Home > State Bank of Herscher > Income and Expense

State Bank of Herscher, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,631,0003,503
Total interest expense$396,0003,652
Net interest income$1,235,0003,383
Provision for loan and lease losses$10,0002,531
Total noninterest income$134,0003,249
Gross Fiduciary activities income$11,000812
Service charges on deposit accounts$23,0003,332
Trading account gains and fees$0116
Additional Noninterest Income$100,0003,037
Total noninterest expense$874,0003,506
Salaries and employee benefits$404,0003,673
Premises and equipment expense$71,0003,591
Additional noninterest expense$100,0003,037
Pre-tax net operating income$485,0003,014
Securities gains (losses)$5,000520
Applicable income taxes$108,0002,005
Income before extraordinary items$382,0003,083
Extraordinary gains, net$047
Net income$382,0003,115
Minority interest net income$065
Net income of bank and minority interests.$382,0003,083
Net charge-offs$02,299
Cash dividends$167,0001,960
Sale, conversion, retirement of capital stock, net$0467
Net operating income$378,0503,115
2024-12-31 (YTD Data)Rank
Total interest income$6,290,0003,521
Total interest expense$1,601,0003,659
Net interest income$4,689,0003,386
Provision for loan and lease losses$150,0002,244
Total noninterest income$504,0003,367
Gross Fiduciary activities income$13,000894
Service charges on deposit accounts$101,0003,328
Trading account gains and fees$0138
Additional Noninterest Income$390,0003,161
Total noninterest expense$3,508,0003,506
Salaries and employee benefits$1,627,0003,669
Premises and equipment expense$269,0003,658
Additional noninterest expense$390,0003,161
Pre-tax net operating income$1,535,0003,125
Securities gains (losses)$7,000681
Applicable income taxes$315,0002,130
Income before extraordinary items$1,227,0003,195
Extraordinary gains, net$053
Net income$1,227,0003,225
Minority interest net income$090
Net income of bank and minority interests.$1,227,0003,195
Net charge-offs$64,0001,976
Cash dividends$680,0002,582
Sale, conversion, retirement of capital stock, net$19,000537
Net operating income$1,221,4003,207
2024-09-30 (YTD Data)Rank
Total interest income$4,722,0003,510
Total interest expense$1,173,0003,683
Net interest income$3,549,0003,381
Provision for loan and lease losses$135,0001,991
Total noninterest income$382,0003,353
Gross Fiduciary activities income$13,000870
Service charges on deposit accounts$75,0003,343
Trading account gains and fees$0139
Additional Noninterest Income$294,0003,124
Total noninterest expense$2,633,0003,494
Salaries and employee benefits$1,248,0003,631
Premises and equipment expense$203,0003,640
Additional noninterest expense$294,0003,124
Pre-tax net operating income$1,163,0003,138
Securities gains (losses)$7,000724
Applicable income taxes$240,0002,136
Income before extraordinary items$930,0003,214
Extraordinary gains, net$051
Net income$930,0003,251
Minority interest net income$082
Net income of bank and minority interests.$930,0003,217
Net charge-offs$60,0001,638
Cash dividends$510,0002,255
Sale, conversion, retirement of capital stock, net$19,000495
Net operating income$924,4703,224
2024-06-30 (YTD Data)Rank
Total interest income$3,117,0003,518
Total interest expense$742,0003,717
Net interest income$2,375,0003,377
Provision for loan and lease losses$120,0001,718
Total noninterest income$261,0003,320
Gross Fiduciary activities income$13,000849
Service charges on deposit accounts$47,0003,385
Trading account gains and fees$0145
Additional Noninterest Income$201,0003,075
Total noninterest expense$1,766,0003,489
Salaries and employee benefits$837,0003,633
Premises and equipment expense$139,0003,612
Additional noninterest expense$201,0003,075
Pre-tax net operating income$750,0003,141
Securities gains (losses)$7,000459
Applicable income taxes$154,0002,136
Income before extraordinary items$603,0003,206
Extraordinary gains, net$052
Net income$603,0003,243
Minority interest net income$084
Net income of bank and minority interests.$603,0003,209
Net charge-offs$13,0001,937
Cash dividends$340,0002,268
Sale, conversion, retirement of capital stock, net$19,000456
Net operating income$597,4003,221
2024-03-31 (YTD Data)Rank
Total interest income$1,557,0003,521
Total interest expense$354,0003,738
Net interest income$1,203,0003,371
Provision for loan and lease losses$15,0002,189
Total noninterest income$129,0003,314
Gross Fiduciary activities income$0895
Service charges on deposit accounts$25,0003,340
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,011
Total noninterest expense$887,0003,492
Salaries and employee benefits$425,0003,623
Premises and equipment expense$72,0003,600
Additional noninterest expense$104,0003,011
Pre-tax net operating income$430,0002,970
Securities gains (losses)$7,000395
Applicable income taxes$95,0001,977
Income before extraordinary items$342,0003,057
Extraordinary gains, net$051
Net income$342,0003,091
Minority interest net income$072
Net income of bank and minority interests.$342,0003,058
Net charge-offs$02,217
Cash dividends$170,0001,882
Sale, conversion, retirement of capital stock, net$0434
Net operating income$336,4703,088
2023-12-31 (YTD Data)Rank
Total interest income$5,935,0003,495
Total interest expense$1,006,0003,697
Net interest income$4,929,0003,374
Provision for loan and lease losses$03,275
Total noninterest income$527,0003,375
Gross Fiduciary activities income$1,000939
Service charges on deposit accounts$92,0003,425
Trading account gains and fees$0123
Additional Noninterest Income$434,0003,101
Total noninterest expense$3,461,0003,530
Salaries and employee benefits$1,699,0003,636
Premises and equipment expense$264,0003,706
Additional noninterest expense$434,0003,101
Pre-tax net operating income$1,995,0002,965
Securities gains (losses)$8,000794
Applicable income taxes$455,0001,975
Income before extraordinary items$1,548,0003,048
Extraordinary gains, net$054
Net income$1,548,0003,082
Minority interest net income$088
Net income of bank and minority interests.$1,548,0003,050
Net charge-offs$763,000612
Cash dividends$650,0002,558
Sale, conversion, retirement of capital stock, net$19,000484
Net operating income$1,541,6803,085
2023-09-30 (YTD Data)Rank
Total interest income$4,298,0003,520
Total interest expense$673,0003,708
Net interest income$3,625,0003,410
Provision for loan and lease losses$03,085
Total noninterest income$369,0003,425
Gross Fiduciary activities income$0950
Service charges on deposit accounts$68,0003,458
Trading account gains and fees$0125
Additional Noninterest Income$301,0003,166
Total noninterest expense$2,594,0003,517
Salaries and employee benefits$1,286,0003,625
Premises and equipment expense$194,0003,732
Additional noninterest expense$301,0003,165
Pre-tax net operating income$1,400,0003,094
Securities gains (losses)$8,000641
Applicable income taxes$314,0002,082
Income before extraordinary items$1,094,0003,195
Extraordinary gains, net$052
Net income$1,094,0003,228
Minority interest net income$081
Net income of bank and minority interests.$1,094,0003,196
Net charge-offs$763,000471
Cash dividends$300,0002,553
Sale, conversion, retirement of capital stock, net$19,000458
Net operating income$1,087,6803,232
2023-06-30 (YTD Data)Rank
Total interest income$2,787,0003,537
Total interest expense$402,0003,694
Net interest income$2,385,0003,454
Provision for loan and lease losses$02,940
Total noninterest income$254,0003,387
Gross Fiduciary activities income$0931
Service charges on deposit accounts$43,0003,484
Trading account gains and fees$0112
Additional Noninterest Income$211,0003,112
Total noninterest expense$1,735,0003,521
Salaries and employee benefits$869,0003,623
Premises and equipment expense$133,0003,713
Additional noninterest expense$211,0003,105
Pre-tax net operating income$904,0003,146
Securities gains (losses)$8,000684
Applicable income taxes$200,0002,135
Income before extraordinary items$712,0003,263
Extraordinary gains, net$051
Net income$712,0003,297
Minority interest net income$081
Net income of bank and minority interests.$712,0003,262
Net charge-offs$763,000349
Cash dividends$200,0002,516
Sale, conversion, retirement of capital stock, net$19,000430
Net operating income$705,6803,289
2023-03-31 (YTD Data)Rank
Total interest income$1,342,0003,580
Total interest expense$168,0003,703
Net interest income$1,174,0003,490
Provision for loan and lease losses$02,612
Total noninterest income$129,0003,393
Gross Fiduciary activities income$0913
Service charges on deposit accounts$23,0003,455
Trading account gains and fees$097
Additional Noninterest Income$106,0003,086
Total noninterest expense$865,0003,555
Salaries and employee benefits$435,0003,658
Premises and equipment expense$70,0003,724
Additional noninterest expense$106,0003,086
Pre-tax net operating income$438,0003,243
Securities gains (losses)$8,000629
Applicable income taxes$98,0002,154
Income before extraordinary items$348,0003,328
Extraordinary gains, net$04
Net income$348,0003,326
Minority interest net income$048
Net income of bank and minority interests.$348,0003,328
Net charge-offs$763,000226
Cash dividends$100,0002,063
Sale, conversion, retirement of capital stock, net$0430
Net operating income$341,6803,378
2022-12-31 (YTD Data)Rank
Total interest income$4,762,0003,519
Total interest expense$284,0003,803
Net interest income$4,478,0003,486
Provision for loan and lease losses$-192,0004,432
Total noninterest income$698,0003,212
Gross Fiduciary activities income$1,000979
Service charges on deposit accounts$90,0003,536
Trading account gains and fees$0116
Additional Noninterest Income$607,0002,857
Total noninterest expense$3,461,0003,546
Salaries and employee benefits$1,711,0003,673
Premises and equipment expense$300,0003,648
Additional noninterest expense$607,0002,857
Pre-tax net operating income$1,907,0003,179
Securities gains (losses)$11,000421
Applicable income taxes$420,0002,158
Income before extraordinary items$1,498,0003,268
Extraordinary gains, net$05
Net income$1,498,0003,265
Minority interest net income$063
Net income of bank and minority interests.$1,498,0003,267
Net charge-offs$42,0001,632
Cash dividends$1,260,0001,914
Sale, conversion, retirement of capital stock, net$38,000511
Net operating income$1,489,3103,294
2022-09-30 (YTD Data)Rank
Total interest income$3,440,0003,536
Total interest expense$166,0003,872
Net interest income$3,274,0003,502
Provision for loan and lease losses$-262,0004,531
Total noninterest income$435,0003,419
Gross Fiduciary activities income$0968
Service charges on deposit accounts$66,0003,583
Trading account gains and fees$0111
Additional Noninterest Income$369,0003,101
Total noninterest expense$2,546,0003,566
Salaries and employee benefits$1,247,0003,694
Premises and equipment expense$223,0003,681
Additional noninterest expense$369,0003,101
Pre-tax net operating income$1,425,0003,166
Securities gains (losses)$11,000419
Applicable income taxes$315,0002,164
Income before extraordinary items$1,121,0003,254
Extraordinary gains, net$04
Net income$1,121,0003,252
Minority interest net income$057
Net income of bank and minority interests.$1,121,0003,253
Net charge-offs$26,0001,502
Cash dividends$1,195,0001,530
Sale, conversion, retirement of capital stock, net$38,000455
Net operating income$1,112,3103,284
2022-06-30 (YTD Data)Rank
Total interest income$2,188,0003,586
Total interest expense$111,0003,851
Net interest income$2,077,0003,550
Provision for loan and lease losses$02,599
Total noninterest income$321,0003,320
Gross Fiduciary activities income$0925
Service charges on deposit accounts$43,0003,631
Trading account gains and fees$0108
Additional Noninterest Income$278,0002,998
Total noninterest expense$1,685,0003,577
Salaries and employee benefits$818,0003,733
Premises and equipment expense$151,0003,691
Additional noninterest expense$716,0003,154
Pre-tax net operating income$713,0003,369
