State Bank of Conger (Incorporated), Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$849,000	13,274
Total interest expense	$377,000	13,269
Net interest income	$472,000	13,168
Provision for loan and lease losses	$0	11,756
Total noninterest income	$25,000	13,620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	11,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	13,214
Total noninterest expense	$272,000	13,649
Salaries and employee benefits	$152,000	13,540
Premises and equipment expense	$31,000	13,377
Additional noninterest expense	$89,000	13,615
Pre-tax net operating income	$225,000	10,839
Securities gains (losses)	$6,000	6,913
Applicable income taxes	$83,000	10,366
Income before extraordinary items	$148,000	11,302
Extraordinary gains, net	$0	1,422
Net income	$148,000	11,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$9,000	8,748
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$144,160	11,019

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.