Home > State Bank of Mount Horeb > Income and Expense
State Bank of Mount Horeb, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 4,372 |
| Total interest expense | $3,839,000 | 3,833 |
| Net interest income | $3,388,000 | 4,844 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $746,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,689 |
| Total noninterest expense | $3,043,000 | 4,048 |
| Salaries and employee benefits | $1,585,000 | 4,044 |
| Premises and equipment expense | $537,000 | 3,480 |
| Additional noninterest expense | $921,000 | 4,218 |
| Pre-tax net operating income | $941,000 | 6,014 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $236,000 | 6,417 |
| Income before extraordinary items | $705,000 | 5,881 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $705,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,926 |
| Cash dividends | $607,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $705,000 | 5,837 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 4,502 |
| Total interest expense | $3,769,000 | 3,919 |
| Net interest income | $3,360,000 | 4,998 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $695,000 | 4,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,999 |
| Total noninterest expense | $2,692,000 | 4,728 |
| Salaries and employee benefits | $1,509,000 | 4,280 |
| Premises and equipment expense | $361,000 | 4,917 |
| Additional noninterest expense | $822,000 | 5,108 |
| Pre-tax net operating income | $1,355,000 | 4,696 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $416,000 | 4,775 |
| Income before extraordinary items | $939,000 | 4,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $939,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $877,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $939,000 | 4,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,507 |
| Total interest expense | $3,503,000 | 4,152 |
| Net interest income | $3,585,000 | 4,753 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $565,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,590 |
| Total noninterest expense | $2,744,000 | 4,608 |
| Salaries and employee benefits | $1,440,000 | 4,445 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $953,000 | 4,536 |
| Pre-tax net operating income | $1,256,000 | 5,099 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $395,000 | 4,992 |
| Income before extraordinary items | $863,000 | 5,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $863,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,447 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $861,620 | 5,150 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 4,518 |
| Total interest expense | $2,939,000 | 4,038 |
| Net interest income | $3,570,000 | 4,859 |
| Provision for loan and lease losses | $864,000 | 1,028 |
| Total noninterest income | $601,000 | 4,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,433 |
| Total noninterest expense | $2,741,000 | 4,775 |
| Salaries and employee benefits | $1,369,000 | 4,661 |
| Premises and equipment expense | $357,000 | 5,031 |
| Additional noninterest expense | $1,015,000 | 4,659 |
| Pre-tax net operating income | $566,000 | 8,205 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $419,000 | 8,005 |
| Extraordinary gains, net | $46,000 | 165 |
| Net income | $465,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,508 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $419,000 | 8,047 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,614 |
| Total interest expense | $2,880,000 | 4,266 |
| Net interest income | $3,621,000 | 4,811 |
| Provision for loan and lease losses | $330,000 | 2,800 |
| Total noninterest income | $1,003,000 | 3,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $793,000 | 2,396 |
| Total noninterest expense | $2,630,000 | 5,049 |
| Salaries and employee benefits | $1,388,000 | 4,590 |
| Premises and equipment expense | $292,000 | 5,990 |
| Additional noninterest expense | $950,000 | 5,146 |
| Pre-tax net operating income | $1,664,000 | 3,941 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $565,000 | 3,774 |
| Income before extraordinary items | $1,105,000 | 4,305 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,105,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,648 |
| Cash dividends | $779,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,101,040 | 4,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 4,907 |
| Total interest expense | $3,466,000 | 4,574 |
| Net interest income | $3,397,000 | 5,140 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $738,000 | 4,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 3,059 |
| Total noninterest expense | $2,419,000 | 5,460 |
| Salaries and employee benefits | $1,252,000 | 4,976 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $901,000 | 5,521 |
| Pre-tax net operating income | $1,546,000 | 3,944 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $530,000 | 3,801 |
| Income before extraordinary items | $1,017,000 | 4,428 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,017,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $630,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,016,340 | 4,116 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.