Home > State Bank of Edgerton > Income and Expense

State Bank of Edgerton, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,864,0007,683
Total interest expense$1,343,0007,557
Net interest income$1,521,0007,647
Provision for loan and lease losses$120,0004,610
Total noninterest income$82,0009,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0007,810
Trading account gains and feesNANA
Additional Noninterest Income$23,0009,338
Total noninterest expense$771,0008,868
Salaries and employee benefits$467,0008,557
Premises and equipment expense$77,0009,215
Additional noninterest expense$227,0008,823
Pre-tax net operating income$712,0006,439
Securities gains (losses)$04,449
Applicable income taxes$274,0005,425
Income before extraordinary items$438,0006,990
Extraordinary gains, net$032
Net income$438,0006,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,626
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$438,0006,894
1997-12-31 (YTD Data)Rank
Total interest income$562,00010,669
Total interest expense$244,00010,603
Net interest income$318,00010,663
Provision for loan and lease losses$30,0007,369
Total noninterest income$19,00010,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0009,232
Trading account gains and feesNANA
Additional Noninterest Income$5,00010,669
Total noninterest expense$178,00010,846
Salaries and employee benefits$105,00010,813
Premises and equipment expense$14,00010,816
Additional noninterest expense$59,00010,795
Pre-tax net operating income$129,0009,951
Securities gains (losses)$03,944
Applicable income taxes$59,0009,108
Income before extraordinary items$70,00010,134
Extraordinary gains, net$044
Net income$70,00010,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,160
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$70,00010,095
1996-12-31 (YTD Data)Rank
Total interest income$2,721,0008,385
Total interest expense$1,306,0008,088
Net interest income$1,415,0008,475
Provision for loan and lease losses$27,0007,576
Total noninterest income$465,0005,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0008,245
Trading account gains and feesNANA
Additional Noninterest Income$394,0003,435
Total noninterest expense$807,0009,408
Salaries and employee benefits$470,0009,105
Premises and equipment expense$85,0009,680
Additional noninterest expense$252,0009,377
Pre-tax net operating income$1,046,0005,576
Securities gains (losses)$04,148
Applicable income taxes$403,0004,867
Income before extraordinary items$643,0006,020
Extraordinary gains, net$053
Net income$643,0006,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,429
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$643,0005,962
1995-12-31 (YTD Data)Rank
Total interest income$2,490,0008,984
Total interest expense$1,128,0008,816
Net interest income$1,362,0008,899
Provision for loan and lease losses$48,0006,309
Total noninterest income$107,00010,118
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0008,614
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,867
Total noninterest expense$790,0009,812
Salaries and employee benefits$463,0009,426
Premises and equipment expense$87,00010,006
Additional noninterest expense$240,0009,934
Pre-tax net operating income$631,0007,701
Securities gains (losses)$03,831
Applicable income taxes$244,0006,732
Income before extraordinary items$387,0008,179
Extraordinary gains, net$065
Net income$387,0008,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,856
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$387,0008,144
1994-12-31 (YTD Data)Rank
Total interest income$2,271,0009,313
Total interest expense$897,0009,145
Net interest income$1,374,0009,232
Provision for loan and lease losses$48,0006,241
Total noninterest income$103,00010,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0008,938
Trading account gains and feesNANA
Additional Noninterest Income$31,00010,719
Total noninterest expense$807,00010,222
Salaries and employee benefits$440,0009,917
Premises and equipment expense$90,00010,345
Additional noninterest expense$277,00010,219
Pre-tax net operating income$622,0007,880
Securities gains (losses)$-9,0009,765
Applicable income taxes$231,0006,821
Income before extraordinary items$382,0008,334
Extraordinary gains, net$0249
Net income$382,0008,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,929
Cash dividends$210,0005,320
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$387,7608,349
1993-12-31 (YTD Data)Rank
Total interest income$2,161,0009,862
Total interest expense$928,0009,433
Net interest income$1,233,0009,960
Provision for loan and lease losses$88,0006,122
Total noninterest income$99,00011,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0009,272
Trading account gains and feesNANA
Additional Noninterest Income$27,00011,511
Total noninterest expense$803,00010,653
Salaries and employee benefits$402,00010,608
Premises and equipment expense$83,00011,040
Additional noninterest expense$318,00010,214
Pre-tax net operating income$441,0009,093
Securities gains (losses)$07,477
Applicable income taxes$172,0008,163
Income before extraordinary items$269,0009,825
Extraordinary gains, net$03,149
Net income$269,0009,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$200,0005,372
Sale, conversion, retirement of capital stock, net$850,000507
Net operating income$269,0009,568
1992-12-31 (YTD Data)Rank
Total interest income$1,688,00011,536
Total interest expense$831,00011,185
Net interest income$857,00011,683
Provision for loan and lease losses$12,00011,000
Total noninterest income$69,00012,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,360
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,557
Total noninterest expense$522,00012,511
Salaries and employee benefits$261,00012,491
Premises and equipment expense$45,00012,878
Additional noninterest expense$216,00012,014
Pre-tax net operating income$392,0009,317
Securities gains (losses)$-6,00013,123
Applicable income taxes$160,0008,377
Income before extraordinary items$226,00010,237
Extraordinary gains, net$01,422
Net income$226,00010,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0008,345
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$229,8409,831

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.