Home > State Bank of Georgia > Income and Expense
State Bank of Georgia, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 3,802 |
| Total interest expense | $202,000 | 4,109 |
| Net interest income | $2,253,000 | 3,717 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $110,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $50,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,550 |
| Total noninterest expense | $1,767,000 | 3,765 |
| Salaries and employee benefits | $834,000 | 4,054 |
| Premises and equipment expense | $74,000 | 4,885 |
| Additional noninterest expense | $859,000 | 2,908 |
| Pre-tax net operating income | $596,000 | 3,917 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $146,000 | 2,436 |
| Income before extraordinary items | $450,000 | 4,084 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $450,000 | 4,083 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $450,000 | 4,083 |
| Net charge-offs | $23,000 | 2,165 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $450,000 | 4,088 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 3,828 |
| Total interest expense | $94,000 | 4,194 |
| Net interest income | $1,120,000 | 3,746 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $55,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,587 |
| Total noninterest expense | $1,009,000 | 3,537 |
| Salaries and employee benefits | $398,000 | 4,166 |
| Premises and equipment expense | $36,000 | 4,956 |
| Additional noninterest expense | $575,000 | 2,370 |
| Pre-tax net operating income | $166,000 | 4,508 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $42,000 | 2,813 |
| Income before extraordinary items | $124,000 | 4,644 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $124,000 | 4,643 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $124,000 | 4,644 |
| Net charge-offs | $23,000 | 1,592 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $124,000 | 4,653 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 3,980 |
| Total interest expense | $388,000 | 4,034 |
| Net interest income | $4,028,000 | 3,922 |
| Provision for loan and lease losses | $-500,000 | 5,512 |
| Total noninterest income | $224,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $69,000 | 4,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,457 |
| Total noninterest expense | $3,183,000 | 4,014 |
| Salaries and employee benefits | $1,659,000 | 4,099 |
| Premises and equipment expense | $165,000 | 4,922 |
| Additional noninterest expense | $1,359,000 | 3,419 |
| Pre-tax net operating income | $1,569,000 | 3,475 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $526,000 | 2,384 |
| Income before extraordinary items | $1,049,000 | 3,653 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,049,000 | 3,652 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,049,000 | 3,653 |
| Net charge-offs | $-452,000 | 5,558 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 597 |
| Net operating income | $1,044,980 | 3,655 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 4,043 |
| Total interest expense | $271,000 | 4,164 |
| Net interest income | $2,964,000 | 3,993 |
| Provision for loan and lease losses | $-500,000 | 5,623 |
| Total noninterest income | $157,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $49,000 | 4,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,568 |
| Total noninterest expense | $2,218,000 | 4,168 |
| Salaries and employee benefits | $1,244,000 | 4,130 |
| Premises and equipment expense | $125,000 | 4,942 |
| Additional noninterest expense | $849,000 | 3,799 |
| Pre-tax net operating income | $1,403,000 | 3,286 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $523,000 | 2,020 |
| Income before extraordinary items | $886,000 | 3,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $886,000 | 3,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $886,000 | 3,715 |
| Net charge-offs | $-480,000 | 5,638 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $882,160 | 3,695 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 4,118 |
| Total interest expense | $181,000 | 4,144 |
| Net interest income | $1,897,000 | 4,076 |
| Provision for loan and lease losses | $-500,000 | 5,701 |
| Total noninterest income | $91,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $28,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,715 |
| Total noninterest expense | $1,479,000 | 4,189 |
| Salaries and employee benefits | $813,000 | 4,188 |
| Premises and equipment expense | $85,000 | 4,956 |
| Additional noninterest expense | $581,000 | 3,758 |
| Pre-tax net operating income | $1,009,000 | 3,104 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $373,000 | 1,971 |
| Income before extraordinary items | $642,000 | 3,572 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $642,000 | 3,571 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $642,000 | 3,572 |
| Net charge-offs | $-480,000 | 5,718 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $638,160 | 3,556 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 4,167 |
| Total interest expense | $91,000 | 4,160 |
| Net interest income | $926,000 | 4,135 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $42,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,774 |
| Total noninterest expense | $743,000 | 4,228 |
| Salaries and employee benefits | $402,000 | 4,257 |
| Premises and equipment expense | $45,000 | 4,939 |
| Additional noninterest expense | $296,000 | 3,742 |
