Home > State Bank of Cokato > Income and Expense
State Bank of Cokato, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 6,454 |
| Total interest expense | $120,000 | 5,525 |
| Net interest income | $343,000 | 6,575 |
| Provision for loan and lease losses | $110,000 | 2,755 |
| Total noninterest income | $114,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,904 |
| Total noninterest expense | $712,000 | 4,956 |
| Salaries and employee benefits | $285,000 | 5,603 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $374,000 | 3,802 |
| Pre-tax net operating income | $-365,000 | 6,982 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-365,000 | 7,023 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-365,000 | 7,022 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-365,000 | 7,023 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-365,000 | 6,999 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 6,321 |
| Total interest expense | $574,000 | 5,597 |
| Net interest income | $1,602,000 | 6,446 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $125,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $126,000 | 5,175 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,000 | 6,721 |
| Total noninterest expense | $2,202,000 | 5,628 |
| Salaries and employee benefits | $872,000 | 6,122 |
| Premises and equipment expense | $201,000 | 6,005 |
| Additional noninterest expense | $1,129,000 | 4,625 |
| Pre-tax net operating income | $-555,000 | 6,428 |
| Securities gains (losses) | $199,000 | 1,459 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-356,000 | 6,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-356,000 | 6,412 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-356,000 | 6,411 |
| Net charge-offs | $209,000 | 4,246 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-555,000 | 6,456 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 6,351 |
| Total interest expense | $402,000 | 5,834 |
| Net interest income | $1,268,000 | 6,406 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $-35,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $91,000 | 5,271 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-126,000 | 7,080 |
| Total noninterest expense | $1,631,000 | 5,683 |
| Salaries and employee benefits | $659,000 | 6,112 |
| Premises and equipment expense | $187,000 | 5,656 |
| Additional noninterest expense | $785,000 | 4,821 |
| Pre-tax net operating income | $-448,000 | 6,576 |
| Securities gains (losses) | $199,000 | 1,219 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-249,000 | 6,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-249,000 | 6,544 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-249,000 | 6,544 |
| Net charge-offs | $54,000 | 4,923 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-448,000 | 6,613 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 6,362 |
| Total interest expense | $311,000 | 5,678 |
| Net interest income | $834,000 | 6,469 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $-30,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-90,000 | 7,189 |
| Total noninterest expense | $1,077,000 | 5,763 |
| Salaries and employee benefits | $434,000 | 6,184 |
| Premises and equipment expense | $121,000 | 5,758 |
| Additional noninterest expense | $522,000 | 4,888 |
| Pre-tax net operating income | $-323,000 | 6,667 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-269,000 | 6,701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-269,000 | 6,702 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-269,000 | 6,702 |
| Net charge-offs | $59,000 | 4,321 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-323,000 | 6,705 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 6,398 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $413,000 | 6,513 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-121,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-150,000 | 7,406 |
| Total noninterest expense | $526,000 | 5,840 |
| Salaries and employee benefits | $213,000 | 6,273 |
| Premises and equipment expense | $61,000 | 5,802 |
| Additional noninterest expense | $252,000 | 4,989 |
| Pre-tax net operating income | $-234,000 | 6,867 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-234,000 | 6,928 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-234,000 | 6,928 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-234,000 | 6,928 |
| Net charge-offs | $47,000 | 3,400 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-234,000 | 6,916 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 6,353 |
| Total interest expense | $753,000 | 5,834 |
| Net interest income | $1,789,000 | 6,430 |
| Provision for loan and lease losses | $540,000 | 4,013 |
| Total noninterest income | $-73,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 4,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-217,000 | 7,287 |
| Total noninterest expense | $2,268,000 | 5,725 |
| Salaries and employee benefits | $934,000 | 6,151 |
| Premises and equipment expense | $240,000 | 5,871 |
| Additional noninterest expense | $1,094,000 | 4,854 |
| Pre-tax net operating income | $-1,092,000 | 6,525 |
| Securities gains (losses) | $110,000 | 2,083 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-982,000 | 6,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-982,000 | 6,581 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-982,000 | 6,581 |
| Net charge-offs | $611,000 | 3,376 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,092,000 | 6,587 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 6,352 |
