Home > State Bank of Long Island > Net charge- offs to loans
State Bank of Long Island, Net charge- offs to loans
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9587% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5134% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.5215% | 2,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4014% | 2,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7727% | 668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7708% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0427% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 3,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9769% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4481% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4468% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0597% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.6898% | 2,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3247% | 2,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1928% | 738 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0090% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3597% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3471% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5764% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4831% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4813% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4632% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4867% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 1.0206% | 1,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4125% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3047% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8873% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4430% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1824% | 7,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6914% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6799% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6770% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5930% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8589% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 1.9780% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8257% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6402% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6425% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9812% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 6,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5345% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0304% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0274% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7699% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9130% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 1.8237% | 2,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1294% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 3,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3892% | 3,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8533% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7767% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0556% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.7499% | 2,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5290% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 7,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1442% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6445% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9377% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3149% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | -1.6885% | 7,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3357% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 7,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0432% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9787% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7271% | 524 |
| Percentage Net Loans Charged-off:Construction & development | -2.8083% | 7,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7189% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2495% | 7,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6366% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2198% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 12.9572% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6995% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2512% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4999% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8916% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5502% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7383% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6853% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4979% | 2,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.2634% | 2,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6852% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 3,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0260% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9109% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7502% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7248% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0459% | 2,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0829% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 3,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7923% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6073% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9879% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4405% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1692% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7999% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0432% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1086% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 2.6930% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6712% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9258% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7602% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0944% | 7,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1346% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2528% | 67 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0425% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9890% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 2.7118% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3532% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.0665% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 3,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8983% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2176% | 7,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4764% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8127% | 47 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3233% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5476% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 7,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1236% | 7,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0986% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0379% | 7,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1064% | 7,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3557% | 7,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6151% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4784% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7807% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9957% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2493% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6181% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6410% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0343% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5615% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4168% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4404% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4875% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7829% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3366% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7784% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3978% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7897% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9774% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5635% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6563% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4502% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3624% | 7,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 7,973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 5,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0973% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 7,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2783% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1186% | 7,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2695% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0801% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8205% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 7,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1085% | 7,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1054% | 5,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5280% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 7,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 8,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 8,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1607% | 7,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 5,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6307% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0679% | 8,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 8,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0580% | 8,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3282% | 7,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8706% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 8,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0654% | 8,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1162% | 8,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 4,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2413% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4365% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.2954% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0268% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6180% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4064% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0466% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0480% | 5,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3450% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5159% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3052% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0242% | 5,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4296% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7895% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 4,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3768% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3487% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5578% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6471% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 4,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9388% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4997% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4754% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7545% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 2,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0882% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4424% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6942% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6403% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0502% | 8,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4835% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5192% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1539% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4904% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4731% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 8,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0374% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1327% | 6,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8423% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7600% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 8,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 8,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6134% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4506% | 4,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6820% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2363% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 2.4320% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2847% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1028% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3272% | 1,314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3711% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5670% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 2.2418% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4950% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4135% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.5276% | 494 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6199% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6023% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3815% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5065% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2392% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4415% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7995% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2526% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0069% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4719% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2744% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5674% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7083% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6452% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8961% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2912% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.3199% | 3 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4241% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2514% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6209% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8280% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2823% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7556% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.1416% | 6 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7372% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5247% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6162% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1679% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3779% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0561% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6133% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3671% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5726% | 523 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4849% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3794% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 8.3061% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3207% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2917% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2348% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3951% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7551% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1159% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7778% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3731% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.3555% | 28 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4224% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7634% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8516% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5928% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6730% | 71 |