Home > State Bank of Farina > Income and Expense
State Bank of Farina, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,211,000 | 8,425 |
Total interest expense | $1,025,000 | 8,350 |
Net interest income | $1,186,000 | 8,358 |
Provision for loan and lease losses | $120,000 | 4,610 |
Total noninterest income | $87,000 | 9,240 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 8,116 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 8,530 |
Total noninterest expense | $634,000 | 9,326 |
Salaries and employee benefits | $352,000 | 9,281 |
Premises and equipment expense | $59,000 | 9,596 |
Additional noninterest expense | $223,000 | 8,869 |
Pre-tax net operating income | $519,000 | 7,272 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $176,000 | 6,476 |
Income before extraordinary items | $343,000 | 7,576 |
Extraordinary gains, net | $0 | 32 |
Net income | $343,000 | 7,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $125,000 | 3,256 |
Cash dividends | $585,000 | 3,197 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $343,000 | 7,494 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,053,000 | 8,939 |
Total interest expense | $891,000 | 8,993 |
Net interest income | $1,162,000 | 8,782 |
Provision for loan and lease losses | $30,000 | 7,369 |
Total noninterest income | $91,000 | 9,578 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 8,496 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 8,689 |
Total noninterest expense | $616,000 | 9,688 |
Salaries and employee benefits | $327,000 | 9,765 |
Premises and equipment expense | $58,000 | 10,005 |
Additional noninterest expense | $231,000 | 9,065 |
Pre-tax net operating income | $607,000 | 7,386 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $202,000 | 6,846 |
Income before extraordinary items | $405,000 | 7,603 |
Extraordinary gains, net | $0 | 44 |
Net income | $405,000 | 7,606 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,655 |
Cash dividends | $500,000 | 3,451 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $405,000 | 7,546 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,894,000 | 9,515 |
Total interest expense | $805,000 | 9,628 |
Net interest income | $1,089,000 | 9,314 |
Provision for loan and lease losses | $30,000 | 7,397 |
Total noninterest income | $79,000 | 10,301 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 9,136 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 9,363 |
Total noninterest expense | $565,000 | 10,333 |
Salaries and employee benefits | $308,000 | 10,282 |
Premises and equipment expense | $72,000 | 10,016 |
Additional noninterest expense | $185,000 | 10,110 |
Pre-tax net operating income | $573,000 | 7,556 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $185,000 | 7,367 |
Income before extraordinary items | $388,000 | 7,727 |
Extraordinary gains, net | $0 | 53 |
Net income | $388,000 | 7,724 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 7,102 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $388,000 | 7,673 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,659,000 | 10,245 |
Total interest expense | $711,000 | 10,267 |
Net interest income | $948,000 | 10,093 |
Provision for loan and lease losses | $30,000 | 7,070 |
Total noninterest income | $81,000 | 10,708 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 9,619 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,521 |
Total noninterest expense | $549,000 | 10,800 |
Salaries and employee benefits | $284,000 | 10,889 |
Premises and equipment expense | $76,000 | 10,320 |
Additional noninterest expense | $189,000 | 10,557 |
Pre-tax net operating income | $450,000 | 8,751 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $138,000 | 8,483 |
Income before extraordinary items | $312,000 | 8,815 |
Extraordinary gains, net | $0 | 65 |
Net income | $312,000 | 8,819 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,178 |
Cash dividends | $200,000 | 5,441 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $312,000 | 8,771 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,480,000 | 10,770 |
Total interest expense | $563,000 | 10,786 |
Net interest income | $917,000 | 10,667 |
Provision for loan and lease losses | $30,000 | 7,083 |
Total noninterest income | $84,000 | 11,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 9,903 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 10,157 |
Total noninterest expense | $570,000 | 11,266 |
Salaries and employee benefits | $281,000 | 11,379 |
Premises and equipment expense | $87,000 | 10,436 |
Additional noninterest expense | $202,000 | 11,131 |
Pre-tax net operating income | $401,000 | 9,356 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $117,000 | 8,983 |
Income before extraordinary items | $284,000 | 9,314 |
Extraordinary gains, net | $0 | 249 |
Net income | $284,000 | 9,323 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,696 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $284,000 | 9,381 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,464,000 | 11,319 |
Total interest expense | $535,000 | 11,504 |
Net interest income | $929,000 | 11,036 |
Provision for loan and lease losses | $38,000 | 8,041 |
Total noninterest income | $64,000 | 12,201 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 10,508 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 11,511 |
Total noninterest expense | $645,000 | 11,403 |
Salaries and employee benefits | $331,000 | 11,347 |
Premises and equipment expense | $84,000 | 11,010 |
Additional noninterest expense | $230,000 | 11,318 |
Pre-tax net operating income | $310,000 | 10,157 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $99,000 | 9,774 |
Income before extraordinary items | $211,000 | 10,515 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $211,000 | 10,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 7,578 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $211,000 | 10,283 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,622,000 | 11,674 |
Total interest expense | $694,000 | 11,847 |
Net interest income | $928,000 | 11,397 |
Provision for loan and lease losses | $30,000 | 9,956 |
Total noninterest income | $52,000 | 13,061 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $31,000 | 11,039 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 12,470 |
Total noninterest expense | $650,000 | 11,778 |
Salaries and employee benefits | $266,000 | 12,415 |
Premises and equipment expense | $78,000 | 11,557 |
Additional noninterest expense | $306,000 | 10,744 |
Pre-tax net operating income | $300,000 | 10,139 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $110,000 | 9,648 |
Income before extraordinary items | $190,000 | 10,736 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $190,000 | 10,845 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 9,104 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $190,000 | 10,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.