Home > State Bank of Delano > Income and Expense
State Bank of Delano, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 4,599 |
| Total interest expense | $50,000 | 5,244 |
| Net interest income | $1,393,000 | 4,484 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $241,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $84,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,666 |
| Total noninterest expense | $1,129,000 | 4,489 |
| Salaries and employee benefits | $679,000 | 4,378 |
| Premises and equipment expense | $155,000 | 4,028 |
| Additional noninterest expense | $295,000 | 4,708 |
| Pre-tax net operating income | $505,000 | 4,090 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $505,000 | 3,941 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $505,000 | 3,939 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $505,000 | 3,940 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $505,000 | 3,941 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 4,678 |
| Total interest expense | $24,000 | 5,302 |
| Net interest income | $671,000 | 4,573 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $115,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $41,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $563,000 | 4,536 |
| Salaries and employee benefits | $339,000 | 4,434 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $145,000 | 4,780 |
| Pre-tax net operating income | $223,000 | 4,226 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $223,000 | 4,065 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $223,000 | 4,065 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $223,000 | 4,065 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $223,000 | 4,077 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 4,697 |
| Total interest expense | $95,000 | 5,346 |
| Net interest income | $2,638,000 | 4,602 |
| Provision for loan and lease losses | $-100,000 | 5,369 |
| Total noninterest income | $790,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $181,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,907 |
| Total noninterest expense | $2,538,000 | 4,393 |
| Salaries and employee benefits | $1,438,000 | 4,365 |
| Premises and equipment expense | $323,000 | 4,045 |
| Additional noninterest expense | $777,000 | 4,436 |
| Pre-tax net operating income | $990,000 | 4,077 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $990,000 | 3,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $990,000 | 3,726 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $990,000 | 3,727 |
| Net charge-offs | $-75,000 | 5,229 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $990,000 | 3,719 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 4,755 |
| Total interest expense | $71,000 | 5,404 |
| Net interest income | $1,970,000 | 4,656 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $490,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $138,000 | 3,597 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $352,000 | 3,260 |
| Total noninterest expense | $1,819,000 | 4,480 |
| Salaries and employee benefits | $989,000 | 4,523 |
| Premises and equipment expense | $235,000 | 4,125 |
| Additional noninterest expense | $595,000 | 4,418 |
| Pre-tax net operating income | $641,000 | 4,324 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $641,000 | 4,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $641,000 | 4,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $641,000 | 4,112 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $641,000 | 4,096 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 4,778 |
| Total interest expense | $45,000 | 5,467 |
| Net interest income | $1,309,000 | 4,686 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $292,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $92,000 | 3,585 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $200,000 | 3,473 |
| Total noninterest expense | $1,204,000 | 4,526 |
| Salaries and employee benefits | $642,000 | 4,604 |
| Premises and equipment expense | $157,000 | 4,147 |
| Additional noninterest expense | $405,000 | 4,405 |
| Pre-tax net operating income | $397,000 | 4,395 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $397,000 | 4,174 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $397,000 | 4,173 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $397,000 | 4,174 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $397,000 | 4,157 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 4,899 |
| Total interest expense | $21,000 | 5,539 |
| Net interest income | $612,000 | 4,794 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $154,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $45,000 | 3,646 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $109,000 | 3,356 |
| Total noninterest expense | $602,000 | 4,581 |
| Salaries and employee benefits | $324,000 | 4,636 |
| Premises and equipment expense | $71,000 | 4,350 |
| Additional noninterest expense | $207,000 | 4,409 |
| Pre-tax net operating income | $164,000 | 4,571 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $164,000 | 4,392 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $164,000 | 4,392 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $164,000 | 4,392 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $164,000 | 4,378 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 4,931 |
| Total interest expense | $91,000 | 5,543 |
| Net interest income | $2,435,000 | 4,827 |
| Provision for loan and lease losses | $-175,000 | 5,630 |
| Total noninterest income | $1,449,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $197,000 | 3,594 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,252,000 | 2,128 |
| Total noninterest expense | $2,835,000 | 4,344 |
| Salaries and employee benefits | $1,518,000 | 4,384 |
| Premises and equipment expense | $358,000 | 3,990 |
| Additional noninterest expense | $959,000 | 4,234 |
| Pre-tax net operating income | $1,224,000 | 3,787 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,224,000 | 3,604 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,224,000 | 3,602 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,224,000 | 3,603 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,224,000 | 3,541 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 4,981 |
| Total interest expense | $69,000 | 5,599 |
| Net interest income | $1,817,000 | 4,881 |
| Provision for loan and lease losses | $-175,000 | 5,766 |
| Total noninterest income | $1,208,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $146,000 | 3,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,062,000 | 1,961 |
| Total noninterest expense | $2,085,000 | 4,400 |
| Salaries and employee benefits | $1,059,000 | 4,520 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $752,000 | 4,184 |
| Pre-tax net operating income | $1,115,000 | 3,566 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,115,000 | 3,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,115,000 | 3,318 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,115,000 | 3,320 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,115,000 | 3,265 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,025 |
| Total interest expense | $48,000 | 5,645 |
| Net interest income | $1,215,000 | 4,924 |
| Provision for loan and lease losses | $-175,000 | 5,889 |
| Total noninterest income | $816,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $93,000 | 3,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $723,000 | 1,912 |
| Total noninterest expense | $1,408,000 | 4,418 |
| Salaries and employee benefits | $707,000 | 4,564 |
| Premises and equipment expense | $182,000 | 3,994 |
