Home > State Bank of Hudson > Income and Expense
State Bank of Hudson, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 8,492 |
| Total interest expense | $220,000 | 8,158 |
| Net interest income | $482,000 | 8,546 |
| Provision for loan and lease losses | $-48,000 | 8,837 |
| Total noninterest income | $14,000 | 8,853 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $276,000 | 8,855 |
| Salaries and employee benefits | $203,000 | 8,699 |
| Premises and equipment expense | $15,000 | 8,911 |
| Additional noninterest expense | $58,000 | 8,920 |
| Pre-tax net operating income | $268,000 | 7,385 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $253,000 | 7,190 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $253,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,650 |
| Cash dividends | $70,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $253,000 | 7,130 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 8,554 |
| Total interest expense | $148,000 | 8,213 |
| Net interest income | $317,000 | 8,611 |
| Provision for loan and lease losses | $-38,000 | 8,915 |
| Total noninterest income | $9,000 | 8,913 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,000 | 7,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $170,000 | 8,939 |
| Salaries and employee benefits | $121,000 | 8,818 |
| Premises and equipment expense | $8,000 | 8,987 |
| Additional noninterest expense | $41,000 | 8,951 |
| Pre-tax net operating income | $194,000 | 7,232 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $184,000 | 7,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,656 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $184,000 | 6,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,595 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $160,000 | 8,649 |
| Provision for loan and lease losses | $-38,000 | 8,990 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $89,000 | 8,963 |
| Salaries and employee benefits | $61,000 | 8,852 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $24,000 | 8,953 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $108,000 | 6,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,777 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $108,000 | 6,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 8,528 |
| Total interest expense | $362,000 | 8,239 |
| Net interest income | $696,000 | 8,568 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $21,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,000 | 7,996 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $432,000 | 8,933 |
| Salaries and employee benefits | $339,000 | 8,627 |
| Premises and equipment expense | $31,000 | 8,998 |
| Additional noninterest expense | $62,000 | 9,108 |
| Pre-tax net operating income | $285,000 | 7,488 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $280,000 | 7,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $280,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $175,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $280,000 | 7,236 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,608 |
| Total interest expense | $274,000 | 8,360 |
| Net interest income | $530,000 | 8,623 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $12,000 | 9,096 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,000 | 8,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $282,000 | 9,048 |
| Salaries and employee benefits | $207,000 | 8,867 |
| Premises and equipment expense | $25,000 | 9,007 |
| Additional noninterest expense | $50,000 | 9,155 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $251,000 | 7,247 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $251,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $175,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $251,000 | 7,084 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 8,647 |
| Total interest expense | $186,000 | 8,424 |
| Net interest income | $360,000 | 8,635 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,000 | 9,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $189,000 | 9,071 |
| Salaries and employee benefits | $135,000 | 8,905 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $34,000 | 9,178 |
| Pre-tax net operating income | $178,000 | 7,399 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $167,000 | 7,285 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $167,000 | 7,101 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,666 |
| Total interest expense | $95,000 | 8,490 |
| Net interest income | $190,000 | 8,633 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $4,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 8,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $97,000 | 9,103 |
| Salaries and employee benefits | $66,000 | 8,964 |
| Premises and equipment expense | $10,000 | 8,968 |
| Additional noninterest expense | $21,000 | 9,166 |
| Pre-tax net operating income | $97,000 | 7,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 8,825 |
| Total interest expense | $449,000 | 8,522 |
| Net interest income | $578,000 | 8,921 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $88,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $82,000 | 6,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $399,000 | 9,137 |
| Salaries and employee benefits | $323,000 | 8,808 |
| Premises and equipment expense | $20,000 | 9,239 |
| Additional noninterest expense | $56,000 | 9,283 |
| Pre-tax net operating income | $267,000 | 7,676 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $105,000 | 5,924 |
| Income before extraordinary items | $162,000 | 8,030 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $162,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $162,000 | 7,928 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 8,944 |
| Total interest expense | $588,000 | 8,851 |
| Net interest income | $666,000 | 8,910 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $85,000 | 8,716 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $77,000 | 7,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $445,000 | 9,281 |
| Salaries and employee benefits | $367,000 | 8,765 |
| Premises and equipment expense | $20,000 | 9,492 |
| Additional noninterest expense | $58,000 | 9,533 |
| Pre-tax net operating income | $198,000 | 7,897 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $162,000 | 7,953 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $162,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $2,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $162,000 | 7,844 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 9,100 |