| Pre-tax net operating income | $225,000 | 4,228 |
| Securities gains (losses) | $-2,000 | 5,508 |
| Applicable income taxes | $83,000 | 2,573 |
| Income before extraordinary items | $140,000 | 4,562 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $140,000 | 4,561 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $140,000 | 4,562 |
| Net charge-offs | $-502,000 | 5,810 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $141,280 | 4,540 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 4,346 |
| Total interest expense | $405,000 | 4,002 |
| Net interest income | $3,307,000 | 4,345 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $181,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $51,000 | 5,159 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $130,000 | 4,781 |
| Total noninterest expense | $2,428,000 | 4,595 |
| Salaries and employee benefits | $1,233,000 | 4,723 |
| Premises and equipment expense | $177,000 | 5,039 |
| Additional noninterest expense | $1,018,000 | 4,124 |
| Pre-tax net operating income | $1,060,000 | 3,996 |
| Securities gains (losses) | $10,000 | 2,659 |
| Applicable income taxes | $398,000 | 2,454 |
| Income before extraordinary items | $672,000 | 4,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $672,000 | 4,403 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $672,000 | 4,404 |
| Net charge-offs | $-32,000 | 5,240 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $665,600 | 4,362 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 4,443 |
| Total interest expense | $309,000 | 3,995 |
| Net interest income | $2,383,000 | 4,447 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $141,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $39,000 | 5,192 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $102,000 | 4,780 |
| Total noninterest expense | $1,809,000 | 4,630 |
| Salaries and employee benefits | $907,000 | 4,762 |
| Premises and equipment expense | $138,000 | 5,019 |
| Additional noninterest expense | $764,000 | 4,152 |
| Pre-tax net operating income | $715,000 | 4,215 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $270,000 | 2,573 |
| Income before extraordinary items | $449,000 | 4,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $449,000 | 4,632 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $449,000 | 4,632 |
| Net charge-offs | $37,000 | 2,782 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $446,440 | 4,570 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 4,500 |
| Total interest expense | $209,000 | 3,974 |
| Net interest income | $1,564,000 | 4,509 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $90,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 4,885 |
| Total noninterest expense | $1,184,000 | 4,713 |
| Salaries and employee benefits | $594,000 | 4,844 |
| Premises and equipment expense | $96,000 | 5,011 |
| Additional noninterest expense | $494,000 | 4,258 |
| Pre-tax net operating income | $470,000 | 4,246 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $178,000 | 2,584 |
| Income before extraordinary items | $296,000 | 4,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 4,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $296,000 | 4,650 |
| Net charge-offs | $-26,000 | 5,296 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $293,440 | 4,594 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 4,592 |
| Total interest expense | $107,000 | 3,970 |
| Net interest income | $756,000 | 4,615 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $37,000 | 4,714 |
| Total noninterest expense | $581,000 | 4,776 |
| Salaries and employee benefits | $291,000 | 4,904 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $250,000 | 4,256 |
| Pre-tax net operating income | $226,000 | 4,274 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $85,000 | 2,582 |
| Income before extraordinary items | $141,000 | 4,695 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $141,000 | 4,694 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $141,000 | 4,695 |
| Net charge-offs | $-24,000 | 5,522 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $141,000 | 4,635 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 4,846 |
| Total interest expense | $473,000 | 3,830 |
| Net interest income | $2,531,000 | 4,912 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $129,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $46,000 | 5,463 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $83,000 | 5,220 |
| Total noninterest expense | $2,159,000 | 4,940 |
| Salaries and employee benefits | $1,051,000 | 5,081 |
| Premises and equipment expense | $165,000 | 5,299 |
| Additional noninterest expense | $943,000 | 4,408 |
| Pre-tax net operating income | $501,000 | 4,922 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $-1,209,000 | 6,109 |
| Income before extraordinary items | $1,712,000 | 2,995 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,712,000 | 2,997 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,712,000 | 2,997 |
| Net charge-offs | $656,000 | 940 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,710,000 | 2,958 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 4,960 |
| Total interest expense | $358,000 | 3,868 |
| Net interest income | $1,813,000 | 5,030 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $101,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $35,000 | 5,526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,218 |
