Home > State Bank of Freeport > Income and Expense
State Bank of Freeport, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,695,000 | 1,844 |
| Total interest expense | $7,135,000 | 1,771 |
| Net interest income | $9,560,000 | 1,888 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $3,763,000 | 1,140 |
| Gross Fiduciary activities income | $1,376,000 | 450 |
| Service charges on deposit accounts | $625,000 | 2,169 |
| Trading account gains and fees | $-367,000 | 4,918 |
| Additional Noninterest Income | $2,129,000 | 1,084 |
| Total noninterest expense | $9,129,000 | 1,610 |
| Salaries and employee benefits | $3,546,000 | 1,881 |
| Premises and equipment expense | $1,120,000 | 1,830 |
| Additional noninterest expense | $4,463,000 | 1,299 |
| Pre-tax net operating income | $3,954,000 | 1,803 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $1,303,000 | 1,758 |
| Income before extraordinary items | $2,699,000 | 1,806 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,699,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $1,800,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,666,840 | 1,831 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,807,000 | 2,112 |
| Total interest expense | $6,396,000 | 2,026 |
| Net interest income | $8,411,000 | 2,146 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $6,425,000 | 821 |
| Gross Fiduciary activities income | $1,309,000 | 483 |
| Service charges on deposit accounts | $697,000 | 1,956 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,419,000 | 749 |
| Total noninterest expense | $9,021,000 | 1,681 |
| Salaries and employee benefits | $4,052,000 | 1,665 |
| Premises and equipment expense | $1,070,000 | 1,934 |
| Additional noninterest expense | $3,899,000 | 1,554 |
| Pre-tax net operating income | $5,575,000 | 1,247 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $1,898,000 | 1,262 |
| Income before extraordinary items | $3,715,000 | 1,366 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $3,725,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $1,600,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,689,920 | 1,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,265,000 | 2,460 |
| Total interest expense | $6,862,000 | 2,453 |
| Net interest income | $7,403,000 | 2,448 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $4,597,000 | 1,049 |
| Gross Fiduciary activities income | $1,140,000 | 518 |
| Service charges on deposit accounts | $733,000 | 1,844 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,724,000 | 1,024 |
| Total noninterest expense | $7,329,000 | 2,010 |
| Salaries and employee benefits | $3,427,000 | 1,918 |
| Premises and equipment expense | $971,000 | 2,148 |
| Additional noninterest expense | $2,931,000 | 2,029 |
| Pre-tax net operating income | $4,371,000 | 1,454 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $1,435,000 | 1,500 |
| Income before extraordinary items | $3,005,000 | 1,541 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,005,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 3,464 |
| Cash dividends | $1,600,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,958,080 | 1,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.