Home > State Bank of Long Island > Income and Expense

State Bank of Long Island, Income and Expense

2011-12-31 (YTD Data)Rank
Total interest income$73,238,000382
Total interest expense$8,399,000684
Net interest income$64,839,000351
Provision for loan and lease losses$-500,0007,312
Total noninterest income$3,683,0001,300
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,791,000823
Trading account gains and fees$0146
Additional Noninterest Income$1,892,0001,422
Total noninterest expense$47,465,000441
Salaries and employee benefits$24,098,000413
Premises and equipment expense$5,997,000435
Additional noninterest expense$17,370,000442
Pre-tax net operating income$21,557,000349
Securities gains (losses)$1,069,000420
Applicable income taxes$8,785,000277
Income before extraordinary items$13,841,000400
Extraordinary gains, net$029
Net income$13,841,000401
Minority interest net income$096
Net income of bank and minority interests.$13,841,000401
Net charge-offs$11,015,000413
Cash dividends$13,200,000195
Sale, conversion, retirement of capital stock, net$151,000576
Net operating income$13,156,840409
2011-09-30 (YTD Data)Rank
Total interest income$55,204,000385
Total interest expense$6,345,000711
Net interest income$48,859,000354
Provision for loan and lease losses$-500,0007,394
Total noninterest income$2,731,0001,310
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,353,000822
Trading account gains and fees$0145
Additional Noninterest Income$1,378,0001,427
Total noninterest expense$31,031,000493
Salaries and employee benefits$18,154,000415
Premises and equipment expense$4,616,000431
Additional noninterest expense$8,261,000648
Pre-tax net operating income$21,059,000292
Securities gains (losses)$1,046,000338
Applicable income taxes$8,571,000237
Income before extraordinary items$13,534,000329
Extraordinary gains, net$021
Net income$13,534,000328
Minority interest net income$087
Net income of bank and minority interests.$13,534,000329
Net charge-offs$9,111,000375
Cash dividends$6,200,000236
Sale, conversion, retirement of capital stock, net$133,000511
Net operating income$12,864,560332
2011-06-30 (YTD Data)Rank
Total interest income$36,604,000393
Total interest expense$4,262,000748
Net interest income$32,342,000358
Provision for loan and lease losses$3,000,000678
Total noninterest income$1,949,0001,253
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$924,000789
Trading account gains and fees$0153
Additional Noninterest Income$1,025,0001,317
Total noninterest expense$21,464,000485
Salaries and employee benefits$12,141,000412
Premises and equipment expense$3,222,000412
Additional noninterest expense$6,101,000603
Pre-tax net operating income$9,827,000374
Securities gains (losses)$113,0001,053
Applicable income taxes$3,745,000304
Income before extraordinary items$6,195,000435
Extraordinary gains, net$015
Net income$6,195,000434
Minority interest net income$089
Net income of bank and minority interests.$6,195,000435
Net charge-offs$8,347,000305
Cash dividends$2,700,000339
Sale, conversion, retirement of capital stock, net$88,000425
Net operating income$6,122,680425
2011-03-31 (YTD Data)Rank
Total interest income$17,955,000399
Total interest expense$2,175,000764
Net interest income$15,780,000362
Provision for loan and lease losses$1,900,000540
Total noninterest income$1,039,0001,181
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$475,000753
Trading account gains and fees$0158
Additional Noninterest Income$564,0001,247
Total noninterest expense$9,946,000520
Salaries and employee benefits$5,879,000425
Premises and equipment expense$1,666,000404
Additional noninterest expense$2,401,000745
Pre-tax net operating income$4,973,000364
Securities gains (losses)$82,000603
Applicable income taxes$1,882,000290
Income before extraordinary items$3,173,000419
Extraordinary gains, net$09
Net income$3,173,000419
Minority interest net income$086
Net income of bank and minority interests.$3,173,000419
Net charge-offs$7,389,000200
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$44,000376
Net operating income$3,120,520416
2010-12-31 (YTD Data)Rank
Total interest income$76,522,000395
Total interest expense$11,103,000721
Net interest income$65,419,000345
Provision for loan and lease losses$12,900,000538
Total noninterest income$4,671,0001,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,993,000759
Trading account gains and fees$0175
Additional Noninterest Income$2,678,0001,142
Total noninterest expense$41,881,000504
Salaries and employee benefits$23,737,000411
Premises and equipment expense$6,424,000406
Additional noninterest expense$11,720,000652
Pre-tax net operating income$15,309,000380
Securities gains (losses)$3,519,000150
Applicable income taxes$6,847,000285
Income before extraordinary items$11,981,000381
Extraordinary gains, net$029
Net income$11,981,000380
Minority interest net income$0111
Net income of bank and minority interests.$11,981,000381
Net charge-offs$8,533,000685
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$176,000647
Net operating income$9,728,840451
2010-09-30 (YTD Data)Rank
Total interest income$57,959,000390
Total interest expense$8,511,000735
Net interest income$49,448,000342
Provision for loan and lease losses$10,200,000489
Total noninterest income$3,012,0001,254
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,485,000778
Trading account gains and fees$0165
Additional Noninterest Income$1,527,0001,325
Total noninterest expense$32,628,000464
Salaries and employee benefits$18,569,000387