| Total noninterest expense | $1,598,000 | 4,988 |
| Salaries and employee benefits | $766,000 | 5,152 |
| Premises and equipment expense | $126,000 | 5,340 |
| Additional noninterest expense | $706,000 | 4,429 |
| Pre-tax net operating income | $316,000 | 5,178 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $318,000 | 5,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 5,078 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $318,000 | 5,080 |
| Net charge-offs | $658,000 | 713 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $316,000 | 5,029 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,999 |
| Total interest expense | $244,000 | 3,851 |
| Net interest income | $1,201,000 | 5,070 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $67,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $22,000 | 5,604 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $1,091,000 | 4,998 |
| Salaries and employee benefits | $528,000 | 5,150 |
| Premises and equipment expense | $83,000 | 5,396 |
| Additional noninterest expense | $480,000 | 4,426 |
| Pre-tax net operating income | $177,000 | 5,323 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $179,000 | 5,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $179,000 | 5,228 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $179,000 | 5,230 |
| Net charge-offs | $140,000 | 1,428 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $177,000 | 5,193 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 5,040 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $594,000 | 5,123 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $32,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $586,000 | 4,918 |
| Salaries and employee benefits | $288,000 | 5,067 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $257,000 | 4,306 |
| Pre-tax net operating income | $40,000 | 5,699 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $42,000 | 5,686 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $42,000 | 5,686 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $42,000 | 5,687 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $40,000 | 5,649 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 4,938 |
| Total interest expense | $582,000 | 3,700 |
| Net interest income | $2,628,000 | 5,051 |
| Provision for loan and lease losses | $8,000 | 4,457 |
| Total noninterest income | $144,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $38,000 | 5,885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $106,000 | 5,198 |
| Total noninterest expense | $2,257,000 | 5,066 |
| Salaries and employee benefits | $1,155,000 | 5,124 |
| Premises and equipment expense | $176,000 | 5,506 |
| Additional noninterest expense | $926,000 | 4,611 |
| Pre-tax net operating income | $507,000 | 5,028 |
| Securities gains (losses) | $41,000 | 1,863 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $548,000 | 4,808 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $548,000 | 4,807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $548,000 | 4,808 |
| Net charge-offs | $-350,000 | 6,342 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $507,000 | 4,863 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 4,968 |
| Total interest expense | $450,000 | 3,704 |
| Net interest income | $1,993,000 | 5,082 |
| Provision for loan and lease losses | $8,000 | 4,222 |
| Total noninterest income | $91,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $25,000 | 6,038 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $66,000 | 5,422 |
| Total noninterest expense | $1,706,000 | 5,086 |
| Salaries and employee benefits | $860,000 | 5,168 |
| Premises and equipment expense | $135,000 | 5,528 |
| Additional noninterest expense | $711,000 | 4,583 |
| Pre-tax net operating income | $370,000 | 5,134 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $370,000 | 5,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 5,010 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $370,000 | 5,013 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $370,000 | 4,970 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,985 |
| Total interest expense | $308,000 | 3,672 |
| Net interest income | $1,323,000 | 5,113 |
| Provision for loan and lease losses | $8,000 | 3,972 |
| Total noninterest income | $62,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $45,000 | 5,433 |
| Total noninterest expense | $1,116,000 | 5,160 |
| Salaries and employee benefits | $568,000 | 5,230 |
| Premises and equipment expense | $87,000 | 5,612 |
| Additional noninterest expense | $461,000 | 4,660 |
| Pre-tax net operating income | $261,000 | 5,065 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $261,000 | 4,920 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $261,000 | 4,922 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $261,000 | 4,923 |
| Net charge-offs | $18,000 | 3,462 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $261,000 | 4,861 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 5,004 |
| Total interest expense | $163,000 | 3,593 |
| Net interest income | $660,000 | 5,157 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $17,000 | 5,639 |
| Total noninterest expense | $539,000 | 5,283 |
| Salaries and employee benefits | $270,000 | 5,362 |
| Premises and equipment expense | $45,000 | 5,638 |
| Additional noninterest expense | $224,000 | 4,744 |