| Total interest expense | $584,000 | 5,906 |
| Net interest income | $1,435,000 | 6,411 |
| Provision for loan and lease losses | $207,000 | 4,847 |
| Total noninterest income | $-439,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $117,000 | 4,912 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-556,000 | 7,587 |
| Total noninterest expense | $1,646,000 | 5,840 |
| Salaries and employee benefits | $714,000 | 6,167 |
| Premises and equipment expense | $180,000 | 5,931 |
| Additional noninterest expense | $752,000 | 5,081 |
| Pre-tax net operating income | $-857,000 | 6,729 |
| Securities gains (losses) | $109,000 | 1,866 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-748,000 | 6,801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-748,000 | 6,800 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-748,000 | 6,801 |
| Net charge-offs | $59,000 | 5,382 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-857,000 | 6,791 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 6,305 |
| Total interest expense | $400,000 | 5,960 |
| Net interest income | $1,007,000 | 6,353 |
| Provision for loan and lease losses | $107,000 | 5,085 |
| Total noninterest income | $-543,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $78,000 | 4,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-621,000 | 7,727 |
| Total noninterest expense | $1,128,000 | 5,815 |
| Salaries and employee benefits | $489,000 | 6,165 |
| Premises and equipment expense | $120,000 | 5,950 |
| Additional noninterest expense | $519,000 | 4,985 |
| Pre-tax net operating income | $-771,000 | 6,898 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-771,000 | 6,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-771,000 | 6,993 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-771,000 | 6,993 |
| Net charge-offs | $-24,000 | 7,615 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-771,000 | 6,963 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 6,472 |
| Total interest expense | $207,000 | 6,001 |
| Net interest income | $470,000 | 6,540 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $-649,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-687,000 | 7,892 |
| Total noninterest expense | $575,000 | 5,841 |
| Salaries and employee benefits | $257,000 | 6,133 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $254,000 | 5,075 |
| Pre-tax net operating income | $-761,000 | 7,323 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-761,000 | 7,389 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-761,000 | 7,389 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-761,000 | 7,390 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-761,000 | 7,373 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 6,255 |
| Total interest expense | $1,042,000 | 5,948 |
| Net interest income | $2,113,000 | 6,242 |
| Provision for loan and lease losses | $1,801,000 | 2,618 |
| Total noninterest income | $601,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $196,000 | 4,698 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $405,000 | 3,530 |
| Total noninterest expense | $2,275,000 | 5,919 |
| Salaries and employee benefits | $1,162,000 | 5,924 |
| Premises and equipment expense | $237,000 | 6,183 |
| Additional noninterest expense | $876,000 | 5,588 |
| Pre-tax net operating income | $-1,362,000 | 6,394 |
| Securities gains (losses) | $50,000 | 2,617 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,312,000 | 6,501 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,312,000 | 6,501 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,312,000 | 6,501 |
| Net charge-offs | $1,771,000 | 2,184 |
| Cash dividends | $36,000 | 4,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,362,000 | 6,519 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,294 |
| Total interest expense | $804,000 | 6,015 |
| Net interest income | $1,585,000 | 6,252 |
| Provision for loan and lease losses | $966,000 | 2,833 |
| Total noninterest income | $499,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $146,000 | 4,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $353,000 | 3,382 |
| Total noninterest expense | $1,664,000 | 5,998 |
| Salaries and employee benefits | $886,000 | 5,898 |
| Premises and equipment expense | $180,000 | 6,190 |
| Additional noninterest expense | $598,000 | 5,838 |
| Pre-tax net operating income | $-546,000 | 6,372 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-496,000 | 6,425 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-496,000 | 6,426 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-496,000 | 6,425 |
| Net charge-offs | $147,000 | 4,633 |
| Cash dividends | $36,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-546,000 | 6,459 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 6,261 |
| Total interest expense | $566,000 | 6,029 |
| Net interest income | $1,096,000 | 6,179 |
| Provision for loan and lease losses | $785,000 | 2,360 |
| Total noninterest income | $228,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $132,000 | 4,332 |
| Total noninterest expense | $1,126,000 | 6,008 |
| Salaries and employee benefits | $609,000 | 5,883 |
| Premises and equipment expense | $120,000 | 6,240 |
| Additional noninterest expense | $397,000 | 5,845 |
| Pre-tax net operating income | $-587,000 | 6,713 |
| Securities gains (losses) | $50,000 | 1,909 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-537,000 | 6,800 |