Premises and equipment expense$4,835,000402
Additional noninterest expense$9,224,000590
Pre-tax net operating income$9,632,000440
Securities gains (losses)$3,514,000119
Applicable income taxes$4,856,000282
Income before extraordinary items$8,290,000415
Extraordinary gains, net$023
Net income$8,290,000414
Minority interest net income$0110
Net income of bank and minority interests.$8,290,000416
Net charge-offs$6,423,000663
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$131,000582
Net operating income$6,041,040547
2010-06-30 (YTD Data)Rank
Total interest income$38,969,000392
Total interest expense$5,739,000751
Net interest income$33,230,000337
Provision for loan and lease losses$7,700,000439
Total noninterest income$1,737,0001,362
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$982,000783
Trading account gains and fees$0152
Additional Noninterest Income$755,0001,587
Total noninterest expense$22,101,000460
Salaries and employee benefits$12,594,000378
Premises and equipment expense$3,246,000406
Additional noninterest expense$6,261,000579
Pre-tax net operating income$5,166,000534
Securities gains (losses)$2,781,00098
Applicable income taxes$2,982,000297
Income before extraordinary items$4,965,000438
Extraordinary gains, net$019
Net income$4,965,000439
Minority interest net income$0105
Net income of bank and minority interests.$4,965,000439
Net charge-offs$5,152,000563
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$86,000510
Net operating income$3,185,160685
2010-03-31 (YTD Data)Rank
Total interest income$20,054,000396
Total interest expense$2,893,000793
Net interest income$17,161,000333
Provision for loan and lease losses$2,250,000682
Total noninterest income$892,0001,350
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$489,000796
Trading account gains and fees$0175
Additional Noninterest Income$403,0001,507
Total noninterest expense$10,960,000476
Salaries and employee benefits$5,984,000403
Premises and equipment expense$1,654,000410
Additional noninterest expense$3,322,000550
Pre-tax net operating income$4,843,000288
Securities gains (losses)$256,000434
Applicable income taxes$1,884,000230
Income before extraordinary items$3,215,000338
Extraordinary gains, net$016
Net income$3,215,000340
Minority interest net income$091
Net income of bank and minority interests.$3,215,000340
Net charge-offs$5,430,000315
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$42,000457
Net operating income$3,051,160339
2009-12-31 (YTD Data)Rank
Total interest income$78,079,000428
Total interest expense$14,298,000816
Net interest income$63,781,000343
Provision for loan and lease losses$39,500,000302
Total noninterest income$4,438,0001,206
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,366,000706
Trading account gains and fees$0211
Additional Noninterest Income$2,072,0001,341
Total noninterest expense$47,546,000450
Salaries and employee benefits$23,422,000410
Premises and equipment expense$6,841,000393
Additional noninterest expense$17,283,000488
Pre-tax net operating income$-18,827,0007,695
Securities gains (losses)$-3,006,0007,852
Applicable income taxes$-8,724,0007,852
Income before extraordinary items$-13,109,0007,631
Extraordinary gains, net$034
Net income$-13,109,0007,629
Minority interest net income$0115
Net income of bank and minority interests.$-13,109,0007,630
Net charge-offs$29,457,000298
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$179,000739
Net operating income$-11,185,1607,594
2009-09-30 (YTD Data)Rank
Total interest income$58,505,000448
Total interest expense$11,240,000816
Net interest income$47,265,000359
Provision for loan and lease losses$16,500,000441
Total noninterest income$3,416,0001,193
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,844,000683
Trading account gains and fees$0212
Additional Noninterest Income$1,572,0001,352
Total noninterest expense$32,891,000492
Salaries and employee benefits$17,284,000426
Premises and equipment expense$5,041,000416
Additional noninterest expense$10,566,000557
Pre-tax net operating income$1,290,0002,321
Securities gains (losses)$-2,832,0007,962
Applicable income taxes$-421,0007,296
Income before extraordinary items$-1,121,0006,809
Extraordinary gains, net$027
Net income$-1,121,0006,808
Minority interest net income$0118
Net income of bank and minority interests.$-1,121,0006,810
Net charge-offs$5,767,000733
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$134,000670
Net operating income$946,3602,522
2009-06-30 (YTD Data)Rank
Total interest income$38,931,000459
Total interest expense$7,716,000839
Net interest income$31,215,000366
Provision for loan and lease losses$13,500,000381
Total noninterest income$2,138,0001,273
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,288,000648
Trading account gains and fees$0193
Additional Noninterest Income$850,0001,573
Total noninterest expense$21,597,000512
Salaries and employee benefits$11,329,000442
Premises and equipment expense$3,418,000412
Additional noninterest expense$6,850,000581
Pre-tax net operating income$-1,744,0007,318
Securities gains (losses)$-3,318,0008,095
Applicable income taxes$-1,697,0007,862
Income before extraordinary items$-3,365,0007,664
Extraordinary gains, net$021
Net income$-3,365,0007,663
Minority interest net income$0112
Net income of bank and minority interests.$-3,365,0007,663
Net charge-offs$4,214,000661
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$89,000629
Net operating income$-1,175,1207,218
2009-03-31 (YTD Data)Rank
Total interest income$19,770,000450