| Additional noninterest expense | $519,000 | 4,158 |
| Pre-tax net operating income | $798,000 | 3,463 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $798,000 | 3,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $798,000 | 3,191 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $798,000 | 3,192 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $798,000 | 3,127 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 5,056 |
| Total interest expense | $25,000 | 5,669 |
| Net interest income | $612,000 | 4,947 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $498,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $455,000 | 1,612 |
| Total noninterest expense | $711,000 | 4,414 |
| Salaries and employee benefits | $351,000 | 4,607 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $273,000 | 4,075 |
| Pre-tax net operating income | $399,000 | 3,407 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $399,000 | 3,142 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $399,000 | 3,140 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $399,000 | 3,141 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $399,000 | 3,083 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 4,957 |
| Total interest expense | $111,000 | 5,664 |
| Net interest income | $2,659,000 | 4,844 |
| Provision for loan and lease losses | $-169,000 | 5,797 |
| Total noninterest income | $724,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $213,000 | 3,618 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $511,000 | 3,255 |
| Total noninterest expense | $2,727,000 | 4,527 |
| Salaries and employee benefits | $1,257,000 | 4,816 |
| Premises and equipment expense | $347,000 | 4,195 |
| Additional noninterest expense | $1,123,000 | 4,058 |
| Pre-tax net operating income | $825,000 | 4,369 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $825,000 | 4,211 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $825,000 | 4,209 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $825,000 | 4,211 |
| Net charge-offs | $260,000 | 1,737 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $825,000 | 4,158 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 5,011 |
| Total interest expense | $84,000 | 5,747 |
| Net interest income | $2,017,000 | 4,878 |
| Provision for loan and lease losses | $-169,000 | 5,964 |
| Total noninterest income | $525,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $162,000 | 3,616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 3,349 |
| Total noninterest expense | $1,966,000 | 4,643 |
| Salaries and employee benefits | $921,000 | 4,881 |
| Premises and equipment expense | $244,000 | 4,356 |
| Additional noninterest expense | $801,000 | 4,175 |
| Pre-tax net operating income | $745,000 | 4,187 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $745,000 | 4,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $745,000 | 4,005 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $745,000 | 4,007 |
| Net charge-offs | $-26,000 | 5,416 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $745,000 | 3,947 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 5,033 |
| Total interest expense | $56,000 | 5,803 |
| Net interest income | $1,357,000 | 4,899 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $299,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $111,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 3,726 |
| Total noninterest expense | $1,314,000 | 4,683 |
| Salaries and employee benefits | $580,000 | 5,020 |
| Premises and equipment expense | $165,000 | 4,365 |
| Additional noninterest expense | $569,000 | 4,082 |
| Pre-tax net operating income | $342,000 | 4,681 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $342,000 | 4,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 4,538 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $342,000 | 4,539 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $342,000 | 4,463 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 5,037 |
| Total interest expense | $28,000 | 5,863 |
| Net interest income | $693,000 | 4,893 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $169,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $56,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $639,000 | 4,769 |
| Salaries and employee benefits | $293,000 | 5,050 |
| Premises and equipment expense | $78,000 | 4,520 |
| Additional noninterest expense | $268,000 | 4,211 |
| Pre-tax net operating income | $223,000 | 4,293 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $223,000 | 4,118 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $223,000 | 4,121 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $223,000 | 4,121 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $223,000 | 4,052 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 5,170 |
| Total interest expense | $126,000 | 5,922 |
| Net interest income | $2,637,000 | 5,044 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $631,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $240,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $391,000 | 3,636 |
| Total noninterest expense | $2,630,000 | 4,790 |
| Salaries and employee benefits | $1,278,000 | 4,961 |
| Premises and equipment expense | $313,000 | 4,590 |
| Additional noninterest expense | $1,039,000 | 4,376 |
| Pre-tax net operating income | $638,000 | 4,757 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $638,000 | 4,610 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $638,000 | 4,611 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $638,000 | 4,611 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $638,000 | 4,554 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,253 |
| Total interest expense | $98,000 | 5,978 |
| Net interest income | $1,940,000 | 5,131 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $456,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $177,000 | 3,687 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $279,000 | 3,743 |
| Total noninterest expense | $1,941,000 | 4,857 |
| Salaries and employee benefits | $944,000 | 5,009 |
| Premises and equipment expense | $227,000 | 4,704 |
| Additional noninterest expense | $770,000 | 4,420 |
| Pre-tax net operating income | $455,000 | 4,892 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $455,000 | 4,740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $455,000 | 4,740 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $455,000 | 4,741 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $455,000 | 4,695 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,301 |
| Total interest expense | $67,000 | 6,009 |
| Net interest income | $1,274,000 | 5,182 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $270,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $197,000 | 2,730 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $73,000 | 4,934 |
| Total noninterest expense | $1,228,000 | 4,993 |
| Salaries and employee benefits | $596,000 | 5,155 |
| Premises and equipment expense | $124,000 | 5,111 |
| Additional noninterest expense | $508,000 | 4,457 |
| Pre-tax net operating income | $316,000 | 4,843 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $316,000 | 4,650 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $316,000 | 4,652 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $316,000 | 4,653 |
| Net charge-offs | $-12,000 | 5,727 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $316,000 | 4,602 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,380 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $627,000 | 5,252 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $127,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $611,000 | 5,047 |
