Home > State Bank of Colusa > Income and Expense
State Bank of Colusa, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,331 |
| Total interest expense | $94,000 | 8,257 |
| Net interest income | $106,000 | 8,344 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $19,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $14,000 | 7,112 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $60,000 | 8,370 |
| Salaries and employee benefits | $48,000 | 8,352 |
| Premises and equipment expense | $3,000 | 8,344 |
| Additional noninterest expense | $9,000 | 8,377 |
| Pre-tax net operating income | $65,000 | 6,538 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $49,000 | 6,419 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $49,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $146,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $49,000 | 6,577 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 8,172 |
| Total interest expense | $172,000 | 8,103 |
| Net interest income | $303,000 | 8,143 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $50,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $178,000 | 8,357 |
| Salaries and employee benefits | $137,000 | 8,247 |
| Premises and equipment expense | $9,000 | 8,375 |
| Additional noninterest expense | $32,000 | 8,406 |
| Pre-tax net operating income | $175,000 | 5,980 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $37,000 | 4,291 |
| Income before extraordinary items | $138,000 | 6,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $138,000 | 5,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,219 |
| Total interest expense | $92,000 | 8,137 |
| Net interest income | $154,000 | 8,189 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $89,000 | 8,397 |
| Salaries and employee benefits | $68,000 | 8,293 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $15,000 | 8,449 |
| Pre-tax net operating income | $90,000 | 6,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $68,000 | 6,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $68,000 | 6,207 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 8,224 |
| Total interest expense | $345,000 | 8,167 |
| Net interest income | $583,000 | 8,209 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $81,000 | 6,291 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $370,000 | 8,437 |
| Salaries and employee benefits | $277,000 | 8,319 |
| Premises and equipment expense | $29,000 | 8,405 |
| Additional noninterest expense | $64,000 | 8,486 |
| Pre-tax net operating income | $309,000 | 6,565 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,566 |
| Income before extraordinary items | $221,000 | 6,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $221,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $221,000 | 6,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,286 |
| Total interest expense | $253,000 | 8,225 |
| Net interest income | $435,000 | 8,269 |
| Provision for loan and lease losses | $3,000 | 6,442 |
| Total noninterest income | $75,000 | 7,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $265,000 | 8,455 |
| Salaries and employee benefits | $198,000 | 8,329 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $44,000 | 8,520 |
| Pre-tax net operating income | $242,000 | 6,794 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $72,000 | 4,697 |
| Income before extraordinary items | $170,000 | 6,957 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $170,000 | 6,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $170,000 | 6,940 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,363 |
| Total interest expense | $164,000 | 8,290 |
| Net interest income | $288,000 | 8,339 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $42,000 | 6,312 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $180,000 | 8,503 |
| Salaries and employee benefits | $133,000 | 8,386 |
| Premises and equipment expense | $18,000 | 8,398 |
| Additional noninterest expense | $29,000 | 8,574 |
| Pre-tax net operating income | $160,000 | 6,895 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $112,000 | 7,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $112,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $112,000 | 7,027 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,440 |
| Total interest expense | $80,000 | 8,346 |
| Net interest income | $140,000 | 8,411 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $84,000 | 8,554 |
| Salaries and employee benefits | $65,000 | 8,436 |
| Premises and equipment expense | $4,000 | 8,553 |
| Additional noninterest expense | $15,000 | 8,601 |
| Pre-tax net operating income | $80,000 | 6,918 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $56,000 | 7,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,000 | 7,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 8,387 |
| Total interest expense | $271,000 | 8,331 |
| Net interest income | $547,000 | 8,376 |
| Provision for loan and lease losses | $1,000 | 6,832 |
| Total noninterest income | $114,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $365,000 | 8,565 |
| Salaries and employee benefits | $268,000 | 8,441 |
| Premises and equipment expense | $18,000 | 8,593 |
| Additional noninterest expense | $79,000 | 8,605 |
| Pre-tax net operating income | $295,000 | 7,126 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $76,000 | 5,174 |
| Income before extraordinary items | $219,000 | 7,195 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $219,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $80,000 | 5,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $219,000 | 7,188 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $603,000 | 8,465 |