Total interest expense$4,018,000836
Net interest income$15,752,000358
Provision for loan and lease losses$10,000,000255
Total noninterest income$1,050,0001,229
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$642,000630
Trading account gains and fees$0171
Additional Noninterest Income$408,0001,600
Total noninterest expense$10,116,000515
Salaries and employee benefits$5,338,000469
Premises and equipment expense$1,738,000407
Additional noninterest expense$3,040,000571
Pre-tax net operating income$-3,314,0007,961
Securities gains (losses)$-3,765,0008,200
Applicable income taxes$-2,320,0008,103
Income before extraordinary items$-4,759,0008,050
Extraordinary gains, net$015
Net income$-4,759,0008,051
Minority interest net income$0102
Net income of bank and minority interests.$-4,759,0008,051
Net charge-offs$2,771,000479
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$45,000526
Net operating income$-2,236,4507,926
2008-12-31 (YTD Data)Rank
Total interest income$91,443,000429
Total interest expense$26,330,000600
Net interest income$65,113,000357
Provision for loan and lease losses$17,226,000412
Total noninterest income$6,226,000884
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,466,000702
Trading account gains and fees$0154
Additional Noninterest Income$3,760,000806
Total noninterest expense$43,424,000473
Salaries and employee benefits$22,965,000418
Premises and equipment expense$6,968,000394
Additional noninterest expense$13,491,000514
Pre-tax net operating income$10,689,000498
Securities gains (losses)$-6,156,0008,115
Applicable income taxes$1,223,0001,020
Income before extraordinary items$3,310,0001,255
Extraordinary gains, net$039
Net income$3,310,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,261,000375
Cash dividends$5,350,000529
Sale, conversion, retirement of capital stock, net$179,000798
Net operating income$7,803,880531
2008-09-30 (YTD Data)Rank
Total interest income$69,520,000441
Total interest expense$20,800,000602
Net interest income$48,720,000369
Provision for loan and lease losses$10,226,000398
Total noninterest income$4,171,0001,011
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,805,000731
Trading account gains and fees$0148
Additional Noninterest Income$2,366,000973
Total noninterest expense$32,462,000470
Salaries and employee benefits$17,436,000426
Premises and equipment expense$4,913,000428
Additional noninterest expense$10,113,000483
Pre-tax net operating income$10,203,000502
Securities gains (losses)$50,0001,422
Applicable income taxes$3,169,000437
Income before extraordinary items$7,084,000513
Extraordinary gains, net$031
Net income$7,084,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,356,000309
Cash dividends$3,900,000581
Sale, conversion, retirement of capital stock, net$134,000692
Net operating income$7,049,500538
2008-06-30 (YTD Data)Rank
Total interest income$47,765,000429
Total interest expense$14,999,000570
Net interest income$32,766,000366
Provision for loan and lease losses$6,526,000355
Total noninterest income$2,872,000996
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,273,000680
Trading account gains and fees$0149
Additional Noninterest Income$1,599,000999
Total noninterest expense$22,305,000462
Salaries and employee benefits$11,774,000434
Premises and equipment expense$3,254,000431
Additional noninterest expense$7,277,000458
Pre-tax net operating income$6,807,000532
Securities gains (losses)$60,0001,307
Applicable income taxes$2,134,000492
Income before extraordinary items$4,733,000582
Extraordinary gains, net$021
Net income$4,733,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,981,000562
Cash dividends$3,400,000494
Sale, conversion, retirement of capital stock, net$90,000614
Net operating income$4,691,600570
2008-03-31 (YTD Data)Rank
Total interest income$25,290,000422
Total interest expense$9,132,000516
Net interest income$16,158,000371
Provision for loan and lease losses$1,618,000446
Total noninterest income$1,496,000968
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$658,000644
Trading account gains and fees$0158
Additional Noninterest Income$838,000967
Total noninterest expense$11,115,000455
Salaries and employee benefits$6,000,000426
Premises and equipment expense$1,629,000432
Additional noninterest expense$3,486,000453
Pre-tax net operating income$4,921,000410
Securities gains (losses)$9,0002,013
Applicable income taxes$1,535,000416
Income before extraordinary items$3,395,000441
Extraordinary gains, net$015
Net income$3,395,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,416
Cash dividends$1,250,000604
Sale, conversion, retirement of capital stock, net$45,000493
Net operating income$3,388,790428
2007-12-31 (YTD Data)Rank
Total interest income$110,880,000402
Total interest expense$47,934,000435
Net interest income$62,946,000388
Provision for loan and lease losses$4,464,000450
Total noninterest income$5,540,0001,016
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,328,000760
Trading account gains and fees$0178
Additional Noninterest Income$3,212,000958
Total noninterest expense$51,842,000393
Salaries and employee benefits$30,505,000325
Premises and equipment expense$6,540,000406
Additional noninterest expense$14,797,000429
Pre-tax net operating income$12,180,000707
Securities gains (losses)$-218,0008,268
Applicable income taxes$3,885,000649
Income before extraordinary items$8,077,000808
Extraordinary gains, net$039
Net income$8,077,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,171,000263