| Salaries and employee benefits | $299,000 | 5,214 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $245,000 | 4,557 |
| Pre-tax net operating income | $143,000 | 4,915 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $143,000 | 4,751 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 4,753 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $143,000 | 4,752 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $143,000 | 4,696 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 5,375 |
| Total interest expense | $171,000 | 6,076 |
| Net interest income | $2,571,000 | 5,239 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $514,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $387,000 | 2,886 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $127,000 | 5,131 |
| Total noninterest expense | $2,596,000 | 4,953 |
| Salaries and employee benefits | $1,219,000 | 5,235 |
| Premises and equipment expense | $271,000 | 5,043 |
| Additional noninterest expense | $1,106,000 | 4,374 |
| Pre-tax net operating income | $489,000 | 5,025 |
| Securities gains (losses) | $-24,000 | 6,357 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $465,000 | 4,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $465,000 | 4,975 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $465,000 | 4,975 |
| Net charge-offs | $126,000 | 3,507 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $489,000 | 4,874 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 5,452 |
| Total interest expense | $134,000 | 6,119 |
| Net interest income | $1,910,000 | 5,309 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $415,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $129,000 | 4,890 |
| Total noninterest expense | $1,938,000 | 4,985 |
| Salaries and employee benefits | $925,000 | 5,233 |
| Premises and equipment expense | $176,000 | 5,340 |
| Additional noninterest expense | $837,000 | 4,369 |
| Pre-tax net operating income | $387,000 | 5,071 |
| Securities gains (losses) | $-24,000 | 6,591 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $363,000 | 5,053 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $363,000 | 5,054 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $363,000 | 5,055 |
| Net charge-offs | $56,000 | 3,763 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $387,000 | 4,869 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 5,459 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $1,282,000 | 5,312 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $314,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,380 |
| Total noninterest expense | $1,317,000 | 4,953 |
| Salaries and employee benefits | $635,000 | 5,196 |
| Premises and equipment expense | $118,000 | 5,339 |
| Additional noninterest expense | $564,000 | 4,343 |
| Pre-tax net operating income | $279,000 | 4,951 |
| Securities gains (losses) | $-24,000 | 6,743 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $255,000 | 4,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $255,000 | 4,983 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $255,000 | 4,984 |
| Net charge-offs | $38,000 | 3,570 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $279,000 | 4,746 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 5,516 |
| Total interest expense | $48,000 | 6,196 |
| Net interest income | $631,000 | 5,370 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $154,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,369 |
| Total noninterest expense | $634,000 | 5,084 |
| Salaries and employee benefits | $332,000 | 5,152 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $256,000 | 4,588 |
| Pre-tax net operating income | $151,000 | 4,845 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $151,000 | 4,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $151,000 | 4,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $151,000 | 4,716 |
| Net charge-offs | $36,000 | 2,673 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $151,000 | 4,618 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 5,614 |
| Total interest expense | $294,000 | 5,999 |
| Net interest income | $2,480,000 | 5,481 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $130,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $398,000 | 2,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-268,000 | 6,851 |
| Total noninterest expense | $2,789,000 | 4,916 |
| Salaries and employee benefits | $1,267,000 | 5,269 |
| Premises and equipment expense | $245,000 | 5,389 |
| Additional noninterest expense | $1,277,000 | 4,203 |
| Pre-tax net operating income | $-214,000 | 6,362 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-215,000 | 6,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-215,000 | 6,464 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-215,000 | 6,466 |
| Net charge-offs | $548,000 | 2,535 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-215,000 | 6,382 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 5,702 |
| Total interest expense | $240,000 | 6,023 |
| Net interest income | $1,846,000 | 5,579 |
| Provision for loan and lease losses | $35,000 | 5,167 |
| Total noninterest income | $94,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $300,000 | 2,968 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-206,000 | 6,985 |
| Total noninterest expense | $2,053,000 | 4,996 |
| Salaries and employee benefits | $948,000 | 5,302 |
| Premises and equipment expense | $165,000 | 5,636 |
| Additional noninterest expense | $940,000 | 4,270 |
| Pre-tax net operating income | $-148,000 | 6,477 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-148,000 | 6,583 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-148,000 | 6,580 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-148,000 | 6,580 |
| Net charge-offs | $439,000 | 2,345 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-148,000 | 6,493 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,752 |
| Total interest expense | $179,000 | 5,949 |
| Net interest income | $1,208,000 | 5,647 |
| Provision for loan and lease losses | $35,000 | 4,806 |
| Total noninterest income | $188,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $195,000 | 3,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-7,000 | 6,828 |
| Total noninterest expense | $1,374,000 | 5,018 |
| Salaries and employee benefits | $632,000 | 5,339 |
| Premises and equipment expense | $83,000 | 6,085 |
| Additional noninterest expense | $659,000 | 4,163 |
| Pre-tax net operating income | $-13,000 | 6,354 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-13,000 | 6,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,000 | 6,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-13,000 | 6,485 |
| Net charge-offs | $214,000 | 2,676 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-13,000 | 6,361 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 5,775 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $611,000 | 5,655 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $125,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $650,000 | 5,184 |
| Salaries and employee benefits | $311,000 | 5,414 |
| Premises and equipment expense | $31,000 | 6,472 |
| Additional noninterest expense | $308,000 | 4,320 |
| Pre-tax net operating income | $51,000 | 5,912 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $51,000 | 5,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,000 | 5,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $51,000 | 5,965 |
| Net charge-offs | $68,000 | 2,781 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $51,000 | 5,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 5,702 |