| Pre-tax net operating income | $138,000 | 4,958 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $138,000 | 4,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,798 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $138,000 | 4,797 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $138,000 | 4,745 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 4,936 |
| Total interest expense | $725,000 | 3,667 |
| Net interest income | $2,774,000 | 5,102 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $75,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $45,000 | 6,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 6,092 |
| Total noninterest expense | $2,361,000 | 5,161 |
| Salaries and employee benefits | $1,257,000 | 5,161 |
| Premises and equipment expense | $169,000 | 5,773 |
| Additional noninterest expense | $935,000 | 4,720 |
| Pre-tax net operating income | $443,000 | 5,128 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $443,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $443,000 | 5,038 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $443,000 | 5,038 |
| Net charge-offs | $612,000 | 1,791 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 445 |
| Net operating income | $443,000 | 4,977 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 4,975 |
| Total interest expense | $551,000 | 3,719 |
| Net interest income | $2,084,000 | 5,144 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $93,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $36,000 | 6,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $57,000 | 5,681 |
| Total noninterest expense | $1,846,000 | 5,101 |
| Salaries and employee benefits | $994,000 | 5,085 |
| Premises and equipment expense | $125,000 | 5,846 |
| Additional noninterest expense | $727,000 | 4,678 |
| Pre-tax net operating income | $316,000 | 5,288 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $316,000 | 5,201 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $316,000 | 5,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 5,203 |
| Net charge-offs | $546,000 | 1,512 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 380 |
| Net operating income | $316,000 | 5,116 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 4,999 |
| Total interest expense | $374,000 | 3,732 |
| Net interest income | $1,374,000 | 5,175 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $65,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $23,000 | 6,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,632 |
| Total noninterest expense | $1,230,000 | 5,121 |
| Salaries and employee benefits | $675,000 | 5,060 |
| Premises and equipment expense | $83,000 | 5,877 |
| Additional noninterest expense | $472,000 | 4,742 |
| Pre-tax net operating income | $194,000 | 5,353 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $194,000 | 5,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $194,000 | 5,305 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $194,000 | 5,305 |
| Net charge-offs | $483,000 | 1,285 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 359 |
| Net operating income | $194,000 | 5,178 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 5,030 |
| Total interest expense | $192,000 | 3,763 |
| Net interest income | $680,000 | 5,219 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $622,000 | 5,135 |
| Salaries and employee benefits | $352,000 | 4,991 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $228,000 | 4,854 |
| Pre-tax net operating income | $87,000 | 5,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 320 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 4,871 |
| Total interest expense | $979,000 | 3,658 |
| Net interest income | $3,024,000 | 5,079 |
| Provision for loan and lease losses | $305,000 | 3,332 |
| Total noninterest income | $-343,000 | 6,966 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $55,000 | 6,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-398,000 | 6,897 |
| Total noninterest expense | $2,629,000 | 5,053 |
| Salaries and employee benefits | $1,359,000 | 5,098 |
| Premises and equipment expense | $199,000 | 5,719 |
| Additional noninterest expense | $1,071,000 | 4,630 |
| Pre-tax net operating income | $-253,000 | 6,383 |
| Securities gains (losses) | $460,000 | 997 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $207,000 | 5,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $207,000 | 5,771 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $207,000 | 5,772 |
| Net charge-offs | $705,000 | 2,223 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 421 |
| Net operating income | $-253,000 | 6,408 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 4,865 |
| Total interest expense | $759,000 | 3,698 |
| Net interest income | $2,356,000 | 5,078 |
| Provision for loan and lease losses | $305,000 | 2,946 |
| Total noninterest income | $267,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 4,099 |
| Total noninterest expense | $2,025,000 | 5,028 |
| Salaries and employee benefits | $1,036,000 | 5,082 |
| Premises and equipment expense | $153,000 | 5,750 |
| Additional noninterest expense | $836,000 | 4,561 |
| Pre-tax net operating income | $293,000 | 5,328 |
| Securities gains (losses) | $266,000 | 1,219 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $559,000 | 4,491 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $559,000 | 4,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $559,000 | 4,489 |
| Net charge-offs | $687,000 | 1,830 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 338 |