Securities gains (losses)$11,000385
Applicable income taxes$145,0002,375
Income before extraordinary items$579,0003,411
Extraordinary gains, net$04
Net income$579,0003,410
Minority interest net income$060
Net income of bank and minority interests.$579,0003,411
Net charge-offs$26,0001,228
Cash dividends$1,130,0001,251
Sale, conversion, retirement of capital stock, net$38,000425
Net operating income$570,2003,455
2022-03-31 (YTD Data)Rank
Total interest income$1,061,0003,586
Total interest expense$57,0003,810
Net interest income$1,004,0003,544
Provision for loan and lease losses$02,285
Total noninterest income$197,0003,071
Gross Fiduciary activities income$0892
Service charges on deposit accounts$20,0003,690
Trading account gains and fees$0103
Additional Noninterest Income$177,0002,704
Total noninterest expense$858,0003,559
Salaries and employee benefits$427,0003,693
Premises and equipment expense$78,0003,668
Additional noninterest expense$353,0003,179
Pre-tax net operating income$343,0003,281
Securities gains (losses)$10,000381
Applicable income taxes$73,0002,274
Income before extraordinary items$280,0003,348
Extraordinary gains, net$04
Net income$280,0003,346
Minority interest net income$050
Net income of bank and minority interests.$280,0003,348
Net charge-offs$01,838
Cash dividends$1,065,000736
Sale, conversion, retirement of capital stock, net$16,000401
Net operating income$272,1003,393
2021-12-31 (YTD Data)Rank
Total interest income$5,019,0003,479
Total interest expense$281,0003,820
Net interest income$4,738,0003,409
Provision for loan and lease losses$03,064
Total noninterest income$664,0003,385
Gross Fiduciary activities income$5,000902
Service charges on deposit accounts$71,0003,774
Trading account gains and fees$0132
Additional Noninterest Income$588,0003,130
Total noninterest expense$3,848,0003,412
Salaries and employee benefits$1,972,0003,543
Premises and equipment expense$287,0003,779
Additional noninterest expense$1,589,0003,002
Pre-tax net operating income$1,554,0003,440
Securities gains (losses)$3,0001,928
Applicable income taxes$335,0002,386
Income before extraordinary items$1,222,0003,570
Extraordinary gains, net$010
Net income$1,222,0003,570
Minority interest net income$074
Net income of bank and minority interests.$1,222,0003,570
Net charge-offs$155,0001,141
Cash dividends$600,0002,674
Sale, conversion, retirement of capital stock, net$22,000544
Net operating income$1,219,6303,555
2021-09-30 (YTD Data)Rank
Total interest income$3,721,0003,573
Total interest expense$219,0003,876
Net interest income$3,502,0003,495
Provision for loan and lease losses$02,963
Total noninterest income$533,0003,366
Gross Fiduciary activities income$0957
Service charges on deposit accounts$48,0003,885
Trading account gains and fees$0132
Additional Noninterest Income$485,0003,097
Total noninterest expense$2,875,0003,445
Salaries and employee benefits$1,461,0003,582
Premises and equipment expense$214,0003,828
Additional noninterest expense$1,200,0002,996
Pre-tax net operating income$1,160,0003,572
Securities gains (losses)$3,0001,854
Applicable income taxes$251,0002,433
Income before extraordinary items$912,0003,712
Extraordinary gains, net$08
Net income$912,0003,712
Minority interest net income$069
Net income of bank and minority interests.$912,0003,712
Net charge-offs$158,000887
Cash dividends$450,0002,391
Sale, conversion, retirement of capital stock, net$22,000498
Net operating income$909,6303,686
2021-06-30 (YTD Data)Rank
Total interest income$2,389,0003,639
Total interest expense$151,0003,910
Net interest income$2,238,0003,580
Provision for loan and lease losses$02,862
Total noninterest income$393,0003,255
Gross Fiduciary activities income$0951
Service charges on deposit accounts$30,0003,928
Trading account gains and fees$0133
Additional Noninterest Income$363,0002,963
Total noninterest expense$1,936,0003,432
Salaries and employee benefits$959,0003,621
Premises and equipment expense$149,0003,797
Additional noninterest expense$828,0002,915
Pre-tax net operating income$695,0003,672
Securities gains (losses)$01,818
Applicable income taxes$145,0002,519
Income before extraordinary items$550,0003,799
Extraordinary gains, net$06
Net income$550,0003,799
Minority interest net income$067
Net income of bank and minority interests.$550,0003,799
Net charge-offs$02,245
Cash dividends$300,0002,344
Sale, conversion, retirement of capital stock, net$22,000466
Net operating income$550,0003,777
2021-03-31 (YTD Data)Rank
Total interest income$1,103,0003,735
Total interest expense$81,0003,909
Net interest income$1,022,0003,694
Provision for loan and lease losses$02,741
Total noninterest income$153,0003,501
Gross Fiduciary activities income$0922
Service charges on deposit accounts$15,0003,924
Trading account gains and fees$0127
Additional Noninterest Income$138,0003,203
Total noninterest expense$976,0003,413
Salaries and employee benefits$477,0003,629
Premises and equipment expense$80,0003,726
Additional noninterest expense$419,0002,862
Pre-tax net operating income$199,0004,100
Securities gains (losses)$01,392
Applicable income taxes$33,0002,870
Income before extraordinary items$166,0004,152
Extraordinary gains, net$03
Net income$166,0004,151
Minority interest net income$055
Net income of bank and minority interests.$166,0004,152
Net charge-offs$01,930
Cash dividends$150,0001,941
Sale, conversion, retirement of capital stock, net$0482
Net operating income$166,0004,134
2020-12-31 (YTD Data)Rank
Total interest income$5,784,0003,374
Total interest expense$478,0003,889
Net interest income$5,306,0003,242
Provision for loan and lease losses$525,0002,190
Total noninterest income$578,0003,470
Gross Fiduciary activities income$7,000918
Service charges on deposit accounts$72,0003,883
Trading account gains and fees$0133
Additional Noninterest Income$499,0003,152
Total noninterest expense$3,752,0003,475
Salaries and employee benefits$1,947,0003,609
Premises and equipment expense$301,0003,812
Additional noninterest expense$1,504,0003,046
Pre-tax net operating income$1,607,0003,204
Securities gains (losses)$43,0001,792
Applicable income taxes$369,0002,152
Income before extraordinary items$1,281,0003,377
Extraordinary gains, net$04
Net income$1,281,0003,377
Minority interest net income$072
Net income of bank and minority interests.$1,281,0003,377
Net charge-offs$213,0001,512
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$19,000527
Net operating income$1,247,0303,358
2020-09-30 (YTD Data)Rank
Total interest income$4,431,0003,363
Total interest expense$382,0003,902
Net interest income$4,049,0003,230
Provision for loan and lease losses$425,0002,095
Total noninterest income$417,0003,506
Gross Fiduciary activities income$6,000890
Service charges on deposit accounts$55,0003,885
Trading account gains and fees$0125
Additional Noninterest Income$356,0003,164
Total noninterest expense$2,821,0003,455
Salaries and employee benefits$1,450,0003,610
Premises and equipment expense$231,0003,801
Additional noninterest expense$1,140,0003,007
Pre-tax net operating income$1,220,0003,222
Securities gains (losses)$43,0001,615
Applicable income taxes$282,0002,138
Income before extraordinary items$981,0003,379
Extraordinary gains, net$04
Net income$981,0003,378
Minority interest net income$065
Net income of bank and minority interests.$981,0003,379
Net charge-offs$213,0001,224
Cash dividends$750,0001,961
Sale, conversion, retirement of capital stock, net$19,000489
Net operating income$947,0303,372
2020-06-30 (YTD Data)Rank
Total interest income$3,045,0003,351
Total interest expense$263,0003,947
Net interest income$2,782,0003,205
Provision for loan and lease losses$325,0001,964
Total noninterest income$288,0003,440
Gross Fiduciary activities income$6,000861
Service charges on deposit accounts$38,0003,885
Trading account gains and fees$0123
Additional Noninterest Income$244,0003,113
Total noninterest expense$1,871,0003,477
Salaries and employee benefits$968,0003,621
Premises and equipment expense$154,0003,801
Additional noninterest expense$749,0003,026
Pre-tax net operating income$874,0003,121
Securities gains (losses)$42,0001,369
Applicable income taxes$207,0002,027
Income before extraordinary items$709,0003,261
Extraordinary gains, net$04
Net income$709,0003,260
Minority interest net income$065
Net income of bank and minority interests.$709,0003,261
Net charge-offs$14,0002,334
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$19,000455
Net operating income$675,8203,271
2020-03-31 (YTD Data)Rank
Total interest income$1,322,0003,575
Total interest expense$136,0004,023
Net interest income$1,186,0003,443
Provision for loan and lease losses$03,711
Total noninterest income$146,0003,414
Gross Fiduciary activities income$6,000820
Service charges on deposit accounts$24,0003,850
Trading account gains and fees$0106
Additional Noninterest Income$116,0003,015
Total noninterest expense$932,0003,517
Salaries and employee benefits$479,0003,665
Premises and equipment expense$79,0003,785
Additional noninterest expense$374,0003,058
Pre-tax net operating income$400,0003,066
Securities gains (losses)$5,0001,450
Applicable income taxes$88,0002,047
Income before extraordinary items$317,0003,216
Extraordinary gains, net$04
Net income$317,0003,216
Minority interest net income$056
Net income of bank and minority interests.$317,0003,217
Net charge-offs$02,581
Cash dividends$250,0001,776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$313,0503,207
2019-12-31 (YTD Data)Rank
Total interest income$5,574,0003,556
Total interest expense$591,0003,988
Net interest income$4,983,0003,407
Provision for loan and lease losses$-700,0005,118
Total noninterest income$636,0003,385
Gross Fiduciary activities income$11,000910
Service charges on deposit accounts$102,0003,906
Trading account gains and fees$0135
Additional Noninterest Income$523,0002,971
Total noninterest expense$3,981,0003,424
Salaries and employee benefits$2,103,0003,525
Premises and equipment expense$317,0003,818
Additional noninterest expense$1,561,0003,001
Pre-tax net operating income$2,338,0002,837
Securities gains (losses)$27,0001,515
Applicable income taxes$610,0001,821
Income before extraordinary items$1,755,0003,079
Extraordinary gains, net$011
Net income$1,755,0003,078
Minority interest net income$076
Net income of bank and minority interests.$1,755,0003,080
Net charge-offs$137,0001,987
Cash dividends$1,400,0001,953
Sale, conversion, retirement of capital stock, net$16,000588
Net operating income$1,733,6703,059
2019-09-30 (YTD Data)Rank
Total interest income$4,170,0003,605
Total interest expense$442,0004,036
Net interest income$3,728,0003,462
Provision for loan and lease losses$-700,0005,198
Total noninterest income$481,0003,391
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$79,0003,926
Trading account gains and fees$0129
Additional Noninterest Income$401,0002,960
Total noninterest expense$2,918,0003,488
Salaries and employee benefits$1,525,0003,585
Premises and equipment expense$235,0003,894
Additional noninterest expense$1,158,0003,040
Pre-tax net operating income$1,991,0002,734
Securities gains (losses)$19,0001,451
Applicable income taxes$518,0001,766
Income before extraordinary items$1,492,0002,959
Extraordinary gains, net$011
Net income$1,492,0002,960
Minority interest net income$072
Net income of bank and minority interests.$1,492,0002,960
Net charge-offs$26,0002,592
Cash dividends$300,0002,867
Sale, conversion, retirement of capital stock, net$16,000543
Net operating income$1,476,9902,952
2019-06-30 (YTD Data)Rank
Total interest income$2,754,0003,633
Total interest expense$290,0004,051
Net interest income$2,464,0003,499
Provision for loan and lease losses$-700,0005,263
Total noninterest income$325,0003,336
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$51,0003,989
Trading account gains and fees$0131
