Home > State Bank of Moorhead > Income and Expense
State Bank of Moorhead, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 3,910 |
| Total interest expense | $1,163,000 | 3,769 |
| Net interest income | $2,328,000 | 3,918 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $329,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $161,000 | 4,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $168,000 | 4,354 |
| Total noninterest expense | $1,217,000 | 5,286 |
| Salaries and employee benefits | $715,000 | 4,992 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $389,000 | 5,107 |
| Pre-tax net operating income | $1,375,000 | 2,789 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $557,000 | 2,161 |
| Income before extraordinary items | $818,000 | 3,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $818,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $818,000 | 3,268 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,949 |
| Total interest expense | $597,000 | 3,768 |
| Net interest income | $1,139,000 | 3,979 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $149,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $608,000 | 5,291 |
| Salaries and employee benefits | $353,000 | 5,047 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $650,000 | 2,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $267,000 | 2,219 |
| Income before extraordinary items | $383,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $383,000 | 3,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 3,857 |
| Total interest expense | $2,847,000 | 3,680 |
| Net interest income | $4,588,000 | 3,926 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $530,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $263,000 | 4,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,500 |
| Total noninterest expense | $2,335,000 | 5,321 |
| Salaries and employee benefits | $1,327,000 | 5,132 |
| Premises and equipment expense | $213,000 | 6,621 |
| Additional noninterest expense | $795,000 | 4,941 |
| Pre-tax net operating income | $2,513,000 | 2,872 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $1,007,000 | 2,194 |
| Income before extraordinary items | $1,509,000 | 3,484 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,509,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,507,080 | 3,388 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 4,178 |
| Total interest expense | $3,876,000 | 3,903 |
| Net interest income | $3,740,000 | 4,354 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $459,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $220,000 | 4,945 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $2,144,000 | 5,488 |
| Salaries and employee benefits | $1,198,000 | 5,331 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $711,000 | 5,228 |
| Pre-tax net operating income | $1,935,000 | 3,253 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $797,000 | 2,432 |
| Income before extraordinary items | $1,196,000 | 3,822 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,196,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,191 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,158,880 | 3,768 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,791 |
| Total interest expense | $3,435,000 | 4,450 |
| Net interest income | $3,171,000 | 4,957 |
| Provision for loan and lease losses | $271,000 | 3,071 |
| Total noninterest income | $302,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $1,884,000 | 5,894 |
| Salaries and employee benefits | $989,000 | 5,955 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $698,000 | 5,188 |
| Pre-tax net operating income | $1,318,000 | 4,461 |
| Securities gains (losses) | $30,000 | 843 |
| Applicable income taxes | $539,000 | 3,322 |
| Income before extraordinary items | $809,000 | 5,016 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $809,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,249 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $789,800 | 5,081 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 5,856 |
| Total interest expense | $1,963,000 | 6,066 |
| Net interest income | $2,641,000 | 5,613 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $189,000 | 7,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $1,638,000 | 6,446 |
| Salaries and employee benefits | $889,000 | 6,359 |
| Premises and equipment expense | $200,000 | 6,813 |
| Additional noninterest expense | $549,000 | 6,159 |
| Pre-tax net operating income | $1,003,000 | 5,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $404,000 | 4,134 |
| Income before extraordinary items | $599,000 | 5,904 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $599,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $599,000 | 5,878 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 6,771 |
| Total interest expense | $1,557,000 | 7,074 |
| Net interest income | $2,124,000 | 6,446 |
| Provision for loan and lease losses | $265,000 | 2,894 |
| Total noninterest income | $140,000 | 8,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,329,000 | 7,160 |
| Salaries and employee benefits | $801,000 | 6,682 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $378,000 | 7,405 |
| Pre-tax net operating income | $670,000 | 6,599 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $563,000 | 6,253 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $563,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $563,000 | 6,137 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 8,745 |
| Total interest expense | $935,000 | 8,863 |
| Net interest income | $1,296,000 | 8,479 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,253,000 | 7,496 |
| Salaries and employee benefits | $783,000 | 6,868 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $325,000 | 8,074 |
| Pre-tax net operating income | $-279,000 | 10,621 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-44,000 | 10,612 |
| Income before extraordinary items | $-235,000 | 10,631 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-235,000 | 10,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-235,000 | 10,605 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $68,000 | 11,428 |
| Total interest expense | $21,000 | 11,398 |
| Net interest income | $47,000 | 11,428 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $213,000 | 11,352 |
| Salaries and employee benefits | $104,000 | 11,351 |
| Premises and equipment expense | $25,000 | 11,228 |
| Additional noninterest expense | $84,000 | 11,215 |
| Pre-tax net operating income | $-175,000 | 11,044 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-175,000 | 11,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-175,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 260 |
| Net operating income | $-175,000 | 11,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.