Home > State Bank of Noel > Income and Expense

State Bank of Noel, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$854,00010,432
Total interest expense$333,00010,455
Net interest income$521,00010,337
Provision for loan and lease losses$08,829
Total noninterest income$66,00010,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,568
Trading account gains and feesNANA
Additional Noninterest Income$22,0009,735
Total noninterest expense$500,00010,137
Salaries and employee benefits$307,0009,902
Premises and equipment expense$78,0009,482
Additional noninterest expense$115,00010,396
Pre-tax net operating income$87,00010,112
Securities gains (losses)$03,944
Applicable income taxes$10,0009,895
Income before extraordinary items$77,00010,098
Extraordinary gains, net$044
Net income$77,00010,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$64,0006,997
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$77,00010,055
1996-12-31 (YTD Data)Rank
Total interest income$802,00011,020
Total interest expense$332,00011,022
Net interest income$470,00010,947
Provision for loan and lease losses$09,041
Total noninterest income$64,00010,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,999
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$438,00010,837
Salaries and employee benefits$266,00010,612
Premises and equipment expense$67,00010,175
Additional noninterest expense$105,00011,042
Pre-tax net operating income$96,00010,382
Securities gains (losses)$-1,0009,274
Applicable income taxes$31,00010,021
Income before extraordinary items$64,00010,496
Extraordinary gains, net$053
Net income$64,00010,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$64,0007,301
Sale, conversion, retirement of capital stock, net$0953
Net operating income$64,67010,446
1995-12-31 (YTD Data)Rank
Total interest income$800,00011,522
Total interest expense$322,00011,531
Net interest income$478,00011,448
Provision for loan and lease losses$08,958
Total noninterest income$79,00010,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0009,404
Trading account gains and feesNANA
Additional Noninterest Income$34,00010,029
Total noninterest expense$468,00011,154
Salaries and employee benefits$267,00011,032
Premises and equipment expense$78,00010,256
Additional noninterest expense$123,00011,391
Pre-tax net operating income$89,00011,141
Securities gains (losses)$03,831
Applicable income taxes$22,00010,722
Income before extraordinary items$67,00011,190
Extraordinary gains, net$065
Net income$67,00011,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$65,0007,478
Sale, conversion, retirement of capital stock, net$0809
Net operating income$67,00011,162
1994-12-31 (YTD Data)Rank
Total interest income$778,00012,089
Total interest expense$272,00012,134
Net interest income$506,00011,994
Provision for loan and lease losses$09,146
Total noninterest income$79,00011,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0009,590
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,043
Total noninterest expense$474,00011,732
Salaries and employee benefits$266,00011,513
Premises and equipment expense$62,00011,231
Additional noninterest expense$146,00011,834
Pre-tax net operating income$111,00011,550
Securities gains (losses)$03,600
Applicable income taxes$32,00010,876
Income before extraordinary items$79,00011,575
Extraordinary gains, net$0249
Net income$79,00011,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$54,0007,843
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$79,00011,620
1993-12-31 (YTD Data)Rank
Total interest income$720,00012,781
Total interest expense$271,00012,781
Net interest income$449,00012,689
Provision for loan and lease losses$010,371
Total noninterest income$93,00011,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,867
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,795
Total noninterest expense$444,00012,448
Salaries and employee benefits$256,00012,120
Premises and equipment expense$50,00012,210
Additional noninterest expense$138,00012,563
Pre-tax net operating income$98,00011,878
Securities gains (losses)$6,0005,977
Applicable income taxes$32,00011,333
Income before extraordinary items$72,00012,084
Extraordinary gains, net$03,149
Net income$72,00012,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$48,0008,039
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$67,86011,963
1992-12-31 (YTD Data)Rank
Total interest income$884,00013,217
Total interest expense$398,00013,185
Net interest income$486,00013,122
Provision for loan and lease losses$8,00011,328
Total noninterest income$85,00012,134
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0009,841
Trading account gains and feesNANA
Additional Noninterest Income$23,00012,330
Total noninterest expense$469,00012,813
Salaries and employee benefits$241,00012,701
Premises and equipment expense$46,00012,842
Additional noninterest expense$182,00012,493
Pre-tax net operating income$94,00012,084
Securities gains (losses)$3,0007,429
Applicable income taxes$18,00012,166
Income before extraordinary items$79,00012,232
Extraordinary gains, net$01,422
Net income$79,00012,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$32,0008,174
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$76,57011,975

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.