| Total interest expense | $620,000 | 9,018 |
| Net interest income | $725,000 | 9,053 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $437,000 | 9,522 |
| Salaries and employee benefits | $356,000 | 8,967 |
| Premises and equipment expense | $28,000 | 9,695 |
| Additional noninterest expense | $53,000 | 9,827 |
| Pre-tax net operating income | $345,000 | 7,716 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $148,000 | 5,946 |
| Income before extraordinary items | $197,000 | 8,079 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $197,000 | 8,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,566 |
| Cash dividends | $2,000 | 6,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $197,000 | 8,081 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 9,449 |
| Total interest expense | $554,000 | 9,322 |
| Net interest income | $621,000 | 9,468 |
| Provision for loan and lease losses | $103,000 | 5,155 |
| Total noninterest income | $70,000 | 9,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $448,000 | 9,757 |
| Salaries and employee benefits | $349,000 | 9,196 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $55,000 | 10,140 |
| Pre-tax net operating income | $140,000 | 8,857 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $98,000 | 8,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 8,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $2,000 | 7,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $98,000 | 8,947 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 9,607 |
| Total interest expense | $561,000 | 9,566 |
| Net interest income | $680,000 | 9,536 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $444,000 | 9,941 |
| Salaries and employee benefits | $342,000 | 9,346 |
| Premises and equipment expense | $39,000 | 10,038 |
| Additional noninterest expense | $63,000 | 10,340 |
| Pre-tax net operating income | $279,000 | 8,521 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $97,000 | 7,577 |
| Income before extraordinary items | $182,000 | 8,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $182,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $2,000 | 7,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $182,000 | 8,673 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 10,045 |
| Total interest expense | $585,000 | 9,874 |
| Net interest income | $634,000 | 10,109 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $413,000 | 10,431 |
| Salaries and employee benefits | $338,000 | 9,676 |
| Premises and equipment expense | $17,000 | 10,793 |
| Additional noninterest expense | $58,000 | 10,801 |
| Pre-tax net operating income | $251,000 | 9,287 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $165,000 | 9,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $165,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $165,000 | 9,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 10,644 |
| Total interest expense | $524,000 | 10,520 |
| Net interest income | $594,000 | 10,668 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $80,000 | 10,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $411,000 | 10,936 |
| Salaries and employee benefits | $322,000 | 10,155 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $56,000 | 11,363 |
| Pre-tax net operating income | $263,000 | 9,382 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $115,000 | 8,483 |
| Income before extraordinary items | $148,000 | 9,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $148,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $2,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $148,000 | 9,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 11,256 |
| Total interest expense | $456,000 | 11,174 |
| Net interest income | $557,000 | 11,246 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $400,000 | 11,434 |
| Salaries and employee benefits | $313,000 | 10,650 |
| Premises and equipment expense | $23,000 | 11,756 |
| Additional noninterest expense | $64,000 | 11,842 |
| Pre-tax net operating income | $237,000 | 10,206 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $82,000 | 9,543 |
| Income before extraordinary items | $155,000 | 10,416 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $155,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,000 | 10,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 12,049 |
| Total interest expense | $335,000 | 11,886 |
| Net interest income | $476,000 | 12,076 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $398,000 | 12,051 |
| Salaries and employee benefits | $302,000 | 11,186 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $71,000 | 12,469 |
| Pre-tax net operating income | $155,000 | 11,235 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $104,000 | 11,348 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $104,000 | 11,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $2,000 | 8,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $104,000 | 11,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 12,728 |
| Total interest expense | $325,000 | 12,562 |
| Net interest income | $436,000 | 12,724 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $398,000 | 12,659 |
| Salaries and employee benefits | $287,000 | 11,793 |
| Premises and equipment expense | $28,000 | 12,902 |
| Additional noninterest expense | $83,000 | 13,062 |
| Pre-tax net operating income | $110,000 | 11,793 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $24,000 | 11,523 |
| Income before extraordinary items | $86,000 | 11,942 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $86,000 | 11,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $2,000 | 9,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $86,000 | 11,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 13,290 |
| Total interest expense | $398,000 | 13,185 |
| Net interest income | $441,000 | 13,263 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $364,000 | 13,337 |
| Salaries and employee benefits | $264,000 | 12,449 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $74,000 | 13,731 |
| Pre-tax net operating income | $138,000 | 11,641 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $94,000 | 12,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $94,000 | 12,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 13,369 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $94,000 | 11,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.