Additional Noninterest Income$273,0002,906
Total noninterest expense$1,929,0003,530
Salaries and employee benefits$979,0003,681
Premises and equipment expense$162,0003,859
Additional noninterest expense$788,0003,033
Pre-tax net operating income$1,560,0002,435
Securities gains (losses)$01,702
Applicable income taxes$400,0001,623
Income before extraordinary items$1,160,0002,724
Extraordinary gains, net$011
Net income$1,160,0002,724
Minority interest net income$069
Net income of bank and minority interests.$1,160,0002,723
Net charge-offs$26,0002,236
Cash dividends$200,0002,850
Sale, conversion, retirement of capital stock, net$16,000521
Net operating income$1,160,0002,700
2019-03-31 (YTD Data)Rank
Total interest income$1,362,0003,677
Total interest expense$137,0004,108
Net interest income$1,225,0003,538
Provision for loan and lease losses$-700,0005,330
Total noninterest income$177,0003,194
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$25,0004,020
Trading account gains and fees$0126
Additional Noninterest Income$151,0002,743
Total noninterest expense$938,0003,613
Salaries and employee benefits$466,0003,820
Premises and equipment expense$78,0003,952
Additional noninterest expense$394,0003,033
Pre-tax net operating income$1,164,0001,848
Securities gains (losses)$01,087
Applicable income taxes$301,0001,255
Income before extraordinary items$863,0002,086
Extraordinary gains, net$05
Net income$863,0002,085
Minority interest net income$052
Net income of bank and minority interests.$863,0002,085
Net charge-offs$02,740
Cash dividends$100,0002,404
Sale, conversion, retirement of capital stock, net$0529
Net operating income$863,0002,072
2018-12-31 (YTD Data)Rank
Total interest income$5,743,0003,514
Total interest expense$401,0004,197
Net interest income$5,342,0003,374
Provision for loan and lease losses$128,0002,795
Total noninterest income$497,0003,789
Gross Fiduciary activities income$20,000909
Service charges on deposit accounts$125,0003,899
Trading account gains and fees$0126
Additional Noninterest Income$352,0003,497
Total noninterest expense$3,797,0003,592
Salaries and employee benefits$1,948,0003,733
Premises and equipment expense$327,0003,880
Additional noninterest expense$1,522,0003,140
Pre-tax net operating income$1,914,0003,198
Securities gains (losses)$01,125
Applicable income taxes$412,0002,147
Income before extraordinary items$1,502,0003,366
Extraordinary gains, net$06
Net income$1,502,0003,364
Minority interest net income$072
Net income of bank and minority interests.$1,502,0003,365
Net charge-offs$03,782
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$8,000644
Net operating income$1,502,0003,369
2018-09-30 (YTD Data)Rank
Total interest income$4,355,0003,498
Total interest expense$293,0004,197
Net interest income$4,062,0003,372
Provision for loan and lease losses$113,0002,505
Total noninterest income$389,0003,757
Gross Fiduciary activities income$20,000864
Service charges on deposit accounts$93,0003,949
Trading account gains and fees$0138
Additional Noninterest Income$276,0003,477
Total noninterest expense$2,878,0003,586
Salaries and employee benefits$1,495,0003,703
Premises and equipment expense$242,0003,941
Additional noninterest expense$1,141,0003,146
Pre-tax net operating income$1,460,0003,235
Securities gains (losses)$01,118
Applicable income taxes$317,0002,185
Income before extraordinary items$1,143,0003,392
Extraordinary gains, net$05
Net income$1,143,0003,391
Minority interest net income$066
Net income of bank and minority interests.$1,143,0003,391
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$8,000602
Net operating income$1,143,0003,390
2018-06-30 (YTD Data)Rank
Total interest income$2,976,0003,454
Total interest expense$188,0004,214
Net interest income$2,788,0003,319
Provision for loan and lease losses$30,0003,103
Total noninterest income$227,0003,954
Gross Fiduciary activities income$19,000844
Service charges on deposit accounts$60,0003,998
Trading account gains and fees$0130
Additional Noninterest Income$148,0003,736
Total noninterest expense$1,963,0003,562
Salaries and employee benefits$1,020,0003,685
Premises and equipment expense$162,0003,962
Additional noninterest expense$781,0003,102
Pre-tax net operating income$1,022,0003,126
Securities gains (losses)$0961
Applicable income taxes$225,0002,111
Income before extraordinary items$797,0003,306
Extraordinary gains, net$06
Net income$797,0003,305
Minority interest net income$065
Net income of bank and minority interests.$797,0003,305
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$8,000578
Net operating income$797,0003,298
2018-03-31 (YTD Data)Rank
Total interest income$1,263,0003,766
Total interest expense$88,0004,270
Net interest income$1,175,0003,663
Provision for loan and lease losses$15,0002,913
Total noninterest income$135,0003,725
Gross Fiduciary activities income$15,000811
Service charges on deposit accounts$30,0004,023
Trading account gains and fees$0123
Additional Noninterest Income$90,0003,483
Total noninterest expense$1,035,0003,481
Salaries and employee benefits$566,0003,525
Premises and equipment expense$78,0004,081
Additional noninterest expense$391,0003,104
Pre-tax net operating income$260,0004,017
Securities gains (losses)$0735
Applicable income taxes$42,0002,813
Income before extraordinary items$218,0004,084
Extraordinary gains, net$07
Net income$218,0004,084
Minority interest net income$052
Net income of bank and minority interests.$218,0004,084
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$218,0004,095
2017-12-31 (YTD Data)Rank
Total interest income$5,301,0003,651
Total interest expense$340,0004,239
Net interest income$4,961,0003,549
Provision for loan and lease losses$300,0001,956
Total noninterest income$254,0004,653
Gross Fiduciary activities income$20,000926
Service charges on deposit accounts$115,0004,187
Trading account gains and fees$0151
Additional Noninterest Income$119,0004,666
Total noninterest expense$4,038,0003,532
Salaries and employee benefits$1,799,0003,949
Premises and equipment expense$350,0003,899
Additional noninterest expense$1,889,0002,758
Pre-tax net operating income$877,0004,218
Securities gains (losses)$02,243
Applicable income taxes$575,0002,317
Income before extraordinary items$302,0004,848
Extraordinary gains, net$09
Net income$302,0004,848
Minority interest net income$076
Net income of bank and minority interests.$302,0004,848
Net charge-offs$184,0001,902
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$302,0004,842
2017-09-30 (YTD Data)Rank
Total interest income$3,989,0003,672
Total interest expense$252,0004,275
Net interest income$3,737,0003,567
Provision for loan and lease losses$225,0001,898
Total noninterest income$175,0004,788
Gross Fiduciary activities income$20,000891
Service charges on deposit accounts$83,0004,267
Trading account gains and fees$0145
Additional Noninterest Income$72,0004,871
Total noninterest expense$3,051,0003,527
Salaries and employee benefits$1,354,0003,970
Premises and equipment expense$269,0003,879
Additional noninterest expense$1,428,0002,749
Pre-tax net operating income$636,0004,333
Securities gains (losses)$02,274
Applicable income taxes$137,0002,994
Income before extraordinary items$499,0004,422
Extraordinary gains, net$09
Net income$499,0004,421
Minority interest net income$071
Net income of bank and minority interests.$499,0004,422
Net charge-offs$73,0002,169
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$499,0004,405
2017-06-30 (YTD Data)Rank
Total interest income$2,718,0003,633
Total interest expense$167,0004,276
Net interest income$2,551,0003,526
Provision for loan and lease losses$150,0001,808
Total noninterest income$91,0004,987
Gross Fiduciary activities income$18,000876
Service charges on deposit accounts$51,0004,369
Trading account gains and fees$0139
Additional Noninterest Income$22,0005,265
Total noninterest expense$2,038,0003,541
Salaries and employee benefits$891,0004,020
Premises and equipment expense$166,0004,056
Additional noninterest expense$981,0002,711
Pre-tax net operating income$454,0004,234
Securities gains (losses)$01,906
Applicable income taxes$102,0002,920
Income before extraordinary items$352,0004,333
Extraordinary gains, net$011
Net income$352,0004,332
Minority interest net income$071
Net income of bank and minority interests.$352,0004,333
Net charge-offs$3,0003,240
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$352,0004,318
2017-03-31 (YTD Data)Rank
Total interest income$1,223,0003,837
Total interest expense$83,0004,291
Net interest income$1,140,0003,753
Provision for loan and lease losses$75,0001,685
Total noninterest income$85,0004,473
Gross Fiduciary activities income$11,000862
Service charges on deposit accounts$25,0004,396
Trading account gains and fees$0142
Additional Noninterest Income$49,0004,306
Total noninterest expense$992,0003,623
Salaries and employee benefits$438,0004,094
Premises and equipment expense$78,0004,172
Additional noninterest expense$476,0002,773
Pre-tax net operating income$158,0004,603
Securities gains (losses)$01,153
Applicable income taxes$25,0003,262
Income before extraordinary items$133,0004,611
Extraordinary gains, net$08
Net income$133,0004,611
Minority interest net income$055
Net income of bank and minority interests.$133,0004,611
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$133,0004,594
2016-12-31 (YTD Data)Rank
Total interest income$6,528,0003,253
Total interest expense$265,0004,616
Net interest income$6,263,0003,099
Provision for loan and lease losses$2,150,000492
Total noninterest income$648,0003,704
Gross Fiduciary activities income$15,000982
Service charges on deposit accounts$123,0004,272
Trading account gains and fees$0170
Additional Noninterest Income$510,0003,237
Total noninterest expense$4,249,0003,524
Salaries and employee benefits$1,685,0004,162
Premises and equipment expense$377,0003,888
Additional noninterest expense$2,187,0002,588
Pre-tax net operating income$512,0004,798
Securities gains (losses)$107,0001,293
Applicable income taxes$102,0003,297
Income before extraordinary items$517,0004,689
Extraordinary gains, net$05
Net income$517,0004,688
Minority interest net income$082
Net income of bank and minority interests.$517,0004,688
Net charge-offs$10,0003,859
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$427,1204,822
2016-09-30 (YTD Data)Rank
Total interest income$5,334,0003,108
Total interest expense$177,0004,827
Net interest income$5,157,0002,933
Provision for loan and lease losses$2,075,000400
Total noninterest income$499,0003,681
Gross Fiduciary activities income$14,000946
Service charges on deposit accounts$93,0004,287
Trading account gains and fees$0169
Additional Noninterest Income$392,0003,214
Total noninterest expense$3,285,0003,463
Salaries and employee benefits$1,283,0004,139
Premises and equipment expense$285,0003,885
Additional noninterest expense$1,717,0002,490
Pre-tax net operating income$296,0005,075
Securities gains (losses)$107,0001,204
Applicable income taxes$53,0003,545
Income before extraordinary items$350,0004,863
Extraordinary gains, net$05
Net income$350,0004,863
Minority interest net income$071
Net income of bank and minority interests.$350,0004,863
Net charge-offs$10,0003,412
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$256,9105,048
2016-06-30 (YTD Data)Rank
Total interest income$4,127,0002,807
Total interest expense$90,0005,174
Net interest income$4,037,0002,617
Provision for loan and lease losses$2,000,000289
Total noninterest income$419,0003,328
Gross Fiduciary activities income$13,000930
Service charges on deposit accounts$60,0004,336
Trading account gains and fees$0157
Additional Noninterest Income$346,0002,848
Total noninterest expense$2,217,0003,461
Salaries and employee benefits$845,0004,194
Premises and equipment expense$189,0003,922
Additional noninterest expense$1,183,0002,428
Pre-tax net operating income$239,0004,965
