,000 | 6,501 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,120,000 | 3,168 |
| Surplus | $1,120,000 | 7,328 |
| Undivided profits | $3,693,000 | 5,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $692,000 | 3,337 |
| Earning assets | $56,293,000 | 6,437 |
| Long-term assets (5+ years) | $5,119,000 | 5,822 |
| Average Assets, year-to-date | $60,907,600 | 6,295 |
| Average Assets, quarterly | $61,014,500 | 6,397 |
| Volatile liabilities | $3,881,000 | 7,857 |
| Insider loans | $480,000 | 5,635 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,152,000 | 4,176 |
| Tier 1 (core) risk-based capital | $5,954,000 | 6,404 |
| Tier 2 risk-based capital | $497,040 | 5,291 |
| Total risk weighted assets | $39,544,840 | 6,032 |
| Total unused commitments | $7,152,000 | 4,190 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $58,015,000 | 6,806 |
| Cash and due from depository institutions | $2,576,000 | 5,997 |
| Interest-bearing balances | $265,000 | 4,006 |
| Securities | $14,857,000 | 6,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,587,000 | 5,983 |
| Loan loss allowance | $708,000 | 4,683 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $898,000 | 6,431 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,097,000 | 5,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,015,000 | 6,806 |
| Total liabilities | $52,260,000 | 6,781 |
| Total deposits | $51,822,000 | 6,609 |
| Interest-bearing deposits | $46,790,000 | 6,368 |
| Deposits held in domestic offices | $51,822,000 | 6,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $88,000 | 4,443 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $350,000 | 7,698 |
| Total equity capital | $5,755,000 | 6,735 |
| Total bank equity capital | $5,755,000 | 6,735 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,120,000 | 3,297 |
| Surplus | $1,120,000 | 7,471 |
| Undivided profits | $3,515,000 | 5,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $663,000 | 3,574 |
| Earning assets | $53,709,000 | 6,750 |
| Long-term assets (5+ years) | $6,044,000 | 5,321 |
| Average Assets, year-to-date | $58,161,000 | 6,592 |
| Average Assets, quarterly | $57,510,500 | 6,777 |
| Volatile liabilities | $2,376,000 | 9,216 |
| Insider loans | $317,000 | 6,903 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,361,000 | 3,671 |
| Tier 1 (core) risk-based capital | $5,778,000 | 6,593 |
| Tier 2 risk-based capital | $450,640 | 5,724 |
| Total risk weighted assets | $35,794,140 | 6,454 |
| Total unused commitments | $8,361,000 | 3,684 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $59,360,000 | 6,695 |
| Cash and due from depository institutions | $2,996,000 | 6,160 |
| Interest-bearing balances | $1,305,000 | 2,088 |
| Securities | $17,665,000 | 6,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $36,612,000 | 6,165 |
| Loan loss allowance | $641,000 | 5,146 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $871,000 | 6,594 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,216,000 | 5,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,360,000 | 6,695 |
| Total liabilities | $53,880,000 | 6,685 |
| Total deposits | $53,428,000 | 6,481 |
| Interest-bearing deposits | $49,688,000 | 6,105 |
| Deposits held in domestic offices | $53,428,000 | 6,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $142,000 | 4,610 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $310,000 | 7,170 |
| Total equity capital | $5,480,000 | 6,699 |
| Total bank equity capital | $5,480,000 | 6,699 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,120,000 | 3,422 |
| Surplus | $1,120,000 | 7,619 |
| Undivided profits | $3,240,000 | 5,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 9,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $586,000 | 3,558 |
| Earning assets | $55,582,000 | 6,594 |
| Long-term assets (5+ years) | $3,480,000 | 7,023 |
| Average Assets, year-to-date | $58,696,600 | 6,643 |
| Average Assets, quarterly | $59,746,000 | 6,634 |
| Volatile liabilities | $5,581,000 | 6,341 |
| Insider loans | $237,000 | 7,769 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,557,000 | 3,797 |
| Tier 1 (core) risk-based capital | $5,699,000 | 6,603 |
| Tier 2 risk-based capital | $440,060 | 5,829 |
| Total risk weighted assets | $35,003,460 | 6,524 |
| Total unused commitments | $7,557,000 | 3,804 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $57,079,000 | 7,092 |
| Cash and due from depository institutions | $3,365,000 | 6,405 |
| Interest-bearing balances | $1,702,000 | 2,644 |
| Securities | $18,416,000 | 6,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $33,308,000 | 6,515 |
| Loan loss allowance | $555,000 | 5,916 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $973,000 | 6,243 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,017,000 | 6,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,079,000 | 7,092 |
| Total liabilities | $51,475,000 | 7,098 |
| Total deposits | $50,938,000 | 6,970 |
| Interest-bearing deposits | $46,789,000 | 6,655 |
| Deposits held in domestic offices | $50,938,000 | 6,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $266,000 | 3,851 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $271,000 | 8,003 |
| Total equity capital | $5,604,000 | 6,715 |
| Total bank equity capital | $5,604,000 | 6,715 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,120,000 | 3,524 |
| Surplus | $1,120,000 | 7,723 |
| Undivided profits | $3,364,000 | 5,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 8,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $535,000 | 3,449 |
| Earning assets | $53,426,000 | 6,976 |
| Long-term assets (5+ years) | $4,461,000 | 6,752 |
| Average Assets, year-to-date | $54,358,600 | 7,175 |
| Average Assets, quarterly | $57,948,500 | 6,953 |
| Volatile liabilities | $3,797,000 | 7,523 |
| Insider loans | $174,000 | 8,637 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,849,000 | 4,992 |
| Tier 1 (core) risk-based capital | $5,581,000 | 6,645 |
| Tier 2 risk-based capital | $403,930 | 6,230 |
| Total risk weighted assets | $32,163,330 | 6,920 |
| Total unused commitments | $4,849,000 | 5,014 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $49,775,000 | 7,880 |
| Cash and due from depository institutions | $4,256,000 | 6,539 |
| Interest-bearing balances | $2,642,000 | 2,295 |
| Securities | $16,350,000 | 6,968 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $27,199,000 | 7,507 |
| Loan loss allowance | $557,000 | 5,965 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $997,000 | 6,202 |
| Other real estate owned | $0 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $973,000 | 6,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,775,000 | 7,880 |
| Total liabilities | $44,202,000 | 8,025 |
| Total deposits | $43,782,000 | 7,896 |
| Interest-bearing deposits | $40,639,000 | 7,545 |
| Deposits held in domestic offices | $43,782,000 | 7,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $163,000 | 4,008 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $5,573,000 | 6,551 |
| Total bank equity capital | $5,573,000 | 6,551 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,120,000 | 3,684 |
| Surplus | $1,120,000 | 7,721 |
| Undivided profits | $3,333,000 | 5,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 10,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $481,000 | 4,258 |
| Earning assets | $46,191,000 | 7,778 |
| Long-term assets (5+ years) | $6,493,000 | 5,676 |
| Average Assets, year-to-date | $46,041,800 | 8,144 |
| Average Assets, quarterly | $48,722,000 | 7,927 |
| Volatile liabilities | $3,930,000 | 7,503 |
| Insider loans | $216,000 | 3,743 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,328,000 | 5,015 |
| Tier 1 (core) risk-based capital | $5,573,000 | 6,480 |
| Tier 2 risk-based capital | $348,160 | 6,911 |
| Total risk weighted assets | $27,643,960 | 7,753 |
| Total unused commitments | $4,328,000 | 5,046 |
| Derivatives | $0 | 651 |