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$179,000787
Net operating income$8,225,240786
2007-09-30 (YTD Data)Rank
Total interest income$83,045,000405
Total interest expense$36,377,000432
Net interest income$46,668,000392
Provision for loan and lease losses$2,854,000398
Total noninterest income$4,097,0001,021
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,756,000749
Trading account gains and fees$0184
Additional Noninterest Income$2,341,000984
Total noninterest expense$37,156,000407
Salaries and employee benefits$23,970,000311
Premises and equipment expense$4,842,000413
Additional noninterest expense$8,344,000522
Pre-tax net operating income$10,755,000662
Securities gains (losses)$-50,0008,179
Applicable income taxes$3,549,000607
Income before extraordinary items$7,156,000730
Extraordinary gains, net$033
Net income$7,156,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,607,000204
Cash dividends$2,600,000976
Sale, conversion, retirement of capital stock, net$134,000697
Net operating income$7,189,500717
2007-06-30 (YTD Data)Rank
Total interest income$55,573,000413
Total interest expense$24,544,000436
Net interest income$31,029,000402
Provision for loan and lease losses$2,201,000302
Total noninterest income$2,787,0001,020
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,250,000694
Trading account gains and fees$0168
Additional Noninterest Income$1,537,0001,028
Total noninterest expense$26,336,000392
Salaries and employee benefits$17,648,000290
Premises and equipment expense$3,210,000429
Additional noninterest expense$5,478,000538
Pre-tax net operating income$5,279,000910
Securities gains (losses)$-34,0008,240
Applicable income taxes$1,162,0001,140
Income before extraordinary items$4,083,000897
Extraordinary gains, net$029
Net income$4,083,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,177,000258
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$90,000625
Net operating income$4,109,520877
2007-03-31 (YTD Data)Rank
Total interest income$27,708,000415
Total interest expense$12,427,000422
Net interest income$15,281,000404
Provision for loan and lease losses$1,574,000214
Total noninterest income$1,360,0001,027
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$644,000660
Trading account gains and fees$0195
Additional Noninterest Income$716,0001,063
Total noninterest expense$11,799,000432
Salaries and employee benefits$7,536,000345
Premises and equipment expense$1,589,000433
Additional noninterest expense$2,674,000537
Pre-tax net operating income$3,268,000744
Securities gains (losses)$-19,0008,368
Applicable income taxes$810,000848
Income before extraordinary items$2,439,000742
Extraordinary gains, net$022
Net income$2,439,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,948,000161
Cash dividends$2,000,000446
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,453,250730
2006-12-31 (YTD Data)Rank
Total interest income$106,489,000399
Total interest expense$41,784,000430
Net interest income$64,705,000366
Provision for loan and lease losses$2,490,000463
Total noninterest income$5,707,000986
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,618,000672
Trading account gains and fees$0130
Additional Noninterest Income$3,089,000973
Total noninterest expense$37,563,000493
Salaries and employee benefits$27,174,000362
Premises and equipment expense$6,052,000426
Additional noninterest expense$4,337,0001,231
Pre-tax net operating income$30,359,000402
Securities gains (losses)$-70,0008,064
Applicable income taxes$16,317,000282
Income before extraordinary items$13,972,000553
Extraordinary gains, net$051
Net income$13,972,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,795,000430
Cash dividends$4,714,000752
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,016,800546
2006-09-30 (YTD Data)Rank
Total interest income$77,553,000418
Total interest expense$29,307,000455
Net interest income$48,246,000383
Provision for loan and lease losses$2,195,000367
Total noninterest income$4,371,000981
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,981,000669
Trading account gains and fees$0126
Additional Noninterest Income$2,390,000968
Total noninterest expense$36,777,000399
Salaries and employee benefits$20,247,000374
Premises and equipment expense$4,509,000442
Additional noninterest expense$12,021,000397
Pre-tax net operating income$13,645,000605
Securities gains (losses)$-97,0008,395
Applicable income taxes$3,671,000678
Income before extraordinary items$9,877,000607
Extraordinary gains, net$045
Net income$9,877,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,000464
Cash dividends$3,029,000821
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,947,810594
2006-06-30 (YTD Data)Rank
Total interest income$51,281,000416
Total interest expense$19,094,000442
Net interest income$32,187,000388
Provision for loan and lease losses$1,407,000366
Total noninterest income$2,939,000959
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,362,000622
Trading account gains and fees$0126
Additional Noninterest Income$1,577,000980
Total noninterest expense$24,316,000408
Salaries and employee benefits$13,267,000384
Premises and equipment expense$3,004,000441
Additional noninterest expense$8,045,000406
Pre-tax net operating income$9,403,000594
Securities gains (losses)$-59,0008,409
Applicable income taxes$2,647,000650
Income before extraordinary items$6,697,000604
Extraordinary gains, net$039
Net income$6,697,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$720,000436
Cash dividends$1,728,000933