| Extraordinary gains, net | $168,000 | 13 |
| Net income | $-369,000 | 6,618 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-369,000 | 6,618 |
| Net charge-offs | $64,000 | 4,699 |
| Cash dividends | $36,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-587,000 | 6,829 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,334 |
| Total interest expense | $300,000 | 6,018 |
| Net interest income | $523,000 | 6,318 |
| Provision for loan and lease losses | $380,000 | 2,036 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $548,000 | 6,032 |
| Salaries and employee benefits | $314,000 | 5,860 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $172,000 | 5,975 |
| Pre-tax net operating income | $-301,000 | 7,062 |
| Securities gains (losses) | $50,000 | 1,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-251,000 | 7,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-251,000 | 7,116 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-251,000 | 7,117 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $36,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-301,000 | 7,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 6,040 |
| Total interest expense | $1,656,000 | 5,755 |
| Net interest income | $2,283,000 | 6,110 |
| Provision for loan and lease losses | $280,000 | 4,739 |
| Total noninterest income | $441,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $211,000 | 4,691 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $2,254,000 | 5,906 |
| Salaries and employee benefits | $1,318,000 | 5,711 |
| Premises and equipment expense | $230,000 | 6,417 |
| Additional noninterest expense | $706,000 | 5,783 |
| Pre-tax net operating income | $190,000 | 5,782 |
| Securities gains (losses) | $30,000 | 1,931 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $220,000 | 5,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $220,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,485 |
| Cash dividends | $269,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $190,000 | 5,674 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 6,066 |
| Total interest expense | $1,292,000 | 5,790 |
| Net interest income | $1,731,000 | 6,141 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $340,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $160,000 | 4,700 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 4,640 |
| Total noninterest expense | $1,672,000 | 5,933 |
| Salaries and employee benefits | $1,019,000 | 5,629 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $481,000 | 6,012 |
| Pre-tax net operating income | $279,000 | 5,725 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $309,000 | 5,167 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $309,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,080 |
| Cash dividends | $269,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $279,000 | 5,485 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 6,078 |
| Total interest expense | $888,000 | 5,858 |
| Net interest income | $1,179,000 | 6,103 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $226,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $135,000 | 4,487 |
| Total noninterest expense | $1,131,000 | 5,936 |
| Salaries and employee benefits | $704,000 | 5,581 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $315,000 | 6,061 |
| Pre-tax net operating income | $184,000 | 5,924 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $214,000 | 5,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $197,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $184,000 | 5,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,975 |
| Total interest expense | $460,000 | 5,945 |
| Net interest income | $657,000 | 5,866 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $587,000 | 5,866 |
| Salaries and employee benefits | $379,000 | 5,411 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $155,000 | 6,092 |
| Pre-tax net operating income | $146,000 | 5,486 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $146,000 | 5,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $197,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $146,000 | 5,144 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 6,099 |
| Total interest expense | $1,756,000 | 6,104 |
| Net interest income | $2,501,000 | 5,981 |
| Provision for loan and lease losses | $49,000 | 5,703 |
| Total noninterest income | $465,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $179,000 | 5,119 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $286,000 | 4,332 |
| Total noninterest expense | $2,229,000 | 5,914 |
| Salaries and employee benefits | $1,213,000 | 5,956 |
| Premises and equipment expense | $215,000 | 6,574 |
| Additional noninterest expense | $801,000 | 5,344 |
| Pre-tax net operating income | $688,000 | 5,474 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $688,000 | 5,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $688,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,230 |
| Cash dividends | $139,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $688,000 | 5,077 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 6,154 |
| Total interest expense | $1,291,000 | 6,188 |
| Net interest income | $1,876,000 | 5,994 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $292,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $144,000 | 5,176 |
| Total noninterest expense | $1,700,000 | 5,855 |
| Salaries and employee benefits | $901,000 | 5,963 |
| Premises and equipment expense | $170,000 | 6,467 |