| Total interest expense | $194,000 | 8,406 |
| Net interest income | $409,000 | 8,446 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $88,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $78,000 | 6,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $256,000 | 8,636 |
| Salaries and employee benefits | $190,000 | 8,508 |
| Premises and equipment expense | $14,000 | 8,647 |
| Additional noninterest expense | $52,000 | 8,677 |
| Pre-tax net operating income | $241,000 | 7,256 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $65,000 | 5,264 |
| Income before extraordinary items | $176,000 | 7,339 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $176,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $176,000 | 7,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,522 |
| Total interest expense | $125,000 | 8,436 |
| Net interest income | $272,000 | 8,511 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $174,000 | 8,670 |
| Salaries and employee benefits | $127,000 | 8,550 |
| Premises and equipment expense | $8,000 | 8,687 |
| Additional noninterest expense | $39,000 | 8,692 |
| Pre-tax net operating income | $154,000 | 7,363 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $37,000 | 5,446 |
| Income before extraordinary items | $117,000 | 7,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $117,000 | 7,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,539 |
| Total interest expense | $58,000 | 8,478 |
| Net interest income | $140,000 | 8,521 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $85,000 | 8,687 |
| Salaries and employee benefits | $63,000 | 8,571 |
| Premises and equipment expense | $2,000 | 8,734 |
| Additional noninterest expense | $20,000 | 8,697 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $60,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $60,000 | 7,371 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 8,522 |
| Total interest expense | $180,000 | 8,488 |
| Net interest income | $541,000 | 8,497 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $104,000 | 7,894 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $91,000 | 6,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $352,000 | 8,715 |
| Salaries and employee benefits | $257,000 | 8,588 |
| Premises and equipment expense | $23,000 | 8,716 |
| Additional noninterest expense | $72,000 | 8,764 |
| Pre-tax net operating income | $293,000 | 7,413 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $69,000 | 5,647 |
| Income before extraordinary items | $224,000 | 7,485 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $224,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $80,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $224,000 | 7,456 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 8,562 |
| Total interest expense | $129,000 | 8,525 |
| Net interest income | $403,000 | 8,546 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $77,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $244,000 | 8,744 |
| Salaries and employee benefits | $183,000 | 8,612 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $49,000 | 8,794 |
| Pre-tax net operating income | $236,000 | 7,494 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $56,000 | 5,719 |
| Income before extraordinary items | $180,000 | 7,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $180,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $180,000 | 7,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,585 |
| Total interest expense | $82,000 | 8,547 |
| Net interest income | $268,000 | 8,562 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $163,000 | 8,759 |
| Salaries and employee benefits | $122,000 | 8,626 |
| Premises and equipment expense | $8,000 | 8,757 |
| Additional noninterest expense | $33,000 | 8,800 |
| Pre-tax net operating income | $153,000 | 7,529 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $118,000 | 7,611 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $118,000 | 7,565 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 8,664 |
| Total interest expense | $39,000 | 8,620 |
| Net interest income | $135,000 | 8,640 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $80,000 | 8,829 |
| Salaries and employee benefits | $60,000 | 8,696 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $17,000 | 8,855 |
| Pre-tax net operating income | $76,000 | 7,552 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,636 |
| Total interest expense | $163,000 | 8,582 |
| Net interest income | $555,000 | 8,599 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $87,000 | 6,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $352,000 | 8,838 |
| Salaries and employee benefits | $252,000 | 8,715 |
| Premises and equipment expense | $25,000 | 8,839 |
| Additional noninterest expense | $75,000 | 8,886 |
| Pre-tax net operating income | $303,000 | 7,433 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $67,000 | 5,846 |
| Income before extraordinary items | $236,000 | 7,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $236,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $80,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $236,000 | 7,429 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 8,684 |
| Total interest expense | $124,000 | 8,619 |
| Net interest income | $414,000 | 8,656 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $67,000 | 6,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $243,000 | 8,896 |
| Salaries and employee benefits | $179,000 | 8,772 |
| Premises and equipment expense | $13,000 | 8,928 |
| Additional noninterest expense | $51,000 | 8,945 |