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,739,480588
2006-03-31 (YTD Data)Rank
Total interest income$24,083,000426
Total interest expense$8,648,000461
Net interest income$15,435,000403
Provision for loan and lease losses$591,000418
Total noninterest income$1,496,000933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$679,000608
Trading account gains and fees$0115
Additional Noninterest Income$817,000945
Total noninterest expense$11,856,000416
Salaries and employee benefits$6,192,000416
Premises and equipment expense$1,516,000441
Additional noninterest expense$4,148,000384
Pre-tax net operating income$4,484,000597
Securities gains (losses)$-35,0008,495
Applicable income taxes$1,264,000668
Income before extraordinary items$3,185,000619
Extraordinary gains, net$021
Net income$3,185,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,000828
Cash dividends$378,0001,681
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,210,200600
2005-12-31 (YTD Data)Rank
Total interest income$83,420,000434
Total interest expense$23,467,000512
Net interest income$59,953,000403
Provision for loan and lease losses$3,650,000305
Total noninterest income$4,956,0001,095
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,329,000745
Trading account gains and fees$0138
Additional Noninterest Income$2,627,0001,123
Total noninterest expense$124,649,000188
Salaries and employee benefits$26,293,000369
Premises and equipment expense$5,904,000423
Additional noninterest expense$92,452,000122
Pre-tax net operating income$-63,390,0008,839
Securities gains (losses)$867,000208
Applicable income taxes$-27,413,0008,832
Income before extraordinary items$-35,110,0008,832
Extraordinary gains, net$046
Net income$-35,110,0008,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,458
Cash dividends$8,562,000430
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-35,664,8808,826
2005-09-30 (YTD Data)Rank
Total interest income$60,746,000434
Total interest expense$16,240,000518
Net interest income$44,506,000401
Provision for loan and lease losses$3,054,000263
Total noninterest income$3,700,0001,110
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,723,000751
Trading account gains and fees$0126
Additional Noninterest Income$1,977,0001,128
Total noninterest expense$37,487,000384
Salaries and employee benefits$19,622,000367
Premises and equipment expense$4,455,000420
Additional noninterest expense$13,410,000362
Pre-tax net operating income$7,665,000963
Securities gains (losses)$885,000190
Applicable income taxes$1,768,0001,201
Income before extraordinary items$6,782,000791
Extraordinary gains, net$035
Net income$6,782,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,671
Cash dividends$6,649,000383
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,082,850867
2005-06-30 (YTD Data)Rank
Total interest income$39,713,000430
Total interest expense$9,944,000529
Net interest income$29,769,000393
Provision for loan and lease losses$2,460,000231
Total noninterest income$2,332,0001,134
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,135,000747
Trading account gains and fees$0116
Additional Noninterest Income$1,197,0001,182
Total noninterest expense$22,266,000420
Salaries and employee benefits$12,984,000366
Premises and equipment expense$2,994,000411
Additional noninterest expense$6,288,000455
Pre-tax net operating income$7,375,000664
Securities gains (losses)$950,000160
Applicable income taxes$2,004,000763
Income before extraordinary items$6,321,000583
Extraordinary gains, net$030
Net income$6,321,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-273,0008,790
Cash dividends$4,672,000363
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,599,000625
2005-03-31 (YTD Data)Rank
Total interest income$19,456,000420
Total interest expense$4,396,000558
Net interest income$15,060,000386
Provision for loan and lease losses$1,227,000217
Total noninterest income$1,105,0001,157
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$550,000736
Trading account gains and fees$0115
Additional Noninterest Income$555,0001,230
Total noninterest expense$11,202,000415
Salaries and employee benefits$6,526,000361
Premises and equipment expense$1,532,000401
Additional noninterest expense$3,144,000449
Pre-tax net operating income$3,736,000664
Securities gains (losses)$103,000358
Applicable income taxes$874,000845
Income before extraordinary items$2,965,000613
Extraordinary gains, net$024
Net income$2,965,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,000926
Cash dividends$1,369,000505
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,885,690606
2004-12-31 (YTD Data)Rank
Total interest income$70,037,000423
Total interest expense$11,741,000702
Net interest income$58,296,000381
Provision for loan and lease losses$4,506,000275
Total noninterest income$4,857,0001,104
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,506,000700
Trading account gains and fees$0138
Additional Noninterest Income$2,351,0001,181
Total noninterest expense$40,994,000443
Salaries and employee benefits$23,997,000381
Premises and equipment expense$5,204,000446
Additional noninterest expense$11,793,000474
Pre-tax net operating income$17,653,000545
Securities gains (losses)$2,149,000173
Applicable income taxes$5,362,000575
Income before extraordinary items$14,440,000494
Extraordinary gains, net$034
Net income$14,440,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,218,000317
Cash dividends$7,214,000455
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,871,230525
2004-09-30 (YTD Data)Rank