| Additional noninterest expense | $629,000 | 5,143 |
| Pre-tax net operating income | $383,000 | 6,225 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $383,000 | 5,906 |
| Extraordinary gains, net | $16,000 | 22 |
| Net income | $399,000 | 5,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,434 |
| Cash dividends | $139,000 | 4,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $383,000 | 5,892 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 6,255 |
| Total interest expense | $821,000 | 6,310 |
| Net interest income | $1,228,000 | 6,101 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $187,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $91,000 | 5,292 |
| Total noninterest expense | $1,196,000 | 5,741 |
| Salaries and employee benefits | $608,000 | 5,966 |
| Premises and equipment expense | $115,000 | 6,479 |
| Additional noninterest expense | $473,000 | 4,751 |
| Pre-tax net operating income | $154,000 | 6,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $154,000 | 6,718 |
| Extraordinary gains, net | $48,000 | 19 |
| Net income | $202,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 970 |
| Cash dividends | $139,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $154,000 | 6,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 6,239 |
| Total interest expense | $399,000 | 6,376 |
| Net interest income | $637,000 | 6,006 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $133,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $676,000 | 5,370 |
| Salaries and employee benefits | $305,000 | 5,989 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 752 |
| Cash dividends | $139,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $59,000 | 7,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 6,180 |
| Total interest expense | $1,448,000 | 6,190 |
| Net interest income | $2,462,000 | 6,072 |
| Provision for loan and lease losses | $-118,000 | 8,486 |
| Total noninterest income | $446,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $203,000 | 4,955 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $243,000 | 4,715 |
| Total noninterest expense | $2,418,000 | 5,594 |
| Salaries and employee benefits | $1,089,000 | 6,187 |
| Premises and equipment expense | $255,000 | 6,160 |
| Additional noninterest expense | $1,074,000 | 4,284 |
| Pre-tax net operating income | $608,000 | 6,164 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $608,000 | 5,800 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $608,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,309 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $608,000 | 5,783 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 6,232 |
| Total interest expense | $1,040,000 | 6,244 |
| Net interest income | $1,858,000 | 6,112 |
| Provision for loan and lease losses | $-118,000 | 8,590 |
| Total noninterest income | $343,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $153,000 | 5,004 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,639 |
| Total noninterest expense | $1,710,000 | 5,766 |
| Salaries and employee benefits | $683,000 | 6,624 |
| Premises and equipment expense | $194,000 | 6,154 |
| Additional noninterest expense | $833,000 | 4,152 |
| Pre-tax net operating income | $609,000 | 5,828 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $609,000 | 5,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $609,000 | 5,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,484 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $609,000 | 5,319 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 6,300 |
| Total interest expense | $648,000 | 6,298 |
| Net interest income | $1,218,000 | 6,184 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,136,000 | 5,783 |
| Salaries and employee benefits | $448,000 | 6,696 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $558,000 | 4,138 |
| Pre-tax net operating income | $288,000 | 6,532 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $288,000 | 6,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,157 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,000 | 6,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 6,398 |
| Total interest expense | $309,000 | 6,323 |
| Net interest income | $575,000 | 6,344 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $555,000 | 5,865 |
| Salaries and employee benefits | $222,000 | 6,737 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $265,000 | 4,284 |
| Pre-tax net operating income | $116,000 | 6,862 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $116,000 | 6,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,701 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,000 | 6,472 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 5,963 |
| Total interest expense | $1,312,000 | 5,596 |
| Net interest income | $2,503,000 | 6,043 |
| Provision for loan and lease losses | $1,286,000 | 817 |
| Total noninterest income | $534,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $253,000 | 4,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $2,819,000 | 4,989 |
| Salaries and employee benefits | $1,368,000 | 5,368 |
| Premises and equipment expense | $292,000 | 5,802 |
| Additional noninterest expense | $1,159,000 | 3,956 |
| Pre-tax net operating income | $-1,068,000 | 8,654 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,073,000 | 8,683 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,073,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,084,000 | 380 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,068,000 | 8,663 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,893 |