| Total interest expense | $553,000 | 5,672 |
| Net interest income | $2,534,000 | 5,626 |
| Provision for loan and lease losses | $1,271,000 | 2,087 |
| Total noninterest income | $385,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $417,000 | 2,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-32,000 | 6,785 |
| Total noninterest expense | $3,122,000 | 4,775 |
| Salaries and employee benefits | $1,347,000 | 5,241 |
| Premises and equipment expense | $365,000 | 4,771 |
| Additional noninterest expense | $1,410,000 | 4,014 |
| Pre-tax net operating income | $-1,474,000 | 6,701 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-1,475,000 | 6,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,475,000 | 6,753 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,475,000 | 6,753 |
| Net charge-offs | $1,418,000 | 1,962 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,475,000 | 6,722 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 5,714 |
| Total interest expense | $446,000 | 5,648 |
| Net interest income | $1,911,000 | 5,655 |
| Provision for loan and lease losses | $1,136,000 | 1,815 |
| Total noninterest income | $323,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $314,000 | 2,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $9,000 | 6,665 |
| Total noninterest expense | $2,280,000 | 4,859 |
| Salaries and employee benefits | $1,024,000 | 5,206 |
| Premises and equipment expense | $284,000 | 4,748 |
| Additional noninterest expense | $972,000 | 4,249 |
| Pre-tax net operating income | $-1,182,000 | 6,847 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-1,183,000 | 6,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,183,000 | 6,917 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,183,000 | 6,916 |
| Net charge-offs | $1,342,000 | 1,613 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,183,000 | 6,877 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 5,729 |
| Total interest expense | $318,000 | 5,630 |
| Net interest income | $1,289,000 | 5,660 |
| Provision for loan and lease losses | $931,000 | 1,554 |
| Total noninterest income | $229,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $207,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $1,525,000 | 4,902 |
| Salaries and employee benefits | $702,000 | 5,166 |
| Premises and equipment expense | $189,000 | 4,800 |
| Additional noninterest expense | $634,000 | 4,377 |
| Pre-tax net operating income | $-938,000 | 6,961 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-939,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-939,000 | 7,007 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-939,000 | 7,008 |
| Net charge-offs | $909,000 | 1,555 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-939,000 | 6,995 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 5,683 |
| Total interest expense | $167,000 | 5,631 |
| Net interest income | $668,000 | 5,596 |
| Provision for loan and lease losses | $386,000 | 1,673 |
| Total noninterest income | $246,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,001 |
| Total noninterest expense | $730,000 | 5,045 |
| Salaries and employee benefits | $352,000 | 5,209 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $277,000 | 4,735 |
| Pre-tax net operating income | $-202,000 | 6,829 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-203,000 | 6,888 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-203,000 | 6,888 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-203,000 | 6,888 |
| Net charge-offs | $818,000 | 976 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-203,000 | 6,876 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 5,550 |
| Total interest expense | $959,000 | 5,314 |
| Net interest income | $2,804,000 | 5,517 |
| Provision for loan and lease losses | $2,423,000 | 1,836 |
| Total noninterest income | $153,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $450,000 | 2,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-297,000 | 7,339 |
| Total noninterest expense | $3,505,000 | 4,593 |
| Salaries and employee benefits | $1,408,000 | 5,230 |
| Premises and equipment expense | $372,000 | 4,924 |
| Additional noninterest expense | $1,725,000 | 3,639 |
| Pre-tax net operating income | $-2,971,000 | 6,912 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,971,000 | 6,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,971,000 | 6,993 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,971,000 | 6,994 |
| Net charge-offs | $2,278,000 | 1,727 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,971,000 | 6,969 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 5,568 |
| Total interest expense | $777,000 | 5,290 |
| Net interest income | $2,128,000 | 5,568 |
| Provision for loan and lease losses | $1,882,000 | 1,731 |
| Total noninterest income | $482,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $375,000 | 2,703 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $107,000 | 5,127 |
| Total noninterest expense | $2,851,000 | 4,366 |
| Salaries and employee benefits | $1,094,000 | 5,163 |
| Premises and equipment expense | $277,000 | 5,020 |
| Additional noninterest expense | $1,480,000 | 3,265 |
| Pre-tax net operating income | $-2,123,000 | 7,089 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,123,000 | 7,157 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,123,000 | 7,155 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,123,000 | 7,157 |
| Net charge-offs | $2,063,000 | 1,477 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,123,000 | 7,133 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 5,580 |
| Total interest expense | $556,000 | 5,244 |
| Net interest income | $1,408,000 | 5,606 |
| Provision for loan and lease losses | $1,374,000 | 1,612 |
| Total noninterest income | $418,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $239,000 | 2,797 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $179,000 | 3,692 |
| Total noninterest expense | $2,019,000 | 4,202 |
| Salaries and employee benefits | $728,000 | 5,196 |
| Premises and equipment expense | $183,000 | 5,069 |
| Additional noninterest expense | $1,108,000 | 2,922 |
| Pre-tax net operating income | $-1,567,000 | 7,180 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,567,000 | 7,259 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,567,000 | 7,258 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,567,000 | 7,259 |
| Net charge-offs | $1,678,000 | 1,283 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,567,000 | 7,246 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,615 |
| Total interest expense | $295,000 | 5,236 |
| Net interest income | $705,000 | 5,638 |
| Provision for loan and lease losses | $1,234,000 | 1,010 |
| Total noninterest income | $191,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,019,000 | 4,223 |
| Salaries and employee benefits | $367,000 | 5,221 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $552,000 | 2,911 |
| Pre-tax net operating income | $-1,357,000 | 7,498 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,357,000 | 7,545 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,357,000 | 7,545 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,357,000 | 7,546 |
| Net charge-offs | $408,000 | 1,755 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,357,000 | 7,543 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 5,389 |
| Total interest expense | $1,637,000 | 4,952 |
| Net interest income | $2,919,000 | 5,456 |
| Provision for loan and lease losses | $2,238,000 | 2,338 |
| Total noninterest income | $609,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $516,000 | 2,822 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $4,147,000 | 4,239 |
