Home > State Bank of La Salle (Incorporated) > Income and Expense

State Bank of La Salle (Incorporated), Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$2,297,000	8,312
Total interest expense	$1,202,000	7,909
Net interest income	$1,095,000	8,586
Provision for loan and lease losses	$309,000	2,532
Total noninterest income	$25,000	10,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	8,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	10,199
Total noninterest expense	$607,000	9,405
Salaries and employee benefits	$452,000	8,643
Premises and equipment expense	$48,000	9,864
Additional noninterest expense	$107,000	10,077
Pre-tax net operating income	$204,000	8,887
Securities gains (losses)	$0	4,449
Applicable income taxes	$44,000	8,433
Income before extraordinary items	$160,000	8,909
Extraordinary gains, net	$0	32
Net income	$160,000	8,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	10,174
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$160,000	8,844
1997-12-31 (YTD Data)		Rank
Total interest income	$2,224,000	8,755
Total interest expense	$1,158,000	8,235
Net interest income	$1,066,000	9,028
Provision for loan and lease losses	$36,000	7,137
Total noninterest income	$250,000	7,219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	9,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	4,621
Total noninterest expense	$584,000	9,816
Salaries and employee benefits	$384,000	9,359
Premises and equipment expense	$51,000	10,179
Additional noninterest expense	$149,000	10,005
Pre-tax net operating income	$696,000	6,991
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$226,000	6,550
Income before extraordinary items	$468,000	7,181
Extraordinary gains, net	$0	44
Net income	$468,000	7,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,260
Cash dividends	$45,000	7,291
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$469,340	7,124
1996-12-31 (YTD Data)		Rank
Total interest income	$2,073,000	9,286
Total interest expense	$1,083,000	8,748
Net interest income	$990,000	9,580
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$33,000	11,103
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	9,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	10,919
Total noninterest expense	$492,000	10,630
Salaries and employee benefits	$361,000	9,885
Premises and equipment expense	$36,000	11,014
Additional noninterest expense	$95,000	11,123
Pre-tax net operating income	$495,000	7,963
Securities gains (losses)	$0	4,148
Applicable income taxes	$148,000	7,899
Income before extraordinary items	$347,000	8,030
Extraordinary gains, net	$0	53
Net income	$347,000	8,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,803
Cash dividends	$40,000	7,695
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$347,000	7,974
1995-12-31 (YTD Data)		Rank
Total interest income	$1,927,000	9,842
Total interest expense	$1,043,000	9,109
Net interest income	$884,000	10,298
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$28,000	11,682
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	9,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	11,654
Total noninterest expense	$464,000	11,169
Salaries and employee benefits	$304,000	10,711
Premises and equipment expense	$44,000	11,264
Additional noninterest expense	$116,000	11,460
Pre-tax net operating income	$412,000	8,983
Securities gains (losses)	$-8,000	9,956
Applicable income taxes	$114,000	8,898
Income before extraordinary items	$290,000	9,038
Extraordinary gains, net	$0	65
Net income	$290,000	9,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,260
Cash dividends	$38,000	8,029
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$295,760	8,948
1994-12-31 (YTD Data)		Rank
Total interest income	$1,743,000	10,279
Total interest expense	$776,000	9,729
Net interest income	$967,000	10,496
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$27,000	12,310
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	10,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	12,453
Total noninterest expense	$535,000	11,430
Salaries and employee benefits	$338,000	10,865
Premises and equipment expense	$45,000	11,810
Additional noninterest expense	$152,000	11,766
Pre-tax net operating income	$423,000	9,177
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$114,000	9,050
Income before extraordinary items	$310,000	9,036
Extraordinary gains, net	$0	249
Net income	$310,000	9,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$38,000	8,235
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$309,270	9,119
1993-12-31 (YTD Data)		Rank
Total interest income	$1,704,000	10,801
Total interest expense	$772,000	10,190
Net interest income	$932,000	11,026
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$27,000	12,981
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	10,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	13,123
Total noninterest expense	$520,000	12,060
Salaries and employee benefits	$346,000	11,190
Premises and equipment expense	$39,000	12,577
Additional noninterest expense	$135,000	12,601
Pre-tax net operating income	$409,000	9,343
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$116,000	9,390
Income before extraordinary items	$295,000	9,542
Extraordinary gains, net	$0	3,149
Net income	$295,000	9,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	6,165
Cash dividends	$37,000	8,299
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$293,560	9,297
1992-12-31 (YTD Data)		Rank
Total interest income	$1,772,000	11,368
Total interest expense	$915,000	10,791
Net interest income	$857,000	11,683
Provision for loan and lease losses	$80,000	7,886
Total noninterest income	$25,000	13,620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	11,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	13,804
Total noninterest expense	$458,000	12,867
Salaries and employee benefits	$291,000	12,113
Premises and equipment expense	$38,000	13,134
Additional noninterest expense	$129,000	13,221
Pre-tax net operating income	$344,000	9,749
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$102,000	9,861
Income before extraordinary items	$246,000	9,970
Extraordinary gains, net	$0	1,422
Net income	$246,000	10,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	6,447
Cash dividends	$35,000	8,104
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$243,160	9,648

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.