Total interest income$51,457,000425
Total interest expense$8,212,000742
Net interest income$43,245,000386
Provision for loan and lease losses$3,315,000293
Total noninterest income$3,624,0001,121
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,920,000691
Trading account gains and fees$0134
Additional Noninterest Income$1,704,0001,207
Total noninterest expense$30,650,000444
Salaries and employee benefits$17,968,000381
Premises and equipment expense$3,866,000456
Additional noninterest expense$8,816,000473
Pre-tax net operating income$12,904,000554
Securities gains (losses)$2,866,000144
Applicable income taxes$4,367,000538
Income before extraordinary items$11,403,000472
Extraordinary gains, net$026
Net income$11,403,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,216,000327
Cash dividends$5,854,000405
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,339,480542
2004-06-30 (YTD Data)Rank
Total interest income$33,359,000435
Total interest expense$5,163,000765
Net interest income$28,196,000390
Provision for loan and lease losses$2,163,000299
Total noninterest income$2,397,0001,122
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,286,000680
Trading account gains and fees$0130
Additional Noninterest Income$1,111,0001,231
Total noninterest expense$20,243,000447
Salaries and employee benefits$11,795,000386
Premises and equipment expense$2,564,000459
Additional noninterest expense$5,884,000471
Pre-tax net operating income$8,187,000568
Securities gains (losses)$2,590,000134
Applicable income taxes$3,022,000523
Income before extraordinary items$7,755,000458
Extraordinary gains, net$021
Net income$7,755,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,852,000277
Cash dividends$4,501,000359
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,890,200559
2004-03-31 (YTD Data)Rank
Total interest income$16,101,000451
Total interest expense$2,624,000771
Net interest income$13,477,000403
Provision for loan and lease losses$1,077,000298
Total noninterest income$1,072,0001,194
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$613,000694
Trading account gains and fees$0121
Additional Noninterest Income$459,0001,381
Total noninterest expense$10,277,000440
Salaries and employee benefits$6,002,000389
Premises and equipment expense$1,288,000466
Additional noninterest expense$2,987,000460
Pre-tax net operating income$3,195,000700
Securities gains (losses)$2,622,000100
Applicable income taxes$1,675,000491
Income before extraordinary items$4,142,000443
Extraordinary gains, net$016
Net income$4,142,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,000385
Cash dividends$1,203,000566
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,280,380674
2003-12-31 (YTD Data)Rank
Total interest income$64,683,000450
Total interest expense$10,967,000810
Net interest income$53,716,000397
Provision for loan and lease losses$3,935,000385
Total noninterest income$3,263,0001,569
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,817,000943
Trading account gains and fees$0160
Additional Noninterest Income$1,446,0001,869
Total noninterest expense$41,046,000445
Salaries and employee benefits$22,765,000399
Premises and equipment expense$5,154,000457
Additional noninterest expense$13,127,000445
Pre-tax net operating income$11,998,000729
Securities gains (losses)$5,842,000148
Applicable income taxes$5,252,000598
Income before extraordinary items$12,588,000556
Extraordinary gains, net$054
Net income$12,588,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,248,000380
Cash dividends$6,647,000506
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,440,180719
2003-09-30 (YTD Data)Rank
Total interest income$48,898,000460
Total interest expense$8,637,000802
Net interest income$40,261,000403
Provision for loan and lease losses$2,951,000398
Total noninterest income$2,409,0001,639
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,302,0001,008
Trading account gains and fees$0153
Additional Noninterest Income$1,107,0001,907
Total noninterest expense$31,365,000446
Salaries and employee benefits$16,755,000411
Premises and equipment expense$3,881,000461
Additional noninterest expense$10,729,000434
Pre-tax net operating income$8,354,000810
Securities gains (losses)$5,863,000148
Applicable income taxes$4,195,000592
Income before extraordinary items$10,022,000545
Extraordinary gains, net$040
Net income$10,022,000545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,399,000380
Cash dividends$5,452,000456
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,917,900793
2003-06-30 (YTD Data)Rank
Total interest income$33,516,000457
Total interest expense$6,419,000743
Net interest income$27,097,000403
Provision for loan and lease losses$1,968,000397
Total noninterest income$1,600,0001,640
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$848,0001,014
Trading account gains and fees$0150
Additional Noninterest Income$752,0001,874
Total noninterest expense$21,273,000443
Salaries and employee benefits$11,161,000414
Premises and equipment expense$2,568,000468
Additional noninterest expense$7,544,000421
Pre-tax net operating income$5,456,000823
Securities gains (losses)$3,582,000161
Applicable income taxes$2,581,000628
Income before extraordinary items$6,457,000566
Extraordinary gains, net$030
Net income$6,457,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000386
Cash dividends$4,260,000412
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,913,780796
2003-03-31 (YTD Data)Rank
Total interest income$17,021,000458