| Net operating income | $293,000 | 5,154 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 4,807 |
| Total interest expense | $526,000 | 3,704 |
| Net interest income | $1,625,000 | 5,041 |
| Provision for loan and lease losses | $220,000 | 2,858 |
| Total noninterest income | $157,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,350 |
| Total noninterest expense | $1,392,000 | 4,984 |
| Salaries and employee benefits | $719,000 | 5,012 |
| Premises and equipment expense | $106,000 | 5,708 |
| Additional noninterest expense | $567,000 | 4,531 |
| Pre-tax net operating income | $170,000 | 5,478 |
| Securities gains (losses) | $266,000 | 926 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $436,000 | 4,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 4,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $436,000 | 4,221 |
| Net charge-offs | $800,000 | 1,327 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 317 |
| Net operating income | $170,000 | 5,334 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 4,764 |
| Total interest expense | $277,000 | 3,689 |
| Net interest income | $837,000 | 4,993 |
| Provision for loan and lease losses | $147,000 | 2,466 |
| Total noninterest income | $128,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,556 |
| Total noninterest expense | $706,000 | 4,978 |
| Salaries and employee benefits | $386,000 | 4,864 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $269,000 | 4,661 |
| Pre-tax net operating income | $112,000 | 5,277 |
| Securities gains (losses) | $266,000 | 491 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $378,000 | 3,190 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $378,000 | 3,194 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $378,000 | 3,194 |
| Net charge-offs | $766,000 | 816 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 252 |
| Net operating income | $112,000 | 5,091 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 4,582 |
| Total interest expense | $1,318,000 | 3,747 |
| Net interest income | $3,657,000 | 4,775 |
| Provision for loan and lease losses | $1,209,000 | 2,146 |
| Total noninterest income | $-426,000 | 7,180 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $73,000 | 5,923 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-499,000 | 7,093 |
| Total noninterest expense | $3,678,000 | 4,358 |
| Salaries and employee benefits | $1,655,000 | 4,677 |
| Premises and equipment expense | $210,000 | 5,918 |
| Additional noninterest expense | $1,813,000 | 3,385 |
| Pre-tax net operating income | $-1,656,000 | 6,733 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,622,000 | 6,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,622,000 | 6,777 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,622,000 | 6,777 |
| Net charge-offs | $2,537,000 | 1,338 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $318,000 | 467 |
| Net operating income | $-1,656,000 | 6,757 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 4,582 |
| Total interest expense | $1,010,000 | 3,814 |
| Net interest income | $2,802,000 | 4,747 |
| Provision for loan and lease losses | $784,000 | 2,294 |
| Total noninterest income | $39,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-14,000 | 6,936 |
| Total noninterest expense | $2,619,000 | 4,496 |
| Salaries and employee benefits | $1,381,000 | 4,381 |
| Premises and equipment expense | $148,000 | 6,065 |
| Additional noninterest expense | $1,090,000 | 3,933 |
| Pre-tax net operating income | $-562,000 | 6,645 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $-587,000 | 6,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-587,000 | 6,723 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-587,000 | 6,723 |
| Net charge-offs | $1,937,000 | 1,254 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 427 |
| Net operating income | $-587,000 | 6,686 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 4,556 |
| Total interest expense | $681,000 | 3,885 |
| Net interest income | $1,920,000 | 4,699 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $56,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,155 |
| Total noninterest expense | $1,763,000 | 4,514 |
| Salaries and employee benefits | $941,000 | 4,357 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $726,000 | 3,992 |
| Pre-tax net operating income | $-47,000 | 6,321 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-47,000 | 6,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 6,413 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-47,000 | 6,414 |
| Net charge-offs | $898,000 | 1,566 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 339 |
| Net operating income | $-47,000 | 6,354 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 4,529 |
| Total interest expense | $345,000 | 3,956 |
| Net interest income | $974,000 | 4,644 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $849,000 | 4,632 |
| Salaries and employee benefits | $468,000 | 4,406 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $333,000 | 4,233 |
| Pre-tax net operating income | $159,000 | 4,567 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $159,000 | 4,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $159,000 | 4,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $159,000 | 4,355 |
| Net charge-offs | $-34,000 | 7,299 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 287 |