| Salaries and employee benefits | $1,598,000 | 5,010 |
| Premises and equipment expense | $404,000 | 4,974 |
| Additional noninterest expense | $2,145,000 | 3,142 |
| Pre-tax net operating income | $-2,857,000 | 6,858 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,857,000 | 6,962 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,857,000 | 6,961 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,857,000 | 6,961 |
| Net charge-offs | $3,395,000 | 1,491 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,857,000 | 6,972 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 5,386 |
| Total interest expense | $1,308,000 | 4,950 |
| Net interest income | $2,197,000 | 5,464 |
| Provision for loan and lease losses | $1,843,000 | 2,009 |
| Total noninterest income | $536,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $382,000 | 2,857 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $154,000 | 4,711 |
| Total noninterest expense | $3,208,000 | 4,160 |
| Salaries and employee benefits | $1,262,000 | 4,878 |
| Premises and equipment expense | $306,000 | 4,979 |
| Additional noninterest expense | $1,640,000 | 3,067 |
| Pre-tax net operating income | $-2,318,000 | 7,140 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,318,000 | 7,257 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,318,000 | 7,256 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,318,000 | 7,257 |
| Net charge-offs | $3,015,000 | 1,181 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,318,000 | 7,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 5,326 |
| Total interest expense | $906,000 | 4,976 |
| Net interest income | $1,523,000 | 5,373 |
| Provision for loan and lease losses | $1,583,000 | 1,605 |
| Total noninterest income | $350,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $245,000 | 2,906 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $105,000 | 4,716 |
| Total noninterest expense | $2,022,000 | 4,361 |
| Salaries and employee benefits | $846,000 | 4,928 |
| Premises and equipment expense | $212,000 | 4,915 |
| Additional noninterest expense | $964,000 | 3,376 |
| Pre-tax net operating income | $-1,732,000 | 7,313 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,732,000 | 7,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,732,000 | 7,394 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,732,000 | 7,393 |
| Net charge-offs | $3,042,000 | 850 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,732,000 | 7,400 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,335 |
| Total interest expense | $465,000 | 5,024 |
| Net interest income | $761,000 | 5,366 |
| Provision for loan and lease losses | $779,000 | 1,365 |
| Total noninterest income | $221,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $119,000 | 2,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,094,000 | 4,039 |
| Salaries and employee benefits | $427,000 | 4,941 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $555,000 | 2,745 |
| Pre-tax net operating income | $-891,000 | 7,589 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-891,000 | 7,666 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-891,000 | 7,667 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-891,000 | 7,667 |
| Net charge-offs | $1,838,000 | 634 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-891,000 | 7,665 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 5,273 |
| Total interest expense | $2,295,000 | 4,967 |
| Net interest income | $3,050,000 | 5,373 |
| Provision for loan and lease losses | $4,129,000 | 1,154 |
| Total noninterest income | $757,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $527,000 | 2,895 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $4,164,000 | 4,115 |
| Salaries and employee benefits | $1,808,000 | 4,771 |
| Premises and equipment expense | $428,000 | 4,908 |
| Additional noninterest expense | $1,928,000 | 2,950 |
| Pre-tax net operating income | $-4,486,000 | 7,759 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,486,000 | 7,780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,486,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,700,000 | 1,077 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,486,000 | 7,835 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 5,258 |
| Total interest expense | $1,753,000 | 5,044 |
| Net interest income | $2,380,000 | 5,296 |
| Provision for loan and lease losses | $1,579,000 | 1,376 |
| Total noninterest income | $574,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $390,000 | 2,943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 4,580 |
| Total noninterest expense | $3,208,000 | 4,015 |
| Salaries and employee benefits | $1,465,000 | 4,562 |
| Premises and equipment expense | $319,000 | 4,940 |
| Additional noninterest expense | $1,424,000 | 2,906 |
| Pre-tax net operating income | $-1,833,000 | 7,826 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,833,000 | 7,823 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,833,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 1,315 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,833,000 | 7,899 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,179 |
| Total interest expense | $1,230,000 | 5,043 |
| Net interest income | $1,663,000 | 5,172 |
| Provision for loan and lease losses | $829,000 | 1,382 |
| Total noninterest income | $496,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $251,000 | 2,998 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $245,000 | 3,385 |
| Total noninterest expense | $1,978,000 | 4,267 |
| Salaries and employee benefits | $1,027,000 | 4,436 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $744,000 | 3,545 |
| Pre-tax net operating income | $-648,000 | 7,712 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-648,000 | 7,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-648,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,844 |
| Cash dividends | $225,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-648,000 | 7,780 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,137 |
| Total interest expense | $679,000 | 4,964 |
| Net interest income | $843,000 | 5,145 |
| Provision for loan and lease losses | $76,000 | 3,113 |
| Total noninterest income | $299,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $185,000 | 2,689 |
| Total noninterest expense | $934,000 | 4,447 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $114,000 | 4,779 |
| Additional noninterest expense | $285,000 | 4,274 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $132,000 | 5,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,292 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 4,313 |
| Total interest expense | $3,420,000 | 4,403 |
| Net interest income | $4,722,000 | 4,169 |
| Provision for loan and lease losses | $1,247,000 | 1,217 |
| Total noninterest income | $1,068,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $544,000 | 2,870 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $524,000 | 3,223 |
| Total noninterest expense | $3,774,000 | 4,299 |
| Salaries and employee benefits | $2,102,000 | 4,235 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $1,230,000 | 4,008 |
| Pre-tax net operating income | $769,000 | 5,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $769,000 | 4,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $769,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,557 |
| Cash dividends | $1,376,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $769,000 | 4,843 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 4,180 |