| Pre-tax net operating income | $247,000 | 7,477 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $58,000 | 5,852 |
| Income before extraordinary items | $189,000 | 7,553 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $189,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $189,000 | 7,496 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,735 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $275,000 | 8,703 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $164,000 | 8,951 |
| Salaries and employee benefits | $120,000 | 8,826 |
| Premises and equipment expense | $9,000 | 8,969 |
| Additional noninterest expense | $35,000 | 8,993 |
| Pre-tax net operating income | $163,000 | 7,470 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $38,000 | 5,863 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $125,000 | 7,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $181,000 | 8,772 |
| Total interest expense | $43,000 | 8,712 |
| Net interest income | $138,000 | 8,745 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $81,000 | 8,997 |
| Salaries and employee benefits | $60,000 | 8,858 |
| Premises and equipment expense | $3,000 | 9,031 |
| Additional noninterest expense | $18,000 | 9,027 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 8,780 |
| Total interest expense | $207,000 | 8,727 |
| Net interest income | $551,000 | 8,761 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $99,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $359,000 | 9,020 |
| Salaries and employee benefits | $241,000 | 8,924 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $85,000 | 9,047 |
| Pre-tax net operating income | $281,000 | 7,503 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $232,000 | 7,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $232,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $232,000 | 7,475 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 8,863 |
| Total interest expense | $160,000 | 8,811 |
| Net interest income | $411,000 | 8,833 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $74,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $247,000 | 9,101 |
| Salaries and employee benefits | $174,000 | 8,979 |
| Premises and equipment expense | $17,000 | 9,101 |
| Additional noninterest expense | $56,000 | 9,122 |
| Pre-tax net operating income | $228,000 | 7,575 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $181,000 | 7,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $181,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $181,000 | 7,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $386,000 | 8,901 |
| Total interest expense | $110,000 | 8,860 |
| Net interest income | $276,000 | 8,859 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $49,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $165,000 | 9,128 |
| Salaries and employee benefits | $116,000 | 9,011 |
| Premises and equipment expense | $13,000 | 9,104 |
| Additional noninterest expense | $36,000 | 9,164 |
| Pre-tax net operating income | $160,000 | 7,528 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $127,000 | 7,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $127,000 | 7,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $127,000 | 7,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,946 |
| Total interest expense | $57,000 | 8,908 |
| Net interest income | $141,000 | 8,901 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $76,000 | 9,202 |
| Salaries and employee benefits | $58,000 | 9,049 |
| Premises and equipment expense | $2,000 | 9,243 |
| Additional noninterest expense | $16,000 | 9,225 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 8,982 |
| Total interest expense | $289,000 | 8,916 |
| Net interest income | $538,000 | 8,959 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $102,000 | 8,383 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $335,000 | 9,212 |
| Salaries and employee benefits | $234,000 | 9,090 |
| Premises and equipment expense | $33,000 | 9,136 |
| Additional noninterest expense | $68,000 | 9,252 |
| Pre-tax net operating income | $305,000 | 7,522 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $66,000 | 6,332 |
| Income before extraordinary items | $240,000 | 7,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $240,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $80,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $239,220 | 7,535 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 9,215 |
| Total interest expense | $394,000 | 9,166 |
| Net interest income | $503,000 | 9,182 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $71,000 | 8,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $310,000 | 9,479 |
| Salaries and employee benefits | $221,000 | 9,343 |
| Premises and equipment expense | $23,000 | 9,469 |
| Additional noninterest expense | $66,000 | 9,512 |
| Pre-tax net operating income | $264,000 | 7,573 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $208,000 | 7,670 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $208,000 | 7,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $208,000 | 7,552 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 9,498 |
| Total interest expense | $350,000 | 9,488 |
| Net interest income | $511,000 | 9,440 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $69,000 | 9,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $296,000 | 9,759 |
| Salaries and employee benefits | $210,000 | 9,600 |
| Premises and equipment expense | $24,000 | 9,731 |
| Additional noninterest expense | $62,000 | 9,803 |