| Net operating income | $159,000 | 4,293 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,702 |
| Total interest expense | $1,664,000 | 4,026 |
| Net interest income | $3,548,000 | 4,910 |
| Provision for loan and lease losses | $2,213,000 | 1,945 |
| Total noninterest income | $225,000 | 5,802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 6,144 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $169,000 | 4,821 |
| Total noninterest expense | $3,232,000 | 4,800 |
| Salaries and employee benefits | $1,622,000 | 4,838 |
| Premises and equipment expense | $233,000 | 5,924 |
| Additional noninterest expense | $1,377,000 | 4,235 |
| Pre-tax net operating income | $-1,672,000 | 6,687 |
| Securities gains (losses) | $92,000 | 2,236 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,580,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,580,000 | 6,762 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,580,000 | 6,763 |
| Net charge-offs | $704,000 | 3,160 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 536 |
| Net operating income | $-1,672,000 | 6,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 4,819 |
| Total interest expense | $1,282,000 | 4,099 |
| Net interest income | $2,592,000 | 5,046 |
| Provision for loan and lease losses | $191,000 | 4,941 |
| Total noninterest income | $212,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $2,291,000 | 4,989 |
| Salaries and employee benefits | $1,209,000 | 4,889 |
| Premises and equipment expense | $184,000 | 5,902 |
| Additional noninterest expense | $898,000 | 4,611 |
| Pre-tax net operating income | $322,000 | 4,775 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $325,000 | 4,760 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $325,000 | 4,763 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $325,000 | 4,763 |
| Net charge-offs | $478,000 | 3,143 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 477 |
| Net operating income | $322,000 | 4,578 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 4,892 |
| Total interest expense | $877,000 | 4,129 |
| Net interest income | $1,680,000 | 5,133 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $159,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $136,000 | 4,151 |
| Total noninterest expense | $1,507,000 | 5,057 |
| Salaries and employee benefits | $797,000 | 4,934 |
| Premises and equipment expense | $126,000 | 5,870 |
| Additional noninterest expense | $584,000 | 4,654 |
| Pre-tax net operating income | $202,000 | 4,929 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $205,000 | 4,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $205,000 | 4,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $205,000 | 4,865 |
| Net charge-offs | $278,000 | 3,141 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 401 |
| Net operating income | $202,000 | 4,736 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 4,990 |
| Total interest expense | $457,000 | 4,153 |
| Net interest income | $807,000 | 5,273 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $786,000 | 4,979 |
| Salaries and employee benefits | $416,000 | 4,884 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $309,000 | 4,501 |
| Pre-tax net operating income | $43,000 | 5,741 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $46,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $46,000 | 5,757 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 322 |
| Net operating income | $43,000 | 5,697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 5,210 |
| Total interest expense | $2,380,000 | 4,025 |
| Net interest income | $2,466,000 | 5,868 |
| Provision for loan and lease losses | $1,555,000 | 2,835 |
| Total noninterest income | $286,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $246,000 | 4,300 |
| Total noninterest expense | $2,683,000 | 5,490 |
| Salaries and employee benefits | $1,619,000 | 4,966 |
| Premises and equipment expense | $217,000 | 6,350 |
| Additional noninterest expense | $847,000 | 5,676 |
| Pre-tax net operating income | $-1,486,000 | 6,434 |
| Securities gains (losses) | $571,000 | 801 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-915,000 | 6,319 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-915,000 | 6,319 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-915,000 | 6,319 |
| Net charge-offs | $266,000 | 4,639 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 593 |
| Net operating income | $-1,486,000 | 6,561 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 5,243 |
| Total interest expense | $1,837,000 | 4,077 |
| Net interest income | $1,836,000 | 5,907 |
| Provision for loan and lease losses | $740,000 | 3,211 |
| Total noninterest income | $236,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $27,000 | 6,750 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $209,000 | 4,216 |
| Total noninterest expense | $1,964,000 | 5,569 |
| Salaries and employee benefits | $1,209,000 | 5,020 |
| Premises and equipment expense | $154,000 | 6,493 |
| Additional noninterest expense | $601,000 | 5,813 |
| Pre-tax net operating income | $-632,000 | 6,428 |
| Securities gains (losses) | $345,000 | 898 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-287,000 | 6,224 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-287,000 | 6,225 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-287,000 | 6,224 |
| Net charge-offs | $266,000 | 3,885 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 522 |