| Total interest expense | $1,022,000 | 5,376 |
| Net interest income | $1,893,000 | 6,052 |
| Provision for loan and lease losses | $1,286,000 | 603 |
| Total noninterest income | $422,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $203,000 | 4,427 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $219,000 | 4,406 |
| Total noninterest expense | $2,107,000 | 4,968 |
| Salaries and employee benefits | $1,056,000 | 5,245 |
| Premises and equipment expense | $221,000 | 5,787 |
| Additional noninterest expense | $830,000 | 4,068 |
| Pre-tax net operating income | $-1,078,000 | 8,734 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,083,000 | 8,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,083,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,376,000 | 400 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,078,000 | 8,738 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,601 |
| Total interest expense | $690,000 | 5,191 |
| Net interest income | $1,408,000 | 5,695 |
| Provision for loan and lease losses | $709,000 | 707 |
| Total noninterest income | $279,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,400,000 | 4,968 |
| Salaries and employee benefits | $770,000 | 4,940 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $576,000 | 3,924 |
| Pre-tax net operating income | $-422,000 | 8,646 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-427,000 | 8,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-427,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,333,000 | 297 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-422,000 | 8,665 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,571 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $710,000 | 5,692 |
| Provision for loan and lease losses | $190,000 | 1,173 |
| Total noninterest income | $129,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $628,000 | 5,365 |
| Salaries and employee benefits | $383,000 | 4,979 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $217,000 | 4,810 |
| Pre-tax net operating income | $21,000 | 8,248 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $16,000 | 8,279 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $16,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 470 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 5,543 |
| Total interest expense | $1,145,000 | 5,250 |
| Net interest income | $2,872,000 | 5,538 |
| Provision for loan and lease losses | $1,449,000 | 745 |
| Total noninterest income | $662,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $352,000 | 3,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 4,207 |
| Total noninterest expense | $2,438,000 | 5,395 |
| Salaries and employee benefits | $1,453,000 | 5,060 |
| Premises and equipment expense | $108,000 | 7,867 |
| Additional noninterest expense | $877,000 | 4,781 |
| Pre-tax net operating income | $-353,000 | 8,594 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-377,000 | 8,662 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-377,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,094 |
| Cash dividends | $462,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-353,000 | 8,623 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 5,536 |
| Total interest expense | $831,000 | 5,344 |
| Net interest income | $2,188,000 | 5,495 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $486,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $277,000 | 3,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 4,407 |
| Total noninterest expense | $1,828,000 | 5,364 |
| Salaries and employee benefits | $1,089,000 | 5,009 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $654,000 | 4,758 |
| Pre-tax net operating income | $746,000 | 5,366 |
| Securities gains (losses) | $-25,000 | 8,698 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $721,000 | 4,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $721,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,546 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $746,000 | 4,708 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 5,562 |
| Total interest expense | $533,000 | 5,467 |
| Net interest income | $1,462,000 | 5,483 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $330,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,224,000 | 5,368 |
| Salaries and employee benefits | $730,000 | 5,013 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $435,000 | 4,793 |
| Pre-tax net operating income | $508,000 | 5,272 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $506,000 | 4,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,747 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $508,000 | 4,607 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 5,654 |
| Total interest expense | $255,000 | 5,662 |
| Net interest income | $720,000 | 5,527 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $151,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $613,000 | 5,378 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $221,000 | 4,708 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $230,000 | 4,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,972 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $228,000 | 4,871 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 5,792 |
| Total interest expense | $1,083,000 | 5,883 |
| Net interest income | $2,744,000 | 5,592 |
