Home > State Bank of Fayette > Income and Expense
State Bank of Fayette, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 12,250 |
| Total interest expense | $454,000 | 11,922 |
| Net interest income | $563,000 | 12,356 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $521,000 | 12,054 |
| Salaries and employee benefits | $233,000 | 12,352 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $237,000 | 11,233 |
| Pre-tax net operating income | $38,000 | 12,230 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $37,000 | 12,335 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $37,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $44,000 | 8,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $28,640 | 12,246 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 12,893 |
| Total interest expense | $516,000 | 12,693 |
| Net interest income | $557,000 | 12,890 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $486,000 | 12,714 |
| Salaries and employee benefits | $228,000 | 12,854 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $205,000 | 12,175 |
| Pre-tax net operating income | $60,000 | 12,351 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $67,000 | 12,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $41,000 | 7,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $55,840 | 12,239 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.