| Net operating income | $-632,000 | 6,514 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 5,378 |
| Total interest expense | $1,193,000 | 4,263 |
| Net interest income | $1,187,000 | 5,991 |
| Provision for loan and lease losses | $651,000 | 2,585 |
| Total noninterest income | $86,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $16,000 | 6,843 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $1,276,000 | 5,688 |
| Salaries and employee benefits | $796,000 | 5,113 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $385,000 | 5,926 |
| Pre-tax net operating income | $-654,000 | 6,767 |
| Securities gains (losses) | $345,000 | 679 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-309,000 | 6,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-309,000 | 6,549 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-309,000 | 6,549 |
| Net charge-offs | $260,000 | 3,112 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 487 |
| Net operating income | $-654,000 | 6,891 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,652 |
| Total interest expense | $555,000 | 4,548 |
| Net interest income | $541,000 | 6,226 |
| Provision for loan and lease losses | $257,000 | 2,529 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $602,000 | 5,803 |
| Salaries and employee benefits | $390,000 | 5,230 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $-296,000 | 7,054 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-280,000 | 7,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-280,000 | 7,167 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-280,000 | 7,168 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 376 |
| Net operating income | $-296,000 | 7,139 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 7,151 |
| Total interest expense | $1,062,000 | 6,671 |
| Net interest income | $1,200,000 | 7,365 |
| Provision for loan and lease losses | $521,000 | 3,741 |
| Total noninterest income | $59,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $2,212,000 | 5,967 |
| Salaries and employee benefits | $1,493,000 | 5,348 |
| Premises and equipment expense | $157,000 | 7,078 |
| Additional noninterest expense | $562,000 | 6,383 |
| Pre-tax net operating income | $-1,474,000 | 7,205 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,457,000 | 7,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,457,000 | 7,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 617 |
| Net operating income | $-1,474,000 | 7,311 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 7,564 |
| Total interest expense | $572,000 | 7,322 |
| Net interest income | $772,000 | 7,618 |
| Provision for loan and lease losses | $283,000 | 3,658 |
| Total noninterest income | $41,000 | 7,839 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,000 | 7,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,648,000 | 5,975 |
| Salaries and employee benefits | $1,130,000 | 5,337 |
| Premises and equipment expense | $113,000 | 7,197 |
| Additional noninterest expense | $405,000 | 6,438 |
| Pre-tax net operating income | $-1,118,000 | 7,586 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,118,000 | 7,564 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,118,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 483 |
| Net operating income | $-1,118,000 | 7,674 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 7,923 |
| Total interest expense | $259,000 | 7,854 |
| Net interest income | $417,000 | 7,893 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $21,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $1,082,000 | 6,061 |
| Salaries and employee benefits | $754,000 | 5,391 |
| Premises and equipment expense | $70,000 | 7,346 |
| Additional noninterest expense | $258,000 | 6,572 |
| Pre-tax net operating income | $-806,000 | 7,797 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-806,000 | 7,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-806,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 410 |
| Net operating income | $-806,000 | 7,888 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,201 |
| Total interest expense | $79,000 | 8,205 |
| Net interest income | $172,000 | 8,102 |
| Provision for loan and lease losses | $68,000 | 3,346 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $541,000 | 6,096 |
| Salaries and employee benefits | $376,000 | 5,428 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $130,000 | 6,526 |
| Pre-tax net operating income | $-428,000 | 8,030 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-428,000 | 8,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-428,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 322 |
| Net operating income | $-428,000 | 8,082 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 8,518 |
| Total interest expense | $9,000 | 8,508 |
| Net interest income | $95,000 | 8,513 |
| Provision for loan and lease losses | $38,000 | 5,914 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $644,000 | 8,164 |
| Salaries and employee benefits | $407,000 | 8,037 |
| Premises and equipment expense | $35,000 | 8,360 |
| Additional noninterest expense | $202,000 | 8,019 |
| Pre-tax net operating income | $-587,000 | 7,859 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-587,000 | 7,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-587,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $12,815,000 | 147 |
| Net operating income | $-587,000 | 7,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.