| Provision for loan and lease losses | $290,000 | 3,263 |
| Total noninterest income | $753,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $346,000 | 4,240 |
| Total noninterest expense | $2,396,000 | 5,375 |
| Salaries and employee benefits | $1,515,000 | 4,816 |
| Premises and equipment expense | $90,000 | 8,193 |
| Additional noninterest expense | $785,000 | 5,119 |
| Pre-tax net operating income | $817,000 | 5,656 |
| Securities gains (losses) | $50,000 | 2,510 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $867,000 | 5,034 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $867,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,345 |
| Cash dividends | $579,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $817,000 | 5,033 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 5,859 |
| Total interest expense | $824,000 | 5,983 |
| Net interest income | $2,043,000 | 5,652 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $574,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $307,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,258 |
| Total noninterest expense | $1,751,000 | 5,432 |
| Salaries and employee benefits | $1,111,000 | 4,870 |
| Premises and equipment expense | $72,000 | 8,138 |
| Additional noninterest expense | $568,000 | 5,203 |
| Pre-tax net operating income | $696,000 | 5,522 |
| Securities gains (losses) | $42,000 | 2,463 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $738,000 | 4,833 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $738,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $235,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $696,000 | 4,818 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 5,919 |
| Total interest expense | $562,000 | 6,030 |
| Net interest income | $1,334,000 | 5,699 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $376,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $1,155,000 | 5,474 |
| Salaries and employee benefits | $739,000 | 4,888 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $370,000 | 5,284 |
| Pre-tax net operating income | $455,000 | 5,553 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $491,000 | 4,853 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $491,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $235,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $455,000 | 4,850 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,018 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $631,000 | 5,893 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $174,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 4,275 |
| Total noninterest expense | $579,000 | 5,457 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $184,000 | 5,272 |
| Pre-tax net operating income | $196,000 | 5,891 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $196,000 | 5,195 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 5,923 |
| Total interest expense | $1,456,000 | 5,826 |
| Net interest income | $2,515,000 | 5,891 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $608,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $358,000 | 3,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 4,613 |
| Total noninterest expense | $2,184,000 | 5,555 |
| Salaries and employee benefits | $1,393,000 | 4,956 |
| Premises and equipment expense | $92,000 | 8,283 |
| Additional noninterest expense | $699,000 | 5,407 |
| Pre-tax net operating income | $699,000 | 6,085 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $778,000 | 5,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $778,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $508,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $699,000 | 5,423 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 6,143 |
| Total interest expense | $2,190,000 | 5,824 |
| Net interest income | $2,066,000 | 6,339 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $700,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $365,000 | 3,730 |
| Total noninterest expense | $1,932,000 | 5,865 |
| Salaries and employee benefits | $1,186,000 | 5,371 |
| Premises and equipment expense | $208,000 | 6,684 |
| Additional noninterest expense | $538,000 | 6,214 |
| Pre-tax net operating income | $664,000 | 5,941 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $681,000 | 5,296 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $681,000 | 5,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $422,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $664,000 | 5,232 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 6,396 |
| Total interest expense | $2,269,000 | 5,878 |
| Net interest income | $1,842,000 | 6,838 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $467,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,011 |
| Total noninterest expense | $1,729,000 | 6,214 |
| Salaries and employee benefits | $1,031,000 | 5,796 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $503,000 | 6,410 |
| Pre-tax net operating income | $560,000 | 6,743 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $501,000 | 6,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $501,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $353,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $508,280 | 6,289 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 6,736 |
| Total interest expense | $1,824,000 | 6,309 |
| Net interest income | $1,764,000 | 7,081 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $349,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,224 |