Total interest expense$3,263,000742
Net interest income$13,758,000397
Provision for loan and lease losses$984,000387
Total noninterest income$701,0001,778
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$434,000958
Trading account gains and fees$0134
Additional Noninterest Income$267,0002,268
Total noninterest expense$11,448,000409
Salaries and employee benefits$5,580,000415
Premises and equipment expense$1,266,000475
Additional noninterest expense$4,602,000370
Pre-tax net operating income$2,027,0001,070
Securities gains (losses)$1,996,000146
Applicable income taxes$1,103,000728
Income before extraordinary items$2,920,000602
Extraordinary gains, net$021
Net income$2,920,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,000364
Cash dividends$3,123,000270
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,462,9201,051
2002-12-31 (YTD Data)Rank
Total interest income$67,132,000484
Total interest expense$15,134,000742
Net interest income$51,998,000410
Provision for loan and lease losses$3,560,000490
Total noninterest income$2,722,0001,675
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,652,000973
Trading account gains and fees$0153
Additional Noninterest Income$1,070,0002,081
Total noninterest expense$37,413,000466
Salaries and employee benefits$19,972,000433
Premises and equipment expense$4,480,000516
Additional noninterest expense$12,961,000463
Pre-tax net operating income$13,747,000641
Securities gains (losses)$1,696,000307
Applicable income taxes$4,031,000725
Income before extraordinary items$11,412,000573
Extraordinary gains, net$070
Net income$11,412,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,770,000461
Cash dividends$8,414,000414
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,156,960595
2001-12-31 (YTD Data)Rank
Total interest income$69,937,000516
Total interest expense$26,745,000625
Net interest income$43,192,000447
Provision for loan and lease losses$3,600,000457
Total noninterest income$2,371,0001,763
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,819,000813
Trading account gains and fees$0177
Additional Noninterest Income$552,0002,963
Total noninterest expense$30,908,000542
Salaries and employee benefits$16,706,000481
Premises and equipment expense$3,164,000680
Additional noninterest expense$11,038,000534
Pre-tax net operating income$11,055,000703
Securities gains (losses)$1,965,000249
Applicable income taxes$2,157,0001,102
Income before extraordinary items$10,863,000542
Extraordinary gains, net$0105
Net income$10,863,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,094,000356
Cash dividends$9,197,000394
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,232,050581
2000-12-31 (YTD Data)Rank
Total interest income$72,925,000526
Total interest expense$35,789,000542
Net interest income$37,136,000512
Provision for loan and lease losses$3,250,000435
Total noninterest income$2,935,0001,376
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,094,000641
Trading account gains and fees$0180
Additional Noninterest Income$841,0002,084
Total noninterest expense$21,943,000706
Salaries and employee benefits$14,275,000514
Premises and equipment expense$2,764,000741
Additional noninterest expense$4,904,000960
Pre-tax net operating income$14,878,000567
Securities gains (losses)$-529,0009,711
Applicable income taxes$3,635,000700
Income before extraordinary items$10,714,000541
Extraordinary gains, net$038
Net income$10,714,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,150,000677
Cash dividends$5,278,000600
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,110,750527
1999-12-31 (YTD Data)Rank
Total interest income$61,508,000591
Total interest expense$25,473,000650
Net interest income$36,035,000539
Provision for loan and lease losses$3,000,000416
Total noninterest income$2,497,0001,569
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,732,000769
Trading account gains and fees$0173
Additional Noninterest Income$765,0002,225
Total noninterest expense$20,427,000751
Salaries and employee benefits$13,014,000560
Premises and equipment expense$2,575,000796
Additional noninterest expense$4,838,000983
Pre-tax net operating income$15,105,000598
Securities gains (losses)$-375,00010,091
Applicable income taxes$4,401,000657
Income before extraordinary items$10,329,000611
Extraordinary gains, net$035
Net income$10,329,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,681,000507
Cash dividends$3,453,000869
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,591,500581
1998-12-31 (YTD Data)Rank
Total interest income$54,769,000633
Total interest expense$24,164,000690
Net interest income$30,605,000588
Provision for loan and lease losses$1,800,000627
Total noninterest income$1,570,0002,190
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,254,000984
Trading account gains and fees$0224
Additional Noninterest Income$316,0003,907
Total noninterest expense$17,940,000808
Salaries and employee benefits$11,038,000641
Premises and equipment expense$2,462,000800
Additional noninterest expense$4,440,0001,041
Pre-tax net operating income$12,435,000658
Securities gains (losses)$-64,00010,382
Applicable income taxes$4,168,000661
Income before extraordinary items$8,203,000698
Extraordinary gains, net$032
Net income$8,203,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,136,000691
Cash dividends$3,344,000903
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,245,240667
1997-12-31 (YTD Data)Rank
Total interest income$50,664,000688
Total interest expense$22,690,000727
Net interest income$27,974,000649
