Home > State Bank of Kingsville > Income and Expense
State Bank of Kingsville, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 8,075 |
| Total interest expense | $156,000 | 8,607 |
| Net interest income | $667,000 | 7,692 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $859,000 | 6,490 |
| Salaries and employee benefits | $378,000 | 7,093 |
| Premises and equipment expense | $147,000 | 5,723 |
| Additional noninterest expense | $334,000 | 5,624 |
| Pre-tax net operating income | $23,000 | 8,539 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $23,000 | 8,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $23,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $238,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $23,000 | 8,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 8,035 |
| Total interest expense | $81,000 | 8,658 |
| Net interest income | $353,000 | 7,591 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $430,000 | 6,495 |
| Salaries and employee benefits | $205,000 | 6,905 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $29,000 | 8,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 7,801 |
| Total interest expense | $471,000 | 8,458 |
| Net interest income | $1,581,000 | 7,301 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $523,000 | 5,095 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $370,000 | 3,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $1,720,000 | 6,418 |
| Salaries and employee benefits | $786,000 | 6,930 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $677,000 | 5,516 |
| Pre-tax net operating income | $360,000 | 7,328 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $355,000 | 7,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $355,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $370,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $360,000 | 6,901 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 7,906 |
| Total interest expense | $840,000 | 8,353 |
| Net interest income | $1,504,000 | 7,324 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $474,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $398,000 | 3,412 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $1,573,000 | 6,633 |
| Salaries and employee benefits | $707,000 | 7,177 |
| Premises and equipment expense | $317,000 | 5,350 |
| Additional noninterest expense | $549,000 | 6,161 |
| Pre-tax net operating income | $381,000 | 7,067 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $294,000 | 4,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $381,000 | 6,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 8,170 |
| Total interest expense | $737,000 | 8,779 |
| Net interest income | $1,515,000 | 7,443 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $467,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,480,000 | 6,798 |
| Salaries and employee benefits | $658,000 | 7,393 |
| Premises and equipment expense | $321,000 | 5,223 |
| Additional noninterest expense | $501,000 | 6,425 |
| Pre-tax net operating income | $478,000 | 7,103 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-27,000 | 9,405 |
| Income before extraordinary items | $505,000 | 6,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $505,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $212,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $505,000 | 6,308 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 8,175 |
| Total interest expense | $809,000 | 8,656 |
| Net interest income | $1,456,000 | 7,671 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $450,000 | 5,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,632 |
| Total noninterest expense | $1,439,000 | 6,938 |
| Salaries and employee benefits | $611,000 | 7,694 |
| Premises and equipment expense | $290,000 | 5,573 |
| Additional noninterest expense | $538,000 | 6,235 |
| Pre-tax net operating income | $443,000 | 7,403 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $117,000 | 6,695 |
| Income before extraordinary items | $326,000 | 7,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $326,000 | 7,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $326,000 | 7,403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 8,275 |
| Total interest expense | $878,000 | 8,742 |
| Net interest income | $1,455,000 | 7,783 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $337,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $1,342,000 | 7,125 |
| Salaries and employee benefits | $563,000 | 7,970 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $489,000 | 6,519 |
| Pre-tax net operating income | $415,000 | 7,793 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $306,000 | 7,833 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $306,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $551,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $293,930 | 7,860 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 8,568 |
| Total interest expense | $914,000 | 8,919 |
| Net interest income | $1,440,000 | 8,126 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $340,000 | 6,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,381,000 | 7,087 |
| Salaries and employee benefits | $587,000 | 8,003 |
| Premises and equipment expense | $248,000 | 6,083 |
| Additional noninterest expense | $546,000 | 6,157 |
| Pre-tax net operating income | $384,000 | 8,521 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $258,000 | 8,688 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $258,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $47,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $256,660 | 8,655 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 8,982 |
| Total interest expense | $932,000 | 9,231 |
| Net interest income | $1,367,000 | 8,595 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $362,000 | 6,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,237,000 | 7,878 |
| Salaries and employee benefits | $530,000 | 8,650 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $477,000 | 8,074 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $172,000 | 7,559 |
| Income before extraordinary items | $319,000 | 8,264 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $319,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $31,000 | 7,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $309,900 | 8,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 9,303 |
| Total interest expense | $989,000 | 9,295 |
| Net interest income | $1,279,000 | 9,123 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $377,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $1,380,000 | 7,646 |
| Salaries and employee benefits | $612,000 | 8,281 |
| Premises and equipment expense | $279,000 | 5,941 |
| Additional noninterest expense | $489,000 | 7,351 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $138,000 | 10,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $138,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $209,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $138,000 | 10,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 9,326 |
| Total interest expense | $869,000 | 9,262 |
| Net interest income | $1,392,000 | 9,179 |
| Provision for loan and lease losses | $-30,000 | 11,902 |
| Total noninterest income | $363,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,381,000 | 7,975 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $512,000 | 7,738 |
| Pre-tax net operating income | $404,000 | 9,335 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $132,000 | 8,674 |
| Income before extraordinary items | $284,000 | 9,314 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $284,000 | 9,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $275,840 | 9,471 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 9,615 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $1,341,000 | 9,604 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $395,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,292,000 | 8,540 |
| Salaries and employee benefits | $512,000 | 9,556 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $529,000 | 7,961 |
| Pre-tax net operating income | $432,000 | 9,167 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $291,000 | 9,597 |
| Extraordinary gains, net | $446,000 | 520 |
| Net income | $737,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $151,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $284,400 | 9,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 9,988 |
| Total interest expense | $1,219,000 | 9,533 |
| Net interest income | $1,242,000 | 10,172 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $430,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,461,000 | 8,070 |
| Salaries and employee benefits | $534,000 | 9,430 |
| Premises and equipment expense | $232,000 | 7,136 |
| Additional noninterest expense | $695,000 | 6,779 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $217,000 | 10,369 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $49,000 | 7,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,580 | 11,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.