Home > State Bank of Liberty > Income and Expense
State Bank of Liberty, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $143,000 | 12,568 |
| Total interest expense | $41,000 | 12,558 |
| Net interest income | $102,000 | 12,561 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $7,000 | 12,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 10,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 12,518 |
| Total noninterest expense | $82,000 | 12,588 |
| Salaries and employee benefits | $53,000 | 12,571 |
| Premises and equipment expense | $4,000 | 12,566 |
| Additional noninterest expense | $25,000 | 12,590 |
| Pre-tax net operating income | $27,000 | 11,999 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $7,000 | 11,444 |
| Income before extraordinary items | $20,000 | 11,968 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $20,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $20,000 | 12,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 13,241 |
| Total interest expense | $48,000 | 13,220 |
| Net interest income | $99,000 | 13,202 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $8,000 | 13,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $101,000 | 13,260 |
| Salaries and employee benefits | $76,000 | 13,218 |
| Premises and equipment expense | $6,000 | 13,234 |
| Additional noninterest expense | $19,000 | 13,266 |
| Pre-tax net operating income | $6,000 | 12,369 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $3,000 | 12,512 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,000 | 12,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,000 | 12,379 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 13,869 |
| Total interest expense | $58,000 | 13,851 |
| Net interest income | $108,000 | 13,849 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $103,000 | 13,895 |
| Salaries and employee benefits | $76,000 | 13,840 |
| Premises and equipment expense | $6,000 | 13,876 |
| Additional noninterest expense | $21,000 | 13,903 |
| Pre-tax net operating income | $12,000 | 12,635 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $11,000 | 12,831 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,000 | 12,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,000 | 12,600 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.