Provision for loan and lease losses$1,950,000603
Total noninterest income$1,665,0002,034
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,332,000957
Trading account gains and fees$0239
Additional Noninterest Income$333,0003,690
Total noninterest expense$16,700,000858
Salaries and employee benefits$9,879,000691
Premises and equipment expense$2,171,000926
Additional noninterest expense$4,650,0001,023
Pre-tax net operating income$10,989,000747
Securities gains (losses)$-53,00010,661
Applicable income taxes$3,831,000752
Income before extraordinary items$7,105,000790
Extraordinary gains, net$044
Net income$7,105,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,835,000533
Cash dividends$2,668,0001,039
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,139,450766
1996-12-31 (YTD Data)Rank
Total interest income$43,179,000822
Total interest expense$19,131,000880
Net interest income$24,048,000777
Provision for loan and lease losses$1,500,000754
Total noninterest income$1,780,0002,023
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,383,000960
Trading account gains and fees$0262
Additional Noninterest Income$397,0003,417
Total noninterest expense$15,593,000973
Salaries and employee benefits$8,934,000783
Premises and equipment expense$1,856,0001,126
Additional noninterest expense$4,803,0001,173
Pre-tax net operating income$8,735,000874
Securities gains (losses)$135,000838
Applicable income taxes$3,168,000835
Income before extraordinary items$5,702,000927
Extraordinary gains, net$053
Net income$5,702,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,495,000691
Cash dividends$2,131,0001,218
Sale, conversion, retirement of capital stock, net$895,000403
Net operating income$5,615,600928
1995-12-31 (YTD Data)Rank
Total interest income$39,426,000922
Total interest expense$18,670,000934
Net interest income$20,756,000903
Provision for loan and lease losses$1,200,000822
Total noninterest income$1,463,0002,321
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,170,0001,140
Trading account gains and fees$0522
Additional Noninterest Income$293,0004,054
Total noninterest expense$13,466,0001,104
Salaries and employee benefits$7,802,000883
Premises and equipment expense$1,821,0001,159
Additional noninterest expense$3,843,0001,379
Pre-tax net operating income$7,553,0001,032
Securities gains (losses)$-55,00011,225
Applicable income taxes$2,459,0001,064
Income before extraordinary items$5,039,0001,063
Extraordinary gains, net$065
Net income$5,039,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,125,000818
Cash dividends$1,498,0001,527
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,075,8501,039
1994-12-31 (YTD Data)Rank
Total interest income$31,267,0001,012
Total interest expense$11,978,0001,097
Net interest income$19,289,000959
Provision for loan and lease losses$1,950,000598
Total noninterest income$1,276,0002,613
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,017,0001,315
Trading account gains and fees$0475
Additional Noninterest Income$259,0004,483
Total noninterest expense$12,713,0001,178
Salaries and employee benefits$6,873,000995
Premises and equipment expense$1,737,0001,208
Additional noninterest expense$4,103,0001,389
Pre-tax net operating income$5,902,0001,265
Securities gains (losses)$-30,00010,653
Applicable income taxes$1,853,0001,284
Income before extraordinary items$4,019,0001,254
Extraordinary gains, net$0249
Net income$4,019,0001,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,746,000615
Cash dividends$788,0002,330
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,039,4001,268
1993-12-31 (YTD Data)Rank
Total interest income$29,140,0001,088
Total interest expense$11,398,0001,193
Net interest income$17,742,0001,039
Provision for loan and lease losses$3,000,000608
Total noninterest income$940,0003,508
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$669,0002,044
Trading account gains and fees$0532
Additional Noninterest Income$271,0004,756
Total noninterest expense$12,505,0001,232
Salaries and employee benefits$6,300,0001,088
Premises and equipment expense$1,717,0001,251
Additional noninterest expense$4,488,0001,385
Pre-tax net operating income$3,177,0002,143
Securities gains (losses)$2,337,000286
Applicable income taxes$1,806,0001,323
Income before extraordinary items$3,708,0001,370
Extraordinary gains, net$03,149
Net income$3,708,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,343,000524
Cash dividends$858,0002,018
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,142,2102,197
1992-12-31 (YTD Data)Rank
Total interest income$27,481,0001,326
Total interest expense$13,530,0001,310
Net interest income$13,951,0001,327
Provision for loan and lease losses$2,905,000857
Total noninterest income$745,0004,197
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$565,0002,449
Trading account gains and fees$0504
Additional Noninterest Income$180,0006,025
Total noninterest expense$10,318,0001,487
Salaries and employee benefits$5,476,0001,224
Premises and equipment expense$1,583,0001,372
Additional noninterest expense$3,259,0001,853
Pre-tax net operating income$1,473,0004,101
Securities gains (losses)$3,700,000261
Applicable income taxes$1,710,0001,299
Income before extraordinary items$3,463,0001,347
Extraordinary gains, net$01,422
Net income$3,463,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$876,0001,701
Cash dividends$914,0001,675
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$984,0004,244

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.