| Total interest expense | $2,634,000 | 4,343 |
| Net interest income | $3,827,000 | 3,946 |
| Provision for loan and lease losses | $280,000 | 2,407 |
| Total noninterest income | $845,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $445,000 | 3,029 |
| Total noninterest expense | $2,923,000 | 4,171 |
| Salaries and employee benefits | $1,702,000 | 3,982 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $887,000 | 4,056 |
| Pre-tax net operating income | $1,469,000 | 3,529 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,469,000 | 3,016 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,469,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,030 |
| Cash dividends | $1,376,000 | 1,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,469,000 | 2,998 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 4,029 |
| Total interest expense | $1,801,000 | 4,289 |
| Net interest income | $2,773,000 | 3,746 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $532,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $265,000 | 2,905 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $267,000 | 3,209 |
| Total noninterest expense | $1,951,000 | 4,198 |
| Salaries and employee benefits | $1,128,000 | 4,033 |
| Premises and equipment expense | $228,000 | 4,639 |
| Additional noninterest expense | $595,000 | 4,038 |
| Pre-tax net operating income | $1,184,000 | 3,149 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,184,000 | 2,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,184,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,426 |
| Cash dividends | $1,074,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,184,000 | 2,655 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 3,844 |
| Total interest expense | $958,000 | 4,115 |
| Net interest income | $1,482,000 | 3,567 |
| Provision for loan and lease losses | $110,000 | 1,886 |
| Total noninterest income | $296,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $159,000 | 2,907 |
| Total noninterest expense | $961,000 | 4,253 |
| Salaries and employee benefits | $576,000 | 3,994 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $268,000 | 4,309 |
| Pre-tax net operating income | $707,000 | 2,779 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $707,000 | 2,303 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,933 |
| Cash dividends | $320,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $707,000 | 2,280 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,848 |
| Total interest expense | $3,331,000 | 4,050 |
| Net interest income | $5,719,000 | 3,645 |
| Provision for loan and lease losses | $840,000 | 1,224 |
| Total noninterest income | $1,118,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $549,000 | 2,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $569,000 | 3,114 |
| Total noninterest expense | $3,576,000 | 4,337 |
| Salaries and employee benefits | $2,077,000 | 4,155 |
| Premises and equipment expense | $477,000 | 4,401 |
| Additional noninterest expense | $1,022,000 | 4,446 |
| Pre-tax net operating income | $2,421,000 | 3,197 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,421,000 | 2,681 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,421,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 920 |
| Cash dividends | $1,481,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,421,000 | 2,667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 3,871 |
| Total interest expense | $2,362,000 | 4,109 |
| Net interest income | $4,310,000 | 3,660 |
| Provision for loan and lease losses | $800,000 | 942 |
| Total noninterest income | $828,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $397,000 | 2,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $431,000 | 3,090 |
| Total noninterest expense | $2,733,000 | 4,249 |
| Salaries and employee benefits | $1,636,000 | 3,990 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $730,000 | 4,573 |
| Pre-tax net operating income | $1,605,000 | 3,636 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,605,000 | 3,053 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,605,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 632 |
| Cash dividends | $1,481,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,605,000 | 3,047 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 3,890 |
| Total interest expense | $1,489,000 | 4,134 |
| Net interest income | $2,862,000 | 3,669 |
| Provision for loan and lease losses | $720,000 | 700 |
| Total noninterest income | $502,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $236,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 3,222 |
| Total noninterest expense | $1,758,000 | 4,374 |
| Salaries and employee benefits | $1,068,000 | 4,066 |
| Premises and equipment expense | $246,000 | 4,318 |
| Additional noninterest expense | $444,000 | 4,866 |
| Pre-tax net operating income | $886,000 | 4,087 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $886,000 | 3,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $886,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 451 |
| Cash dividends | $1,312,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $886,000 | 3,474 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 3,986 |
| Total interest expense | $689,000 | 4,212 |
| Net interest income | $1,375,000 | 3,785 |
| Provision for loan and lease losses | $360,000 | 670 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,870 |
| Total noninterest expense | $860,000 | 4,466 |
| Salaries and employee benefits | $542,000 | 4,052 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $190,000 | 5,347 |
| Pre-tax net operating income | $410,000 | 4,223 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $410,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $410,000 | 3,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 3,846 |
| Total interest expense | $2,237,000 | 4,110 |
| Net interest income | $5,499,000 | 3,684 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $889,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $426,000 | 3,417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $463,000 | 3,511 |
| Total noninterest expense | $3,137,000 | 4,621 |
| Salaries and employee benefits | $1,831,000 | 4,415 |
| Premises and equipment expense | $472,000 | 4,348 |
| Additional noninterest expense | $834,000 | 5,028 |
| Pre-tax net operating income | $3,011,000 | 2,743 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,011,000 | 2,240 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,011,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $1,654,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,011,000 | 2,207 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 3,875 |
| Total interest expense | $1,551,000 | 4,194 |
| Net interest income | $4,105,000 | 3,683 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $610,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $310,000 | 3,485 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $2,234,000 | 4,754 |
| Salaries and employee benefits | $1,284,000 | 4,611 |
| Premises and equipment expense | $363,000 | 4,258 |
| Additional noninterest expense | $587,000 | 5,193 |
| Pre-tax net operating income | $2,301,000 | 2,740 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,301,000 | 2,225 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,301,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $1,198,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,301,000 | 2,186 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 3,926 |
| Total interest expense | $892,000 | 4,466 |