Securities gains (losses)$80,0001,117
Applicable income taxes$54,0003,356
Income before extraordinary items$265,0004,754
Extraordinary gains, net$016
Net income$265,0004,755
Minority interest net income$071
Net income of bank and minority interests.$265,0004,755
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$198,6004,962
2016-03-31 (YTD Data)Rank
Total interest income$1,225,0003,903
Total interest expense$36,0005,418
Net interest income$1,189,0003,716
Provision for loan and lease losses$125,0001,322
Total noninterest income$358,0002,490
Gross Fiduciary activities income$12,000878
Service charges on deposit accounts$29,0004,379
Trading account gains and fees$0142
Additional Noninterest Income$317,0002,028
Total noninterest expense$1,137,0003,422
Salaries and employee benefits$424,0004,222
Premises and equipment expense$105,0003,775
Additional noninterest expense$608,0002,361
Pre-tax net operating income$285,0003,942
Securities gains (losses)$54,000794
Applicable income taxes$99,0002,472
Income before extraordinary items$240,0003,980
Extraordinary gains, net$012
Net income$240,0003,977
Minority interest net income$062
Net income of bank and minority interests.$240,0003,978
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$201,6604,169
2015-12-31 (YTD Data)Rank
Total interest income$2,689,0004,996
Total interest expense$113,0005,657
Net interest income$2,576,0004,889
Provision for loan and lease losses$227,0002,200
Total noninterest income$236,0005,066
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$66,0005,162
Trading account gains and fees$0159
Additional Noninterest Income$170,0004,627
Total noninterest expense$2,471,0004,710
Salaries and employee benefits$1,017,0005,137
Premises and equipment expense$174,0005,250
Additional noninterest expense$1,280,0003,776
Pre-tax net operating income$114,0005,646
Securities gains (losses)$146,000915
Applicable income taxes$57,0003,582
Income before extraordinary items$203,0005,459
Extraordinary gains, net$023
Net income$203,0005,461
Minority interest net income$081
Net income of bank and minority interests.$203,0005,462
Net charge-offs$04,462
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$89,1205,687
2015-09-30 (YTD Data)Rank
Total interest income$1,162,0005,761
Total interest expense$74,0005,818
Net interest income$1,088,0005,714
Provision for loan and lease losses$187,0002,023
Total noninterest income$199,0004,987
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$42,0005,374
Trading account gains and fees$0153
Additional Noninterest Income$157,0004,439
Total noninterest expense$1,071,0005,541
Salaries and employee benefits$460,0005,763
Premises and equipment expense$101,0005,580
Additional noninterest expense$510,0005,017
Pre-tax net operating income$29,0005,880
Securities gains (losses)$44,0001,560
Applicable income taxes$13,0004,071
Income before extraordinary items$60,0005,843
Extraordinary gains, net$021
Net income$60,0005,846
Minority interest net income$078
Net income of bank and minority interests.$60,0005,846
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$23,9205,894
2015-06-30 (YTD Data)Rank
Total interest income$2,035,0004,342
Total interest expense$202,0004,214
Net interest income$1,833,0004,314
Provision for loan and lease losses$1,784,000268
Total noninterest income$2,740,0001,068
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$58,0004,557
Trading account gains and fees$0157
Additional Noninterest Income$2,682,000782
Total noninterest expense$2,829,0003,019
Salaries and employee benefits$1,085,0003,778
Premises and equipment expense$205,0003,947
Additional noninterest expense$1,539,0001,960
Pre-tax net operating income$-40,0006,056
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-40,0006,092
Extraordinary gains, net$022
Net income$-40,0006,093
Minority interest net income$075
Net income of bank and minority interests.$-40,0006,093
Net charge-offs$1,191,000314
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-40,0006,063
2015-03-31 (YTD Data)Rank
Total interest income$1,054,0004,286
Total interest expense$103,0004,234
Net interest income$951,0004,255
Provision for loan and lease losses$1,784,000154
Total noninterest income$143,0003,999
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$112,0003,430
Total noninterest expense$1,333,0003,144
Salaries and employee benefits$514,0003,913
Premises and equipment expense$105,0003,925
Additional noninterest expense$714,0002,068
Pre-tax net operating income$-2,023,0006,406
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-2,023,0006,400
Extraordinary gains, net$013
Net income$-2,023,0006,401
Minority interest net income$064
Net income of bank and minority interests.$-2,023,0006,401
Net charge-offs$204,000714
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-2,023,0006,400
2014-12-31 (YTD Data)Rank
Total interest income$5,112,0003,916
Total interest expense$542,0003,840
Net interest income$4,570,0003,876
Provision for loan and lease losses$789,0001,033
Total noninterest income$-1,221,0006,496
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$123,0004,688
Trading account gains and fees$0180
Additional Noninterest Income$-1,344,0006,493
Total noninterest expense$5,045,0003,292
Salaries and employee benefits$1,908,0004,080
Premises and equipment expense$430,0003,934
Additional noninterest expense$2,707,0002,234
Pre-tax net operating income$-2,485,0006,446
Securities gains (losses)$03,259
Applicable income taxes$-20,0006,163
Income before extraordinary items$-2,465,0006,444
Extraordinary gains, net$017
Net income$-2,465,0006,443
Minority interest net income$084
Net income of bank and minority interests.$-2,465,0006,443
Net charge-offs$1,813,000555
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,465,0006,441
2014-09-30 (YTD Data)Rank
Total interest income$3,872,0003,929
Total interest expense$433,0003,773
Net interest income$3,439,0003,898
Provision for loan and lease losses$789,000817
Total noninterest income$-237,0006,550
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$90,0004,789
Trading account gains and fees$0174
Additional Noninterest Income$-327,0006,544
Total noninterest expense$4,140,0003,111
Salaries and employee benefits$1,444,0004,067
Premises and equipment expense$308,0004,082
Additional noninterest expense$2,388,0001,929
Pre-tax net operating income$-1,727,0006,522
Securities gains (losses)$02,980
Applicable income taxes$-19,0006,316
Income before extraordinary items$-1,708,0006,517
Extraordinary gains, net$015
Net income$-1,708,0006,516
Minority interest net income$081
Net income of bank and minority interests.$-1,708,0006,516
Net charge-offs$1,708,000437
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,708,0006,517
2014-06-30 (YTD Data)Rank
Total interest income$2,626,0003,890
Total interest expense$310,0003,654
Net interest income$2,316,0003,875
Provision for loan and lease losses$789,000575
Total noninterest income$239,0004,394
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$66,0004,637
Trading account gains and fees$0172
Additional Noninterest Income$173,0003,854
Total noninterest expense$3,212,0002,807
Salaries and employee benefits$962,0004,093
Premises and equipment expense$200,0004,178
Additional noninterest expense$2,050,0001,534
Pre-tax net operating income$-1,446,0006,608
Securities gains (losses)$02,580
Applicable income taxes$-19,0006,408
Income before extraordinary items$-1,427,0006,607
Extraordinary gains, net$020
Net income$-1,427,0006,607
Minority interest net income$080
Net income of bank and minority interests.$-1,427,0006,607
Net charge-offs$1,639,000342
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,427,0006,606
2014-03-31 (YTD Data)Rank
Total interest income$1,334,0003,851
Total interest expense$161,0003,617
Net interest income$1,173,0003,851
Provision for loan and lease losses$579,000405
Total noninterest income$76,0005,009
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$32,0004,672
Trading account gains and fees$0147
Additional Noninterest Income$44,0004,711
Total noninterest expense$1,236,0003,401
Salaries and employee benefits$496,0004,074
Premises and equipment expense$105,0004,105
Additional noninterest expense$635,0002,356
Pre-tax net operating income$-566,0006,644
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-566,0006,647
Extraordinary gains, net$016
Net income$-566,0006,647
Minority interest net income$066
Net income of bank and minority interests.$-566,0006,647
Net charge-offs$10,0002,841
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-566,0006,647
2013-12-31 (YTD Data)Rank
Total interest income$5,778,0003,717
Total interest expense$867,0003,269
Net interest income$4,911,0003,740
Provision for loan and lease losses$1,530,000774
Total noninterest income$692,0003,880
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$141,0004,684
Trading account gains and fees$0184
Additional Noninterest Income$551,0003,235
Total noninterest expense$5,397,0003,227
Salaries and employee benefits$2,010,0004,062
Premises and equipment expense$432,0004,043
Additional noninterest expense$2,955,0002,116
Pre-tax net operating income$-1,324,0006,603
Securities gains (losses)$28,0002,166
Applicable income taxes$04,631
Income before extraordinary items$-1,296,0006,622
Extraordinary gains, net$029
Net income$-1,296,0006,622
Minority interest net income$090
Net income of bank and minority interests.$-1,296,0006,622
Net charge-offs$4,983,000332
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,324,0006,614
2013-09-30 (YTD Data)Rank
Total interest income$4,416,0003,711
Total interest expense$680,0003,239
Net interest income$3,736,0003,727
Provision for loan and lease losses$1,351,000696
Total noninterest income$562,0003,820
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$107,0004,703
Trading account gains and fees$0180
Additional Noninterest Income$455,0003,162
Total noninterest expense$3,967,0003,274
Salaries and employee benefits$1,509,0004,074
Premises and equipment expense$307,0004,202
Additional noninterest expense$2,151,0002,158
Pre-tax net operating income$-1,020,0006,706
Securities gains (losses)$28,0002,032
Applicable income taxes$04,713
Income before extraordinary items$-992,0006,716
Extraordinary gains, net$025
Net income$-992,0006,717
Minority interest net income$084
Net income of bank and minority interests.$-992,0006,717
Net charge-offs$4,734,000283
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,020,0006,709
2013-06-30 (YTD Data)Rank
Total interest income$2,925,0003,730
Total interest expense$483,0003,150
Net interest income$2,442,0003,782
Provision for loan and lease losses$1,336,000530
Total noninterest income$357,0003,901
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$69,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$288,0003,261
Total noninterest expense$2,666,0003,261
Salaries and employee benefits$1,003,0004,103
Premises and equipment expense$201,0004,254
Additional noninterest expense$1,462,0002,128
Pre-tax net operating income$-1,203,0006,807
Securities gains (losses)$28,0001,854
Applicable income taxes$04,679
Income before extraordinary items$-1,175,0006,830
Extraordinary gains, net$022
Net income$-1,175,0006,831
Minority interest net income$082
Net income of bank and minority interests.$-1,175,0006,831
Net charge-offs$4,656,000217
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,203,0006,824
2013-03-31 (YTD Data)Rank
Total interest income$1,419,0003,834
Total interest expense$259,0003,072
Net interest income$1,160,0003,920
Provision for loan and lease losses$1,336,000301
Total noninterest income$165,0004,005
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$56,0003,885
Trading account gains and fees$0148
Additional Noninterest Income$109,0003,629
Total noninterest expense$1,275,0003,402
Salaries and employee benefits$502,0004,153