| Total noninterest expense | $1,368,000 | 7,121 |
| Salaries and employee benefits | $918,000 | 6,227 |
| Premises and equipment expense | $148,000 | 7,698 |
| Additional noninterest expense | $302,000 | 8,096 |
| Pre-tax net operating income | $495,000 | 7,161 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $460,000 | 6,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $460,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $453,560 | 6,654 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 7,457 |
| Total interest expense | $1,565,000 | 7,056 |
| Net interest income | $1,497,000 | 7,692 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $325,000 | 6,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,085 |
| Total noninterest expense | $1,461,000 | 6,797 |
| Salaries and employee benefits | $952,000 | 5,975 |
| Premises and equipment expense | $137,000 | 7,934 |
| Additional noninterest expense | $372,000 | 7,456 |
| Pre-tax net operating income | $271,000 | 8,557 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $206,000 | 8,571 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $206,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,807 |
| Cash dividends | $520,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $195,920 | 8,588 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 7,615 |
| Total interest expense | $1,717,000 | 6,854 |
| Net interest income | $1,398,000 | 8,237 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $299,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,141,000 | 7,872 |
| Salaries and employee benefits | $743,000 | 7,064 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $281,000 | 8,516 |
| Pre-tax net operating income | $526,000 | 7,782 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $133,000 | 7,866 |
| Income before extraordinary items | $407,000 | 7,589 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $407,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $190,000 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $396,500 | 7,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 8,548 |
| Total interest expense | $1,346,000 | 7,967 |
| Net interest income | $1,267,000 | 8,849 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $298,000 | 6,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $1,078,000 | 8,410 |
| Salaries and employee benefits | $706,000 | 7,499 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $268,000 | 9,203 |
| Pre-tax net operating income | $487,000 | 8,018 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $117,000 | 8,439 |
| Income before extraordinary items | $381,000 | 7,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $381,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 10,866 |
| Cash dividends | $159,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $372,530 | 7,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 9,681 |
| Total interest expense | $838,000 | 9,829 |
| Net interest income | $1,185,000 | 9,374 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $249,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,008,000 | 8,920 |
| Salaries and employee benefits | $650,000 | 8,065 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $276,000 | 9,533 |
| Pre-tax net operating income | $426,000 | 8,893 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $319,000 | 8,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $319,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $141,000 | 6,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $319,000 | 8,713 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 10,379 |
| Total interest expense | $524,000 | 10,993 |
| Net interest income | $1,161,000 | 9,863 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $211,000 | 8,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $971,000 | 9,475 |
| Salaries and employee benefits | $637,000 | 8,360 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $257,000 | 10,442 |
| Pre-tax net operating income | $401,000 | 9,356 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $128,000 | 6,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,840 | 9,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 10,809 |
| Total interest expense | $578,000 | 11,275 |
| Net interest income | $1,122,000 | 10,324 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $259,000 | 8,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $1,017,000 | 9,660 |
| Salaries and employee benefits | $650,000 | 8,390 |
| Premises and equipment expense | $81,000 | 11,115 |
| Additional noninterest expense | $286,000 | 10,615 |
| Pre-tax net operating income | $364,000 | 9,697 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $256,000 | 9,975 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $256,000 | 10,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $95,000 | 7,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,000 | 9,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 10,860 |
| Total interest expense | $906,000 | 10,844 |
| Net interest income | $1,114,000 | 10,651 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $925,000 | 10,338 |
| Salaries and employee benefits | $591,000 | 8,886 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $257,000 | 11,446 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $190,000 | 10,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $190,000 | 10,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $190,000 | 10,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.