Home > State Bank of Jefferson County > Income and Expense
State Bank of Jefferson County, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 9,061 |
| Total interest expense | $422,000 | 9,133 |
| Net interest income | $696,000 | 8,858 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $521,000 | 9,135 |
| Salaries and employee benefits | $258,000 | 9,216 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $202,000 | 8,636 |
| Pre-tax net operating income | $233,000 | 7,721 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $69,000 | 6,424 |
| Income before extraordinary items | $164,000 | 7,938 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $164,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $164,000 | 7,830 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 5,606 |
| Total interest expense | $2,503,000 | 5,556 |
| Net interest income | $2,689,000 | 5,556 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $1,928,000 | 5,807 |
| Salaries and employee benefits | $999,000 | 5,921 |
| Premises and equipment expense | $346,000 | 4,972 |
| Additional noninterest expense | $583,000 | 5,898 |
| Pre-tax net operating income | $1,121,000 | 4,935 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $354,000 | 4,249 |
| Income before extraordinary items | $767,000 | 5,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $767,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $767,000 | 5,162 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 6,097 |
| Total interest expense | $1,945,000 | 6,091 |
| Net interest income | $2,360,000 | 6,013 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $1,671,000 | 6,359 |
| Salaries and employee benefits | $858,000 | 6,506 |
| Premises and equipment expense | $258,000 | 5,933 |
| Additional noninterest expense | $555,000 | 6,116 |
| Pre-tax net operating income | $905,000 | 5,596 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $278,000 | 4,982 |
| Income before extraordinary items | $627,000 | 5,772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $627,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $627,000 | 5,736 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 6,224 |
| Total interest expense | $1,934,000 | 6,295 |
| Net interest income | $2,359,000 | 6,047 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $1,353,000 | 7,092 |
| Salaries and employee benefits | $600,000 | 7,765 |
| Premises and equipment expense | $216,000 | 6,493 |
| Additional noninterest expense | $537,000 | 6,184 |
| Pre-tax net operating income | $1,164,000 | 4,979 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $789,000 | 5,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $789,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $789,000 | 5,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,599 |
| Total interest expense | $1,836,000 | 6,595 |
| Net interest income | $2,233,000 | 6,469 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $227,000 | 7,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,320,000 | 7,257 |
| Salaries and employee benefits | $631,000 | 7,715 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $480,000 | 6,677 |
| Pre-tax net operating income | $1,080,000 | 5,603 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $350,000 | 5,307 |
| Income before extraordinary items | $730,000 | 5,764 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $730,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $730,000 | 5,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 6,997 |
| Total interest expense | $1,834,000 | 6,765 |
| Net interest income | $2,025,000 | 7,090 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $1,267,000 | 7,766 |
| Salaries and employee benefits | $622,000 | 7,990 |
| Premises and equipment expense | $185,000 | 7,320 |
| Additional noninterest expense | $460,000 | 7,381 |
| Pre-tax net operating income | $955,000 | 5,902 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $301,000 | 5,818 |
| Income before extraordinary items | $654,000 | 5,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $654,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $654,000 | 5,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 7,285 |
| Total interest expense | $1,741,000 | 7,038 |
| Net interest income | $1,983,000 | 7,355 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $275,000 | 7,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $1,258,000 | 8,002 |
| Salaries and employee benefits | $561,000 | 8,637 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $556,000 | 6,806 |
| Pre-tax net operating income | $940,000 | 6,238 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $298,000 | 6,021 |
| Income before extraordinary items | $642,000 | 6,365 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $642,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $642,000 | 6,350 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 7,468 |
| Total interest expense | $1,406,000 | 7,190 |
| Net interest income | $2,005,000 | 7,558 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $364,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $607,000 | 8,563 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $540,000 | 7,514 |
| Pre-tax net operating income | $1,000,000 | 5,953 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $317,000 | 5,675 |
| Income before extraordinary items | $683,000 | 6,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $683,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $683,000 | 6,083 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 7,681 |
| Total interest expense | $1,379,000 | 7,614 |
| Net interest income | $2,018,000 | 7,618 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $205,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,231,000 | 8,773 |
| Salaries and employee benefits | $586,000 | 8,926 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $494,000 | 8,274 |
| Pre-tax net operating income | $827,000 | 6,675 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $256,000 | 6,691 |
| Income before extraordinary items | $571,000 | 7,003 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $571,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $571,000 | 6,743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 8,115 |
| Total interest expense | $1,636,000 | 8,087 |
| Net interest income | $1,907,000 | 8,017 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,217,000 | 8,968 |
| Salaries and employee benefits | $605,000 | 8,766 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $463,000 | 8,834 |
| Pre-tax net operating income | $756,000 | 6,794 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $219,000 | 7,205 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $554,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $537,000 | 6,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.