Home > State Bank of Noel > Income and Expense
State Bank of Noel, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $854,000 | 10,432 |
Total interest expense | $333,000 | 10,455 |
Net interest income | $521,000 | 10,337 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $66,000 | 10,019 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 8,568 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 9,735 |
Total noninterest expense | $500,000 | 10,137 |
Salaries and employee benefits | $307,000 | 9,902 |
Premises and equipment expense | $78,000 | 9,482 |
Additional noninterest expense | $115,000 | 10,396 |
Pre-tax net operating income | $87,000 | 10,112 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $10,000 | 9,895 |
Income before extraordinary items | $77,000 | 10,098 |
Extraordinary gains, net | $0 | 44 |
Net income | $77,000 | 10,100 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 9,783 |
Cash dividends | $64,000 | 6,997 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $77,000 | 10,055 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $802,000 | 11,020 |
Total interest expense | $332,000 | 11,022 |
Net interest income | $470,000 | 10,947 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $64,000 | 10,602 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 8,999 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 10,411 |
Total noninterest expense | $438,000 | 10,837 |
Salaries and employee benefits | $266,000 | 10,612 |
Premises and equipment expense | $67,000 | 10,175 |
Additional noninterest expense | $105,000 | 11,042 |
Pre-tax net operating income | $96,000 | 10,382 |
Securities gains (losses) | $-1,000 | 9,274 |
Applicable income taxes | $31,000 | 10,021 |
Income before extraordinary items | $64,000 | 10,496 |
Extraordinary gains, net | $0 | 53 |
Net income | $64,000 | 10,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,797 |
Cash dividends | $64,000 | 7,301 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $64,670 | 10,446 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $800,000 | 11,522 |
Total interest expense | $322,000 | 11,531 |
Net interest income | $478,000 | 11,448 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $79,000 | 10,763 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $45,000 | 9,404 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 10,029 |
Total noninterest expense | $468,000 | 11,154 |
Salaries and employee benefits | $267,000 | 11,032 |
Premises and equipment expense | $78,000 | 10,256 |
Additional noninterest expense | $123,000 | 11,391 |
Pre-tax net operating income | $89,000 | 11,141 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $22,000 | 10,722 |
Income before extraordinary items | $67,000 | 11,190 |
Extraordinary gains, net | $0 | 65 |
Net income | $67,000 | 11,187 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 10,004 |
Cash dividends | $65,000 | 7,478 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $67,000 | 11,162 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $778,000 | 12,089 |
Total interest expense | $272,000 | 12,134 |
Net interest income | $506,000 | 11,994 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $79,000 | 11,271 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 9,590 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 11,043 |
Total noninterest expense | $474,000 | 11,732 |
Salaries and employee benefits | $266,000 | 11,513 |
Premises and equipment expense | $62,000 | 11,231 |
Additional noninterest expense | $146,000 | 11,834 |
Pre-tax net operating income | $111,000 | 11,550 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $32,000 | 10,876 |
Income before extraordinary items | $79,000 | 11,575 |
Extraordinary gains, net | $0 | 249 |
Net income | $79,000 | 11,583 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 10,077 |
Cash dividends | $54,000 | 7,843 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $79,000 | 11,620 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $720,000 | 12,781 |
Total interest expense | $271,000 | 12,781 |
Net interest income | $449,000 | 12,689 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $93,000 | 11,491 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 9,867 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 10,795 |
Total noninterest expense | $444,000 | 12,448 |
Salaries and employee benefits | $256,000 | 12,120 |
Premises and equipment expense | $50,000 | 12,210 |
Additional noninterest expense | $138,000 | 12,563 |
Pre-tax net operating income | $98,000 | 11,878 |
Securities gains (losses) | $6,000 | 5,977 |
Applicable income taxes | $32,000 | 11,333 |
Income before extraordinary items | $72,000 | 12,084 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $72,000 | 12,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 11,177 |
Cash dividends | $48,000 | 8,039 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $67,860 | 11,963 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $884,000 | 13,217 |
Total interest expense | $398,000 | 13,185 |
Net interest income | $486,000 | 13,122 |
Provision for loan and lease losses | $8,000 | 11,328 |
Total noninterest income | $85,000 | 12,134 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 9,841 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 12,330 |
Total noninterest expense | $469,000 | 12,813 |
Salaries and employee benefits | $241,000 | 12,701 |
Premises and equipment expense | $46,000 | 12,842 |
Additional noninterest expense | $182,000 | 12,493 |
Pre-tax net operating income | $94,000 | 12,084 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $18,000 | 12,166 |
Income before extraordinary items | $79,000 | 12,232 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $79,000 | 12,259 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 9,428 |
Cash dividends | $32,000 | 8,174 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $76,570 | 11,975 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.