| Net interest income | $2,741,000 | 3,656 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $385,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $195,000 | 3,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $190,000 | 3,850 |
| Total noninterest expense | $1,498,000 | 4,731 |
| Salaries and employee benefits | $853,000 | 4,601 |
| Premises and equipment expense | $244,000 | 4,222 |
| Additional noninterest expense | $401,000 | 5,072 |
| Pre-tax net operating income | $1,508,000 | 2,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,508,000 | 2,216 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,508,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $920,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,508,000 | 2,178 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 4,021 |
| Total interest expense | $402,000 | 4,664 |
| Net interest income | $1,340,000 | 3,723 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $741,000 | 4,787 |
| Salaries and employee benefits | $428,000 | 4,605 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $177,000 | 5,469 |
| Pre-tax net operating income | $725,000 | 2,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $725,000 | 2,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $725,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $725,000 | 2,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 4,346 |
| Total interest expense | $1,158,000 | 5,216 |
| Net interest income | $4,672,000 | 4,009 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $824,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $362,000 | 3,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $462,000 | 3,456 |
| Total noninterest expense | $2,790,000 | 4,910 |
| Salaries and employee benefits | $1,607,000 | 4,714 |
| Premises and equipment expense | $419,000 | 4,620 |
| Additional noninterest expense | $764,000 | 5,252 |
| Pre-tax net operating income | $2,631,000 | 2,864 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,631,000 | 2,320 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,631,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $2,303,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,631,000 | 2,268 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,452 |
| Total interest expense | $795,000 | 5,463 |
| Net interest income | $3,417,000 | 4,075 |
| Provision for loan and lease losses | $12,000 | 6,640 |
| Total noninterest income | $621,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $279,000 | 3,832 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $342,000 | 3,477 |
| Total noninterest expense | $2,012,000 | 5,009 |
| Salaries and employee benefits | $1,143,000 | 4,836 |
| Premises and equipment expense | $307,000 | 4,685 |
| Additional noninterest expense | $562,000 | 5,269 |
| Pre-tax net operating income | $2,014,000 | 2,866 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,014,000 | 2,303 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,014,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,802,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,014,000 | 2,249 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 4,441 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $2,334,000 | 3,994 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $297,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $188,000 | 3,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,263,000 | 5,257 |
| Salaries and employee benefits | $703,000 | 5,151 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $1,368,000 | 2,776 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,368,000 | 2,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,368,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $1,620,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,368,000 | 2,184 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,638 |
| Total interest expense | $218,000 | 6,107 |
| Net interest income | $1,113,000 | 4,147 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $131,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $621,000 | 5,332 |
| Salaries and employee benefits | $341,000 | 5,286 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $623,000 | 2,986 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $623,000 | 2,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $623,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $1,300,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $623,000 | 2,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 5,016 |
| Total interest expense | $845,000 | 6,570 |
| Net interest income | $3,980,000 | 4,385 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $493,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $357,000 | 3,898 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $136,000 | 6,003 |
| Total noninterest expense | $2,492,000 | 5,224 |
| Salaries and employee benefits | $1,381,000 | 5,133 |
| Premises and equipment expense | $379,000 | 4,931 |
| Additional noninterest expense | $732,000 | 5,351 |
| Pre-tax net operating income | $1,931,000 | 3,472 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,931,000 | 2,945 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,931,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $850,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,931,000 | 2,821 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 5,192 |
| Total interest expense | $654,000 | 6,644 |
| Net interest income | $2,843,000 | 4,556 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $361,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $265,000 | 3,941 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,163 |
| Total noninterest expense | $1,870,000 | 5,204 |
| Salaries and employee benefits | $1,037,000 | 5,126 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $551,000 | 5,319 |
| Pre-tax net operating income | $1,284,000 | 3,889 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,284,000 | 3,313 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,284,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $471,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,284,000 | 3,159 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,242 |
| Total interest expense | $453,000 | 6,657 |
| Net interest income | $1,869,000 | 4,600 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $237,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $172,000 | 3,976 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $1,238,000 | 5,229 |
| Salaries and employee benefits | $685,000 | 5,162 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $369,000 | 5,291 |
| Pre-tax net operating income | $868,000 | 3,850 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $868,000 | 3,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $868,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $361,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $868,000 | 3,128 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,327 |
| Total interest expense | $232,000 | 6,686 |
| Net interest income | $901,000 | 4,703 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $118,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $636,000 | 5,148 |
| Salaries and employee benefits | $343,000 | 5,165 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $383,000 | 4,142 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $383,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $383,000 | 3,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 5,525 |
| Total interest expense | $1,114,000 | 6,644 |
| Net interest income | $3,386,000 | 4,869 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $451,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $346,000 | 3,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $2,203,000 | 5,527 |