Premises and equipment expense$99,0004,329
Additional noninterest expense$674,0002,309
Pre-tax net operating income$-1,286,0006,954
Securities gains (losses)$18,0001,302
Applicable income taxes$04,602
Income before extraordinary items$-1,268,0006,959
Extraordinary gains, net$010
Net income$-1,268,0006,960
Minority interest net income$076
Net income of bank and minority interests.$-1,268,0006,960
Net charge-offs$989,000478
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,286,0006,951
2012-12-31 (YTD Data)Rank
Total interest income$7,405,0003,314
Total interest expense$1,397,0002,876
Net interest income$6,008,0003,374
Provision for loan and lease losses$9,464,000288
Total noninterest income$-277,0006,951
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$228,0004,022
Trading account gains and fees$0166
Additional Noninterest Income$-505,0006,929
Total noninterest expense$6,766,0002,746
Salaries and employee benefits$2,068,0004,055
Premises and equipment expense$463,0004,001
Additional noninterest expense$4,235,0001,599
Pre-tax net operating income$-10,499,0007,026
Securities gains (losses)$908,000586
Applicable income taxes$04,751
Income before extraordinary items$-9,591,0007,025
Extraordinary gains, net$029
Net income$-9,591,0007,025
Minority interest net income$093
Net income of bank and minority interests.$-9,591,0007,025
Net charge-offs$5,322,000548
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-10,499,0007,024
2012-09-30 (YTD Data)Rank
Total interest income$5,883,0003,215
Total interest expense$1,106,0002,851
Net interest income$4,777,0003,270
Provision for loan and lease losses$8,951,000242
Total noninterest income$-611,0007,116
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$117,0004,771
Trading account gains and fees$0157
Additional Noninterest Income$-728,0007,109
Total noninterest expense$4,288,0003,161
Salaries and employee benefits$1,606,0003,971
Premises and equipment expense$348,0004,049
Additional noninterest expense$2,334,0002,090
Pre-tax net operating income$-9,073,0007,141
Securities gains (losses)$603,000655
Applicable income taxes$04,802
Income before extraordinary items$-8,470,0007,136
Extraordinary gains, net$020
Net income$-8,470,0007,136
Minority interest net income$086
Net income of bank and minority interests.$-8,470,0007,136
Net charge-offs$4,815,000475
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-9,073,0007,134
2012-06-30 (YTD Data)Rank
Total interest income$4,114,0003,119
Total interest expense$755,0002,886
Net interest income$3,359,0003,146
Provision for loan and lease losses$6,075,000247
Total noninterest income$-613,0007,198
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$117,0004,012
Trading account gains and fees$0153
Additional Noninterest Income$-730,0007,189
Total noninterest expense$2,798,0003,238
Salaries and employee benefits$1,069,0004,006
Premises and equipment expense$234,0004,039
Additional noninterest expense$1,495,0002,167
Pre-tax net operating income$-6,127,0007,201
Securities gains (losses)$483,000563
Applicable income taxes$04,770
Income before extraordinary items$-5,644,0007,198
Extraordinary gains, net$019
Net income$-5,644,0007,198
Minority interest net income$084
Net income of bank and minority interests.$-5,644,0007,198
Net charge-offs$3,902,000411
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-6,127,0007,196
2012-03-31 (YTD Data)Rank
Total interest income$1,986,0003,230
Total interest expense$377,0002,993
Net interest income$1,609,0003,264
Provision for loan and lease losses$300,0001,500
Total noninterest income$148,0004,264
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$35,0004,954
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,516
Total noninterest expense$1,369,0003,297
Salaries and employee benefits$503,0004,190
Premises and equipment expense$122,0003,950
Additional noninterest expense$744,0002,168
Pre-tax net operating income$88,0005,537
Securities gains (losses)$328,000415
Applicable income taxes$04,704
Income before extraordinary items$416,0002,975
Extraordinary gains, net$019
Net income$416,0002,978
Minority interest net income$078
Net income of bank and minority interests.$416,0002,979
Net charge-offs$80,0002,645
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$88,0005,360
2011-12-31 (YTD Data)Rank
Total interest income$9,069,0003,022
Total interest expense$1,840,0002,942
Net interest income$7,229,0002,984
Provision for loan and lease losses$6,140,000670
Total noninterest income$553,0004,225
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$167,0004,704
Trading account gains and fees$0146
Additional Noninterest Income$386,0003,492
Total noninterest expense$5,932,0003,088
Salaries and employee benefits$2,405,0003,669
Premises and equipment expense$508,0003,996
Additional noninterest expense$3,019,0002,194
Pre-tax net operating income$-4,290,0007,017
Securities gains (losses)$-10,0006,879
Applicable income taxes$14,0004,225
Income before extraordinary items$-4,314,0007,038
Extraordinary gains, net$029
Net income$-4,314,0007,039
Minority interest net income$096
Net income of bank and minority interests.$-4,314,0007,039
Net charge-offs$5,435,000748
Cash dividends$239,0003,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,304,0007,024
2011-09-30 (YTD Data)Rank
Total interest income$7,144,0002,909
Total interest expense$1,437,0002,954
Net interest income$5,707,0002,872
Provision for loan and lease losses$3,610,000796
Total noninterest income$423,0004,209
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$130,0004,650
Trading account gains and fees$0145
Additional Noninterest Income$293,0003,497
Total noninterest expense$3,962,0003,396
Salaries and employee benefits$1,807,0003,659
Premises and equipment expense$378,0004,059
Additional noninterest expense$1,777,0002,701
Pre-tax net operating income$-1,442,0006,906
Securities gains (losses)$-10,0007,008
Applicable income taxes$14,0004,164
Income before extraordinary items$-1,466,0006,974
Extraordinary gains, net$021
Net income$-1,466,0006,975
Minority interest net income$087
Net income of bank and minority interests.$-1,466,0006,975
Net charge-offs$78,0004,643
Cash dividends$239,0002,566
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,456,0006,943
2011-06-30 (YTD Data)Rank
Total interest income$4,814,0002,902
Total interest expense$1,025,0002,900
Net interest income$3,789,0002,872
Provision for loan and lease losses$3,440,000609
Total noninterest income$303,0004,086
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$29,0006,234
Trading account gains and fees$0153
Additional Noninterest Income$274,0003,012
Total noninterest expense$2,492,0003,583
Salaries and employee benefits$1,225,0003,639
Premises and equipment expense$251,0004,099
Additional noninterest expense$1,016,0003,170
Pre-tax net operating income$-1,840,0007,153
Securities gains (losses)$-9,0007,063
Applicable income taxes$14,0003,977
Income before extraordinary items$-1,863,0007,196
Extraordinary gains, net$015
Net income$-1,863,0007,197
Minority interest net income$089
Net income of bank and minority interests.$-1,863,0007,197
Net charge-offs$28,0004,871
Cash dividends$239,0002,153
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,854,0007,186
2011-03-31 (YTD Data)Rank
Total interest income$2,381,0002,955
Total interest expense$536,0002,877
Net interest income$1,845,0002,932
Provision for loan and lease losses$500,0001,414
Total noninterest income$137,0004,345
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,234
Total noninterest expense$1,123,0003,877
Salaries and employee benefits$591,0003,769
Premises and equipment expense$128,0004,101
Additional noninterest expense$404,0003,701
Pre-tax net operating income$359,0003,194
Securities gains (losses)$-4,0007,085
Applicable income taxes$10,0003,778
Income before extraordinary items$345,0002,959
Extraordinary gains, net$09
Net income$345,0002,958
Minority interest net income$086
Net income of bank and minority interests.$345,0002,959
Net charge-offs$31,0003,744
Cash dividends$239,0001,297
Sale, conversion, retirement of capital stock, net$0925
Net operating income$348,8802,887
2010-12-31 (YTD Data)Rank
Total interest income$10,177,0002,912
Total interest expense$2,618,0002,880
Net interest income$7,559,0002,873
Provision for loan and lease losses$5,105,0001,132
Total noninterest income$484,0004,630
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$287,0003,726
Trading account gains and fees$0175
Additional Noninterest Income$197,0004,612
Total noninterest expense$4,842,0003,705
Salaries and employee benefits$2,359,0003,753
Premises and equipment expense$556,0003,930
Additional noninterest expense$1,927,0003,356
Pre-tax net operating income$-1,904,0006,745
Securities gains (losses)$03,793
Applicable income taxes$41,0003,725
Income before extraordinary items$-1,945,0006,839
Extraordinary gains, net$029
Net income$-1,945,0006,839
Minority interest net income$0111
Net income of bank and minority interests.$-1,945,0006,840
Net charge-offs$3,803,0001,259
Cash dividends$1,422,0001,130
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,945,0006,815
2010-09-30 (YTD Data)Rank
Total interest income$8,015,0002,846
Total interest expense$2,003,0002,949
Net interest income$6,012,0002,750
Provision for loan and lease losses$1,105,0002,378
Total noninterest income$379,0004,617
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$213,0003,809
Trading account gains and fees$0165
Additional Noninterest Income$166,0004,494
Total noninterest expense$3,343,0003,930
Salaries and employee benefits$1,812,0003,719
Premises and equipment expense$404,0004,069
Additional noninterest expense$1,127,0003,976
Pre-tax net operating income$1,943,0001,933
Securities gains (losses)$03,651
Applicable income taxes$32,0003,803
Income before extraordinary items$1,911,0001,728
Extraordinary gains, net$023
Net income$1,911,0001,731
Minority interest net income$0110
Net income of bank and minority interests.$1,911,0001,731
Net charge-offs$351,0003,521
Cash dividends$737,0001,353
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,911,0001,638
2010-06-30 (YTD Data)Rank
Total interest income$5,238,0002,923
Total interest expense$1,348,0003,032
Net interest income$3,890,0002,821
Provision for loan and lease losses$675,0002,423
Total noninterest income$258,0004,552
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$136,0003,885
Trading account gains and fees$0152
Additional Noninterest Income$122,0004,316
Total noninterest expense$2,195,0003,975
Salaries and employee benefits$1,233,0003,681
Premises and equipment expense$269,0004,093
Additional noninterest expense$693,0004,203
Pre-tax net operating income$1,278,0001,953
Securities gains (losses)$03,184
Applicable income taxes$18,0003,827
Income before extraordinary items$1,260,0001,725
Extraordinary gains, net$019
Net income$1,260,0001,724
Minority interest net income$0105
Net income of bank and minority interests.$1,260,0001,725
Net charge-offs$332,0002,928
Cash dividends$506,0001,303
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,260,0001,650
2010-03-31 (YTD Data)Rank
Total interest income$2,494,0003,115
Total interest expense$682,0003,122
Net interest income$1,812,0003,056
Provision for loan and lease losses$325,0002,296
Total noninterest income$222,0003,440
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$69,0003,861
Trading account gains and fees$0175
Additional Noninterest Income$153,0002,803
Total noninterest expense$1,085,0004,039
Salaries and employee benefits$611,0003,765
Premises and equipment expense$136,0004,147
Additional noninterest expense$338,0004,259
Pre-tax net operating income$624,0002,034
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$613,0001,796
Extraordinary gains, net$016
Net income$613,0001,795
Minority interest net income$091
Net income of bank and minority interests.$613,0001,797
