Home > State Bank of Osco > Income and Expense
State Bank of Osco, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,639,000 | 8,732 |
Total interest expense | $1,523,000 | 7,631 |
Net interest income | $1,116,000 | 9,582 |
Provision for loan and lease losses | $452,000 | 1,706 |
Total noninterest income | $115,000 | 9,958 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $89,000 | 8,057 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 10,525 |
Total noninterest expense | $941,000 | 9,200 |
Salaries and employee benefits | $475,000 | 9,323 |
Premises and equipment expense | $149,000 | 8,299 |
Additional noninterest expense | $317,000 | 9,073 |
Pre-tax net operating income | $-162,000 | 11,649 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $-56,000 | 11,654 |
Income before extraordinary items | $-106,000 | 11,608 |
Extraordinary gains, net | $0 | 65 |
Net income | $-106,000 | 11,606 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $263,000 | 2,113 |
Cash dividends | $74,000 | 7,334 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $-106,000 | 11,587 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,184,000 | 9,456 |
Total interest expense | $985,000 | 8,758 |
Net interest income | $1,199,000 | 9,770 |
Provision for loan and lease losses | $115,000 | 4,257 |
Total noninterest income | $99,000 | 10,776 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $17,000 | 10,605 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $82,000 | 8,157 |
Total noninterest expense | $827,000 | 10,101 |
Salaries and employee benefits | $409,000 | 10,210 |
Premises and equipment expense | $97,000 | 10,121 |
Additional noninterest expense | $321,000 | 9,709 |
Pre-tax net operating income | $356,000 | 9,685 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $116,000 | 9,007 |
Income before extraordinary items | $240,000 | 9,807 |
Extraordinary gains, net | $0 | 249 |
Net income | $240,000 | 9,819 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $129,000 | 3,250 |
Cash dividends | $250,000 | 4,888 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $240,000 | 9,882 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,120,000 | 9,947 |
Total interest expense | $975,000 | 9,233 |
Net interest income | $1,145,000 | 10,242 |
Provision for loan and lease losses | $54,000 | 7,292 |
Total noninterest income | $94,000 | 11,460 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 8,884 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 12,761 |
Total noninterest expense | $707,000 | 11,121 |
Salaries and employee benefits | $355,000 | 11,094 |
Premises and equipment expense | $85,000 | 10,978 |
Additional noninterest expense | $267,000 | 10,864 |
Pre-tax net operating income | $478,000 | 8,795 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $158,000 | 8,455 |
Income before extraordinary items | $320,000 | 9,232 |
Extraordinary gains, net | $-19,000 | 12,447 |
Net income | $301,000 | 9,630 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 6,315 |
Cash dividends | $220,000 | 5,198 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $320,000 | 8,981 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,151,000 | 10,587 |
Total interest expense | $1,111,000 | 9,943 |
Net interest income | $1,040,000 | 10,937 |
Provision for loan and lease losses | $163,000 | 5,860 |
Total noninterest income | $78,000 | 12,335 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 11,411 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 9,797 |
Total noninterest expense | $638,000 | 11,834 |
Salaries and employee benefits | $316,000 | 11,834 |
Premises and equipment expense | $90,000 | 11,109 |
Additional noninterest expense | $232,000 | 11,795 |
Pre-tax net operating income | $317,000 | 9,969 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $106,000 | 9,741 |
Income before extraordinary items | $211,000 | 10,449 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $211,000 | 10,587 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $152,000 | 4,855 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $211,000 | 10,099 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.