| Salaries and employee benefits | $1,227,000 | 5,397 |
| Premises and equipment expense | $280,000 | 5,772 |
| Additional noninterest expense | $696,000 | 5,424 |
| Pre-tax net operating income | $1,609,000 | 3,922 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,609,000 | 3,318 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,609,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $842,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,609,000 | 3,224 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 5,767 |
| Total interest expense | $1,726,000 | 6,554 |
| Net interest income | $3,058,000 | 4,991 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $478,000 | 5,187 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $369,000 | 3,616 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $1,794,000 | 6,139 |
| Salaries and employee benefits | $1,071,000 | 5,748 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $523,000 | 6,298 |
| Pre-tax net operating income | $1,712,000 | 3,536 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $43,000 | 6,831 |
| Income before extraordinary items | $1,669,000 | 2,972 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,669,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $877,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,669,000 | 2,873 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 6,078 |
| Total interest expense | $1,655,000 | 6,849 |
| Net interest income | $2,867,000 | 5,316 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $474,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $1,542,000 | 6,635 |
| Salaries and employee benefits | $981,000 | 5,994 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $432,000 | 6,905 |
| Pre-tax net operating income | $1,674,000 | 3,765 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $214,000 | 5,271 |
| Income before extraordinary items | $1,460,000 | 3,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,460,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,482 |
| Cash dividends | $848,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,460,000 | 3,311 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,359 |
| Total interest expense | $1,378,000 | 7,240 |
| Net interest income | $2,627,000 | 5,632 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $521,000 | 4,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $1,455,000 | 6,894 |
| Salaries and employee benefits | $908,000 | 6,262 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $452,000 | 6,889 |
| Pre-tax net operating income | $1,693,000 | 3,783 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $167,000 | 6,075 |
| Income before extraordinary items | $1,526,000 | 3,194 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,526,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $833,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,526,000 | 3,158 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 6,675 |
| Total interest expense | $1,337,000 | 7,573 |
| Net interest income | $2,448,000 | 5,921 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $974,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,315 |
| Total noninterest expense | $1,330,000 | 7,157 |
| Salaries and employee benefits | $872,000 | 6,346 |
| Premises and equipment expense | $102,000 | 8,665 |
| Additional noninterest expense | $356,000 | 7,613 |
| Pre-tax net operating income | $2,092,000 | 3,227 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $122,000 | 7,223 |
| Income before extraordinary items | $1,970,000 | 2,585 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,970,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $879,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,970,000 | 2,513 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 7,119 |
| Total interest expense | $1,212,000 | 8,078 |
| Net interest income | $2,326,000 | 6,325 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $1,381,000 | 7,087 |
| Salaries and employee benefits | $914,000 | 6,217 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $378,000 | 7,549 |
| Pre-tax net operating income | $1,225,000 | 5,171 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $206,000 | 6,797 |
| Income before extraordinary items | $1,027,000 | 4,618 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,027,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,314 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,020,360 | 4,570 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 7,732 |
| Total interest expense | $1,155,000 | 8,514 |
| Net interest income | $2,043,000 | 7,056 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $315,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $1,271,000 | 7,753 |
| Salaries and employee benefits | $805,000 | 6,956 |
| Premises and equipment expense | $92,000 | 9,504 |
| Additional noninterest expense | $374,000 | 8,119 |
| Pre-tax net operating income | $1,057,000 | 5,546 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $377,000 | 5,081 |
| Income before extraordinary items | $689,000 | 5,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $689,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $683,150 | 5,778 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 8,109 |
| Total interest expense | $1,071,000 | 8,998 |
| Net interest income | $1,995,000 | 7,326 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $407,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,705 |
| Total noninterest expense | $1,300,000 | 7,864 |
| Salaries and employee benefits | $782,000 | 7,205 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $1,102,000 | 5,594 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $790,000 | 5,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $790,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $287,000 | 4,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $766,900 | 5,599 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 8,886 |
| Total interest expense | $852,000 | 9,340 |
| Net interest income | $1,666,000 | 8,398 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,224,000 | 8,516 |
| Salaries and employee benefits | $747,000 | 7,538 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $389,000 | 8,932 |
| Pre-tax net operating income | $670,000 | 7,593 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $248,000 | 6,570 |
| Income before extraordinary items | $497,000 | 7,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $497,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $446,750 | 7,797 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 9,102 |
| Total interest expense | $916,000 | 9,484 |
| Net interest income | $1,628,000 | 8,719 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,232,000 | 8,765 |
| Salaries and employee benefits | $699,000 | 8,007 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $455,000 | 8,674 |
| Pre-tax net operating income | $594,000 | 7,988 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $440,440 | 7,784 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 9,492 |
| Total interest expense | $1,229,000 | 9,505 |
| Net interest income | $1,493,000 | 9,299 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $297,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $1,104,000 | 9,494 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $686,000 | 7,181 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $500,000 | 7,338 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $500,000 | 7,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $500,000 | 6,948 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.