Net charge-offs$48,0003,740
Cash dividends$256,0001,189
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$613,0001,714
2009-12-31 (YTD Data)Rank
Total interest income$9,729,0003,300
Total interest expense$2,889,0003,510
Net interest income$6,840,0003,105
Provision for loan and lease losses$1,070,0003,396
Total noninterest income$1,129,0003,106
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$269,0004,086
Trading account gains and fees$0211
Additional Noninterest Income$860,0002,347
Total noninterest expense$4,291,0004,146
Salaries and employee benefits$2,385,0003,833
Premises and equipment expense$504,0004,348
Additional noninterest expense$1,402,0004,268
Pre-tax net operating income$2,608,0001,519
Securities gains (losses)$18,0003,082
Applicable income taxes$38,0003,392
Income before extraordinary items$2,588,0001,298
Extraordinary gains, net$034
Net income$2,588,0001,296
Minority interest net income$0115
Net income of bank and minority interests.$2,588,0001,297
Net charge-offs$707,0003,330
Cash dividends$1,422,0001,248
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,570,1801,279
2009-09-30 (YTD Data)Rank
Total interest income$7,187,0003,384
Total interest expense$2,155,0003,664
Net interest income$5,032,0003,173
Provision for loan and lease losses$655,0003,389
Total noninterest income$977,0002,864
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$216,0003,963
Trading account gains and fees$0212
Additional Noninterest Income$761,0002,183
Total noninterest expense$3,336,0004,033
Salaries and employee benefits$1,827,0003,799
Premises and equipment expense$377,0004,405
Additional noninterest expense$1,132,0004,036
Pre-tax net operating income$2,018,0001,610
Securities gains (losses)$18,0002,785
Applicable income taxes$30,0003,607
Income before extraordinary items$2,006,0001,331
Extraordinary gains, net$027
Net income$2,006,0001,329
Minority interest net income$0118
Net income of bank and minority interests.$2,006,0001,331
Net charge-offs$167,0004,471
Cash dividends$826,0001,460
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,988,1801,313
2009-06-30 (YTD Data)Rank
Total interest income$4,778,0003,415
Total interest expense$1,418,0003,812
Net interest income$3,360,0003,160
Provision for loan and lease losses$370,0003,400
Total noninterest income$766,0002,582
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$93,0004,785
Trading account gains and fees$0193
Additional Noninterest Income$673,0001,848
Total noninterest expense$2,330,0003,931
Salaries and employee benefits$1,292,0003,675
Premises and equipment expense$256,0004,393
Additional noninterest expense$782,0003,941
Pre-tax net operating income$1,426,0001,586
Securities gains (losses)$18,0002,372
Applicable income taxes$20,0003,701
Income before extraordinary items$1,424,0001,330
Extraordinary gains, net$021
Net income$1,424,0001,327
Minority interest net income$0112
Net income of bank and minority interests.$1,424,0001,328
Net charge-offs$-11,0007,915
Cash dividends$581,0001,463
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,406,1801,312
2009-03-31 (YTD Data)Rank
Total interest income$2,647,0003,185
Total interest expense$711,0003,899
Net interest income$1,936,0002,786
Provision for loan and lease losses$120,0003,591
Total noninterest income$155,0004,322
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$67,0004,058
Trading account gains and fees$0171
Additional Noninterest Income$88,0003,856
Total noninterest expense$1,115,0003,983
Salaries and employee benefits$615,0003,854
Premises and equipment expense$128,0004,454
Additional noninterest expense$372,0003,784
Pre-tax net operating income$856,0001,501
Securities gains (losses)$02,434
Applicable income taxes$12,0003,875
Income before extraordinary items$844,0001,305
Extraordinary gains, net$015
Net income$844,0001,306
Minority interest net income$0102
Net income of bank and minority interests.$844,0001,306
Net charge-offs$-51,0008,140
Cash dividends$262,0001,475
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$844,0001,232
2008-12-31 (YTD Data)Rank
Total interest income$9,662,0003,627
Total interest expense$3,495,0003,849
Net interest income$6,167,0003,406
Provision for loan and lease losses$360,0004,303
Total noninterest income$499,0004,842
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$287,0004,096
Trading account gains and fees$0154
Additional Noninterest Income$212,0004,738
Total noninterest expense$3,917,0004,304
Salaries and employee benefits$2,292,0004,023
Premises and equipment expense$509,0004,411
Additional noninterest expense$1,116,0004,493
Pre-tax net operating income$2,389,0002,167
Securities gains (losses)$-10,0007,025
Applicable income taxes$15,0004,400
Income before extraordinary items$2,364,0001,697
Extraordinary gains, net$039
Net income$2,364,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,108
Cash dividends$1,522,0001,702
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,373,9001,802
2008-09-30 (YTD Data)Rank
Total interest income$7,215,0003,693
Total interest expense$2,635,0003,945
Net interest income$4,580,0003,455
Provision for loan and lease losses$270,0003,724
Total noninterest income$379,0004,928
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$214,0004,125
Trading account gains and fees$0148
Additional Noninterest Income$165,0004,793
Total noninterest expense$2,877,0004,355
Salaries and employee benefits$1,688,0004,109
Premises and equipment expense$373,0004,495
Additional noninterest expense$816,0004,515
Pre-tax net operating income$1,812,0002,473
Securities gains (losses)$-10,0007,337
Applicable income taxes$8,0004,921
Income before extraordinary items$1,794,0001,959
Extraordinary gains, net$031
Net income$1,794,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,860
Cash dividends$751,0002,174
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,804,0002,054
2008-06-30 (YTD Data)Rank
Total interest income$4,851,0003,721
Total interest expense$1,806,0004,001
Net interest income$3,045,0003,457
Provision for loan and lease losses$180,0003,306
Total noninterest income$242,0005,059
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$125,0004,395
Trading account gains and fees$0149
Additional Noninterest Income$117,0004,777
Total noninterest expense$1,895,0004,413
Salaries and employee benefits$1,121,0004,151
Premises and equipment expense$267,0004,327
Additional noninterest expense$507,0004,691
Pre-tax net operating income$1,212,0002,572
Securities gains (losses)$10,0002,438
Applicable income taxes$05,627
Income before extraordinary items$1,222,0002,156
Extraordinary gains, net$021
Net income$1,222,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,966
Cash dividends$527,0002,202
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,212,0002,129
2008-03-31 (YTD Data)Rank
Total interest income$2,466,0003,763
Total interest expense$945,0004,044
Net interest income$1,521,0003,450
Provision for loan and lease losses$90,0002,858
Total noninterest income$121,0005,062
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$64,0004,316
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,793
Total noninterest expense$933,0004,450
Salaries and employee benefits$549,0004,228
Premises and equipment expense$142,0004,150
Additional noninterest expense$242,0004,793
Pre-tax net operating income$619,0002,641
Securities gains (losses)$10,0001,965
Applicable income taxes$8,0004,911
Income before extraordinary items$621,0002,248
Extraordinary gains, net$015
Net income$621,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$611,1002,204
2007-12-31 (YTD Data)Rank
Total interest income$9,176,0003,987
Total interest expense$3,922,0004,057
Net interest income$5,254,0003,841
Provision for loan and lease losses$360,0002,860
Total noninterest income$504,0005,011
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$265,0004,342
Trading account gains and fees$0178
Additional Noninterest Income$239,0004,692
Total noninterest expense$3,329,0004,687
Salaries and employee benefits$1,893,0004,578
Premises and equipment expense$539,0004,143
Additional noninterest expense$897,0004,976
Pre-tax net operating income$2,069,0003,251
Securities gains (losses)$-9,0007,539
Applicable income taxes$-33,0007,890
Income before extraordinary items$2,093,0002,721
Extraordinary gains, net$039
Net income$2,093,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,912
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,102,0002,699
2007-09-30 (YTD Data)Rank
Total interest income$6,695,0004,075
Total interest expense$2,920,0004,090
Net interest income$3,775,0003,987
Provision for loan and lease losses$270,0002,452
Total noninterest income$383,0005,010
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$156,0004,839
Trading account gains and fees$0184
Additional Noninterest Income$227,0004,259
Total noninterest expense$2,434,0004,738
Salaries and employee benefits$1,403,0004,584
Premises and equipment expense$381,0004,300
Additional noninterest expense$650,0005,032
Pre-tax net operating income$1,454,0003,541
Securities gains (losses)$-9,0007,750
Applicable income taxes$-48,0008,151
Income before extraordinary items$1,493,0002,981
Extraordinary gains, net$033
Net income$1,493,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,218
Cash dividends$344,0003,469
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,502,0002,951
2007-06-30 (YTD Data)Rank
Total interest income$4,312,0004,197
Total interest expense$1,893,0004,160
Net interest income$2,419,0004,144
Provision for loan and lease losses$180,0002,301
Total noninterest income$258,0005,012
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$126,0004,462
Trading account gains and fees$0168
Additional Noninterest Income$132,0004,559
Total noninterest expense$1,607,0004,797
Salaries and employee benefits$921,0004,677
Premises and equipment expense$256,0004,316
Additional noninterest expense$430,0005,048
Pre-tax net operating income$890,0003,783
Securities gains (losses)$-1,0007,616
Applicable income taxes$-43,0008,272
Income before extraordinary items$932,0003,164
Extraordinary gains, net$029
Net income$932,0003,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$214,0003,545
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$933,0003,150
2007-03-31 (YTD Data)Rank
Total interest income$2,121,0004,223
Total interest expense$925,0004,198
Net interest income$1,196,0004,171
Provision for loan and lease losses$90,0002,153
Total noninterest income$139,0004,807
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$61,0004,494
Trading account gains and fees$0195
Additional Noninterest Income$78,0004,266
Total noninterest expense$794,0004,822
Salaries and employee benefits$449,0004,788
Premises and equipment expense$142,0004,012
Additional noninterest expense$203,0005,214
Pre-tax net operating income$451,0003,745
Securities gains (losses)$01,187
Applicable income taxes$-55,0008,436
Income before extraordinary items$506,0003,002
Extraordinary gains, net$022
Net income$506,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,225
Cash dividends$93,0003,217
Sale, conversion, retirement of capital stock, net$0885
Net operating income$506,0002,984
2006-12-31 (YTD Data)Rank
Total interest income$8,184,0004,142
Total interest expense$3,397,0004,000
Net interest income$4,787,0004,139
Provision for loan and lease losses$360,0002,452
Total noninterest income$364,0005,790
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$246,0004,540
Trading account gains and fees$0130
Additional Noninterest Income$118,0006,046
Total noninterest expense$2,965,0004,938
Salaries and employee benefits$1,779,0004,651
Premises and equipment expense$498,0004,282
Additional noninterest expense$688,0005,691
Pre-tax net operating income$1,826,0003,858
Securities gains (losses)$-73,0008,083
Applicable income taxes$30,0005,757