| Pre-tax net operating income | $274,000 | 8,012 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $65,000 | 7,009 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 9,767 |
| Total interest expense | $333,000 | 9,754 |
| Net interest income | $474,000 | 9,727 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $69,000 | 9,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $267,000 | 10,099 |
| Salaries and employee benefits | $187,000 | 9,961 |
| Premises and equipment expense | $28,000 | 9,999 |
| Additional noninterest expense | $52,000 | 10,149 |
| Pre-tax net operating income | $276,000 | 8,226 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $67,000 | 7,383 |
| Income before extraordinary items | $209,000 | 8,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $209,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $209,000 | 8,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 9,995 |
| Total interest expense | $367,000 | 9,943 |
| Net interest income | $470,000 | 9,977 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $48,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $251,000 | 10,333 |
| Salaries and employee benefits | $168,000 | 10,221 |
| Premises and equipment expense | $32,000 | 10,146 |
| Additional noninterest expense | $51,000 | 10,381 |
| Pre-tax net operating income | $267,000 | 8,579 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $71,000 | 7,976 |
| Income before extraordinary items | $197,000 | 8,642 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $197,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $70,000 | 6,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $196,260 | 8,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 10,487 |
| Total interest expense | $358,000 | 10,422 |
| Net interest income | $434,000 | 10,512 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $41,000 | 10,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $230,000 | 10,798 |
| Salaries and employee benefits | $157,000 | 10,706 |
| Premises and equipment expense | $22,000 | 10,736 |
| Additional noninterest expense | $51,000 | 10,826 |
| Pre-tax net operating income | $245,000 | 9,318 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $68,000 | 8,947 |
| Income before extraordinary items | $177,000 | 9,356 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $177,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $177,000 | 9,308 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 11,049 |
| Total interest expense | $347,000 | 10,991 |
| Net interest income | $425,000 | 11,051 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $35,000 | 11,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $224,000 | 11,342 |
| Salaries and employee benefits | $151,000 | 11,236 |
| Premises and equipment expense | $31,000 | 11,122 |
| Additional noninterest expense | $42,000 | 11,406 |
| Pre-tax net operating income | $236,000 | 9,570 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 11,675 |
| Total interest expense | $281,000 | 11,611 |
| Net interest income | $368,000 | 11,665 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $31,000 | 11,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $213,000 | 11,865 |
| Salaries and employee benefits | $139,000 | 11,773 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $45,000 | 11,915 |
| Pre-tax net operating income | $186,000 | 10,550 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $43,000 | 10,315 |
| Income before extraordinary items | $143,000 | 10,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $143,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $143,000 | 10,496 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 12,336 |
| Total interest expense | $255,000 | 12,190 |
| Net interest income | $332,000 | 12,360 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $243,000 | 12,460 |
| Salaries and employee benefits | $158,000 | 12,312 |
| Premises and equipment expense | $17,000 | 12,468 |
| Additional noninterest expense | $68,000 | 12,478 |
| Pre-tax net operating income | $103,000 | 11,611 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $17,000 | 11,218 |
| Income before extraordinary items | $86,000 | 11,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $86,000 | 11,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,000 | 11,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 12,941 |
| Total interest expense | $262,000 | 12,806 |
| Net interest income | $338,000 | 12,935 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $16,000 | 13,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,037 |
| Total noninterest expense | $235,000 | 13,140 |
| Salaries and employee benefits | $151,000 | 12,982 |
| Premises and equipment expense | $7,000 | 13,227 |
| Additional noninterest expense | $77,000 | 13,100 |
| Pre-tax net operating income | $119,000 | 11,725 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $106,000 | 11,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $106,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $105,120 | 11,552 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 13,497 |
| Total interest expense | $326,000 | 13,411 |
| Net interest income | $366,000 | 13,474 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $233,000 | 13,745 |
| Salaries and employee benefits | $145,000 | 13,580 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $53,000 | 13,835 |
| Pre-tax net operating income | $148,000 | 11,549 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $134,000 | 11,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $134,000 | 11,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,120 | 11,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.