Income before extraordinary items$1,723,0003,459
Extraordinary gains, net$051
Net income$1,723,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,320
Cash dividends$1,515,0001,908
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,794,5403,341
2006-09-30 (YTD Data)Rank
Total interest income$6,053,0004,155
Total interest expense$2,419,0004,048
Net interest income$3,634,0004,121
Provision for loan and lease losses$270,0002,327
Total noninterest income$261,0005,912
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$183,0004,588
Trading account gains and fees$0126
Additional Noninterest Income$78,0006,263
Total noninterest expense$2,195,0004,948
Salaries and employee benefits$1,314,0004,677
Premises and equipment expense$374,0004,293
Additional noninterest expense$507,0005,727
Pre-tax net operating income$1,430,0003,899
Securities gains (losses)$-51,0008,182
Applicable income taxes$28,0005,792
Income before extraordinary items$1,351,0003,431
Extraordinary gains, net$045
Net income$1,351,0003,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0001,857
Cash dividends$1,007,0001,907
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,400,9803,342
2006-06-30 (YTD Data)Rank
Total interest income$3,908,0004,199
Total interest expense$1,518,0004,087
Net interest income$2,390,0004,173
Provision for loan and lease losses$180,0002,262
Total noninterest income$173,0005,943
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$113,0004,738
Trading account gains and fees$0126
Additional Noninterest Income$60,0006,084
Total noninterest expense$1,433,0005,050
Salaries and employee benefits$875,0004,704
Premises and equipment expense$244,0004,337
Additional noninterest expense$314,0005,931
Pre-tax net operating income$950,0003,914
Securities gains (losses)$-23,0008,124
Applicable income taxes$22,0005,757
Income before extraordinary items$905,0003,438
Extraordinary gains, net$039
Net income$905,0003,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$780,0001,762
Sale, conversion, retirement of capital stock, net$0887
Net operating income$927,5403,377
2006-03-31 (YTD Data)Rank
Total interest income$1,885,0004,248
Total interest expense$748,0004,003
Net interest income$1,137,0004,323
Provision for loan and lease losses$90,0002,132
Total noninterest income$108,0005,440
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$61,0004,498
Trading account gains and fees$0115
Additional Noninterest Income$47,0005,227
Total noninterest expense$728,0005,000
Salaries and employee benefits$447,0004,666
Premises and equipment expense$121,0004,385
Additional noninterest expense$160,0005,864
Pre-tax net operating income$427,0004,130
Securities gains (losses)$-23,0008,408
Applicable income taxes$15,0005,535
Income before extraordinary items$389,0003,764
Extraordinary gains, net$021
Net income$389,0003,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$400,0001,598
Sale, conversion, retirement of capital stock, net$0648
Net operating income$411,0803,612
2005-12-31 (YTD Data)Rank
Total interest income$6,746,0004,256
Total interest expense$2,211,0004,139
Net interest income$4,535,0004,234
Provision for loan and lease losses$626,0001,577
Total noninterest income$336,0006,094
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$222,0004,820
Trading account gains and fees$0138
Additional Noninterest Income$114,0006,200
Total noninterest expense$2,945,0004,825
Salaries and employee benefits$1,734,0004,595
Premises and equipment expense$496,0004,206
Additional noninterest expense$715,0005,526
Pre-tax net operating income$1,300,0004,724
Securities gains (losses)$-97,0008,415
Applicable income taxes$484,0003,424
Income before extraordinary items$719,0005,611
Extraordinary gains, net$046
Net income$719,0005,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,000950
Cash dividends$40,0005,831
Sale, conversion, retirement of capital stock, net$0934
Net operating income$781,0805,376
2005-09-30 (YTD Data)Rank
Total interest income$4,909,0004,299
Total interest expense$1,521,0004,244
Net interest income$3,388,0004,248
Provision for loan and lease losses$156,0003,414
Total noninterest income$243,0006,198
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$161,0004,927
Trading account gains and fees$0126
Additional Noninterest Income$82,0006,270
Total noninterest expense$2,124,0004,936
Salaries and employee benefits$1,279,0004,625
Premises and equipment expense$375,0004,165
Additional noninterest expense$470,0005,897
Pre-tax net operating income$1,351,0004,023
Securities gains (losses)$-32,0008,352
Applicable income taxes$359,0003,496
Income before extraordinary items$960,0004,279
Extraordinary gains, net$035
Net income$960,0004,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,494
Cash dividends$40,0005,077
Sale, conversion, retirement of capital stock, net$0769
Net operating income$983,3604,163
2005-06-30 (YTD Data)Rank
Total interest income$3,169,0004,334
Total interest expense$895,0004,457
Net interest income$2,274,0004,214
Provision for loan and lease losses$96,0003,425
Total noninterest income$154,0006,280
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$99,0005,055
Trading account gains and fees$0116
Additional Noninterest Income$55,0006,254
Total noninterest expense$1,366,0005,057
Salaries and employee benefits$809,0004,773
Premises and equipment expense$259,0004,035
Additional noninterest expense$298,0006,019
Pre-tax net operating income$966,0003,799
Securities gains (losses)$-32,0008,496
Applicable income taxes$273,0003,263
Income before extraordinary items$661,0004,151
Extraordinary gains, net$030
Net income$661,0004,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,099
Cash dividends$40,0004,803
Sale, conversion, retirement of capital stock, net$0643
Net operating income$683,7204,006
2005-03-31 (YTD Data)Rank
Total interest income$1,543,0004,388
Total interest expense$421,0004,516
Net interest income$1,122,0004,265
Provision for loan and lease losses$36,0003,732
Total noninterest income$81,0006,145
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$47,0005,132
Trading account gains and fees$0115
Additional Noninterest Income$34,0005,945
Total noninterest expense$687,0005,055
Salaries and employee benefits$387,0004,948
Premises and equipment expense$155,0003,563
Additional noninterest expense$145,0006,118
Pre-tax net operating income$480,0003,789
Securities gains (losses)$-25,0008,696
Applicable income taxes$133,0003,303
Income before extraordinary items$322,0004,179
Extraordinary gains, net$024
Net income$322,0004,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000745
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$339,7503,998
2004-12-31 (YTD Data)Rank
Total interest income$5,598,0004,485
Total interest expense$1,727,0004,090
Net interest income$3,871,0004,587
Provision for loan and lease losses$65,0005,573
Total noninterest income$408,0005,742
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$220,0005,027
Trading account gains and fees$0138
Additional Noninterest Income$188,0005,230
Total noninterest expense$2,584,0005,188
Salaries and employee benefits$1,555,0004,822
Premises and equipment expense$408,0004,697
Additional noninterest expense$621,0005,875
Pre-tax net operating income$1,630,0004,041
Securities gains (losses)$2,0003,489
Applicable income taxes$469,0003,457
Income before extraordinary items$1,163,0004,288
Extraordinary gains, net$8,00028
Net income$1,171,0004,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,531
Cash dividends$418,0003,841
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,161,5804,220
2004-09-30 (YTD Data)Rank
Total interest income$4,104,0004,531
Total interest expense$1,301,0004,039
Net interest income$2,803,0004,699
Provision for loan and lease losses$29,0006,049
Total noninterest income$330,0005,605
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$165,0005,072
Trading account gains and fees$0134
Additional Noninterest Income$165,0004,912
Total noninterest expense$1,917,0005,179
Salaries and employee benefits$1,166,0004,771
Premises and equipment expense$284,0004,932
Additional noninterest expense$467,0005,828
Pre-tax net operating income$1,187,0004,178
Securities gains (losses)$2,0003,384
Applicable income taxes$341,0003,559
Income before extraordinary items$848,0004,446
Extraordinary gains, net$026
Net income$848,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,165
Cash dividends$40,0005,070
Sale, conversion, retirement of capital stock, net$0738
Net operating income$846,5804,377
2004-06-30 (YTD Data)Rank
Total interest income$2,665,0004,618
Total interest expense$875,0004,011
Net interest income$1,790,0004,826
Provision for loan and lease losses$5,0006,663
Total noninterest income$245,0005,343
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$103,0005,203
Trading account gains and fees$0130
Additional Noninterest Income$142,0004,412
Total noninterest expense$1,246,0005,303
Salaries and employee benefits$743,0004,960
Premises and equipment expense$188,0004,978
Additional noninterest expense$315,0005,831
Pre-tax net operating income$784,0004,161
Securities gains (losses)$2,0003,048
Applicable income taxes$226,0003,556
Income before extraordinary items$560,0004,426
Extraordinary gains, net$021
Net income$560,0004,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$40,0004,770
Sale, conversion, retirement of capital stock, net$0638
Net operating income$558,5804,353
2004-03-31 (YTD Data)Rank
Total interest income$1,315,0004,683
Total interest expense$454,0003,947
Net interest income$861,0004,951
Provision for loan and lease losses$5,0006,071
Total noninterest income$160,0004,617
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$49,0005,252
Trading account gains and fees$0121
Additional Noninterest Income$111,0003,491
Total noninterest expense$619,0005,346
Salaries and employee benefits$370,0004,980
Premises and equipment expense$93,0005,051
Additional noninterest expense$156,0005,881
Pre-tax net operating income$397,0004,105
Securities gains (losses)$2,0002,612
Applicable income taxes$113,0003,576
Income before extraordinary items$286,0004,398
Extraordinary gains, net$016
Net income$286,0004,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$284,5604,289
2003-12-31 (YTD Data)Rank
Total interest income$5,390,0004,637
Total interest expense$1,904,0004,173
Net interest income$3,486,0004,808
Provision for loan and lease losses$110,0005,170
Total noninterest income$325,0006,415
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$162,0005,724
Trading account gains and fees$0160
Additional Noninterest Income$163,0005,670
Total noninterest expense$2,251,0005,596
Salaries and employee benefits$1,327,0005,277
Premises and equipment expense$331,0005,355
Additional noninterest expense$593,0006,027
Pre-tax net operating income$1,450,0004,207
Securities gains (losses)$04,500
Applicable income taxes$419,0003,684
Income before extraordinary items$1,031,0004,560
Extraordinary gains, net$054
Net income$1,031,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,241
Cash dividends$358,0004,115
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,031,0004,389
2003-09-30 (YTD Data)Rank
Total interest income$4,042,0004,693
Total interest expense$1,426,0004,292
Net interest income$2,616,0004,810
Provision for loan and lease losses$90,0004,812
Total noninterest income$227,0006,619
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$113,0005,895
Trading account gains and fees$0153
Additional Noninterest Income$114,0005,828
Total noninterest expense$1,640,0005,675
Salaries and employee benefits$990,0005,284
Premises and equipment expense$214,0005,799
Additional noninterest expense$436,0006,085
Pre-tax net operating income$1,113,0004,282
Securities gains (losses)$-1,0008,731
Applicable income taxes$312,0003,843
Income before extraordinary items$800,0004,597
Extraordinary gains, net$040
Net income$800,0004,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$40,0005,193
Sale, conversion, retirement of capital stock, net$0722
Net operating income$800,7204,422
2003-06-30 (YTD Data)Rank
Total interest income$2,685,0004,738
Total interest expense$959,0004,386
Net interest income$1,726,0004,845
Provision for loan and lease losses$60,0004,687
Total noninterest income$159,0006,507
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$73,0005,939
Trading account gains and fees$0150
Additional Noninterest Income$86,0005,604
Total noninterest expense$1,022,0005,921
Salaries and employee benefits$647,0005,376
Premises and equipment expense$123,0006,193
Additional noninterest expense$252,0006,505
Pre-tax net operating income$803,0004,042
Securities gains (losses)$-1,0008,850
Applicable income taxes$244,0003,594
Income before extraordinary items$558,0004,497
Extraordinary gains, net$030
Net income$558,0004,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$40,0004,849
Sale, conversion, retirement of capital stock, net$0589
Net operating income$558,7004,287
2003-03-31 (YTD Data)Rank
Total interest income$1,290,0004,901
Total interest expense$498,0004,352
Net interest income$792,0005,133
Provision for loan and lease losses$30,0004,429
Total noninterest income$99,0005,941
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$34,0006,012
Trading account gains and fees$0134
Additional Noninterest Income$65,0004,760
Total noninterest expense$536,0005,749
Salaries and employee benefits$351,0005,074
Premises and equipment expense$66,0006,019
Additional noninterest expense$119,0006,675
Pre-tax net operating income$325,0004,584
Securities gains (losses)$02,891
Applicable income taxes$88,0004,188
Income before extraordinary items$237,0004,854
Extraordinary gains, net$021
Net income$237,0004,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$237,0004,662
2002-12-31 (YTD Data)Rank
Total interest income$5,405,0004,903
Total interest expense$2,388,0004,250
Net interest income$3,017,0005,265
Provision for loan and lease losses$165,0004,742
Total noninterest income$251,0006,846
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$140,0005,961
Trading account gains and fees$0153
Additional Noninterest Income$111,0006,234
Total noninterest expense$1,775,0006,303
Salaries and employee benefits$1,075,0005,882
Premises and equipment expense$225,0006,455
Additional noninterest expense$475,0006,648
Pre-tax net operating income$1,328,0004,432
Securities gains (losses)$1,0004,369
Applicable income taxes$397,0003,897
Income before extraordinary items$932,0004,786
Extraordinary gains, net$070
Net income$932,0004,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$288,0004,402
Sale, conversion, retirement of capital stock, net$0862
Net operating income$931,3004,658
2001-12-31 (YTD Data)Rank
Total interest income$6,210,0004,841
Total interest expense$3,210,0004,481
Net interest income$3,000,0005,071
Provision for loan and lease losses$165,0004,586
Total noninterest income$184,0007,475
Gross Fiduciary activities income$20,0001,302
Service charges on deposit accounts$113,0006,354
Trading account gains and fees$0177
Additional Noninterest Income$51,0007,655
Total noninterest expense$1,647,0006,462
Salaries and employee benefits$969,0006,098
Premises and equipment expense$221,0006,478
Additional noninterest expense$457,0006,739
Pre-tax net operating income$1,372,0004,088
Securities gains (losses)$17,0003,266
Applicable income taxes$435,0003,573
Income before extraordinary items$954,0004,404
Extraordinary gains, net$0105
Net income$954,0004,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,915
Cash dividends$278,0004,517
Sale, conversion, retirement of capital stock, net$0922
Net operating income$942,2704,322
2000-12-31 (YTD Data)Rank
Total interest income$6,145,0004,991
Total interest expense$3,314,0004,564
Net interest income$2,831,0005,368
Provision for loan and lease losses$173,0004,114
Total noninterest income$228,0006,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0006,240
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,226
Total noninterest expense$1,551,0006,609
Salaries and employee benefits$908,0006,293
Premises and equipment expense$222,0006,429
Additional noninterest expense$421,0006,991
Pre-tax net operating income$1,335,0004,421
Securities gains (losses)$-11,0008,394
Applicable income taxes$414,0003,919
Income before extraordinary items$910,0004,647
Extraordinary gains, net$038
Net income$910,0004,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,625
Cash dividends$274,0004,657
Sale, conversion, retirement of capital stock, net$0969
Net operating income$917,5904,629
1999-12-31 (YTD Data)Rank
Total interest income$5,576,0005,188
Total interest expense$2,904,0004,717
Net interest income$2,672,0005,572
Provision for loan and lease losses$180,0003,760
Total noninterest income$211,0007,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0006,561
Trading account gains and feesNANA
Additional Noninterest Income$103,0006,553
Total noninterest expense$1,470,0006,857
Salaries and employee benefits$845,0006,549
Premises and equipment expense$222,0006,470
Additional noninterest expense$403,0007,246
Pre-tax net operating income$1,233,0004,688
Securities gains (losses)$1,0002,805
Applicable income taxes$397,0004,192
Income before extraordinary items$837,0004,952
Extraordinary gains, net$035
Net income$837,0004,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,567
Cash dividends$254,0004,823
Sale, conversion, retirement of capital stock, net$-50,00010,078
Net operating income$836,3204,917
1998-12-31 (YTD Data)Rank
Total interest income$5,499,0005,300
Total interest expense$2,883,0004,872
Net interest income$2,616,0005,672
Provision for loan and lease losses$120,0004,610
Total noninterest income$185,0007,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$107,0006,731
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,242
Total noninterest expense$1,378,0007,021
Salaries and employee benefits$786,0006,747
Premises and equipment expense$236,0006,171
Additional noninterest expense$356,0007,613
Pre-tax net operating income$1,303,0004,608
Securities gains (losses)$-14,00010,239
Applicable income taxes$426,0004,262
Income before extraordinary items$863,0004,952
Extraordinary gains, net$032
Net income$863,0004,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,364
Cash dividends$256,0004,894
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$872,3804,843
1997-12-31 (YTD Data)Rank
Total interest income$5,254,0005,592
Total interest expense$2,699,0005,106
Net interest income$2,555,0005,961
Provision for loan and lease losses$120,0004,629
Total noninterest income$198,0007,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,024
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,074
Total noninterest expense$1,332,0007,228
Salaries and employee benefits$760,0006,970
Premises and equipment expense$240,0006,210
Additional noninterest expense$332,0007,985
Pre-tax net operating income$1,301,0004,958
Securities gains (losses)$-3,0009,416
Applicable income taxes$429,0004,670
Income before extraordinary items$869,0005,183
Extraordinary gains, net$044
Net income$869,0005,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,052
Cash dividends$266,0004,827
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$871,0105,115
1996-12-31 (YTD Data)Rank
Total interest income$4,965,0005,967
Total interest expense$2,540,0005,447
Net interest income$2,425,0006,331
Provision for loan and lease losses$120,0004,568
Total noninterest income$185,0008,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0007,295
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,907
Total noninterest expense$1,291,0007,693
Salaries and employee benefits$726,0007,371
Premises and equipment expense$231,0006,516
Additional noninterest expense$334,0008,528
Pre-tax net operating income$1,199,0005,128
Securities gains (losses)$2,0003,501
Applicable income taxes$400,0004,887
Income before extraordinary items$801,0005,310
Extraordinary gains, net$053
Net income$801,0005,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,716
Cash dividends$206,0005,352
Sale, conversion, retirement of capital stock, net$0953
Net operating income$799,6605,249
1995-12-31 (YTD Data)Rank
Total interest income$4,554,0006,406
Total interest expense$2,526,0005,517
Net interest income$2,028,0007,236
Provision for loan and lease losses$80,0005,097
Total noninterest income$164,0009,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,082
Trading account gains and feesNANA
Additional Noninterest Income$76,0008,106
Total noninterest expense$1,249,0008,050
Salaries and employee benefits$662,0007,977
Premises and equipment expense$218,0006,867
Additional noninterest expense$369,0008,502
Pre-tax net operating income$863,0006,582
Securities gains (losses)$-29,00010,820
Applicable income taxes$248,0006,675
Income before extraordinary items$586,0006,691
Extraordinary gains, net$065
Net income$586,0006,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$166,0005,884
Sale, conversion, retirement of capital stock, net$0809
Net operating income$606,3006,565
1994-12-31 (YTD Data)Rank
Total interest income$3,978,0006,725
Total interest expense$1,959,0005,700
Net interest income$2,019,0007,523
Provision for loan and lease losses$90,0004,765
Total noninterest income$149,0009,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0008,680
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,689
Total noninterest expense$1,238,0008,472
Salaries and employee benefits$651,0008,263
Premises and equipment expense$178,0007,891
Additional noninterest expense$409,0008,739
Pre-tax net operating income$840,0006,679
Securities gains (losses)$27,0001,545
Applicable income taxes$258,0006,414
Income before extraordinary items$609,0006,469
Extraordinary gains, net$0249
Net income$609,0006,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,796
Cash dividends$171,0005,814
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$590,1006,673
1993-12-31 (YTD Data)Rank
Total interest income$3,806,0007,109
Total interest expense$1,967,0005,912
Net interest income$1,839,0008,134
Provision for loan and lease losses$60,0006,949
Total noninterest income$148,00010,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0009,003
Trading account gains and feesNANA
Additional Noninterest Income$68,0009,182
Total noninterest expense$1,062,0009,475
Salaries and employee benefits$563,0009,101
Premises and equipment expense$123,0009,690
Additional noninterest expense$376,0009,528
Pre-tax net operating income$865,0006,491
Securities gains (losses)$17,0004,881
Applicable income taxes$278,0006,368
Income before extraordinary items$604,0006,746
Extraordinary gains, net$03,149
Net income$604,0006,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$162,0005,911
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$592,4406,595
1992-12-31 (YTD Data)Rank
Total interest income$3,953,0007,572
Total interest expense$2,115,0006,830
Net interest income$1,838,0008,225
Provision for loan and lease losses$90,0007,540
Total noninterest income$164,00010,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0009,234
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$1,047,0009,765
Salaries and employee benefits$566,0009,121
Premises and equipment expense$123,0009,930
Additional noninterest expense$358,00010,091
Pre-tax net operating income$865,0006,267
Securities gains (losses)$40,0004,499
Applicable income taxes$286,0006,127
Income before extraordinary items$619,0006,443
Extraordinary gains, net$01,422
Net income$619,0006,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0007,125
Cash dividends$160,0005,601
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$591,8006,275

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.